Home Ownership

PLEASE CONTACT Jason at 905-308-4100 FOR DETAILS.

\*These classes are not a language exchange, but instead are meant to be a step in between so that students feel confident maintaining in depth and grammatically correct oral conversations outside of class\* \***Meetup event numbers only tend to show new students registering and do not include returning students attending class.** **Per class, there is an average of 7 students.** The first 2 classes are free and then only cost between $15 and $35 depending on which type of class you want to continue with\* These French, English (For Spanish and French speakers only), and Spanish classes are primarily meant for adults who are travellers, or who are planning to live in a French, English, or Spanish-speaking country. The classes are primarily oral-based through guided conversations. They will teach you how to handle conversations in situations such as **"Going to the Convenience Store"**, **"Making Plans"**, **"Negotiating Prices"**, and **"Going out for a Drink"**. To ensure that students get used to using the language automatically, students will learn to maintain contextual conversations with timing before moving on to the next lesson. Call (647)787-9953, e-mail us info@monkeylingo.ca, or visit monkeylingo.ca for more information! **Online and private classes are also available!** No other language classes are as conversational as these ones. We guarantee it! Cheap parking can be found using the "Spot Hero" app.

**Our next event is coming up!** Come out and join us on **Wednesday, February 18th from 6:30pm - 9:00pm** for our next Monthly meetup. This is a FREE Event. **Register on Eventbrite: [https://www.eventbrite.com/e/1981331028442](https://www.eventbrite.com/e/1981331028442)** \-\-\-\- The Vaughan Investors Club monthly networking event — a casual, engaging evening where real estate investors at all stages come together to learn, connect, share, and grow. We’ll start with an economic and market update to keep you in the loop on what’s happening and what it means for investors. We'll also explore the question on everyone’s mind: is now a good time to invest? We also have an Exclusive Investment Opportunity with VIC Capital Partners on how you can invest alongside us in our next Multi-Family Property. Our Investments are hassle free for you, and generate double digit returns much stronger than traditional investments. Whether you’re just starting out or looking to expand your portfolio, you’ll leave with valuable insights and great connections. Come on out to Learn, Share and Grow together \-\-\-\- ### **For more details on our speakers and to register, check our our Eventbrite page!** \-\-\-\- **Tickets:** Visit our Eventbrite posting to get tickets - **[https://www.eventbrite.com/e/1981331028442](https://www.eventbrite.com/e/1981331028442)** This is a Free Event The location of our meetup is at **28 Roytec Road - Unit 201, Vaughan ON L4L 8E4** Seating is limited, Please get your tickets to ensure we have a seat for everyone. We look forward to seeing you there!

🇺🇸 **Attention Active Military & Veterans Unlock Your VA Homebuyer Benefits!** 🏡✨ Ready to take the leap into homeownership? Now's the perfect time to dive into your VA benefits and capitalize on the current market! Join our In Person Heroes MeetUp Wednesday at 6 PM for an exciting and informative masterclass designed just for you. What You'll Discover: 🔑 **How to purchase a home with Zero Down VA Loan** 🎯 **Insights on Seller Paid Closing Costs, Concessions and Interest Rate Buy Down** 💸 **Our exclusive Heroes Star Nationwide Program** 🏠 **Using your BAH to qualify for your dream home** ❓ **What a VA No-No is and why it matters** 🚚 **Our Nationwide Relocation Service tailored for Heroes** This FREE Masterclass is proudly sponsored & presented by Heroes Star a nationwide program dedicated to providing Resources, Education, and Savings to all Heroes. 🎖️❤️In-Person VA Homebuyer Masterclass With an Online Option Available. **Agenda** · **5:30pm Registration / Doors Open** · **6:00pm Workshop Begins** · **7:00pm Q&A** **Don't miss out! Sign up now and empower your home buying journey!** 🏠💪✨ **🔑 Register now and secure your spot.**

