Philadelphia Financing Education Academy

The Horror of Not Saving for College: How to Protect Your Family from Student Debt
College costs are rising faster than ever—and the real horror isn’t tuition, it’s being unprepared. In this seminar, we’ll uncover the emotional and financial consequences families face when they delay saving… from overwhelming student loans to limited school choices and long-term financial stress.
You’ll also learn practical, actionable solutions to start planning now—no matter your child’s age.
In this seminar, we’ll cover:
✔ The true cost of waiting to save
✔ The long-term impact of student debt on parents and kids
✔ Smart savings strategies for every income level
✔ 529 plans, cash value life insurance, and other New York Life options
✔ How to start building a plan that gives your child choices—not debt
Whether you're preparing for preschool or high school, this session will show you how to avoid financial regret and create a realistic path forward.
You’ll leave with clarity, confidence, and saving strategies you can start using immediately.