The SBA 7(a) Playbook for Owner-Occupied CRE

### MDCRE January Meetup

📅 February 5, 2026

Owner-occupied commercial real estate is one of the most underrated wealth-building strategies available to small business owners and investors—and the SBA 7(a) loan program is the key that makes it accessible.

In this February 5, 2026, MDCRE Deep Dive, we’ll break down how SBA 7(a) financing can be used to acquire retail, office, industrial, and self-storage properties with favorable terms that traditional commercial loans simply can’t match.

Whether you’re a business owner looking to stop paying rent or an investor exploring low-down-payment acquisition strategies, this session will cover:

• How SBA 7(a) loans work for owner-occupied commercial properties
• Eligible property types and occupancy requirements
• Down payment, interest rates, and amortization advantages
• Common mistakes and deal-killing pitfalls to avoid
• Real-world scenarios showing how owners turn their business into a wealth-building asset

This session is designed to give you clarity, confidence, and actionable insight into when SBA 7(a) loans make sense—and when they don’t.

If you want to own the building your business operates from and create long-term equity while stabilizing your operating costs, this is a conversation you don’t want to miss.