Debt Free

Doomscroll Rehab: Phone-Down Social Night
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Ever feel like you want to meet new people but don’t want awkward networking or forced icebreakers? This night is for you.
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Doomscroll Rehab is a relaxed, low-pressure social meetup where the goal is simple: put your phone down and enjoy real-life connection. Lots of people come alone — it’s designed that way.
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What to expect
• Good food and drinks available at the venue
• Live jazz upstairs for those who want music and atmosphere
• A quieter, more chill space downstairs for conversation
• Communal tables, board games, and easy, organic chats
• A welcoming, inclusive vibe whether you’re solo or with friends
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Phones aren’t banned — we’re just encouraging a break from endless scrolling.
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Who it’s for
• People who spend a bit too much time online
• Anyone looking for genuine, low-pressure social connection
• Solo attendees, newcomers, introverts, extroverts — everyone is welcome
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What to bring
• Yourself
• Your phone (on silent or tucked away)
• An open mind — chat, play a game, or just enjoy the music
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Come and go as you like. No pressure, no expectations, just good company.
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Discrounted pre sale tickets available via Humanatix here :
https://linktr.ee/DoomscrollRehab
Or
$20 at the door

Turn your Thursday evening into something special! Join us at **600 Little Collins St, Melbourne** for a **free beginners Salsa class** that’s all about great music, great people, and unforgettable energy. You don’t need a partner or any experience — just come ready to have fun and learn something new. ✨ **What makes it amazing:** * Easy-to-follow steps designed for first-timers * A vibrant, welcoming crowd * The perfect mix of fun, movement, and social connection 📍 **Where:** The Salsa Foundation — 600 Little Collins St, Melbourne 🕕 **When:** Thursday 6 PM (arrive 5–10 mins early to check in) 🎟️ **Cost:** Free — bookings essential (spots fill quickly!)

Hi Radiant Ladies, Thursday night dinner at Mercure — looking forward to seeing you. Leanne & Lyn 💕 🅿️ Parking Info: If you’re coming from Doncaster Rd, take the third exit at the first roundabout to find the hotel car park. You’ll get 3 hours of free parking.

If you've got soul and love to sing, join us on Thursday 19th February at 6pm. No audition needed! The wonderful Monique Boggia leads us, helping us bring songs to life like I Second That Emotion, Son of a Preacher Man, Ain't No Mountain High Enough and Tracks of My Tears. We meet above the bar at **FAD Gallery,** 14 Corrs Lane, Melbourne. (Corrs Lane is in Chinatown, off Little Bourke Street). Grab a drink before we start and take it upstairs. After we sing, we love to be social and always have a drink and a chat in the bar. There's no need to commit to every week in this 8 week term. You can pay **$20** per session or pay in advance for the whole term: **$100**. Class dates for Term 1, 2026 Week 1 - 5 February Week 2 - 12 February Week 3 - 19 February Week 4 - 26 February Week 5 - 5 March Week 6 - 12 March Week 7 - 19 March Week 8 - 26 March Any questions? Email Dan at xx.danscott@gmail.com

