Hard Money for Investors: How to Take Deals Down & Compare Loan Options

Learn how hard money works, what lenders look for in a deal, and how investors can compare loan options before moving forward.

Hard money can help investors move quickly on real estate opportunities, but the loan structure needs to make sense for the deal.

Join Devon Aguirre, PadSplit SoCal Market Manager, and special guest Ethan Gidcumb, Hard Money Lender at Best Lending Co., for a live webinar on how hard money works, how lenders review deals, and how investors can compare loan options before taking down a property.

Ethan specializes in value-add and rental real estate investments, working with investors at every stage, from first deals to large portfolios. He is primarily active in Southern California and is licensed in approximately 30 states. Over the last three years, he has been involved in tens of millions of dollars in real estate transactions, including projects from $50,000 up to $20 million and beyond.

### What You Will Learn:

• What is PadSplit: How the model turns single-family homes into higher-yield co-living assets
• How Hard Money Works: What investors should understand before using hard money to take down a deal
• Qualification and Underwriting: What lenders look for when reviewing a borrower, property, and project plan
• Typical Costs: How to think through rates, origination, and deal timelines before comparing loan options
• Spotting Opportunity: How loan programs can match different investor goals and growth stages
• Real Deal Examples: A look at Long Beach and Fontana deal numbers, including purchase price, rehab budget, ARV, loan amount, timeline, and gross profit

### Who Should Attend:

Real estate investors, landlords, new investors, value-add buyers, and real estate professionals who want to understand how hard money works and how to compare loan options before moving forward on a deal.