High Return Investments

Most of us don’t know how to spend money. We chase things that impress others but leave us cold. Or we save endlessly, afraid to spend on what would actually make life better. We confuse admiration with envy, comfort with excess, and utility with status. The Art of Spending Money doesn't provide budgets, hacks, or one-size-fits-all solutions. It gives you understanding of how your relationship with money shapes your decisions—and how to reshape it so money works for you. Morgan Housel’s work has helped millions rethink how they earn, save, and invest. Now he turns his attention to the other side of the equation: how to spend. With insight and warmth, he shows why the most valuable return on investment is peace of mind, why expectations matter more than income, and why doing well with money has less to do with spreadsheets and more to do with self-awareness. This book isn’t about getting rich. It’s about getting the most out of what you already have—and learning to want what’s worth wanting.

Hello Friends, **Are you feeling the weight of financial uncertainty?** Does the idea of building a secure future feel overwhelming, like an impossible climb? Are you dreaming of a life where money works for you, instead of the other way around? You're not alone. **Money is rarely about money**. **Money** is all about **behaviour**. **Your habits, thoughts and feelings about money** are going to determine how you manage your money. Many of us carry the burden of financial worry, the constant pressure to make ends meet, and the longing for a life where we can breathe easier. We dream of a **future where money doesn't dictate our choices**, where we have the **freedom to pursue our passions** and **spend time with the people we love**. But the path to financial freedom can seem shrouded in mystery, filled with complex jargon and risky ventures. **Imagine**, though, **a space where you can learn**, **grow**, and **connect** with others who understand your journey. A space where you can **explore financial strategies** in a safe, supportive and even enjoyable way. Introducing **the Moneymind Cashflow Community in Dubai** **Why Join and Play the Cashflow Game?** · **Play and Learn**: Experience a fun and engaging way to boost your financial literacy which will help you to improve your relationship with money. · **Gain insights into your money behaviour (a.k.a emotions)** and learn to make informed decisions. · **Learn Through Experience**: Step away from abstract theories and immerse yourself in a dynamic and exciting learning environment. · **Discover Practical Strategies**: Escape the "Rat Race" by learning how to navigate real estate, business and the stock market and build your passive income. · **Build Meaningful Connections**: Connect with a community of like-minded individuals who share your aspirations for financial security and freedom. · **Boost Confidence**: As you gain more knowledge and experience by playing the game, you'll build confidence in managing your money and pursuing your financial goals, contributing to your personal growth and self-assurance. · **Enhance Critical Thinking**: You will develop your problem-solving and decision-making skills by facing real-world financial scenarios and different situations, enhancing your ability to think strategically when it comes to how you manage your money. **Event Details:** · **Location**: The Bureau Business Centre, Gold & Diamond Park, Building 6. · **Timing**: Saturday at 6pm (Limited seats available, please book promptly and in · **Cost**: AED 45 (please bring cash only). · **Parking**: Free parking is available inside Gold & Diamond Park on Saturdays from 6pm-9pm. · **Important**: Due to limited capacity, confirmation is essential at least 24 hours prior the game session if not before to secure your spot on the table. **Meet the Moneymind Cashflow Community Organizer:** Hosted by Ahmed Abdulla, **a Corporate Trainer**, **Mindset Coach & Mentor** and **Mastermind Group Lead**, this event and meet up offers a valuable opportunity to **cultivate both your financial education and personal development within a supportive community**. To get all future group updates on the Moneymind Cashflow Community Dubai events and activities please do join the following silent WhatsApp group - [https://chat.whatsapp.com/CtAQXbfEivl1UxEMZgctoc](https://chat.whatsapp.com/CtAQXbfEivl1UxEMZgctoc) **Here is What You Need To Do Next:** Whether you're an experienced investor **in real life** or just beginning your financial **learning** journey, **the** CASHFLOW® **game** provides **YOU** a platform to learn, grow and empower yourself. Moneymind Cashflow Community (MCC)

