Money and Finance

We make landladies and landlords. They buy a flat and pay just 1/4. Tenants and tax cuts pay 3/4. It's not a trick. It's government policy. Our Federal Governments, past and present, want taxpayers to become landlords and landladies, buy property, rent it out to tenants and enjoy passive income later. Come check this out. No strings attached. No sales. Just a meet and greet for orientation. And an after work drink. Wir machen Vermieter. Steuerzahler kaufen eine Wohnung und zahlen dafür nur 1/4. Mieter und Finanzamt zahlen 3/4. Das ist kein Trick. Das ist Politik: Alle Bundesregierungen wollen, dass Steuerzahler Wohnungen kaufen, Mieter reinnehmen und später Beton‑Rente bekommen. Info-Abend nur zur Orientierung. Kucken kostet nichts. S,U Bahnhof Zoo, Kantstraße 163-165, 10623 Berlin, Motel One Upper West, 10th floor, exit lift to the right, turn left, circumvent the sign "vorübergehend geschlossen" Go justs there. I'll be there Georg Holzach. 0177 8181 900 WhatsApp Wanna read somethin before: landlord.holza.ch betonrente.holza.ch

Join us for the Berlin FinOps Meetup, hosted by Cortex Reply. An evening for anyone interested in **FinOps**, **cloud cost optimization,** and the **real-world challenges** of managing cloud spend. We’ll kick things off with two short, practical talks (one from Cortex Reply and one from an external guest speaker), followed by an open discussion and plenty of time for networking with other FinOps and cloud professionals. ### Agenda **17:00** – Doors open **17:30** – Welcome & introductions **17:45** – FinOps at Cortex Reply **18:15** – FinOps Practitioner talk: Living on the Edge: Kafka, Postgres, and the Art of Getting Evicted ([Christoph Ebeling](https://www.linkedin.com/in/christoph-ebeling/)) **18:45 – 21:00** – Discussion & networking We look forward to seeing you there.

**Why join?** Germany is one of the world’s most stable and profitable real-estate markets. In this briefing you’ll learn how expats can build a portfolio in Germany with step-by-step guidance—while financing, legal matters and property management are handled for you. You’ll also get access to exclusive investment opportunities available only through us. **You’ll learn:** * How the German market works and where returns come from * A practical, step-by-step path to your first (or next) property * How we handle financing, legal, and management end-to-end **Format:** Short talk, current projects, Q&A & networking. **Seats are limited:** Please **RSVP on Meetup** and **email** Artur at **artur.jarosiewicz@tecis.de** to confirm your place. (RSVP alone isn’t sufficient.)

Hello Berliners, Join us for an insightful discussion and networking as we delve into the world of Bitcoin, Bitcoin mining and the broader trends shaping the Bitcoin ecosystem (including L2 developments) and **hyperbitcoinization**. Event will be on the second **Thursday** of the month! **Event Format:** Our event will adhere to the **Chatham House Rules**, ensuring confidentiality and encouraging open discussion. This format will enable you to engage with our expert speakers, ask questions, and network after the panel while respecting the confidentiality of discussions. Whether you're a seasoned Bitcoiner or a curious newcomer, this event offers a unique opportunity to expand your knowledge and connect with like-minded individuals. **Networking & Refreshments:** Enjoy networking opportunities with fellow attendees while sipping on refreshing drinks and indulging in small snacks. Share your thoughts, exchange ideas, and forge connections in a relaxed and inviting atmosphere. Reserve your spot now. We look forward to seeing you there! Denis, Arnab and Irina

