Distressed Mortgages

Feeling torn about staying in or leaving your long-term relationship? This free founding beta is for adults aged 40+ who want a calm, structured way to think through a difficult relationship decision with more clarity and less mental looping. This program is **counsellor-designed** and evidence-informed. It draws on decision psychology, reflective counselling methods, and practical tools that help people slow down, sort through competing thoughts and feelings, and identify a clearer next step. It is educational in nature and focused on structured reflection and values-based decision making, rather than therapy or guaranteed outcomes. The beta is being offered free to a small group in exchange for honest feedback. Participants will get program materials, support through email during the beta, and a brief feedback form at the end to shape the next version; feedback may be used with consent. **What’s included** * Free access to the Midlife Relationship Clarity beta for 4 weeks. * Short self‑paced lessons with guided reflection exercises. * Optional email support to help apply the framework. * The opportunity to shape a counsellor‑designed program through your feedback. **Who this is for** * Adults aged 40+. * People feeling stuck, torn, or mentally exhausted by a relationship decision. * People who are open to reflection, journalling, and guided exercises. * People who can commit around 2 hours per week for 4 weeks. * People willing to give thoughtful feedback at the end. **Who this is not for** * Anyone needing urgent crisis, legal, or safety support. * Anyone looking for private therapy through Meetup. If your situation involves immediate risk, domestic violence, or acute distress, please seek appropriate crisis or specialist support instead of joining this beta. **Why this program may be helpful** Many people do not need more opinions. They need a calmer structure for thinking. This beta is designed to help participants: * reduce overthinking, * clarify what matters most, * notice common decision traps, * prepare for honest conversations, * and identify one meaningful next step. Because this is an early cohort, the experience will include personal email support alongside the self‑paced materials. **Beta commitment** This is free, but it is not casual. To keep the group valuable and manageable, places are limited. Participants are asked to: * work through the weekly material, * complete a short end-of-program feedback form, * and reply honestly to a few check-in questions during the beta. **Application question** When you RSVP, please answer this question: What single relationship decision are you weighing, and can you commit \~2 hours per week for 4 weeks? (Yes / No) If this sounds like the kind of structured support you’ve been looking for, RSVP and answer the application question. Selected participants will receive the full details by email.

*🎮 Play games. Make friends 🎲* Make new mates every Tuesday night at Team Up Tuesdays: A fun, social gaming night at Fortress. Hosted in our Tavern, you can enjoy friendly team-based games in a welcoming, social environment. **The Games 🕹️** After checking in with our host, you'll be sorted into one of two teams. These two teams will go head-to-head across 3 rounds of casual games every week! **The Prizes 🏆** \- Fun prizes for everyone on the winning team \- Spot prizes throughout the night **The Venue 🍻** Held in our Tavern, you can enjoy hot food and cold drinks in a fun fantasy setting. *See you next Tuesday!* **TERMS & CONDITIONS** * *Fortress Melbourne is a licensed venue, and as such, a valid ID is required and checked upon entrance to the premises.* * *Unaccompanied minors are not permitted in the venue at any time. Please make sure any guests under 18 are accompanied by a responsible adult at all times.* * *Minors are not allowed in the venue past 8:00 pm* * *No outside food or drinks.* *More information on valid forms of identification and Fortress' minors policy can be found here: [www.fortress.games/minors/](https://www.fortress.games/minors/)*

\*\*New Cuban Courses will commence Tuesday 7th July x 6 weeks\*\* Rueda de Casino – is a progressive Cuban-style salsa class and a fun way to learn salsa. Its fast paced, danced in a circle and changing partners flowing from one partner to the next Cuban Salsa (Rueda) BEGINNER LEVEL 7.00pm - 8.00pm This course is for absolute beginner to beginner plus students. The first 4 weeks we will cover Cuban Salsa fundamentals, Cuban Flow body movement and basic Cuban steps. The last 2 weeks we will use moves and steps learnt in a progressive wheel (Rueda) pattern. This class can only be purchased as a 6 week course. Course cost $120 For course bookings email gabby@melbournesalsa.com.au *** Cuban Salsa (Rueda) INTERMEDIATE LEVEL 8.00pm - 9.00pm During this 6 week course, you will learn complicated Cuban turns, Rueda dynamics, team patterns and different formations, executing the moves by the caller and dancing in sync at a faster pace. Must have completed 2 x Beg Level Rueda courses before entering Intermedaite level. This class can be purchased as a 6 week course or can be attended casually. Casual $25 (cash or eft pos) Course cost $120 For course bookings email gabby@melbournesalsa.com.au *** These Courses will be held at the Melbourne Salsa studio 1/326 Smith Street Collingwood (Rear entrance via laneway off Bedford street) FREE Parking is available above Woolworths - 2 min walk to our studio. For more details call Melbourne Salsa on 95312023 or email info@melbournesalsa.com.au