Ready to connect with the brightest minds in startups, tech, and business? Register and get more details! **[Join WhatsApp group (971 55 539 4811)](https://jo.my/entrepreneurs-whatsapp)** **🎶 Drinks. Conversations. Opportunities. Vibes.** This is where founders, leaders, and investors come together to shape what’s next. **💬 What You’ll Experience:** * 🤝 Meet investors, venture capitalists & accelerators. * 💡 Exchange bold ideas with fellow founders. * 📈 Gain insights from tech leaders & industry experts. * 🌐 Expand your business network in a relaxed atmosphere. Join us in an elegant lounge setting where the vibes are high, the views are stunning, and the conversations flow as smoothly as the drinks 🍸 **🔥 At this event, you’ll connect with:** * Startup founders, entrepreneurs & innovators. * VC firms, angel investors & strategic partners. * CTOs, product leaders & growth experts. * Marketers, HR agents & service providers. * AI experts, SaaS founders & enterprise clients. This is your chance to meet fellow entrepreneurs, investors, founders, and experts all in one place. 🌍💡 Register and get more details! **[Join WhatsApp group (971 55 539 4811)](https://jo.my/entrepreneurs-whatsapp)** 🎶 Background music sets the mood while you mingle, network, and unlock new opportunities. **🎯 Why Join?** * Build relationships that can spark partnerships. * Learn from peers who’ve already faced the challenges you’re solving today. * Share your story, pitch your vision, and discover new opportunities. * Connect in a more informal, friendly atmosphere—no pressure, just possibilities. ✨ **The future of entrepreneurship thrives on conversations like these.** 🌟 Whether you’re raising funds, scaling your startup, or simply looking for fresh collaborations—this evening is designed to help you make meaningful connections that last far beyond the night. 👉 Bring your business cards, your vision, and your curiosity. 👉 Leave with new opportunities, valuable insights, and a stronger network. **Registration** ✅ RSVP on Meetup. ✅ [Join WhatsApp group (+971 55 539 4811)](https://jo.my/entrepreneurs-whatsapp) *Just like any event, slots are limited. RSVP and complete your registration at the earliest.* Happy Networking 😊

**Founders Running Club** (FRC) brings founders, investors, tech, creative people and startup enthusiasts together for weekly easy runs and networking. We like to be comfortable when we run and finish with coffee and conversations. Choose your pace or follow a pacer—pets, friends, family, are welcome. 🗓️ Launched in San Francisco, July 16, 2022 🌍 Now in 35+ cities 📅 Running + Networking events + Community **Join the community** [http://foundersrc.com/chats](http://foundersrc.com/chats) **Stay updated**: Instagram [http://instagram.com/foundersrc/](http://instagram.com/foundersrc/) Podcast [http://podcast.foundersrc.com/](http://podcast.foundersrc.com/) LinkedIn [http://linkedin.com/company/foundersrc/](http://linkedin.com/company/foundersrc/) Strava [http://strava.com/clubs/foundersRC](http://strava.com/clubs/foundersRC) Website [http://foundersrc.com/](http://foundersrc.com/)

Ready to connect with the brightest minds in startups, tech, and business? Register and get more details! **[Join WhatsApp group (971 55 539 4811)](https://jo.my/entrepreneurs-whatsapp)** **🎶 Drinks. Conversations. Opportunities. Vibes.** This is where founders, leaders, and investors come together to shape what’s next. **💬 What You’ll Experience:** * 🤝 Meet investors, venture capitalists & accelerators. * 💡 Exchange bold ideas with fellow founders. * 📈 Gain insights from tech leaders & industry experts. * 🌐 Expand your business network in a relaxed atmosphere. Join us in an elegant lounge setting where the vibes are high, the views are stunning, and the conversations flow as smoothly as the drinks 🍸 **🔥 At this event, you’ll connect with:** * Startup founders, entrepreneurs & innovators. * VC firms, angel investors & strategic partners. * CTOs, product leaders & growth experts. * Marketers, HR agents & service providers. * AI experts, SaaS founders & enterprise clients. This is your chance to meet fellow entrepreneurs, investors, founders, and experts all in one place. 🌍💡 Register and get more details! **[Join WhatsApp group (971 55 539 4811)](https://jo.my/entrepreneurs-whatsapp)** 🎶 Background music sets the mood while you mingle, network, and unlock new opportunities. **🎯 Why Join?** * Build relationships that can spark partnerships. * Learn from peers who’ve already faced the challenges you’re solving today. * Share your story, pitch your vision, and discover new opportunities. * Connect in a more informal, friendly atmosphere—no pressure, just possibilities. ✨ **The future of entrepreneurship thrives on conversations like these.** 🌟 Whether you’re raising funds, scaling your startup, or simply looking for fresh collaborations—this evening is designed to help you make meaningful connections that last far beyond the night. 👉 Bring your business cards, your vision, and your curiosity. 👉 Leave with new opportunities, valuable insights, and a stronger network. **Registration** ✅ RSVP on Meetup. ✅ [Join WhatsApp group (+971 55 539 4811)](https://jo.my/entrepreneurs-whatsapp) *Just like any event, slots are limited. RSVP and complete your registration at the earliest.* Happy Networking 😊

