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Most of us don’t know how to spend money. We chase things that impress others but leave us cold. Or we save endlessly, afraid to spend on what would actually make life better. We confuse admiration with envy, comfort with excess, and utility with status. The Art of Spending Money doesn't provide budgets, hacks, or one-size-fits-all solutions. It gives you understanding of how your relationship with money shapes your decisions—and how to reshape it so money works for you. Morgan Housel’s work has helped millions rethink how they earn, save, and invest. Now he turns his attention to the other side of the equation: how to spend. With insight and warmth, he shows why the most valuable return on investment is peace of mind, why expectations matter more than income, and why doing well with money has less to do with spreadsheets and more to do with self-awareness. This book isn’t about getting rich. It’s about getting the most out of what you already have—and learning to want what’s worth wanting.

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Love stories, but never find the time to read? Always wanted to start reading but don’t know where to begin? **A Few Good Pages** is a weekly short story circle where we slow down, read together, and have thoughtful relaxed discussions. No pressure, No prep! We meet **every Saturday** to read and discuss **one or two short stories**—quick reads that stay with you. Whether you’re a **wannabe reader** looking to get started, a **busy book lover** who wants to rebuild reading habit, or someone who enjoys **sharing perspectives on a great story**, you’ll fit right in. You don't need to prepare anything in advance - Just show up. Over the past year, we've read and discussed over **200+ short stories,** building a warm, reflective community that values attention, curiosity and consistency. Join our WhatsApp Group for updates: https://chat.whatsapp.com/IpIMc6c87W49FJIg1cRDJk?mode=hqrt2 **Cost & Membership** * First session : **Free** * Drop in : AED 30 per session * Membership options available for those who want to build a consistent reading habit. **Location** Location : L'eto Cafe, 1st floor, Mall of Emirates (D7 is the closest parking Entrance) Please update the RSVP if there's any change in your plans :-) Come for the stories, stay for the discussions!

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\*Healthy Morning Startup - Walk and Yoga\* \***Date**\*: Morning Time:- \***06:00 AM (Every Satruday, Sunday, Monday)**\* \***Location**\*:- DMCC Metro Marina Side Garden Next to Horizon Tower and Yacht Club \***Location - Google map**\* : \***https://goo.gl/maps/Mzd9WBRhohZoWJoM6**\* \***Register:-**\* it \***by joining whatsup group https://chat.whatsapp.com/JOFPV4e9MmG3i6carEOgzr**\* \***Contact Whatsup**\*: +971 524982943 (Dushyant) +971 561186716 (Mona) \***WHAT TO BRING**\* • Water • Yoga mat (optional)

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Join us for an evening of sharing ideas on swing trades and disruptive investing strategies every Sunday before the Trading Week starts. Whether you are a seasoned trader or just starting out, this event is perfect for anyone looking to enhance their trading knowledge in a social networking setting. Our experienced group members will discuss trading education, day trading tips, stock trading trends, options trading strategies, and investing for retirement through innovative and disruptive approaches. Network with like-minded individuals, learn new techniques, and stay ahead in the fast-paced world of trading. Don't miss out on this opportunity to gain insights and grow your trading skills!

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\*Healthy Morning Startup - Walk and Yoga\* \***Date**\*: Morning Time:- \***06:00 AM (Every Satruday, Sunday, Monday)**\* \***Location**\*:- DMCC Metro Marina Side Garden Next to Horizon Tower and Yacht Club \***Location - Google map**\* : \***https://goo.gl/maps/Mzd9WBRhohZoWJoM6**\* \***Register:-**\* it \***by joining whatsup group https://chat.whatsapp.com/JOFPV4e9MmG3i6carEOgzr**\* \***Contact Whatsup**\*: +971 524982943 (Dushyant) +971 561186716 (Mona) \***WHAT TO BRING**\* • Water • Yoga mat (optional)

Coming Soon! Details will be shared to the confimed attendees on what’s app.

