Financial Security

*If you're driving, you may park at Pinnacle@Duxton and walk over* If you're looking to meet fellow entrepreneurs, **grow your network**, or simply unwind over some drinks - then look no further! Starting in February 2025, join us at a cozy bistro bar in the city every 2nd Wednesday of the month for dinner-and-drinks style business networking session right in the heart of Singapore. Whether you’re a seasoned entrepreneur or just starting out, this event is for anyone who values authentic connections over formalities. So do drop by, grab some food and drink, and get the conversations going! **Why Attend?** * **Casual, No-Pressure Environment**: No formal speeches or sales pitches—just genuine conversations with fellow entrepreneurs, founders, and business owners. * **Expand Your Network**: Connect with people who understand the challenges and rewards of building a business. Whether you’re looking for collaborations, advice, or just good company, you’ll find it here. * **Share Ideas & Insights**: Got a business challenge or a new idea? Bounce it off others who’ve been there and can offer fresh perspectives. * **Tap into Regional Opportunities**: Our network extends to affiliated chapters in Malaysia, Myanmar, and Taiwan, giving you access to connections across Southeast Asia. * **Young Entrepreneur Energy:** This event has started running in February 2025 by a young budding Singapore entrepreneur for entrepreneurs, network with confidence! **Who Should Attend** * Entrepreneurs * Aspiring founders * Freelancers * Investors **Ground Rules** * Buy your own drink and food: While there is no entrance fee to attend, it is courtesy for you to buy something from the venue that is hosting us. No if's or but's. If you are allergic to any and all food and drinks on the menu, buy anything off the menu and gift it to another person. If you already ate before coming, do at least get a drink. With networking, you're bound to get thirsty anyway (haha) * No hard selling: You are free to network and mingle - but please do not force others or the organizers to sit through your pitch. * Have basic decency and manners: All kinds of people attends our networking sessions. You may not agree with some of them, but do be civil about it.

In a rapidly evolving fintech landscape, uncertainty is inevitable -- but so is purpose. Join us as Kelvin shares our wisdom, continuous learning, and trust in God providence have guided his journey of building a business. Anchored in Philippians 1:6, this session offers practical insights and spiritual encouragement, amidst navigating uncertainty.

Whether you are looking to buy your first home or considering investing in real estate properties, this meetup is perfect for beginners in real estate investing. Book Coach Douglas for an informative session on the basics of real estate, different investment strategies and how to make the most out of your property purchase for personal use or as an investment. Take the first step towards achieving your financial goals through property ownership. Don't miss out on this opportunity to learn and grow your real estate knowledge!

**\*Subject: Join Me at the Next BNI Chapter Meeting!\*** Hi, I hope this message finds you well. I would like to extend a special invitation to you to join me at our upcoming BNI Chapter meeting. It's an event I'm excited about, and I believe you'll find it both valuable and enjoyable. BNI (Business Network International) has been a game-changer for my business, helping me connect with like-minded professionals, expand my network, and generate quality referrals. I believe that you, too, could benefit from being a part of our dynamic BNI Chapter. At the meeting, you'll have the opportunity to: * Network with fellow professionals from various industries. * Share information about your business and what types of referrals you are seeking. * Learn more about the power of referral marketing and how it can boost your business. * Discover the success stories of other BNI members. This meeting is a great chance for you to see firsthand BNI's incredible potential and how it can help you grow your business. I will be there to introduce you to fellow members and guide you through the process. Date: 9 May 2024 Time:7.30 am to 10.00 am Fee: $58 Venue: Chui Huay Lim Club 190 Keng Lee Road #04-01 Singapore 308409 Dress Code: Business Attire If you can make it, please RSVP by 8 May at 4.00 pm so we can ensure your spot at the meeting. [https://www.eventbrite.sg/e/9-may-24-bni-synergy-weekly-networking-meeting-tickets-885471006617?aff=oddtdtcreator](https://www.eventbrite.sg/e/9-may-24-bni-synergy-weekly-networking-meeting-tickets-885471006617?aff=oddtdtcreator) I genuinely believe that your presence at this meeting can significantly impact your business and professional network. If you have any questions or need further information, please don't hesitate to let me know. I'm looking forward to seeing you at the BNI Chapter meeting and introducing you to this fantastic group of business professionals. Together, we can take our businesses to new heights. Best regards, P/S: For more information about BNI, click here: [https://www.youtube.com/watch?v=JTLWbaIKJuw&t=5s](https://www.youtube.com/watch?v=JTLWbaIKJuw&t=5s) To find out more about BNI Synergy, click here [www.bnisynergy.sg](http://www.bnisynergy.sg) If you have any questions, please feel free to WhatsApp me at 98394575 or Email soononn@kashacademy.com

