Commercial Mortgage Loans

**🕙 Time** We meet at **10:00 AM** and will start walking shortly after. The walk lasts around **60–75 minutes**. **📍 Where to Meet** We’ll meet at the **Clapham Common Bandstand**. A message with the **exact spot and a visual cue** (what I’m wearing) will be posted in the event comments on the morning of the walk.

We’re kicking off the year exactly how we mean to go on! Full of energy and focus with our first DUMO event of 2026 being our **[Strength & Mobility Boxing Social](https://www.thisisdumo.com/fitandfuelcomingsoon)** We’ve secured a private, boutique studio for a high energy takeover to shake off the winter mental fog and get your heart rate where it belongs! Most people start January with a lonely gym session but we’re doing it differently. This is a beginner friendly fitness social with a chance to master boxing fundamentals, build on your mobility and connect with a community that match your drive. Tickets are now live! (We are keeping this session exclusive to maintain the private studio feel, so spots will be limited)

Welcome to Gaslighting Recognition & Recovery Group. **This is a peer-to-peer support group dedicated to recovery from emotional abuse.** **\*\*FOR ESTABLISHED MEMBERS \*\*** Imagine this scenario: Suppose your partner, parent or friend made a little joke at your expense, and it hurt your feelings. Perhaps you thought to yourself “I’ll let it slide because they probably didn’t mean it. Or maybe I just misunderstood. It’s just not worth the consequence of having this argument.” But as days and weeks pass, the buried emotions resurface, demanding to be dealt with. So you decide to express your feelings to this person, only to hear this response: *"Wow, you're so sensitive that I can't even joke with you anymore. I didn't mean it like that, but of course you need to make me look like a jerk. Why are you bringing this up NOW? I've moved on, but I guess you just can't let go of the past. I don't understand why you get offended so easily. You said you loved my sense of humor, but I guess my jokes just aren’t funny anymore. I mean, I could sensor myself for you, but how sad it is to be silenced and forbidden from being myself? You must not love me for who I am. You have sloppy habits and mental health issues, but I love you anyway. So why can't you just accept me for who I am? Maybe I should just go away. If you want me to go away, just tell me, and I will. Free yourself and finally be rid of me.”* This is a DARVO, and it's also gaslighting. It is word salad nonsense designed to leave you feeling confused, tongue tied and self-blaming. Although subtle and difficult to detect, gaslighting can present this way. Perpetrators are skilled in evading detection, and nearly impossible to identify without external support. Gaslighting isn’t “just a pop psychology term.” It’s a very real form of emotional manipulation that often flies under the radar because we’ve been conditioned to see it as normal. This is especially true if we grew up amidst toxic family dynamics. We’ve learned to doubt ourselves before questioning someone else’s behavior. We say, *“Maybe I’m just too sensitive.”* Or *“Maybe I’m overreacting.”