GOREIA Main Monthly Meeting

##### Main Monthly Meeting

##### September 25th

##### 5:30 PM to 8:30 PM

"Real Investing in 2025: Speed, Cash Flow, and Conviction" with Tim Herriage, CEO, Ternus Inc.

Join Us at the Greater Orlando Real Estate Investors Association (GOREIA) Main Monthly Meeting! 🏡💼

Attention all real estate investors! It's time for our GOREIA Main Monthly Meeting, where opportunities are endless, and networking is key! 🔑 Perfect for wholesales, fix-and-flip investors, BRRRR/DSCR landlords, Realtors, contractors, private lenders, and entrepreneurs seeing to raise or deploy capital.

Join us for a 90-minute keynote and Live Deal Lab session focused on practical strategies for winning in today’s real estate market. This event will give attendees a clear view of 2025 market conditions, underwriting standards that actually work, and three direct paths to capital: borrow, invest, or plug in and learn.

The presentation begins with a candid Market Reality Check: national trends, Florida fundamentals, and an Orlando 2025 snapshot (forecast home values ≈ −1%, permits ≈ −6%, job growth ≈ +1.9%).

From there, Tim will highlight what works now:

• Wholetail opportunities
• Under-median flips with controlled scope
• BRRRR/DSCR rental holds with conservative underwriting

You’ll learn how to underwrite like it’s 2014, not 2021, avoid common deal killers, and apply Tim’s 3-Box Deal Filter (Make Money • Cash Flow • Legacy).

In the Live Deal Lab, attendees will walk through real scenarios using a 60-second underwriting grid— leaving with actionable insights and at least one immediate takeaway per deal.

The session also showcases Ternus capital solutions:

• Borrowers: Bridge, Fix & Flip, and DSCR loans—closing in days, not weeks.
• Investors:
• Reg CF — become a shareholder in Ternus with as little as $1,000.00
• Ternus Cashflow Fund (accredited) — first-lien, short duration loans: 8% preferred return paid monthly, 6-month initial lock, quarterly redemptions thereafter.

Date: September 25th
Location: 1021 Douglas Ave, Altamonte Springs, FL
Time: 5:30 pm to 8:30 pm
Format: Keynote + Live Deal Lab

Learning Objectives:

• Understand Orlando's 2025 outlook and its implications for investing.
• Identify deal types that still pencil in a cooling market.
• Apply the 3-Box Deal Filter and 60-second underwriting grid.
• Prepare for fast funding with Ternus by knowing what to submit.
• Explore investor pathways through Reg CF and the Cashflow Fund.

Connect with fellow investors and industry professionals.
Network with our business vendors who offer essential services.
Market your wholesale deals—bring your flyers and share them with potential buyers.
Discover new investment opportunities that could be your next big deal!
Whether you're a seasoned investor or just getting started, this event is the place to be. Don’t miss out—bring your deals, bring your business cards, and let’s make things happen! 💰🔥
See you there! 👊

## About our Speaker

Tim Herriage is the Chief Executive Officer of Ternus, Inc., a fast-growing national real estate finance company built by investors, for investors. With more than two decades of leadership in real estate investment, private lending, and capital markets, Herriage has been directly involved in over $8 billion in real estate transactions and has acquired nearly 2,000 properties over the course of his career.
Widely recognized as a pioneer in the real estate investment and private lending industries, Herriage has built, scaled, and exited multiple companies. Before founding Ternus, he was Co-Founder and Managing Director of Blackstone’s B2R Finance, which became Finance of America Commercial and went public in 2021 as part of Finance of America Companies. Herriage also served as Executive Director at RCN Capital, where he helped lead the firm’s national expansion into one of the leading lenders for real estate investors.
An entrepreneur at heart, Herriage founded the REI Expo, which grew into the largest real estate investor trade show in the United States before being acquired by Think Realty. Earlier in his career, he served as a Development Agent for HomeVestors® of America, where he managed and supported dozens of franchisees nationwide while operating one of the company’s top-performing offices.
Today, as CEO of Ternus, Herriage leads a company on a mission to return real estate finance to the hands of real investors—those creating value in communities, building neighborhoods, and driving economic growth. The official mission of Ternus reflects this focus:
“We are The Investors’ Lender. We partner with real estate investors to provide fast, reliable capital so that they can build wealth and create a legacy.”
Under Herriage’s leadership, Ternus emphasizes speed, transparency, and dependability, offering innovative lending solutions—including 100% financing options—designed to help everyday investors succeed in today’s competitive markets. Through a Regulation Crowdfunding (Reg CF) offering, Herriage and Ternus are inviting individual investors to become shareholders in the company, ensuring that the future of real estate finance is shaped by those who are actively building communities and creating value. Guided by its STARS core values—Speed, Transparency, Accountability, Respect, and Service—Ternus is committed to being a true partner to investors, providing more than just capital by delivering tools, guidance, and support that foster long-term success.
A former U.S. Marine Corps Intelligence Analyst, Herriage brings a disciplined, mission-driven leadership style rooted in service, strategy, and integrity.
In addition to leading Ternus, Herriage is the host of "Real Investing for the Everyday Investor," a podcast where he shares practical, no-nonsense insights for real estate investors.
Based in Rockwall, Texas, Herriage lives with his wife, Jennifer, and their two sons. A family man and lifelong entrepreneur, he remains committed to helping others build wealth and legacy through real estate—believing that real investing is about real people, not Wall Street.