Health Insurance Questions Answered. Which One Is Right for You?

Health Insurance Q&A: Get Your Questions Answered
This is an educational event—not a sales presentation. You will not be expected to buy anything. The goal is simply to help you better understand health insurance, ask questions, and make more informed decisions about your coverage. If you ever decide you'd like personalized help afterward, I'm happy to assist—but that's entirely up to you. I’m Yelena, Independent Health and Life Insurance Broker.
Are your health insurance premiums too high? Is your deductible so high that you avoid going to the doctor? Are you worried about large out-of-pocket costs if something serious happens?

Not sure what your plan actually covers—or what it doesn't? If you don't qualify for employer-sponsored coverage, Medicaid, or financial assistance through your state's health insurance marketplace, are there other options that may fit your needs and budget? We'll talk about those, too.

These are some of the most common questions people have, yet many don't know where to find clear, unbiased answers.
Many people assume they're protected simply because they have health insurance. But the reality is that deductibles, copays, coinsurance, coverage limitations, and other financial gaps can leave families paying thousands of dollars out of pocket when an unexpected illness or injury occurs.
In this session, we'll discuss topics such as:

• The main types of health insurance available and who they may be appropriate for.
• How to identify coverage gaps that could leave you financially vulnerable.
• Why your monthly premium is only one part of the true cost of health insurance.
• Ways to become a smarter healthcare consumer by comparing prices, asking the right questions, and avoiding unnecessary medical costs.
• Additional protection options that may help with hospital stays, accidents, critical illnesses, disability, and income loss.
• How to review your current coverage and determine whether it still fits your needs.

You'll also hear real-life examples of how asking the right questions and shopping wisely for healthcare can save hundreds—or even thousands—of dollars.
Bring your questions. I'll answer them in plain English and help you better understand your options so you can make informed decisions for yourself and your family.
This event may be especially helpful if you're self-employed, buying your own health insurance, approaching Medicare, uninsured, paying too much for coverage, or simply unsure whether your current plan is the right fit.
Come ready to learn, ask questions, and leave with practical knowledge you can use—whether you decide to work with me or not.