* And that’s exactly how gaslighting works — it teaches us to question our intuition, doubt our own emotions, silence and shrink ourselves, making us more digestible for the other person. But no — you are not “too sensitive.” You are not “being defensive" or "unable to handle constructive criticism.” You are having a normal human response to emotional abuse. Gaslighting thrives in the disguise of normalcy, often framed as “care and concern” or “just trying to help”. And the first step in dismantling it is naming it for what it is: emotionally abusive. It’s not your fault, not imagined, and definitely not normal. This group is a safe space dedicated to supporting one another as we confront the faulty, gaslit self-concepts imposed upon us by others. Together, we can practice self-compassion, reclaim our voices and empower ourselves. This group offers support for every stage of recovery. This group runs 6PM EST- 7:30PM EST (5PM-6:30PM CST, 3PM-4:30PM PST AND 11PM-12:30AM BST) **every other Saturday** I did schedule this group with the assumption that those attending are well-versed in gaslighting but would still like to provide a brief definition for anyone who may be uncertain; *Gaslighting is an intentional, subtle, psychological manipulation tactic where the perpetrator plants seeds of doubt in the victim's mind. This leads the victim to question their perceptions, memories, feelings, abilities, and even their mental health. The perpetrator is often a person with high narcissistic **and*** *sociopathic traits. It’s designed to evade detection and is therefore one of the most insidious tools in the pathological narcissist's arsenal.* \*Important Notes\* ***If this is your first time here, please sign up for a First Timers event.*** ***This event is for established members only. You must have attended a First Timers event prior to signing up for this one. If you have not attended a First Timers event, you will be removed from the meeting.*** These meetings are to ensure the safety of our members and our hosts as we share sensitive details about our experiences. We also do this to ensure all new members will get a chance to share and introduce themselves right away, this is a way for us to properly meet each of you. Instructions are posted in the **First Timers** events and we appreciate your cooperation in advance! Please Review The Following Before Joining: I am a peer supporter, not a mental health professional, physician or attorney. Information shared in these groups is not to be construed as professional advice. * **Cameras must be ON.** If you need to briefly turn your camera off, please inform the host. If your camera remains off after being asked to turn it on, you will be removed from the meeting. * **Mute your microphones** unless it is your turn to speak. * **Raise your hand to share.** Shares will be heard in the order hands are raised. * **Offer advice ONLY when it’s explicitly asked for.** Supportive words of validation, understanding, and affirmation are encouraged. Unsolicited advice and tangential rants of personal opinions are not. * **If your think your share might trigger others, please advise the group with a trigger warning and wait a moment.** This moment of pause allows members the chance to mute their speakers. * **Manage triggers by muting your speakers** or taking a break from the meeting as needed. If you need to leave, the host will re-admit you as many times as necessary, no questions asked. * **Solicitation is prohibited.** Please refrain from pedaling products or services. * **Please refrain from contacting or DMing other members without prior approval from an organizer.** If you’ve connected with someone and would like to exchange contact information, reach out to an organizer, and we’ll facilitate the exchange. \*\*Although we care deeply about the safety and wellbeing of our members, we are not equipped to intervene in crisis situations. ***IF YOU OR SOMEONE YOU CARE ABOUT FEELS SUICIDAL OR UNSAFE, PLEASE DIAL 911 (US & CANADA) OR 999 IN THE UK. OR SEEK CARE AT YOUR NEAREST EMERGENCY DEPARTMENT.\*\**** Crisis Hotline: 988 (US)

