Distressed Mortgages

PESL is an 'empowerment' programme designed to impart self-esteem, confidence, and a sense of well-being through weekly group therapy in collaboration with Promises Healthcare (spearheaded by Dr. Joseph Leong, Snr Consultant Psychiatrist with Promises together with a team comprising of professionals from PSALT Care & Promises) The time commitment for this exclusive in-person therapy will be on Fridays, 4.30 to 5.30 pm. Upcoming dates Aug 1, 8, 15, 22 & 29 Sep 5, 12, 19 & 26 Oct 3, 10, 17, 24 & 31 Kindly write-in to: info@psaltcare.com to express your interest in this exclusive social skills group therapy (limited slots available)

**🛠️ *The Relentless Fellowship*** **A fraternity for entrepreneurs who never clock out and are always too busy building to waste time.** This is the 3rd session of The Relentless Fellowship. In December 2025, the host will be Nicholas. His profile is as follows: Nicholas Chan is an entrepreneur with over 30 years of practical experience building, operating, and fixing businesses across multiple stages. He has founded and led companies, worked in early stage venture investing, and advised founders on execution, structure, and survival. As the organizer of the Singapore Entrepreneurs Network, he brings together serious operators who value effort, discipline, and results. His work reflects a long term commitment to building real businesses rather than pursuing clout, trend-chasing or shortcuts. After 24 years of running the Singapore Entrepreneurs Network, I’ve met all types of founders. Many wear the title of entrepreneur like cosplay where they are always chasing grants, investments and attention while building up their image instead of focusing on results. Others are corporate or government staff trying to play-act as entrepreneurs on the side while doing their very best to slack off, do nothing and go nowhere. But there are the very rare few who are actually “in the trenches”, the real hardcore entrepreneurs I have had conversations and collaborations with, **always** **working 12 to 16 hours a day, 7 days a week, 365 days a year** consistently building with driven focus, a constant sense of urgency and disciplined commitment to their mission. They don’t chase clout. They don’t have time for bullshit small talk. They have zero tolerance for political correctness and lies. They are most certainly not caught up in the never ending chase to create clickbait content in their never ending quest of famewhoring. More than anything, they crave meaningful connection and fostering deep collaboration with other similarly hard charging individuals who understand first-hand the true demands of the entrepreneurial vocation. *"It is hard to find other entrepreneurs who actually “get it”.”* *“ I’m not here to waste time with time wasters. I’m here to build."* *"I want to collaborate with my peers, not waste my time with “tourists” and “wannabes”."* So, this is my answer for them and myself. *** **🔧 Introducing: *The Relentless Fellowship*** This is a **private support group and collaboration circle** for serious, mission-driven workaholic entrepreneurs who obsessively live and breathe their work. Not a speaker panel. Not a pitch night. Not a parade of LinkedIn personalities. No bullshit about work-life balance. No political correctness or woke bullshit. This is about finding and being amongst other similarly driven entrepreneurs. This is a fellowship, not a networking event. A workaholic support group, not a place to wayang. Just real conversations and profitable collaborations formed over dinner with fellow entrepreneurs who: * Show up, not just in business but in how they treat others. * Share knowledge, experience, perspective and opportunities. Not just take take take. * Respect time, commitments and the opportunity to connect with high-calibre fellow entrepreneurs to build lasting collaborations. This is a space for **mutual support**, **shared energy** and **zero woke political correctness**. *** **📅 The Format** * Held on **Tuesday or Thursday evenings**, hosted at a fellow entrepreneur’s office. * **Capped at 8 attendees (including the host)** to protect the quality of conversation and connection. * **Bring your own packed dinner**; drinks provided from the host’s pantry. * Nicholas, the host of the Singapore Entrepreneurs Network will personally host the **first 3 to 6 gatherings**, after which other members may group up and volunteer their office space to continue the series if they so desire. * If there is demand, more Relentless Fellowship chapters will be spun off and run by other committed entrepreneur hosts. *** ### 🔒 Expression of Interest For the month of December 2025, the host will be Nicholas. Please WhatsApp him at **+65 9488 9683** with the following details: 1. Indicate your interest in attending. 2. Provide your **name, company name, and a short intro** (either what your company does or what new venture you’re starting). 3. Confirm if you are open to meeting **over dinner on the 4th Friday of the month**. From there, you’ll be contacted directly once dates and details are set. *** **If you’ve been quietly carrying the weight of your business, building quietly, working relentlessly and ready to meet others walking the same to band up in building together stronger, better and faster, the Relentless Fellowship is for you.** **No speeches. No spectators. No wokeness. Just builders.**

