High Return Investments

👋 Hello, Flutter enthusiasts! 🎉 Flutter Tallinn is back with **Vol. 10 – Winter Edition!** Join us for an inspiring evening of Flutter talks, networking, and autumn vibes. 🗓️ **When?** Wednesday, **18 February 2026**, 18:00–21:00 📍 **Where?** **Workland Vabaduse** \- Pärnu mnt\. 12 Bring your friends, grab your laptops (optional but encouraged), and don’t forget to **REGISTER** — spots are limited, and registration is required on Meetup! Event space partner — **Workland** — a leading provider of flexible office rent, coworking spaces, and meeting rooms in the Baltics, designed to empower modern businesses and communities. ## AGENDA 💥 **Intro & Welcome** **Building AI using Vertex AI Agent Builder and Flutter** **Faatimah-Iz-Zaahra Mujore** *Software Engineer \| Flutter \| React \| \.NET \| Mobile Expert \| Mentor & Community Builder \| Google WTM Ambassador* Learn how to build an AI-powered Flutter app using **Vertex AI Agent Builder** and **Gemini models**. We’ll walk through image analysis, real-time insights, and agent-driven experiences, showing how Flutter apps can go beyond UI and start understanding the world around them. ### **Cat-like Development: Flutter for Efficiency** **Mangirdas Kazlauskas** *GDE Dart & Flutter · Mobile Tech Lead @ Billo* Discover how Flutter enables developers to create high-quality products with minimal effort. This talk covers animations, architecture, Dart & Flutter packages, and product-centric tips to help you build efficient, performant, and delightful apps. 💥 **Pizza & Drinks** Relax, connect, and enjoy some post-talk refreshments on us! 📢 **Important:** Confirm your participation at least 48 hours before the event. 🎟️ **Free entry** – but seats are limited, so make sure to book your spot in time! 🫂 We welcome everyone! This event is inclusive of all genders, orientations, disabilities, neurodiversity, appearances, body sizes, ethnicities, races, and backgrounds. Flutter Tallinn is a safe space for learning and connecting.

Dear All, The event this week is on again this Wednesday. It will be once again in the Reval cafe which is on Müürivahe Street in the Old town. We will practice some conversation and review vocabulary on a specific topic See you there and don't forget to bring your notebook and pen! Nabil

Hi Next weekend we are planning to visit island Pandju.. If the weather conditions are not suitable, we will hike in the Viimsi parish. Meeting time: 12:05 pm on Sunday, 22.02. Meeting point: in front of Rohuneeme coop. Warm wishes Maria

Marketing can feel overwhelming, especially when you’re running a business and wearing multiple hats. This interactive founders meetup is designed for entrepreneurs, small business owners, and marketers in Tallinn who want practical clarity, not another lecture. There will be no slides, no sales pitches, and no generic advice. Instead, this is a roundtable-style session where participants openly share their current marketing struggles, and together we work through them. What to expect: * A safe, supportive space to talk about real marketing challenges * Live problem-solving with: * [Yumna](https://www.linkedin.com/in/yumnafatimaa/), marketing strategist at Powerful Marketers & founder of [Kafeo](https://kafeo.io/) * Group discussion, strategic feedback, and practical next steps * Learn not just from your own challenge, but from others’ experiences too Who this meetup is for: * Founders & co-founders * Small business owners * Solo entrepreneurs * Marketers working with limited resources Topics that may come up: * “I’m doing marketing, but it’s not converting.” * “I don’t know which channel to focus on.” * “Content, SEO, ads… where do I even start?” * “How do I market without burning out?” You don’t need to prepare anything, just bring your honesty and curiosity. RSVP inside the [Powerful Marketer's Hub](https://bit.ly/4qGHrAB) 📍 Location: PiKo, Vana-Kalamaja tn 17, 10414 Tallinn, Estonia ⏱ Duration: 1.5 hours 👥 Format: Interactive discussion Come for clarity. Leave with direction.

🎮 Even though it is not an event held by us, we're thrilled by the fantastic board game nights and the vibrant gaming community of Yo Mana! With an impressive collection of **100+ board games and access to game consoles like PS5, PS4, and Nintendo Switch**, this is a gaming paradise. 💰 To support the community and help cover the rent, there's a **5€ participation fee**. It would be the easiest for you to bring it in cash. Trust us, it is a modest fee considering the hours of enjoyment and the variety of games at your disposal. 📅 **Check out their [website](www.yomana.ee)**! They have a Discord channel and many other events happening. Just scroll down on the website to see the calendar. Also also, there's a recurring [Facebook event](https://facebook.com/events/s/wednesday-board-games-yo-mana-/967419134491734/) for these Wednesdays. **💬** Because **we're not the organizers of these events**, for any specific inquiries or additional information please reach out to Yo Mana through the contacts on their website.

