Creative Lighting

Managing money shouldn’t feel complicated — yet many working adults feel unsure whether they’re saving enough, investing correctly, or making the right financial decisions for the future. This beginner-friendly, educational session is designed to give you a clear, practical foundation in personal finance — specifically tailored to the Singapore context. Whether you’re early in your career or simply want to get more clarity around money, this session will help you understand how the key pieces fit together. What We’ll Cover * The 3 pillars of personal finance: Saving, Investing & Protection * How CPF, cash savings, and investments should work together * How much you should roughly save vs invest at different life stages * Common financial mistakes working adults make (and how to avoid them) * How to build a simple, sustainable financial structure without jargon * How to think long-term without needing to “time the market” Who This Session Is For ✔ Working adults in Singapore ✔ Beginners with little or no finance background ✔ Those feeling overwhelmed by too much online financial advice ✔ Anyone who wants clarity before making financial decisions No prior knowledge required. What This Is (and Isn’t) ✅ Educational and discussion-based ✅ Practical and real-life focused ✅ Neutral and beginner-friendly ❌ Not a sales talk ❌ No products being pushed The goal is understanding, not selling. Event Format * Short presentation * Simple visuals & examples * Open Q&A and discussion * Casual, friendly environment Come listen, ask questions, or just learn at your own pace. 📍 Venue: Punggol Coast Mall ⏱ Duration: \~1.5–2 hours 🎟 Cost: Free If you’ve ever thought “I should really get my finances sorted, but I don’t know where to start” — this session is for you.

Ready to learn a fun and exciting sport while getting some exercise? Our pickleball group classes offer a welcoming and supportive environment where you can learn and improve your skills while also making new friends. Our certified coaches will guide you through the basics of the game and help you to develop your technique and strategy. So, whether you are a seasoned athlete or just starting out, come join us for a thrilling and energizing game of pickleball! ### **Booking Information** * Please contact **98225900** to find out how to book this class. * The instructor will reach out to you once you've booked the class ### **Cancellation Policy** Credits will be considered used if class is cancelled within 24 hours before the start of the lesson

**For ages 10 to 12.** * Basic range of techniques * Focus on smooth coordination * Leading warmups and moves These classes will familiarise your child with a basic range of Aikido techniques, helping him or her build their skill set. Emphasis is placed on achieving smooth coordination between movements, which enhances both technique execution and overall flow. Additionally, your child will take on leadership roles by leading warm-ups and demonstrating moves, fostering their confidence and responsibility. ### **Booking Information** * Please contact **98225900** to find out how to book this class. * The instructor will reach out to you once you've booked the class ### **Cancellation Policy** Credits will be considered used if class is cancelled within 24 hours before the start of the lesson ###

Welcome to my sailboat. **Please read this notice**. These are crew opportunities, not for passengers, non-swimmers, people afraid of the water or get seasick. Bring a change of clothes, a towel, a hat, non-marking footwear with heelstrap and sunblock. There is a toilet and drinking water on board. Participants like to contribute to expenses in appreciation of this opportunity. **Also**, please confirm your attendance by SMS or Whatsapp on Saturday for sailing on Sunday, to avoid no-shows and missed sailings. No-shows deprive others of a place, so be responsible and remove your reservation if you are not attending, and please do it in good time. Places unconfirmed by Saturday will not be reserved, and I can't wait for you if I'm not sure you're coming. Keep me informed and reply to my messages. Don't be late. Thank you. Derek 9807-5827.