**ARE YOU LOOKING TO DOUBLE OR TRIPLE YOUR BUSINESS IN 2023?** Network with over 100 committed business owners and get the right business deals. BNI is the world’s leading business referral organization with over 296,182 members in over 10,851 BNI Chapters worldwide. In 2021 alone, BNI Members shared over 12.6 million valuable new client referrals and generated over $19.4B (USD) in revenue. We are a member-focused business referral network that works. You will develop long-lasting relationships with like-minded business professionals, create opportunities through referral marketing and grow your business skills. During the meeting, you will have the chance to present a short introduction about your business and share what type of referrals you are looking for. You will also have the opportunity to listen to other members' presentations and learn about their businesses and referrals. Venue: Civil Service Club @Tessensohn 60 Tessensohn Rd Singapore 217664 Visitor Meeting Fee: $58 (Singapore Dollars) Visitor Registration Link: [https://www.eventbrite.sg/e/25-apr-24-bni-synergy-weekly-networking-meeting-tickets-816176264177](https://www.eventbrite.sg/e/25-apr-24-bni-synergy-weekly-networking-meeting-tickets-816176264177) When submitting the form, please state that the member who invited you to the event is Chong Soon Onn. For more information about BNI, click here: [What is BNI? \| How BNI Helps Small Businesses Grow \| Visit a Chapter](https://www.youtube.com/watch?v=JTLWbaIKJuw&t=5s) If you have any questions, please feel free to WhatsApp me at 98394575 or Email soononn@kashacademy.com

Managing money shouldn’t feel complicated — yet many working adults feel unsure whether they’re saving enough, investing correctly, or making the right financial decisions for the future. This beginner-friendly, educational session is designed to give you a clear, practical foundation in personal finance — specifically tailored to the Singapore context. Whether you’re early in your career or simply want to get more clarity around money, this session will help you understand how the key pieces fit together. What We’ll Cover * The 3 pillars of personal finance: Saving, Investing & Protection * How CPF, cash savings, and investments should work together * How much you should roughly save vs invest at different life stages * Common financial mistakes working adults make (and how to avoid them) * How to build a simple, sustainable financial structure without jargon * How to think long-term without needing to “time the market” Who This Session Is For ✔ Working adults in Singapore ✔ Beginners with little or no finance background ✔ Those feeling overwhelmed by too much online financial advice ✔ Anyone who wants clarity before making financial decisions No prior knowledge required. What This Is (and Isn’t) ✅ Educational and discussion-based ✅ Practical and real-life focused ✅ Neutral and beginner-friendly ❌ Not a sales talk ❌ No products being pushed The goal is understanding, not selling. Event Format * Short presentation * Simple visuals & examples * Open Q&A and discussion * Casual, friendly environment Come listen, ask questions, or just learn at your own pace. 📍 Venue: Punggol Coast Mall ⏱ Duration: \~1.5–2 hours 🎟 Cost: Free If you’ve ever thought “I should really get my finances sorted, but I don’t know where to start” — this session is for you.