**FREE FOR MEMBERS OR SIGN UP WHEN YOU ARRIVE** Hello music enthusiast, We're excited to invite you to our Songwriting Class held right here in the heart of musical Camden every Saturday at 2 p.m! Whether you're a budding songwriter or just looking to explore your creative side, this class is designed **for people under 30s and all skill levels.** Come be a part of our community!!! No matter your background or experience, all are welcome. Let's turn your musical ideas into real songs! If you want to know more information, text or call Thomas: 07310801741

Join us for a relaxed wander through Marylebone’s charming mix of historic streets and boutique vibes. We’ll start at Marylebone Station, meandering past the elegant façades of Marylebone High Street & nearby Marylebone Lane, ending up near Bond Street station & going for a pub social. Meet outside Marylebone Tube station.

2nd Sunday of every month, join us for a relaxed and fun language exchange, where meaningful conversations flow as freely as delicious coffee and tea! This isn't just practice; it's **accelerated progress** in a supportive setting, designed to quickly boost your **Mandarin, Cantonese and English** skills. **How We Make It Effective & Enjoyable:** * **Perfect Groupings:** We carefully match you with native speakers and learners at a similar level, ensuring comfortable and productive conversation practice. * **Forget awkward silences!** We provide fun, engaging discussion topics to spark lively chats and keep the conversation flowing. * **Maximise Your Practice:** Rotate between groups if you wish to connect with more people and strengthen your conversation skills! * **Expert Support:** Our experienced tutor is always on hand to help. 👌 **All levels welcome!** Native speakers and learners alike. 💛 Please support the cafe by buying a drink or snack while you are here - they've kindly let us use the space. We can't wait to welcome you! \-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\- **Take your Mandarin beyond the exchange.** 🤝 If you’re looking for a bit more structure to go along with your conversation practice, let’s chat! We're offering **complimentary 1-on-1 advice sessions** to help you find the perfect learning path. Get a professional assessment of your level so you can study with confidence. **No commitment** required. [Book your Free Session](https://eu.bigin.online/org20070515371/bookings/course-advice) \-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\- **China Unbound** is the best place to learn practical Chinese for adults. While most schools prioritise grammar and writing, China Unbound empowers you to confidently communicate in Chinese in real-world situations. Join us and discover a fun, fast, and personalised way to master Chinese! \-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\- **🤘 FAQs:** **I'm learning Chinese, are the sessions suitable for beginners?** Yes! Come and speak as much or as little as you like, or just come and listen! There is no pressure! **Are there any discounts for Chinese lessons for members?** Yes, you can use code MEETUP10 for your exclusive £10 discount on our [Chinese courses](https://china-unbound.co.uk/personal/) site-wide! \-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\- 每个月的第二个星期天，来加入我们，享受一场轻松又有趣的语言交流体验！在茶香与咖啡的陪伴下，开启一场自然流畅、充满收获的双语对话。 这不仅仅是练习，而是一种更快提升你英语水平的高效方式。我们为你打造一个轻松友好、真正有用的语言环境，让你的口语交流能力飞速进步！ **我们如何让语言交换高效又好玩：** * **精准匹配，聊天不尴尬**：我们用心将你和母语者或相近水平的学习者配对，确保每一次对话都轻松自在又高效实用。 * **话题有趣，轻松破冰**：拒绝冷场！我们提前准备了有趣又实用的聊天话题，让你一开口就停不下来，交流自然顺畅。 * **灵活轮换，提升更全面**：想多练一点？欢迎自由选择是否换组，认识更多人、接触不同语言风格，快速提升真实沟通能力。 * **专业老师现场支持**：我们的资深语言导师会在现场提供实时帮助，确保你在交流中不断进步、有信心开口！ **活动详情：** 🗓️ **时间**：每月第二个星期日 ⏰ **时段**：下午 2:30 - 4:30 💰 **费用**：免费参加 不只是练语言，这里还有文化的碰撞、朋友的陪伴和成长的喜悦。现在就来加入我们，开启你的高效交流之旅吧！ **🤘 常见问题解答：** **我最后会不会一直说中文而一无所获？** -不会，因为我们的“快速聊天”模式鼓励大家用中/英文交换来交流。 **会员有折扣吗？** 有，欢迎你跟你学中文的朋友分享代码**Meetup10**，他们会获得10镑的独家折扣！

