Financial Seminar

**BitDevs Bitcoin Socratic Seminar Berlin @ c-base Raumstation** Join us for our monthly interactive **[Bitcoin Socratic Seminar](https://bitdevs.berlin)** in Berlin! We’ll start with pizza and beer (sponsored by [Ordimint.com](https://ordimint.com)), followed by deep-dive discussions on the most interesting *technical* developments in Bitcoin from the past month. Participation by everyone is highly encouraged! Our goal is to foster lively discussion, knowledge sharing, and debate. In the weeks leading up to the event, participants gather topics such as: * New research papers * New BIPs and BOLTs * Network statistics * Technical blog posts * Mailing list and Delving Bitcoin threads * Pull requests and updates from key repos (Bitcoin Core, LND, Core Lightning, Eclair, BDK, rust-bitcoin, LDK, Electrum, …) Each topic is briefly introduced by our moderators and then discussed before moving on. The full list of links will be published at [bitdevs.berlin](https://bitdevs.berlin) 1–2 days before the event — please review them in advance to get the most out of the discussion. **Important details:** * This event is highly technical — best suited for those with a solid grasp of Bitcoin internals. Curious newcomers are always very welcome, but expect in-depth conversations (see the former topics at [bitdevs.berlin](https://bitdevs.berlin)). * Chatham House Rule applies: you may share what was discussed, but not who said it. No livestream, no photos, no recordings. * The evening begins with food and networking; people often stay after the seminar to keep talking. **Co-hosted by:** * [Felix](https://x.com/FelixWeis) * [Freerk](https://x.com/freerko) * [Fabian](https://x.com/fjahr) For background on the idea of BitDevs Socratic Seminars, see [this article](https://bitcoinmagazine.com/articles/op-ed-want-to-learn-about-bitcoin-try-a-local-socratic-seminar).

An inspiring, high-energy meeting of public speaking, connection, and personal growth in the heart of Berlin. **Mercury Toastmasters Berlin** invites you to our weekly meeting at our new home at **Das Center, Potsdamer Platz**, in the stunning **Historic Imperial Breakfast Hall**. *Experience the **power of prepared speeches** loaded with bold ideas, participate in our **dynamic Impromptu Session**, and **gain valuable insights** during our feedback segment.* *Leave with practical tools, fresh ideas, and renewed inspiration.* *Whether you want to speak up at work, boost your presence, or just meet inspiring people, you’ll feel at home at Mercury Toastmasters Berlin.* *** **[What to Expect:](https://mercurytoastmasters.de/find-toastmasters-meetings-in-berlin/)** ✨ A supportive space to speak, grow, and connect 🎤 Engaging prepared speeches ⚡ Fun, fast-paced impromptu speaking challenges 💬 Feedback session you can actually use 🌍 A friendly, international crowd (around 25–30 people) **Schedule** (times may vary) ⏰ 19:15 - Doors open & networking 🎙️ 19:30 - Prepared Speeches 🏓 20:35 - Impromptu Session (Guest welcome to join) ↩️ 21:00 - Constructive feedback 💬 21:30 - Food, drinks & relaxed socializing **No experience needed.** ***Come curious. Leave energized.*** *** **🤙 [Hear it from our members:](https://maps.app.goo.gl/eRtvR9DRNqU9WZQn7)** *“You can sharpen your public speaking skills and gain tons of confidence, while having fun and making new friends. Mercury is well-structured, fun, and affordable.”* — *Therese Pitt* *“Mercury gave me a safe place to speak, create, and grow. I love the multicultural vibe and supportive community. It’s the best place to learn and have fun.”* — *Krisztina Linka* *** **[Did You Know?](https://mercurytoastmasters.de/about-mercury-toastmasters-berlin/)** Toastmasters is where people go to get better at speaking—and grow into confident communicators and leaders. Today [Toastmasters ](https://mercurytoastmasters.de/about-mercury-toastmasters-berlin/)has 350,000+ members across 16,000 clubs in 143 countries. And [Mercury](https://mercurytoastmasters.de/find-toastmasters-meetings-in-berlin/) is one of the best places to experience it. So bring your curiosity, your energy—and just be yourself. Whether you’re just starting or ready to level up, there’s a place for you here. *** **[Wondering what you get as a member?](https://mercurytoastmasters.de/membership-mercury-toastmasters-berlin/)** Think expert feedback, real-world speaking practice, and a supportive crew that’s got your back. [See you Wednesday night! 🎉](https://mercurytoastmasters.de/find-toastmasters-meetings-in-berlin/)

