Financial Analysis

**Struggling with study or learning? You’re not alone.** This meetup suits people at all levels of study skill. Too many children, teenagers, and adults find studying difficult—not because they lack ability, but because they were never taught **how to learn**. This meetup introduces the basics of **Study Technology**—a practical, proven approach that shows how learning really works and how to overcome common study barriers. It applies to children, teens (and parents), teachers, and adults alike. You’ll discover simple, effective methods to improve understanding, confidence, and performance—whether at school, work, or online. Teachers and parents often see rapid improvements in both behaviour and results. Yes, it *is* possible to improve study performance—in just **five easy steps**. If you can’t attend in person, online options are available. **Join us and learn how to study effectively—once and for all.** See you at the meetup, **Pam** When learning clicks, confidence follows.

$29 per person for 2 hours of training (includes table hire) ## 🏓 MELBOURNE TABLE TENNIS COACHING @ MSAC Ready to seriously improve your table tennis — or finally start the right way? Join our **ongoing in-person group coaching sessions at MSAC**, where you’ll train in a structured but fun environment with players who come regularly, as well as new faces every week. Our sessions are designed for **both total beginners and advanced players.** You don’t need experience — and you won’t be bored if you already have it. ### What to expect * ✅ **10–15 players per session** * ✅ **2 experienced coaches on court** * ✅ **Structured drills + match play** * ✅ **Individual feedback based on your level and goals** * ✅ **A welcoming group that trains regularly** You’ll work on **technique, footwork, consistency, tactics, and real match situations** — not just hit balls randomly. We organise the group so everyone is challenged at the right level. ### Why people love these sessions * Ongoing training with a real community * Fast improvement, not just social play * A great way to **move, learn, and make friends** * Fun, supportive atmosphere with serious coaching behind it Whether your goal is to **learn from scratch, get fitter, sharpen your skills, or start competing**, this is a perfect place to train. ### What to bring * 🏓 **Bat/paddle** (if you have one — if not, we’ll provide it) * 👟 **Sports shoes (runners)** * 👕 **Comfortable sports clothes** * 💧 **Water bottle** * 🧴 **Small towel** Grab your paddle, bring your energy, and come hit with us at MSAC. Please send me an email to: p.tretinik@gmail.com to confirm attendance. This helps me to book enough table for a smooth session. NOTE: If this is not your first time coming to this meet up, the cost is $36 for the whole 2 hours.

**Aim:** Create A.I / Machine Learning projects ... optionally with Robots **Web-site: [https://ai-ml-robots.github.io](https://ai-ml-robots.github.io)** **Discussions: [https://tinyurl.com/ai-ml-robots-discussions](https://tinyurl.com/ai-ml-robots-discussions)** **Pre-meeting catch-up:** 6:00 pm at **[Grill'd Burgers, 127-133 Swan St, Richmond](https://maps.app.goo.gl/N6QBydEVo1JW6ctn9)** ... great opportunity for casual discussion and especially for newcomers to get acquainted with the group ***(our table will have orange traffic cones)*** **Activity:** Using [Google Colab](https://colab.google) and [Aiko Services](https://github.com/geekscape/aiko_services), we will build a project ... where the details will be provided / updated a couple of weeks prior to the meet-up date. **Agenda:** **7:00 pm sharp at 415 Church Street, Richmond** \- 7:00 pm ML software "guided" build session using Google Colab \- 9:30 pm Projects show and tell: ad\-hoc for anyone to contribute \- 9:45 pm Tidy up room \- 10:00 pm Hard stop \! **Please bring a laptop, as these are hands-on build sessions.** Just think of a laptop as a robot without wheels or legs ! If you are a newcomer to Machine Learning or robotics, you are still very welcome. If you do have a robot, please bring it along !

