High Return Investments

💼**周六财商小课堂 \| Financial Education Seminar** 想更好地了解加拿大的理财体系？ 想知道如何科学规划家庭财富、掌握投资节奏？ 这场讲座将带你从零理清思路，掌握实用的理财逻辑。 🧭 **主要内容** ✅ 如何科学地做家庭财务规划 ✅ 加拿大退休福利与税务策略 ✅ 房地产与市场趋势分析 ✅ 北美常见投资产品介绍 ✅ 如何判断风险、选择合适的投资标的 📍 **活动信息** **多伦多场** 🏢 675 Cochrane Dr, Markham 🕐 下午 1:15 – 3:00 （EST） **同时还有温哥华场举办！** 👥 **适合人群** * 新移民 / 国际留学生 * 职场人士 / 家庭 / 创业者 * 中小企业主 ☕ **活动亮点** * 实用干货分享，无推销、无门槛 * 轻松氛围、现场答疑互动 * 提供茶饮与小点心，方便大家边听边聊

Join us for an informative and practical seminar designed specifically for business owners who want to grow smarter, protect their wealth, and plan confidently for the future. In this one-hour educational session, you’ll learn proven strategies to reduce corporate taxes, optimize cash flow, and implement effective estate planning techniques to safeguard your business and personal assets. Our goal is to help you keep more of what you earn today while preparing for long-term success tomorrow. Whether you’re a growing entrepreneur or an established business owner, this seminar will provide valuable insights you can apply immediately—without the jargon or sales pressure. **What you’ll learn:** * Practical strategies to legally reduce your corporate tax bill * How to structure your business more efficiently for long-term growth * Key estate planning concepts to protect your assets and family * Planning strategies to secure the future of your business **Event Details:** 📅 **Date:** Saturday, February 14, 2026 🕑 **Time:** 2:00 PM – 3:00 PM 📍 **Location:** 3565 Nashua Dr, Mississauga This session is ideal for business owners, entrepreneurs, and professionals looking to make informed financial decisions and build lasting wealth. **Seats are limited — register now to reserve your spot!**

** Guest list at the door Nightlife Society** So you can enter for free and have free drinks at our table. 🎉 Future Fridays \| VIP Night Out 🎉 Get ready for an unforgettable night at Future Nightclub! 📍 Location: Future Nightclub 🗓 Date: every Friday, ⏰ Doors Open: 10:30 PM ✅ Free Entry: Until midnight (under our group’s name)”Nightlife Society” say the name at the door 🥂 Perks: Main booth by the DJ + free drinks ✨ What to Expect: • Meet new people who love nightlife, dancing, and music 🎶 • Free entry until 12 midnight — just say our group’s name at the door • Join us at our main booth by the DJ for free drinks and the best vibes in the club • Dance all night, enjoy the music, and party with the crew 💃🕺 📌 How to Find Us: Head to the main booth near the DJ — that’s where our group will be set up. You can also message me here if you can’t find us. 🙌 What to Bring: • Valid Government ID (19+) 🪪 • Your best energy and dance moves • A friend or two if you’d like — the more, the merrier!

Good day everyone, Please join us for a fun, interactive and enjoyable evening at this wonderful Firkin Pub location to play some absolute classics like ***pictionary, scattegories, monopoly, clue, cards against humanity, taboo, jenga, hedbanz, euchre, scrabble, balderash, tapples, and always some great new games too!*** \*Joined by my other social groups too; so we can anticipate a fabulous turn out with lots of friendly peers to begin our weekend with! \*All ages over 19 welcome! \*Please note we are at **The Pheasant: A Firkin Pub** at 1999 Avenue Road (roughly 6 blocks north of Lawrence - south of the 401 **(we are in the back dining area to find us)** *\*You can also ask the wait staff or bartender if you like to show you to the group (simply ask for Steve's games event)* **-Free Parking found on residential side streets** (Event Details Below) Sincerely, Steve Flemming (Organizer/Host ) Event Details: **Friday Night Games! (Mix, Mingling and Fun)** **(Friday February 13th 2026)** -A chance to play some interactive games we love like ***pictionary, scattergories, taboo, cards against humanity, jenga, monopoly, clue, euchre, scrabble, balderash, tapples, card games,and so many other choices as well!*** \*Feel free to bring your own games and friends too if you like -You'll find it's a cozy, relaxed and enjoyable environment! *** **Event Fee:** 10 dollars (Cash only at the door) (HST included) or by e transfer: **steveflemming11@gmail.com** *** **Friendly Reminders:** -Arrive any time after 7:00 pm (in the back area- great for board games, card games and mingling) (event goes to roughly 11:00 pm) \*Great dinner menu and food specials provided: (One beverage or appetizer minimum upon arrival to support venue) **Parking and Transportation:** \*Lots of street parking on avenue and free residential parking https://www.firkinpubs.com/thepheasantandfirkin/ (15-20 minute walk from Yonge & Lawrence subway station-or simply take bus or uber from the station)

