Berlin Property Financing (In-Person) — Free RSVP Required (Max. 25)

Property financing in Germany is powerful, but it’s not straightforward, especially for foreigners navigating banks, paperwork, equity requirements, and long-term refinancing.

So we’re hosting a small, relaxed in-person meetup in Berlin (lounge/café vibe) to share how property financing really works, how to build a strategy from any starting point, and what to do if you already own a home and want to plan your next refinancing phase.

📅 Date: Friday, 13 February (Berlin)
🎟️ Cost: Free
👥 Seats: Max. 25 (registration required)
⏳ RSVP deadline: Monday, 9 February (so we can confirm reservations)
📍 Venue: Berlin — shared after RSVP confirmation

## What we’ll cover (simple, practical, Q&A-friendly)

### For people planning to buy

• What German banks really check: income stability, equity (Eigenkapital), SCHUFA/credit profile
• The real cost of buying: Nebenkosten (notary, land registry, property transfer tax, broker if applicable)
• Financing structures explained clearly (without jargon)
• How to build a plan even if you’re “not ready yet” today

### For existing owners

• Refinancing (Anschlussfinanzierung): why planning early matters
• How to protect yourself from rate shock
• Tools that can support strategy (e.g., forward planning, repayment structure, Bauspar as rate-security)

## Why property is worth thinking about in Germany (especially long-term)

• Germany has clear legal structures for ownership and long-term financing.
• For rental properties, there are well-known tax mechanisms that can improve the overall picture, such as:
• Deducting financing costs (like loan interest) and running costs as income-related expenses for rental income (“Werbungskosten”).
• Depreciation (AfA) on the building portion (rules depend on the year the building was completed).
• In certain new-build rental cases, there can be special depreciation under §7b EStG (with conditions).
• There are also public programs tied to energy-efficient building/renovation (KfW), which can matter for some buyers/owners depending on the project.

## Who should attend

• Foreigners living in Germany who want to buy their first property
• Owners who already have a mortgage and want to optimize or plan refinancing
• Anyone who simply wants a clear strategy and a realistic roadmap

## How to register

✅ Registration is compulsory. Please sign up using the form here.

If you can’t attend on the 13th, still sign up and write “Can’t attend, interested” in the message box—so we can invite you to the next session or offer a 1:1 check-in.

If you know someone who needs this, please forward this invite to them. Seats are limited and confirmation will be sent after RSVP.