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#94: AI 双面圆桌派 02 ~ AI 时代的理财之道
你有没有试过,让 AI 帮你解释 ETF、看一只股票、算退休,或者判断该不该提前还房贷?
它说得很快。
也很像那么回事。
但理财最难的,常常不是看懂一个产品。
而是看清自己的约束:收入、家庭、税务、房贷、风险承受力,还有你晚上能不能睡得着。
这一场,我们继续用「AI 双面圆桌派」的方式,聊 AI + 理财。
我们会聊几个普通人真的会遇到的问题:
* AI 能帮我们省下哪些查资料、做比较、读文件的时间?
* 为什么同样收入、同样资产的两个家庭,答案可能完全不同?
* AI 给出的投资观点,普通人可以怎么验证,而不是直接相信?
* 金融平台越来越智能之后,效率、推荐和用户保护之间怎么平衡?
* 当金融骗局从群发话术变成个性化关系,我们该如何提高警觉?
这不是一场投资课。
也不会给个股推荐。
我们更想聊的是:
AI 可以帮我们更快看懂信息,但它不能替我们承担后果。
***嘉宾介绍***
**Melinda Hu, CFP**
加拿大 CFP 注册财务规划师,拥有 20 年中加税务与财富规划经验,专注小企业与家庭的税务及退休规划。她长期关注 AI 对财务规划行业的影响,也关注在技术快速变化的时代,人们如何重新理解财富、风险与安全感。
**Alex Luo**
资深 IT 软件架构师,15 年深耕云技术、AI 人工智能与科技金融行业。金融创业 5 年,致力于中产阶级财商教育和理财服务,关注 AI 在金融行业的应用和发展。
***About Startup4Chinese***
Started in August 2017, Startup4Chinese's mission is to INSPIRE, EMPOWER, and CONNECT entrepreneurial minds not only among Chinese but beyond. We want to inspire your passionate entrepreneurship spirit, empower your brilliant startup idea, and connect you with your future reliable partner. We value Openness. We provide Pragmatic topics. We want to help you succeed!
***关于OneHub***
OneHub商业咨询是一家领先的加拿大咨询公司,提供商业咨询和顾问服务,帮助中小企业增长和成功。该公司以其战略咨询方面的专业知识而闻名,包括商业计划、市场研究、财务建模和数字化转型。创始人Eddie Lee有30多年企业实务经验,他注意到创业者常常面临相同的问题。OneHub团队,就是要为为初创企业或中小型企业遇到的问题提供全面解决方案。
***About OneHub***
OneHub Business Consulting is a leading Canadian consulting company that provides business consulting and advisory services to help small and medium-sized enterprises grow and succeed. The company is known for its expertise in strategic consulting, including business planning, market research, financial modeling, and digital transformation. Founder Eddie Lee has over 30 years of practical experience in the corporate world and noticed that entrepreneurs often face similar problems. The OneHub team aims to provide comprehensive solutions for the issues encountered by startups or small to medium-sized businesses.
Downtown Toronto French conversation exchange
This group is to discuss and practice our French . Everu
Toronto Language Exchange | Practice Spanish & English (In-Person)
Join our **Spanish–English Language Exchange** Meetup and improve your conversation skills in a relaxed, social environment. This **free event** is perfect for anyone looking to practice Spanish or English while meeting new people. We meet in cozy coffee shops, outdoors in parks, and sometimes get together to enjoy social events and local festivals while practicing languages and building community.
### **🗣️ What You’ll Do**
* Practice Spanish and English through real conversations
* Join small groups and switch languages throughout the event
* Learn practical vocabulary and everyday expressions
* Build confidence speaking in a supportive environment
### **👥 Who Should Attend**
* Spanish learners (all levels)
* English learners (all levels)
* Native speakers who want to help others
* Anyone interested in language exchange and cultural connection
### **☕ Venue**
If we meet at a local coffee shop—just grab a drink and enjoy the conversation!
### **💸 Cost**
**FREE event** (please support the venue by purchasing a drink)
### **🌟 Why Join?**
Language exchanges are one of the most effective ways to learn. You’ll improve faster by speaking with real people, hearing authentic accents, and using the language in everyday situations.