Friendly 1/2 home game with no rake, entrance fees or any cost. The buy-ins can be through cash or paynow. Water will be provided. Please bring your own food and drinks. Please RSVP to join and indicate any +1’s if bringing a friend. DM me for the location and further details. Thanks.

* 🧠 **Weekly meetups** for casual play, thematic workshops, and curated mini-tournaments Every Fridays 7.30pm to 9.30pm * 🎓 **Expert-led sessions** with FIDE-rated coaches and legacy mentors * 🤝 **Inclusive community** spanning all ages and skill levels * 🏆 **Prestige events** with transparent formats and media coverage * ☕ **Warm atmosphere** where strategy meets camaraderie

Start your holidays the active way! This Boxing Day (26 December), join us for an energizing guided morning brisk walk at Bukit Timah Hill, Singapore’s highest natural point 🏞️ and prepare yourself for our upcoming expeditions: Perfect for building endurance, reconnecting with nature, and meeting fellow adventure seekers. 🥾 EVENT DETAILS 📍 Location: Bukit Timah Nature Reserve 📅 Date: Friday, 26 December 2025 ⏰ Meeting Time: 7:45 AM SHARP 🚇 Meeting Point: Beauty World MRT – Passenger Service Counter 🥾 Walk Duration: 8:00 AM – 10:00 AM 🗺 ROUTE OVERVIEW Bukit Timah Nature Park ⬆️ Bukit Timah Summit (Loop 1) 🌳 Wallace Trail 🏕 Dairy Farm Hut 🔁 Bukit Timah Summit (Loop 2) Finish at Bukit Timah Nature Park ⚠️ REMINDERS / WHAT TO BRING ✅ Proper hiking shoes ✅ Sufficient water ✅ Be prepared for inclines & uneven terrain ➕ Optional: light snacks, sunblock, insect repellent ⏰ Punctuality is essential — we depart at 7:45 AM sharp 📝 DISCLAIMER Participants are responsible for their own safety and well-being throughout the walk. Please remain alert at all times, follow instructions, and immediately inform the organizer if you feel unwell or need to withdraw. Walking and hiking activities involve inherent risks, including slips, falls, and fatigue. Participation is voluntary and at your own discretion. The organizer shall not be held liable for any injury, loss, or incident arising during or as a result of the activity. ✨ Kickstart Boxing Day with nature, fitness & adventure

**For ages 13 and above.** Mixing the grooves of Street Dance with the lines and extensions of Jazz, Street Jazz has grown in popularity over the years and is often featured in today’s American Pop industry, adopted by some of the biggest industry players such as Madonna, Britney Spears, Jennifer Lopez and more. ### **Address** 203B Henderson Road, Henderson Industrial Park, #03-07 Henderson Industrial Park B, 159548 ### **Schedule** Fridays 815PM - 915PM ### **Booking Information** * Please contact **98225900** to find out how to book this class. * The instructor will reach out to you once you've booked the class.