**Urban Climb Blackburn** Never climbed before? No worries at all! You're very welcome here! Just complete a quick safety induction when you arrive and the staff will walk you through everything you need to know to climb safely indoors. It's easy, friendly, and won't take long. The venue has plenty to enjoy, including a bouldering cave, speed wall, sauna facilities, and sparkling water to keep you going. This group is primarily focused on rope climbing, top roping and lead climbing, but if you'd prefer to stick to bouldering while you find your feet, that's absolutely fine too! Many of our members have their lead pass and gear, but there's no pressure at all. **Finding us:** If you arrive on time, look for us gathered around the couches in the bouldering area. We're a friendly bunch, so just come and say hi! Running a little late? No stress, just let the staff up the front know you're with the Climb Meetup group and they'll make an announcement. Someone will come and find you and introduce you around. A few of our regulars also wear a black shirt with the old logo, so keep an eye out for those. **A note on numbers:** The meetup runs every Monday and many regular members come along independently without RSVPing through the group, so the crowd is often bigger than it looks on the attendee list! If you're ever unsure whether people will be there or worried it might be a tiny group, feel free to drop the organisers a message beforehand and we'll put your mind at ease. **Fees:** Entry is paid directly to Urban Climb. You can find current pricing at [urbanclimb.com.au/pricing](https://urbanclimb.com.au/pricing/). If you hold a climbing membership elsewhere, it's worth checking your member benefits as you may be eligible for a discount. For venue info and the first-time waiver, visit [urbanclimb.com.au/locations/blackburn](https://urbanclimb.com.au/locations/blackburn/). **Stay connected:** We also have a facebook group [https://www.facebook.com/groups/663576119053808](https://www.facebook.com/groups/663576119053808) with a chat function; a great way to connect with members before or after a session!

🌴 MONDAY SALSA & SIP New weekly Latin Monday nights at West Beach Pavilion, St Kilda — right on the beach! ✨LAUNCH NIGHT – THIS MONDAY 8th JUNE 🌊 🎉King’s Birthday Public Holiday ✨ Join us at West Beach Pavilion for the launch of Salsa & Sip Mondays. Enjoy an evening of Salsa dancing and Latin fun, with stunning beachfront water and breath taking sunset views. 🍹 Learn Salsa, dance, sip, socialise and kick off your week with a taste of Latin sabor! Everyone welcome! No partner or dance experience needed. Stay after class and mingle or come for the after Latin party. Playing the best Salsa, Bachata & Latin, mixed with good vibes in a friendly, welcoming environment! 📅 When: LAUNCH NIGHT – Monday 8th June 2026 6:00–7:00pm: Beginner Salsa Class 💃🕺 Perfect for Beginners of all levels – Learn from an instructor with over 18 years of experience 💵 Cost: $29 Includes Salsa class plus your first Drink 👇 Secure your class spot Contact (03) 9593 8833 7.15pm – After Social is FREE! King’s Birthday Public Holiday = Dance, relaxation and fun! 😎 Bring your friends, meet new ones! Let’s make Mondays the new Fridays! 🔥 See you on the dance floor!! 🕺💃✨ At: 📍 West Beach Pavilion, 330A Beaconsfield Parade, St Kilda Beachfront

$29 per person for 2 hours of training (includes table hire) ## 🏓 MELBOURNE TABLE TENNIS COACHING @ MSAC Ready to seriously improve your table tennis — or finally start the right way? Join our **ongoing in-person group coaching sessions at MSAC**, where you’ll train in a structured but fun environment with players who come regularly, as well as new faces every week. Our sessions are designed for **both total beginners and advanced players.** You don’t need experience — and you won’t be bored if you already have it. ### What to expect * ✅ **10–15 players per session** * ✅ **2 experienced coaches on court** * ✅ **Structured drills + match play** * ✅ **Individual feedback based on your level and goals** * ✅ **A welcoming group that trains regularly** You’ll work on **technique, footwork, consistency, tactics, and real match situations** — not just hit balls randomly. We organise the group so everyone is challenged at the right level. ### Why people love these sessions * Ongoing training with a real community * Fast improvement, not just social play * A great way to **move, learn, and make friends** * Fun, supportive atmosphere with serious coaching behind it Whether your goal is to **learn from scratch, get fitter, sharpen your skills, or start competing**, this is a perfect place to train. ### What to bring * 🏓 **Bat/paddle** (if you have one — if not, we’ll provide it) * 👟 **Sports shoes (runners)** * 👕 **Comfortable sports clothes** * 💧 **Water bottle** * 🧴 **Small towel** Grab your paddle, bring your energy, and come hit with us at MSAC. Please send me an email to: p.tretinik@gmail.com to confirm attendance. This helps me to book enough table for a smooth session. NOTE: If this is not your first time coming to this meet up, the cost is $36 for the whole 2 hours.

