Commercial Mortgage Loans

You are the boss!!!! Owning a Franchise is the easiest and safest way to own a successful business. Take the next step in your path to success by becoming a business owner. **YOU CALL THE SHOTS! FIND THE BUSINESS THAT IS PERFECT FOR YOU!** https://www.eventbrite.ca/e/franchise-canada-show-toronto-winter-2026-tickets-1970577655815?aff=odeccpebemailcampaigns&utm_source=eventbrite&utm_medium=ebcampaigns&utm_campaign=55029785&utm_term=ctabutton&mipa=ABIdvVuGtd_5dD08s0jeYBXUhm9APJ7del73cOZWN5NvhK0jh22FVhAiEmvMb-orQDch-jY_ZcF8mEbfRCNLiy80eRqwELIxTqdgl4DneWRBbb3hgo0QckSArQNURIBWMzDWpopNmZYjMLaQy2T7BB3VzxEQtDJp6D9CPGfjVdSjBWdUTM_IdNxcXTeB5ZIsnP0rwRxPkJ3vwQaiTc9x8MGZd5iZNKtexq-vcx04T1Geb1imiXqTESF94pFQtrfhQv6iCX_hq6vSCiEqVe7ae79NaAlAfSK4Yw

We’re starting a brand new **Sunday Morning Indoor Soccer League** and we’re inviting **players of all ages and skill levels** to join. Whether you’re: * a former baller trying to relive the glory days * a weekend warrior who “used to be faster” * or just someone who wants a solid run and good people **This league is for you.** * competitive but friendly * well-organized and welcoming * a great weekly run without the late nights **What to expect:** ✔ Indoor facility ✔ Proper referees ✔ Balanced teams ✔ Good vibes and good people Individuals and full teams are both welcome. If you’re interested, DM **“SUNDAY”** to get in. and we’ll get you set up. Thank you and look forward to seeing you guys out there. Miguel (647) 404-7477

\# ❄️🥾Mount Pleasant Cemetery Winter Walk ### **Toronto’s Most Peaceful Winter Walk** Join me for a gentle 90-minute winter stroll through one of Toronto’s most beautiful hidden gems — **Mount Pleasant Cemetery.** This isn’t just a cemetery — it’s like walking through a living museum and botanical garden, full of winding paths, tall evergreens, and peaceful charm. It’s also one of the best places in the city to meet friendly people, share good conversation, and soak in the quiet magic of winter. 💫 **Did you know?** When Mount Pleasant first opened in 1876, it was a *Victorian-day destination*! Torontonians would dress up, hop on a streetcar, and spend the day here picnicking and strolling before heading back downtown. \*\*\* \#\#\# 🕚 Meetup Details **Meetup Time:** 11:00am (I’ll wait 5 minutes) **Meetup Spot:** Inside the main gates of Mount Pleasant Cemetery at the **Yonge Street entrance** (the one with the big stone archway). Look for me — I’ll be wearing my *famous Moose Hat!* 🦌 **End Spot:** Right back where we started. \*\*\* \#\#\# 🍗 Lunch After After the walk, join us for a cozy lunch at **Swiss Chalet!** Great food, friendly prices, and warm vibes — the perfect way to wrap up a winter morning. \*\*\* \#\#\# 💲 Meetup Fee **$5 cash in person** or **E-transfer** to: 📧 \*\*[mathewmaclean@hotmail.com**](http://mathewmaclean@hotmail.com%2A%2A/) (This small fee helps support the group and future events!) \*\*\* \#\#\# 🧣 What to Bring * Warm boots and layers * Hat and gloves * A drink to keep you cozy ☕ * A small snack if you like ☃️ **Weather:** This walk happens in *any kind of weather* (we’ll only cancel if it’s -20°C or colder). Remember — *there’s no bad weather, just bad clothing!* 😉 \*\*\* \#\#\# 💬 Final Notes * You can **just show up** — no need to commit early! * Please keep an eye out for updates in case of cancellation. * 📱 **Don’t forget to join our WhatsApp group** – [CLICK HERE!](https://chat.whatsapp.com/H59mSCbsAi018gYANrKAnc?mode=ac_t) \*\*\* ✨ This is one of the best, calmest, and friendliest ways to spend a winter morning in Toronto — good company, good conversation, and a peaceful setting that feels miles away from the city. **Organizer:** Mathew 📩 [torontomoviesandoutings@hotmail.com](http://torontomoviesandoutings@hotmail.com/)

Watch the championship game of the National Football League for the 2025 season. It will be played between the National Football Conference champion Seattle Seahawks and the American Football Conference champion New England Patriots. Enjoy BEER , food and the BIG screen and the company of members new and old. Tapps is located on the south side of Danforth at Carlaw and is west of the TTC Pape subway station.