### **Step Away, Breathe, and Gain Clarity** Feeling stuck? Overwhelmed? Running on empty? Sometimes, the best way to move forward is to step away—literally. **Reboost is not just a walk; it’s a guided coaching experience designed to help you clear your mind, recharge your energy, and gain fresh perspectives.** Join a small group of like-minded professionals as we **walk, talk, and reflect** in a relaxed and inspiring outdoor setting. ## **WHAT TO EXPECT** ✔ **Breathe & Reset** – A guided meditation to ground yourself before we start. ✔ **Reflect & Explore** – Thought-provoking coaching prompts to help you gain clarity. ✔ **Move & Release** – Walking activates creative thinking, reduces stress, and boosts energy. ✔ **Connect & Grow** – Meaningful one-on-one conversations with fellow participants. ✔ **Leave Refreshed & Recharged** – Takeaways that will help you manage stress, set boundaries, and feel more in control. ## **WHO IS THIS FOR?** * You’re a professional feeling overwhelmed, stuck, or navigating a stressful period. * You love walking and enjoy being outdoors. * You’re open to **self-reflection** and want to better understand your energy and boundaries. * You appreciate real, meaningful conversations and fresh perspectives. ## **HOW IT WORKS** 📍 **Meet** at 8:45 AM 🧘 **9:05 AM** – Short briefing & guided meditation to center yourself 🚶‍♀️ **9:20 AM** – Start walking! Coaching prompts will guide you through: * What’s weighing you down and what gives you energy * How to create stronger boundaries without guilt * How to build resilience to better navigate stress 📝 **10:45 AM** – Wrap-up with key takeaways & an affirmation stretch **No notebooks, no slides, just movement, fresh air, and powerful insights.** ### **READY TO RESET?** Spots are limited to keep the experience intimate and impactful.

**RSVP**: [https://www.traders.sg/free-session/0dte-options-strategies/](https://www.traders.sg/free-session/0dte-options-strategies/) **Master same-day expiry options with precision, speed, and control.** ​ This 3-hour seminar is designed to help you **understand, structure, and apply 0DTE options strategies** with clarity and discipline. **RSVP**: [https://www.traders.sg/free-session/0dte-options-strategies/](https://www.traders.sg/free-session/0dte-options-strategies/)

***Hi there!*** **Sahaja Yoga Meditation Singapore** invites you to a **FREE** meditation class, which is facilitated by an experienced practitioner. *Learn easy meditation steps and purify your inner being with joy, and love.* *Get rid of frustrations, anxiety, stress, and doubts, and feel the energy within.* **What to expect during the class?** -Introduction to Sahaja Yoga Meditation -Meditation session -Learn the topic of the week -Homework for you to try at home -Question and Answers **Address** Sahaja Yoga Meditation 140 Paya Lebar Road, #07-15 AZ Building Singapore 409015 Nearest MRT: MacPherson MRT (Downtown Line/Circle Line), Exit A *See you there :-)* **Sahaja Yoga Meditation** **Singapore**

Welcome! Gist below! :-) 1. Bring a book to the meet! 2. Buy a drink (and a bite if you're hungry). 3. Say hi to the folks. 4. Read! 5. We'll do a short round of intros and a short sharing at the end too. :) Come in and find us (we're probably the only reading group)! In the event that the place is full, we'll find a back up nearby. :-) This is a limited seats, small group event, so do try to update your RSVP early if your plans change! Thanks in advance! Nearest MRT: Downtown (D17), Shenton Way (TE19) or Marina Bay (CE2 / NS27 / TE20)