**THEME** At this Deep Work we'll explore **how to tune in to the quiet whispers — and the thunderclaps — that life sends our way.** When Lightning Strikes invites us to **recognise the moments of divine inspiration hiding in plain sight, and learn to trust** the nudges, signs and sudden illuminations that point us toward our truest path. **TIMING** \*Please arrive by 7:00PM for a 7:15PM start. The event will conclude at 8:45PM. **SETUP** You will be seated in small groups of about 5 people. We encourage you to sit with people that you don't yet know. :) **TICKETS** We have 2 ticket options: * Early Bird Tickets - $15 (available up to 7 days before the event) * Standard Tickets - $20 For all tickets, we're happy to provide full refunds for any cancellations received with 48+ hours notice. We will be serving tea, biscuits and soft drinks. **PROGRAM** Through carefully selected quotes and interactive discussions, we will: * Explore the art of deep listening — how to distinguish between the noise of the world and the still, small voice within * **Share stories, laughter and insights:** the hunches we followed, the signs we almost missed, and the unexpected sparks that changed everything * **Create casual and fun art** that captures a moment of personal inspiration — a flash of insight rendered in colour, word or form * Develop practical ways to **cultivate receptivity** in our daily work lives — slowing down enough to hear what the universe might be trying to tell us Come ready to reflect, share and listen — to each other, and perhaps to something a little beyond. **Leave with fresh eyes for the guidance already surrounding you, and the courage to act on it.** **PARKING** 2P parking is available directly adjacent to the venue. [Use this link to navigate there.](https://maps.app.goo.gl/wY8cyfrbZxKnireeA) There is also underground parking available directly opposite the venue.

**Sticky stories are memorable, meaningful, and magnetic. They make people feel something — and that’s what makes them powerful.** You already tell stories — to friends, family, co-workers, and peers. You might need to inspire your team, persuade a colleague to support your ideas, or influence a client to say yes. But if your stories aren’t *sticky*, your message won’t land. It won’t be remembered. And it won’t drive action. Mastering the art of ‘sticky’ storytelling is one of the most valuable communication skills in today’s world. And the good news? It’s a skill anyone can learn. **THIS IS A CURATED GUEST EVENT** Whether you're new to public speaking or looking to elevate your influence and impact… Join us tonight at Port Melbourne Toastmasters as we dive into the principles of powerful storytelling that make messages truly stick. Get ready for a session that will help you speak with heart, connect with purpose, and leave a lasting impression. *Guests, Meetup Group members, and visiting Toastmasters attend for free.* 🌐 [www.portmelbournetoastmasters.org](http://www.portmelbournetoastmasters.org) 📍 Where: Find directions [here](https://www.portmelbournetoastmasters.org/directions.html) ***Port Melbourne Toastmasters is a club for people who are serious about developing their speaking, leadership, and personal presence.*** We offer limited, curated guest sessions throughout the year for prospective members. These sessions allow you to experience our high-engagement, growth-focused environment firsthand — without open access to every meeting.