Join the Minotaurs Men's Basketball Team on Wednesday at 8pm at an indoor basketball court in Neukolln. We currently have two teams, one in Bezirkliga and one in FBL. We are looking for new players to add to the teams so come by to play together and meet. Please send a message to the event organizer if you are interested in coming.

Welcome to the PyData Berlin February meetup! We would like to welcome you all starting from 18:00. There will be food and drinks. The talks begin around 18.30 and the doors will close at 18:45. **Make sure to arrive on time!** Please provide your first and last name for the registration because this is required for the venue's entry policy. If you cannot attend, please cancel your spot so others are able to join as the space is limited. **Host**: **GetYourGuide** is excited to welcome you to this month's version of PyData. \*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\* The Lineup for the evening **Talk 1: How Data (Science) is Transforming Professional Sports** **Abstract**: From Moneyball's linear regression revolution to AlphaGo's Move 37, data science has fundamentally reshaped how we understand and play sports. This talk explores three key dimensions of this transformation: first, how analytics revolutionized scouting and training—from the Oakland Athletics' 20-game winning streak to Liverpool FC ending their 30-year championship drought through data-driven player selection. Second, how machine learning and real-time tracking systems have changed gameplay itself, making the mid-range jump shot obsolete in basketball and revealing chess strategies that had eluded grandmasters for thousands of years. Finally, we'll examine the darker consequences, including how ML-powered microbetting has transformed sports gambling into a $149 billion industry that resembles slot machines more than traditional wagering. This talk offers insights spanning baseball, soccer, basketball, chess, and Go - demonstrating how data science doesn't just optimize existing strategies, it fundamentally questions the assumptions entire sports were built upon. **Speaker**: Kaan Isik **Bio**: Kaan Isik is a Data Scientist at GetYourGuide where he works on the Activity Ranking team. As a member of this team, he focuses on developing and optimizing the learn-to-rank deep learning model that powers real-time activity recommendations for millions of travelers worldwide. His work directly impacts how users discover activities across GetYourGuide's platform, making their travel planning more personalized and efficient. **Talk 2: Can Foundation Models outperform classic ML on structured data? Hands-on experience with TabPFN** **Abstract**: LLMs excel at generalising over text data, but cannot reliably predict outcomes from spreadsheets and databases, which drive most critical decisions across medicine, finance, science and virtually all industries. In this talk, we will showcase how TabPFN, Tabular Foundation Model developed by Berlin-based Prior Labs, successfully generalises over structured data problems, beating classic ML with win rates ranging from 100% to 87%. **Speaker**: Diana Kriuchkova **Bio**: Diana is leading Product at Prior Labs. She is a part of the team developing TabPFN, a foundational model for tasks on structured data. TabPFN was published in the 2025 issue of Nature journal, and has shown to beat classic ML methods like XGBoost in >80% of cases. Diana's former background is in machine learning, and she spent last years leading product at developer-focused startups in Berlin. **Lightning talks** There will be slots for 2-3 Lightning Talks (3-5 Minutes for each) between the two main talks. Kindly let us know if you would like to present something :) \*\*\* NumFOCUS **Code of Conduct** THE SHORT VERSION Be kind to others. Do not insult or put down others. Behave professionally. Remember that harassment and sexist, racist, or exclusionary jokes are not appropriate for NumFOCUS. All communication should be appropriate for a professional audience including people of many different backgrounds. Sexual language and imagery are not appropriate. NumFOCUS is dedicated to providing a harassment-free community for everyone, regardless of gender, sexual orientation, gender identity, and expression, disability, physical appearance, body size, race, or religion. We do not tolerate harassment of community members in any form. Thank you for helping make this a welcoming, friendly community for all. If you haven't yet, please read the detailed version here: https://numfocus.org/code-of-conduct \*\*\*