Ready to Speak Up and Stand Out? Join Toastmasters Tallinn for an evening of growth, confidence, and connection! * Build your public speaking skills * Practice leadership in a fun, supportive space * Step out of your comfort zone—at your own pace Whether you’re aiming to lead meetings, deliver better presentations, or just want to stop fearing the spotlight—this is your space to grow. First time? Just come and listen—no pressure to speak! Draper Startup House, Pikk 7, Tallinn Thursday at 18:15 Come curious. Leave more confident. Your voice belongs here. More info [toastmasterstallinn.com](http://toastmasterstallinn.com/?fbclid=IwZXh0bgNhZW0CMTAAAR6tbhsybpWeRL5oyzLkVzAs5o0wyn-_rx_qBV6iPcwccgdHQq8lkBec3tJTow_aem_uJn0KQEV-rDuLzCtin7Vxw)

👋 **Host** (text/call if you can't find the group) * Alisa +372 560 49 272 (call) / +972 585 77 45 37 (WA text) Love languages? 👅 Want to practice speaking? Come to our meetup! *How does it work? Simple!* 👉 Make a name tag with your name and languages that you speak/learn! 👉 Look for someone who has a language you want to practice - and strike a conversation! *Important:* * **Be comfortable to "eavesdrop"** **on a conversation** in a fascinating language you are not ready to speak yet - "I just want to listen" is a thing! ☝😎 * If someone joins you with this intention - **don't switch to English** (as you normally would, because you don't want to exclude your friend from a conversation!) - but in this setting - **keep talking!** You are giving others an opportunity to listen! 😁👂 Well, this is it... we are looking forward to seeing you on Friday! Let's discover unexpected language matches together! 🤩 📸Disclaimer: The host may take photos during the event for promotion purposes. If you do not agree with this, please inform the host directly at the beginning of the meetup, otherwise it will be understood as consent. ✅**Please RSVP** so that we could take your participation into account. Let the hosts know if you happen to be late. Invite friends and family who share your love for books and languages! *** 📲 **Keep up with all of our events!** Join our [WhatsApp chat](https://chat.whatsapp.com/LXpfN4kY6H87vN5noPOryc), ask us for an invitation to the Facebook chat or follow us on social media. 🗓️ **We have meetups happening every day** of the week! From in-depth discussions to relaxed evenings and fun-filled weekends. Explore our full event calendar[ here](https://www.meetup.com/daily-meetups/events/calendar/). Hope to see you soon! 💬 Wish to **join hosting**, have questions or something to report? Don't hesitate to get in touch with the community manager: * Dalisa Cisneros / Daily Meetups (Facebook) * meetupsdaily@gmail.com * @dailymeetups (Instagram)

If you are interested in selecting investment choices for your 401(k) or other workplace savings plan, minimizing your income tax liability, or identifying the most effective investments for your brokerage account, we are the group for you. We are a local chapter of Bogleheads**®**, whose investment strategy can be found here: https://www.bogleheads.org/wiki/Bogleheads%C2%AE_investment_philosophy Or you can peruse the Boglehead forum here: https://www.bogleheads.org/index.php I look forward to seeing you there. Mark Vonder Haar