Whether you're a beginner or fluent speaker, you’ll find a welcoming community ready to practice and connect.
**👉 RSVP now and start speaking with confidence!**
As our language exchange community continues to grow, we’ll be moving around Toronto and meeting in different locations across the city. Please make sure to check the event location before each meeting and stay tuned for updates and announcements.
Our gatherings may take place indoors or outdoors—at coffee shops, parks, festivals, markets, or any event you think could work well for our group. Since we all come from different countries and cultures, this is a great opportunity to explore and enjoy all kinds of celebrations and experiences—not just Latin activities.
**Thank you for helping make this group grow and stay dynamic!**
**Héctor**
Moll Flanders by Daniel Defoe
For May, we'll read Moll Flanders by Daniel Defoe
313 pages
First published in 1722
About the book:
Born and abandoned in Newgate Prison, Moll Flanders is forced to make her own way in life. She duly embarks on a career that includes husband-hunting, incest, bigamy, prostitution and pick-pocketing, until her crimes eventually catch up with her. One of the earliest and most vivid female narrators in the history of the English novel, Moll recounts her adventures with irresistible wit and candour-and enough guile that the reader is left uncertain whether she is ultimately a redeemed sinner or a successful opportunist.
📣5/31‼️FOR ENGLISH SPEAKERS : TORONTO Japanese English Language Exchange
#### **This event page is for English speakers only.**
**こちらのイベントページは英語話者の方向けです。**
**日本人の方は、別のイベントページからお申し込みください!**
***
We host a Japanese & English language exchange meeting every Sunday at 9:30 AM.
Participants practice in pairs or small groups, with 50 minutes of Japanese practice and 50 minutes of English practice.
The study materials used in our sessions are created by professional language teachers.
### **Before Signing Up, Please Read the Following**
* **Please make sure to check the comments section of the event page, as all event details and materials will be shared there around Saturday.**
* This meeting is intended for people who are genuinely interested in language learning. Participants joining for other purposes may be asked to leave.
* We prioritize creating a safe and comfortable environment for all attendees.
* Disruptive behavior, solicitation, or sales activities are not allowed. Anyone who does not follow the instructions of the organizer or staff may be removed from the group.
* **Participation fee : Refunds and carryovers are not available.**
### **Participation Fee & Donation**
Your participation fee will be used by Emiko Tanaka, a Yosakoi Ambassador, to promote Yosakoi Naruko Dance from Kochi, Japan, to the world.
For more details, please visit our website:
[Yosakoi Ambassador Project](https://yosakoiambassador.com/)
We look forward to seeing you at the event!
Dinner with Friends Gratitude Party! (Cocktails and Conversations)
Hello everyone,
I'd like to invite you out to our **Dinner with Friends Gratitude Party!**
-Reserved seating, friendly people, good conversation and great food awaits!
So please plan to join us if you can :)
\*Joined by my other groups too; so we can anticipate a fantastic evening
**Time: 6:30 p.m. -9:30 p.m.**
**Location:** La Carnita - Good Fortune Bar (Main Floor)
**Address:** 130 Eglinton Ave. Toronto, ON M4P 2X9
Event Details Bellow:
Sincerely,
Steve Flemming
(Organizer/Host)
Event Details:
**Dinner with Friends Gratitude Party! (Dinner, Cocktails and Conversations)**
-The great thing about this dinner party is you're free to move around to different tables and meet the other members too throughout the evening
**Dinner Party Topics** may include but not limited too: Travel, Culture, Spirituality, Relationships, Modern Dating, Work/Life balance, Life after Marriage, Dating Apps, Comedy, History, Art, Technology, Economy, Music, Movies, Sports, Fashion, Hobbies, Books, Psychology, Philosophy, the Future, History, Pop Culture, Theatre, etc.)
