Buying Investment Properties

### THIS IS OUR RESCHEDULED FEB EVENT! ### \*\*\*\* What is The Hip Haus? \*\*\*\*The Hip Haus is an organization that exists to empower young and experienced professionals alike in the GTA and help the growth of local business. As professionals (especially post pandemic world) it is sometimes difficult to network with other like minded individuals, get good career advice or simply make connections with others you may be able to help or get help from. The Hip Haus is committed to providing social gatherings in an atmosphere where such networking can take place. \*\*\*\* Who Should Attend? \*\*\*\*The Hip Haus events are ***19+***. The focus however is the growth and development of professionals in the GTA. It doesn’t matter if you are a business owner, have a job, are looking for a job, recently graduated university/college, still in university/college, looking for others to launch a new idea or just want to meet other professionals, our events are for you. Remember that Industry is Industry. One is not better than the other to The Hip Haus. We are expecting a diverse range of industry professionals. Our events in clude professionals from Tech & AI to Entrepreneurs, Musicians, Artists, Bankers, I.T Professionals, Accountants, Investors, Advertising/Marketing Professionals, Bloggers, Authors, Lawyers, Doctors, Dentists (This List Can Clearly Go On). ALL ARE WELCOME! \*\*\*\* What to Expect at Our Events? \*\*\*\*Bring Business cards or have your LinkedIn QR code at the ready. Networking! That is the key to these events. Sure it can be a great place to hang out and have a beer with a few friends but it is important to come with an open mind to meet new people and make new connections. Build your network of friends/colleagues/advisors to help yourself as well as them. The Hip Haus wants the professionals of the GTA to come together to help foster personal and professional development. \*\*\*\* Dress Code! \*\*\*\*This is a tricky one. There is NO strict dress code but remember this; you are meeting professionals in an informal manner and we all know first impressions last forever. Come dressed in a way that would allow you to be comfortable and professional according to your industry. Consider This…would a professional musician/artist necessarily dress the same as an investment banker at work? Be who you are or who you want to be. #YoungProfessionalsNetworking #ProfessionalsNetworking #EntrepreneurNetworking #FounderEvents #FounderNetworking #AINetworkingToronto #TechNetworkingEvents #YoungProfessionalsAI #EntrepreneursAI #AIandTechToronto #NetworkingEventsGTA #IssabellsToronto **\*\* Let's Get Social!\*\*** WEB: [www.thehiphaus.com](http://www.thehiphaus.com/ "http://www.thehiphaus.com/") [INSTAGRAM](m/thehiphaus/ "m/thehiphaus/") \| [FACEBOOK](https://www.facebook.com/thehiphaus "https://www.facebook.com/thehiphaus") \| [TWITTER](https://twitter.com/thehiphaus "https://twitter.com/thehiphaus")

Join us for ESL Cafe on Mondays nights at St Paul's Bloor Street. We have groups for all levels of English: Basic English, Beginner, Intermediate and Advanced. At ESL Cafe, you can practice English conversation, drink coffee (or tea) and have lots of fun meeting other interesting people!!

**Drop-In Pickleball at the Miles Nadal JCC** Come play one of the fastest-growing sports in North America — right in the heart of the Annex! Join us for friendly, active Pickleball at the Miles Nadal JCC, just steps from Spadina Station. It’s a great way to stay active, meet new people, and have some fun! *** ** Event Details:** **Location:** 750 Spadina Ave. (enter through the Spadina doors) **Check-In:** Stop by security and check in at the front desk when you arrive. *** ** Registration & Payment (Required in Advance):** **RSVP on Meetup does *not* reserve your spot.** To participate in Drop-In Play, you must register and pay in advance via our registration system. [Register online](https://app.amilia.com/store/en/miles-nadal-jcc/api/Activity/Detail?activityId=bN72APE) Or register by phone: 416-924-6211 Space is limited to **18 players** on a first-come, first-served basis. Once full, no additional participants can be accommodated. *** ** Other Info:** * Paddles and balls are available for loan at the front desk with a **$20 cash deposit and valid ID** * This session is intended for **novice players and above** — participants should know basic rules and scoring * Courts are rotated regularly so everyone gets a chance to play * Welcoming, inclusive environment *** Come ready to rally, socialize, and have a great time on the court. We can’t wait to see you there!

