ETF Investing

NuCalm is a patented, drug-free neuroscience technology designed to rapidly reduce stress, improve sleep quality, and aid recovery by shifting the body from a "fight-or-flight" state to a deeply relaxed parasympathetic state within minutes. [https://stamina.xosialx.com/nucalm.html](https://stamina.xosialx.com/nucalm.html) It uses neuroacoustic software, a biosignal processing disc, and light-blocking eye masks to guide brain waves from active beta states down to alpha/theta (relaxation/meditation) levels NuCalm uses a patented, clinically proven pitch and frequency matrix with non-linear oscillating algorithms to safely present your brain with precise signals, prompting what is known as a frequency-following response. Your brain synchronizes with the incoming NuCalm signals helping you naturally and effortlessly manage your state of mind by speeding up or slowing down your brain wave frequencies. NuCalm has mapped all of your brain wave frequency zones and created products to safely and predictably guide you to whatever mental state you desire. The amazing thing is, NuCalm is all-natural and works every time you use it within minutes. The best thing to do now is to watch the video on the website and download the NuCalm app. All you need is a headset and eye mask. This app purchase is covered with a 30-day money-back guarantee. Get started today and FEEL the difference even 15 minutes can make. WATCH THE VIDEO ON THE WEBSITE. [https://stamina.xosialx.com/nucalm.html](https://stamina.xosialx.com/nucalm.html)

Community Conversations is back for 2026 and the theme for this month is "**The Accountability** **Secret**". Please note the new venue at **Balwyn Park** **206A Whitehorse Road, Balwyn**. Is accountability a burden or the ultimate key to freedom? While it often feels heavy, taking 100% ownership of our actions is a powerful tool for liberation and exponential change. When we stop blaming and start "owning it," our relationships flourish and our communities thrive. Join us as we explore how the courage to be accountable is the secret to personal empowerment and a stronger community. Our Community Conversations are designed to build a warm and inclusive space, facilitating meaningful discussions and sparking positive initiatives in our neighbourhood. Each session typically involves a short presentation, followed by open and shared conversations, socialising, and light refreshments. Everyone's voice is welcome in this uplifting discussion. Come share your thoughts and help us celebrate the beauty of our shared humanity!

Hi Radiant Ladies, After our Saturday walk, join us at Windchimes Café for coffee, friendly vibes, and a relaxed catch-up. 🅿️ 2-hour parking out front. See you there! Lyn 😀

Join us to learn and practice some English. And have some fun at the same time! We have a different topic every week including a ten minute talk from the Bible. We look forward to meeting you!

**\*\* NEW VENUE \*\*** Room 080.02.002 at RMIT (Building 80) - 445 Swanston St, Melbourne **\*\* NEW VENUE \*\*** **How Bad Terraform Reaches Prod: Building Azure Guardrails That Actually Work** - **@Maple** Terraform makes it easy to ship cloud changes fast, including the risky ones. This talk is a hands-on walkthrough of a small Azure lab where I intentionally introduce common "oops" changes (public exposure, missing tags, unsafe configs) and show how they slip through a typical IaC workflow unless you build real guardrails. **"Do not obey in advance" - Cybersecurity in the Fight Against Techno-Authoritarianism - @Mendas** Cybersecurity protects free speech and human rights. It plays an important role in resisting authoritarian regimes and protecting democratic freedoms. This talk discusses how encryption, anonymity tools, and similar technologies can help activists, journalists, and citizens evade state surveillance and censorship. Discussion highlights how digital resistance strategies can be used to counter oppression. **Streaming** If you can't attend the event in person the talks will be streamed in the "ruxmon-stream" voice channel in the Ruxcon Discord in the day of the event! (join now by clicking here: [https://discord.gg/g2CpEbkXmM](https://discord.gg/g2CpEbkXmM)

