Friends,

Between all the dinners, hikes, plays, and winery trips, I *love* finding new ways for us to learn together.

So, I’m incredibly excited to share one of my favorite people with you.

**Meet Herminia Ojeda** — a Financial Advisor with over 20 years of experience at Ameriprise Financial.

Herminia has a down-to-earth, “real talk” approach to money. I trust her advice completely. Her superpower is helping women find ways to maximize their money—whether you have a lot or just a little extra to work with.

Please join Herminia and me at my house on **Saturday, November 15th from 11:00 AM – 1:00 PM** for lunch, dessert, and an impactful, no-nonsense conversation about money

**What to Expect**

* Mingle with new and old friends
* Learn financial tips you can use right away
* Enjoy a delicious lunch, compliments of Lucinda & Herminia
* Savor homemade brownies while we pepper Herminia with our toughest money questions, worries and ideas
* *Optional:* Grab a few minutes of 1:1 time with Herminia for a private chat

**Event Details**

* **When:** Saturday\, November 15 \| 11:00 AM – 1:00 PM
* **Where:** Lucinda’s Home — 3212 Woodmont Drive, San Jose, CA 95118
* **Who:** Just us gals — feel free to bring a girlfriend!
* **Attire:** It’s Saturday morning—be comfy.
* **Parking:** Please save the driveway for friends with mobility needs; there’s plenty of street parking.

**Reservation Deposit:**
To minimize cancellations and no-shows, a **$10 refundable deposit** is required to reserve your spot. If you arrive at the event between 11AM - 11:15AM, your deposit will be returned to you. Please send your deposit when you RSVP:

* Venmo: @lucindalayton
* Zelle: [lucinda.layton1@gmail.com](mailto:lucinda.layton1@gmail.com)
* (Last 4 digits if needed: 4040)
* Include “Nov 15 event” in the payment comments

Gals, my home is open to all of you - come as you are, learn something new, and leave feeling empowered and more confident about your money.

Warmest regards,

**Lucinda Layton**
408-748-4040

Lucinda Layton

Ladies with Laugh Lines (Silicon Valley, 40+)

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Money Matters for Women: Build Confidence, Gain Clarity!

Ladies with Laugh Lines (Silicon Valley, 40+)

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