Many people hear about passive investing (mutual funds, REITs) and active investing (stock picking, trading), but are unsure which approach actually makes sense for them. This in-person, small-group meetup is a relaxed, no-pressure discussion to help working adults understand the real differences, trade-offs, and expectations behind each investing style. There will be no sales pitches, no product promotion, and no obligation — just practical sharing and open discussion. What We’ll Cover * What passive investing really means (and what it doesn’t) * What active investing involves in real life * Time, effort, cost, and risk differences between both approaches * Why most people underperform when choosing the wrong strategy * Common misconceptions about “beating the market” * How people realistically combine both approaches * Open Q&A — bring your real questions This session is beginner-friendly and uses simple examples instead of technical jargon. Who This Is For * Working adults and young professionals * Beginners curious about investing * People who feel confused by online investing advice * Anyone deciding between DIY investing or guided approaches No prior investing knowledge is required. About the Host I work in financial planning, focusing on investments and risk management. This session is educational and discussion-based. There will be no product pitching during the meetup. For those who wish to continue the conversation after the session, that is completely optional. Format * Casual introductions * Short sharing session * Open discussion & Q&A * Free networking after Group size is kept small to encourage meaningful conversation. Notes * This is a physical, in-person meetup * Venue: Punggol Coast Mall * Please RSVP so seating can be arranged * Feel free to invite a friend who may benefit Looking forward to a good discussion and exchanging perspectives 😄

**Who Is This Session For:** Beginner tennis players with no experience or play for less than 1 year. **What You'll Learn:** \- Foundational tennis skills\, footwork\, forehand and backhand strokes\, volley and serve \- Learn progressively\, in stages\, to adapt and improve on these basic skills \- Spar with players of similar standard \- Learn tennis from certified coach \- At least 2 years of coaching experience **What To Prepare:** Water bottle, sports attire, tennis racket will be provided to you :) **Number Of Pax:** Max 4 pax per group **Wet Weather Policy:** Reschedule in case of rain, 1h before lesson **Venue:** Parc Centros Condo, Near Punggol MRT **Time:** Sunday 10-11 am **Price:** $45 per class $150 for 4 classes ($37.50/class) Please PM or Whatsapp Gabriel ([8401 4648](https://wa.me/6584014648)) if you are interested! 😊 ➡️ [https://wa.me/6584014648](https://wa.me/6584014648) **We Also Have Classes Other Popular Locations** River Valley, Buona Vista, Tampines, Punggol, Upper Thomson, Stadium, Farrer Park, Kembangan, Choa Chu Kang, Lorong Chuan, Senja Cashew CC, Bukit Batok and many more! **View All Our Tennis Classes Islandwide! 👇** [https://sporthitch.com/tennis/](https://sporthitch.com/tennis/) **Arrange For Adult Private Tennis Classes! 👇** [https://sporthitch.com/adult-private-tennis-classes-singapore/ ](https://sporthitch.com/adult-private-tennis-classes-singapore/ ) **Arrange For Kids Private Tennis Classes! 👇** [https://sporthitch.com/kids-private-tennis-classes-singapore/](https://sporthitch.com/kids-private-tennis-classes-singapore/)

**For ages 13 and above.** ***Teens Basketball (Ages 13-18) – “Elite Development”*** For teens looking to take their game to the next level, we focus on advanced skills, footwork, game strategy, and competitive play. This class includes structured training in shooting techniques, ball-handling, defense, and game IQ, preparing players for school teams, competitive leagues, and beyond. ***Adult Basketball (Ages 18+) – “Game Ready”*** Whether you’re a beginner or an experienced player, our adult sessions provide skill development, fitness training, and competitive play. These sessions focus on shooting accuracy, defensive strategies, and game execution, ensuring players stay sharp and active. ### **Address** 195B Punggol Rd, Singapore 822195 Punggol Rd, Singapore 822195 ### **Schedule** Sundays 11AM - 12PM ### **Booking Information** * Please contact **98225900** to find out how to book this class. * The instructor will reach out to you once you've booked the class.

**For ages 11 to 13.** ### **Address** 195B Punggol Rd, Singapore 822195 ### **Schedule** Saturdays 915AM - 1015AM ### **Booking Information** * Please contact **98225900** to find out how to book this class. * The instructor will reach out to you once you've booked the class.