**Conquer Your Fear of Public Speaking with Toastmasters!** Join the Ajax Outspoken Speakers for an empowering session designed to help you build confidence and enhance your public speaking skills. Whether you prefer to attend in-person or online, Toastmasters offers a supportive and friendly environment to tackle your fears and unlock your potential. **What to Expect:** * Practical exercises to improve communication skills. * Opportunities to speak in a no-pressure setting. * Encouragement from like-minded individuals. Meeting details can be found at https://1651924.toastmastersclubs.org/directions.html. Take the first step toward becoming a more confident you—we can't wait to see you there!

⚠️ **Important:** RSVPs on Meetup **do not guarantee a spot.** To secure your complimentary experience, you **must call or text us at 416-900-9679** to confirm your qualification and booking. Please don’t attend without confirmation – space is limited and unconfirmed arrivals cannot be accommodated. Experience what it feels like to train at Toronto’s most advanced **fitness and longevity studio** — where science meets community. In this small group session, you’ll build functional strength, endurance, and mobility while learning how to move and recover like an athlete. Each class blends: * **Short bursts of cardio** (yes, even if you hate it) * **Targeted functional strength training** to build lean muscle * **Mobility, mindfulness, and breathwork** to finish strong and centered All levels are welcome — from beginners to seasoned gym-goers. Our coaches lead every step and correct your form in real time to ensure maximum results and safety. **Location:** Telomere Fitness, 518 Yonge Street (Yonge & College) Easy access by subway – minutes from College Station ### **Special Complimentary Offer (Limited Spots)** We’re currently offering for **qualified downtown Toronto residents** a *free* full fitness experience, including: ✅ **InBody Scan** (body composition & fat/muscle analysis) ✅ **Personal Fitness Assessment** ✅ **Small Group Training Session** ✅ **Nutrition Consult** *(Total value: $200 – complimentary for qualified individuals)* ### **How to Qualify** To reserve your complimentary session, you must **live or work in downtown Toronto** and **call or text us first** at **416-900-9679** to confirm eligibility. Spots are limited to maintain our small-group focus. ### ️‍♂️ **How to Prepare** * Wear athletic clothing and indoor footwear. * Bring a water bottle – we have a no-touch filling station. ### **Event Schedule** * We offer 5 sessions per day - Morning, After you and then this is where I had an issue I couldn't just make it. It's weird.noon and Evening * Spots fill up fast so call us to see if we have a spot available at your preferred day/time! * RSVP + confirmation required before attending Google Maps: [https://maps.app.goo.gl/6jMKrTvr4Lk5aUna7](https://maps.app.goo.gl/6jMKrTvr4Lk5aUna7) Questions? Call or text us anytime: **416-900-9679** ### ⚠️ **Final Reminder** Meetup RSVPs **alone do not** secure a space. Please **call or text 416-900-9679** after RSVPing to confirm your booking. Unconfirmed arrivals **cannot be admitted** due to limited capacity.

FREE Webinar! How to Buy 3–5 Investment Properties for Retirement Thursday, February 26, 2026 6:30 PM – 8:00 PM Hosted by: Alicia & Amiya Alarcon ✨ Featuring top industry professionals! Learn step‑by‑step strategies to secure multiple investment properties and build lasting wealth for retirement. Reserve your spot today — start planning your financial future!