**🍻 The Entrepreneur Club – Last Friday of the Month Drinks** **Not your average knock-off drinks.** Join us for a monthly gathering of entrepreneurs, builders, creatives, and self-starters who believe business is more than just work, it’s a personal growth journey. Whether you're scaling something or just starting out, this is a space to meet others who think like you do. **💬 What to Expect** ✅ Real convos with people building something ✅ A place to bounce ideas, swap challenges, and share wins ✅ Opportunities to give value and get it in return ✅ Chill vibes, no pitches, just smart people in good company You don’t need a title or a polished pitch, just curiosity and the willingness to connect. **🗓 Format** **6:30pm** – Arrive, grab a drink, join a convo **8:30pm** – We wrap, or roll on elsewhere 📍 **The Oxford Scholar** We take over a corner of the bar (Back Bar or Atrium), look for the crew with ideas in one hand and a drink in the other. **🎯 This is for you if** * You want more entrepreneurial people in your life * You’re building something, or want to be * You care about growth, not just small talk Bring a question. Bring a challenge. Bring your curiosity. Last Friday of every month. Let’s make it count.

**Albert Park Lake** For this Sunday Walk we'll be heading back to the popular Albert Park Lake. We’ll walk the tan track which runs around the entire lake. With the city skyline as the backdrop, it’s the perfect Sunday morning walk – with that all-important coffee along the way. **Start:** Meet outside the **Middle Park Hotel,** corner of **Canterbury Rd** and **Armstrong St**, Middle Park. **Start time:** 9.00 AM **Parking:** Park along Canterbury Road or in the side streets of the Middle Park Shopping Centre. **The Walk**: The walk is the well-formed tan track around the lakeside. It’s a circuit so we’ll walk around the lake and finish back at our cars. **Total distance**: 5.5 km. **Time:** Allow 2.0 hours for the walk, plus half hour for coffee. Total 2.5 hours. **Difficulty:** Easy **Toilets:** Near the start, plus at the café. **Coffee:** The **Boat Shed Café** at the yacht club on the lake.

🚀 Rapid Software Testing and AI (RST:AI) – Live in Melbourne 📍 Melbourne, Australia 📅 March 30 – April 1, 2026 🎓 3-Day Intensive Workshop AI is transforming how software is built. But how should testing evolve alongside it? Join world-renowned software testing leader Michael Bolton for an immersive three-day Rapid Software Testing and AI (RST:AI) workshop, delivered live and in person in Melbourne. Hosted by Salt Talent Solutions, this hands-on class explores how testers and engineering teams can critically evaluate automation and AI while applying them effectively in real-world testing work. This is not just another testing workshop. It’s an opportunity to rethink how testing works in the age of AI. 🎤 Meet Your Instructor \- Michael Bolton Global software testing expert and co-creator of Rapid Software Testing (RST). Michael has trained thousands of testers worldwide and is known for helping teams develop deeper skills in critical thinking, investigative testing, and quality analysis. In this class, he will explore how testers can responsibly and effectively integrate automation and AI into modern testing practices. 💡 What You’ll Learn Over three dynamic days, participants will explore: ✔ How to critically evaluate AI and automation in testing ✔ Practical ways to apply AI-enabled tools to real testing problems ✔ How to sharpen analytical thinking and investigative testing skills ✔ Techniques for testing AI-enabled systems responsibly ✔ The role of human judgment in an increasingly automated world 🎯 Who Should Attend This workshop is ideal for: • Software Testers & QA Engineers • Automation Engineers • Developers working closely with testing teams • Product & Engineering Leaders • Test Managers and Quality Leaders • Anyone interested in the intersection of AI and software testing If you want to strengthen your ability to analyse, question, and test modern systems, this workshop will transform how you approach your work. 🌍 Why This Workshop Matters AI is rapidly reshaping software development. But successful testing requires more than tools — it requires critical thinking, observation, and exploration. This workshop helps you understand: \- What AI can realistically do in testing \- Where human expertise remains essential How to balance automation with investigative testing 📅 Event Details 📍 Location: Melbourne, Australia 📆 Dates: March 30 – April 1, 2026 🎓 Format: Live, in-person workshop 🔎 Explore the Workshop Agenda [https://developsense.com/rst-and-ai?utm_source=social+media+linkedin&utm_medium=organic&utm_campaign=Workshop](https://developsense.com/rst-and-ai?utm_source=social+media+linkedin&utm_medium=organic&utm_campaign=Workshop) 🎟️ Secure Your Seat [https://luma.com/c645mbnj?utm_source=social+media+linkedin&utm_medium=organic&utm_campaign=Workshop](https://luma.com/c645mbnj?utm_source=social+media+linkedin&utm_medium=organic&utm_campaign=Workshop) Seats for this hands-on training workshop are limited. Join us in Melbourne and learn how to apply Rapid Software Testing principles in the age of AI.