Join us for a special edition of Today’s Global Leader featuring **Nora Fehlbaum**, chair of the board of directors and former CEO of the legendary design brand Vitra and a third-generation leader of the family-owned company. Leave with a fresh perspective on how meaningful spaces can shape the future of work and society, and take away practical insights on sustainability as a guiding design principle, long-term leadership, and running a family business with purpose. Under Nora Fehlbaum’s leadership, Vitra has explored how design, sustainability, and culture can intersect to create spaces that endure and inspire long-term thinking, responsible choices, and new forms of collaboration. From its newly opened Bowery showroom in New York to cultural moments on the Vitra Campus and the contemplative Doshi Retreat, Vitra’s projects show that design is as much about mindset and meaning as it is about aesthetics. ESMT faculty member **[Nora Grasselli](https://esmt.berlin/person/nora-grasselli)**, a leadership and New Work expert, will set the stage with insights into how evolving work cultures are reshaping the future of leadership. The subsequent Q&A with Nora Fehlbaum, with plenty of time for audience questions, will be moderated by **[Astrid Frohloff](https://astrid-frohloff.de/)**, journalist, TV host, and executive coach. **About the Today’s Global Leader event series** Today’s Global Leader is an ESMT event series in hybrid format. Successful business leaders share their leadership philosophies and position themselves on current political and economic topics in an open discussion. Interaction with a diverse audience, including international students and other young leaders, is guaranteed. Check out our past events with Ola Källenius, Christian Sewing, among others on **[YouTube](https://www.youtube.com/playlist?list=PLYBplsEOOPkF1BBD5Y7KNlHKig14RAgN9)**. **About the speakers** **Nora Fehlbaum** is the chair of the board of directors of the Swiss furniture manufacturing company Vitra, leading the family-owned company in the third generation. Fehlbaum joined Vitra in 2010 and was initially responsible for the Vitra Campus, the global launch of Vitra’s online shops, and the expansion of the Vitra Accessories Collection, before taking the helm in 2016 as CEO until the end of 2025. While the first generation laid the company’s commercial foundations, and the second added a cultural dimension through the development of the Vitra Campus and the Vitra Design Museum along with its collection, the third generation represented by Fehlbaum puts the spotlight on sustainable thinking and action. **[Nora Grasselli](https://esmt.berlin/person/nora-grasselli)** is a lecturer in leadership, a member of the ESMT faculty, as well as a program director for executive education programs. Her teaching and research interests are leadership for middle managers, leadership transitions, collaboration across organizational boundaries, teamwork mediated through technology, experiential learning, and innovation in executive education. Her work has been published in journals such as MIT Sloan Management Review, Harvard Business Manager, Organization Studies, and Harvard Business Publishing, as well as popular business media such as European Business Review and Forbes. **About the moderator** **[Astrid Frohloff](https://astrid-frohloff.de/)** is an independent conference moderator, executive coach, and communications consultant specializing in executive media training and high-level moderation. A former national TV presenter, she produced some 250 films and reports, served as spokesperson for Reporters Without Borders for 12 years, and now trains executives in media and presentation skills while advising organizations on event design and delivery. **In cooperation with [Initiative Zukunftsfähige Führung](https://izf.org/)**