**We will discuss day trading, swing trading strategies and tools.** This will not be a presentation format. We will discuss options trading and investing strategies, as well as the skills needed to start. It is a **casual meetup to meet people who are interested in trading or building a career around it, especially algorithmically. No "financial gurus" are welcome.** Join us for a meetup where we share trading ideas, and connect with others who share a common interest in investing. Algorithmic trading is commonly used by large institutional investors and market makers, but it is also accessible to retail traders. It offers several advantages over manual or discretionary approaches—particularly in minimizing psychological errors that often impact human traders. Some of the topics we usually discuss: \- Reasons for investing \- Limitations of being a retail trader \- Practical tools: brokers\, APIs\, data sources\, real\-time implementation \- Brainstorming ideas: strategies that may be working today **Note this even is not sponsored or endorsed by any business where we are meeting. We are just using their space for casual meetup event.** **Please no promotion of MLM, pyramid schemes, self promotion to paid services, affiliate promotion, paid subscriptions or similar stuff.** **Useful Links** * Notion page of [Algo Trading Resources](https://systemetic.notion.site/Algorithmic-Trading-Resources-fe400c5258e440fd8a4d63770d08bc13) **Telegram group for quicker communication:** [https://t.me/+m8BMRABGX74xNmZh](https://t.me/+m8BMRABGX74xNmZh) **Disclaimer:** This meetup is for educational and informational purposes only and should not be construed as professional financial advice. The discussions and materials presented at this meetup are provided as general information and are not intended to be a substitute for professional financial, legal, or tax advice. All participants are encouraged to consult their financial advisor or qualified professionals regarding specific financial issues. None of the organizers, speakers, or participants at this meetup are liable for any financial loss or damage incurred as a result of trading activities or decisions based on the information shared during this event. Trading stocks and other financial instruments involves risk and may not be suitable for all individuals. **CFTC Rule 4.41:** Futures, foreign currency and options trading contains substantial risk and is not for every investor. An investor could potentially lose all or more than the initial investment. Risk capital is money that can be lost without jeopardizing one’s financial security or lifestyle. Only risk capital should be used for trading and only those with sufficient risk capital should consider trading. Past performance is not necessarily indicative of future results. **Non-Endorsement**: References to specific securities, investment strategies, or any financial instruments during the meetup are for illustrative purposes only and do not constitute a recommendation, endorsement, or investment advice by the organizers or speakers. **No Guarantees**: There is no guarantee that the investment strategies discussed will be profitable or protect against loss. All investments involve the risk of loss. **Conflict of Interest**: Presenters or organizers may hold or intend to acquire positions in securities discussed during the meetup, which may create a conflict of interest.

### TORONTO **\- AI TECH PITCH & INVESTOR NIGHT** Join us for an exciting evening where founders, investors, and innovators in **AI, SaaS, Tech and Tech fields** come together to connect, collaborate, and create opportunities. **What to expect:** * **Startup Pitches** – Founders present their projects to investors & peers. * **Networking Sessions** – Meet like-minded entrepreneurs, potential partners, and investors. * **Keynote Insights** – Hear from speakers on the future of AI, Web3, and venture opportunities. * **Open Discussions** – Exchange ideas, challenges, and solutions in an informal setting. **Who should attend:** * Startup founders looking for funding & exposure * Investors exploring high-potential opportunities * Tech enthusiasts & builders in Tech industry * Professionals curious about the startup ecosystem or expanding networking **Details:** * **Time:** 7:00 PM – 10:00 PM * **Dress Code:** Smart casual * **Bring:** Business cards / LinkedIn ready to connect ✨ Whether you’re raising capital, looking for a co-founder, or simply want to expand your network, this is the room you need to be in. Tickets & Registration: If PayPal is not convenient for you, you can also register or purchase tickets via our official platforms • Luma:[https://luma.com/dmwz23ko](https://luma.com/dmwz23ko) • Eventbrite:[https://www.eventbrite.com/e/1980548459758?aff=oddtdtcreator](https://www.eventbrite.com/e/1980548459758?aff=oddtdtcreator) Choose the option that works best for you. See you there!

Street Film Co-op welcomes any member to start a project. Here's info on how you can start a project or seek interest in your potential project. Please note: this is a standing meetup with info and it is not an actual invite to meet. The meetup site doesn't allow for a permanent post to be up but requires a deadline to be given. Types of projects Short films, web series, extremely low-budget features, a proof of concept short film for your feature, etc. There are no limitations on the type or length of project. Bear in mind that projects should be low to no budget. Each project will be posted for 2 months and interested people will contact you directly. Read below for more details and how-to’s. Contact the group's organizer Ian Nichol if you wish to launch a project. Create your own project description in a word doc (you will email to Ian) or email, based on past projects. Be engaging, tell a little about yourself, get people excited in your idea. Include your email and repeat it again but spelling it so you are putting “at” instead of @. The meetup site can sometimes hide email addresses in meetup posts. Keep the text re: the meetup's meeting date is just a deadline and not an actual meeting date. Email your posting with a fun photo of you (has to be landscape shape for the meetup template). Email all this to the meet-up's 2 amazing organizers: Erin and Andy. They will let you know if they have any questions before posting it. Please consider crediting the Organizer, Ian Nichol, as Executive Producer or Associate Producer in your credits and on imdb. Co-op members are eager to participate and will reply to your post.