**It’s that time again! With February now here, we're hugely excited to be hosting our latest Social Pub Quiz, exclusively for 20s and 30s.** Yep that's right, every month we host latest our very special creative and quirky pub quiz in Central London, just for our community. And as always, our crack team of quizmasters have concocted a range of entertaining and social quiz rounds, each designed to challenge your wit and intelligence with a range of fun and fascinating questions. And we'll also be throwing in some fun team games designed to test your speed, creativity and teamwork - with previous quizzes featuring everything from crafty challenges, poetry duels to Marmalade Sandwich time trials! Best of all, we have some amazing prizes up for grabs and so don't miss out on what promises to be a memorable afternoon of quizzing, socialising, and friendly competition. Unfortunately as the pub can only fit a limited number of us in for the quiz and so as always, places will be offered on a first come, first serve basis. **\- \- \- \- \- \- \- \- \- \- \- \- \- \- \- \- \- \- \- \- \- \- \- \- \-** **WHERE/WHEN** Venue Address: The Star By Liverpool Street, 94 Middlesex St, London E1 7EZ ([https://maps.app.goo.gl/hcx4jN9BnqDry2Ws5](https://maps.app.goo.gl/hcx4jN9BnqDry2Ws5)) Nearest Tube Stations: Liverpool Street (5 mins walk) and Aldgate (10 mins). Start Time - 4:30pm Finish time: 7:30pm - 8:30pm (Approx) **\- \- \- \- \- \- \- \- \- \- \- \- \- \- \- \- \- \- \- \- \- \- \- \- \-** **JOIN THE COMMUNITY** Set up in November 2021, the project was set up to help 20s and 30s in London meet, connect and hopefully build life-long friendships. To help make this happen, we also host all kinds of events from free social walks, games evenings, day trips, social events, activity nights to picnics. To learn more about our community or to follow us on social media, please follow one of the links below. **Website - [https://friendship-project.co.uk](https://friendship-project.co.uk/)** **Instagram - [https://www.instagram.com/great.friendship](https://www.instagram.com/great.friendship)**

This is a calm, low-pressure morning walk in Greenwich Park. The idea is simple: we walk together, take things at an easy pace, and enjoy being outside. There’s no pressure to talk — you’re welcome to walk quietly or chat if you feel like it. This is not therapy and there’s no agenda. Just a safe, friendly space to start the day gently and connect with others. We’ll walk for about an hour and finish back near the starting point. Everyone is welcome.

**Brisk** hilly walk over sandy heath and woodland paths, bring packed lunch, afternoon café stop, pub at end of walk. **Train**: Take 10:03 London Waterloo, (10:12 CLJ) arrive Milford 10:58. Buy return to Haslemere. **Grading:** Strenuous. For an explanation of the gradings, please see [the FAQ](https://www.metropolitan-walkers.org.uk/walks/faq/) \- please consider both the length and grade when choosing a walk\. **Finish point:** Haslemere **Contact:** Matt 07976 603076 Metropolitan Walkers is part of the Ramblers, Britain's walking charity. All welcome for 3 'taster' walks, after which please join the Ramblers - info on the [Met Walkers website](https://www.metropolitan-walkers.org.uk/how-to-join/) **More info:** [https://www.ramblers.org.uk/go-walking/group-walks/devils-punch-bowl-and-thursley-common-0](https://www.ramblers.org.uk/go-walking/group-walks/devils-punch-bowl-and-thursley-common-0)

Hello lovely people, Another round for our beloved Bakery Crawl! This time it will be a little different with two bakeries in a top location with walks, views and several food stalls on the way! It will be a chance to: * Discover hidden gems * Have a lovely time out * Socialise and make new friends Are you coming on your own? Don't worry, almost all of us do. We’ll all be there to have fun and chat! 🥐 **Tokyo Bagel – Lower Marsh, Waterloo** From 2:00pm 📍 Address: 24 Floral Street, WC2E 9DS [https://share.google/aYayWw6ro4nYg0SkT](https://share.google/aYayWw6ro4nYg0SkT) Additional Bakery stop Konditor https://maps.app.goo.gl/Mp1XLKGUHcCqpvrb8 **From 3:15/3:30 pm** We’ll begin our walk through the Graffiti Tunnel **👉 [https://maps.app.goo.gl/bvUpm3PpV1BVt7s99](https://maps.app.goo.gl/bvUpm3PpV1BVt7s99)** We’ll then enjoy a beautiful riverside walk with views of the \*\* London Eye and Westminster\*\* (with several food stalls, gelato, and coffee spots along the way) **🍦** Gelato stop at the riverside **La Gelateria, Oxo Tower** **👉 [https://maps.app.goo.gl/9XkSfaPPFRkB6GWQ6](https://maps.app.goo.gl/9XkSfaPPFRkB6GWQ6)** We’ll end at the cosy **BFI Riverfront Bar** around 5pm for a rest, drinks, or more food. **👉 [https://maps.app.goo.gl/PetNhCyZVnVuXrxt9](https://maps.app.goo.gl/PetNhCyZVnVuXrxt9)** Feel free to DM if you have any questions or *wish to suggest stops on the way* *Requirements: Some venues in London might require ID for entry so please make sure you have one (Passport or Driving License)* *Disclaimer*\*:\*\* By attending this event, you agree that you do so at your own risk. The event organiser is not responsible for any loss, theft, injury, or damage to personal property. Please keep your belongings secure.\* *The host is not responsible for the actions of individuals during the event.*

