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Financial Freedom

Meet other local people interested in Financial Freedom: share experiences, inspire and encourage each other! Join a Financial Freedom group.
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Frequently Asked Questions

Yes! Check out financial freedom events happening today here. These are in-person gatherings where you can meet fellow enthusiasts and participate in activities right now.

Discover all the financial freedom events taking place this week here. Plan ahead and join exciting meetups throughout the week.

Absolutely! Find financial freedom events near your location here. Connect with your local community and discover events within your area.

Financial Freedom Events Today

Join in-person Financial Freedom events happening right now

Beginner and Intermediate Salsa Dance Classes with Todd Smith!
Beginner and Intermediate Salsa Dance Classes with Todd Smith!
**✅ Salsa Wednesdays with Todd Smith!** **👉 Beginner Salsa Class** **$15 In Advance / $20 At the Door** 7:00 pm – 7:15 pm … Registration 7:15 pm – 8:15 pm … Beginner Class **👉 Intermediate Salsa Class** **= $15 In Advance / $20 At the Door** 8:15 pm – 8:30 pm Registration 8:30 pm – 9:30 pm Intermediate Class **👉 If You Take Both Salsa Classes** **= $25 In Advance / $35 At the Door** **👉 Buy Advance Tickets Now at:** https://columbussalsadancing.com/salsa-wednesdays-dance-class-tickets/ **👉 Questions? Text Todd @ (614) 774-8146**
HOW TO BE A BETTER COMMUNICATOR - A FREE IN-PERSON SEMINAR
HOW TO BE A BETTER COMMUNICATOR - A FREE IN-PERSON SEMINAR
How to be a Better Communicator Communication is everything in life Sunday, 23 February at 2pm. You are only as successful as your ability to communicate. \- What if you could confidently talk to anyone? \- What if you had the ability to calmly control every conversation? \- What if you could close that sale\, ask for that date\, make new friends\, repair problematic relationships\, get that raise\, or effortlessly express any idea with confidence? You can! The secret to success relies on your ability or inability to effectively communicate. Attend a free seminar and gain a better ability to communicate. Hosted by the Church of Scientology of Central Ohio 1266 Dublin Road, Columbus, OH 43215 For more information, contact Rhiannon, the Event Host at 614-221-5024
How to Structure Real Estate Deals Using Seller Finance and Notes
How to Structure Real Estate Deals Using Seller Finance and Notes
Learn how seller finance and notes can create cash flow and new deal opportunities with 40-year investor Eddie Speed **FREE TICKET** 🎟️ https://www.eventbrite.com/e/how-to-structure-real-estate-deals-using-seller-finance-and-notes-tickets-1984826171509?aff=cicmeetupapp Most real estate investors only know one way to make money: Buy the property. Fix the property. Rent it or sell it. But there’s another side of real estate that can create cash flow, flexibility, and opportunity without only focusing on owning more property. At this month’s Columbus Investors Club, Tiffany and Josh High are sitting down with Eddie Speed - a real estate veteran with 40 years of experience who has closed more than 50,000 note deals. He has spent decades helping investors understand how to structure deals through seller finance and notes, and how to think more like the bank instead of just the buyer. This will be a practical conversation around a part of real estate most people have heard about, but very few truly understand. If you’ve ever wanted to know how to create more opportunities in deals, generate cash flow in a different way, or understand how seller finance actually works in the real world, this is a night you want to be in the room for. You’ll walk away thinking about deals differently, seeing new possibilities, and understanding how creative structuring can open doors that traditional investing alone can’t. **What You’ll Learn** * How seller finance works in real estate deals * How notes fit into real estate and create opportunity * How to structure deals more creatively * How investors generate cash flow by focusing on the payment * How to think like the bank instead of only focusing on owning the property * How this strategy can create flexibility in today’s market **Open Q&A - Ask Eddie Anything About** * Seller finance and how to use it in real deals * How notes