Financial Engineering

FREE ENTRY, 1 drink order upon entryMax 80 guests. 1 Crockford St, Port Melbourne VIC 3207 EVERY FORTNIGHT THURSDAY! 2週間に一度の開催! PRIVATE EVENT! 完全プライベート語学交換会！ \[FREE Language Exchange:無料\! 2週間ごと開催！！日本語と英語で話しましょう\!\] \[MUST READ\!\!\! English below\] hosted by: MELLIFE メルライフ主催 概要は下に！ We do most of the announcements on Instagram! Check us out! インスタフォローもよろしくお願いします IG: @mellife2022 [毎月2回木曜日開催] Location: The Cornerstone 1 Crockford St, Port Melbourne VIC 3207 Entry fee: Free !!! Time: 6pm\~ 8pm [Schedule　当日のスケジュール] 6:00 - 6:30 Entry opens 入場開始 6:30 - 6:45 Japanese time　日本語タイム 6:45 - 7:00 English time　英語タイム 7:00 Announcement from staff members, crowd shuffle, find different partner/group スタッフからのお知らせ、注意喚起等。違うパートナーを探す時間 7:00 - 7:15 Japanese time　日本語タイム 7:15 - 7:30 English time　英語タイム 7:30 - 8:00 Socializing time　社交タイム メルボルン最大の日英ランエク【会場変更のお知らせ】 長すぎたロックダウンを終え、新しく皆が楽しめる場所を提供したいと始まった私たちMELLIFE 初回は30名ほど集まる小さなコミュニティでしたが、結成から半年が経ち、あっという間に多くの方々に参加頂けるメルボルン最大の日英ランエクグループに成長する事が出来ました 今後のMELLIFE が更に成長して、より楽しい時間を提供するために次回のイベントから会場を変更し、質を上げた会場へ移る事を決めました 今回からはメルボルン市内でもとても有名でおしゃれな会場、The Cornerstoneで開催を決定いたしました。 ぜひ次回のイベントからもMELLIFE をよろしくお願い致します メルライフ一同 日本語を学びたい世界の方が集まるので、英語が得意でなくても、コミュニケーションが取れます(日本語、英語喋れる人も) お互いの得意な言葉を教え合って一気に語学上達しちゃいましょう✨ メルボルンで新しい友達が出来るチャンスです ぜひ参加表明をお願いします！ 途中参加の方も受け付けております！ [下記を必ずお読みください] メルライフが主催するイベントはどのような方も歓迎しています。しかし、"お酒などの強要・いじめ・ハラスメント・暴言"　など他のメンバーが不愉快に感じる行為は絶対におやめください。このルールを守れない方は積極的に処置をとらせていただきますので、これらを経験した、または見つけ次第メルライフスタッフにいつでも言いつけをお願いいたします。メルライフを　”いつでも気軽に来れて安全なコミュニティ”　をモットーにするため、皆様のご協力をお願いいたします。 Social event: JAP/ENG language exchange at a fancy venue with great vibes! FREE ENTRY!!!! ✨️ Thursday from 6pm\~✨️ Do you want an opportunity to have a conversation and make friends in person? Say no more! We are organising a language exchange event at a trendy venue near the CBD!!! Feel free to join at any time throughout the event, but good things may happen to those who come in early ;) See you guys then! ENROLL EARLY TO SECURE YOUR SPOT See you guys then PLEASE READ BELOW (Everyone is welcomed to MELLIFE events. However, we ask that all attendees treat each other with respect and be polite. Our community does not tolerate innappropriate behaviour or any form of HARRASMENT!!!!! When you see or experience any, please call it out or reach out to Mellife staff members ASAP so we can address this and keep the community a safe space.)

Come make new friends on EASTER Sunday! All males must attend with a female friend. LAST ENTRY 8.30PM.

EASTER SUNDAY Meetup. ALL MALES MUST ATTEND WITH A FEMALE FRIEND. All who have an interested in ASIAN CULTURE are welcome to attend! Everybody is welcome!