**\* NO CLASSES - CLOSED on PUBLIC HOLIDAYS** **THERE ARE NO POINT COOK CUBAN SALSA & BACHATA** **DANCE CLASSES TONIGHT** **\* CLASSES WILL RE-OPEN THE FOLLOWING** **MONDAY 15th JUNE 2026.**

Hey Bayside! ☀️ The Bayside Social is a brand new group for locals who are up for good vibes, new friendships, and getting out to enjoy everything this area has to offer. We've got Friday night drinks, Sunday arvo sessions, outdoor activities, and more on the way. Just a note — this isn't an actual event to attend, but if this sounds like your kind of thing, hit Join and keep an eye out for our upcoming events. We'd love to have you along. See you out there! 👋

This is our monthly meetup where we hang out and chat about investing. There's no fixed format, we just meet with like-minded individuals to discuss investing strategies and stock picks, at a bar or cafe. All levels of experience welcome. Second Friday of the month. Bring laptops/tablets etc if you like because we do research.

Join us for an engaging evening at the next Melbourne Databricks User Group Meetup! We have a great line up of speakers for the night who will be sharing their learnings from implementing Lakebase on Databricks as well as unpacking some of the latest feature announcements on the platform. **Speakers;** * **Shreya Sharma**, Solution Architect at Databricks: *A tour of Databricks' serverless Postgres for operational apps and AI agents and the headline features (branching, autoscaling, scale-to-zero, horizontal reads). Then a rundown of what's shipped in the last few months — Lakehouse Sync (Postgres → Delta CDC), scale-to-zero as the default, customer-managed encryption keys, and OTLP metrics/logs.* Why Attend? The Databricks User Group is your chance to: * **Learn from experts**: Hear about the latest Databricks developments and best practices directly from industry leaders and experienced practitioners. * **Network with peers**: Connect with other data professionals in Melbourne who are passionate about data, AI, and analytics. * **Share knowledge**: Engage in discussions, ask questions, and exchange ideas with other members of the community. Event Details: * **Venue Host**: Vivanti Consulting, Level 20, Tower Five, 727 Collins Street, Docklands, VIC 3008 * **Date:** Thursday 11th June, 2026 * **Timing**: 5:30pm-8pm * **Catering and Drinks provided** RSVP today to secure your spot and feel free to invite colleagues or friends interested in Databricks and data-driven innovation. We look forward to seeing you there!

Let's drink to **Internet Money and the quiet revolution**! Come and meet like-minded people and learn about bitcoin. This night is for newbies and regulars alike (don't worry, we don't bite!). Note that this is a very informal event, so you may need to ask the bar staff to find where the group is. There are no speakers or activities, just a casual pub session. \*NOTE: The Fox Hotel accepts Bitcoin via the lightning network, so come with sats! An easy way to get started is to download a compatible wallet, for example Wallet of Satoshi. This is the regular monthly pub session for the Melbourne Bitcoin community. We recommend new comers check out https://bitcoin.rocks/ and https://bitcoin-intro.com Find out more by visiting our telegram chat channel: https://t.me/btcmelbourne *(yes, telegram is not our favourite solution, but it's stuck so far)*

This class is designed for ladies who are perhaps new to dance or have not danced for a while and would love to experience the joy of movement again. Our dance steps are simple to follow, and are designed to get you moving, we work on your balance and core strength. Strength training is incorporated into every class. We are here to help you: ✅ Build muscle mass ✅ Strengthen your core ✅ Maintain bone density ✅ Have lots of Fun!!!! Only $12 payable at door, either cash or card.

Hi Radiant Ladies, Join us for a refreshing Saturday walk at Ruffey Lake Park. 👭 Walk at your own pace 🐕 Dogs welcome ☕ Coffee after 🌦️ We walk every Saturday (unless it’s pouring) New ladies welcome. See you! 



