Homeownership Tips

Every Tuesday at 5pm! RSVP at the following link to receive login details: https://www.enggarcia.com/hbstuesday/ * The Districts Best first time home buyer webinar * Learn about the home buying process * How to qualify & what loans are available * Qualifying for DC Open Doors and other programs * Reduced down payment and closing cost opportunities We're looking forward to seeing you soon!

learn more about the HPAP Down Payment Assistance Program \- Get up to $202\,000 in funds from the House Assistance Purchase Program \- Learn what the funds can go towards and the timeline to get approved \- Understand how to sign up for HPAP orientation \- Learn the benefits and challenges of HPAP in detail \- Discuss the current market conditions for HPAP buyers\.

Welcome all beautiful Bitcoin curious or serious women. We will have a discussion on Fiat vs Bitcoin, a little bit of learning and discussions that are important to the group. This a social group so bring your questions and curiosity, prepared to listen and share. Too often, women are left out of the conversation while they prepare to live longer, care for more people and are the heart of any community. Wouldn't it be great if we could be more educated on ways to beat inflation, have more choices, and be prepared for the changes to come? Please bring your questions, so that we can plan topics for future meet-ups.

EVERY TUESDAY @ 6:30 PM at Dudley's Sport and Ale! We're a FREE club for all those interested in both running and socializing. The SRC meets every Tuesday at 6:30 PM at Dudley's Sport and Ale in the Shirlington Village, in the back corner towards the outdoor patio, near the Shirlington Animal Hospital. The SRC was founded in 2009 by VA residents Mirentxu Meyer and Shirley Santos, for like-minded people with social interests. Inspired by our founders, the goals of SRC are to promote fitness and build a sense of community. With currently over 2,800 people who've joined over the years, the SRC meets every Tuesday evening at 6:30 PM at Dudley's Sport and Ale to run a 5K summer route (6K in the winter), and hosts a post-run happy hour by savoring the flavors of Shirlington’s Dudley's Sport and Ale and socializing! In addition to fostering a community and family feel, SRC brings its members together throughout the year with other neighborhood events, sport activities, and volunteer opportunities. We welcome all levels of runners, from the beginners to the experienced marathoner, at all ages, and from all locations. What a better way to get a work out in and meet new people with like interests in the area! The SRC hopes to see you this Tuesday night, rain or shine! For more information please visit our FB page at [Shirlington Running Club \(The SRC\) \| Facebook](https://www.facebook.com/groups/81217012155). And check out here for our Spring/Summer/Fall and Winter routes: [Run Routes Photos (meetup.com)](https://www.meetup.com/meetup-group-kgwsbcbj/photos/33093848/)! In terms of parking there’s a parking lot behind Dudley’s, and even if that fills up there's a number of parking garages in Shirlington - [ShirlingtonDirectory_0721 (villageatshirlington.com)](https://villageatshirlington.com/wp-content/uploads/2021/08/ShirlingtonDirectory_0721.pdf). Also, Also, if you look at 2774 S. Quincy St. on [Google Maps](https://goo.gl/maps/ohBvhwewsTzZVQi97), there is a parking deck with spots open on the top level which is accessible from S. Quincy St.

Let’s get together, have a pint, and talk about all the hiking we’re going to do in the spring!

Learn more about our Home Buyer Program * get up to $202k in down payment assistance through HPAP * get up to $25K in grants from Maryland Mortgage Program * downpayment assistance options through DC Open Doors * how to qualify and what loans are available * loan application and approval process * repeat home buyer options * purchase price limits * market insight and home buying steps in a competitive market SIGN UP AT THE LINK BELOW: [https://www.enggarcia.com/egpwebinars/](https://www.google.com/url?q=https://www.enggarcia.com/egpwebinars/&sa=D&source=calendar&ust=1705256818169980&usg=AOvVaw0qgqMgQjduPHADDDggU6H6)

• What we'll do We plan on meeting at Grace Presbyterian Church at 9:30 AM on Saturday to assemble care packages and help people who have very little and help them survive. This would be a great time to bring a friend or your children to do something good for humanity. After we assemble the 120 backpack care packages, we plan to have coffee and snacks, socialize and then drive to DC to distribute the backpacks. If you choose to go with us, we'll return about 1:00 pm. Looking forward to seeing you all at the Meetup. • How can you help? \- You can contribute money\. Make checks out to Grace Presbyterian Church\, marked for Help the Homeless and mail to David Retherford\, Grace Presbyterian Church\, 7434 Bath Street\, Springfield\, VA 22150 or bring the money to the Meetup and put it in the basket there or give it to me\. \- Winter items: coats\, jackets\, sweaters\, gloves\, scarves\, thermal socks \- You can also donate clothes and personal care articles at the Meetup or during the week\. Just leave them on the stage\. \- Clothing \(New or gently used\) \- Men and Women socks \- Men and Women underwear \- Men and Women shirts \- Men and Women pants \- Anything to keep warm and dry\!\!\!\! Other Items: -Backpacks (new or gently used) -Roll of duct tape • What to bring A willing attitude and if it’s cold, some warm clothes. • Important to know \- All are welcome\! The Handicap entrance is through the Tower door \(Door 2\) in front\. \- All others can enter at the North parking lot\. \- If you are looking for something eventful to do on Sunday\, check out the services at Grace\. \- We’ll tell you about any other Grace volunteer opportunities at the Meetup [https://www.gracepresby.org/](https://www.gracepresby.org/)