# ❄️🥾 **Mount Pleasant Cemetery Winter Walk** **Toronto’s Most Peaceful Winter Walk** Join me for a gentle **90-minute winter stroll** through one of Toronto’s most beautiful hidden gems — **Mount Pleasant Cemetery**. This isn’t just a cemetery — it’s like walking through a **living museum and botanical garden**, filled with winding paths, towering evergreens, and that quiet, magical winter stillness that makes you forget you’re in the city at all. It’s also one of the **best places to meet friendly people**, share great conversation, and enjoy winter without the chaos. Calm. Cozy. Surprisingly social. “There’s no such thing as bad weather, only unsuitable clothing.” So **layer up, grab your cutest toque, and let’s make January our personality** 😏❄️ *** 💫 **Did you know?** When Mount Pleasant first opened in **1876**, it was actually a **Victorian-era destination**. Torontonians would dress up, hop on a streetcar, and spend the day picnicking and strolling here before heading back downtown. Very *romanticizing your life*, 19th-century edition. *** 🕚 **Meetup Details** **Meetup Time:** 11:00am *(I’ll wait 5 minutes — winter waits for no one)* **Meetup Spot:** Inside the **main gates of Mount Pleasant Cemetery** at the **Yonge Street entrance** (the big stone archway). 👀 **Look for me:** I’ll be wearing my **famous Moose Hat** 🦌 **End Spot:** Right back where we started — easy, breezy, no stress. *** 🍗 **Lunch After** After the walk, join us for a **cozy lunch at Swiss Chalet**. Warm food, friendly prices, and excellent post-walk vibes — the perfect winter reward. *** 💲 **Meetup Fee** $5 (cash 💵 or e-transfer 📲 to [mathewmaclean@hotmail.com**](http://mathewmaclean@hotmail.com%2A%2A/) You can send it before or on the day of the walk. *** 🧣 **What to Bring** • Warm boots and layers • Hat and gloves • A cozy drink ☕ • A small snack if you like *** ☃️ **Weather** This walk happens in **any kind of weather** — snow, cold, crisp winter magic. We’ll only cancel if it hits **-20°C or colder**. Remember: **no bad weather, just bad clothing** 😉 *** 💬 **Final Notes** • You can **just show up** — no need to commit early • Please keep an eye out for updates in case of cancellation • 📱 **Don’t forget to join our WhatsApp group** – [CLICK HERE!](https://chat.whatsapp.com/H59mSCbsAi018gYANrKAnc?mode=ac_t) Get updates, chat with other walkers, and stay in the loop for future events! ✨ This is one of the **calmest, friendliest, and most peaceful ways** to spend a winter morning in Toronto — good company, great conversation, and a setting that feels miles away from city life. **Organizer:** Mathew 📩 **torontomoviesandoutings@hotmail.com** If someone asks what you did this weekend and you say *“stayed in”*… just know this walk happened 😌❄️

Join us at **Lodge 401** this Sunday for the biggest football night of the year featuring exciting poker action, great food, and HUGE cash giveaways when your team makes a play! 💰 CASH GIVEAWAYS THROUGHOUT THE GAME: • Touchdown – 2 winners x $250 • Field Goal – 2 winners x $150 • Missed Field Goal – 2 winners x $100 • Interception – 2 winners x $200 • Pick 6 – 1 winner x $500 • Safety – 1 winner x $500 🍽️ Food & dinner served throughout the night ♠️ GAMES RUNNING: • 1/3 No Limit Hold’em • 2/2/5 Pot Limit Omaha 🕓 Doors Open: 4:00 PM 🏈 Kickoff: 6:30 PM 📍 Location: 1645 Warden Ave (Warden & 401) 📞 Text to reserve your seat: 647-401-7768 🌐 www.lodge401.ca ⚠️ Seats fill fast — come early to secure your spot!