work in a practical, beginner-friendly way * Creating cash flow without only relying on rentals * Structuring deals that others might miss * How experienced investors think differently about financing * Common mistakes investors make when they only focus on the property **Why You Should Be in the Room** Because the investors who win in the long run know how to do more than just buy houses. They know how to structure.They know how to create terms.They know how to see opportunities other people miss. This is the kind of conversation that can expand the way you think about real estate entirely. Come ready to learn, ask questions, take notes, and connect with people who are serious about growing in this business. **Reserve your free seat now - and be part of the conversation.** Grab your spot here ➡️ https://www.eventbrite.com/e/how-to-structure-real-estate-deals-using-seller-finance-and-notes-tickets-1984826171509?aff=cicmeetupapp
Monthly Game Day!!
🃏🀄️🎲
Monthly Game Day!! 🃏🀄️🎲
**Let’s have lunch and have some extra fun! Bring your favorite game! 🥳**
Salsa Dance Classes: Beginner and Intermediate (Every Wednesday)
Salsa Dance Classes: Beginner and Intermediate (Every Wednesday)
**✅ Salsa Wednesdays with Todd Smith!** **👉 Beginner Salsa Class** **$15 In Advance / $20 At the Door** 7:00 pm – 7:15 pm … Registration 7:15 pm – 8:15 pm … Beginner Class **👉 Intermediate Salsa Class** **= $15 In Advance / $20 At the Door** 8:15 pm – 8:30 pm Registration 8:30 pm – 9:30 pm Intermediate Class **👉 If You Take Both Salsa Classes** **= $25 In Advance / $35 At the Door** **👉 Buy Advance Tickets Now at:** https://columbussalsadancing.com/salsa-wednesdays-dance-class-tickets/ **👉 Questions? Text Todd @ (614) 774-8146**
Take Control Of Your Life, Freedom From Negative Thoughts & Irrational Emotions
Take Control Of Your Life, Freedom From Negative Thoughts & Irrational Emotions
Feeling down? Sometimes depressed? Can't focus? Negativity & stress? Recent losses? Creativity in career and personal life hindered by mental blocks? Sometimes we never fully recover from traumatic experiences. Whether it was yesterday, last week or a year ago, traumatic experiences - a loss of a loved one, losing a job, a breakup - can leave you scarred. You talk about it and feel a little better, but it never goes away. After you hang up the phone, it's still there; the sadness, the cloud, the over-thinking, the worry, the guilt. You try to focus, but you're blocked. You try to look forward into new experiences, new relationships but a cloud is hanging over you, casting a shadow on what you once considered a bright, cheerful future. What happened to your courage? Your strength of character? You're 'why not' attitude? Whoever said 'time heals' must have had a special time machine, because after weeks, months, years, you're wondering - when exactly does that kick in? Sometimes it seems like drinking or drugs are the way to go. But they wear off, and now the problem is still there with added side effects from the drugs. At this free local Meetup event we will talk about: * What causes grief, anxiety and depression to become chronic. * Is it possible to regain your joy and happiness even after traumatic experiences? * How to break away from negativity and focus on the future * What are the steps to take to get control of your mind and your emotions? Learn about a safe, gentle, do-it-yourself counseling that can be done in the comfort of your own home. Let's explore safe, effective solutions for healing from traumatic experiences. Be sure to click on the red "Attend" button below to come to the event. We look forward to seeing you there. This group is sponsored by the Dianetics & Scientology Life Improvement Center.
Stop Negative thinking and Over-thinking and Feel More Positive
Stop Negative thinking and Over-thinking and Feel More Positive
How do we recover from having had a toxic or narcissistic ex? How do we move on from the past, especially something as traumatic as a divorce or breakup? How do we avoid anxiety and depression? How do we have more self esteem? In this meeting, you will learn the mental health secrets to help you quickly get over the past and heal your mind. Be sure to click on the red "Attend" button below to come to this local event. We look forward to seeing you there. This group is created by the Dianetics & Scientology life improvement center.