**Arrival Time:**
\*Join us any time between 6:30 pm and 7:15 pm (if you can) for a fun and highly interactive evening as we get to know the members over dinner and great conversations (of your choice)
Event goes until roughly 9:30 pm
**Event Fee:**
5 dollars (cash only please) (HST included)
or in advance by e transfer to **[steveflemming11@gmail.com](http://steveflemming11@gmail.com/)**
\-\-\-\-\-\-\-\-\-\-\-\-
**Friendly Reminder:**
\*One beverage or appetizer minimum to support the venue- this is greatly appreciated :)
\-\-\-\-\-\-\-\-\-\-\-\-
**Parking Available:**
\*Plenty of free street parking on Eglinton and (Residential area south/east of venue for free)
**Close to Subway Station:**
\*Also right beside the Yonge/Eglinton subway station :)
\-\-\-\-\-\-\-\-
Blockchain Events This Week
Discover what is happening in the next few days
The Music Factory
Please join us and support our Legion #82 this coming Saturday night and make plans to dance the night away!
Weekends - Group Dance Classes at Access Ballroom
Ready to add more fun, movement, and connection to your week? Come join our group dance classes at [Access Ballroom](https://studioaccessballroom.com/)! We have classes **every day except Tuesday**—that’s Monday, Wednesday, Thursday, and Friday at 7:50pm, and Weekends at 3:40pm. Visit our [Monthly Calendar](https://studioaccessballroom.com/class-schedule/) to view the group class Schedule. To sign up you can also download our APP that is in both the Google Play store and the Apple Store. Just look up Access Ballroom.
Whether you’re a total beginner or already have some moves, you’ll fit right in! We always have multiple teachers on hand to guide every level, so everyone gets the attention they need. Our amazing environment and welcoming atmosphere are what make us one of Toronto’s premier Latin and Ballroom studios—and it’s why we have the most Google reviews in the city!
Don’t just take our word for it—come experience the energy, laughter, and community for yourself. We can’t wait to see you on the dance floor!
Change the World in Eighty Days! Sunday afternoon pub :)
Please try not to be late.
Socialize with exceptional people in a cozy pub.
Enjoy meaningful and stimulating, conversations,
as we strategize and implement our plan...
to Change the World in Eighty Days!
Activities of ‘Eighty Days!’ follow a clear format:
• Steve will meet, greet, and introduce every attendee at each meeting,
• will lead a discussion of relevant, current, global news,
• lead a discussion of our overall objective, intermediary goals, and specific tasks,
• and, ask for volunteer(s) for each specific, small, simple task.
• Attendees will help choose the next meeting day, time, and place,
• and enjoy socializing, our successes, and making a difference!
IMPROV and ACTING in the PUB (with Optional Dinner Party After)
Hello everyone,
Please join us for our a great afternoon with **IMPROV and ACTING in the PUB.**
\*Joined by my other groups too; so we can anticipate a great afternoon
\*\*Stick around after as well for our weekly traditional Sunday Dinner Party-no extra charge- others will be joining us to for dinner (optional)
Event details below:
Sincerely
Steve Flemming
(Organizer/Host)
Event Details:
**IMPROV and ACTING in the PUB (with Optional Dinner Party After)**
This is a well organized event filled with Improv games, skits and of course lots of hilarious scenes that we will create.
-A fun afternoon for all Improv enthusiasts and newbies of Improv!
\*No experience required; just an open mind and a desire to meet some wonderful people, laugh and have fun!
\*Joined by my other groups too so we can anticipate a fabulous turn out
\-\-\-\-\-\-\-\-\-
**Event Fee:** 10 dollars (Cash only) (HST is included)
or e transfer in advance to [[steveflemming11@gmail.com](http://steveflemming11@gmail.com)]
\*Includes Dinner Party after at no extra charge :)
\-\-\-\-\-\-\-\-\-\-\-\-\-
**Friendly Reminders:**
**Date:**
**Sunday, May 31st**
**Arrival Time:**
Arrive between 4:00 pm and 4:30 pm
**Where to Meet us?**
**Location: La Carnita - Good Fortune Bar (Main Floor)**
**Address:** 130 Eglinton Ave. Toronto, ON M4P 2X9
\-\-\-\-\-
**Parking Available:**
\***Plenty of free street parking on Eglinton** and (Residential area south/east of venue for free)
**Close to Subway Station:**
\*Also just a three minute walk east from the Yonge/Eglinton subway station
Beach Volleyball All level Learn and Play
Join our WhatsApp group
[https://chat.whatsapp.com/F7838OJWfkiAlMEyNffVfZ](https://chat.whatsapp.com/F7838OJWfkiAlMEyNffVfZ)
Welcome to beach volleyball All Level Learn and Play Event in Spanish Banks. If you never play before but want to, no worry, you can learn basic skills over here. All the equipment is prepared. This event is for come to meet new friends, improve your volleyball skill and build your team. **Only 20 spots**
**If you can HOST our volleyball event, peope learn basic Skills from you. Reserve as HOST, get paid**
* People will **learn basic skills and rules from** **Our Host Leon** in the first hour.