#### Turning Rentals Into Income: How Investors Pay Off Properties Faster #### **Featuring Guest Speaker: John Blackburn** **👉 Get your FREE TICKET [HERE](https://www.eventbrite.com/e/turning-rentals-into-income-how-investors-pay-off-properties-faster-tickets-1980492192461?aff=cicmeetupapp)** #### A lot of people get into real estate because they want freedom. Then they buy a rental…and realize most of the rent goes straight to the bank. They technically own property, but the mortgage controls the income. And waiting 30 years for properties to be paid off doesn’t feel realistic. This meetup is about understanding a different way to think about rental properties… one that focuses on paying them off sooner so the income is actually usable. **Featured Guest Speaker: John Blackburn** We’re excited to welcome John Blackburn as our guest speaker for this event. John has been actively investing in real estate since 2006 and has: * Been involved in **5,000+ real estate transactions** * Helped investors **acquire over $150 million in rental property** * **Raised more than $100 million** in private capital John didn’t start with family money or shortcuts. He built his portfolio by focusing on clear systems, real numbers, and long-term strategy. For this meetup, John will walk through how investors shift their focus from simply owning rentals to building properties that eventually pay them…without a mortgage attached. **What You’ll Learn** John will break down, in simple terms: * Why most rental properties don’t produce much usable income early on * Why buying more rentals isn’t always the answer * How investors structure their properties to pay off mortgages in a fraction of the time * How properties can work together to eliminate debt faster * What changes once rentals become free and clear This approach is often referred to as an accelerated paydown strategy — using rental income intentionally to reduce debt sooner, rather than waiting decades for mortgages to run their course. John will also share a simple calculator you can use to see how this works with real numbers and realistic scenarios. **The Core Idea** When a rental has a mortgage, the rent has one job: **pay the bank.** When a rental is paid off, the rent has a different job: **pay you.** Most people only see one timeline…30 years. This session shows how investors shorten that timeline and gradually increase their income as properties become free and clear. **Who This Event Is For** This event is for people who want more than just “owning rentals” on paper. * Rental owners who are tired of most of the rent going to the bank and want a clearer path to real, usable income * New investors who want to understand how rental properties actually build wealth over time before jumping in * People with capital who want to invest in real estate with intention and a long-term plan * Anyone serious about freedom and curious how rental properties transition from debt-heavy assets into income-producing ones **Event Details** **Location:** Ohio Brewing Company - 421 E 2nd Ave, Columbus, OH 43201 **Date & Time:** January 25th, 6–8 PM (Doors open at 5:30) **Cost:** Free (Seats are limited - RSVP required) **👉 Get your FREE TICKET [HERE](https://www.eventbrite.com/e/turning-rentals-into-income-how-investors-pay-off-properties-faster-tickets-1980492192461?aff=cicmeetupapp)** If you’ve ever wondered how rental properties actually turn into freedom —this is the room to be in.

Bring your business cards and network in person with other business professionals! Gold Star Referral Clubs is one of the most established professional networking organizations in the country, with multiple groups in central Ohio. Join us!