Financial Freedom Events This Week

Discover what is happening in the next few days

🌿 EFT Tapping Workshop: Reduce Stress & Restore Balance
🌿 EFT Tapping Workshop: Reduce Stress & Restore Balance
**Hosted by Unity of Columbus \| Facilitated by Carisa Holmes\, EFT Practitioner** Join us for a powerful and uplifting workshop where you’ll be introduced to **Emotional Freedom Techniques (EFT), also known as tapping**—a simple, effective method that helps release stress, calm the mind, and restore emotional balance. In today’s fast-paced world, many of us carry tension, anxiety, and emotional blocks that impact our well-being. This interactive session will guide you through practical techniques you can use anytime to create a sense of peace and clarity.
Columbus Master New Tools Online Masterclass
Columbus Master New Tools Online Masterclass
## Escape the Office: Your Remote Career Takes Off Here Imagine the possibilities: Ditch the daily commute, design your ideal lifestyle, and work from anywhere. This Remote Ready Bootcamp delivers the skills and community you need to thrive as a location-independent pro. In just two weeks, learn to build a flexible, fulfilling remote career that lets you earn on your own terms, anywhere in the world. ### Ready to begin? [Secure Your Spot! 🚀](https://remoteready.io/product/RemoteReadyBootcamp?city=Columbus&groupurlname=circle-of-professionals-mastering-ai-income&startgmtdatetime=2026-04-24T22:00:00Z) --- **Is This For You?** This bootcamp is ideal if any of these describe you: * Yearning for remote work and ready to commit * Tired of being tied to a desk * Seeking ways to diversify your income streams * Craving location freedom in your professional life **What to Expect** Picture yourself in a vibrant cafe in Bali, effortlessly managing your work, then exploring ancient temples. Location-independent professionals make this their reality daily. This bootcamp empowers *you* to do the same. Over fourteen immersive days, you'll learn how to create multiple streams of income online and master the art of staying productive, no matter where you log in from. Our expert instructors have built successful remote careers across numerous countries. You're not just learning skills; you're joining a global movement. **Outcomes You Can Anticipate** * Developing diverse income opportunities to fund your lifestyle * Understanding crucial frameworks of successful location-free work * Gaining exclusive access to a network of remote-first entrepreneurs **Kickstart Your New Life** From the moment your enrol, you receive resources and support that prepare you for a remote-first trajectory. Don't wait! This course is high in demand, and seats dissapear quickly. [REGISTER NOW 🚀](https://remoteready.io/product/RemoteReadyBootcamp?city=Columbus&groupurlname=circle-of-professionals-mastering-ai-income&startgmtdatetime=2026-04-24T22:00:00Z) **Important Next Step:** Completing the registration form is essential to formally confirm your placement.
💃 Lincoln Street Salsa Saturdays! 💃 Salsa, Bachata, and Merengue Dancing! 💃
💃 Lincoln Street Salsa Saturdays! 💃 Salsa, Bachata, and Merengue Dancing! 💃
**💥 Join us THIS Saturday and EVERY Saturday!** **💥 At Columbus’ Hottest New Salsa Venue!** **.** Lincoln Street Salsa THIS Saturday and EVERY Saturday! 8 pm – 1 am **.** **💥 Gorgeously Renovated Studio!** **💥 Free Parking!** **💥 BYOB!** **💥 Easy Access from Highway!** **.** Lincoln Street Salsa 1717 Brice Rd Reynoldsburg, Ohio 43215 **.** **ENTRANCE IS ON THE NORTH SIDE OF THE BUILDING** **Behind Anthony’s Pharmacy!** **.** **PLEASE SHARE and help get the word out!** **.** **🟣 Salsa, Bachata, and Merengue Dancing!** **.** **🟣** 8:00 pm – 8:30 pm **𝗥𝗲𝗴𝗶𝘀𝘁𝗿𝗮𝘁𝗶𝗼𝗻** **.** **🟣** 8:30 pm – 9:30 pm **𝗕𝗲𝗴𝗶𝗻𝗻𝗲𝗿 𝗗𝗮𝗻𝗰𝗲 Class!