**\*\*\*RSVP PROCESS - CRITICAL INFO\*\*\*** Please be aware, we don't use the Meetup website to take RSVPs, so you will need to register on this link to lock in your place (bookings essential) - [https://propdev.info/uMKh](https://propdev.info/uMKh) We run events most weekends around Australia so you can attend either physically in your local area, or live-stream to any event around the country. **In-Person:** 1:30pm (Melbourne time) to 'Mingle With The Expert' **Virtual:** 2pm (Melbourne time) **INTRODUCING THE INDUSTRY EXPERT:** *Finance Secrets Smart Developers Use! AUSUN Finance (Thomas Tang)* You’ve found a great site. The numbers work. Then the finance falls apart. The loan gets declined. Conditions change midway through the deal. Settlement gets delayed. Or worse… the project never happens at all. For many small-to-medium developers, the biggest risk isn’t finding the deal… it’s getting the finance right. And most people make the same mistakes: Using inexperienced brokers, approaching the wrong lenders, presenting deals poorly, or not understanding how lenders actually assess development projects. That’s why we’re excited to have Thomas Tang from AUSUN Finance joining us as our next Industry Expert at Property Developer Network. Thomas specialises in Construction & Development Finance and has been involved in funding countless development projects across the country. As a second-generation developer with one of the highest lending volumes nationally, Thomas understands exactly how lenders think, how brokers and bankers operate behind the scenes, and what developers need to do to position themselves correctly in today’s market. In this presentation, Thomas will break down: • What lenders are REALLY looking for right now • Why deals get delayed, declined, or repriced • The biggest mistakes developers make when applying for finance • How to build long-term relationships with the right lenders and brokers • What you can do immediately to improve your chances of funding success Because in today’s market… the developers who understand finance are the ones still getting deals done. **INTRODUCING THE REAL DEAL:** *1 into 4 Townhouses (Helen Shao)* *1042m2, NRZ, Boroondara, Victoria* You’ve finally secured a development site. Council approvals are underway. The builder is ready to go. Then the market shifts. Town planning drags on for months. Uncertainty kicks in. And suddenly you’re left wondering… “Do I push ahead… or wait?” For many small-to-medium developers, knowing when to move — and when to hold back — can make or break a project. That’s why we’re excited to have Helen Shao joining us to share her latest Real Deal project at Property Developer Network. Using a delayed settlement strategy to secure the site, Helen navigated the uncertainty of the Covid-19 period while managing lengthy town planning delays and carefully timing the start of construction as the market stabilised. In this Real Deal presentation, Helen will walk you through the realities of managing a development during uncertain market conditions, including: • How delayed settlement helped secure the opportunity • The impact Covid had on planning and timing • Lessons learned through lengthy approval delays • How the project stayed on track during construction • What she would do differently next time If you’ve ever wondered how experienced developers adapt when the market throws curveballs at them… this is a presentation you won’t want to miss. **This is your chance to talk property with other enthusiasts!** See you all soon!

Do you live in the Southern suburbs? Want to explore what the Southern suburbs has to offer? Or are you just interested to catch-up with like-minded people? Once a month Steph hosts our Southern socials. It is a great opportunity to meet others. Our emphasis is on fun whilst helping and supporting each other. The socials include drinks and chats, casual coffees, dinners and other activities suggested by members from time to time. Our socials are informal and open to all. We pay for own food and drinks individually and there is no charge for the organisation of the events. We hope to see you!

