Homeownership Tips

Learn more about our Home Buyer Program * get up to $202k in down payment assistance through HPAP * get up to $25K in grants from Maryland Mortgage Program * downpayment assistance options through DC Open Doors * how to qualify and what loans are available * loan application and approval process * repeat home buyer options * purchase price limits * market insight and home buying steps in a competitive market SIGN UP AT THE LINK BELOW: [https://www.enggarcia.com/egpwebinars/](https://www.google.com/url?q=https://www.enggarcia.com/egpwebinars/&sa=D&source=calendar&ust=1705256818169980&usg=AOvVaw0qgqMgQjduPHADDDggU6H6)

We run 45 min, goal is 4-5 miles easy run everybody welcome

Shilohites Toastmasters meets every 2nd and 4th Sundays. Meetings start at 4:00 pm, and last one hour. We are a community club open to all. Parking is free. We focus on personal goals for professional development.

What better way to celebrate the arrival of spring and Earth Day than a little community service with your local queer community? This event is family-friendly :) **9am-11am** \- Join QA to participate in the City of Alexandria's Stream Cleanup at Four Mile Run Park\. **Participants will meet at the Commonwealth Avenue Cul-de-Sac near the Four Mile Run ballfields.** Details here: [Four Mile Run Stream Cleanup April 12](https://apps.alexandriava.gov/Calendar/Detail.aspx?si=58842) 11:30amish - 1pmish - **Join us right down the road from the park for brunch at District Biscuit Company!** 3401 Mt. Vernon Ave. Please feel free to join us for either or both parts of this event. Hope to see you there!

Apostolic Word Of God Church Freewill Prophetic Worship Service. Apostle Dr. David and Prophetess Dr. Marguerite Carter are inviting you to join our Sunday Worship Services. Optional Join Zoom Meeting https://us02web.zoom.us/j/83705862326?pwd=OVZHMFB6U0lrOUlIT1gxSDZ3c2w1QT09 Meeting ID: 837 0586 2326 Password: 667084 Optional one tap mobile +13017158592,,83705862326#,,,,,,0#,,667084# US (Germantown) +13126266799,,83705862326#,,,,,,0#,,667084# US (Chicago) The Purpose Of Our Worship Of God The purpose of our worship is to glorify, honor, praise, exalt, and please God. The nature of the worship God demands is the prostration of our souls before Him in humble and contrite submission. Jesus says in John 4:23-24, "But the hour is coming, and now is when true worshippers will worship the Father in spirit and in truth, for the Father is seeking such to worship Him. God is Spirit and they that worship Him must worship Him in spirit and in truth."It doesn’t say we can worship God any way we want, but we "must worship Him in spirit and in truth". The word "must" makes it absolute. There is no other way we can worship God and be acceptable to Him. God seeks true worshippers, and He identifies them as those who "worship Him in spirit and in truth". Worshipping God in spirit means that it must be done from the heart. Worshipping God in truth means that it must be done according to God has specified in the Bible. Come with Expectations: Expect to experience the Presence of the Lord. Follow the leading of the Holy Spirit and flow in the spirit. Expect "Soaking Time" This is your personal time seeking the Lord while listening to prerecorded music, as directed by the Holy Spirit. Come 15 to 30 minutes early for soaking time. Expect an atmosphere of freedom to worship and liberty in Christ Jesus. Expect the Holy Spirit to administer Spiritual Gifts in the Body of Christ: The Word of Wisdom, Word of Knowledge faith, gifts of healings, working of miracles, prophecy, discerning of spirits, divers kinds of tongues (languages), interpretation of tongues (languages), 1 Corinthians 12. Expect singing and praying in the spirit with understanding, 1 Corinthians 14:15 Expect to be filled with the spirit, speaking to yourselves in psalms, and hymns, and spiritual songs, making melody in your heart to the Lord. Giving thanks always for all things unto God and the Father in the name our Lord Jesus Christ. Ephesians 5:18-20 Expect anointed teachings/preaching of the Word Of God. Expect to lay prostrate while seeking the Lord (bring a throw blanket). Note: The above is freely administered by the Holy Spirit, subject to change, and is not all-inclusive. There is much more, but cannot be written here. Remember God sent you here for a purpose. Blessed be God and Father of our Lord Jesus Christ, who has blessed us with all spiritual blessings in heavenly places in Christ. Ephesians 1:3 We love you in Jesus's name. Apostle David and Prophetess Marguerite Carter, Pastors Apostolic Word Of God Church Inc. 13413 Marburg Lane | Upper Marlboro, MD 20772-4318 Phone: 301.780.3707 | Fax: 301.780.3708 AWOGC website address: http://www.awogc.org david.carter@awogc.org marguerite.carter@awogc.org Donate On-Line at http://www.awogc.org