Many people hear about passive investing (mutual funds, REITs) and active investing (stock picking, trading), but are unsure which approach actually makes sense for them. This in-person, small-group meetup is a relaxed, no-pressure discussion to help working adults understand the real differences, trade-offs, and expectations behind each investing style. There will be no sales pitches, no product promotion, and no obligation — just practical sharing and open discussion. What We’ll Cover * What passive investing really means (and what it doesn’t) * What active investing involves in real life * Time, effort, cost, and risk differences between both approaches * Why most people underperform when choosing the wrong strategy * Common misconceptions about “beating the market” * How people realistically combine both approaches * Open Q&A — bring your real questions This session is beginner-friendly and uses simple examples instead of technical jargon. Who This Is For * Working adults and young professionals * Beginners curious about investing * People who feel confused by online investing advice * Anyone deciding between DIY investing or guided approaches No prior investing knowledge is required. About the Host I work in financial planning, focusing on investments and risk management. This session is educational and discussion-based. There will be no product pitching during the meetup. For those who wish to continue the conversation after the session, that is completely optional. Format * Casual introductions * Short sharing session * Open discussion & Q&A * Free networking after Group size is kept small to encourage meaningful conversation. Notes * This is a physical, in-person meetup * Venue: Punggol Coast Mall * Please RSVP so seating can be arranged * Feel free to invite a friend who may benefit Looking forward to a good discussion and exchanging perspectives 😄

**What happens when you mix good coffee with great financial insights?** Come find out! Join us on February 7th for an intimate meetup designed to help you connect with experts and like-minded people in a totally casual, low-pressure setting. Whether you want to talk strategy or just meet new friends who "get" the finance world, there is a seat at the table for you. **Time: (9:30 AM – 11:00 AM)** **Host: Tianna** **Venue: One Holland, Ya Kun Kaya Toast.** **Important: Please Read Before Registering** To keep the vibes friendly and the conversations meaningful, we are strictly limiting each host to only 5 guests. Because spots are so limited, we ask all attendees to follow these conditions: **Connect with us: Please follow our Meetup and Social Media platforms to stay updated!** **Meetup: [https://www.meetup.com/members/387832029/](https://www.meetup.com/members/387832029/)** **Facebook: [https://www.facebook.com/williaestate/](https://www.facebook.com/williaestate/)** **Instagram: [https://www.instagram.com/williaestate/](https://www.instagram.com/williaestate/)** **Tiktok: [https://www.tiktok.com/@willia.estate](https://www.tiktok.com/@willia.estate)** **Respect the Seat :** If you register but find you can no longer make it, please edit your attendance to remove your name. This allows someone on the waiting list to join the conversation! **These spots will fly— pick your favorite time slot and book your seat now!**

## **Aged to Grow: Building Wealth over Wine** For Singaporean Professionals & Investors (Ages 35–60) **Learn to Earn an Additional $100K Through Mortgage & Investment Strategies** Wealth, like wine, improves with the right structure, patience, and informed decisions. This exclusive two-session experience is designed for Singaporeans in their prime earning years who are focused on growing assets, optimising capital, and making smarter investment choices. Through guided discussions on mortgages and fund sharing, participants gain clearer perspectives on how these tools can be used responsibly to strengthen their wealth position—within the realities of Singapore’s financial and property landscape. This is a focused, insight-led conversation for those who value clarity over speculation and strategy over noise. ***Event Dates*** **Sip champagne with us on 24 January 2026 and raise a wine toast on 7 February 2026.** **Time:** 4:00 PM – 6:00 PM **Ticket Price:** **$140 per person (Access to both sessions)** **Purchase your tickets here:** **[https://www.eventbrite.com/e/aged-to-grow-building-wealth-over-wine-tickets-1979708057091?aff=oddtdtcreator](https://www.eventbrite.com/e/aged-to-grow-building-wealth-over-wine-tickets-1979708057091?aff=oddtdtcreator)** **What You’ll Gain** * Clearer wealth direction * Mortgage and fund sharing fundamentals * Curated, peer-level conversations * Practical takeaways For Singaporean Professionals & Investors (Ages 35–60) **Disclaimer** The organiser reserves the right to curate attendance to ensure the session remains aligned with its intended audience. Thank you for your understanding.

