Financial Security

If you are honest with yourself and with others, you can't help but do well in life. A relationship exists between your own self-respect - how you look at your own personal values - and how successful you are. A person who is honest, outspoken and respects himself will get more done and accomplish his goals far easier than someone who is dishonest, introverted and withdrawn. Now you will learn the underlying reasons why people withdraw from others and life or feel a loss of personal integrity.

The MLAI Meetup is a community for AI researchers and professionals which hosts monthly talks on exciting research. Our format is: * 6:00 - 6:20: Socializing * 6:20 - 6:40: Announcements and AI news * 6:40 - 7:40: Talk(s) and Q&A * 7:40 - 8:00 Networking * 8:00: Head to the nearest pub for dinner **Long Dang & David Rawlinson: "The surprising efficiency of recurrent reasoning models"** **Abstract:** Large Language models (LLMs) still struggle with reasoning problems, defined as devising and executing complex, goal-oriented action sequences. Current solutions, such as Chain-of-Thought (CoT) and Test-Time Compute (TTC) techniques, can suffer from brittle task decomposition. In addition, auto-regressive output generation is prone to errors, which usually cannot be rectified. In 2025 the Hierarchical Reasoning Model (HRM) was introduced by Wang et al (1). On 3 reasoning problems (Extreme-Sudoku, Maze navigation, and ARC-AGI tasks) HRM demonstrated performance comparable to large, pre-trained LLMs with orders of magnitude fewer trainable parameters and no pre-training. HRM uses a process of repeated recurrent convergence between two modules to produce a latent representing a problem solution. Shortly after, Jolicoeur-Martineau released a pre-print (2) describing a thorough ablation of the ideas in HRM and her derivative model, known as the Tiny Recursive Model (TRM). TRM uses a similar recursive convergence process, even fewer parameters, and yet obtains 45% test-accuracy on ARC-AGI-1 and 8% on ARC-AGI-2, higher than most LLMs (e.g., Deepseek R1, o3-mini, Gemini 2.5 Pro) with less than 0.01% of the parameters. Finally, Dang and Rawlinson’s 2025 preprint explores HRM as a reinforcement learning Agent, allowing it to be applied to dynamic, uncertain or partially observable reasoning problems, or where the “correct” action is undefined (HRM and TRM use supervised learning). They demonstrate that computation from previous environment time-steps can be re-used during execution of a plan, crucial to efficiency and continuity of thought. **References:** 1- Hierarchical Reasoning Model by Guan Wang, Jin Li, Yuhao Sun, Xing Chen, Changling Liu, Yue Wu, Meng Lu, Sen Song, and Yasin Abbasi Yadkori (2025) [https://arxiv.org/abs/2506.21734](https://arxiv.org/abs/2506.21734) 2- Less is More: Recursive Reasoning with Tiny Networks by Alexia Jolicoeur-Martineau (2025) [https://arxiv.org/abs/2510.04871](https://arxiv.org/abs/2510.04871) **3- HRM-Agent: Training a recurrent reasoning model in dynamic environments using reinforcement learning** by Long H Dang and David Rawlinson (2025) [https://arxiv.org/abs/2510.22832](https://arxiv.org/abs/2510.22832) **Speaker bios:** **Long Dang** is currently working as Data Scientist in WSP after graduating with a Bachelor in Computer science from Monash University. He is interested in understanding how neural networks work and how we can do interesting things with them. His current hobbies are learning Japanese and watching youtube. **David Rawlinson** has worked in ML and AI R&D for over 25 years. He has a BSc in Computer Science and AI from Sussex University in the UK and a PhD in robotics & computer vision from Monash University in Melbourne. Currently, he works as a Principal Data Scientist for WSP, an engineering consulting company. He also maintains Causal Wizard ( [https://causalwizard.app](https://causalwizard.app/) ) a ML software application to help people apply causal inference to their data.