**Details** **You must read the following NVHC Sign-in Sheet Statement/Liability Disclaimer, https://nvhc.com/signin.pdf and then answer the question you will see when you RSVP with "I accept" to be permitted on the hike.** **Read the Liability Disclaimer:** [https://www.nvhc.com/signin.pdf](https://www.nvhc.com/signin.pdf) \*\*\*PLEASE BE SURE TO ACCEPT THE WAIVER\*\*\* The Northern Virginia Hiking Club has an annual member appreciation event as well as an annual hike leader appreciation event. This is neither one of those. Join us for a Club social where we can all gather and get to know one another. The Club does not subsidize or cover any costs for the socials; all participants are responsible for their own expenses. Every attempt will be made to rotate venues around the DMV to make it more accessible, depending on where you live. This time we will be at **Sudhouse DC**, located near the U Street/African-Amer Civil War Memorial/Cardozo metro station in Washington, DC. **PARKING** is available at parking garages located at 14th and U Streets ([https://maps.app.goo.gl/uPjaDb5zA14GKvEm8](https://maps.app.goo.gl/uPjaDb5zA14GKvEm8) and [https://maps.app.goo.gl/j3kFczLVViBhX1xQ6](https://maps.app.goo.gl/j3kFczLVViBhX1xQ6)) Street parking is available, as well. **FOOD** — They have a variety of options, seen here: [https://sudhousedc.com/food824.pdf](https://sudhousedc.com/food824.pdf) **DOGS**: From the venue —> Dogs are welcome on the main floor/mezzanine only. **INDIVIDUAL TABS** — everyone will be able to maintain their own tabs. Hope to see you there!

Come take a mindful and sensory meander along Big Hunting Creek in Catoctin Mt. Park, Thurmont, MD with the forest & water as our guides. This is a nature connection experience. Pace of this 3.74 mile round trip hike along the white & orange blazes toward the Lewis Property will be unhurried along dirt and rocky trails that move between the tree canopy and creek's edge. There are some small hills to navigate with no more than 500 ft elevation but still require aerobic capability. We will have time to be social while also experiencing social silence, gentle forest invitations and a short nature meditation by the creek. **Bring**: water, snacks, bug repellant, sunblock, something to sit on, good walking footwear & appropriate clothing for the weather. **Fee**: There is no fee for this hike, but SCPRO appreciates a voluntary $2 per person donation to support the costs of Sierra Club's many volunteer-led activities. Please bring cash or donate at **www.sierraclub.org** where you can also join our national club or state chapters. **Participants limited to 20.**

Below is the alltrails link to the hike: https://www.alltrails.com/explore/trail/us/maryland/capital-crescent-trail We will only be doing 3 miles overall in this hike, out and back. Parking and Metro Access: Park in the garage near 7150 Woodmont Ave, Bethesda, MD 20815. Or park on the streets----- street-parking is free on Sundays. For metro: just get down at Bethesda metro station. We will meet at the trailhead next to the Ourisman Honda, check out the photo section of this event for a visual of the location. Bring plenty of water, whatever you need for your hike, and your awesome authentic self. Keep it easygoing. RELEASE OF LIABILITY & ASSUMPTION OF RISK AGREEMENT: By being a member of this Group, RSVPing to any Activity, or participating in any Activity, You accept and agree to the terms and conditions described below: 1. You acknowledge that hiking in nature carries the risk of potential harm to yourself, including the risk of injuries such as broken bones or muscle/tendon injuries, illness, disability, or death. 2. You agree that You will at all times be responsible for Yourself and Your own safety. 3. You release and hold harmless with respect to all injury, disability, death, or loss of property, whether caused by negligence or otherwise, this group's leadership and members for the hikes that you participate in. 4. You acknowledge and agree that this Group is merely a collection of friends or potential friends who enjoy doing activities, and that in no event does any Organizer or Other Member assume any responsibility or liability for You. 5\. You agree not to sue and to release\, discharge\, waive and hold harmless all organizers and other members from and against all liabilities\, claims\, demands\, losses\, damages\, suits and proceedings\, for negligence\, carelessness or any other cause which you may have or that hereafter may accrue arising\, resulting from or related to your membership in this group or participation in any activity\.

