Tokens That Actually Work: IBDIC's Blockchain Bet on India's MSME Credit Gap

India's 63 million MSMEs power 30% of GDP — yet face a ₹25 lakh crore credit gap. The reason isn't risk. It's invisibility.

In August 2025, IBDIC became the only company to exit RBI's Regulatory Sandbox with a blockchain-native solution — a Deep Tier Financing Platform that tokenizes invoices to push credit from large anchor corporates down to Tier-2 and Tier-3 suppliers who've never accessed formal credit.

In this session, we break down how invoice tokenization actually works, why this passed RBI scrutiny when others didn't, and what it means for the future of tokenized financial instruments in India's banking stack.