Hello! I’m organising a coworking + socialising session for all of us who are working on projects (e.g. our own creations, freelance or remote work) but don't feel like sitting alone at home. 🙂 To ensure that we have time for both socialising AND working, we will be using the so-called “Pomodoro” technique: **50 mins deep work** (silent), followed by **10 mins break** to socialise. And then repeat! You are welcome to join whatever your personal background is, and whatever project you are working on. I (the host) speak English and German, so either language is fine. ——————————————————- AGENDA: * **Short Intro** Tell us who you are and share something about what you will be working on today * **Pomodoro Session** \- 3x \(3h\) Each Pomodoro session consists of 50 mins focused “deep work” (no talking, no interruptions, **phones on silent mode**) -> then 10 mins break: a chance to share your progress with others -> Repeat * **15 mins Wrap Up** Celebrate what you achieved and get to know others 😊 ———— The location is **Espresso House near Checkpoint Charlie** (they have multiple outlets - so be sure to go to the correct one!) Wifi + power plugs are available - but best to bring a fully charged laptop, just in case 🙃 You **do not** have to pay anything. But since we are using the café space, it is common courtesy to buy at least one drink (coffee costs roughly **4 Euros**).

Property financing in Germany is powerful, but it’s *not* straightforward, especially for foreigners navigating banks, paperwork, equity requirements, and long-term refinancing. So we’re hosting a **small, relaxed in-person meetup in Berlin** (lounge/café vibe) to share **how property financing really works**, how to build a strategy **from any starting point**, and what to do if you already own a home and want to plan your next refinancing phase. **📅 Date:** Friday, **13 February** (Berlin) **🎟️ Cost:** Free **👥 Seats:** Max. 25 (registration required) **⏳ RSVP deadline:** **Monday, 9 February** (so we can confirm reservations) **📍 Venue:** Berlin — shared after RSVP confirmation ## What we’ll cover (simple, practical, Q&A-friendly) ### For people planning to buy * What German banks really check: **income stability, equity (Eigenkapital), SCHUFA/credit profile** * The real cost of buying: **Nebenkosten** (notary, land registry, property transfer tax, broker if applicable) * Financing structures explained clearly (without jargon) * How to build a plan even if you’re “not ready yet” today ### For existing owners * **Refinancing (Anschlussfinanzierung):** why planning early matters * How to protect yourself from **rate shock** * Tools that can support strategy (e.g., forward planning, repayment structure, Bauspar as rate-security) * ## Why property is worth thinking about in Germany (especially long-term) * Germany has clear legal structures for ownership and long-term financing. * For **rental properties**, there are well-known tax mechanisms that can improve the overall picture, such as: * **Deducting financing costs (like loan interest) and running costs** as income-related expenses for rental income (“Werbungskosten”). * **Depreciation (AfA)** on the building portion (rules depend on the year the building was completed). * In certain new-build rental cases, there can be **special depreciation** under §7b EStG (with conditions). * There are also public programs tied to **energy-efficient building/renovation** (KfW), which can matter for some buyers/owners depending on the project. ## Who should attend * Foreigners living in Germany who want to **buy their first property** * Owners who already have a mortgage and want to **optimize or plan refinancing** * Anyone who simply wants a **clear strategy** and a realistic roadmap ## How to register ✅ **Registration is compulsory.** Please sign up using the form **[here](https://forms.office.com/e/v3G0f8mDQn).** If you **can’t attend on the 13th**, still sign up and write **“Can’t attend, interested”** in the message box—so we can invite you to the next session or offer a 1:1 check-in. If you know someone who needs this, **please forward** this invite to them. Seats are limited and confirmation will be sent after RSVP.