**DISCLAIMER: NOT FINANCIAL ADVICE** Casual run of about 3.5km - 4km. Route can be lengthen if group is small. We will meet 7:00pm at BK eating house beside the zebra crossing: https://maps.app.goo.gl/ntCCoQz1UDvcKT8r9 Nearest MRT can be Clarke Quay OR Raffles Place At the moment no bag drop provided. Please do offer if you have a place for bag drop :) Warm up 15mins and start at 7.15pm latest. Running route brings us to around Fort Canning Park and back. Please note that we are running Fort Canning Park area in the night and runners must be comfortable in a dimly lit environment. We will usually end off our runs at BK Eating House for a drink / Meal. This is a group about discovering bitcoin as a savings technology. We welcome anyone who is interested in knowing more about saving in bitcoin or simply just want to join us to have a good run. We start out casual and as things get more consistent, we might do what others have been doing worldwide: https://www.bitcoinrunners.org/community/

Hello Leader-Readers Happy New Year! I hope the festive season has treated you well, filled with good food, rest, and joyful celebrations. What better way to kick off the new year than by coming back to the library for February’s Book Club session! In collaboration with Book Lovers Club, we will be discussing Mind Over Money by author and BBC Radio 4 presenter, Claudia Hammond. Registration for the upcoming session is available at this link: https://go.gov.sg/nlbblc. A few things to note: * Registration is through myLibrary ID, do have it ready before proceeding with registration. * If all slots are taken up, you will be able to register into a waiting list via the same channel. * As slots are limited, please be considerate - attend the slot you have signed up for and be punctual!. If you are unable to make it, please drop me an email. * Registration closes on 6 February, 12pm. Cheers, SG Self-Development Book Club

This is not just a money class. This is a restoration space. The I AM Worthy of Ownership™ Path is a 12-step, sister-centered journey for women who are ready to build financial stability without shame, fear, or pressure—and to do it in a way that honors both wisdom and the spirit. Many women don’t struggle with money because they lack discipline or intelligence. They struggle because of unhealed experiences, survival patterns, and the quiet belief that they are “behind” or “disqualified.” This series gently challenges those beliefs while offering practical tools for peace, clarity, and long-term planning. Together, we will talk honestly about: Releasing shame and money anxiety Building stability as a form of self-respect and spiritual discipline Understanding money as a tool, not a source of worth Managing debt with clarity instead of condemnation Preparing for life’s unexpected moments without fear Laying a calm foundation for future ownership and legacy Each session blends practical financial education with reflection, conversation, and encouragement. There is no pressure to share personal numbers or experiences. You are welcome to speak, journal quietly, or simply listen. This is not about hustle. This is not about perfection. This is about alignment, wisdom, and peace. Who this series is for: Women who are starting over or rebuilding Women who want stability without stress Women preparing for future ownership or housing decisions Women who want their financial lives to reflect wholeness, not fear No prior financial knowledge is required. Come as you are. Bring a notebook. Leave a little lighter than you arrived. Light refreshments will be served along with 30 minutes of networking.

If you are interested in selecting investment choices for your 401(k) or other workplace savings plan, minimizing your income tax liability, or identifying the most effective investments for your brokerage account, we are the group for you. We are a local chapter of Bogleheads**®**, whose investment strategy can be found here: https://www.bogleheads.org/wiki/Bogleheads%C2%AE_investment_philosophy Or you can peruse the Boglehead forum here: https://www.bogleheads.org/index.php Rob will lead this month's meeting in my absence. Mark Vonder Haar

OWASP is ending use of Meetup, so I built an eventbrite for the event. https://www.eventbrite.com/e/ai-development-risk-case-studies-and-how-agentic-ai-is-the-future-of-appsec-tickets-1981450622150?aff=oddtdtcreator AI is transforming how software is designed, developed, and deployed, dramatically accelerating velocity while introducing new categories of risk. As organizations adopt AI-assisted coding, autonomous agents, and increasingly complex model interactions, traditional application security approaches struggle to keep pace. This talk examines emerging AI-driven risks through real case studies from the field, highlighting issues such as insecure code generation, data-leakage pathways, model manipulation, and evolving supply-chain threats. We will explore how engineering teams must adapt their people, processes, and governance models to secure AI-augmented development workflows effectively. The session will then introduce agentic AI as the next evolution in application security—autonomous systems capable of continuous analysis, multi-step reasoning, and real-time remediation. Attendees will learn how combining agentic AI with modern practices can reduce developer friction, improve coverage, and create a future-ready application security strategy designed for the demands of AI-native software development