Dale Gnidovec, Curator of the Orton Hall Museum of Geology at The Ohio State University, will be presenting a program he has wanted to share with us for a long time: Plate Tectonics. His description of his program: Continents on the move - Nothing in Earth history makes sense without moving continents - it tells us why mountains, volcanoes, minerals, and fossils are where they are. This talk examines the evidence for continental drift, why it was disbelieved, and explains how the more-encompassing theory of plate tectonics was developed and eventually proven. Dale is an energetic, incredibly knowledgeable, and very entertaining speaker and this will be another wonderful program by Dale. Hope to see you there! Food and drinks will be provided at the event. Feel free to show up a little bit early to hang out and talk. Going forward our meetings will be hybrid. You can meet us in-person or attend online Join Zoom Meeting [https://us02web.zoom.us/j/87836564953?pwd=4Mi57ElZkDIFlb1fnlNwOJ0NiOK4tP.1](https://us02web.zoom.us/j/87836564953?pwd=4Mi57ElZkDIFlb1fnlNwOJ0NiOK4tP.1) Meeting ID: 878 3656 4953 Passcode: 760812 One tap mobile +19292056099,,87836564953#,,,,\*760812# US (New York) +13017158592,,87836564953#,,,,\*760812# US (Washington DC) The formal presentation will start at noon

Whether you've never done improv before, or you've done it for so long you knew Del Close on a personal level, or anywhere in between, come join us! Swing by *Gresso's* for the **Columbus Improv Comedy Meetup** for some fun and games! The idea behind improv is to create entire scenes from scratch based on a suggestion from the audience. This can be done in game form, like *Whose Line Is It Anyway*, *ComedySportz*, or *Wild 'n Out*; it could also be done to tell stories, like *Middleditch and Schwartz*. Our meetup, which is central Ohio's longest running (and free!) weekly comedy event, brings the games (and occasionally different forms) for you to play in a safe, supportive, and compassionate environment. Not only is it a lot of fun, but you get to work on thinking faster on your feet, plus it's an excellent way to meet new people and make friendships that'll last a lifetime! Ask yourself if you want to join the **Columbus Improv Comedy Meetup**, and say "Yes, And" that you'll have fun!

If you are interested in selecting investment choices for your 401(k) or other workplace savings plan, minimizing your income tax liability, or identifying the most effective investments for your brokerage account, we are the group for you. We are a local chapter of Bogleheads**®**, whose investment strategy can be found here: https://www.bogleheads.org/wiki/Bogleheads%C2%AE_investment_philosophy Or you can peruse the Boglehead forum here: https://www.bogleheads.org/index.php Rob will lead this month's meeting in my absence. Mark Vonder Haar

Join us for an hour of writing! We’ve discovered that it’s strikingly helpful to write with other writers. See if it’s true for you at 7:00pm on Wednesday, February 11 at Streetlight Guild. Be it a book, blog, script, essay, dissertation, resume, melody, poem or just plain work stuff, you are invited to write it with us. No one will see what you've written or give you unsolicited advice. Instead of just thinking about writing, come and get some real writing done. **SCHEDULE:** 6:45ish - Quick introductions 7:00 - Timer starts: write for 1 hour 8:00 - The End **OPTIONAL SOCIALIZING** happens before and after the writing hour. Writing is very solitary. Connecting (and sometimes even commiserating) with other writers is a cool thing. **BEING LATE IS OKAY:** just show up and get settled! If you were on time, please be willing to make room for the friendly latecomer. Happy writing & I look forward to seeing you at Streetlight Guild! **WHAT SHOULD I BRING?** Whatever you need to be able to write! You're welcome to bring earplugs/headphones if noise will bother you! **OTHER IMPORTANT DETAILS:** * **RSVP:** Please RSVP by 6:00pm the evening of the meeting. This helps me know how many to expect, and if we'll need additional space! * **COVID:** While masks are not required, please be mindful of the other writers around you and their comfort levels. * **WIFI/OUTLETS:** Outlets are limited, so please ensure your devices are charged when you come! But Streetlight Guild does have free WiFi! Yay! * **PARKING:** There is free public parking at Streetlight Guild.