We are proud to continue this free flow meet & greet session in the Bar of the social hub with guided networking and great people from different angles of the Berlin startup ecosystem! If you have a startup idea or a growing company and you want to expand your network in Berlin, then join us for the in-person 'Founder Meet & Greet' event. At this informal networking event, you can connect with other early-stage entrepreneurs, startup mentors, and advisors from the Founder Institute Berlin network. Socialize over drinks with potential co-founders, advisors, mentors and partners. Most of all, get away from the computer and have fun! ❯ **Your hosts of the day:** * Ferdinand Mühlhäuser (Business Angel & Coach, MD @ Founder Institute Berlin) * Rikke Klitskov (Marketing Director @ Founder Institute Germany) * Euan Hintze (Banking Expert @ Qonto) * Matthieu Verdeaux (Sales & Partnerships Intern @ Qonto) ❯ **Who should Attend?** * Anyone interested in entrepreneurship * Anyone who has a pre-seed tech company or a startup idea * Anyone interested in joining a startup accelerator * Anyone who is looking for a cofounder or would want to join a startup as a cofounder * Anyone who is looking for a modern business bank account ❯ **What is the Agenda?** * (Guided) Networking, Socializing and Drinks **❯❯ This is a live offline event, to be sure to receive our updates be sure to RSVP at** [https://fi.co/e/376736/meetup](https://fi.co/e/376736/meetup)**!** To join our upcoming Founder Institute program in March 2025, you can apply here: [https://fi.co/Germany](https://fi.co/Germany)**.** For more information about the investors, accelerators, incubators, and [tech events available in Berlin](https://fi.co/events/berlin), see our [list of Startup Resources](https://fi.co/startup-resources). **About Qonto:** **[Qonto](https://qonto.com/de/creation/company-registration?utm_source=partner&utm_medium=event&utm_campaign=FIMeetup10/2025&partner_id=a0oAM000000AGMP)** is Europe’s leading financial management solution for founders, freelancers, and small to medium-sized businesses, serving more than 600,000 clients across eight countries. Founded by Alexandre Prot and Steve Anavi, **[Qonto](https://qonto.com/de/creation/company-registration?utm_source=partner&utm_medium=event&utm_campaign=FIMeetup10/2025&partner_id=a0oAM000000AGMP)**[ ](https://qonto.com/de/creation/company-registration?utm_source=partner&utm_medium=event&utm_campaign=FIMeetup10/2025&partner_id=a0oAM000000AGMP)has been transforming business finance since 2017. The platform combines business banking, invoicing, accounting, and expense management in a single intuitive solution. Through Qonto’s company formation services, over 250,000 businesses have already been established across Europe. With more than €600 million in funding and an international team of over 1,600 employees, Qonto is redefining financial management for European businesses – with innovative products, transparent pricing, and 24/7 customer support. **Click here to open your business account:** **[https://www.qonto.com](https://qonto.com/de/creation/company-registration?utm_source=partner&utm_medium=event&utm_campaign=FIMeetup10/2025&partner_id=a0oAM000000AGMP)** **About Founder Institute** The [Founder Institute](https://fi.co/berlin) is the world’s most proven network to turn ideas into fundable startups, and startups into global businesses. Since 2009, our structured accelerator programs have helped over 7,000 entrepreneurs raise over $1.75BN in funding. Based in Silicon Valley and with chapters across 100 countries, our mission is to empower communities of talented and motivated people to build impactful technology companies worldwide.

**If you're member of our (free) forum.digitalideas.io the ticket is only €3. Find the discount code [here](https://forum.digitalideas.io/d/101-digital-marketing-over-breakfast-in-berlin-96).** **Join our WhatsApp-Group "Marketing Community Berlin" to stay connected with the local marketing community: [digitalideas.io/berlin-whatsapp](https://digitalideas.io/berlin-whatsapp "https://digitalideas.io/berlin-whatsapp")** ​"Digital Marketing over Breakfast" is Berlin’s longest-running roundtable for growth-minded marketers (since 2018!)! ​ Hungry for fresh ideas—and honest feedback—on your current marketing challenge(s)? Join fellow marketers over coffee & croissants to trade solutions for real-world growth problems. ​No slide decks, no sales pitches—just open conversation and actionable take-aways. Pull up a chair, bring your toughest issue, and help others tackle theirs. ​See you at the breakfast table! ​P.S. We speak German and English, usually the conversion will be in English ​About us: * ​Matteo Savio (Digital Ideas): passionate growth hacker with more than 10 years of experience in the implementation of data-driven marketing processes * ​Tobias Braam (Swell Growth Marketing): marrying product & marketing for over 15 years as growth strategist. Ex Amazon & eBay ​(DE) ​„Digital Marketing over Breakfast“ ist Berlins ältester Roundtable für growth-minded Marketer (seit 2018!)! ​Hungrig nach frischen Ideen - und ehrlichem Feedback zu deinen aktuellen Marketing-Challenges? Tausch dich mit anderen Marketern bei Kaffee & Croissants über Lösungen für reale Growth-Challenges aus. ​ Keine Präsentationsfolien, keine Sales Pitches - nur offene Gespräche und actionable take-aways. Hol dir einen Stuhl, bring die größten Probleme mit und hilf anderen bei der Lösung Ihrer. ​ Wir sehen uns beim Frühstück! ​P.S. Wir sprechen Deutsch und Englisch, in der Regel kommunizieren wir in Englisch