**Join [TILE.]** at the **most popular Saturday Language Learning Social Event & Party in Toronto! ** **[TILE.] = Toronto International Language Exchange [Instagram](https://www.instagram.com/tilelearning/)** **[TILE.]** now has a **2-for-1 special event,** which includes: **1.** From **[6:30 - 7:15 PM](https://www.meetup.com/english-class-with-certified-award-winning-teacher):** An optional new $5 small group 45-minute **[English language class](https://www.meetup.com/english-class-with-certified-award-winning-teacher)**[ ](https://www.meetup.com/english-class-with-certified-award-winning-teacher)led by a certified language teacher **2.** From **[7:15 - 11 PM](https://www.meetup.com/biggest-language-party-event-social-in-toronto):** Our usual huge group **[BIGGEST LANGUAGE EXCHANGE SOCIAL EVENT AND PARTY IN TORONTO](https://www.meetup.com/biggest-language-party-event-social-in-toronto)** (Cost: *$0-$5\*, see below)* Both events happen Saturday on the 2nd floor of the Madison Pub (14 Madison Avenue). ***Attend either or both events!*** Meet Toronto locals and international friends. Talk to language teachers and speakers to learn English, French, Korean, Japanese, Spanish, and much more! Join us for board games, conversation, dancing, singing, and more! Make sure to get a nametag from one of our helpers. *You **must** read the full event description below before attending. By attending, you agree to all the terms listed.* **[TILE.] Toronto International Language Exchange** event details: * We are on the 2nd floor of the Madison pub on the patio with all the international flags! *The dance floor opens around 10 PM, and the live piano bar singer start around 10:30 on the 1st floor.* * With our night ride promotion, the second event (the 7:15- 11 PM Party & Social event) is **FREE** for women who will be traveling alone at night to promote inclusion and equity\*. This event normally $5. * The cost for the first event (the 6:30 - 7:15 PM English Language class) is $5 for everyone. **PAY** **$5** right at the event by **CASH, CREDIT, or DEBIT**, or **SEND $5 E-TRANSFERS** to: **TILETORONTO1@GMAIL.COM**. You can also support the bar by buying a drink or appetizer. **\*** The second event ends late at night. It is 100% your own responsibility to ensure you get home safe. We can simply waive the $5 event entry/cover fee for women who will be traveling home alone so that they may instead put this money towards taking a safe ride home. \-\-\-\-\-\- **IMPORTANT DISCLAIMER – Meetup Group** By attending any TILE events, including these ones, you acknowledge and agree to the following: * *The organizers and hosts of TILE events are are not liable for any loss, injury, damage, or other unforeseen outcomes that may occur before, during, or after any event.* * *Participation in TILE events is entirely voluntary and at your own risk. You are solely responsible for your own safety, personal belongings, transportation, behavior, and well-being. It is your responsibility to assess the risks involved in any activity or location and to act accordingly.* * *TILE and its organizers do not provide insurance and cannot guarantee the safety, accuracy of information, or quality of venues, third-party services, or other attendees.* * *By attending, you release TILE, its organizers, and affiliates from any and all claims or liability, and you agree to conduct yourself respectfully and in accordance with local laws and venue rules.* * ***If you do not agree with this disclaimer, please do not attend TILE events.***