Hello everyone! Place to Meet: Marine Parade MRT Passenger Service Centre Time: 5pm 1\. Dinner at Marine Parade 2\. Walk along Marine Parade Rd/Amber Rd/Mountbatten Rd/Guillemard Rd/Paya Lebar Rd/Macpherson Rd/Bendemeer Rd/Geylang Bahru/Kallang Bahru before ending at Bendemeer MRT The route may be modified during the walk to better suit the group’s pace and fitness levels. The organizers will make adjustments as needed to ensure the walk remains enjoyable and manageable for all participants. Do drop me a message via whatsapp or via meetup if you will be late. You may consider the following: 1\. Comfortable Clothing • Moisture-wicking fabrics: Avoid cotton, as it traps moisture and causes chafing. Instead, choose clothing made from materials like polyester, nylon, or merino wool, which keep you dry. • Comfortable socks: Opt for moisture-wicking socks with cushioning to reduce the risk of blisters. 2\. Proper Footwear • Well-fitting shoes: Ensure your shoes are properly broken in and provide enough support, especially if you're walking long distances. Sturdy hiking or walking shoes with good arch support are ideal. • Blister prevention: Consider blister-resistant socks or pack blister pads to address any discomfort before it becomes a problem. 3\. Hydration • Water bottle: Stay hydrated throughout the walk to maintain energy levels and prevent dehydration. 4\. Snacks • Energy bars or trail mix: Portable, nutrient-packed snacks high in carbohydrates and protein—perfect for refueling during breaks. • Nuts or dried fruit: Easy to carry and great for providing long-lasting energy. 5\. Umbrella • Umbrella: Bring one in case of rain to stay dry and comfortable. 6\. Optional Gear • Tissues or wet wipes: Handy for personal hygiene or cleaning your hands after eating or drinking. 7\. Small Backpack or Waist Pack • Use a small, comfortable bag to carry your essentials. Ensure it fits snugly and doesn’t rub or chafe over time. Disclaimer:
By participating in this walk, you acknowledge and accept that you are responsible for your own physical well-being. Please exercise caution while walking, and listen to your body. If you feel unwell at any point, please inform the organizer and discontinue participation. Walking involves inherent risks, including the potential for personal injury. By joining the walk, you accept these risks and agree that the event organizer(s) are not responsible or liable for any accidents, injuries, or incidents that may occur during or as a result of your participation in the walk.

Jimmy V's Grill & Pub in Grandview Heights. You are responsible for your own meal/drinks. We usually don't have any agenda other than eat, drink and talk. :) If the weather is nice we will be on the back patio, otherwise we are in the cigar room. This group has been meeting every Tuesday evening for over a decade. Many attendees do not RSVP on meetup. Please don't let the small number here discourage you. Anyone/everyone is welcome to come. We'd love to have you join us. COTA bus #5 comes to W. 5th and Wyandotte Rd. And it's a minute walk to the restaurant. Did you know that there are atheists everywhere?!?! You may not know it, but we are! We're in your schools, diners, police force, military, government, and some are even still in your churches! So come and join us and meet other local atheists, along with agnostics, heathens, humanists, skeptics, and anyone else who's 'hell bound'! Vision: a Central Ohio that accepts atheism as a viable alternative in all areas of public and private life. Mission: grow, support, and provide community for atheists in Central Ohio. Social meetings held most Tuesdays at a local pub/restaurant at 7:00 PM (and often into the wee hours). Attendees call themselves agnostics, skeptics, humanists, non-theists, deists or even theists. All attendees are welcome but should support our vision. Atheists of Columbus (AoC) is part of Omnipresent Atheists (OA). AoC members are invited to join this OA meetup and/or OA Facebook group ( https://www.facebook.com/groups/omnipresentatheists/ ) but are free to continue conversations on the AoC Facebook group ( https://www.facebook.com/groups/columbusatheists/ ). AoC was founded in 2012 as a networking, social group for Central Ohio area humanists, skeptics, atheists, agnostics, nonbelievers, freethinkers, and the curious. It was a member of Columbus CoR and held weekly meetings, mostly on Fridays, for several years but then operated as an online only group for some time. In November 2018, Omnipresent Atheists (OA), a group that routinely meets on Tuesdays, invited AoC to merge. Omnipresent Atheists is a member of the Columbus Coalition of Reason (ColumbusCoR.org). Omnipresent Atheists is a member of the Columbus Coalition of Reason ( http://www.ColumbusCoR.org ). Omnipresent Atheists endorses the mission of the Secular Coalition for America ( http://secular.org ). This group has been meeting every Tuesday evening for over a decade. Many attendees do not RSVP on meetup. Please don't let the small number here discourage you. Anyone/everyone is welcome to come. We'd love to have you join us.