🌟 Tea Talk & Track – A Unique Networking & Training Event Join us this Sunday from 6:00 PM to 8:00 PM at: 📍 B2C Institute, Dhaguard Business Center, Office No. 301, 3rd Floor, Adidas building, Bank Street, Bur Dubai – Near Burjuman Metro Station (Exit 3) Event Flow: 🕛 6:00 – 7:00 PM | Business Networking–Build valuable connections and explore new opportunities. 🕛 7:00 – 8:00 PM | Learn Skill for generating Additional Income throgh the Forex Market–free introductory training workshop for beginners. This weekly gathering blends networking, professional learning, and live forex market experience to help you grow personally and professionally. 🌐 Visit us at: www.b2cinstitute.com 📅 Sunday | 6:00 PM – 8:00 PM 🤝 Connect. Learn. Grow.

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If you are interested in selecting investment choices for your 401(k) or other workplace savings plan, minimizing your income tax liability, or identifying the most effective investments for your brokerage account, we are the group for you. We are a local chapter of Bogleheads**®**, whose investment strategy can be found here: https://www.bogleheads.org/wiki/Bogleheads%C2%AE_investment_philosophy Or you can peruse the Boglehead forum here: https://www.bogleheads.org/index.php Rob will lead this month's meeting in my absence. Mark Vonder Haar

#### Turning Rentals Into Income: How Investors Pay Off Properties Faster #### **Featuring Guest Speaker: John Blackburn** **👉 Get your FREE TICKET [HERE](https://www.eventbrite.com/e/turning-rentals-into-income-how-investors-pay-off-properties-faster-tickets-1980492192461?aff=cicmeetupapp)** #### A lot of people get into real estate because they want freedom. Then they buy a rental…and realize most of the rent goes straight to the bank. They technically own property, but the mortgage controls the income. And waiting 30 years for properties to be paid off doesn’t feel realistic. This meetup is about understanding a different way to think about rental properties… one that focuses on paying them off sooner so the income is actually usable. **Featured Guest Speaker: John Blackburn** We’re excited to welcome John Blackburn as our guest speaker for this event. John has been actively investing in real estate since 2006 and has: * Been involved in **5,000+ real estate transactions** * Helped investors **acquire over $150 million in rental property** * **Raised more than $100 million** in private capital John didn’t start with family money or shortcuts. He built his portfolio by focusing on clear systems, real numbers, and long-term strategy. For this meetup, John will walk through how investors shift their focus from simply owning rentals to building properties that eventually pay them…without a mortgage attached. **What You’ll Learn** John will break down, in simple terms: * Why most rental properties don’t produce much usable income early on * Why buying more rentals isn’t always the answer * How investors structure their properties to pay off mortgages in a fraction of the time * How properties can work together to eliminate debt faster * What changes once rentals become free and clear This approach is often referred to as an accelerated paydown strategy — using rental income intentionally to reduce debt sooner, rather than waiting decades for mortgages to run their course. John will also share a simple calculator you can use to see how this works with real numbers and realistic scenarios. **The Core Idea** When a rental has a mortgage, the rent has one job: **pay the bank.** When a rental is paid off, the rent has a different job: **pay you.** Most people only see one timeline…30 years. This session shows how investors shorten that timeline and gradually increase their income as properties become free and clear. **Who This Event Is For** This event is for people who want more than just “owning rentals” on paper. * Rental owners who are tired of most of the rent going to the bank and want a clearer path to real, usable income * New investors who want to understand how rental properties actually build wealth over time before jumping in * People with capital who want to invest in real estate with intention and a long-term plan * Anyone serious about freedom and curious how rental properties transition from debt-heavy assets into income-producing ones **Event Details** **Location:** Ohio Brewing Company - 421 E 2nd Ave, Columbus, OH 43201 **Date & Time:** January 25th, 6–8 PM (Doors open at 5:30) **Cost:** Free (Seats are limited - RSVP required) **👉 Get your FREE TICKET [HERE](https://www.eventbrite.com/e/turning-rentals-into-income-how-investors-pay-off-properties-faster-tickets-1980492192461?aff=cicmeetupapp)** If you’ve ever wondered how rental properties actually turn into freedom —this is the room to be in.