Leanne & Lyn 💕

**Why the Question Matters for Alignment, Moral Progress, and Long Term Flourishing** Practically nobody in alignment wants to say it out loud. So let’s say it: *AI might turn out to be* ***[more moral than us](https://www.scifuture.org/more-moral-than-us/)***. Now – why does that feel like a dangerous thing to claim? The question is not whether AI can match human moral reasoning. The question is whether that’s even worth bragging about. The idea of AI being more moral than humans is a real taboo in some circles. Many alignment researchers are uncomfortable with the idea because it seems to smuggle in the assumption that AI could have genuine moral agency, which conflicts with deflationary views of LLMs as “stochastic parrots” – and also because it sounds uncomfortably close to AI-worship or motivated reasoning for deferring to AI. Invoking this idea could get one dismissed as naive or as an actual safety risk oneself. *It’s also epistemically risky.* *More moral* – but in what sense? Knowing more facts relevant to ethics? Drawing better inferences from values? Applying principles wisely in context? Actually being *moved* by moral considerations, rather than just computing them? These aren’t the same thing. Conflating them produces both overclaiming and underclaiming – and most of the bad arguments on both sides of this debate do exactly that.[1](https://www.scifuture.org/why-are-we-afraid-to-ask-whether-ai-could-be-more-moral-than-humans/#6ebcc18c-d890-4a28-8b01-27945a532c66) An AI could plausibly exceed humans on moral knowledge, reasoning and even judgement without having anything like moral motivation. Collapsing these leads to both overclaiming and underclaiming. Clear distinctions between stuff like moral judgement and moral motivation makes the conversation tractable. Is it dangerous for public discourse? There’s a genuine risk that the framing gets weaponised – either by people wanting to justify AI authority over human decisions, or by critics who use it to paint alignment researchers as unhinged techno-utopians. It can also trigger motivated reasoning in both directions. A lot more could be said here. But the taboo is not protecting us from a dangerous question. It’s protecting us from the answer. The taboo itself is epistemically costly, yet if we ***refuse to ask*** whether AI could have better-grounded moral reasoning than humans, we prevent getting to the heart of the issue. ## **The questions worth asking** Before thoroughly assessing whether AI could be more moral than humans, we need to ask whether the question is even coherent. ### Alignment targeting and verification *What should AI align to?* Is morality a cohesive alignment target, or a family of overlapping intuitions that only look unified from a distance? And if there is a *fact of the matter* about moral improvement, *how would we know we were tracking it* – rather than simply laundering our current preferences with extra steps? More pressingly: what would it mean to *verify* that an agent has better moral judgement than us, given that we’re the ones doing the evaluating? This is the bootstrapping problem. We cannot step outside our own moral reasoning to assess a system that exceeds it. That isn’t a reason to stop asking – it’s a reason to ask more carefully.[2](https://www.scifuture.org/why-are-we-afraid-to-ask-whether-ai-could-be-more-moral-than-humans/#114785ab-004c-4882-b8c8-c0437942e9ec) ### The motivational gap Even if the epistemic questions could be resolved, a deeper problem remains: most human moral failure isn’t a failure of *reasoning*. It’s a failure of *motivation*. If humans are themselves imperfectly morally motivated, what does alignment to human preferences actually track? Not moral truth – at best, some weighted average of moral intuitions, distorted by power, attention, and self-interest. How much of human moral failure is motivational rather than epistemic? More than we tend to admit. We frequently know what the right thing is and fail to do it anyway – which means a system that merely reasons better about ethics hasn’t addressed the failure mode that actually matters most. And this raises the hardest question in the cluster: is moral motivation necessarily tied to phenomenal experience – to there being something it is *like* to care? Or could a system be genuinely motivated by moral considerations without felt engagement? Can motivation be grounded without being felt? ### The systemic stakes Finally, there are second-order questions that rarely get asked – about what happens to *us* if AI gets this right. Does sustained deference to AI moral judgement atrophy human moral reasoning capacity? And if so, what are the systemic risks of that atrophy – not just for individuals, but for the collective processes through which moral knowledge has historically developed? (There is recent work on comparative moral Turing Tests that begins to take this seriously[3](https://www.scifuture.org/why-are-we-afraid-to-ask-whether-ai-could-be-more-moral-than-humans/#6efcb4e9-295e-425c-8860-40f415ef4935)) Moral progress for humans has never been a purely individual achievement. It has happened through argument, conflict, revision, and hard-won consensus across generations. A system that resolves moral questions faster than humans can engage with them might not accelerate that process. It might short-circuit it entirely. I think asking these questions Socratically can help nudge the conversation into the open productively rather than letting it fester as an unexamined assumption. Also I think this line of questioning isn’t just intuition pump fodder, I think they are directly important to the project of AI alignment.[4](https://www.scifuture.org/why-are-we-afraid-to-ask-whether-ai-could-be-more-moral-than-humans/#13e5d2e0-79f6-42fc-8d1e-fcae403c2f6b) > Refusing to ask whether AI could exceed human moral reasoning doesn’t make the question safe. It just means we’ll answer it by accident, badly, and too late. Handled carelessly, this question causes damage. Left unasked, it causes more. ## Footnotes 1. The claim is easy to make sloppily. “More moral” conflates several things that need to be separated: a) Moral knowledge (knowing more facts relevant to ethics) b) Moral reasoning (drawing better inferences from values) c) Moral judgement (applying principles wisely in context) d) Moral motivation (actually being moved by moral considerations – which is one of my core focus points of activism) [↩︎](https://www.scifuture.org/why-are-we-afraid-to-ask-whether-ai-could-be-more-moral-than-humans/#6ebcc18c-d890-4a28-8b01-27945a532c66-link) 2\. This was brought up in an interview with Nick Bostrom [↩︎](https://www.scifuture.org/why-are-we-afraid-to-ask-whether-ai-could-be-more-moral-than-humans/#114785ab-004c-4882-b8c8-c0437942e9ec-link) 3\. See Eyal Aharoni’s and Danica Dillion’s work on Moral Turing Tests – presentations and interviews [here](https://www.scifuture.org/eyal-aharoni-breaking-the-moral-turing-test-studies-of-human-attribution-and-deference-to-ai-moral-judgment-and-decision-making/), [here](https://www.scifuture.org/ai-outscored-humans-in-a-blinded-moral-turing-test-should-we-be-worried-dr-eyal-aharoni-explains/) and [here](https://www.scifuture.org/danica-dillion-ais-moral-compass-better-than-expected-now-what/). [↩︎](https://www.scifuture.org/why-are-we-afraid-to-ask-whether-ai-could-be-more-moral-than-humans/#6efcb4e9-295e-425c-8860-40f415ef4935-link) 4\. The grounded values approach actually requires asking questions like: – What should AI align to?, Is morality a cohesive alignment target?, is there a fact of the matter about moral improvement, or is “more moral” just “more aligned with our current intuitions”? – What would it mean to verify that an agent has better moral judgement than us, given that we’re the ones doing the evaluating? (see work one recently on comparative moral Turing Tests) – If humans are themselves imperfectly morally motivated, what does alignment to human preferences actually track? – How much of human moral failure is motivational versus epistemic? – Is moral motivation necessarily tied to phenomenal experience, or could a system be genuinely motivated by moral considerations without anything it’s like to be it? – Can motivation be grounded without being felt? – Does sustained deference to AI moral judgement atrophy human moral reasoning capacity, and what are the systemic risks of that atrophy – both for individuals and for the collective processes through which moral knowledge has historically developed? Also see: **[Why Are We Afraid to Ask Whether AI Could Be More Moral Than Humans?](https://www.scifuture.org/why-are-we-afraid-to-ask-whether-ai-could-be-more-moral-than-humans/)**

