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Join the Hudson Valley Real Estate Investors Association for an evening of education, practical insights, and valuable local networking.
Our featured speaker, Michael Haberman, will discuss how hard money lending can help real estate investors fund time-sensitive acquisitions, renovation projects, fix-and-flips, and other investment opportunities that may not fit traditional lending guidelines.

![img](https://www.hudsonvalleyreia.com/Images/2026/Mailchimp%20website.png)


Topics will include:

  • How hard money loans work
  • Which properties and projects may qualify
  • Loan-to-value and loan-to-cost considerations
  • Interest rates, points, fees, and loan terms
  • Renovation budgets and construction draws
  • What lenders evaluate before approving a deal
  • Exit strategies, including selling or refinancing
  • Common mistakes that can delay or derail funding
  • How to prepare a stronger loan request

Whether you are evaluating your first investment property or actively acquiring and renovating properties, this meeting will help you better understand how to use hard money responsibly and effectively.
Bring your questions, business cards, and information about any deals you are currently evaluating. You will also have the opportunity to meet local investors, lenders, contractors, real estate professionals, and other members of the Hudson Valley investment community.

SCHEDULE
7:00 PM – General Networking and Introductions
7:30 PM – Hard Money Lending with Michael Haberman
8:30 PM – Questions, Discussion, and Networking
9:00 PM – Meeting Concludes

Advance registration is encouraged.

Hudson Valley REIA brings together new and experienced real estate investors for education, resources, relationships, and opportunities throughout the Hudson Valley.

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