Sunday Evening Meditation 5.30 to 6.30pm Join us in our cosy centre in Carlton North. Whether you are new to meditation or an experienced practitioner you are welcome at these relaxed and informal sessions. Simple instructions are provided and you can sit in a chair or on a cushion. Masks optional but not mandated. Bring your own sealed drink bottle. $10 for workers or $5 for concession. Find out about our activities. Incense and other dharma books and items for sale 803 Nicholson Street, Carlton North. Website: https://melbourne.rigpa.org.au/

* 🌏 **MELBOURNE → HEPBURN SPRINGS** 🏙️ * 📅 MON **6 APR, DAY TRIP ☀️ PUBLIC HOLIDAY** * ✨ **Healing Springs, Hidden Trails, Historic Tales** ✨ \-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\- ## 🌿 **Escape the City — Join Us for a Day in Hepburn Springs & Daylesford** Step away from the noise and into a day of nature, calm, and connection — **everything included, no hassles**, with easy, comfortable transport from the city and back. We begin with a **breathtaking forest hike**, flowing through tall trees and **stunning lookouts**. Along the way, we stop at the **mineral springs** to taste fresh, naturally sparkling water. We slow down for a **guided meditation**, then enjoy a relaxed **picnic with fruit platter, snacks, coffee & tea**. The journey continues to the hidden **Blowhole**, followed by a visit to a charming **historic art space & gallery**. A gentle **scenic countryside drive** carries us back — calm, refreshed, and recharged. *** ✨ **Walk gently. Breathe deeply. Experience fully.** 💧 **Tip:** Bring a reusable bottle — you’ll have the chance to taste natural mineral spring water along the way. Locals swear by its unique character and benefits. \-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\- ## 🎒 **All-Inclusive Experience — $99** ✅ Comfortable **Mercedes minivan transport** 🚐 ✅ Guided **10 km scenic hike** + gear support 🥾 ✅ Meditation & grounding session 🌿 ✅ Fresh **fruit platter picnic** 🍉 ✅ Unlimited snacks, soft drinks, coffee & tea ☕ ✅ Scenic lookouts & curated itineraries 🌄 \-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\- #### 🕒 Itinerary: 🌅 07:30 — Meet at **St Paul’s Cathedral,** Flinders Street 🍉 08:00 — Short **break** to stretch and refresh ☕ 09:00 — Morning **coffee/tea** and snacks (included!) 🥾 09:15 — Easy **Hike -** 10 km - 140 elevation 🌄 12:30 — Breathtaking **lookout + Mineral springs** 🌿 13:00 - **Meditation** & grounding 🍽️ 13:30 — Picnic & Fruit platter + drinks/snacks (included!) 🌟 14:30 — Visit **The Blowhole** (nature’s hidden gem) 🌸 15:30 — **Historic Art-Space & Gallery ($10)** 🚐 16:30 — **Scenic** countryside drive 🏙️ 18:00 — Return to **Melbourne** with a heart full of memories 📍 Drop-off: Hammer Hall, Melbourne \-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\- **🎒 What to Bring?** ✔️ **Comfortable hiking shoes (or able to supply, let me know size)** **✔️ Wind/water-resistant jacket**🧥 ✔️ **Long pants & long sleeves** 🌿 ✔️ **Hat/beanie** 🧢 ✔️ **A positive mindset & big smile!** 😊 🌿 **Tip:** Bring a reusable water bottle to fill with mineral spring water along the way – Locals swear by the health benefits! \-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\- **💰 How to Book?** Secure your spot with a **$99 transfer**: 🔹 **PayID:** 0414 661 458 🔹 **Bank Transfer:** **NAME:** KARAPETIAN G **BSB:** 013233 **ACCOUNT:** 226325836 **Ref:** HS 🌟 **Limited spots available—RSVP now!** \-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\- ❗️**Please Note:** **Payments are only credited or refunded if the event is canceled or rescheduled by the organizer.** In all other circumstances, payments are **non-refundable and non-transferable**. ❗️Thank you for understanding and supporting the planning involved in creating these experiences! 🌿 \-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\- 📢 **Questions?** Feel free to **DM me anytime!** 📩 ✨ **Let’s make this an adventure to remember** \-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\- Visit our sources: https://www.facebook.com/groups/812911556223655/?ref=share Instagram: nogeography.hike.kayak https://www.meetup.com/en-AU/no-geography-hike-and-kayak/ \-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\- \*\*\*Where Relaxation Meets Adventure **\*\*\*** \-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\- **LIABILITY WAIVER** The organizer of this group cannot accept any liability for any loss, damage, injury, or accident to participants or their property at this event. By participating in this event, you're taking responsibility for your own safety and well-being. By joining this event you agree to these terms. ## **COVID-19 Safety Measures** * The event host is instituting the above safety measures for this event. * Please do not attend if you are experiencing any flu-like symptoms, such as fever, cough, or sore throat. * If you have recently tested positive for COVID-19 or have been in close contact with someone who has, we kindly ask that you refrain from attending. * Thank you for your understanding and cooperation in keeping our community safe!