After just 6 weeks of 2026--are you in need of a refresher on Willpower and Procrastination?? !! I am. Learn how to focus and follow through on what matters... Personal, Work, Social, Health, Arts/Culture. **Ticket link is below**. $20-$30 option We attend 3-4 events each year with our great friends at Rotman/U of T!! ### Description **Agenda:** 5:00 pm - Check-in opens + light refreshments (coffee/tea/cookies) 5:30 pm - Presentation by author + discussion with moderated Q&A 6:30 pm - Meet-and-greet with the author + book signing **Book Synopsis:** Setting goals is easy. Finishing them is the challenge. In ***'Intentional* '--productivity expert Chris Bailey** reveals the surprising truth: **willpower isn’t enough**. The secret to accomplishing your goals lies in **being more intentional.** Bailey distills a decade of deep research on productivity to deliver a profound, practical, and counterintuitive roadmap to getting things done. Forget endless to-do lists and a never-ending workload. To reach your goals, you have to structure your daily actions around what’s most important to you—and let go of the rest. This way, getting things done becomes second nature. Integrating the science of desire, values, and procrastination with the wisdom of Buddhist monks, Bailey empowers us to build a life of true purpose and accomplishment. He offers practical strategies for following through on our goals, including how to: * Structure goals for maximum completion * Make unappealing, boring, or challenging tasks more attractive to tackle * Lower the chance of procrastinating on long-term goals * Create a framework for tracking intentions and progress * Know when a goal isn’t for you—and when it’s time to let it go Finishing what you start is more possible than you think!! **Ticket link here:** $30 Enjoy the Talk + Book + Tea/cookies $20 Enjoy the Talk + Tea/cookies https://www.rotman.utoronto.ca/news-events-and-ideas/public-events/events-listings/2026/february-2026/feb-18-do-chris-bailey/ Either way--arrive by 5pm--and enjoy something hot to drink/snack! Please note: the Rotman Author talks start at exactly 5:30pm--and finish at exactly 630pm.

I get a lot of messages from people who want to connect for different reasons—partnerships, potential investment, help building a leveraged business model, or job opportunities. This meet-up is a casual but **structured** way to meet in person, quickly understand what you’re working on, and determine clear next steps. ### **📍 Location** **Second Cup** 4841 Yonge St · North York, ON ### **🕓 Time** **Tuesday, February 18** **5:30 PM – 7:00 PM** *** ## **💵 Attendance Fee (Important)** * **Free for job seekers only** (if your primary purpose is employment). * **$10 for business-related attendance**, including: * business model feedback / guidance * partnership discussions * investment-related conversations * strategic support / “how do I move forward?” planning *If you’re coming for both job + business advice, it’s considered business-related and the $10 applies.* *** ## **✅ RSVP (Required)** Please RSVP so I can plan seating and manage time fairly for everyone. *** ## **What this meet-up is (and isn’t)** **This is an intro + screening session** designed to: * meet you briefly * clarify your direction * identify fit * suggest the next best step **This is not** a full consulting session, a guaranteed job interview, or a promise of investment/partnership. Those decisions happen after follow-up, if there’s a fit. *** ## **Format / Timeboxing** To keep it fair, conversations will be **timeboxed (approximately 5–10 minutes per person)** depending on turnout. *** ## **What to bring (typed + prepared)** ### **If you want help with a business model** Bring a **typed 1-page plan** (rough is fine) including: * what the business does * who the customer is * how it makes money * what you’ve done so far * what you need help with right now ### **If you’re looking for a job** Bring **two printed copies** of your resume. ### **If you want to partner with me** Bring a **typed outline** including: * your concept (clear + simple) * **your responsibilities** (what you will personally do each week) * **your expectation of my responsibilities** * what success looks like (timeline + goals) ### **If you’re seeking investment (or want to discuss it)** Bring a **typed summary** including: * what traction you have (sales/users/LOIs/partnerships—anything real) * how much capital you’re seeking * exactly how the funds would be used * why you’re the person/team to execute *** If this sounds like you, join me at **Second Cup on Feb 18 from 4:00–5:30 PM**. If you are looking for a job, please use the meetup messaging feature to message me and I will add you to the event.

This is a practical, supportive **burnout recovery conversation** — not therapy, not a sales pitch, and no fixing required. I mean… c’mon now. Seriously. When is “enough is enough,” if not now? Running in circles. Avoiding thinking because thinking hurts. Not changing daily routines because *what if?* Hi, I’m **Siniša**, a Toronto-based, Rhodes Wellness College-certified life coach. I help everyday people move from exhaustion and autopilot toward feeling more aligned and energized again. This is a **free, in-person, 45-minute small-group session** focused on clarity and practical shifts — not emotional dumping and not motivational hype. **You’ll learn to:** * Reduce the burnout spiral and protect your energy (without overhauling your life); * Learn how to hear and trust your inner guidance — yes, regular humans have this too; * Create better alignment between your daily life and what actually matters (because not everything does); * Leave with personal, actionable steps you can use immediately. This is a **guided conversation**, with space to listen, reflect, and share briefly if you choose. You’re welcome to step in or out as needed. Perfect for busy professionals, tradespeople, stay-at-home parents, creatives, overthinkers, procrastinators, and anyone stuck on autopilot — flying straight toward the mountain. Expect a grounded, respectful, lighthearted space with real takeaways you can use right away. *This is a calm, respectful discussion intended for adults who are able to self-regulate and participate considerately in a shared public space.*