**🚨🚨🚨 ATTENTION: we moved to luma. please RVSP [HERE](https://luma.com/12min.me_Berlin)🚨🚨🚨** # ​[12min.me](https://12min.me/) START UP is a brand new morning format for bold ideas and fresh perspectives ​Berlin Startup Community, we’re launching something new. Together with betahaus, we’re bringing the [12min.me](http://12min.me/) spirit into the morning. ​[12min.me](http://12min.me/) STARTUP is a three-part breakfast series, embedded in the well-known betabreakfast format. Instead of three speakers in one evening, we do things differently. ​One morning. One speaker. One focused impulse. ​12 minutes. One voice. Zero fluff. ​Join us for the first edition of [12min.me](http://12min.me/) STARTUP, a compact morning session for founders, operators, creatives and everyone building things that matter. ​**✔️ What to expect** * ​One inspiring startup-related talk * ​12 minutes of sharp insight * ​Curated exchange over breakfast * ​The familiar [12min.me](http://12min.me/) energy, just earlier in the day# ​🚀 **The formula stays the same** * ​12 minutes talk * ​12 minutes of Q&A * ​12 minutes of networking ​The familiar [12min.me](http://12min.me/) energy, just earlier in the day ​**🎤 Our speakers** **Speaker 1 @March 5** **[Jonathan Hegel](https://www.linkedin.com/in/jonathan-beisiegel) from [FW Systems](https://www.linkedin.com/company/frachtwerk/)** Jonathan is the CEO of FW Systems, a specialized system house for open source solutions and IT services with a fixed-price model. After years in traditional IT, where he regularly had to work night shifts due to emergencies, he decided to do things better—for customers and for IT professionals. Today, he help SMEs transform their IT from a constant work in progress to a reliable infrastructure they can depend on. **Jonathan\`s talk: "How we are completely rethinking system administration as a service for your company"** Companies cannot possibly do everything themselves. So things like accounting, logistics, and IT are outsourced to external service providers. In the IT sector, system houses have been doing very well for themselves in recent decades! Every little thing is charged for, and if there are any errors, the customer is expected to open a ticket. We are rethinking this! We are applying the “as-a-service” concept from Airbnb, Uber, and Everstox to system administration and taking responsibility. Jonathan will show how this works in his talk. ​ **Speaker 2 @March 12** **[Anne Biedermann](https://www.linkedin.com/in/anne-biedermann/), independent wealth partner for women** Anne has extensive experience across venture capital, single-family-office & HNWI investing, and early-stage operations. She works with investors who are building, inheriting, or stewarding wealth on how to allocate capital with clarity — particularly where venture capital intersects with long-term wealth strategy. Anne also invests personally, giving her a practitioner’s perspective on capital allocation decisions. **Anna\`s talk: "Not All Capital Is the Same: Decoding Investor Behavior"** Founders often assume all investors evaluate risk, timelines, and returns the same way and that assumption is costly. This session breaks down how funds, family offices, and individual investors actually make decisions, where founder–investor misalignment typically begins, and how founders can better position themselves for the right kind of capital, not just any capital. **Speaker 3 @March 19** **[Immo Ait Stapelfeld](https://www.linkedin.com/in/immoaitstapelfeld/), Co-Founder & CEO at [913.ai](https://913.ai)** **"From Legal Complexity to Practical AI. How We Help Regulated Industries Use AI Without Losing Control"** This presentation tells the story of Immo’s transition from a trained lawyer working in mass proceedings to an entrepreneur building AI products for regulated industries. His legal background, combined with hands-on experience as a founder, shaped a pragmatic view on AI. not as a disruptive replacement, but as a controlled and compliant tool. At[ ](http://913.ai)[913.ai](https://913.ai), this perspective enables conservative organizations such as insurers to enter the AI era in a way that respects regulation, responsibility, and existing teams while still unlocking real efficiency gains. ​📅 **The series at a glance** [12min.me](http://12min.me/) STARTUP consists of three independent sessions. Please follow the luma link for registration: * ​[March 5, 2025](https://luma.com/yo32qaud) * ​[March 12, 2025](https://luma.com/y0wytmck) * ​[March 19, 2025](https://luma.com/cucrx8is) ​Each session has its own Luma page and can be attended individually. ​📍**Event details for the whole series** * ​**Location**: betahaus Kreuzberg, Rudi-Dutschke-Straße 23, 10969 Berlin * ​**Time**: Doors open 9:30, Start 10:00, End 11:00 * ​**Entry**: Free entry including breakfast and drinks * ​**RSVP:** via [Lu.ma](http://lu.ma/) to save your spot as spots are limited ​**Why mornings** Because good ideas don’t only happen after work. We believe in strong insights, respectful use of time and real conversations, even before noon. ​​🎈🎈🎈 Join our WhatsApp group for more details and to engage with the community - [HERE](https://chat.whatsapp.com/FWphInbgYaKJUGv7Uusum9) we go. 🎈🎈🎈 ​We’re looking forward to kicking off this new format with you. Lots of love, Your [12min.me](http://12min.me) Berlin crew [Sandra](http://linkedin.com/in/sandrakarner), Olha, Silvana, Ben \*\*\* **Media rights (picture and video recordings):** Participants agree that photos and video recordings made during the event may be used without any claim to compensation and without any time or space restrictions. The rights to image and video material are transferred to the organiser or the representatives of the press or other parties distributing image and sound material who are present on site, without exception and without any time or place restrictions.

