ETF Investing

Dear All, The event this week is on again this Wednesday. It will be once again in the Reval cafe which is on Müürivahe Street in the Old town. We will practice some conversation and review vocabulary on a specific topic See you there and don't forget to bring your notebook and pen! Nabil

Hi Are you ready for the spring? It's just behind the corner ☀️ Next hiking will take place in lovely Tabasalu on Sunday, 01.03.2026. Public transport nicely takes you to the meeting point. Meeting point : in the Kallaste bus station in Tabasalu. Meeting time: 12:00 Just an idea: maybe after the hike we will visit Imelihtne caffeteria? See you soon! Maria❤️

Even though it is not an event held by us, we're thrilled by the fantastic board game nights and the vibrant gaming community of Yo Mana! With an impressive collection of **100+ board games and access to game consoles like PS5, PS4, and Nintendo Switch**, this is a gaming paradise. To support the community and help cover the rent, there's a **5€ participation fee**. It would be the easiest for you to bring it in cash. Trust us, it is a modest fee considering the hours of enjoyment and the variety of games at your disposal. **Check out their [website](www.yomana.ee)**! They have a Discord channel and many other events happening. Just scroll down on the website to see the calendar. Also also, there's a recurring [Facebook event](https://facebook.com/events/s/wednesday-board-games-yo-mana-/967419134491734/) for these Wednesdays. **** Because **we're not the organizers of these events**, for any specific inquiries or additional information please reach out to Yo Mana through the contacts on their website.

Dear Friends The next event will take place in the Gustav Cafe inside Kristiine keskus. This is a comfortable location for our group and a place where we can enjoy multiple teas/coffees cake, pastries while socializing and generally enjoying each other's company. You are welcome to pop in and join us. Look forward to seeing you there! Nabil

**Host** (text/call if you can't find the group) * Alisa +372 560 49 272 (call) / +972 585 77 45 37 (WA text) Love languages? Want to practice speaking? Come to our meetup! *How does it work? Simple!* Make a name tag with your name and languages that you speak/learn! Look for someone who has a language you want to practice - and strike a conversation! *Important:* * **Be comfortable to "eavesdrop"** **on a conversation** in a fascinating language you are not ready to speak yet - "I just want to listen" is a thing! ☝ * If someone joins you with this intention - **don't switch to English** (as you normally would, because you don't want to exclude your friend from a conversation!) - but in this setting - **keep talking!** You are giving others an opportunity to listen! Well, this is it... we are looking forward to seeing you on Friday! Let's discover unexpected language matches together! Disclaimer: The host may take photos during the event for promotion purposes. If you do not agree with this, please inform the host directly at the beginning of the meetup, otherwise it will be understood as consent. ✅**Please RSVP** so that we could take your participation into account. Let the hosts know if you happen to be late. Invite friends and family who share your love for books and languages! *** **Keep up with all of our events!** Join our [WhatsApp chat](https://chat.whatsapp.com/LXpfN4kY6H87vN5noPOryc), ask us for an invitation to the Facebook chat or follow us on social media. ️ **We have meetups happening every day** of the week! From in-depth discussions to relaxed evenings and fun-filled weekends. Explore our full event calendar[ here](https://www.meetup.com/daily-meetups/events/calendar/). Hope to see you soon! Wish to **join hosting**, have questions or something to report? Don't hesitate to get in touch with the community manager: * Dalisa Cisneros / Daily Meetups (Facebook) * meetupsdaily@gmail.com * @dailymeetups (Instagram)

‍♂️ **Recommended:** check the group description first - it explains our approach and what we focus on You can check out the main online events [here](https://www.meetup.com/online-astrology/?eventOrigin=your_groups) ⬅️ We work **live with natal charts** and explore astrology as a **practical, living system** \- not fortune\-telling or “5\-minute answers” to "*where is my money, partner or purpose"*. This is a focused chart reading where we look at **how a person is actually structured**, where their energy flows easily - and where tension, imbalance or unused potential lives. **What we do** • balance of elements (fire, earth, air, water) - what’s dominant and what’s lacking • strong planets and key aspects - core traits, intensity, recurring patterns • active houses - life areas your energy mostly spins around • leading life scenarios - social, creative, informational, standalone, etc. Using this foundation, we explore: * how aligned a person already is with their chart * where inner conflicts and shadows are located * how to translate chart insight into **real-life action**, so the chart starts unfolding on a higher octave. **How this differs from "interpretative astrology"** We don’t read *planets in signs, one by one* to draw a set of disconnected descriptions. That approach often creates more confusion the deeper you go. Here, the chart is treated as **one coherent organism** \- with structure\, hierarchy and internal logic\. **The format** • meet and greet • live chart reading & discussion • friendly, respectful atmosphere • open both to beginners and astrologers - questions and observations are welcome **How to prepare** Please send your **date, time and place of birth** in advance so I can prepare the chart. Come with real-life questions, for example: • What helps me restore energy? • Where do I lose focus or motivation? • What environments support me best? Come curious - leave with insight. Place: Reval Cafe Müürivahe. [address ](https://maps.app.goo.gl/zQMTAcy68X6jBub76) Time: 17:30 In case of questions, text me in Meetup or use WhatsApp if can't find: ‭+372 5553 9303

To all locals, expats, and visitors in Tallinn, welcome! My wife and I are delighted to invite you to study the Word of God with us every Friday at 5:30 p.m. in a casual setting, accompanied by coffee and tea. We believe the Bible is entirely true, and we strive to live by its teachings. We also believe that the love of God is so powerful that it can touch hearts and heal what's broken in all of us. Let's study Christianity together to help you find answers to questions like: * What is the meaning of life? * How do I deal with difficult situations? * Who is God, and what is the Trinity? * How can Jesus Christ help me? * How can I forgive and treat others with love? Please join us or reach out if you have any questions! The meetups are in English.