If you would like to participate in a fun gift exchange please bring a wrapped $5 sweet treat 😋

This is not just a money class. This is a restoration space. The I AM Worthy of Ownership™ Path is a 12-step, sister-centered journey for women who are ready to build financial stability without shame, fear, or pressure—and to do it in a way that honors both wisdom and the spirit. Many women don’t struggle with money because they lack discipline or intelligence. They struggle because of unhealed experiences, survival patterns, and the quiet belief that they are “behind” or “disqualified.” This series gently challenges those beliefs while offering practical tools for peace, clarity, and long-term planning. Together, we will talk honestly about: Releasing shame and money anxiety Building stability as a form of self-respect and spiritual discipline Understanding money as a tool, not a source of worth Managing debt with clarity instead of condemnation Preparing for life’s unexpected moments without fear Laying a calm foundation for future ownership and legacy Each session blends practical financial education with reflection, conversation, and encouragement. There is no pressure to share personal numbers or experiences. You are welcome to speak, journal quietly, or simply listen. This is not about hustle. This is not about perfection. This is about alignment, wisdom, and peace. Who this series is for: Women who are starting over or rebuilding Women who want stability without stress Women preparing for future ownership or housing decisions Women who want their financial lives to reflect wholeness, not fear No prior financial knowledge is required. Come as you are. Bring a notebook. Leave a little lighter than you arrived. Light refreshments will be served along with 30 minutes of networking.

Looking for a creative night out that isn’t boring or corporate? Come hang out at **The Arcane Foundry** for an open candle bar and a 3D print paint and sip! Choose something from our 3D-printed shelf — *think ceramic paint-and-sip, but way cooler and with custom models we print in-house.* Or head to the candle bar and pick your fragrances to pour your own **pillar candle or container candle**. Sip complimentary tea, enjoy bakery snacks, and **BYOB wine or beer** while you paint, pour, and make whatever the hell you feel like making. No experience needed — this is all vibes, fun, and meeting new people while creating something you’ll actually want to take home. Starting at a very low price of $10 and up for paint and sip (Includes use of community paints, paint pallet, paint brushes) Monster and Fantasy Fidgets $10 75mm Resin Fantasy Models $25 Garden Gnomes $12 32mm Table-Top Miniatures $10 **Candle Making** (includes vessel, your choice of wick, wax, scented oil, labels and lids) 5oz Glass Jars $18 8oz Candle Tins $28 12oz Glass Candles $38 12oz Amber Jars $45 16 oz Skull or Jack o Lantern Candle Mugs $60 (Limited Edition!) \[www\.thearcanefoundry\.com\]\(The Arcane Foundry\) **All materials included. You just bring yourself (and your drink of choice).** **Payments accepted:** * Cash * Venmo: @Daclaud-Lee * Cashapp: $DaclaudL * PayPal: daclaudlee@gmail.com

Bring your business cards and network in person with other business professionals! Gold Star Referral Clubs is one of the most established professional networking organizations in the country, with multiple groups in central Ohio. Join us!

Join us for an interactive Bombay Gin Cocktail Class at TownHall — a fun, social experience designed to bring people together over great drinks, great food, and great conversation. During the class, you’ll learn how to craft several different Bombay Gin cocktails, guided by a master mixologist in a relaxed, high-energy setting. This isn’t a lecture — it’s hands-on, engaging, and built to spark connection, laughter, and good vibes. Whether you come solo or with friends, this experience makes it easy to meet people, enjoy expertly crafted cocktails, and unwind mid-week. ✨ What’s Included (A Ton 😁) • Multiple Bombay Gin cocktails • Interactive cocktail instruction • Food & appetizers sponsored by TownHall • A lively, social atmosphere 🍸 Sponsored by Bombay Gin 🍽 Food & appetizers sponsored by TownHall Must be 21+ to attend $20 fee per person