**\*\* Guest list at the door Nightlife Society\*\*** So you can enter for free and have free drinks at our table. 🎉 Future Fridays \| VIP Night Out 🎉 Get ready for an unforgettable night at Future Nightclub! 📍 Location: Future Nightclub 🗓 Date: every Saturday, ⏰ Doors Open: 10:30 PM ✅ Free Entry: Until midnight (under our group’s name)”Nightlife Society” say the name at the door 🥂 Perks: Main booth by the DJ + free drinks ✨ What to Expect: • Meet new people who love nightlife, dancing, and music 🎶 • Free entry until 12 midnight — just say our group’s name at the door • Join us at our main booth by the DJ for free drinks and the best vibes in the club • Dance all night, enjoy the music, and party with the crew 💃🕺 📌 How to Find Us: Head to the main booth near the DJ — that’s where our group will be set up. You can also message me here if you can’t find us. 🙌 What to Bring: • Valid Government ID (19+) 🪪 • Your best energy and dance moves • A friend or two if you’d like — the more, the merrier!

This group is for badminton enthusiasts who are passionate about exploring the connections between metabolism, energy, and exercise. We are welcome beginner plus, intermediate and advance level players looking to improve your skill or a seasoned player seeking to optimize your performance on the court, this group is for you! Join us for friendly games. This badminton session is a weekly event and it is followed with dinner together but it is optional. Since we have 3 courts and allowed the maximum of 24 players so that everyone signs up for this event will be placed on waiting list FIRST then will be moved to the joining list. Court fee: It will be informed at the comment section by 4pm. Cost per person is $162 divided by the number of players attended. My email address will be provided at that time for etransfer.

How are your new year resolutions holding up? ​We’re "halfway through" January — are you looking for peers' support to navigate through your new plans and endeavours? ​This weekend coffee meetup is for the doers who want to turn those "maybe someday" thoughts into real action. ​We’re here to: ​1. Share our 2026 aspirations, ​2. Learn techniques on how to plan and implement ("SMART Goals", "1% rule", "The One Thing", etc...) - most importantly, ​3. Keep that momentum alive! ​Hurdles? Fallbacks? We celebrate those too!! ​Because we truly believe that just STAYING ON THE JOURNEY IS THE BIGGEST WIN OF ALL. **This is a free of charge event. Please purchase from venue provider to support their business.

Join our **Toronto 5K Run Club** every Saturday at **12 PM** at **Queen’s Park**. This weekly **beginner-friendly 5 km run** is perfect for anyone in **downtown Toronto** looking for a consistent, social, and healthy way to stay active. **Why Queen’s Park?** Queen’s Park is one of the best running spots in the city: * A smooth **loop with no traffic lights** * **Nature scenery** and tree-lined paths * Easy to run at **your own pace** without interruptions * Perfect for runners and walkers who want a safe, simple route **What You’ll Get** * A relaxed **5 km running loop** * A friendly **run club community** * Zero pressure, all paces welcome * A great way to build **fitness, cardio, and endurance** **Who Should Join** * Beginners who want an easy, welcoming start * Regular runners looking for a consistent weekly 5K * Anyone training for a 5K, 10K, or half marathon * People interested in **downtown Toronto fitness** and community

Archetypal Coaching — Activate Your Goals with Ancient Wisdom Ready to energize your goals and gain clear direction? In this weekly meetup, we work with powerful archetypes from ancient traditions to align your intention, sharpen your strategy, and ignite real momentum. 4 Sessions Per Month Tap into the power of 4 ancient traditions: • Egyptian — Strategic clarity & long-range vision • Scandinavian — Decisiveness & breakthrough energy • Greek — Harmony, inspiration & personal charisma • Sephirotic (Kabbalistic) — Deep integration & energetic anchoring. Each 90-Min Session Includes: • Group energy alignment (20 min) • Personal goal setting in the energy of the week’s tradition (20 min) • Group activation & anchoring (20 min) • Personal alanyses, archetypal insights & support circle (30 min). What You’ll Gain: ✓ Mental clarity & motivation ✓ Energetic support for your path ✓ Clear, inspired next steps ✓ A deeper connection to purpose. When: Every Sunday afternoon 4-6pm Fee: $50 CAD per session (Limited spots available) Facilitator: Andrey Litvinov — Business Coach, Psychotherapist, Grand Master of Reiki Yggdrasil To Reserve Your Spot: Pre-registration required via WhatsApp or Telegram Message: t.me/AndyTherapist WhatsApp: +1 437 606 6502