Why do we find it hard to make money, while others are flourishing and prospering? Is it just that some were born lucky? No. Do some people just have a natural talent? No. It comes down to the art of communication. One's ability to communicate will determine how successful one will be, not only in business, but life as a whole. We will be covering different avenues of communication, and what you can do to bring change to your life. ------- The talk will go for roughly 45 mins, give or take. We will then proceed to do a Personality Test which will really break down what areas in your life you are lacking in, and can then get the appropriate tools to assist you.

Mixed level fun and fitness bellydance. Women only. Suitable for people with some dance experience. $20 casual Cash only Bookings essential Feel free to text or call for further information 0407770164 Parking is free after 6pm across the road. Tram to St Vincent's Plaza about a 4 minute walk and train to Parliament Station about a 10 minute walk

Tuesday nights just got better! Join us at **600 Little Collins St, Melbourne** for a **free beginners Bachata class** — the smooth, stylish Latin dance that’s taking over Melbourne. No partner, no pressure — just good vibes, great music, and easy-to-follow moves that anyone can learn. 🎶 **Here’s what to expect:** * Step-by-step Bachata basics (no experience needed) * A super chill, welcoming crowd * Music that makes you *feel* like you’re on holiday 📍 **Location:** The Salsa Foundation, 600 Little Collins St, Melbourne 🕕 **Time:** Tuesday 6 PM — arrive a few minutes early to check in 🎟️ **Cost:** Free (bookings required — limited spots!)

## **Hck4G#0x12 – Event Details** !!**Register here:** https://events.humanitix.com/hck4g-0x12-from-hacker-to-defender-what-real-cyber-security-jobs-actually-look-like From Hacker to Defender – What Real Cyber Security Jobs Actually Look Like A cyber security meetup for the community, by the community. Hck4G is an initiative focused on ethical pathways, real-world skills, and building defenders who understand context not just tools. This session is designed for students, early-career professionals, career switchers, and anyone questioning what cyber security roles actually look like beyond CTFs, hacking challenges, and online stereotypes. 📅 **Event Information** Date: 21 January 2026 Time: 5:30 PM – 7:30 PM AEST Location: Building 80/435-457 Swanston St, Melbourne VIC 300 Cost: Free (registration required) Catering: Food and drinks provided 🌍 **Livestream Watch Parties** Ghana Nigeria (Livestream links will be shared with registered attendees 24 hours before the event) **Talk** **From Hacker to Defender – What Real Cyber Security Jobs Actually Look Like** This talk cuts through the noise around cyber security careers. Rather than focusing on exploits, tools, or certifications alone, this session explores: * What day-to-day cyber security roles actually involve. * How technical skills translate into defensive, advisory, and architectural roles * The difference between lab-based learning and real organisational decision-making * Why judgement, communication, and ethics matter more than raw technical ability * How to think long-term about a sustainable career in cyber security This is a grounded, honest conversation about the industry; what it is, what it isn’t, and how to navigate it responsibly so you can win in 2026. 👤 **Speaker Bio – Jason Breytenbach** Jason is a cyber security professional with over 25 years of experience spanning security architecture, operations, consulting, and managed services. He has worked across deeply technical, advisory, and customer-facing roles, helping organisations make practical, risk-based security decisions in complex environments. With a background that bridges hands-on networking and security engineering, strategy, and communication, Jason is passionate about helping people understand what cyber security really looks like beyond tools and hacking challenges. His focus is on ethical pathways into the industry, human-centred security, and developing the judgement and thinking skills that matter over the long term. At Hck4G#0x12, Jason will share real insights into cyber security careers, how technical interests evolve into real-world roles, and what aspiring professionals should prioritise as they build their path into the industry. 💻**Hands-On Workshop -Powered by [CyLynk.com](http://CyLynk.com)** Practical Foundations: OvertheWire (Bandit) Challenges To reinforce learning through practice, attendees will participate in a guided, hands-on workshop solving OverTheWire Bandit challenges. This workshop is not about “hacking for hype”, it’s about: * Understanding Linux fundamentals used daily by defenders * Building problem-solving discipline * Learning how attackers and defenders think * Developing confidence navigating unfamiliar systems * The workshop complements the talk by showing how foundational technical skills support real defensive work. **What to Bring** Laptop with internet access At least 8GB RAM SSH client or terminal access Willingness to learn and ask questions 🏆 **Prizes & Community** Participants may receive: Sponsor giveaways Training or lab access opportunities Recognition for strong workshop participation Interested in speaking at a future Hck4G meetup? Email - **[speakers@hck4g.org](mailto:speakers@hck4g.org)** Disclaimer - By Registering for the event, you consent and authorise Hck4G LTD to take your photo and or video image. See our website for our privacy Policy Interested in volunteering? Visit our website [Hck4G.org](http://Hck4G.org)