** **.** **🟣** 9:30 pm – 1 am **𝗢𝗽𝗲𝗻 𝗗𝗮𝗻𝗰𝗲 𝗣𝗮𝗿𝘁𝘆!** **.** **✅ Questions?** **Visit [LincolnStreetSalsa.com](https://columbussalsadancing.com/)** Or Text Todd: 614-774-8146 **.** **✅ No Experience Necessary!** **✅ No Partner Required!** **✅ Plenty of People to Dance With!** **.** **✅ $15 Cash / $16 Card** **✅ College Students $5 Off with Valid ID!** **✅ BYOB** **✅ Age 18+** **.** **✅ Lincoln Street Salsa is the perfect place for…** **.** **👉 Learning to Dance** **👉** Social Dancing **👉 Birthday Celebration** **👉** Bachelorette Parties **👉 Girl’s Night Out** **👉 Date Night** **👉** Getting Fit / Burning Calories **👉 Meeting New People** **👉** Having Fun, Fun, Fun! **.** ✅ **Questions?** Visit [LincolnStreetSalsa.com](https://columbussalsadancing.com/) Or Text Todd: 614-774-8146
🔥 Lincoln Street Salsa 🔥 Salsa, Bachata, and Merengue Dancing!🔥
🔥 Lincoln Street Salsa 🔥 Salsa, Bachata, and Merengue Dancing!🔥
**💥 Join us THIS Saturday and EVERY Saturday!** **💥 At Columbus’ Hottest New Salsa Venue!** **.** Lincoln Street Salsa THIS Saturday and EVERY Saturday! 8 pm – 1 am **.** **💥 Gorgeously Renovated Studio!** **💥 Free Parking!** **💥 BYOB!** **💥 Easy Access from Highway!** **.** Lincoln Street Salsa 1717 Brice Rd Reynoldsburg, Ohio 43215 **.** **ENTRANCE IS ON THE NORTH SIDE OF THE BUILDING** **Behind Anthony’s Pharmacy!** **.** **PLEASE SHARE and help get the word out!** **.** **🟣 Salsa, Bachata, and Merengue Dancing!** **.** **🟣** 8:00 pm – 8:30 pm **𝗥𝗲𝗴𝗶𝘀𝘁𝗿𝗮𝘁𝗶𝗼𝗻** **.** **🟣** 8:30 pm – 9:30 pm **𝗕𝗲𝗴𝗶𝗻𝗻𝗲𝗿 𝗗𝗮𝗻𝗰𝗲 Class!** **.** **🟣** 9:30 pm – 1 am **𝗢𝗽𝗲𝗻 𝗗𝗮𝗻𝗰𝗲 𝗣𝗮𝗿𝘁𝘆!** **.** **✅ Questions?** **Visit [LincolnStreetSalsa.com](https://columbussalsadancing.com/)** Or Text Todd: 614-774-8146 **.** **✅ No Experience Necessary!** **✅ No Partner Required!** **✅ Plenty of People to Dance With!** **.** **✅ $15 Cash / $16 Card** **✅ College Students $5 Off with Valid ID!** **✅ BYOB** **✅ Age 18+** **.** **✅ Lincoln Street Salsa is the perfect place for…** **.** **👉 Learning to Dance** **👉** Social Dancing **👉 Birthday Celebration** **👉** Bachelorette Parties **👉 Girl’s Night Out** **👉 Date Night** **👉** Getting Fit / Burning Calories **👉 Meeting New People** **👉** Having Fun, Fun, Fun! **.** ✅ **Questions?** Visit [LincolnStreetSalsa.com](https://columbussalsadancing.com/ "https://columbussalsadancing.com/") Or Text Todd: 614-774-8146 .
Gold Star Business Networking
Gold Star Business Networking
Bring your business cards and network in person with other business professionals! Gold Star Referral Clubs is one of the most established professional networking organizations in the country, with multiple groups in central Ohio. Join us!
Free in Person Meeting - Get Over Losses and Betrayls
Free in Person Meeting - Get Over Losses and Betrayls
Do you want more motivation and confidence to build Lasting Relationships? This is a free, in-person meeting on the subject of betrayals, losses and how to get over them so you can build lasting relationships. Are you burdened by a stressful relationship? Unhealthy relationships can trigger feelings of anger, despair or self-doubt. They can create dwindling spirals of fights and seeking to make-up, or trying to “pin the blame” on someone or something. If you don’t find the RIGHT reasons, or select the correct sources of the problem, the problem can just get worse and worse. Whether in love or personal ties, with friends or at work, our life really IS affected by the quality of our relationships. Good ones can promote pleasure and survival, while less optimum ones can lead to annoyance, anger, self-doubt, stress, or even affect our health and ability to survive well. Whether you are suffering from a divorce, or a painful break-up, don’t know who to trust (or who to CHOOSE) as a partner, friend, boss or employee - the anxiety of relationship troubles can really make a mess of things. Maybe you’ve suffered a betrayal, or are dealing with hostility or criticalness or invalidation. Dwindling relationships can involve destructive behavior, where we hurt those we love, or start succumbing to self-destructive thoughts, attitudes or behaviors that spiral out of control and affect much more than our immediate relationship. Past losses in love or life can affect how we act or react to new people and situations and hold us back from even starting to create new, possibly great relationships! How can one get back onto a saner course of action? Come to our Meetup, where we can introduce you to some of the knowledge, tools and techniques of the breakthroughs in the field of the mind that we can apply to this ever important area of life: human relationships! Break free from self imposed limitations Here we will discuss: • How to “erase” the trauma of past hurts and betrayals so that one isn’t always repeating past mistakes. • Why and how do the negative emotions of others affect you? • Why is my partner withdrawing and what can I do about it? • Why do we sometimes feel compelled to hurt the ones we love? • Fights & arguments - what's really behind them? • What underlies “corrosive criticism” or the need to invalidate self or others? • How one can stably change one’s outlook on life so they can affect positive change? • Where do compulsive destructive behaviors come from and what can be done about them? • How to form closer bonds & keep growing the relationships with the people you care about? • How to enhance one’s own ability to survive and create positive healthy relationships whether in love, family & friendships or in work, business or one’s career? Relationships can be hard and life itself IS challenging. Why not arm yourself with the knowledge and breakthroughs that have been made about the mind, mental reactions & interpersonal relationships, so that one has better awareness and control over themselves and life in general. Learn where painful experiences are “stored” and how they can unknowingly affect us. You will also find out how one can “erase” those past painful experiences so that one is free to move forward without being tripped up by the past. Learn too, about what can lead some people to become “toxic” personalities and how to identify those traits in others so you won’t be tripped up trusting the wrong person. Our free Meet-ups occur in a safe environment where one can learn, without fear of judgment or criticism, and without the recommendation of harmful mental techniques or therapies, just how YOU can get yourself onto a happier & more successful path: in love & in life. Be sure to click on the red "Attend" button below to come to this local event. We look forward to seeing you there. This class is held at the Dianetics and Scientology Life Improvement Center.
How to Move on From the Past and Feel Happy
How to Move on From the Past and Feel Happy
In this local meeting, you will discover knowledge that you can use to get over the past. The key to improving your personal motivation, self-confidence, and happiness is to get over your painful memories. When you become free of your past, you will be free from stress, anger, anxiety and depression. Studies show that negative emotions can affect your health. By being free of negative emotions, believe it or not, you will most likely even look younger, feel more energetic, and become healthier! Be sure to click on the red "Attend" button below to come to this local event. We look forward to seeing you there. This group is brought to you by the Dianetics and Scientology life improvement center.