Looking to unwind, meet fellow founders, and connect with others in the startup world? Join us for a casual evening of good food, great company, and a friendly **poker tournament** with a €5 entry and €10 re-buy, 5/10 cent blinds that increase by 10 cents every hour. **What to Expect** **7:00 – 7:30 PM:** Check in & Mingle **From 7:30 PM:** Poker tournament begins (friendly competition, beginners welcome!) **11:00 PM:** Announcement of the **top 3 winners** — prizes will be awarded to the top 3! 🎟️ **€10 including Entry & Poker Chips to Play with, rebuy up to 3 times.** **Everyone is welcome! Whether you’re a pro, a beginner, or just here to learn, we’ll divide tables based on experience. Please indicate your level with your name tag:** **🟢 Green – No clue, here to learn** **🟠 Orange – Beginner / Intermediate** **🔴 Red – Advanced / Professional** **✅ Spaces are limited, so claim your spot through this [SIGN UP FORM](https://forms.gle/QCjXZXioTk5V4wTh9)** **and [Join the WhatsApp Group Founders & Startups Poker Night](https://chat.whatsapp.com/HZqJkAGiXQ51GECyLiQohZ) [♠️](https://chat.whatsapp.com/C02KYYSMS8cGgKocAoOhkk) where I will be sharing more details later**

On Sunday, February 15, we’re inviting you to a facilitated session of our MBTI MeetUp! Using the 16 Personalities Test, you’ll get to know yourself on a deeper level. You’ll meet like-minded people from your color family, explore what you truly share — and then experience in a mixed small group how very different personality types can come together to form a fantastic team. This time, we’ll meet at betahaus Berlin Kreuzberg, Lobeckstraße 30, right at Moritzplatz. Please try to arrive on time! To enter the coworking space, just give our co-host Michael Metzger a quick call — we’ll post the number in the comments on the day of the event. Coffee, tea, and cold drinks will be provided on a donation basis. Feel free to bring a snack to contribute to our shared buffet. ⸻ Agenda 15:00 Arrival & Check-In 15:30 Introduction: 16 Personalities 16:00 Round 1: Finding Common Ground 16:30 Round 2: Mixed Small Groups 17:00 Insights & Wrap-Up 17:30 Social Hangout & Networking ⸻ We can’t wait to see you there!

🎤 **Interner Wettbewerb – Bewertungsreden & Stegreifreden** An diesem besonderen Clubabend treten unsere Mitglieder in den Kategorien **Stegreifreden** und **Bewertungsreden** gegeneinander an. Spontan sprechen, klar strukturieren, konstruktiv feedbacken – hier zeigen wir, wie wirkungsvoll Kommunikation unter Zeitdruck sein kann. **Was erwartet dich als Gast?** Du erlebst hautnah, wie Redner ohne Vorbereitung überzeugend antworten und wie professionelles, wertschätzendes Feedback entsteht. Der Abend folgt einem klaren Wettbewerbsablauf mit Jury, Zeitmessung und Auszeichnungen – spannend, lehrreich und inspirierend zugleich. **Warum solltest du dabei sein?** Wenn du im Alltag oder Beruf sicherer auftreten, spontan reagieren oder besser Feedback geben möchtest, bekommst du hier praxisnahe Impulse und echte Aha-Momente. Zuschauen lohnt sich – und Mitmachen vielleicht schon beim nächsten Mal 😉 Neugierig? Komm vorbei und erlebe Rhetorik in Bestform! 📍 **Wo und wann?** Im Clubraum in der Trinitatis Gemeinde (1. OG Hinterhaus – durch den Hof). Unsere Treffen folgen einem klaren, motivierenden Ablauf, der dir Sicherheit und Raum zum Ausprobieren gibt. 📌 **Neugierig geworden?** Dann schau vorbei – wir freuen uns auf dich! Mehr Infos findest du in unserem Linktree (https://linktr.ee/meisterredner)