## 🇯🇵 Progressi部: Japanese-English Language & Culture Exchange 🇦🇺 **"Serious Study, Authentic Community" — 本気で学び、本気で交流する。** Join us for our weekly exchange designed for those dedicated to practicing Japanese and English. This is a space to improve your language skills, share cultural insights, and make new, like-minded friends in a respectful environment. ### 🎯 Who This Group Is For We welcome individuals who are here to **actively practice their Japanese or English**. Whether you are looking for a study partner or want to learn more about culture, this is a community for focused and meaningful interaction. **✅ 受付方法 / Event Check-in (Strictly Required)** 到着の際、必ず主催者に以下の提示をお願いします / Upon arrival, please present the following to the organizer: * **Meetupの参加申し込み（RSVP）画面をご提示ください。** / Show your Meetup RSVP confirmation screen. * **予約なし（No RSVP）での参加はお断りしております。** / No walk-ins permitted without a confirmed RSVP. * **Participation Fee: $3 CASH** Non-Japanese citizens. ### 🚫 Conduct & Safety Policy To ensure a high-quality experience for all members, we maintain a strict standard of behavior: * **Immediate Ban:** Any individual found guilty of misconduct or creating "trouble" will be banned from the group immediately.**.** * **Organizer Authority:** The Organizer reserves the right to remove any member at their sole discretion to maintain the safety and integrity of the community. * **Respectful Interaction:** All members are expected to be polite and mindful of others. Do not make fellow participants feel uncomfortable or pressured. * **Privacy:** Please respect the personal boundaries of others. Do not pressure members for private contact information. **If any member makes you feel uncomfortable, please report it immediately to the organizers: Shin, David, or Ray.** *** ### 📝 Event Details * **Time:** Saturday, 4:00 PM – 6:00 PM * **Arrival:** Please arrive **10–15 minutes early** due to limited seating. * **Entry Fee:** **$3 CASH** (Non-Japanese citizens). This contribution covers monthly meetup hosting fees. * **Photography:** Photos will be taken during the event for our community archives. ### 🇯🇵 日本語でのご案内 メルボルン市内のカフェで、本気で学べる日英言語文化交流会を主催しています。 * **目的:** 日本語・英語の練習、そして同じ目標を持つ友人作りを目的としています。 * **参加費:** 日本国籍以外の方は $3ドル（現金のみ）。 * **ルール:** 迷惑行為やトラブルを起こす方の参加は一切禁止です。主催者の判断により、即座に退会・出入り禁止の措置を取らせていただきます。 * 困ったことがあれば、すぐにオーガナイザー（Shin, David, Ray）までお知らせください。 ### 🔗 Connect With Us * **Facebook:** [facebook.com/groups/progressibu](https://www.google.com/search?q=http://www.facebook.com/groups/progressibu) * **X (Twitter):** [twitter.com/progressibu](https://www.google.com/search?q=http://twitter.com/progressibu)

**Overcome Your Fear of Public Speaking with Southbank Toastmasters!** Ready to transform nerves into confidence? Join us for a fun, interactive workshop to: ✨ Conquer your fear of speaking 💡 Learn pro tips from experienced mentors 📈 Boost your business and career through powerful communication Whether you're a newbie or a seasoned speaker, this is your chance to grow, connect, and shine! 🌟 Don’t miss out—step up to the mic and join us! 🎤

(Note: RSVPing here on meetup does NOT reserve your seat. To do that, you’ll need to register at our website, [HERE](https://www.coreerocks.com/Events.aspx?ID=Picnic-with-a-Purpose-Real-Estate-Networking-That-Actually-Pays-Off-14-7-7-2026).) Real estate is a proven wealth-builder—it has been for generations. But it’s not a solo sport. You need PEOPLE—who can advise you, partner with you, bring you deals, and buy deals from you. We’re all about bringing you the best, most active, most got-your-back people in Central Ohio, which is why our July meeting is all about real conversations with real investors at our annual Picnic with a Purpose. This is where: * Deals get discussed * Partnerships get formed * Funding relationships start * Problems get solved faster Bring your family. Build your network. Strengthen the relationships that actually move your business forward. Members and first-time guests are free. Returning guests are $35. Location is a local park and will be shared after registration. Space is limited, so you’ll want to secure your spot now. Remember, to actually reserve your seat, you have to go [HERE](https://www.coreerocks.com/Events.aspx?ID=Picnic-with-a-Purpose-Real-Estate-Networking-That-Actually-Pays-Off-14-7-7-2026) and register on our website!

Join us for a 2.4 mile hike along the Alum Creek Trail south from Casto park to Strawberry Farms park and back. This is a fully paved flat trail along Alum Creek. Come and enjoy a great hike with us!

You can also join the meeting by Conference Call at (518) 263-8851.

Hi everyone! We're Jared and Petria Walker, local real estate investors based in Columbus, Ohio, with a passion for short-term rentals and hospitality. We're looking to start a casual monthly Columbus-area meetup for entrepreneurs, investors, real estate professionals, and anyone interested in short-term rentals to share ideas, discuss market trends, learn from one another, and build meaningful relationships. Whether you're just getting started or have years of experience, we'd love to connect, collaborate, and grow together. We believe some of the best opportunities begin with great conversations. See you soon!