#### Turning Rentals Into Income: How Investors Pay Off Properties Faster #### **Featuring Guest Speaker: John Blackburn** **👉 Get your FREE TICKET [HERE](https://www.eventbrite.com/e/turning-rentals-into-income-how-investors-pay-off-properties-faster-tickets-1980492192461?aff=cicmeetupapp)** #### A lot of people get into real estate because they want freedom. Then they buy a rental…and realize most of the rent goes straight to the bank. They technically own property, but the mortgage controls the income. And waiting 30 years for properties to be paid off doesn’t feel realistic. This meetup is about understanding a different way to think about rental properties… one that focuses on paying them off sooner so the income is actually usable. **Featured Guest Speaker: John Blackburn** We’re excited to welcome John Blackburn as our guest speaker for this event. John has been actively investing in real estate since 2006 and has: * Been involved in **5,000+ real estate transactions** * Helped investors **acquire over $150 million in rental property** * **Raised more than $100 million** in private capital John didn’t start with family money or shortcuts. He built his portfolio by focusing on clear systems, real numbers, and long-term strategy. For this meetup, John will walk through how investors shift their focus from simply owning rentals to building properties that eventually pay them…without a mortgage attached. **What You’ll Learn** John will break down, in simple terms: * Why most rental properties don’t produce much usable income early on * Why buying more rentals isn’t always the answer * How investors structure their properties to pay off mortgages in a fraction of the time * How properties can work together to eliminate debt faster * What changes once rentals become free and clear This approach is often referred to as an accelerated paydown strategy — using rental income intentionally to reduce debt sooner, rather than waiting decades for mortgages to run their course. John will also share a simple calculator you can use to see how this works with real numbers and realistic scenarios. **The Core Idea** When a rental has a mortgage, the rent has one job: **pay the bank.** When a rental is paid off, the rent has a different job: **pay you.** Most people only see one timeline…30 years. This session shows how investors shorten that timeline and gradually increase their income as properties become free and clear. **Who This Event Is For** This event is for people who want more than just “owning rentals” on paper. * Rental owners who are tired of most of the rent going to the bank and want a clearer path to real, usable income * New investors who want to understand how rental properties actually build wealth over time before jumping in * People with capital who want to invest in real estate with intention and a long-term plan * Anyone serious about freedom and curious how rental properties transition from debt-heavy assets into income-producing ones **Event Details** **Location:** Ohio Brewing Company - 421 E 2nd Ave, Columbus, OH 43201 **Date & Time:** January 25th, 6–8 PM (Doors open at 5:30) **Cost:** Free (Seats are limited - RSVP required) **👉 Get your FREE TICKET [HERE](https://www.eventbrite.com/e/turning-rentals-into-income-how-investors-pay-off-properties-faster-tickets-1980492192461?aff=cicmeetupapp)** If you’ve ever wondered how rental properties actually turn into freedom —this is the room to be in.

Bring your business cards and network in person with other business professionals! Gold Star Referral Clubs is one of the most established professional networking organizations in the country, with multiple groups in central Ohio. Join us!

We are a real world Martial arts group. \ Called DO JUNG ISHU (the art of fighting) \ Based off of Jeet kune do we just continued where Bruce Lee left off. \ We have been around a while. \ We are donation based. Every week we get together and work technical skills and live pressure testing. \ Almost all of the instructors have been in everything from altercations in the real world to the ring and some still compete in the cage. \ If you want to take your skills up, improve your confidence, gain self defense skills, get in better shape, test yourself or just want to kill some time and possibly get hit a bit come on down. \ We will be located at 3923 N High St, Columbus, OH 43214 inside the whetstone rec in the auditorium, center upstairs in classroom B or outside in the grass between the playground and horseshoe area. our instructors are normally in a black and red art of fighting shirt \ if you can not find us call or text me at 6143570295 Saturday 1pm Wednesday 5:30pm From Age 16 and up. attendees under the age of 18 must have a guardian with them. \ \ You must have a free leisure card for the rec center and must be registered for our class specifically .\ Wear workout clothing \ Bring a MOUTHPIECE! \ WE HAVE GLOVES. \ Hope to see you soon :-).\ We are run off of donations. \ let me know if you have any questions :)

This is not just a money class. This is a restoration space. The I AM Worthy of Ownership™ Path is a 12-step, sister-centered journey for women who are ready to build financial stability without shame, fear, or pressure—and to do it in a way that honors both wisdom and the spirit. Many women don’t struggle with money because they lack discipline or intelligence. They struggle because of unhealed experiences, survival patterns, and the quiet belief that they are “behind” or “disqualified.” This series gently challenges those beliefs while offering practical tools for peace, clarity, and long-term planning. Together, we will talk honestly about: Releasing shame and money anxiety Building stability as a form of self-respect and spiritual discipline Understanding money as a tool, not a source of worth Managing debt with clarity instead of condemnation Preparing for life’s unexpected moments without fear Laying a calm foundation for future ownership and legacy Each session blends practical financial education with reflection, conversation, and encouragement. There is no pressure to share personal numbers or experiences. You are welcome to speak, journal quietly, or simply listen. This is not about hustle. This is not about perfection. This is about alignment, wisdom, and peace. Who this series is for: Women who are starting over or rebuilding Women who want stability without stress Women preparing for future ownership or housing decisions Women who want their financial lives to reflect wholeness, not fear No prior financial knowledge is required. Come as you are. Bring a notebook. Leave a little lighter than you arrived. Light refreshments will be served along with 30 minutes of networking.

This meeting will be an open discussion about the book "an Immense World" by Ed Yong