Ready to learn a fun and exciting sport while getting some exercise? Our pickleball group classes offer a welcoming and supportive environment where you can learn and improve your skills while also making new friends. Our certified coaches will guide you through the basics of the game and help you to develop your technique and strategy. So, whether you are a seasoned athlete or just starting out, come join us for a thrilling and energizing game of pickleball! ### **Booking Information** * Please contact **98225900** to find out how to book this class. * The instructor will reach out to you once you've booked the class ### **Cancellation Policy** Credits will be considered used if class is cancelled within 24 hours before the start of the lesson

Welcome to Themed Super Scrabble meetup in Singapore! *Word play is similar to what you might already know. *Just try to form words from a word list provided to get higher score bonuses. *Expand your world knowledge through active participation on a giant game board. After RSVP kindly notify me immediately via WhatsApp I will provide you a theme word list for you to refer during the game😀 See you soon!! Joseph 88023147

**To Be Announced!**

**Back By Popular Request!** Spend an evening exploring the ins and outs of flash photography and off-camera lighting techniques. We will be in the studio for this meeting and will learn how to use supplemental lighting to improve our images! **Meeting Schedule:** 1. 4:00 - Introduction, Meet New Members 2. 4:10 - Old Business 3. 4:20 - New Business 4. 4:30 - Pre-Shoot Briefing/Education 5. 6:00 - Break 6. 6:05 - Continue Presentation 7. 7:00 - Adjourn

**Photography 102: A Deeper Dive Into Photography** **Are you ready to dig deeper into photography? Then this intermediate photography course is perfect for expanding your knowledge of photography!** This intermediate photography class builds upon the foundational knowledge acquired in the Photography 101 class. It focuses on empowering students to move beyond automatic camera modes and take greater creative control over their images. This course uses an engaging and practical hands-on approach to reinforcing these newer and more advanced photographic concepts. **Through hands-on exercises and insightful lessons, you will learn:** * **Master More Advanced Camera Settings** * **Aperture and F-stops:** Understanding how aperture controls depth of field and using it to create blurry backgrounds (shallow depth of field) for portraits or sharp focus throughout a landscape (deep depth of field). * **Shutter Speed:** Learning to utilize shutter speed to freeze fast action or intentionally blur motion for artistic effects. * **ISO:** Exploring ISO settings for optimal image quality in different lighting conditions, understanding the trade-off between sensitivity and potential image noise/grain. * **Exposure Modes:** Beyond "Auto", understanding and utilizing manual (M), aperture-priority (A or Av), shutter-priority (S or Tv), and program (P) modes for specific shooting scenarios. * **White Balance:** Learn how to effectively set white balance controls to represent colors in varying lighting conditions properly. * **Metering and Exposure Compensation:** Understanding how the camera measures light and how to use exposure compensation to fine-tune exposure for desired results. * **On-Camera Flash Basics:** Gaining a basic understanding of when and how to use the built-in flash or external flash units effectively. * **Advanced Concepts and Techniques** * **Composition Beyond the Basics:** Looking at some more advanced composition concepts and taking a deeper look at the Elements of Design, learning to use space more effectively, controlling the elements of the scene that are drawing attention, and mastering visual weight. * **Lighting Beyond Natural Light:** Introduction to artificial lighting, such as off-camera flash, reflectors, and softboxes, to control and shape light for different effects. * **Basic Image Editing:** An introduction to photo editing software like Adobe Lightroom and Photoshop, covering essential tools for adjusting brightness, contrast, color, and sharpness. * **Developing a Personal Style:** Exploring ways to refine a unique artistic voice and create a consistent photographic style. **This class provides the next step in the path to becoming a more proficient and artistic photographer, allowing for more advanced usage of the camera system.** **Prerequisites:** * A camera (film, DSLR, or mirrorless) that has manual controls is required. Hands-on exercises make having the camera in class highly beneficial. You will need at least one lens to evaluate the results of control exercises. * You may attend this class in one of two ways: 1. With a class voucher provided by your retail camera store 2. Purchasing a seat in the class

Rev. Steven Clevenger is an ordained spiritualist minister with over 40 years experience as a Spiritual Healer, Clairvoyant and Spiritual Teacher, educated and trained at the White Lily Chapel. Rev. Siobhan Wolf Shaffer is an ordained spiritualist minister and certified medium and healer with over 20 years experience. She began her development in 1988 in Pennsylvania and continued when she moved to Ohio in 1998 where she studied at Rays of Lights Church with Rev. Steven Clevenger. Our full worship services consist of an inspirational lecture, healing meditation, and messages from the spirit world that serve to demonstrate evidence of eternal life. Please visit our Official Church Website (http://raysoflightchurch.com) for more information.