#### Turning Rentals Into Income: How Investors Pay Off Properties Faster #### **Featuring Guest Speaker: John Blackburn** **👉 Get your FREE TICKET [HERE](https://www.eventbrite.com/e/turning-rentals-into-income-how-investors-pay-off-properties-faster-tickets-1980492192461?aff=cicmeetupapp)** #### A lot of people get into real estate because they want freedom. Then they buy a rental…and realize most of the rent goes straight to the bank. They technically own property, but the mortgage controls the income. And waiting 30 years for properties to be paid off doesn’t feel realistic. This meetup is about understanding a different way to think about rental properties… one that focuses on paying them off sooner so the income is actually usable. **Featured Guest Speaker: John Blackburn** We’re excited to welcome John Blackburn as our guest speaker for this event. John has been actively investing in real estate since 2006 and has: * Been involved in **5,000+ real estate transactions** * Helped investors **acquire over $150 million in rental property** * **Raised more than $100 million** in private capital John didn’t start with family money or shortcuts. He built his portfolio by focusing on clear systems, real numbers, and long-term strategy. For this meetup, John will walk through how investors shift their focus from simply owning rentals to building properties that eventually pay them…without a mortgage attached. **What You’ll Learn** John will break down, in simple terms: * Why most rental properties don’t produce much usable income early on * Why buying more rentals isn’t always the answer * How investors structure their properties to pay off mortgages in a fraction of the time * How properties can work together to eliminate debt faster * What changes once rentals become free and clear This approach is often referred to as an accelerated paydown strategy — using rental income intentionally to reduce debt sooner, rather than waiting decades for mortgages to run their course. John will also share a simple calculator you can use to see how this works with real numbers and realistic scenarios. **The Core Idea** When a rental has a mortgage, the rent has one job: **pay the bank.** When a rental is paid off, the rent has a different job: **pay you.** Most people only see one timeline…30 years. This session shows how investors shorten that timeline and gradually increase their income as properties become free and clear. **Who This Event Is For** This event is for people who want more than just “owning rentals” on paper. * Rental owners who are tired of most of the rent going to the bank and want a clearer path to real, usable income * New investors who want to understand how rental properties actually build wealth over time before jumping in * People with capital who want to invest in real estate with intention and a long-term plan * Anyone serious about freedom and curious how rental properties transition from debt-heavy assets into income-producing ones **Event Details** **Location:** Ohio Brewing Company - 421 E 2nd Ave, Columbus, OH 43201 **Date & Time:** January 25th, 6–8 PM (Doors open at 5:30) **Cost:** Free (Seats are limited - RSVP required) **👉 Get your FREE TICKET [HERE](https://www.eventbrite.com/e/turning-rentals-into-income-how-investors-pay-off-properties-faster-tickets-1980492192461?aff=cicmeetupapp)** If you’ve ever wondered how rental properties actually turn into freedom —this is the room to be in.

If you are interested in selecting investment choices for your 401(k) or other workplace savings plan, minimizing your income tax liability, or identifying the most effective investments for your brokerage account, we are the group for you. We are a local chapter of Bogleheads**®**, whose investment strategy can be found here: https://www.bogleheads.org/wiki/Bogleheads%C2%AE_investment_philosophy Or you can peruse the Boglehead forum here: https://www.bogleheads.org/index.php I look forward to seeing you there. Mark Vonder Haar

Bring your business cards and network in person with other business professionals! Gold Star Referral Clubs is one of the most established professional networking organizations in the country, with multiple groups in central Ohio. Join us!

This is not just a money class. This is a restoration space. The I AM Worthy of Ownership™ Path is a 12-step, sister-centered journey for women who are ready to build financial stability without shame, fear, or pressure—and to do it in a way that honors both wisdom and the spirit. Many women don’t struggle with money because they lack discipline or intelligence. They struggle because of unhealed experiences, survival patterns, and the quiet belief that they are “behind” or “disqualified.” This series gently challenges those beliefs while offering practical tools for peace, clarity, and long-term planning. Together, we will talk honestly about: Releasing shame and money anxiety Building stability as a form of self-respect and spiritual discipline Understanding money as a tool, not a source of worth Managing debt with clarity instead of condemnation Preparing for life’s unexpected moments without fear Laying a calm foundation for future ownership and legacy Each session blends practical financial education with reflection, conversation, and encouragement. There is no pressure to share personal numbers or experiences. You are welcome to speak, journal quietly, or simply listen. This is not about hustle. This is not about perfection. This is about alignment, wisdom, and peace. Who this series is for: Women who are starting over or rebuilding Women who want stability without stress Women preparing for future ownership or housing decisions Women who want their financial lives to reflect wholeness, not fear No prior financial knowledge is required. Come as you are. Bring a notebook. Leave a little lighter than you arrived. Light refreshments will be served along with 30 minutes of networking.

WQC has weekly Thursday night social nights at the Westerville Java Central. Come and grab a coffee and connect with the community: low stakes, chill environment, and tasty drinks. No registration is required; come as you are.