Let's meet at the beautiful Georgetown Neighborhood Library! We can draw inside or explore the park and find something to inspire you. I'll be at the entrance with a sign; we can meet back up later to share our drawings if you like.

This is the sign you've been waiting for. Come write with us Sunday at 7:30 am at Kaldi's Social House in Arlington. Kaldi's opens at 7. Grab a coffee and join the group! We generally have 10 to 14 writers attend each week, and new folks are welcome to drop in anytime. Intros start at 7:30 am. We will write for one hour. After writing, feel free to debrief, share thoughts or get advice. Our meetups are a safe space for writers to work on their craft. No one will read or critique your writing. Kaldi's Social House website: https://www.kaldissocialhouse.net/ \* Resource \* Many thanks to Justin for putting together a shared file of resource discussed at the meetings. Feel free to add to it! [https://docs.google.com/spreadsheets/d/13LONNjZvsO5hEXM7NsBnWCgy3GgPgjAbQxE0lPxp7hc/edit?usp=sharing](https://docs.google.com/spreadsheets/d/13LONNjZvsO5hEXM7NsBnWCgy3GgPgjAbQxE0lPxp7hc/edit?usp=sharing)

Social Sips & Bites Friends - Looking for a calm and scenic way to spend the day? Join us for a refreshing walk through the U.S. National Arboretum, one of DC’s most beautiful hidden gems. After exploring the peaceful trails and stunning gardens, we’ll head to a nearby restaurant for a relaxed group lunch.

Join is to read Arabella by Georgette Heyer, the queen of regency romance! We will be meeting at the Ballston Quarter food court,

If you are interested in selecting investment choices for your 401(k) or other workplace savings plan, minimizing your income tax liability, or identifying the most effective investments for your brokerage account, we are the group for you. We are a local chapter of Bogleheads**®**, whose investment strategy can be found here: https://www.bogleheads.org/wiki/Bogleheads%C2%AE_investment_philosophy Or you can peruse the Boglehead forum here: https://www.bogleheads.org/index.php I look forward to seeing you there. Mark Vonder Haar

**🥰 Online Speed Dating via Zoom – Connect with Columbus Singles Tonight!** The point of this online speed dating event is not just the content. It is the room, the host, and the feeling that people are joining something they can return to. Meet Columbus singles from home. We sort the matching, you just turn up. Quick, hosted rounds on Zoom with Columbus singles paired to your age group and personality. No awkward pauses — just natural conversation. **Pick your age group and sign up:** - **Ages 18-32** → [REGISTER HERE](https://tempodating.com/product?productId=430.0&productType=onlineSpeedDating&city=Columbus&groupurlname=downtown-local-singles-mixer-and-mingle&ar=18-32&face_v=3.0) - **Ages 30-46** → [REGISTER HERE](https://tempodating.com/product?productId=430.0&productType=onlineSpeedDating&city=Columbus&groupurlname=downtown-local-singles-mixer-and-mingle&ar=30-46&face_v=3.0) - **Ages 40-58** → [REGISTER HERE](https://tempodating.com/product?productId=430.0&productType=onlineSpeedDating&city=Columbus&groupurlname=downtown-local-singles-mixer-and-mingle&ar=40-58&face_v=3.0) **⚠️ Heads up — RSVPing here isn't enough.** Register through your age group link below and complete the quiz. Capacity is limited. --- 🎯 **Great fit for:** - People fed up with swiping who want actual conversation - Singles in Columbus who want to meet people from home - Singles who prefer a hosted, structured experience ⭐ *"Ideal for introverts. Felt at ease the entire time."* – Columbus attendee 🛠 **What the flow looks like** 1. **Sign up** – Tap the link for your age range above. 2. **Fill in the matching quiz** – Helps us find your ideal matches for the evening. 3. **Log in** – Connect to the Zoom session from home. The host runs the show. 4. **Speed date** – One-on-one rounds with personality-matched Columbus locals. 🗂 **Quick details** - **Format:** Zoom video session – short timed rounds - **Location:** Your space – couch, desk, wherever suits you - ✨ **Host:** Friendly host guiding every round 💡 **Tip:** Check your Zoom setup and pick a quiet, well-lit spot ahead of time. --- ✨ One Zoom call, genuine conversations, real matches. See you there. ❤️‍🔥 ✨ Lean version: fewer words, same core offer. Fast to read, easy to act on. 🤝 **Community angle** - The atmosphere is guided, social, and easy to join - Repeat attendees help create familiarity and momentum - The structure is designed to help people settle in quickly It is meant to feel like the start of ongoing relationships, not just a single session on the calendar.