**Meet Up Point: Danforth Subway Station Parkette north of the Subway.** We will take you to a winter city hike and the social after Point-to-Point hike for 13+ km Exploring Toronto in the winter is such a vibe! ❄️ I love a good city hike, and hitting the trails around here in the snow is surprisingly peaceful and beautiful. After we've worked up an appetite, it's time for the best part: finding some delicious food to refuel. 🍛🍜🍝 Nothing beats warming up with a tasty meal after a chilly adventure. It's the perfect way to cap off a winter day in the city. Route: 1\. Starting from Broadview Subway Station Parkette North of TTC Broadway Subway Station \(Line 2\) 2\. Walking towards North to Todmorden Mill's Park 3\. Following on Lower Don River Trail 4\. Forks of the Don 5\. Passing by Elevated Wetland Sculpture 6\. Turning to Taylor Creek Tral 7\. Along the Cullen Bryant Park 8\. Passing through Alder Stairs 9\. Passing through Stan Wadlow Park 10\. Along the Taylor Massey Creek to Taylor Creek Park 11\. Ending on Victoria Park Station \(Line 2\) 12**. Social at Dhaka Kebab at Danforth Avenue and Victoria Park Avenue**

#### Turning Rentals Into Income: How Investors Pay Off Properties Faster #### **Featuring Guest Speaker: John Blackburn** **👉 Get your FREE TICKET [HERE](https://www.eventbrite.com/e/turning-rentals-into-income-how-investors-pay-off-properties-faster-tickets-1980492192461?aff=cicmeetupapp)** #### A lot of people get into real estate because they want freedom. Then they buy a rental…and realize most of the rent goes straight to the bank. They technically own property, but the mortgage controls the income. And waiting 30 years for properties to be paid off doesn’t feel realistic. This meetup is about understanding a different way to think about rental properties… one that focuses on paying them off sooner so the income is actually usable. **Featured Guest Speaker: John Blackburn** We’re excited to welcome John Blackburn as our guest speaker for this event. John has been actively investing in real estate since 2006 and has: * Been involved in **5,000+ real estate transactions** * Helped investors **acquire over $150 million in rental property** * **Raised more than $100 million** in private capital John didn’t start with family money or shortcuts. He built his portfolio by focusing on clear systems, real numbers, and long-term strategy. For this meetup, John will walk through how investors shift their focus from simply owning rentals to building properties that eventually pay them…without a mortgage attached. **What You’ll Learn** John will break down, in simple terms: * Why most rental properties don’t produce much usable income early on * Why buying more rentals isn’t always the answer * How investors structure their properties to pay off mortgages in a fraction of the time * How properties can work together to eliminate debt faster * What changes once rentals become free and clear This approach is often referred to as an accelerated paydown strategy — using rental income intentionally to reduce debt sooner, rather than waiting decades for mortgages to run their course. John will also share a simple calculator you can use to see how this works with real numbers and realistic scenarios. **The Core Idea** When a rental has a mortgage, the rent has one job: **pay the bank.** When a rental is paid off, the rent has a different job: **pay you.** Most people only see one timeline…30 years. This session shows how investors shorten that timeline and gradually increase their income as properties become free and clear. **Who This Event Is For** This event is for people who want more than just “owning rentals” on paper. * Rental owners who are tired of most of the rent going to the bank and want a clearer path to real, usable income * New investors who want to understand how rental properties actually build wealth over time before jumping in * People with capital who want to invest in real estate with intention and a long-term plan * Anyone serious about freedom and curious how rental properties transition from debt-heavy assets into income-producing ones **Event Details** **Location:** Ohio Brewing Company - 421 E 2nd Ave, Columbus, OH 43201 **Date & Time:** January 25th, 6–8 PM (Doors open at 5:30) **Cost:** Free (Seats are limited - RSVP required) **👉 Get your FREE TICKET [HERE](https://www.eventbrite.com/e/turning-rentals-into-income-how-investors-pay-off-properties-faster-tickets-1980492192461?aff=cicmeetupapp)** If you’ve ever wondered how rental properties actually turn into freedom —this is the room to be in.