Today we are working at Moxy Ostbahnhof, a beautiful air conditioned location near Ostbahnhof with big desks, booths and available food/drinks. **Cost:** There is no payment required, but it is common courtesy to buy drinks or something from the people providing the space. If you want to chit chat with out coworkers, please check out our Telegram channel: **[https://spam-destroyer.com/check/jelly](https://spam-destroyer.com/check/jelly)** 😴 Tired of working by yourself? 🌡️ Too hot to work at home? 🍫 Do the contents of your fridge, or housework, distract you while working from home? 💻 Come join other freelancers and remote workers for coworking! ☕️ There are no membership requirements, free WiFi, some power sockets, a large desk, some affordable coffee, toasted sandwiches and drinks! ⏰ We'll be there from 11:00, but feel free to stop by any time. The venue is open in the morning too. • DO WE HAVE PERMISSION? • Yes, we have permission to use the hotel as a coworking spot. So long as we are paying customers, they are happy for us to use their location for coworking between the hours of 11:00 to 17:00. They're sometimes (but not always) quite busy and short on tables and chairs outside of those hours. • WHAT TO BRING • Whatever you need to work on your own project / tasks :) • QUESTIONS? • Join our Telegram chat group to ask any questions: [https://spam-destroyer.com/check/jelly](https://spam-destroyer.com/check/jelly) • MORE EVENTS? • To have more events, we need more organisers. If you would like to help out, please get in touch [😀](https://emojipedia.org/grinning-face/)

👋 Hallo und herzlich Willkommen Ahead of the [bobkonf this year](https://bobkonf.de/2026/en/) we're getting the Clojure and Elixir meetup groups together again and celebrate functional programming. Let's grab some drinks together to warmup for bobkonf starting the next day. We're meeting at the Volksbar near Rosa-Luxemburg-Platz which is just a quick U2 ride away from the Bobkonf location at Potsdamer Platz ⏰ Schedule 7:30 PM: We're getting started at Volksbar We will be getting together in the bar and have small groups per table to socialize and nerd out on topics of your liking (unconference style). Entrance to this pre-event Meetup is free, just RSVP please.