**People Analytics 101: Making Sense of Compensation Data** Compensation data is one of the most widely used and widely misunderstood forms of people analytics. The session will cover where compensation data comes from, including market pricing data, internal payroll data, and benchmarking sources, and how companies think about structuring and analyzing that information. We will explore how compensation data is leveraged to set salary ranges, manage internal equity, support hiring and retention, and align pay with business strategy. A portion of the session will address common data challenges and limitations, such as market noise, inconsistent job matching, and incomplete datasets, while keeping the primary focus on practical use rather than technical depth. The session will also look ahead at where the space is going, including the growing impact of pay transparency laws, expanding pay equity requirements, and emerging regulations in the US and Europe that require organizations to report on gender and pay gaps. The goal is to give attendees a clear mental model for how compensation analytics works today and why getting it right is becoming increasingly critical. (note: we are back at Rev1 this month!) **About Our Speaker** [Alex Moore](https://www.linkedin.com/in/alexscottmoore/) is the founder of [Moore Cooperative](https://moorecooperative.com/), where he advises organizations on compensation strategy, pay equity, and people analytics. His work focuses on helping organizations like the Ohio Supreme Court design, analyze, and communicate compensation systems that are data-informed, defensible, and aligned with organizational goals. Alex lives in Granville, Ohio and has three little kiddos. More info at [cbusdaw.com](https://cbusdaw.com)

Bring your business cards and network in person with other business professionals! Gold Star Referral Clubs is one of the most established professional networking organizations in the country, with multiple groups in central Ohio. Join us!

Confidence can be cultivated in many ways—through reflection, conversation, creativity, and practice. In this Confidence Lab session, we’ll explore one powerful pathway: **building confidence from the inside out through physical expression and movement**. This experience is designed to help you reconnect with your body as a source of insight, self-trust, and presence. We’ll begin by grounding into what’s bringing you here, creating space to notice how your body is showing up and what it’s holding. From there, you’ll be guided through accessible movement exercises that invite awareness and choice—isolating different parts of the body, experimenting with movement, and practicing what it feels like to take up space intentionally. Next, you’ll participate in a small-group dance lesson led in a supportive, low-pressure environment. No dance experience is needed. The focus is not on performance or perfection, but on expression, curiosity, and allowing yourself to move with confidence as you are. We’ll close with a reflective group discussion, exploring what emerged during the experience and how these insights can be applied beyond the studio—how you inhabit your body, how you carry yourself, and how you show up in everyday life. **What to know:** * Wear comfortable clothes and shoes that you feel good moving in * No dance experience required * Light snacks and beverages will be provided This session is for anyone interested in deepening their relationship with confidence by listening to their body, expanding their capacity for self-expression, and practicing self-love as an embodied experience. **Featured Speaker: Mary Grace** Mary Grace, the dynamic force behind MG Choreography & Boutique, has been transforming special occasions with her unique blend of artistry and passion for over seven years. As a proud Latina, with Venezuelan and Mexican heritage, Mary brings a rich cultural perspective to every choreography she creates. Her dedication to dance is matched only by her commitment to empowering others through the joy and elegance of movement. Mary’s journey began with a simple passion for dancing, which quickly grew into a thriving business. She specializes in crafting personalized choreography for weddings, quinceañeras, and sweet sixteens, ensuring each event is unforgettable. Determined to make a significant impact in Ohio, Mary established the first-of-its-kind brick-and-mortar location that not only offers a space to practice these beautiful dances but also provides a boutique experience for purchasing or renting exquisite dresses and tuxedos for these special moments. Mary Grace is more than just a business owner; she is a trailblazer for Latina women in the community, dedicated to bringing elegance, joy, and a touch of her vibrant heritage to every event she touches. **What is Confidence Lab?** Confidence Lab is a monthly community experience for bold, thoughtful leaders building confidence from the inside out. Whether you’re launching a business, leading a team, navigating change, or simply striving to show up more fully—you belong here. Our work demands clarity, courage, and conviction—but the pace of daily life can erode our sense of self. Confidence Lab creates space to reflect, reconnect, and grow with others doing purpose-driven work. It’s designed for entrepreneurs, nonprofit leaders, creatives, corporate professionals, activists, and anyone ready to lead with authenticity and impact. ***Please note:*** *All are welcome! If cost is a concern, please use promo code PUBLIC to access a free ticket—we want you to join us.*

If you would like to participate in a fun gift exchange please bring a wrapped $5 sweet treat 😋