🍻FREE ENTRY, 1 drink order upon entry🍷Max 80 guests. 1 Crockford St, Port Melbourne VIC 3207 EVERY FORTNIGHT THURSDAY! 2週間に一度の開催! PRIVATE EVENT! 完全プライベート語学交換会！ 🇯🇵🇦🇺 \[FREE Language Exchange:無料\! 2週間ごと開催！！日本語と英語で話しましょう\!\] \[MUST READ\!\!\! English below\] 🎉hosted by: MELLIFE 🎉 メルライフ主催🎉 概要は下に！ We do most of the announcements on Instagram! Check us out! インスタフォローもよろしくお願いします🙏 IG: @mellife2022 [毎月2回木曜日開催] Location: The Cornerstone 1 Crockford St, Port Melbourne VIC 3207 Entry fee: Free !!! Time: 6pm\~ 8pm [Schedule　当日のスケジュール] 6:00 - 6:30 Entry opens 入場開始 6:30 - 6:45 Japanese time　日本語タイム 6:45 - 7:00 English time　英語タイム 7:00 Announcement from staff members, crowd shuffle, find different partner/group スタッフからのお知らせ、注意喚起等。違うパートナーを探す時間 7:00 - 7:15 Japanese time　日本語タイム 7:15 - 7:30 English time　英語タイム 7:30 - 8:00 Socializing time　社交タイム 💡メルボルン最大の日英ランエク【会場変更のお知らせ🎊】 長すぎたロックダウンを終え、新しく皆が楽しめる場所を提供したいと始まった私たちMELLIFE🇦🇺🇯🇵 初回は30名ほど集まる小さなコミュニティでしたが、結成から半年が経ち、あっという間に多くの方々に参加頂けるメルボルン最大の日英ランエクグループに成長する事が出来ました😊 今後のMELLIFE が更に成長して、より楽しい時間を提供するために次回のイベントから会場を変更し、質を上げた会場へ移る事を決めました🥳 今回からはメルボルン市内でもとても有名でおしゃれな会場、The Cornerstoneで開催を決定いたしました。 ぜひ次回のイベントからもMELLIFE をよろしくお願い致します😆🤲 メルライフ一同 日本語を学びたい世界の方が集まるので、英語が得意でなくても、コミュニケーションが取れます😆(日本語、英語喋れる人も) お互いの得意な言葉を教え合って一気に語学上達しちゃいましょう✨ メルボルンで新しい友達が出来るチャンスです🌍 ぜひ参加表明をお願いします！ 途中参加の方も受け付けております！ [下記を必ずお読みください] メルライフが主催するイベントはどのような方も歓迎しています。しかし、"お酒などの強要・いじめ・ハラスメント・暴言"　など他のメンバーが不愉快に感じる行為は絶対におやめください。このルールを守れない方は積極的に処置をとらせていただきますので、これらを経験した、または見つけ次第メルライフスタッフにいつでも言いつけをお願いいたします。メルライフを　”いつでも気軽に来れて安全なコミュニティ”　をモットーにするため、皆様のご協力をお願いいたします。 Social event: JAP/ENG language exchange at a fancy venue with great vibes! FREE ENTRY!!!! ✨️ Thursday from 6pm\~✨️ Do you want an opportunity to have a conversation and make friends in person? Say no more! We are organising a language exchange event at a trendy venue near the CBD!!! Feel free to join at any time throughout the event, but good things may happen to those who come in early ;) See you guys then! 🔥ENROLL EARLY TO SECURE YOUR SPOT🔥 See you guys then👋👋👋 PLEASE READ BELOW (Everyone is welcomed to MELLIFE events. However, we ask that all attendees treat each other with respect and be polite. Our community does not tolerate innappropriate behaviour or any form of HARRASMENT!!!!! When you see or experience any, please call it out or reach out to Mellife staff members ASAP so we can address this and keep the community a safe space.)

**2026 BENTLEIGH CUBAN SALSA, BACHATA** **& RUEDA DE CASINO DANCE CLASSES** **\- NOW OPEN \-** **EVERY THURSDAY** *\* No dance experience necessary* *\* No partner required* *\* Open to all adult ages* At: **BENTLEIGH UNITING CHURCH HALL** 495-497 Centre Rd, Bentleigh (\* Located opposite the Bentleigh RSL) **\* HALL Entry** \- via the front entrance of the church \- Go past the glass panel doors \- We are at the far end\, in the back room on the right\. **2026 BENTLEIGH PROGRAM:** **6.15pm – 7.30pm** **#1: CUBAN SALSA BEGINNER** Starting with the **INTRODUCTION TO SALSA BASICS** An extra 15 minutes has been added, aimed specifically to assist new Beginners with a slower breakdown of the main basic steps. More experienced Beginners are recommended to come use this to strengthen their core steps. We found that by doing it this way, new students get a much better dance experience overall. This leads into the main Beginner Salsa lesson. **BEGINNER CUBAN SALSA** (Main Beginner Class) *(Beginner to Improver Level)* *TOTAL CLASS TIME: **1 Hour & 15 Minutes***)\*\* **7.30PM – 8.30PM** **\*\* CLASS #2:** **CUBAN SALSA / RUED DE CASINO** **IMPROVER - INTERMEDIATE LEVEL MAIN CLASS** *(Covering Rueda De Casino & Cuban Salsa)* \- Ideal for students who are confident with their Beginner level steps and turns\. This Improver to Intermediate level class will concentrate on Cuban Salsa & Rueda De Casino to raise the level of the Beginners to Improver Level and higher\. **What is Rueda De Casino?** *Rueda De Casino*, also called just *'Rueda'*, in it's basic form means 'Casino wheel', where dance couples comes together to form a circle, with one main 'caller', who calls out the names of different Cuban Salsa figures made up of different sequences of fun dance moves, which are danced by the couples in synchronisation. As the level of the dancers improve, so does the figures performed become more elaborate and complicated and with the constant change of partner calls, make the dance fun and exciting for the dancers, as well as spectators who view the dance. **8.30pm – 9.30pm** **\*\*\* CLASS #3: BACHATA** *(Absolute Beginner to Improver Level)* \* No experience or partner necessary - all welcome \- Bachata is the second most popular Latin dance around the world after Salsa **CLASS COST:** Casual/Drop-in attendance: Any Main class - $20 per class Any 2 Classes on the night - $30 for both classes or Do ALL CLASSES on the night for only $35! ***\* Please note:*** We only accept **CASH** on this night **CLOTHING & SHOES:** Comfortable casual clothing. Best shoes when starting are low or flat smooth sole shoes like leather sole shoes. Avoid sandals & open toe shoes. Avoid track shoes or runners as these grip the floor & can interfere with your turns **MEDICAL:** Anyone with breathing problems, heart conditions, knee, back or shoulder injuries and who are taking prescribed medication, please consult with your doctor first before joining any classes. **COVID PROTOCOLS:** \* If you have flu like symptoms or feeling unwell, please do not attend any classes \* If you are a first contact, as a precaution, please do not attend any classes until after 7 days of negative tests \* Sanitize hands frequently **PRIVATE LESSONS:** We provide private lessons on a one-to-one basis, with or without a dance partner and for private groups at a time that suits you