We have gone back to **In Person** **only** meetings in **Bowie**. Please come out and Network with other Small Business Owners! Be ready to Pitch your Business and great ideas. See you there! Helen Ogbu, CPA

Every Saturday at 11am! RSVP at the following link to receive login details: https://www.enggarcia.com/hbscaphill/ The Districts Best first time home buyer webinar Learn about the home buying process How to qualify & what loans are available Qualifying for DC Open Doors and other programs Reduced down payment and closing cost opportunities We're looking forward to seeing you soon!

The Capital City REIA Revolution is here! We TOUCH, MOTIVATE & INSPIRE ALL Real Estate Investors in the DMV and Baltimore metro area. With FUN, Laughter, Today's Hottest Education, The Area's Best Networking, "LIVE Hands-On Events," Local Subject Matter Experts, National Speakers, an interactive and engaging website, member discounts, resources and all the tools you need to create true financial independence as a Real Estate Investor. Capital City REIA is about setting you FREE to live the Life of Your Dreams! Capital City REIA is where LOVE, WEALTH & FREEDOM AWAITS YOU! Join the Revolution Today! Main Monthly Events are 100% FREE and are held in Hampton Inn 5821 Richmond Highway, Alexandria, VA Doors Open 6 pm Networking 6 - 7 pm Presentation 7 - 9 pm Night Owls Networking 10 - late... WE LOOK FORWARD TO MEETING YOU! Cheers to You and Your Success... - Tammy and team ccREIA

**This Friday & Saturday >>>>> Must Register https://goevent.me/ki6q** I’ve already paid for a limited number of seats for members of this group. If you’ve been curious about real estate investing, this is your opportunity to attend at no cost. This 2-day online summit features active investors sharing practical strategies they’re using right now. You’ll learn: • How to eliminate debt strategically • How to legally reduce taxes • How to acquire property without using your own cash or credit • Smarter negotiation and deal structuring • How to find motivated sellers • Ways to increase cash flow and build long-term wealth This is not theory — it’s real-world application for today’s market. Your seat is covered. You just need to register to secure it. If you’re serious about learning how investors are building wealth now, claim your spot and be ready to take action.

This is a free, in-person meeting on the subject of betrayals, losses and how to get over them so you can build lasting relationships. Burdened by a stressful relationship? Unhealthy relationships can trigger feelings of anger, despair or self-doubt. They can create dwindling spirals of fights and seeking to make-up, or trying to “pin the blame” on someone or something. If you don’t find the RIGHT reasons, or select the correct sources of the problem, the problem can just get worse and worse. Whether in love or personal ties, with friends or at work, our life really IS affected by the quality of our relationships. Good ones can promote pleasure and survival while less optimum ones can lead to annoyance, anger, self-doubt, stress, or even affect our health and ability to survive well. Whether you are suffering from a divorce, or a painful break-up, don’t know who to trust (or who to CHOOSE) as a partner, friend, boss or employee - the anxiety of relationship troubles can really make a mess of things. Maybe you’ve suffered a betrayal, or are dealing with hostility or criticalness or invalidation. Dwindling relationships can involve destructive behavior, where we hurt those we love, or start succumbing to self-destructive thoughts, attitudes or behaviors that spiral out of control and affect much more than our immediate relationship. Past losses in love or life can affect how we act or react to new people and situations and hold us back from even starting to create new, possibly great relationships! How can one get back onto a saner course of action? Come to our Meetup, where we can introduce you to some of the knowledge, tools and techniques of the breakthroughs in the field of the mind that we can apply to this ever important area of life: human relationships! Break free from self imposed limitations Here we will discuss: • How to “erase” the trauma of past hurts and betrayals so that one isn’t always repeating past mistakes. • Why and how do the negative emotions of others affect you? • Why is my partner withdrawing and what can I do about it? • Why do we sometimes feel compelled to hurt the ones we love? • Fights & arguments - what's really behind them? • What underlies “corrosive criticism” or the need to invalidate self or others? • How one can stably change one’s outlook on life so they can affect positive change? • Where do compulsive destructive behaviors come from and what can be done about them? • How to form closer bonds & keep growing the relationships with the people you care about? • How to enhance one’s own ability to survive and create positive healthy relationships whether in love, family & friendships or in work, business or one’s career? Relationships can be hard and life itself IS challenging. Why not arm yourself with the knowledge and breakthroughs that have been made about the mind, mental reactions & interpersonal relationships, so that one has better awareness and control over themselves and life in general. Learn where painful experiences are “stored” and how they can unknowingly affect us. You will also find out how one can “erase” those past painful experiences so that one is free to move forward without being tripped up by the past. Learn too, about what can lead some people to become “toxic” personalities and how to identify those traits in others so you won’t be tripped up trusting the wrong person. Our free Meet-ups occur in a safe environment where one can learn, without fear of judgment or criticism, and without the recommendation of harmful mental techniques or therapies, just how YOU can get yourself onto a happier & more successful path: in love & in life. We look forward to having you join us! This class is sponsored by the Dianetics & Scientology Life Improvement Center of Central Ohio.