This meetup is a beginner-friendly, hands-on workshop focused on building shaders in Unity using Shader Graph. Instead of slides or theory-heavy lectures, we'll build real shaders together step-by-step. The format is structured but interactive. You'll watch a quick demo, then build each shader yourself with guidance. By the end, you'll have created multiple shaders you can immediately use in your own projects—and understand how to make more. **What to Expect:** * Build 4–5 complete shaders from scratch * Color tints, snow accumulation, scrolling water, dissolve effects, and more * No prior shader experience required * Checkpoint files provided if you fall behind * Resources for continued learning All experience levels are welcome. Whether you've never opened Shader Graph or just want to fill gaps in your knowledge, this is a supportive space to learn by doing. **Food and drinks provided. Join us to learn, build, and level up your shader skills.**

**Photography 101: Discover The Photographer Within** **Are you ready to unlock the full potential of your camera? Then this beginning photography course is perfect for you!** This beginner-friendly photography class is your gateway to unlocking the power of your camera and developing a confident artistic vision. This course offers an engaging and practical approach to essential techniques and creative principles for impactful photography. We will explore the use of camera settings, composition, and light to tell a story that evokes emotion in the viewer. **Through hands-on exercises and insightful lessons, you will learn to:** * **Master Your Camera:** Learn fundamental camera functions, including aperture, shutter speed, and ISO, so you can confidently control exposure and creative effects in any lighting situation. * **Compose Captivating Images:** Explore and apply classic composition principles like the rule of thirds, leading lines, and framing to create visually appealing and impactful photographs. * **Harness the Power of Light:** Understand how different light sources (natural and artificial) affect your images and learn to manipulate them to create mood, texture, and enhance the overall quality of your photos. * **Control Focus and Depth of Field:** Discover how to effectively utilize depth of field to isolate your subject and achieve captivating background blur (bokeh) or ensure sharpness throughout your landscape shots. * **Work with Lenses and Filters:** Explore the impact of various lens types and focal lengths on photographs and learn how filters can add creative control and protection. **This class provides the foundation needed to confidently create high-quality images and begin a photographic journey, regardless of the camera used.** **Prerequisites:** * A camera (film, DSLR, or mirrorless) that has manual controls is required. Hands-on exercises make having the camera in class highly beneficial. You will need at least one lens to evaluate the results of control exercises. * You may attend this class in one of two ways: 1. With a class voucher provided by your retail camera store 2. Purchasing a seat in the class

Join us for an hour of writing! We’ve discovered that it’s strikingly helpful to write with other writers. See if it’s true for you at 7:00pm on Wednesday, February 11 at Streetlight Guild. Be it a book, blog, script, essay, dissertation, resume, melody, poem or just plain work stuff, you are invited to write it with us. No one will see what you've written or give you unsolicited advice. Instead of just thinking about writing, come and get some real writing done. **SCHEDULE:** 6:45ish - Quick introductions 7:00 - Timer starts: write for 1 hour 8:00 - The End **OPTIONAL SOCIALIZING** happens before and after the writing hour. Writing is very solitary. Connecting (and sometimes even commiserating) with other writers is a cool thing. **BEING LATE IS OKAY:** just show up and get settled! If you were on time, please be willing to make room for the friendly latecomer. Happy writing & I look forward to seeing you at Streetlight Guild! **WHAT SHOULD I BRING?** Whatever you need to be able to write! You're welcome to bring earplugs/headphones if noise will bother you! **OTHER IMPORTANT DETAILS:** * **RSVP:** Please RSVP by 6:00pm the evening of the meeting. This helps me know how many to expect, and if we'll need additional space! * **COVID:** While masks are not required, please be mindful of the other writers around you and their comfort levels. * **WIFI/OUTLETS:** Outlets are limited, so please ensure your devices are charged when you come! But Streetlight Guild does have free WiFi! Yay! * **PARKING:** There is free public parking at Streetlight Guild.