* In the next hour, we will be divided into the different teams to play on the court.
* People who purchase the summer pass will be put into the same team, play with your same team players and build your team.
**Drop In $10**
**Flash Sale 2026 All summer Pass $69**
and May 17 2026 - Sep 6 2026 Sunday (No Events in Holiday or Raining)
[https://www.extremelyshy.com/toronto&RAP1VF](https://www.extremelyshy.com/toronto&RAP1VF)
**Book online only**, you will receive details and contact information in your confirmation email. Show your QR code to our host Natalie to verify.
Legal Stuff - Liabilities, Obligations, and Responsibilities
We are a group composed of volunteers. We are NOT a professional organization or pro trail guides and/or pro event organizers. However, as a group of friends and acquaintances, we will look out for each other. The organizer and any/all assistant organizers and other attendees are in no way responsible and liable for your personal safety and health state, before, during, and at any time after this event. By RSVPing "Yes", for this event, You acknowledge that you fully understand and accept the aforementioned conditions and following event attendance conditions and, you are solely responsible for your health, safety, and well-being before, during, and at any time after the event as stated previously. All attendees shall forever hold harmless the organizers and other attendees and unconditionally waive any liabilities resulting from attending and/or participating in this event
Volleyball Foundations 3 — Build Skills & Confidence | May 24-June 21 (15+)
**Volleyball Foundations 3 — Connect Your Skills & Play with Confidence (15+)**
Ready to move beyond isolated skills and start playing with flow and purpose? Volleyball Foundations 3 is designed for players who are ready to connect their techniques and develop real game awareness in a team setting.
In this progressive clinic, you’ll focus on integrating your skills into live, rally-based play:
• **Reading the Ball:** Anticipate trajectory and react earlier to stay one step ahead
• **Defense:** Improve footwork, positioning, and overall court coverage
• **Attacking:** Learn the 3-step approach and develop controlled, effective hits over the net
You’ll also begin to understand the rhythm of the game through continuous play. Sessions emphasize “wash drills” and extended rallies, helping you stay engaged, make decisions under pressure, and build confidence during longer points.
Players will be introduced to the **6-Up defensive system** and develop strong on-court communication skills to navigate fast-paced, unpredictable situations.
***
**Who This Clinic Is For:**
• Players who have completed Volleyball Foundations 2 or have a strong base in passing, setting, and serving
• Players ready to develop game awareness, teamwork, and rally consistency
• Athletes looking to feel more confident playing in game-speed environments
***
**Location:** Miles Nadal JCC — 750 Spadina Ave. (enter through Spadina doors)
**Format:** Group instruction led by an experienced, supportive coach
**Registration Required in Advance**
RSVP’ing on Meetup does not reserve your spot.
[Register here](https://app.amilia.com/store/en/miles-nadal-jcc/api/Activity/Detail?activityId=yQ90BGe)
☎️ Or call 416-924-6211 ext. 0
***
**Early Bird Discount:**
Register by April 26 at 10 PM to receive **10% off** sessional registration.
***
**Why Join?**
• Learn to connect skills into fluid, game-like play
• Improve decision-making, timing, and court awareness
• Build confidence in rallies through continuous, high-energy gameplay
• Develop communication and teamwork within a structured system
Take the next step toward real gameplay—where skills come together, rallies get longer, and confidence truly starts to show.
Blockchain Events Near You
Connect with your local Blockchain community
June 2026 AWS Columbus - Topic to be announced
Topic to be announced.