Jimmy V's Grill & Pub in Grandview Heights. You are responsible for your own meal/drinks. We usually don't have any agenda other than eat, drink and talk. :) If the weather is nice we will be on the back patio, otherwise we are in the cigar room. This group has been meeting every Tuesday evening for over a decade. Many attendees do not RSVP on meetup. Please don't let the small number here discourage you. Anyone/everyone is welcome to come. We'd love to have you join us. COTA bus #5 comes to W. 5th and Wyandotte Rd. And it's a minute walk to the restaurant. *** Did you know that there are atheists everywhere?!?! You may not know it, but we are! We're in your schools, diners, police force, military, government, and some are even still in your churches! So come and join us and meet other local atheists, along with agnostics, heathens, humanists, skeptics, and anyone else who's 'hell bound'! Vision: a Central Ohio that accepts atheism as a viable alternative in all areas of public and private life. Mission: grow, support, and provide community for atheists in Central Ohio. Social meetings held most Tuesdays at a local pub/restaurant at 7:00 PM (and often into the wee hours). Attendees call themselves agnostics, skeptics, humanists, non-theists, deists or even theists. All attendees are welcome but should support our vision. Atheists of Columbus (AoC) is part of Omnipresent Atheists (OA). AoC members are invited to join this OA meetup and/or OA Facebook group ( https://www.facebook.com/groups/omnipresentatheists/ ) but are free to continue conversations on the AoC Facebook group ( https://www.facebook.com/groups/columbusatheists/ ). AoC was founded in 2012 as a networking, social group for Central Ohio area humanists, skeptics, atheists, agnostics, nonbelievers, freethinkers, and the curious. It was a member of Columbus CoR and held weekly meetings, mostly on Fridays, for several years but then operated as an online only group for some time. In November 2018, Omnipresent Atheists (OA), a group that routinely meets on Tuesdays, invited AoC to merge. Omnipresent Atheists is a member of the Columbus Coalition of Reason (ColumbusCoR.org). Omnipresent Atheists is a member of the Columbus Coalition of Reason ( http://www.ColumbusCoR.org ). Omnipresent Atheists endorses the mission of the Secular Coalition for America ( http://secular.org ).

Hi ladies. We will meet in front of the Nature Center and head to the two Observation decks. We will then hike Hickory Ridge, Ripple Rock, Overlook and Sugarbush trails to get approximately four miles total distance. We will walk approximately a 18 minute mile pace. Please wear appropriate hiking shoes.

This is an in-person meeting. At this meeting you will get answers to depression and anxiety. Find out the source of them and how to get rid of them. Did you know that unwanted emotions like anxiety, depression, unhappiness, loneliness, hopelessness, anger, fear, or feelings of irritation don’t just fall on you for no reason. They are not random occurrences that simply happen to people's minds. They are definitely not due to a chemical imbalance in your brain from some nebulous chemical reaction "by chance". Your negative emotions are the symptoms of the painful experiences that you have which are not healed, and which are still affecting you. The effects of these painful experiences are exacerbated by the pressures or difficulties of the other problems in your life. Come to our Meetup, where we can introduce you to some of the knowledge, tools and techniques of the breakthroughs in the field of the mind that we can apply to this ever important area of life. Be sure to click on the red "Attend" button below to come to this local event. We look forward to seeing you there. This group is created by the Hubbard Dianetics Foundation of Central Ohio and Church of Scientology of Central Ohio.

If you are interested in selecting investment choices for your 401(k) or other workplace savings plan, minimizing your income tax liability, or identifying the most effective investments for your brokerage account, we are the group for you. We are a local chapter of Bogleheads, whose investment strategy can be found here: https://www.bogleheads.org/wiki/Bogleheads%C2%AE_investment_philosophy Or you can peruse the Boglehead forum here: https://www.bogleheads.org/index.php I look forward to seeing you there. Mark Vonder Haar