If you are interested in selecting investment choices for your 401(k) or other workplace savings plan, minimizing your income tax liability, or identifying the most effective investments for your brokerage account, we are the group for you. We are a local chapter of Bogleheads, whose investment strategy can be found here: https://www.bogleheads.org/wiki/Bogleheads%C2%AE_investment_philosophy Or you can peruse the Boglehead forum here: https://www.bogleheads.org/index.php I look forward to seeing you there. Mark Vonder Haar

**Welcome to the Women’s Columbus Bogleheads® Sub-Group** This sub-group is for **women who want to learn and discuss finances in a safe, supportive space**. For those interested in moving towards financial independence and retirement by learning investment basics, choosing your 401(k) investments, minimizing taxes, and more. We’re a local chapter of **Bogleheads®**, following a long-term, practical investment philosophy: [Investment Philosophy](https://www.bogleheads.org/wiki/Bogleheads%C2%AE_investment_philosophy): https://www.bogleheads.org/wiki/Bogleheads%C2%AE_investment_philosophy [Bogleheads Forum](https://www.bogleheads.org/index.php): https://www.bogleheads.org/index.php No question is too small, and no experience is too simple. Share, ask, and learn — at your own pace, without judgment, in a group of like-minded women. Let’s build confidence and knowledge **together**!