Bring your business cards and network in person with other business professionals! Gold Star Referral Clubs is one of the most established professional networking organizations in the country, with multiple groups in central Ohio. Join us!

Dale Gnidovec, Curator of the Orton Hall Museum of Geology at The Ohio State University, will be presenting a program he has wanted to share with us for a long time: Plate Tectonics. His description of his program: Continents on the move - Nothing in Earth history makes sense without moving continents - it tells us why mountains, volcanoes, minerals, and fossils are where they are. This talk examines the evidence for continental drift, why it was disbelieved, and explains how the more-encompassing theory of plate tectonics was developed and eventually proven. Dale is an energetic, incredibly knowledgeable, and very entertaining speaker and this will be another wonderful program by Dale. Hope to see you there! Food and drinks will be provided at the event. Feel free to show up a little bit early to hang out and talk. Going forward our meetings will be hybrid. You can meet us in-person or attend online Join Zoom Meeting [https://us02web.zoom.us/j/87836564953?pwd=4Mi57ElZkDIFlb1fnlNwOJ0NiOK4tP.1](https://us02web.zoom.us/j/87836564953?pwd=4Mi57ElZkDIFlb1fnlNwOJ0NiOK4tP.1) Meeting ID: 878 3656 4953 Passcode: 760812 One tap mobile +19292056099,,87836564953#,,,,\*760812# US (New York) +13017158592,,87836564953#,,,,\*760812# US (Washington DC) The formal presentation will start at noon

How to be a Better Communicator Communication is everything in life You are only as successful as your ability to communicate. \- What if you could confidently talk to anyone? \- What if you had the ability to calmly control every conversation? \- What if you could close that sale\, ask for that date\, make new friends\, repair problematic relationships\, get that raise\, or effortlessly express any idea with confidence? You can! The secret to success relies on your ability or inability to effectively communicate. Attend a free seminar and gain a better ability to communicate. Hosted by the Church of Scientology of Central Ohio 1266 Dublin Road, Columbus, OH 43215 For more information, contact Rhiannon, the Event Host at 614-221-5024

If you are interested in selecting investment choices for your 401(k) or other workplace savings plan, minimizing your income tax liability, or identifying the most effective investments for your brokerage account, we are the group for you. We are a local chapter of Bogleheads**®**, whose investment strategy can be found here: https://www.bogleheads.org/wiki/Bogleheads%C2%AE_investment_philosophy Or you can peruse the Boglehead forum here: https://www.bogleheads.org/index.php Rob will lead this month's meeting in my absence. Mark Vonder Haar

Join us for an hour of writing! We’ve discovered that it’s strikingly helpful to write with other writers. See if it’s true for you at 7:00pm on Wednesday, February 11 at Streetlight Guild. Be it a book, blog, script, essay, dissertation, resume, melody, poem or just plain work stuff, you are invited to write it with us. No one will see what you've written or give you unsolicited advice. Instead of just thinking about writing, come and get some real writing done. **SCHEDULE:** 6:45ish - Quick introductions 7:00 - Timer starts: write for 1 hour 8:00 - The End **OPTIONAL SOCIALIZING** happens before and after the writing hour. Writing is very solitary. Connecting (and sometimes even commiserating) with other writers is a cool thing. **BEING LATE IS OKAY:** just show up and get settled! If you were on time, please be willing to make room for the friendly latecomer. Happy writing & I look forward to seeing you at Streetlight Guild! **WHAT SHOULD I BRING?** Whatever you need to be able to write! You're welcome to bring earplugs/headphones if noise will bother you! **OTHER IMPORTANT DETAILS:** * **RSVP:** Please RSVP by 6:00pm the evening of the meeting. This helps me know how many to expect, and if we'll need additional space! * **COVID:** While masks are not required, please be mindful of the other writers around you and their comfort levels. * **WIFI/OUTLETS:** Outlets are limited, so please ensure your devices are charged when you come! But Streetlight Guild does have free WiFi! Yay! * **PARKING:** There is free public parking at Streetlight Guild.