**Gain The Confidence to Be Unstoppable! Free Class.** How to Achieve Self Confidence! Without question, self confidence is the key to success. It determines how many of your goals you achieve in life and has an enormous impact on your happiness. It affects how people perceive you, your career achievements, your ability to take risks or try new endeavours, as well as your overall attitude toward yourself and others. Self Confidence is something most people would like to have more of, but aren't sure how to get. Did you ever feel more certain of yourself in the past? Would you like to raise your self confidence ? To increase self confidence, you have to understand what reduces it. If you know why this happens you can reverse the situation and rebuild your self esteem. Self Confidence is self-determinism. One's belief in one's ability to determine his own course. As long as one has that, he's go the universe in his pocket. - L. Ron Hubbard. This day you are able to Learn a few things about: • The true source of security in life. • How self-confidence, self respect and self trust interrelate, and what you can do to rehabilitate them. • The exact steps to become more competent in whatever you do. Today's free class will put you into a good position to help you achieve a new level of self-confidence, accomplish more and progress towards a higher level of personal survival. Free parking, Free entree *** Todays free class is open to all people of goodwill and is held at the Life Improvement Centre located at Scientology. Our meetup classes contain universal knowledge that is applicable to all of us and can and is used by anyone of any faith as well as by those with no faith. Our meetups contain TOOLS for better living and they will assist you greatly in achieving your goals! These practical tools can be used straight away!

* Have fun and meet friendly people at our regular contra dances! Every second Saturday evening (except March, June, Nov) and fourth Sunday evening (except Dec) of each month in 2026, often with live music. Contra dance has some similarities to bush dance and square dance. It is very popular in the USA, Canada and London. The dances consist of interesting patterns, walked to upbeat music. For a good description, look at https://en.wikipedia.org/wiki/Contra_dance. A good example can be viewed at [http //dancevideos.childgrove.org/contra/contra-modern/163](http://dancevideos.childgrove.org/contra/contra-modern/163-heartbeat-contra) * All dances are called. Singles and couples are all very welcome. The cost is $12 ($6 for students). If no live music, then the cost is $8 ($4 for students). Cash or PayID is preferred. * No experience needed. If first time, please attend for free instruction before the dance from 7.15 – 7.45 pm. * **Uniting Church Hall, 72 Highfield Rd, Canterbury** * You might also like to eat beforehand at Bao & Bun Vietnamese restaurant 770 Riversdale Rd at about 6 pm. Just roll up.

Knowing who you can Trust. Trust Is The Backbone Of Every Relationship. Have you ever put your faith in a friend or partner, only to see them betray you later? Or do you ever feel hesitant to rely on a new person until you've really gotten to know them better? What if you could rapidly and accurately predict what people will do, so you knew what to expect from anyone you meet? Now You Can! Come to the FREE education talk and TO KNOW the secret to Knowing Who To Trust! What you will learn: - The Tone Scale-the complete scale of human emotions you can use to understand and predict the behavior and tendencies of others. In This Meetup, We Will Cover: - The important role of trust in human relationships. - How to tell who your real friends really are. - The 3 crucial points to use when determining who you can rely on. - How to choose friends and business partners, and know who to hire. - How to not be affected by the negative emotions of others. ****** This free educational class is open to all people of goodwill. Our meetups contain universal knowledge that is applicable to all of us and can be used by anyone of any faith as well as by those with no faith. It consist of practical tools that can be used straight away. They contain practical TOOLS for better living and will assist you in achieving your goals! if one can not make this date or time then let the Event organizers know.