**CACAO & BLUE LOTUS SAUNA CEREMONY** Sunday \| 15th March \| 11:00 – 17:00 \| Berlin A consciously held sauna ceremony day for transition and new beginnings with cacao, Blue Lotus and guided infusions for release and clarity. As winter slowly comes to an end and the first rays of sunlight begin to warm the skin again, we can feel it. This quiet awakening. Something within us begins to stir. The stillness of winter softens. A subtle sense of renewal arises. Like after a long hibernation, the soul stretches toward the light. What feels heavy can begin to melt. What is outdated can gently fall away. Our Sauna Ceremony is a consciously held ritual space, a threshold between retreat and renewal. A space for cleansing, clarity and deep inner exhale. For your body. For your soul. For your well-being. **What this space offers** We gather in warmth and presence at the UHU - Urban Healing Unit, an intimate sauna space in Berlin that feels more like a cozy living room than a traditional spa. **This day includes:** * A guided Cacao & Blue Lotus Ceremony * Ritually accompanied sauna infusions * A shared guided meditation * Conscious connection and community * Time to relax, release and recharge The sauna journey moves between heat and cooling, activation and rest. An invitation to listen to your body and follow your own rhythm throughout the day. This is a sober, respectful and digital detox space. No prior experience is needed. You are welcome exactly as you are. **Schedule** 11:00 – Arrival & Gentle Landing 12:00 – Opening Circle 13:00 – Cacao & Blue Lotus Ceremony 14:00 – Infusions, Chillout, Music & Meditation 16:00 – Final Sauna Infusion **Location** UHU – Urban Healing Unit Moosdorfstraße 7–9 10365 Berlin **Energy Exchange** €40 – Super Early Bird (until December 3rd) €45 – Early Bird (until March 1st) €50 – Regular €60 – Supporter €70+ – Trüffelschweinchen Ticket €90 – Valentine’s Couple Deal (until February 14th) If you cannot pay the full amount, please get in touch. There are always ways to participate. **Registration** Your payment confirms your registration. PayPal: shania-shamanica@gmx.de Eventbrite: [https://www.eventbrite.de/e/sauna-ceremony-tickets-1972547468578?aff=oddtdtcreator](https://www.eventbrite.de/e/sauna-ceremony-tickets-1972547468578?aff=oddtdtcreator) **Notes** Please bring: * A cup for the cacao * Water for yourself * Small snack to share * Towels, a robe, and comfortable sauna attire * Optional: small items for personal ritual or comfort **More Info, Upcoming Events & Discounts** [Telegram: t.me/+mn_9R-JC6Uk1ZDFi](https://t.me/+mn_9R-JC6Uk1ZDFi) [https://www.shania-shamanica.com/ceremonies-workshops-and-rituals](https://www.shania-shamanica.com/ceremonies-workshops-and-rituals) Instagram: [@shania_shamanica](https://www.instagram.com/shania_shamanica?igsh=MXJkZGc3MGx0cGpmbw==) With love, **Shania Shamanica** Phone: +49 151 47443528 Email: shania-shamanica@gm

If you’re reading this, you’re invited. Please don't hesitate to come even if you feel awkward about it, even if you're not "the typical ACX reader", even if you're worried people won't like you, etc. Join our Telegram group: https://t.me/+2-6QId-rIOczNWIy Location is the Espresso House coffee shop near Nordbahnhof, the same one where we have been before. [Espresso House](https://www.google.com/maps/search/?api=1&query=52.533104%2C%2013.387528) Gartenstraße 85-87 · Berlin

**Relax. Connect. Create. ☕** After a full week of work, meetings, study sessions and life in fast-forward, it’s time to slow down. Join us this Saturday afternoon in Berlin for a relaxed coffee hang-out where this week's agenda is good company & warm drinks. You're also invited to bring some boardgames, drawing/coloring materials (I will bring an adult coloring book) **What’s the plan?** We’ll meet in a cosy spot, draw, chat about everything and nothing, swap stories and simply enjoy the moment. No pressure. No formalities. Just a bunch of friendly people sharing a Saturday coffee. **Who’s welcome?** Everyone! Whether you’re a Berliner born and raised, newly arrived in the city, from Germany or abroad, if you like meeting open-minded folks and spending some relaxed time—come join us. **When & how?** Saturday afternoon. Detailed time and place in our Telegram group. ➡️ Join us on Telegram: [https://t.me/berlinsaturdaycoffee](https://t.me/berlinsaturdaycoffee) Hop in, say hello, and we’ll share the final details. **Why join?** * Because you deserve a break. * Because you enjoy being creative. * Because you enjoy boardgames * Because meeting new people sparks fresh energy. * Because coffee tastes even better when shared. * Because Saturday afternoons were made for this. Respect and Safety: There is always at least one organizer present at every meetup. If you ever feel unsafe or bothered by someone’s behavior, you can reach out to an organizer privately. Your identity will remain confidential, your concern will be taken seriously, and no inappropriate behavior is tolerated — anyone making others feel uncomfortable will be removed from the group immediately. We hope to see you there. Bring yourself, your smile, drawing materials, your stories—or just your comfy self. Let’s make Saturday a little more laid-back, a little more social and a lot more nice. See you soon! —Your Saturday Creative Coffee Crew ☕