Love stories, but never find the time to read? Always wanted to start reading but don’t know where to begin? **A Few Good Pages** is a weekly short story circle where we slow down, read together, and have thoughtful relaxed discussions. No pressure, No prep! We meet **every Saturday** to read and discuss **one or two short stories**—quick reads that stay with you. Whether you’re a **wannabe reader** looking to get started, a **busy book lover** who wants to rebuild reading habit, or someone who enjoys **sharing perspectives on a great story**, you’ll fit right in. You don't need to prepare anything in advance - Just show up. Over the past year, we've read and discussed over **200+ short stories,** building a warm, reflective community that values attention, curiosity and consistency. Join our WhatsApp Group for updates: https://chat.whatsapp.com/IpIMc6c87W49FJIg1cRDJk?mode=hqrt2 **Cost & Membership** * First session : **Free** * Drop in : AED 30 per session * Membership options available for those who want to build a consistent reading habit. **Location** Location : L'eto Cafe, 1st floor, Mall of Emirates (D7 is the closest parking Entrance) Please update the RSVP if there's any change in your plans :-) Come for the stories, stay for the discussions!

\***Business Meetup - Discover New worldwide business opportunity**\*.. \*Date\*:- \***Every Saturday\***\* \*Time\*:- \***1pm to 3pm**\* \***Location**\*:- \***AL Barsha**\* 1st floor, 105 Hassanicor building, Roche Bobbis Showroom Downstair, \***Near to Mashreq Metro & Mall of Emirate**\* \***Google Location** - **Map**\*:\***https://goo.gl/maps/p574x1xF2Jkk5on89**\* \***Register:-**\* it \***by joining whatsup group (Its Free) https://chat.whatsapp.com/EbaFL5U81r9A2dewfzHJCS**\* \*Contact Whatsup\*: +971 524982943 (Dushyant) +971 561186716 (Mona)

Join us for an evening of sharing ideas on swing trades and disruptive investing strategies every Sunday before the Trading Week starts. Whether you are a seasoned trader or just starting out, this event is perfect for anyone looking to enhance their trading knowledge in a social networking setting. Our experienced group members will discuss trading education, day trading tips, stock trading trends, options trading strategies, and investing for retirement through innovative and disruptive approaches. Network with like-minded individuals, learn new techniques, and stay ahead in the fast-paced world of trading. Don't miss out on this opportunity to gain insights and grow your trading skills!

🌟 Tea Talk & Track – A Unique Networking & Training Event Join us this Sunday from 6:00 PM to 8:00 PM at: 📍 B2C Institute, Dhaguard Business Center, Office No. 301, 3rd Floor, Adidas building, Bank Street, Bur Dubai – Near Burjuman Metro Station (Exit 3) Event Flow: 🕛 6:00 – 7:00 PM | Business Networking–Build valuable connections and explore new opportunities. 🕛 7:00 – 8:00 PM | Learn Skill for generating Additional Income throgh the Forex Market–free introductory training workshop for beginners. This weekly gathering blends networking, professional learning, and live forex market experience to help you grow personally and professionally. 🌐 Visit us at: www.b2cinstitute.com 📅 Sunday | 6:00 PM – 8:00 PM 🤝 Connect. Learn. Grow.