Join us in our cosy new centre in Carlton North. Whether you are new to meditation or an experienced practitioner you are welcome at these relaxed and informal sessions. Simple instructions are provided and you can sit in a chair or on a cushion. Masks optional but not mandated. Bring your own sealed drink bottle. $10 for workers or $5 for concession. Find out about our Centre's activities Browse our bookshop for books, incense and dharma items. 803 Nicholson Street, Carlton North. Website: https://melbourne.rigpa.org.au/

* Frankston forecast for Easter Monday: 25°C * Cloudy. Medium chance of showers, most likely later in the day. Winds north to northeasterly 15 to 20 km/h increasing to 25 km/h before tending north to northwesterly 15 to 20 km/h during the day. * More info at this link closer to the day: * http://reg.bom.gov.au/places/vic/frankston/forecast/detailed/#d2026-04-06 * **Ride**: This is a group ride to Sorrento at a moderate pace specifically for distance rather than speed. So, other than climbing the few short hills, we'll endeavour to keep close as a group. We regroup after hills and have one or two breaks, eg Safety Beach. **Speed**: 25-30 kmh in a group on flat ground, winds permitting. (Typical speeds, not average). **Note**: This is a ride intended for **Upper Intermediates**, please. There are some bike-lanes but not everywhere. You should be confident in traffic. We meet in Frankston and ride to Mornington and beyond then via the esplanade and the rolling coastal hills of Mt Martha to Safety Beach. From Safety Beach it's a flat ride to Sorrento for lunch. After lunch, we will do a 15 min ride to the lookout before returning to Frankston. Coming back is via the same route. **Map and GPS files**: [https://ridewithgps.com/routes/30164847](https://ridewithgps.com/routes/30164847) **Bike**: Lightweight road-bikes only in good mechanical condition. **Getting there**: Flinders St 8:27 train arrives Frankston at 9:31 and cycle with me to the Centre (see location map). I'll be on the train in the last carriage. Driving? You'll need to park a little away from the Visitors Centre where it's not restricted parking. Please allow enough time to be early to the start. The Visitors Centre has closed however toilets are available 50m south. **Bring**: Water, sunscreen, tube, tools, snack food, energy bars, lunch and emergency money (eg maxicab), your phone with my number. *A bright flashing tail-light is recommended.* **Contact**: Neil Griffiths, 0419 560 409 \***Photos**: London Bridge (Jan '19) --Cycling to the lookout (Jan '19) - See photo album below. "All riders are riding at their own risk and Melbourne Cycling does not take any responsibility for any injuries or accidents you may have on any of our rides"

Walk to Ricketts Point

Sunday evening meditation from 5.30 - 6.30. Join us in our cosy centre in Carlton North. Whether you are new to meditation or an experienced practitioner you are welcome at these relaxed and informal sessions. Simple instructions are provided and you can sit in a chair or on a cushion. Masks optional but not mandated. Bring your own sealed drink bottle. $10 for workers or $5 for concession. Browse our shop for books, incense and dharma items. Find out what our Centre is offering 803 Nicholson Street, Carlton North. Website: https://melbourne.rigpa.org.au/

**This Easter Sunday**, take a pause from the busy world and immerse yourself in the bliss of Kirtan. Through sacred chanting and collective energy, we create a space for joy, connection, and inner peace. Come as you are and experience the magic of togetherness. No experience needed, just bring yourself and an open heart. **Enjoy a nourishing vegan/vegetarian dinner together after the session.**