Join me to experience over 140 works of two of the most visionary and influential fashion designers in recent history, Vivienne Westwood and Rei Kawakubo. We will meet, explore the exhibition, and have a tea, coffee or something to eat together from the Arts Centre Cafe in the NGV gardens. *‘Emerging in the 1970s, both rebelled against rigid social expectations to find artistic and economic freedom through fashion. Self-taught iconoclasts who challenged the ‘rules’ of dress, their work is grounded in the desire for change. Throughout their careers, Westwood and Kawakubo have reframed ideas of beauty, gender and the relationship between body and garment through their rejection of fashion norms.’* Entry to this event is ticketed, a full priced Adult ticket is $40 For more info and to book tickets: [https://connect.ngv.vic.gov.au/70406](https://connect.ngv.vic.gov.au/70406 "https://connect.ngv.vic.gov.au/70406") When booking, book the 2pm Entry time Tickets can be purchased directly from the NGV ahead of the date, without transaction fees. **Location:** National Gallery of Victoria, International 180 St Kilda Road Melbourne **Agenda:** I will meet you outside the NGV at **1.45pm** so we are ready to head in at **2pm**. We will explore the exhibition until around 4pm, then head to the Arts Centre cafe for a tea or coffee together. When you RSVP, please click Attend on the event page and I will be in touch about the details, and any questions you have. I will also be using Event Comments on the day to stay connected with everyone.

Starting from 'Walker Fountain Kings Domain' we walk along the tan track, towards MCG, Fitzroy Gardens and back to where we started. En route, we stop by for a coffee station for a quick rest. We meet at 10:30am for a 10:40am start. If you arrive late or you're waiting for your coffee order, you can catch up at Shrine of Remembrance around 11:00am (we will be at flames). If you're new to the group, come along and meet some of the regular hikers and suggest your favorite hiking locations for the coming months. The pace will be moderately brisk towards fast. We will not be stopping often to regroup. I will pause at the turns to help ensure no one misses them. **By attending, you agree to match the pace and stay in sight of the group or be comfortable navigating your own way to the destination.** With the variability of this kind of event I will book a best guess close to the event and we will find extra tables or seats on the day if needed. We arrive just as the venue opens. The 'Going' list is for the walk and booking to keep the group size manageable. If you're on the 'Waitlist', you're welcome to join at the venue from 12pm and find your own table or grab a drink and mingle. If you miss out this month, look out for this again next month. By attending, you agree to drink responsibly and take public transport if you're drinking. **What to bring:** * Water bottle * Appropriate clothing if it's windy or possibility of rain * Hats/Sunglasses/Sun protection if it's sunny **MEETING LOCATION** Walker Fountain (Most likely under construction, there is no water) https://maps.app.goo.gl/nhrP8XMr1xCGpCoh8 Tap on the map below to get the pin location for the exact meeting spot. **LIABILITY WAVER** The organiser of this group cannot accept any liability for any loss, damage, injury or accidents to participants or their property on this event. By participating in this event, you're taking responsibility for your own safety and well-being. By joining this event you agree to these terms.

Join a group of Fine Diners at the ‘Gluttonous Duck’ Melbourne Food And Wine Festival lunchtime event. You will enjoy a three-course degustation of Aurum Poultry duck, served with all the trimmings. Relax with a drink on arrival in a sun-drenched dining room, then experience the many different ways to prepare a duck and the best ways to eat it. A long lunch and a whole duck - what could be better? This MFWF event is being held on Sun 29 March 12:30pm at RESIDENCE at The Potter, 815 Swanston St, Parkville. I’ve booked for 8 Fine Diners to join ‘Gluttonous Duck’ at $90 per person (ticket includes a three-course duck lunch with a drink on arrival). 
Join the waitlist to express interest. Once I have names in the waitlist, I’ll send you a ‘Meetup Message’ to confirm you have a spot and how to pay. You’ll need to send me $90 to secure your place as this is a prepaid event and tickets have already been purchased in full. Once paid I’ll move you from the waitlist to going. Please check that you don’t have your settings blocking messages; if I can’t contact you I’ll have to move on to the next person. Also if you don’t respond to my message within 3 days, I’ll let you know that I’m offering the seat to the next person on the waitlist. 
Thanks and bring on the duck!