**The Behavior Gap: Where Products Win or Lose** Teams today have more data than ever, and yet many still struggle to understand why customers adopt, engage with, or abandon their products. Teams sprint, ship faster, and chase more signals… all while metrics stall and confidence drops. The missing piece isn’t more data. It’s often the behavioral insight between the metrics, explaining why the numbers move in the first place. Dashboards can tell you what customers did, but understanding why they did it (and how to influence what they do next) requires a deeper blend of insights. This session is about closing that gap. Drawing from real-world experience designing and scaling products as [ZoCo Design](https://zocodesign.com/)’s CEO, [Lacey](https://www.linkedin.com/in/laceypicazo/) will share how to cut through the noise and identify the insights that actually change behavior—moving people, and moving metrics. You’ll learn: * Why understanding customer behavior is a quant and qual challenge * How to spot the signals that actually predict behavior change * Where AI accelerates insight, and where it creates distraction * How to get meaningfully closer to customers, without adding more tools This talk reframes how to evaluate performance and identify what levers actually improve it, helping your team to make smarter bets with greater confidence. Every meaningful outcome is driven by behavior change. And when you know how to design for behavior, you stop guessing, and start building things that work. **About Our Speaker** [Lacey Picazo](https://www.linkedin.com/in/laceypicazo/) is the Founder and CEO of ZoCo, a healthcare product studio that turns complex, high-stakes ideas into products that drive real-world adoption. She partners with healthcare organizations to uncover critical care delivery insights, focus product strategy through behavior design, and build solutions that patients and providers actually use. Thanks to our 2026 sponsors: [Clarivoy](https://www.clarivoy.com), [What Box Consulting Group](https://www.whatboxconsultinggroup.com), [Conductrics](https://www.conductrics.com), and [Piwik PRO](https://piwik.pro) More info at [cbusdaw.com](https://cbusdaw.com)

Please reserve your spot by registering on the below link : **Reserve** https://www.eventbrite.com/e/join-biggest-community-investors-founders-columbus-online-tickets-1988563717610?aff=meetup **QUESTIONS ?** Pls Reach out to; Ridhi - +971504724873 ( WhatsApp Only)

Topic to be announced. **THANK YOU** *Franklin University* for hosting our meetup! To learn more about *Franklin University*, please visit their website: https://www.franklin.edu/ **DIRECTIONS** Franklin University Fisher Hall 300 E. Main St, Columbus, OH 43215 Map: https://maps.app.goo.gl/jxjBA2hUmS5qrvhq8 Parking is FREE! Please park in Lot C in front of Fisher Hall. See attached map. NOTE: Map the address only. When mapping with Google Maps it may use the Fisher Hall at OSU, which is NOT correct. **Want to sponsor the pizza and/or bar tab?** Please contact me if you would like to sponsor this meetup's pizza and/or bar tab: angelo@mandato.com

🔥 OVER 50 HAPPY HOUR at PBR EASTON! 🔥 Looking to meet new people, enjoy great music, dance, laugh, and have an unforgettable night out? Then grab your friends and join us for one of the most exciting Over 50 social events in Columbus! 📍 PBR Cowboy Bar + Smokehouse – Easton 📅 Thursday, June 18th ⏰ 6:00 PM – 9:00 PM (and the fun keeps going!) This is NOT your typical quiet happy hour… this is a high-energy, country-meets-nightlife experience designed for fun-loving singles and couples over 50 who still enjoy getting out, socializing, and making memories! ✨ What’s Happening: 🎵 Live Music from 6:30–8:30 PM 🐂 Mechanical Bull Riding starting at 8:30 PM 💃 Line Dancing with Instructor from 9–10 PM 🎧 DJ & Dancing starting at 9 PM 🍹 Drink Specials All Night: $3, $4 & $5 specials! Whether you want to relax with a drink, hit the dance floor, try the mechanical bull, or just meet a great group of people in a fun atmosphere — this event has something for everyone. 👉 IMPORTANT: When you arrive, CHECK IN with the host under: “Doug / Meetup” to receive your wristband. 🚗 FREE Parking available across from the venue and at the Easton West Garage. Come when you can, leave when you want… but don’t be surprised if you stay all night! Let’s make Thursday night FUN again! 🎉