Join Zoe and myself for a Saturday morning Dance Fitness class at 17 Service Street, Hampton. We blend dance with pilates and strength and resistance training to help elevate your workout and boost your mood. We have around 12 people in class most days and our customers come from all over the Bayside area, not just through Meetup. Bring a water bottle, towel and a mat if you have one. Hope to see you on Saturday!!! $10 trial class available.

The I AM Worthy of Credit™ Sunday Brunch is an intimate, in-person gathering designed for women who are ready to restore confidence around money, credit, and homeownership—without shame, pressure, or comparison. This experience was created for women who know there is more available to them, but need a safe, affirming space to reconnect with their worth and clarify their next steps.

If you are interested in selecting investment choices for your 401(k) or other workplace savings plan, minimizing your income tax liability, or identifying the most effective investments for your brokerage account, we are the group for you. We are a local chapter of Bogleheads**®**, whose investment strategy can be found here: https://www.bogleheads.org/wiki/Bogleheads%C2%AE_investment_philosophy Or you can peruse the Boglehead forum here: https://www.bogleheads.org/index.php I look forward to seeing you there. Mark Vonder Haar

**HAPPY HOUSE HUNTERS JOIN THE CENTRAL OHIO INVESTOR NETWORK** \* Time: 5 pm‎ - ‎8 pm‎ ‎ [Eastern Time] \* JANUARY 2026 ONLY: FOURTH Tuesday the 27th, then back to the regular schedule of third Tuesdays next month \* Where: Pastimes Pub at Grandview Yard, 775 Yard St. Columbus 43212 \* Description: Join Us for the Ultimate Real Estate Meet and Greet! Flip, Buy and Hold, Long-Term Rentals, Mid-Term Rentals & Short-Term B&B! Are you passionate about real estate investments or curious about the world of long-term rentals, mid-term rentals, or short-term rentals? Look no further because the "Happy House Hunters" and "The Inns and Outs of a B&B" invite you to come together with COIN for exciting monthly Meet and Greet events for all real estate investors! We look forward to seeing you there!

(Note: RSVPing here on meetup does NOT reserve your seat. To do that, you’ll need to register at our website, **[HERE](https://www.coreerocks.com/Events.aspx?ID=Online-Masterclass-The-Private-Lender-s-Thrival-Guide-14-1-24-2026)**.) Private lending got riskier in 2025—and pretending it didn’t is how lenders are gonna get burned in 2026. Deals are taking longer to sell. Rents aren’t hitting projections, but expenses are exceeding them. And lenders who relied on loose underwriting, minimal paperwork, and “It’s Ok, I trust you” terms are finding out why those habits only work in hot markets. That’s why we’re hosting this all-day, online workshop **designed for people who are already private lenders—or want to be—and want to protect their money in a slower, flatter 2026 market.** You’ll learn how to evaluate deals, borrowers, and paperwork the right way, how to structure safer loans, and how to deal with troubled loans before they become disasters. This session is open to members and non-members at all experience levels. It’s as little as $47 for members and $97 for non-members (which is CHEAP compared to missing even one payment on a private loan!) if you register by January 22nd. The workshop will be recorded, and all registrants receive the recording, so sign up even if you can’t “be there”. Oh, and there’s a 100% satisfaction guaranteed or your money back. Remember, to actually reserve your seat, you have to go **[HERE](https://www.coreerocks.com/Events.aspx?ID=Online-Masterclass-The-Private-Lender-s-Thrival-Guide-14-1-24-2026)** and register on our website!

Poker at Randy's. This event is now full. Have fun guys!

Bring your business cards and network in person with other business professionals! Gold Star Referral Clubs is one of the most established professional networking organizations in the country, with multiple groups in central Ohio. Join us!