#### Turning Rentals Into Income: How Investors Pay Off Properties Faster #### **Featuring Guest Speaker: John Blackburn** ** Get your FREE TICKET [HERE](https://www.eventbrite.com/e/turning-rentals-into-income-how-investors-pay-off-properties-faster-tickets-1980492192461?aff=cicmeetupapp)** #### A lot of people get into real estate because they want freedom. Then they buy a rental…and realize most of the rent goes straight to the bank. They technically own property, but the mortgage controls the income. And waiting 30 years for properties to be paid off doesn’t feel realistic. This meetup is about understanding a different way to think about rental properties… one that focuses on paying them off sooner so the income is actually usable. **Featured Guest Speaker: John Blackburn** We’re excited to welcome John Blackburn as our guest speaker for this event. John has been actively investing in real estate since 2006 and has: * Been involved in **5,000+ real estate transactions** * Helped investors **acquire over $150 million in rental property** * **Raised more than $100 million** in private capital John didn’t start with family money or shortcuts. He built his portfolio by focusing on clear systems, real numbers, and long-term strategy. For this meetup, John will walk through how investors shift their focus from simply owning rentals to building properties that eventually pay them…without a mortgage attached. **What You’ll Learn** John will break down, in simple terms: * Why most rental properties don’t produce much usable income early on * Why buying more rentals isn’t always the answer * How investors structure their properties to pay off mortgages in a fraction of the time * How properties can work together to eliminate debt faster * What changes once rentals become free and clear This approach is often referred to as an accelerated paydown strategy — using rental income intentionally to reduce debt sooner, rather than waiting decades for mortgages to run their course. John will also share a simple calculator you can use to see how this works with real numbers and realistic scenarios. **The Core Idea** When a rental has a mortgage, the rent has one job: **pay the bank.** When a rental is paid off, the rent has a different job: **pay you.** Most people only see one timeline…30 years. This session shows how investors shorten that timeline and gradually increase their income as properties become free and clear. **Who This Event Is For** This event is for people who want more than just “owning rentals” on paper. * Rental owners who are tired of most of the rent going to the bank and want a clearer path to real, usable income * New investors who want to understand how rental properties actually build wealth over time before jumping in * People with capital who want to invest in real estate with intention and a long-term plan * Anyone serious about freedom and curious how rental properties transition from debt-heavy assets into income-producing ones **Event Details** **Location:** Ohio Brewing Company - 421 E 2nd Ave, Columbus, OH 43201 **Date & Time:** January 25th, 6–8 PM (Doors open at 5:30) **Cost:** Free (Seats are limited - RSVP required) ** Get your FREE TICKET [HERE](https://www.eventbrite.com/e/turning-rentals-into-income-how-investors-pay-off-properties-faster-tickets-1980492192461?aff=cicmeetupapp)** If you’ve ever wondered how rental properties actually turn into freedom —this is the room to be in.

If you are interested in selecting investment choices for your 401(k) or other workplace savings plan, minimizing your income tax liability, or identifying the most effective investments for your brokerage account, we are the group for you. We are a local chapter of Bogleheads**®**, whose investment strategy can be found here: https://www.bogleheads.org/wiki/Bogleheads%C2%AE_investment_philosophy Or you can peruse the Boglehead forum here: https://www.bogleheads.org/index.php I look forward to seeing you there. Mark Vonder Haar

This is a free, in-person meeting on the subject of betrayals, losses and how to get over them so you can build lasting relationships. Burdened by a stressful relationship? Unhealthy relationships can trigger feelings of anger, despair or self-doubt. They can create dwindling spirals of fights and seeking to make-up, or trying to “pin the blame” on someone or something. If you don’t find the RIGHT reasons, or select the correct sources of the problem, the problem can just get worse and worse. Whether in love or personal ties, with friends or at work, our life really IS affected by the quality of our relationships. Good ones can promote pleasure and survival while less optimum ones can lead to annoyance, anger, self-doubt, stress, or even affect our health and ability to survive well. Whether you are suffering from a divorce, or a painful break-up, don’t know who to trust (or who to CHOOSE) as a partner, friend, boss or employee - the anxiety of relationship troubles can really make a mess of things. Maybe you’ve suffered a betrayal, or are dealing with hostility or criticalness or invalidation. Dwindling relationships can involve destructive behavior, where we hurt those we love, or start succumbing to self-destructive thoughts, attitudes or behaviors that spiral out of control and affect much more than our immediate relationship. Past losses in love or life can affect how we act or react to new people and situations and hold us back from even starting to create new, possibly great relationships! How can one get back onto a saner course of action? Come to our Meetup, where we can introduce you to some of the knowledge, tools and techniques of the breakthroughs in the field of the mind that we can apply to this ever important area of life: human relationships! Break free from self imposed limitations Here we will discuss: • How to “erase” the trauma of past hurts and betrayals so that one isn’t always repeating past mistakes. • Why and how do the negative emotions of others affect you? • Why is my partner withdrawing and what can I do about it? • Why do we sometimes feel compelled to hurt the ones we love? • Fights & arguments - what's really behind them? • What underlies “corrosive criticism” or the need to invalidate self or others? • How one can stably change one’s outlook on life so they can affect positive change? • Where do compulsive destructive behaviors come from and what can be done about them? • How to form closer bonds & keep growing the relationships with the people you care about? • How to enhance one’s own ability to survive and create positive healthy relationships whether in love, family & friendships or in work, business or one’s career? Relationships can be hard and life itself IS challenging. Why not arm yourself with the knowledge and breakthroughs that have been made about the mind, mental reactions & interpersonal relationships, so that one has better awareness and control over themselves and life in general. Learn where painful experiences are “stored” and how they can unknowingly affect us. You will also find out how one can “erase” those past painful experiences so that one is free to move forward without being tripped up by the past. Learn too, about what can lead some people to become “toxic” personalities and how to identify those traits in others so you won’t be tripped up trusting the wrong person. Our free Meet-ups occur in a safe environment where one can learn, without fear of judgment or criticism, and without the recommendation of harmful mental techniques or therapies, just how YOU can get yourself onto a happier & more successful path: in love & in life. We look forward to having you join us! This class is sponsored by the Dianetics & Scientology Life Improvement Center of Central Ohio.