Moving to Berlin is an adventure, but let’s be real—the "Berlin Schnauze" (the city's famous bluntness) can be a bit intimidating, and finding your people takes time. Whether you arrived last week or last year, if you’re looking to break out of the "expat bubble" or just find some friendly faces in your neighborhood, this is for you. We’re gathering at **Ä Stube**, a cozy, alternative gem in the heart of Neukölln. Think dim lights, great music, and a relaxed atmosphere where you don't have to shout to be heard. We can't wait to welcome you to the neighborhood. 🥨✨

Get to Know Your Rock Community & Connect! Are you a musician, or simply curious about Berlin’s rock scene? Either way, you’re warmly invited to join us for a drink, great conversations, and new connections. Host: Alīse The Rock Music Meetup brings together people from all walks of life to talk about the latest in the music scene, share their talents, exchange ideas, and swap stories. Whether you’re an experienced musician, an aspiring artist, or just a rock enthusiast, you’re welcome to join us for a relaxed and inspiring evening. Our hosts at BRML will give you a warm welcome and introduce you to Berlin’s vibrant rock community. Come as you are, bring your passion for music, and don’t miss out! 🎸! **Location:** Kastanienallee 85, 10435 Berlin **Start time:** 18:00 **Event details:** Free entry – just pay for what you eat or drink **Join us on Telegram:** https://t.me/+nQ7IKc9P90piYjUy **Follow us on Facebook:** https://www.facebook.com/berlinrockmusiclovers See you there, Alīse www.risingalma.com musicalityse@gmail.com

Welcome to Sunday Tech Coffee. This is a **networking** event for those in the tech industry in Berlin. We are usually inside and to the right. Ask the barista/bartender if you can't find us.

Dear Book Enthusiasts, For our March gathering, we’ll be reading *Raised from the Ground* by the Nobel Prize–winning author Jose Saramago. First published in 1980, this powerful novel traces several generations of landless peasants in rural Portugal, giving voice to lives shaped by poverty, repression, endurance, and quiet resistance. With his distinctive narrative style and moral clarity, Saramago explores labor, injustice, solidarity, and dignity, transforming collective struggle into unforgettable literature. 📅 **Date & Time:** 15.03.2026 at 15:00 📍 **Location:** Charlottenburg, Berlin (exact address to be announced later this week) 💬 **Fee:** As always, a 3 € contribution after the meeting helps cover organization costs I’m very much looking forward to discussing this moving and politically charged novel with you — and to sharing another thoughtful afternoon together. Warmly, Sofya P.S. kind thanks to Raimundo for a great present :)

📢 **RSVP Required - Limited Capacity** 🎟️ Please note that due to limited capacity, we cannot guarantee entry, food, or seating. Kindly understand that space is limited. Join us for a **FREE public event** with provided **refreshments**! Get ready for an exciting game meetup! We're thrilled to have you join us. Rest assured, we have ample space to accommodate multiple game playing. Game time: **2 pm to 5 pm**. Remember, just like in real life, you don't have to arrive on time to start playing. Here's the detailed **Agenda**: **1:45 pm - 2:00 pm: Opening & Setup** **2:00 pm - 2:30 pm: Food & Networking** **2:30 pm - 3:45 pm: Game Talk** **3:45 pm - 5:00 pm: Game Time** **5:00 pm - 5:15 pm: Closing** No need to bring anything other than yourself. Feel free to bring a friend and share some good jokes too! 🧐 We're excited to see you there! Don't forget to **RSVP to secure your spot**.