If you are interested in selecting investment choices for your 401(k) or other workplace savings plan, minimizing your income tax liability, or identifying the most effective investments for your brokerage account, we are the group for you. We are a local chapter of Bogleheads**®**, whose investment strategy can be found here: https://www.bogleheads.org/wiki/Bogleheads%C2%AE_investment_philosophy Or you can peruse the Boglehead forum here: https://www.bogleheads.org/index.php I look forward to seeing you there. Mark Vonder Haar

#### Turning Rentals Into Income: How Investors Pay Off Properties Faster #### **Featuring Guest Speaker: John Blackburn** ** Get your FREE TICKET [HERE](https://www.eventbrite.com/e/turning-rentals-into-income-how-investors-pay-off-properties-faster-tickets-1980492192461?aff=cicmeetupapp)** #### A lot of people get into real estate because they want freedom. Then they buy a rental…and realize most of the rent goes straight to the bank. They technically own property, but the mortgage controls the income. And waiting 30 years for properties to be paid off doesn’t feel realistic. This meetup is about understanding a different way to think about rental properties… one that focuses on paying them off sooner so the income is actually usable. **Featured Guest Speaker: John Blackburn** We’re excited to welcome John Blackburn as our guest speaker for this event. John has been actively investing in real estate since 2006 and has: * Been involved in **5,000+ real estate transactions** * Helped investors **acquire over $150 million in rental property** * **Raised more than $100 million** in private capital John didn’t start with family money or shortcuts. He built his portfolio by focusing on clear systems, real numbers, and long-term strategy. For this meetup, John will walk through how investors shift their focus from simply owning rentals to building properties that eventually pay them…without a mortgage attached. **What You’ll Learn** John will break down, in simple terms: * Why most rental properties don’t produce much usable income early on * Why buying more rentals isn’t always the answer * How investors structure their properties to pay off mortgages in a fraction of the time * How properties can work together to eliminate debt faster * What changes once rentals become free and clear This approach is often referred to as an accelerated paydown strategy — using rental income intentionally to reduce debt sooner, rather than waiting decades for mortgages to run their course. John will also share a simple calculator you can use to see how this works with real numbers and realistic scenarios. **The Core Idea** When a rental has a mortgage, the rent has one job: **pay the bank.** When a rental is paid off, the rent has a different job: **pay you.** Most people only see one timeline…30 years. This session shows how investors shorten that timeline and gradually increase their income as properties become free and clear. **Who This Event Is For** This event is for people who want more than just “owning rentals” on paper. * Rental owners who are tired of most of the rent going to the bank and want a clearer path to real, usable income * New investors who want to understand how rental properties actually build wealth over time before jumping in * People with capital who want to invest in real estate with intention and a long-term plan * Anyone serious about freedom and curious how rental properties transition from debt-heavy assets into income-producing ones **Event Details** **Location:** Ohio Brewing Company - 421 E 2nd Ave, Columbus, OH 43201 **Date & Time:** January 25th, 6–8 PM (Doors open at 5:30) **Cost:** Free (Seats are limited - RSVP required) ** Get your FREE TICKET [HERE](https://www.eventbrite.com/e/turning-rentals-into-income-how-investors-pay-off-properties-faster-tickets-1980492192461?aff=cicmeetupapp)** If you’ve ever wondered how rental properties actually turn into freedom —this is the room to be in.

Bienvenue! Columbus French Conversation group invites you to our Saturday morning French conversation club. Expect a casual and welcoming atmosphere in which to learn french! I will bring my laptop so we can look up new vocabulary as needed! The venue is a beautiful French restaurant so you can really get into the zone :)

We will show a variety of methods for building agents that run in Microsoft Foundry. This covers the different types of agents: Prompt, Multi, and Hosted, as well as the development lifecycle using evals and traces.

This meeting will be an open discussion about the book "an Immense World" by Ed Yong

The Fitness Experience This is not just a workout—it’s a vibe. The Fitness Experience is a high-energy, feel-good outdoor fitness meetup designed for every body and every level. Whether you’re just getting started, getting back into it, or already living an active lifestyle, this experience meets you where you are and pushes you just enough to level up. Expect movement, fresh air, challenges, laughter, and real community. We sweat together, encourage each other, and stay accountable—because consistency is easier with friends! Motivation with meaning: ✨ Show up for yourself ✨ Progress over perfection ✨ Consistency creates confidence Each month, we pop up at a new scenic outdoor location—parks, waterfronts, city greenspaces, and hidden urban gems—bringing fitness to life in the most inspiring settings possible. Come solo. Bring a friend. Leave energized.