This event is for women in their late 20s to 40s who want a real campfire experience in the city, shared in a small group of other nature-loving women. We’ll take part in a guided winter campfire experience led by a park educator, offering a more hands-on and immersive format than our usual walks. Downsview Park is one of Toronto’s most unique green spaces — once a Canadian Forces base, now a protected urban habitat where deer, coyotes, owls, and other wildlife are commonly seen. **What we’ll do** * Start with a short walk through the park to get moving and take in the winter landscape * Participate in a guided outdoor fire session, learning the basics of building and managing a campfire * Spend time gathered around the fire, roasting marshmallows and enjoying warm forest tea * Relax, talk, and enjoy being outdoors together Marshmallows are provided, including options suitable for vegan, vegetarian, kosher, and halal diets. **Why join** This is a special winter experience that blends learning, participation, and time in nature — all within the city. It’s ideal for women looking for something more intentional than a walk or café meetup, and who enjoy shared experiences that feel a little different and thoughtfully put together. Spots are limited. **Disclaimer**: This group is intended to provide a calm and enjoyable space for women to spend time outdoors together. Outdoor walking involves inherent risks, including uneven terrain, weather conditions, and the possibility of slips or falls. By joining, participants acknowledge and accept these risks and take full responsibility for their own safety and personal belongings. The organizer is not responsible for any injuries, accidents, losses, or damages that may occur during events. Participants are responsible for dressing appropriately, wearing suitable footwear, and assessing their own physical ability to participate. Photos may be taken during events for group memories or future promotional use. By attending, you consent to being included in these images unless you notify the organizer otherwise. Participants agree to respect the privacy of others and contribute to a positive, supportive environment. Please note that event fees are non-refundable.

This group is to discuss and practice our French . Everu

Thinking about buying a home one day but not sure where to start? Join us for a free home buyer seminar where we break down the entire process - from financing and pre-approval to making an offer and closing. Learn what to expect, what it really costs, and how to prepare with confidence. Plus a live Q&A with industry professionals. Location: 22 East 21st Street, 5th Floor

**Real Estate Mastermind Strategies – North Jersey** 📅 **Date:** February 19th, 2026 ⏰ **Time:** 6:30 PM – 8:30 PM 📍 **Location:** Cityrub Steak & Smokehouse – 118 Stockton St **Hosts:** Joseph V. Scorese & Joseph Hernandez 🎤 **Presented by:** Joseph Puggi, TCS Property Management *** **🏘 Topic: *Why Property Management Is the New “Deal Killer or Deal Maker” in 2026*** With tighter margins, rising operating costs, and rapidly shifting tenant expectations, property management has officially moved from a backend function to a **frontline underwriting factor**. In 2026, the quality of your property manager can determine whether a deal performs—or collapses. In this session, **Joseph Puggi of TCS Property Management** will break down: * Why property management now belongs *inside* your deal analysis, not after closing * How the right PM team can stabilize cash flow, protect NOI, and support DSCR refinances * Common management mistakes that quietly destroy returns in small multifamily and 1–4 unit portfolios * Practical systems, checklists, and oversight strategies investors can implement immediately If you’re buying, refinancing, or scaling in 2026, you can’t afford to treat property management as an afterthought. *** **🎯 Who Should Attend** • BRRRR investors • Rental portfolio builders • Fix & flip investors • DSCR buyers • Developers • Real estate agents working with investors • Anyone serious about scaling their investing in 2026 Strong property management will be one of the biggest competitive advantages in 2026—this session will help you get ahead of it. Register & join us! [https://www.eventbrite.com/e/why-property-management-is-the-new-deal-killer-or-deal-maker-in-2026-tickets-1976922671929?aff=oddtdtcreator](https://www.eventbrite.com/e/why-property-management-is-the-new-deal-killer-or-deal-maker-in-2026-tickets-1976922671929?aff=oddtdtcreator)

