FINANCING W/CROSS-COLLATERALIZING YOUR EQUITY & TITLE YOUR PROPERTY CORRECTLY

Investors — Stop Draining Your Cash!
Speaker: Crystal Howell, Citizens Bank & Trust Co.

If you’re cash-poor but equity-rich, it’s time to finance smarter. You’ve worked hard building a portfolio — but your money is trapped in renovations, 20% down DSCR loans, and endless capital calls. That cash should be working for you, not against you.
Here’s the truth: You don’t need to liquidate or overextend yourself to grow. You can leverage your existing equity through strategic financing — even across multiple properties — freeing up cash for the next opportunity while keeping control of your assets.
We can structure financing your way — whether it’s one property or a blanket loan up to 80% LTV. Stop spending your reserves; protect your liquidity and invest the smart way.

Next Speaker: STOP SHOWING EMPTY HOMES!
Laura Redding- Owner of Perfect Spaces Home Staging
https://perfectspacesva.com/

Renters often struggle to envision how furniture fits and how rooms might be utilized. Only 10% of renters can imagine a home looking any different from the way they presently see it.
They typically underestimate the size of the master bedroom, unless it is enormous, and struggle with visualizing how they might use open-concept areas. Empty houses seem much smaller and often feel cold and hollow. Any flaws, no matter how minor, stick out like a sore thumb in a vacant house because there is nothing else to look at. Even minimal staging makes vacant homes feel warm and inviting. It helps renters mentally prepare for the space, which is a requirement for receiving a lease agreement. The price varies depending on furniture needs, house size, price range, and the number of rooms.

TITLE COMPANY- To Be Announced

Join us at the next meeting November 18th, 2025— and bring your commercial, multifamily, or land investor friends. Let’s make your portfolio work harder for you, not the other way around.