Financial Freedom Events Near You

Connect with your local Financial Freedom community

Columbus Women's Investing & Personal Finance Meeting
Columbus Women's Investing & Personal Finance Meeting
**Welcome to the Women’s Columbus Bogleheads® Sub-Group** This sub-group is for **women who want to learn and discuss finances in a safe, supportive space**. For those interested in moving towards financial independence and retirement by learning investment basics, choosing your 401(k) investments, minimizing taxes, and more. We’re a local chapter of **Bogleheads®**, following a long-term, practical investment philosophy: [Investment Philosophy](https://www.bogleheads.org/wiki/Bogleheads%C2%AE_investment_philosophy): https://www.bogleheads.org/wiki/Bogleheads%C2%AE_investment_philosophy [Bogleheads Forum](https://www.bogleheads.org/index.php): https://www.bogleheads.org/index.php No question is too small, and no experience is too simple. Share, ask, and learn — at your own pace, without judgment, in a group of like-minded women. Let’s build confidence and knowledge **together**!
Investing & Personal Finance Meeting
Investing & Personal Finance Meeting
If you are interested in selecting investment choices for your 401(k) or other workplace savings plan, minimizing your income tax liability, or identifying the most effective investments for your brokerage account, we are the group for you. We are a local chapter of Bogleheads, whose investment strategy can be found here: https://www.bogleheads.org/wiki/Bogleheads%C2%AE_investment_philosophy Or you can peruse the Boglehead forum here: https://www.bogleheads.org/index.php I look forward to seeing you there. Mark Vonder Haar
Men's Group meetup
Men's Group meetup
**The idea for this group is to build a community where men can gather together and build connections & learn and grow from each other.** How we start each meeting is by each of us checking in with our "roses and thorns" aka what are the good things and the bad things going on in your life recently? Then we will go into a topic discussion. \-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\- **COMMUNITY AGREEMENTS** \*\*THERE WILL BE A ZERO TOLERANCE POLICY FOR NO-SHOWS. IF YOU RSVP TO A MEETING AND FAIL TO SHOW UP WITHOUT NOTICE, YOU'LL BE REMOVED FROM THE GROUP. THIS IS TO PRESERVE THE INTEGRITY OF THE GROUP\*\* 1. Confidentiality - EVERYTHING that is shared NEVER leaves this space so that this space remains safe and sacred. There is a zero tolerance policy for this. If a man is in violation of this, they will be permanently removed from the group. 2. Non-Judgement - we respect and honor every man’s truth so that we may receive the same from others. While we may not agree on everything, we commit to respecting every man’s perspectives and engaging in honorable discussion with one another. 3. Be committed - honor your commitment to this group and to yourself. If you attend a meeting, please commit yourself fully to the meeting. Also be committed to your own journey. When we fail, we own it & clean it up. 4. Speak from the heart - this is NOT a space to “look good”, have the “right” answers, and have it all together. Relax and know you are not alone. Be exactly who you are within the safety of this space. 5. Be supportive - This means always willing to provide encouragement to your fellow men, encourage action and momentum in each other’s lives.. Be willing to challenge each other. Be willing to hold each other accountable. 6. Participation - what you receive from this community will be a reflection of what you put into it. Period. We ask that you share your perspectives, reflect on others, and give/receive support when and where it’s needed.
The Power of the Subconscious Mind - Free Lecture
The Power of the Subconscious Mind - Free Lecture
**How to take control of your subconscious and harness its power!** Join us for an eye-opening lecture where the speaker will break down complex ideas in a clear and practical way. You’ll gain insights into: ✅ The true definition of the subconscious ✅ How it generates unwanted emotions ✅ Its real purpose and function ✅ What determines the pressure it exerts on you And the most important topic: **How do you take control of your subconscious!** But this isn’t just another lecture where you sit and listen passively. It’s interactive and engaging—you can ask questions at any time. 📅 Reserve your spot now! Seats are limited, so don’t wait too long to sign up. Location: 1266 Dublin Rd, Columbus, OH 43215 Hosted by the Hubbard Dianetics Foundation
Breaking the Habit of Being Yourself, Columbus, Ohio
Breaking the Habit of Being Yourself, Columbus, Ohio
From birth, human beings are learning. Before we are able to hold concrete memories, we are being shaped and impacted by everything about our lives and situations. From the point that we become capable of cognizant thought and memory, our lives could be summed up as a series of our responses to our circumstances, whether for good or for ill. Dr. Joe Dispenza sees a deep need for human beings to live *on purpose*. Rather than just living life in reaction mode, he challenges people to live intentionally, to seek to change the negative that we have encountered and to pursue the positive through purposeful steps in a different and healthy direction. His study and work seek to demonstrate the changes that can be made from the inside out. Join us as we take a look at new ways to grow at **6:30 pm,** **Tuesday, May 5, 2026, at True Food Kitchen, Easton Town Center, Columbus**. Get your tickets on [EventBrite](https://www.eventbrite.com/e/breaking-the-habit-of-being-yourself-columbus-ohio-tickets-1984662515008)! Connect with us on [Facebook](https://www.facebook.com/events/973088205892754)! Check out our updated website [LocalCA](https://localca.org/)!
Afternoon Coffee Break!
(craft and chit chat included)🤣☕️🤗
Afternoon Coffee Break! (craft and chit chat included)🤣☕️🤗
**Let’s catch up and take an afternoon break.** **Grab a coffee or snack and let’s chit chat! Gayle and I will bring adult coloring books and/or a simple craft if you’d like to unwind and relax.😊**
Lunch and/or movie!
(Devil Wears Prada #2)
Lunch and/or movie! (Devil Wears Prada #2)
**Optional movie afterwards**