If you are interested in selecting investment choices for your 401(k) or other workplace savings plan, minimizing your income tax liability, or identifying the most effective investments for your brokerage account, we are the group for you. We are a local chapter of Bogleheads**®**, whose investment strategy can be found here: https://www.bogleheads.org/wiki/Bogleheads%C2%AE_investment_philosophy Or you can peruse the Boglehead forum here: https://www.bogleheads.org/index.php I look forward to seeing you there. Mark Vonder Haar

This is not just a money class. This is a restoration space. The I AM Worthy of Ownership™ Path is a 12-step, sister-centered journey for women who are ready to build financial stability without shame, fear, or pressure—and to do it in a way that honors both wisdom and the spirit. Many women don’t struggle with money because they lack discipline or intelligence. They struggle because of unhealed experiences, survival patterns, and the quiet belief that they are “behind” or “disqualified.” This series gently challenges those beliefs while offering practical tools for peace, clarity, and long-term planning. Together, we will talk honestly about: Releasing shame and money anxiety Building stability as a form of self-respect and spiritual discipline Understanding money as a tool, not a source of worth Managing debt with clarity instead of condemnation Preparing for life’s unexpected moments without fear Laying a calm foundation for future ownership and legacy Each session blends practical financial education with reflection, conversation, and encouragement. There is no pressure to share personal numbers or experiences. You are welcome to speak, journal quietly, or simply listen. This is not about hustle. This is not about perfection. This is about alignment, wisdom, and peace. Who this series is for: Women who are starting over or rebuilding Women who want stability without stress Women preparing for future ownership or housing decisions Women who want their financial lives to reflect wholeness, not fear No prior financial knowledge is required. Come as you are. Bring a notebook. Leave a little lighter than you arrived. Light refreshments will be served along with 30 minutes of networking.

Calling all founders, CEOs, lawyers, doctors, and entrepreneurs to join our special *Founder Edition* of Sip & Read meetup event. Let's sip on fine wine and discuss our first book **The 5AM Club- Own Your Morning Elevate Your Life, by Robin Sharma**. We will pair this book with our favorite wine at **Wine on High** and engage in thought-provoking discussions on startup businesses and entrepreneurship, and network with like-minded individuals in a cozy book club setting. Come prepared to discuss this month's book. At the end of each book club meeting, we will take next book and venue suggestions from the participants for the next meeting. Whether you are a book lover, women entrepreneur, or a content creator, this event is perfect for sharing ideas and insights with other funders and founders in the entrepreneurial world. Don't miss out on this unique opportunity to connect, learn, and grow together. Sign up now to reserve your spot! *Fun fact! This meetup was established in 2015 and had over 1,000 members. I had to shut down operations while attending law school, but we're back!!*

Come attend a free in-person seminar where you will find out why you: -Feel isolated -Can't express yourself openly -Get nervous or anxious in front of people -Run out of things to say or feel tongue-tied -Feel introverted -Don't feel comfortable in any social setting -Can't make more friends -Are shy and miss opportunities to connect in a meaningful way And we cover what you can do about any one, some or all of the above. This seminar is the weapon against loneliness, isolation and boredom, come join us! COME TO THIS SEMINAR AND LEARN THE SECRETS TODAY This seminar is brought to you by the Dianetics & Scientology Life Improvement Center. 1266 Dublin Road, Columbus, Ohio 43215