If you are interested in selecting investment choices for your 401(k) or other workplace savings plan, minimizing your income tax liability, or identifying the most effective investments for your brokerage account, we are the group for you. We are a local chapter of Bogleheads**®**, whose investment strategy can be found here: https://www.bogleheads.org/wiki/Bogleheads%C2%AE_investment_philosophy Or you can peruse the Boglehead forum here: https://www.bogleheads.org/index.php I look forward to seeing you there. Mark Vonder Haar

**Welcome to the Women’s Columbus Bogleheads® Sub-Group** This sub-group is for **women who want to learn and discuss finances in a safe, supportive space**. For those interested in moving towards financial independence and retirement by learning investment basics, choosing your 401(k) investments, minimizing taxes, and more. We’re a local chapter of **Bogleheads®**, following a long-term, practical investment philosophy: [Investment Philosophy](https://www.bogleheads.org/wiki/Bogleheads%C2%AE_investment_philosophy): https://www.bogleheads.org/wiki/Bogleheads%C2%AE_investment_philosophy [Bogleheads Forum](https://www.bogleheads.org/index.php): https://www.bogleheads.org/index.php No question is too small, and no experience is too simple. Share, ask, and learn — at your own pace, without judgment, in a group of like-minded women. Let’s build confidence and knowledge **together**!

The Fellowship of the Star Schema: Transforming OLTP Data for Power BI One does not simply build reports on OLTP data. Join us on an epic journey from the depths of raw, normalized tables to the shining halls of a well-modeled star schema fit for Power BI greatness. We will demystify the differences between OLTP and OLAP, walk through star schema vs snowflake (and why Power BI has a clear favorite), and show you the compression differences between normalized and columnar storage that will make you never look at an OLTP model the same way again. We will cover the different types of dimensions, when to use them, and how to handle Slowly Changing Dimensions without losing your mind. You will leave knowing exactly how to identify a bad model, how to convert OLTP data into a clean star schema, and how to forge relationships that rule them all. Whether you are a data wizard, a curious hobbit, or somewhere in between, your models will never be the same.

**💥 Join us THIS Saturday and EVERY Saturday!** **💥 At Columbus’ Hottest New Salsa Venue!** **.** Lincoln Street Salsa THIS Saturday and EVERY Saturday! 8 pm – 1 am **.** **💥 Gorgeously Renovated Studio!** **💥 Free Parking!** **💥 BYOB!** **💥 Easy Access from Highway!** **.** Lincoln Street Salsa 1717 Brice Rd Reynoldsburg, Ohio 43215 **.** **ENTRANCE IS ON THE NORTH SIDE OF THE BUILDING** **Behind Anthony’s Pharmacy!** **.** **PLEASE SHARE and help get the word out!** **.** **🟣 Salsa, Bachata, and Merengue Dancing!** **.** **🟣** 8:00 pm – 8:30 pm **𝗥𝗲𝗴𝗶𝘀𝘁𝗿𝗮𝘁𝗶𝗼𝗻** **.** **🟣** 8:30 pm – 9:30 pm **𝗕𝗲𝗴𝗶𝗻𝗻𝗲𝗿 𝗗𝗮𝗻𝗰𝗲 Class!** **.** **🟣** 9:30 pm – 1 am **𝗢𝗽𝗲𝗻 𝗗𝗮𝗻𝗰𝗲 𝗣𝗮𝗿𝘁𝘆!** **.** **✅ Questions?** **Visit [LincolnStreetSalsa.com](https://columbussalsadancing.com/)** Or Text Todd: 614-774-8146 **.** **✅ No Experience Necessary!** **✅ No Partner Required!** **✅ Plenty of People to Dance With!** **.** **✅ $15 Cash / $16 Card** **✅ College Students $5 Off with Valid ID!** **✅ BYOB** **✅ Age 18+** **.** **✅ Lincoln Street Salsa is the perfect place for…** **.** **👉 Learning to Dance** **👉** Social Dancing **👉 Birthday Celebration** **👉** Bachelorette Parties **👉 Girl’s Night Out** **👉 Date Night** **👉** Getting Fit / Burning Calories **👉 Meeting New People** **👉** Having Fun, Fun, Fun! **.** ✅ **Questions?** Visit [LincolnStreetSalsa.com](https://columbussalsadancing.com/) Or Text Todd: 614-774-8146