If you are interested in selecting investment choices for your 401(k) or other workplace savings plan, minimizing your income tax liability, or identifying the most effective investments for your brokerage account, we are the group for you. We are a local chapter of Bogleheads**®**, whose investment strategy can be found here: https://www.bogleheads.org/wiki/Bogleheads%C2%AE_investment_philosophy Or you can peruse the Boglehead forum here: https://www.bogleheads.org/index.php I look forward to seeing you there. Mark Vonder Haar

**Welcome to the Women’s Columbus Bogleheads® Sub-Group** This sub-group is for **women who want to learn and discuss finances in a safe, supportive space**. For those interested in moving towards financial independence and retirement by learning investment basics, choosing your 401(k) investments, minimizing taxes, and more. We’re a local chapter of **Bogleheads®**, following a long-term, practical investment philosophy: [Investment Philosophy](https://www.bogleheads.org/wiki/Bogleheads%C2%AE_investment_philosophy): https://www.bogleheads.org/wiki/Bogleheads%C2%AE_investment_philosophy [Bogleheads Forum](https://www.bogleheads.org/index.php): https://www.bogleheads.org/index.php No question is too small, and no experience is too simple. Share, ask, and learn — at your own pace, without judgment, in a group of like-minded women. Let’s build confidence and knowledge **together**!

(Note: RSVPing here on Meetup does NOT reserve your seat. To do that, you'll need to register at our website, **[HERE](https://www.coreerocks.com/Events.aspx?ID=IN-PERSON-in-Columbus-Creative-Deal-Autopsies-Wholesaling-101-14-4-7-2026)**.) The market changed—and most investors are still operating like it didn't. Deals that used to work don't. Buyers want different things. And a lot of what's being taught right now is outdated or just wrong. And, since 2011, it's been our job to make sure that our members are armed with the most up-to-date, real-world strategies for building wealth in Central Ohio real estate… …so our mission with this meeting (and every meeting) is to give you the no-hype, warts-and-all info you need to succeed. First, Wholesaling 101—a clear, real-world look at how wholesaling actually works today, what to pay, and how to stay out of trouble. Then, Creative Deal Autopsies—real investors breaking down real deals with real numbers, real conversations, and real outcomes. You'll also get the chance to put the presenters in the hot seat and ask any and every question you have about how they did their deals. You'll learn: 1. What wholesaling actually is 2. How to calculate real offers 3. Where deals are coming from now 4. What buyers want 5. How creative deals are structured 6. What contracts and terms are used 7. What can go wrong—and how to avoid it **Agenda:** 5:00–6:00: Free Light Dinner and Networking 6:00: Earlybird Meeting – Wholesaling 101 7:00: Buy-Sell-Trade (members only) 7:30: Creative Deal Autopsies Members: Free First-time guests: Free Non-members: $35 (or join for $30 instead) Remember, to actually reserve your seat, you have to go **[HERE](https://www.coreerocks.com/Events.aspx?ID=IN-PERSON-in-Columbus-Creative-Deal-Autopsies-Wholesaling-101-14-4-7-2026)** and register on our website!

Let’s get together at the Crowne Plaza and talk deals, creative finance, problem solving, whatever you want! Hubert Bruce Hosts, COREE members share ideas and resources. Open to the public!

Central Ohio Radio Enthusiasts—CORE—is an informal community for anyone enthusiastic or curious about radio—whether you're new to radio and want to learn or you've been tinkering for years and want to share. Ham radio operators, GMRS users, Meshtastic fans, software-defined radio nerds, makers, and technical and non-technical folks are all welcome. No experience required or expected. This month we have **WiFi HaLow: Introduction and Practical Use** with **Alex Barbur**. Details are are [core.radio](https://core.radio).