Smashing! Try something new Thursday Interactive workshop - Become ultra-confident Whys is Smashing different? Passion!!! 1\. Fast\-paced\, energized and exciting meets 2\. We practice **bold, confident** and **dynamic** leadership! 3. **Everyone talks** multiple times during super-interactive workshops every meet - Plus the chance to speak on the big stage for those that are keen 4. **FAST LEARNING** **Free parking** close-by: O'Connell and Cobden streets **IMPORTANT: Be on time, as doors close when the meet starts** “Proudly Australian" – Free-flowing leadership & teamwork Multicultural Hub, 506 Elizabeth St (Opposite Queen Vic Market) Level 1, Purple Room (End of corridor) More to come...

Ready to add some rhythm to your week? Join us for a **FREE Salsa class** right in the heart of Melbourne! No partner or experience needed — just bring your energy, and we’ll handle the rest. You’ll learn the basic steps, meet amazing people, and have a ton of fun while moving to Latin beats. ✨ **What to expect:** * Easy, step-by-step instruction — perfect for first-timers * A fun and welcoming community * Great music, great vibes, and maybe a new obsession! 📍 **Location:** 600 Little Collins St, Melbourne CBD (The Salsa Foundation Studio) 🕕 **When:** Multiple sessions weekly — book your spot now! 🎟️ **Cost:** 100% Free — bookings are essential due to limited space

On the third Sunday of every month we take a walk in nature. Exercise is so important to all of us and nature has its own unique way of healing. It helps us live in the present, enjoy our surroundings, regain balance and perspective and be pleased with ourselves for going out and doing something. And it costs nothing except time and effort. Our hikes are all over Greater Melbourne and afar. Generally our walks will be 2 to 2.5 hours of moderate grade. Those who want to go more quickly can but generally we try to stay as a group and enjoy the sounds and beauty of nature together. Please read the waiver liability before you RSVP https://docs.google.com/document/d/1mHAz_ShmpWR1wr69gefWEqVzS-zw4bIvI2uGXw4RJ08/edit?usp=sharing WHAT TO BRING Water bottle appropriate clothing (be prepared for hot or cold weather) comfy shoes snacks hat sunscreen camera money for coffee afterwards We look forward to catching up.

Join us to learn and practice some English. And have some fun at the same time! We have a different topic every week including a ten minute talk from the Bible. We look forward to meeting you!

Hi Radiant Ladies, After our Saturday walk, join us at Windchimes Café for coffee, friendly vibes, and a relaxed catch-up. 🅿️ 2-hour parking out front. See you there! Lyn 😀

Hi Radiant Ladies, Join us for a refreshing Saturday walk at Ruffey Lake Park. 👭 Walk at your own pace 🐕 Dogs welcome ☕ Coffee after 🌦️ We walk every Saturday (unless it’s pouring) New ladies welcome. See you! 
Leanne & Lyn 💕