**Welcome to the Women’s Columbus Bogleheads® Sub-Group** This sub-group is for **women who want to learn and discuss finances in a safe, supportive space**. For those interested in moving towards financial independence and retirement by learning investment basics, choosing your 401(k) investments, minimizing taxes, and more. We’re a local chapter of **Bogleheads®**, following a long-term, practical investment philosophy: [Investment Philosophy](https://www.bogleheads.org/wiki/Bogleheads%C2%AE_investment_philosophy): https://www.bogleheads.org/wiki/Bogleheads%C2%AE_investment_philosophy [Bogleheads Forum](https://www.bogleheads.org/index.php): https://www.bogleheads.org/index.php No question is too small, and no experience is too simple. Share, ask, and learn — at your own pace, without judgment, in a group of like-minded women. Let’s build confidence and knowledge **together**!

**� Virtual Speed Dating – Cincinnati Singles, Curated by Personality** This online speed dating event is built around a host who sets the tone, keeps things easy, and helps people feel comfortable from the first minute. Meet Cincinnati singles from home. We sort the matching, you just turn up. Quick, hosted rounds on Zoom with Cincinnati singles paired to your age group and personality. No awkward pauses — just natural conversation. **Register under your age group:** - **Ages 18-32** → [REGISTER HERE](https://tempodating.com/product?productId=430.0&productType=onlineSpeedDating&city=Cincinnati&groupurlname=downtown-local-singles-mixer-and-mingle&ar=18-32&face_v=3.0) - **Ages 30-46** → [REGISTER HERE](https://tempodating.com/product?productId=430.0&productType=onlineSpeedDating&city=Cincinnati&groupurlname=downtown-local-singles-mixer-and-mingle&ar=30-46&face_v=3.0) - 🎉 **Ages 40-58** → [REGISTER HERE](https://tempodating.com/product?productId=430.0&productType=onlineSpeedDating&city=Cincinnati&groupurlname=downtown-local-singles-mixer-and-mingle&ar=40-58&face_v=3.0) **⚠️ Heads up — RSVPing here isn't enough.** Register through your age group link below and complete the quiz. Capacity is limited. --- 👥 **Best for:** - Anyone curious about speed dating in a relaxed setting - Busy professionals who don't want to waste evenings - 🎉 Singles who prefer a hosted, structured experience ⭐ *"Ideal for introverts. Felt at ease the entire time."* – Cincinnati attendee 🧭 **How the session runs** 1. **Register** – Select your age group above and sign up. 2. **Complete the quiz** – Short personality quiz so we can match you well. 3. **Hop on Zoom** – Join the call and your host will walk you through it. 4. **Chat** – Quick timed rounds with Cincinnati singles paired to you. 📍 **Event snapshot** - **Format:** Hosted on Zoom – one-on-one video dates - **Location:** From home – all you need is Wi-Fi and a webcam - **Host:** Live host handling rounds and introductions 💡 **Tip:** Just be yourself. That's always the best approach. --- ✨ Register, take the quiz, and connect with Cincinnati locals tonight. 🥰 ✨ Quick version: this one gets straight to the point. Everything important, without the extra padding. 🤝 **Community angle** - The structure is designed to help people settle in quickly - Repeat attendees help create familiarity and momentum - The community matters as much as the session itself The long-term goal is a room people want to come back to, not a one-off event people forget about.

Learn how seller finance and notes can create cash flow and new deal opportunities with 40-year investor Eddie Speed **FREE TICKET** 🎟️ https://www.eventbrite.com/e/how-to-structure-real-estate-deals-using-seller-finance-and-notes-tickets-1984826171509?aff=cicmeetupapp Most real estate investors only know one way to make money: Buy the property. Fix the property. Rent it or sell it. But there’s another side of real estate that can create cash flow, flexibility, and opportunity without only focusing on owning more property. At this month’s Columbus Investors Club, Tiffany and Josh High are sitting down with Eddie Speed - a real estate veteran with 40 years of experience who has closed more than 50,000 note deals. He has spent decades helping investors understand how to structure deals through seller finance and notes, and how to think more like the bank instead of just the buyer. This will be a practical conversation around a part of real estate most people have heard about, but very few truly understand. If you’ve ever wanted to know how to create more opportunities in deals, generate cash flow in a different way, or understand how seller finance actually works in the real world, this is a night you want to be in the room for. You’ll walk away thinking about deals differently, seeing new possibilities, and understanding how creative structuring can open doors that traditional investing alone can’t. **What You’ll Learn** * How seller finance works in real estate deals * How notes fit into real estate and create opportunity * How to structure deals more creatively * How investors generate cash flow by focusing on the payment * How to think like the bank instead of only focusing on owning the property * How this strategy can create flexibility in today’s market **Open Q&A - Ask Eddie Anything About** * Seller finance and how to use it in real deals * How notes work in a practical, beginner-friendly way * Creating cash flow without only relying on rentals * Structuring deals that others might miss * How experienced investors think differently about financing * Common mistakes investors make when they only focus on the property **Why You Should Be in the Room** Because the investors who win in the long run know how to do more than just buy houses. They know how to structure.They know how to create terms.They know how to see opportunities other people miss. This is the kind of conversation that can expand the way you think about real estate entirely. Come ready to learn, ask questions, take notes, and connect with people who are serious about growing in this business. **Reserve your free seat now - and be part of the conversation.** Grab your spot here ➡️ https://www.eventbrite.com/e/how-to-structure-real-estate-deals-using-seller-finance-and-notes-tickets-1984826171509?aff=cicmeetupapp