#### Turning Rentals Into Income: How Investors Pay Off Properties Faster #### **Featuring Guest Speaker: John Blackburn** **👉 Get your FREE TICKET [HERE](https://www.eventbrite.com/e/turning-rentals-into-income-how-investors-pay-off-properties-faster-tickets-1980492192461?aff=cicmeetupapp)** #### A lot of people get into real estate because they want freedom. Then they buy a rental…and realize most of the rent goes straight to the bank. They technically own property, but the mortgage controls the income. And waiting 30 years for properties to be paid off doesn’t feel realistic. This meetup is about understanding a different way to think about rental properties… one that focuses on paying them off sooner so the income is actually usable. **Featured Guest Speaker: John Blackburn** We’re excited to welcome John Blackburn as our guest speaker for this event. John has been actively investing in real estate since 2006 and has: * Been involved in **5,000+ real estate transactions** * Helped investors **acquire over $150 million in rental property** * **Raised more than $100 million** in private capital John didn’t start with family money or shortcuts. He built his portfolio by focusing on clear systems, real numbers, and long-term strategy. For this meetup, John will walk through how investors shift their focus from simply owning rentals to building properties that eventually pay them…without a mortgage attached. **What You’ll Learn** John will break down, in simple terms: * Why most rental properties don’t produce much usable income early on * Why buying more rentals isn’t always the answer * How investors structure their properties to pay off mortgages in a fraction of the time * How properties can work together to eliminate debt faster * What changes once rentals become free and clear This approach is often referred to as an accelerated paydown strategy — using rental income intentionally to reduce debt sooner, rather than waiting decades for mortgages to run their course. John will also share a simple calculator you can use to see how this works with real numbers and realistic scenarios. **The Core Idea** When a rental has a mortgage, the rent has one job: **pay the bank.** When a rental is paid off, the rent has a different job: **pay you.** Most people only see one timeline…30 years. This session shows how investors shorten that timeline and gradually increase their income as properties become free and clear. **Who This Event Is For** This event is for people who want more than just “owning rentals” on paper. * Rental owners who are tired of most of the rent going to the bank and want a clearer path to real, usable income * New investors who want to understand how rental properties actually build wealth over time before jumping in * People with capital who want to invest in real estate with intention and a long-term plan * Anyone serious about freedom and curious how rental properties transition from debt-heavy assets into income-producing ones **Event Details** **Location:** Ohio Brewing Company - 421 E 2nd Ave, Columbus, OH 43201 **Date & Time:** January 25th, 6–8 PM (Doors open at 5:30) **Cost:** Free (Seats are limited - RSVP required) **👉 Get your FREE TICKET [HERE](https://www.eventbrite.com/e/turning-rentals-into-income-how-investors-pay-off-properties-faster-tickets-1980492192461?aff=cicmeetupapp)** If you’ve ever wondered how rental properties actually turn into freedom —this is the room to be in.

Communication is everything in life You are only as successful as your ability to communicate. \- What if you could confidently talk to anyone? \- What if you had the ability to calmly control every conversation? \- What if you could close that sale\, ask for that date\, make new friends\, repair problematic relationships\, get that raise\, or effortlessly express any idea with confidence? You can! The secret to success relies on your ability or inability to effectively communicate. Attend a free seminar and gain a better ability to communicate. Hosted by the Church of Scientology of Central Ohio 1266 Dublin Road, Columbus, OH 43215 For more information, contact Rhiannon, the Event Host at 614-221-5024

Looking for new clients? We are a group of networkers committed to acting as a sales team for our members. Each week we pass referrals - not cold leads - to each other that most often leads to developing a solid, new customer. You will have the opportunity to tell us about the kind of clients you are looking for and you could get a referral! Join us for lunch to hear our speaker **Sean Milner, Signature Financial Group**. If you have concerns about your financial situation, you will want to listen to Sean. Now is the time to conserve your wealth by making smart moves in your portfolio. Visitors are welcome every week. Any questions contact pmarchio@farmersagent.com