**THANK YOU** *Franklin University* for hosting our meetup! To learn more about *Franklin University*, please visit their website: https://www.franklin.edu/
**DIRECTIONS**
Franklin University
Fisher Hall
300 E. Main St, Columbus, OH 43215
Map: https://maps.app.goo.gl/jxjBA2hUmS5qrvhq8
Parking is FREE! Please park in Lot C in front of Fisher Hall. See attached map.
NOTE: Map the address only. When mapping with Google Maps it may use the Fisher Hall at OSU, which is NOT correct.
**Want to sponsor the pizza and/or bar tab?**
Please contact me if you would like to sponsor this meetup's pizza and/or bar tab: angelo@mandato.com
Level One Tuesdays (Bachata & Salsa Dance Lessons)
Click Here For More Videos:
https://www.facebook.com/share/r/17bwkttXhV/
***********************************
Salsamante Dance Academy will be at Swerve Every Tuesday Night to share the Rhythm & Energy of Bachata & Salsa.
These are Beginner Level lessons to get you comfortable and understand the two dances. Spread the Good News to all.
Swerve Dance & Fitness Complex
640 Lakeview Plaza Blvd A, Worthington, OH 43085
Bachata 7pm-8pm
Salsa 8pm-9pm
$15 - One Lesson
$20 - Both Lessons
ServiceNow Knowledge 26 Recap + Topgolf Happy Hour
Couldn't make Knowledge? Or want to debrief the dancing robots or Autonomous Workforce? Join us for a Knowledge '26 recap, insights sharing, a couple rounds of golf, and fun at Topgolf. As always, drinks and food will be provided. More details to come — mark your calendar, RSVP, and save your spot today!
HOW TO BE A BETTER COMMUNICATOR - A FREE SEMINAR
Communication is everything in life
You are only as successful as your ability to communicate.
\- What if you could confidently talk to anyone?
\- What if you had the ability to calmly control every conversation?
\- What if you could close that sale\, ask for that date\, make new friends\, repair problematic relationships\, get that raise\, or effortlessly express any idea with confidence?
You can!
The secret to success relies on your ability or inability to effectively communicate. Attend a free seminar and gain a better ability to communicate.
Hosted by the Church of Scientology of Central Ohio
1266 Dublin Road, Columbus, OH 43215
For more information, contact Rhiannon, the Event Host at 614-221-5024
Gold Star Business Networking
Bring your business cards and network in person with other business professionals! Gold Star Referral Clubs is one of the most established professional networking organizations in the country, with multiple groups in central Ohio. Join us!
Free In-Person Event: Handle Self-Confidence & Motivation to Achieve Your Goals
This is an in-person meeting.
Would you like to know the Real You, not just a shadow of yourself? Does your life energy feel somehow trapped within? Does your self-confidence get easily shaken? Do you get in the way of your own goals? We will discuss the real source of all this, what holds you back in life, and how to handle it so you can achieve more successful and happier living.
Perhaps you get weighed down with negative emotions you can't seem to shrug off. Or find yourself doing strange and irrational things - not really being yourself. We will cover why that is and tools that work to help you unearth your self, your self-confidence and motivation.
This meeting will help you learn about how to effectively overcome:
-Out-of-control unwanted emotions
-Low self-esteem
-Anxiety
-Negativity
-Stress
-Irrational fears
-Traumatic or painfully emotional incidents
-Breakups
-Betrayals
-Feeling like you're not really yourself
-Self-doubt...
We will discuss how to unleash the inner you and tap into your true potential. So come to this online meetup!
This meeting is sponsored by the Hubbard Dianetics Foundation of Central Ohio
Join Biggest Community | Investors Founders | Columbus | Online
Please reserve your spot by registering on the below link :
**Reserve**
https://www.eventbrite.com/e/join-biggest-community-investors-founders-columbus-online-tickets-1988563717610?aff=meetup
**QUESTIONS ?**
Pls Reach out to;
Ridhi - +971504724873 ( WhatsApp Only)






