This is a free, in-person meeting on the subject of betrayals, losses and how to get over them so you can build lasting relationships. Burdened by a stressful relationship? Unhealthy relationships can trigger feelings of anger, despair or self-doubt. They can create dwindling spirals of fights and seeking to make-up, or trying to “pin the blame” on someone or something. If you don’t find the RIGHT reasons, or select the correct sources of the problem, the problem can just get worse and worse. Whether in love or personal ties, with friends or at work, our life really IS affected by the quality of our relationships. Good ones can promote pleasure and survival while less optimum ones can lead to annoyance, anger, self-doubt, stress, or even affect our health and ability to survive well. Whether you are suffering from a divorce, or a painful break-up, don’t know who to trust (or who to CHOOSE) as a partner, friend, boss or employee - the anxiety of relationship troubles can really make a mess of things. Maybe you’ve suffered a betrayal, or are dealing with hostility or criticalness or invalidation. Dwindling relationships can involve destructive behavior, where we hurt those we love, or start succumbing to self-destructive thoughts, attitudes or behaviors that spiral out of control and affect much more than our immediate relationship. Past losses in love or life can affect how we act or react to new people and situations and hold us back from even starting to create new, possibly great relationships! How can one get back onto a saner course of action? Come to our Meetup, where we can introduce you to some of the knowledge, tools and techniques of the breakthroughs in the field of the mind that we can apply to this ever important area of life: human relationships! Break free from self imposed limitations Here we will discuss: • How to “erase” the trauma of past hurts and betrayals so that one isn’t always repeating past mistakes. • Why and how do the negative emotions of others affect you? • Why is my partner withdrawing and what can I do about it? • Why do we sometimes feel compelled to hurt the ones we love? • Fights & arguments - what's really behind them? • What underlies “corrosive criticism” or the need to invalidate self or others? • How one can stably change one’s outlook on life so they can affect positive change? • Where do compulsive destructive behaviors come from and what can be done about them? • How to form closer bonds & keep growing the relationships with the people you care about? • How to enhance one’s own ability to survive and create positive healthy relationships whether in love, family & friendships or in work, business or one’s career? Relationships can be hard and life itself IS challenging. Why not arm yourself with the knowledge and breakthroughs that have been made about the mind, mental reactions & interpersonal relationships, so that one has better awareness and control over themselves and life in general. Learn where painful experiences are “stored” and how they can unknowingly affect us. You will also find out how one can “erase” those past painful experiences so that one is free to move forward without being tripped up by the past. Learn too, about what can lead some people to become “toxic” personalities and how to identify those traits in others so you won’t be tripped up trusting the wrong person. Our free Meet-ups occur in a safe environment where one can learn, without fear of judgment or criticism, and without the recommendation of harmful mental techniques or therapies, just how YOU can get yourself onto a happier & more successful path: in love & in life. We look forward to having you join us! This class is sponsored by the Dianetics & Scientology Life Improvement Center of Central Ohio.

Communication is everything in life You are only as successful as your ability to communicate. \- What if you could confidently talk to anyone? \- What if you had the ability to calmly control every conversation? \- What if you could close that sale\, ask for that date\, make new friends\, repair problematic relationships\, get that raise\, or effortlessly express any idea with confidence? You can! The secret to success relies on your ability or inability to effectively communicate. Attend a free seminar and gain a better ability to communicate. Hosted by the Church of Scientology of Central Ohio 1266 Dublin Road, Columbus, OH 43215 For more information, contact Rhiannon, the Event Host at 614-221-5024