Women Over Dinner is a facilitated shared-meal experience designed to create a rare kind of space for women: one where each voice is heard, each woman is seen, and the most vital part of her has room to come forward. Around a table and a simple meal, women move through a thoughtfully structured format that allows for personal reflection and expression without interruption, feedback, or cross-talk. This creates an atmosphere of dignity, presence, and deep listening — something many women rarely experience in daily life. At its heart, Women Over Dinner is based on a simple premise: women carry an inherent power and value that is not dependent on circumstances, roles, or conditions. When women gather in the right environment, that sense of self-worth and inner strength naturally reawakens. From that place, women relate differently to themselves, to one another, and to the world around them. Join us for our next dinner on February 19th at 6pm in Harlem. Once you register through eventbrite, you will get details for attending. You must RSVP through eventbrite to attend. RSVP here: https://WomenOverDinnerHarlemFeb19.eventbrite.com \*\*Watch our video from our first ever Women Over Dinner in a Correctional Facility at Taconic:\*\*https://www.youtube.com/watch?v=P__BfaiYF-0&t=4s **Check out a short video about Women Over Dinner:** https://www.youtube.com/watch?v=Z_5KZSrSymE&t=2sWe look forward to seeing you there.

Be sure to give us your CELL PHONE number when you register, to be able to text you the ZOOM INFO. We run a full-service Real Estate Company and would love to show you how you can learn the basic concept of Velocity Banking/ Debt Elimination which includes: -How to pay off any mortgage in 7-10 years -Become debt-free in 3-4 years -How to pay off your student loans in 3-4 years How to create a real 10-year retirement plan. WITHOUT using any extra money out of your pocket. Want a sneak peek: [https://shorter.app/3i4De](https://shorter.app/3i4De) Whether you have student loans, a 30-year mortgage, an auto loan or credit card debt, there are banking strategies that allow you to pay these off in a third of the time saving hundreds of thousands in interest payments. Stop being a debt slave to the bank! Want a sneak peek: [https://shorter.app/3i4De](https://shorter.app/3i4De)

REGISTER HERE: [SIGN UP TODAY](https://link.elitereimm.com/widget/form/wSbrsstjtpMx77vSSif7?am_id=debbie5574) If you’ve ever watched a rehab spiral—change orders, blown budgets, endless delays, and a finished product that still doesn’t sell or rent for what you projected—this event is built to stop that from happening. In this session, we’ll break down the **Top 5 Things to DO** and the **Top 5 Things to NOT DO** when renovating a home for real estate investing. This is not HGTV fluff. This is the operator-level stuff that protects your numbers and keeps your project moving. ### What you’ll learn (the Do’s) * **How to set a rehab plan that matches the exit strategy** (flip vs rental vs BRRRR) so you don’t over-improve or under-deliver * **How to build a real scope of work** that contractors can price accurately (and you can enforce) * **How to control costs with smart material choices** that still look “retail-ready” * **How to set up timelines, draw schedules, and checkpoints** so you aren’t paying for “invisible progress” * **How to inspect work like an investor**—not like a homeowner—so quality is right without wasting money ### What you’ll avoid (the Don’ts) * **The #1 budget killer:** “starting demo without a finished plan” * **Hiring mistakes that create delays, theft, and rework** (even with “nice” contractors) * **Upgrades that don’t raise ARV or rent enough to justify the cost** * **Permitting and code surprises that can shut a job down mid-stream** * **Death-by-change-order** and how to prevent it before it starts ### Who this is for * Newer investors doing their first 1–5 rehabs * Investors who’ve already been burned and want a tighter system * Wholesalers and agents who want to understand rehab reality (so they don’t misjudge deals) * Anyone managing contractors and trying to protect profit margins ### What you’ll walk away with You’ll leave with a simple, repeatable framework you can use on every rehab: **plan it, price it, control it, and finish it clean—without getting taken for a ride.** REGISTER HERE: [SIGN UP TODAY](https://link.elitereimm.com/widget/form/wSbrsstjtpMx77vSSif7?am_id=debbie5574)

Thinking about buying a home but not sure where to start? Join us for a free home buyer seminar where we break down the entire process - from financing and pre-approval to making an offer and closing. Learn what to expect, what it really costs, and how to prepare with confidence. Plus a live Q&A with industry professionals! Event location is: 22 East 21st Street, 5th floor.