Welcome, readers! Our February read is **_1984 by George Orwell._** In 1984, George Orwell imagines a world where the government watches everyone, rewrites reality, and punishes even private thoughts. Winston Smith dares to question this system, believing that truth and love might still exist. His rebellion draws him into a chilling struggle against a power that knows him better than he knows himself. The novel leaves readers asking whether freedom is possible when reality itself can be controlled. Looking forward to discussing with everyone! We will meet at Zaftig Brewing Co in their event room in the back. We are welcome to bring in our own food, but **drinks must be purchased at the bar.** Happy reading!

Newark Area Traders and Exchangers Please join us! You won't want to miss this meeting! We have new investor topics every week. Finally, we will go over properties for sale, needs, and wants. Please carve out time to come join us Friday at 8 a.m. EST Don't forget to like us on Facebook, Newark Area Traders and Exchangers. NEWARK AREA TRADE & EXCHANGERS 975 Mt. Vernon Rd. (Entry at the front doors) Newark, OH 43055 Dues are $5 minimum per person, per week. Part of this goes to our treasurer to fund the meeting and the balance to the church for the use of their room. “Opportunity for Generosity”! Founders: Gerald DePalmo and Furman Tinon (and others) Established 60 +/- years ago and still going strong! Zoom meeting. Topic: NEWARK AREA TRADE & EXCHANGERS Time: 08:00 AM Eastern Time (US and Canada) Please download and import the following iCalendar (.ics) files to your calendar system. Weekly: [https://us02web.zoom.us/meeting/tZcrfuuoqTMvH9Ox4pAJb3wmj1KuwP_Vuylj/ics?icsToken=98tyKuGrqDIoGtOdtRyARpwqBIr4a_TwtlxYgvpyhEv1IgpRMRT7PLNpJ6VPL-7F](https://us02web.zoom.us/meeting/tZcrfuuoqTMvH9Ox4pAJb3wmj1KuwP_Vuylj/ics?icsToken=98tyKuGrqDIoGtOdtRyARpwqBIr4a_TwtlxYgvpyhEv1IgpRMRT7PLNpJ6VPL-7F) Join Zoom Meeting [https://us02web.zoom.us/j/83692078557?pwd=OXNKVGk4alRPNG1BdlNhdFNDQTFSUT09](https://us02web.zoom.us/j/83692078557?pwd=OXNKVGk4alRPNG1BdlNhdFNDQTFSUT09) Meeting ID: 836 9207 8557 Passcode: 215853 One tap mobile +13462487799,,83692078557#,,,,\*215853# US (Houston) +16699006833,,83692078557#,,,,\*215853# US (San Jose) Dial by your location +1 346 248 7799 US (Houston) +1 669 900 6833 US (San Jose) +1 929 205 6099 US (New York) +1 253 215 8782 US (Tacoma) +1 301 715 8592 US (Washington DC) +1 312 626 6799 US (Chicago) Meeting ID: 836 9207 8557 Passcode: 215853 Find your local number: [https://us02web.zoom.us/u/kc1yVEZLS1](https://us02web.zoom.us/u/kc1yVEZLS1)

Join us for The Fisherman by John Langan. In upstate New York, in the woods around Woodstock, Dutchman's Creek flows out of the Ashokan Reservoir. Steep-banked, fast-moving, it offers the promise of fine fishing, and of something more, a possibility too fantastic to be true. When Abe and Dan, two widowers who have found solace in each other's company and a shared passion for fishing, hear rumors of the Creek, and what might be found there, the remedy to both their losses, they dismiss it as just another fish story. Soon, though, the men find themselves drawn into a tale as deep and old as the Reservoir. It's a tale of dark pacts, of long-buried secrets, and of a mysterious figure known as Der Fisher: the Fisherman. It will bring Abe and Dan face to face with all that they have lost, and with the price they must pay to regain it.