**🗓️ Dubai Syndicate Business Networking – Karama Meetup** www.dubaisyndicate.ae Welcome to one of Dubai's most trusted business networking circles! 📍 **Location:** H20 Cafe and Restaurant , Karama 📅 **Day:** Every Sunday 🕔 **Time:** 4:30 PM – 7:00 PM 🤝 *Meet like-minded entrepreneurs, professionals, and investors in a relaxed yet focused environment.* ✅ **Activities include:** * "Know Your Syndicate" networking round * Guest introductions * Business referrals & collaborations * Star Rating system & member recognition * Real relationship-building — beyond just exchanging cards! 🎯 **Goal:** To create a consistent, trustworthy space where business minds connect, grow, and build lasting value together. 📲 **Invite guests to earn Star Ratings & exclusive titles like:** 🧲 Network Initiator \| 🔗 Connector of Circles \| 👑 Syndicate Ambassador 🔗 **RSVP whatsapp Link:** https://wa.me/971557133786 📸 Video recaps & highlights shared after each session! Let’s grow together — one powerful connection at a time 💼🔥 #DubaiSyndicate #MarinaMeetup #BusinessNetworkingDubai #KnowYourSyndicate Insta Id : www.instagram.com/dubaisyndicateofficial

**New participants are required to contact WhatsApp at 0501497147 before signing up for the event to confirm their slot.** Badminton Active group plying every Sunday at 9 AM - 11 Am baseline sports DIP Jabal Ali Cost will be AED 40/- Per person including court rent with premium feather shuttle New plyers confirm your slots through WhatsApp ( Rensin +971501497147) Payment is applicable once confirmed the slot and no cancellation on game day. Join WhatsApp Group: https://chat.whatsapp.com/CqGaIb53w6f6q5PUTd166y

Energize your body, mind and spirit in this well-researched and grounding session to help you flow into your life effectively. What to bring: - wear comfortable clothing - we have yoga mats. Bring cushions or a blanket for your comfort. - energy exchange and contribution of 50aed Click for direct transfer details [Space](https://chat.whatsapp.com/LqcjvZgYokvK0ZZuVheK6u?mode=gi_t) * join our WhatsApp group for quick updates[Space](https://chat.whatsapp.com/LqcjvZgYokvK0ZZuVheK6u?mode=gi_t)