(Note: RSVPing here on Meetup does NOT reserve your seat. To do that, you'll need to register at our website, **[HERE](https://www.coreerocks.com/Events.aspx?ID=IN-PERSON-in-Columbus-Creative-Deal-Autopsies-Wholesaling-101-14-4-7-2026)**.) The market changed—and most investors are still operating like it didn't. Deals that used to work don't. Buyers want different things. And a lot of what's being taught right now is outdated or just wrong. And, since 2011, it's been our job to make sure that our members are armed with the most up-to-date, real-world strategies for building wealth in Central Ohio real estate… …so our mission with this meeting (and every meeting) is to give you the no-hype, warts-and-all info you need to succeed. First, Wholesaling 101—a clear, real-world look at how wholesaling actually works today, what to pay, and how to stay out of trouble. Then, Creative Deal Autopsies—real investors breaking down real deals with real numbers, real conversations, and real outcomes. You'll also get the chance to put the presenters in the hot seat and ask any and every question you have about how they did their deals. You'll learn: 1. What wholesaling actually is 2. How to calculate real offers 3. Where deals are coming from now 4. What buyers want 5. How creative deals are structured 6. What contracts and terms are used 7. What can go wrong—and how to avoid it **Agenda:** 5:00–6:00: Free Light Dinner and Networking 6:00: Earlybird Meeting – Wholesaling 101 7:00: Buy-Sell-Trade (members only) 7:30: Creative Deal Autopsies Members: Free First-time guests: Free Non-members: $35 (or join for $30 instead) Remember, to actually reserve your seat, you have to go **[HERE](https://www.coreerocks.com/Events.aspx?ID=IN-PERSON-in-Columbus-Creative-Deal-Autopsies-Wholesaling-101-14-4-7-2026)** and register on our website!

Learn how seller finance and notes can create cash flow and new deal opportunities with 40-year investor Eddie Speed **FREE TICKET** 🎟️ https://www.eventbrite.com/e/how-to-structure-real-estate-deals-using-seller-finance-and-notes-tickets-1984826171509?aff=cicmeetupapp Most real estate investors only know one way to make money: Buy the property. Fix the property. Rent it or sell it. But there’s another side of real estate that can create cash flow, flexibility, and opportunity without only focusing on owning more property. At this month’s Columbus Investors Club, Tiffany and Josh High are sitting down with Eddie Speed - a real estate veteran with 40 years of experience who has closed more than 50,000 note deals. He has spent decades helping investors understand how to structure deals through seller finance and notes, and how to think more like the bank instead of just the buyer. This will be a practical conversation around a part of real estate most people have heard about, but very few truly understand. If you’ve ever wanted to know how to create more opportunities in deals, generate cash flow in a different way, or understand how seller finance actually works in the real world, this is a night you want to be in the room for. You’ll walk away thinking about deals differently, seeing new possibilities, and understanding how creative structuring can open doors that traditional investing alone can’t. **What You’ll Learn** * How seller finance works in real estate deals * How notes fit into real estate and create opportunity * How to structure deals more creatively * How investors generate cash flow by focusing on the payment * How to think like the bank instead of only focusing on owning the property * How this strategy can create flexibility in today’s market **Open Q&A - Ask Eddie Anything About** * Seller finance and how to use it in real deals * How notes work in a practical, beginner-friendly way * Creating cash flow without only relying on rentals * Structuring deals that others might miss * How experienced investors think differently about financing * Common mistakes investors make when they only focus on the property **Why You Should Be in the Room** Because the investors who win in the long run know how to do more than just buy houses. They know how to structure.They know how to create terms.They know how to see opportunities other people miss. This is the kind of conversation that can expand the way you think about real estate entirely. Come ready to learn, ask questions, take notes, and connect with people who are serious about growing in this business. **Reserve your free seat now - and be part of the conversation.** Grab your spot here ➡️ https://www.eventbrite.com/e/how-to-structure-real-estate-deals-using-seller-finance-and-notes-tickets-1984826171509?aff=cicmeetupapp

Let’s get together at the Crowne Plaza and talk deals, creative finance, problem solving, whatever you want! Hubert Bruce Hosts, COREE members share ideas and resources. Open to the public!