This is not just a money class. This is a restoration space. The I AM Worthy of Ownership™ Path is a 12-step, sister-centered journey for women who are ready to build financial stability without shame, fear, or pressure—and to do it in a way that honors both wisdom and the spirit. Many women don’t struggle with money because they lack discipline or intelligence. They struggle because of unhealed experiences, survival patterns, and the quiet belief that they are “behind” or “disqualified.” This series gently challenges those beliefs while offering practical tools for peace, clarity, and long-term planning. Together, we will talk honestly about: Releasing shame and money anxiety Building stability as a form of self-respect and spiritual discipline Understanding money as a tool, not a source of worth Managing debt with clarity instead of condemnation Preparing for life’s unexpected moments without fear Laying a calm foundation for future ownership and legacy Each session blends practical financial education with reflection, conversation, and encouragement. There is no pressure to share personal numbers or experiences. You are welcome to speak, journal quietly, or simply listen. This is not about hustle. This is not about perfection. This is about alignment, wisdom, and peace. Who this series is for: Women who are starting over or rebuilding Women who want stability without stress Women preparing for future ownership or housing decisions Women who want their financial lives to reflect wholeness, not fear No prior financial knowledge is required. Come as you are. Bring a notebook. Leave a little lighter than you arrived. Light refreshments will be served along with 30 minutes of networking.

#### Turning Rentals Into Income: How Investors Pay Off Properties Faster #### **Featuring Guest Speaker: John Blackburn** **👉 Get your FREE TICKET [HERE](https://www.eventbrite.com/e/turning-rentals-into-income-how-investors-pay-off-properties-faster-tickets-1980492192461?aff=cicmeetupapp)** #### A lot of people get into real estate because they want freedom. Then they buy a rental…and realize most of the rent goes straight to the bank. They technically own property, but the mortgage controls the income. And waiting 30 years for properties to be paid off doesn’t feel realistic. This meetup is about understanding a different way to think about rental properties… one that focuses on paying them off sooner so the income is actually usable. **Featured Guest Speaker: John Blackburn** We’re excited to welcome John Blackburn as our guest speaker for this event. John has been actively investing in real estate since 2006 and has: * Been involved in **5,000+ real estate transactions** * Helped investors **acquire over $150 million in rental property** * **Raised more than $100 million** in private capital John didn’t start with family money or shortcuts. He built his portfolio by focusing on clear systems, real numbers, and long-term strategy. For this meetup, John will walk through how investors shift their focus from simply owning rentals to building properties that eventually pay them…without a mortgage attached. **What You’ll Learn** John will break down, in simple terms: * Why most rental properties don’t produce much usable income early on * Why buying more rentals isn’t always the answer * How investors structure their properties to pay off mortgages in a fraction of the time * How properties can work together to eliminate debt faster * What changes once rentals become free and clear This approach is often referred to as an accelerated paydown strategy — using rental income intentionally to reduce debt sooner, rather than waiting decades for mortgages to run their course. John will also share a simple calculator you can use to see how this works with real numbers and realistic scenarios. **The Core Idea** When a rental has a mortgage, the rent has one job: **pay the bank.** When a rental is paid off, the rent has a different job: **pay you.** Most people only see one timeline…30 years. This session shows how investors shorten that timeline and gradually increase their income as properties become free and clear. **Who This Event Is For** This event is for people who want more than just “owning rentals” on paper. * Rental owners who are tired of most of the rent going to the bank and want a clearer path to real, usable income * New investors who want to understand how rental properties actually build wealth over time before jumping in * People with capital who want to invest in real estate with intention and a long-term plan * Anyone serious about freedom and curious how rental properties transition from debt-heavy assets into income-producing ones **Event Details** **Location:** Ohio Brewing Company - 421 E 2nd Ave, Columbus, OH 43201 **Date & Time:** January 25th, 6–8 PM (Doors open at 5:30) **Cost:** Free (Seats are limited - RSVP required) **👉 Get your FREE TICKET [HERE](https://www.eventbrite.com/e/turning-rentals-into-income-how-investors-pay-off-properties-faster-tickets-1980492192461?aff=cicmeetupapp)** If you’ve ever wondered how rental properties actually turn into freedom —this is the room to be in.

Meeting Room 2b, Main Library Join us for a welcoming evening of reflection, gentle music, and meaningful conversation. We’ll begin with a short grounding moment, followed by a brief reading from spiritual or philosophical traditions, and an open reflection circle where participants can share (or simply listen). Libera Animae is an interfaith community focused on inner growth, creativity, and authentic connection. We desire to cultivate a space where all questions are welcome and each person is treated with compassion and respect.