𝐁𝐢𝐭𝐜𝐨𝐢𝐧 𝐂𝐫𝐚𝐬𝐡𝐞𝐝 $𝟏𝟎,𝟎𝟎𝟎 𝐢𝐧 hours. 𝐎𝐮𝐫 𝐒𝐲𝐬𝐭𝐞𝐦 𝐂𝐚𝐥𝐥𝐞𝐝 𝐈𝐭. See that red zone? That's when our ARGOS system screamed "DANGER - GET OUT." While retail traders lost THOUSANDS riding BTC from $76K → $66K... Our system kept traders on the RIGHT side of this brutal move. Most crypto traders lose because they trade on: ❌ Hope ❌ Hype ❌ YouTube gurus Winners use SYSTEMS that remove emotion and read market regimes BEFORE disasters strike. 𝐖𝐡𝐚𝐭 𝐢𝐟 𝐲𝐨𝐮 𝐡𝐚𝐝 𝐚 𝐬𝐲𝐬𝐭𝐞𝐦 𝐭𝐡𝐚𝐭 𝐭𝐨𝐥𝐝 𝐲𝐨𝐮: ✅ When to enter ✅ When to exit ✅ When to STAY OUT You'd stop losing. Start winning. 🔥🔥𝐅𝐑𝐄𝐄 𝐖𝐎𝐑𝐊𝐒𝐇𝐎𝐏: "𝐇𝐨𝐰 𝐭𝐨 𝐒𝐲𝐬𝐭𝐞𝐦𝐚𝐭𝐢𝐜𝐚𝐥𝐥𝐲 𝐓𝐫𝐚𝐝𝐞 𝐁𝐢𝐭𝐜𝐨𝐢𝐧, 𝐟𝐨𝐫𝐞𝐱, 𝐬𝐭𝐨𝐜𝐤𝐬, 𝐟𝐮𝐭𝐮𝐫𝐞𝐬 𝐚𝐧𝐝 𝐨𝐩𝐭𝐢𝐨𝐧𝐬" 🎥 Live You'll learn: → How ARGOS predicted BTC's $14K crash → The 3 market regimes controlling crypto → Exact entry/exit rules (NO guesswork) → Where BTC is headed NEXT 𝐅𝐢𝐥𝐭𝐞𝐫𝐢𝐧𝐠 𝐨𝐮𝐭 𝐟𝐚𝐥𝐬𝐞 𝐛𝐫𝐞𝐚𝐤𝐨𝐮𝐭𝐬 (𝐭𝐫𝐚𝐩 𝐚𝐯𝐨𝐢𝐝𝐚𝐧𝐜𝐞). 𝐌𝐚𝐧𝐚𝐠𝐢𝐧𝐠 𝐫𝐢𝐬𝐤 𝐨𝐧 𝐡𝐢𝐠𝐡-𝐯𝐨𝐥𝐚𝐭𝐢𝐥𝐢𝐭𝐲 𝐚𝐬𝐬𝐞𝐭𝐬. 𝐃𝐚𝐭𝐞: 𝟕𝐭𝐡 𝐅𝐞𝐛 𝟐𝟎𝟐𝟔 𝐓𝐢𝐦𝐞: 𝟏𝟎:𝟑𝟎 𝐀𝐌 𝐋𝐨𝐜𝐚𝐭𝐢𝐨𝐧: 𝐅𝐨𝐫𝐭𝐮𝐧𝐞 𝐓𝐨𝐰𝐞𝐫, 𝐂𝐥𝐮𝐬𝐭𝐞𝐫 𝐂, 𝐉𝐋𝐓, 𝐃𝐮𝐛𝐚𝐢 This is a physical in-person event. 𝐍𝐨𝐭 𝐨𝐧𝐥𝐢𝐧𝐞. 𝐍𝐨 𝐫𝐞𝐜𝐨𝐫𝐝𝐢𝐧𝐠𝐬. 𝐍𝐨 𝐫𝐞𝐩𝐥𝐚𝐲𝐬 Claim your Free Seat here. https://www.registration.tradehive.ae/ (𝘞𝘢𝘳𝘯𝘪𝘯𝘨: 𝘚𝘦𝘢𝘵𝘪𝘯𝘨 𝘪𝘴 𝘴𝘵𝘳𝘪𝘤𝘵𝘭𝘺 𝘭𝘪𝘮𝘪𝘵𝘦𝘥 𝘥𝘶𝘦 𝘵𝘰 𝘷𝘦𝘯𝘶𝘦 𝘤𝘢𝘱𝘢𝘤𝘪𝘵𝘺)

If you are interested in selecting investment choices for your 401(k) or other workplace savings plan, minimizing your income tax liability, or identifying the most effective investments for your brokerage account, we are the group for you. We are a local chapter of Bogleheads**®**, whose investment strategy can be found here: https://www.bogleheads.org/wiki/Bogleheads%C2%AE_investment_philosophy Or you can peruse the Boglehead forum here: https://www.bogleheads.org/index.php Rob will lead this month's meeting in my absence. Mark Vonder Haar