**Welcome to the Women’s Columbus Bogleheads® Sub-Group** This sub-group is for **women who want to learn and discuss finances in a safe, supportive space**. For those interested in moving towards financial independence and retirement by learning investment basics, choosing your 401(k) investments, minimizing taxes, and more. We’re a local chapter of **Bogleheads®**, following a long-term, practical investment philosophy: [Investment Philosophy](https://www.bogleheads.org/wiki/Bogleheads%C2%AE_investment_philosophy): https://www.bogleheads.org/wiki/Bogleheads%C2%AE_investment_philosophy [Bogleheads Forum](https://www.bogleheads.org/index.php): https://www.bogleheads.org/index.php No question is too small, and no experience is too simple. Share, ask, and learn — at your own pace, without judgment, in a group of like-minded women. Let’s build confidence and knowledge **together**!

FREE meetup. Register HERE 🎟️- https://www.eventbrite.com/e/unlocking-retirement-capital-flips-wholesales-private-money-strategies-tickets-1983411263481?aff=cicmeetupapp **Unlocking Retirement Capital: Flips, Wholesales & Private Money Strategies in Self-Directed Accounts** **Featuring Guest Speaker:** Amanda Holbrook (Specialized Trust Company) **Hosted by:** Columbus Investors Club ### **Event Description** Most people think retirement accounts are passive. That they’re “for later.”That you can’t touch them. That real estate and retirement money don’t mix. They’re wrong. This meetup is about how investors use **Self-Directed IRAs and Solo 401(k)s** to put retirement capital to work…**buying real estate, funding deals, and even raising private money** (the right way). ### **Featured Guest Speaker: Amanda Holbrook** We’re excited to welcome **Amanda Holbrook of Specialized Trust Company** to break this down clearly and practically…so you understand what’s allowed, how it works, and what to avoid. ### **What You’ll Learn** Amanda will walk through: **Flip inside a Self-Directed IRA or Solo-401(k)** * How to structure the deal correctly * How expenses must be handled * When UBIT may apply **Wholesale within a retirement account** * How assignments work * What type of income it creates **Use OPM (Other People’s Money) to scale** * How investors raise private money from Self-Directed IRAs * How to structure notes properly * How to fund deals inside **and** outside your own retirement account ### **The Core Idea** There is a lot of capital sitting in retirement accounts. This session shows you how real estate investors unlock it **without guessing, winging it, or accidentally creating a compliance mess.** ### **Who This Event Is For** * Investors flipping or wholesaling who want to understand self-directed rules * Anyone raising private money (or wanting more capital sources) * People with retirement funds who want them working harder than stocks/mutual funds ### **Event Details** **Location:** Ohio Brewing Company – 421 E 2nd Ave, Columbus, OH 43201 **Date & Time:** Thursday, March 26th, 6–8 PM *(Doors open at 5:30)* **Cost:** Free *(Seats are limited — RSVP required)* **Food:** Free food included **FREE meetup. Register HERE** 🎟️- https://www.eventbrite.com/e/unlocking-retirement-capital-flips-wholesales-private-money-strategies-tickets-1983411263481?aff=cicmeetupapp *Disclaimer: This event is for educational purposes only and is not legal, tax, or investment advice.*

Start your week the right way with Manic Mondays. Giving you an enjoyable Bachata lesson with a push of cool moves. The second hour has Beginner/Intermediate Salsa on 1. You must understand basic Salsa skills to participate. 730pm-830pm Bachata Cool Moves 830pm-930pm Salsa On 1 (Beginner/Intermediate) $15 for One Class $20 for Both Free Parking & Plenty of Dance Space.

NFT's are here to stay folks! This is a group for like minded people interested in understanding, leveraging, using, creating for, profiting from, trading too i suppose, NFT's.. everything around them, complexity, fear and exploits, best practices and more. **PLUS** This group will talk AI ART tools, techniques, artists, video, audio, prototypes and more in the AI assisted production space- ART specifically, but we can get into any aspect of some of the cooler things happening in AI in general.