If you are interested in selecting investment choices for your 401(k) or other workplace savings plan, minimizing your income tax liability, or identifying the most effective investments for your brokerage account, we are the group for you. We are a local chapter of Bogleheads**®**, whose investment strategy can be found here: https://www.bogleheads.org/wiki/Bogleheads%C2%AE_investment_philosophy Or you can peruse the Boglehead forum here: https://www.bogleheads.org/index.php I look forward to seeing you there. Mark Vonder Haar

Some trained COUNT volunteers work together once a month at RMH (http://www.rmhc-centralohio.org/volunteer.php) as Housewarmers (usually on the 1st Sunday from 1 – 5 PM). Some schedule other shifts at their convenience. You may try this out with less fuss by following a "Fast track" or go through the normal process. Fast track • Arrange a time to shadow a COUNT volunteer. Call Dave Nohle at 614-268-9558 (cell). • Show up and try it out. • Complete application, etc. later. Normal process • Complete an online application (http://rmhc-centralohio.org/volunteer/). • Attend orientation in advance. • At orientation you will complete forms agreeing to keep family/patient info private and allowing a background check and tour the facility. • Complete one training shift. Daily shifts are: morning 9 AM - 1 PM, afternoon 1 - 5 PM and evening 5 - 9 PM. • Schedule shifts online using the on the RMH scheduling system (http://www.volgistics.com/ex/portal.dll/?FROM=32895). The Ronald McDonald House (RMH) provides housing and meals for families with sick children. The Columbus RMH is the largest in the world with 137 rooms. COUNT has been volunteering there since May 2014. Housewarmers work with RMH guests to provide a home-like environment - greet, assist with family needs, answer phones, give tours, assist with checkin/checkout, prepare guest rooms after checkout, clean facility, laundry, restock supplies and staff the front desk. RMH Housewarmers volunteer at least one four-hour shift a month. All Housewarmers must complete an application and agree to a background check before they can be full fledged volunteers.

Join us as we get together to get together to help those in need at this CMG Gives Back event! For this event, we’ll help prepare food, serve meals, assist residents, wash dishes and clean surfaces at Fath Mission – Grant Kitchen. We have a great little community of Movie Group friends so rather than see a movie this time, we’ll help “Create a better world” by helping serve those in need. Here are complete details and our plan for this event: FAITH MISSION – GRANT KITCHEN: The Faith Mission kitchen and dining room serves residents 3 meals a day, every day of the year. Our group will help prepare food, serve meals, assist residents in the dining room, wash dishes, and clean surfaces. PLAN: We will be preparing / serving / cleaning for BRUNCH from 10:30am to 12:30pm and have space for a total of 7 volunteers. Please arrive at 10:15am and wear closed-toe shoes and long pants. LOCATION: Faith Mission – Grant Kitchen is located at 245 N. Grant Ave. Enter the kitchen at Dock 1, indicated in the attached map. On-site and street parking are available in the surrounding area. Below are some links / attachments with additional info/details: \* LSS Volunteer Guidelines: Uploaded to photos. \* Parking Map Info: Uploaded to photos. \* LSS Faith Mission Orientation Video: https://www.youtube.com/watch?v=Bp46_6ay6iA \* Link with Additional Details / Info: https://lss.vomo.org/opportunity/faith-mission-grant-kitchen-2025 IMPORTANT REMINDER: Our group will be providing the all of the volunteers on this day so a firm RSVP count is essential. Please only sign up if you are certain you’ll be able to attend. If something unavoidable comes up, please update your RSVP no later than one week prior to the event. With very few exceptions, no shows or cancelations within 1 week of the event will not be eligible for future CMG Gives Back events. I appreciate your understanding as we try to ensure the agencies have the volunteers needed to provide the essential services they provide to the vulnerable population they serve. THANK YOU: This CMG Gives Back event provides an opportunity for YOU to get involved in helping others! Benefits go well beyond the help we give to others. Volunteering provides a wide range of personal benefits, including positive effects on mental and physical health, reduced stress/depression/anxiety, increased happiness and improved purpose, life-satisfaction and personal well-being! Plus, the opportunity to get involved, connect with others and help those in need. PARTNER AGENCY: This event is hosted by Lutheran Social Services (LSS), which serves thousands of people in need each day in 27 Ohio counties by addressing the four core societal issues of food, shelter, safety and healing. LSS offers food through the LSS Food Pantries, housing and supportive services through LSS Faith Mission and LSS Faith Mission of Fairfield County homeless shelters, domestic violence services through LSS CHOICES for Victims of Domestic Violence, senior living and health care, affordable housing communities, and other services that uplift families and strengthen communities. Look forward to seeing you there, Dan