#### Turning Rentals Into Income: How Investors Pay Off Properties Faster #### **Featuring Guest Speaker: John Blackburn** **👉 Get your FREE TICKET [HERE](https://www.eventbrite.com/e/turning-rentals-into-income-how-investors-pay-off-properties-faster-tickets-1980492192461?aff=cicmeetupapp)** #### A lot of people get into real estate because they want freedom. Then they buy a rental…and realize most of the rent goes straight to the bank. They technically own property, but the mortgage controls the income. And waiting 30 years for properties to be paid off doesn’t feel realistic. This meetup is about understanding a different way to think about rental properties… one that focuses on paying them off sooner so the income is actually usable. **Featured Guest Speaker: John Blackburn** We’re excited to welcome John Blackburn as our guest speaker for this event. John has been actively investing in real estate since 2006 and has: * Been involved in **5,000+ real estate transactions** * Helped investors **acquire over $150 million in rental property** * **Raised more than $100 million** in private capital John didn’t start with family money or shortcuts. He built his portfolio by focusing on clear systems, real numbers, and long-term strategy. For this meetup, John will walk through how investors shift their focus from simply owning rentals to building properties that eventually pay them…without a mortgage attached. **What You’ll Learn** John will break down, in simple terms: * Why most rental properties don’t produce much usable income early on * Why buying more rentals isn’t always the answer * How investors structure their properties to pay off mortgages in a fraction of the time * How properties can work together to eliminate debt faster * What changes once rentals become free and clear This approach is often referred to as an accelerated paydown strategy — using rental income intentionally to reduce debt sooner, rather than waiting decades for mortgages to run their course. John will also share a simple calculator you can use to see how this works with real numbers and realistic scenarios. **The Core Idea** When a rental has a mortgage, the rent has one job: **pay the bank.** When a rental is paid off, the rent has a different job: **pay you.** Most people only see one timeline…30 years. This session shows how investors shorten that timeline and gradually increase their income as properties become free and clear. **Who This Event Is For** This event is for people who want more than just “owning rentals” on paper. * Rental owners who are tired of most of the rent going to the bank and want a clearer path to real, usable income * New investors who want to understand how rental properties actually build wealth over time before jumping in * People with capital who want to invest in real estate with intention and a long-term plan * Anyone serious about freedom and curious how rental properties transition from debt-heavy assets into income-producing ones **Event Details** **Location:** Ohio Brewing Company - 421 E 2nd Ave, Columbus, OH 43201 **Date & Time:** January 25th, 6–8 PM (Doors open at 5:30) **Cost:** Free (Seats are limited - RSVP required) **👉 Get your FREE TICKET [HERE](https://www.eventbrite.com/e/turning-rentals-into-income-how-investors-pay-off-properties-faster-tickets-1980492192461?aff=cicmeetupapp)** If you’ve ever wondered how rental properties actually turn into freedom —this is the room to be in.

Bring your business cards and network in person with other business professionals! Gold Star Referral Clubs is one of the most established professional networking organizations in the country, with multiple groups in central Ohio. Join us!

Connected Westerville Night of Networking flips the script on networking, with surprises and connections that'll make you say, "Who knew networking could be this much fun?!"

This is not just a money class. This is a restoration space. The I AM Worthy of Ownership™ Path is a 12-step, sister-centered journey for women who are ready to build financial stability without shame, fear, or pressure—and to do it in a way that honors both wisdom and the spirit. Many women don’t struggle with money because they lack discipline or intelligence. They struggle because of unhealed experiences, survival patterns, and the quiet belief that they are “behind” or “disqualified.” This series gently challenges those beliefs while offering practical tools for peace, clarity, and long-term planning. Together, we will talk honestly about: Releasing shame and money anxiety Building stability as a form of self-respect and spiritual discipline Understanding money as a tool, not a source of worth Managing debt with clarity instead of condemnation Preparing for life’s unexpected moments without fear Laying a calm foundation for future ownership and legacy Each session blends practical financial education with reflection, conversation, and encouragement. There is no pressure to share personal numbers or experiences. You are welcome to speak, journal quietly, or simply listen. This is not about hustle. This is not about perfection. This is about alignment, wisdom, and peace. Who this series is for: Women who are starting over or rebuilding Women who want stability without stress Women preparing for future ownership or housing decisions Women who want their financial lives to reflect wholeness, not fear No prior financial knowledge is required. Come as you are. Bring a notebook. Leave a little lighter than you arrived. Light refreshments will be served along with 30 minutes of networking.

http://photos2.meetupstatic.com/photos/event/2/a/9/6/600_348310902.jpeg Instructor - Crow, HPS Class fee is $30 at the door or approved exchange RSVP with Advance pay of $25 (discounted) by PayPal on the web or by contacting Enchanted Elements (614) 437-2642. Reservations made directly to Enchanted Elements will be added to the class list manually not online. Private Instruction ~ Closed to the Public ~ Initiated Members Only Please come prepared for ritual. Blessings ~ Crow