#### Turning Rentals Into Income: How Investors Pay Off Properties Faster #### **Featuring Guest Speaker: John Blackburn** ** Get your FREE TICKET [HERE](https://www.eventbrite.com/e/turning-rentals-into-income-how-investors-pay-off-properties-faster-tickets-1980492192461?aff=cicmeetupapp)** #### A lot of people get into real estate because they want freedom. Then they buy a rental…and realize most of the rent goes straight to the bank. They technically own property, but the mortgage controls the income. And waiting 30 years for properties to be paid off doesn’t feel realistic. This meetup is about understanding a different way to think about rental properties… one that focuses on paying them off sooner so the income is actually usable. **Featured Guest Speaker: John Blackburn** We’re excited to welcome John Blackburn as our guest speaker for this event. John has been actively investing in real estate since 2006 and has: * Been involved in **5,000+ real estate transactions** * Helped investors **acquire over $150 million in rental property** * **Raised more than $100 million** in private capital John didn’t start with family money or shortcuts. He built his portfolio by focusing on clear systems, real numbers, and long-term strategy. For this meetup, John will walk through how investors shift their focus from simply owning rentals to building properties that eventually pay them…without a mortgage attached. **What You’ll Learn** John will break down, in simple terms: * Why most rental properties don’t produce much usable income early on * Why buying more rentals isn’t always the answer * How investors structure their properties to pay off mortgages in a fraction of the time * How properties can work together to eliminate debt faster * What changes once rentals become free and clear This approach is often referred to as an accelerated paydown strategy — using rental income intentionally to reduce debt sooner, rather than waiting decades for mortgages to run their course. John will also share a simple calculator you can use to see how this works with real numbers and realistic scenarios. **The Core Idea** When a rental has a mortgage, the rent has one job: **pay the bank.** When a rental is paid off, the rent has a different job: **pay you.** Most people only see one timeline…30 years. This session shows how investors shorten that timeline and gradually increase their income as properties become free and clear. **Who This Event Is For** This event is for people who want more than just “owning rentals” on paper. * Rental owners who are tired of most of the rent going to the bank and want a clearer path to real, usable income * New investors who want to understand how rental properties actually build wealth over time before jumping in * People with capital who want to invest in real estate with intention and a long-term plan * Anyone serious about freedom and curious how rental properties transition from debt-heavy assets into income-producing ones **Event Details** **Location:** Ohio Brewing Company - 421 E 2nd Ave, Columbus, OH 43201 **Date & Time:** January 25th, 6–8 PM (Doors open at 5:30) **Cost:** Free (Seats are limited - RSVP required) ** Get your FREE TICKET [HERE](https://www.eventbrite.com/e/turning-rentals-into-income-how-investors-pay-off-properties-faster-tickets-1980492192461?aff=cicmeetupapp)** If you’ve ever wondered how rental properties actually turn into freedom —this is the room to be in.

Attend a free seminar on how to have successful and lasting relationships. At this seminar you will learn: How to spot and handle negative and toxic relationships. How to get through the "rough patches" in a relationship. How to choose the right people to work with. The three things that make or break any relationship. How to make a good relationship great. All are welcome. Be sure to click on the red "Attend" button below to come to this local event. We look forward to seeing you there. Hosted by the Dianetics and Scientology Life Improvement Center of Central Ohio.

If you are interested in selecting investment choices for your 401(k) or other workplace savings plan, minimizing your income tax liability, or identifying the most effective investments for your brokerage account, we are the group for you. We are a local chapter of Bogleheads**®**, whose investment strategy can be found here: https://www.bogleheads.org/wiki/Bogleheads%C2%AE_investment_philosophy Or you can peruse the Boglehead forum here: https://www.bogleheads.org/index.php I look forward to seeing you there. Mark Vonder Haar

(Note: RSVPing here on meetup does NOT reserve your seat. To do that, you’ll need to register at our website, **[HERE](https://www.coreerocks.com/Events.aspx?ID=Columbus-in-person-chapter-meeting-Your-2026-Buy-Box-Successful-Rentals-101-14-3-3-2026)**.) Let’s be honest. In 2026, you can’t use 2023 strategies and “hope” a deal works out. Demand for rentals, wholesale deals, retail deals, and even loans has changed, and that means that the most active, experienced investors have changed the way they do deals (and maybe even the kinds of deals they’ll do). Here at COREE, our job is to shortcut your learning curve by introducing you to the people and concepts you need to take the shortest path from here to financial freedom, and we think you’ll agree that this meeting is a no-brainer, if you’re serious about making wealth-building deals this year. Here’s the detailed agenda: From 6:00–7:00 p.m., From 7:30–9:00 p.m., Agenda: 5:00–6:00 p.m. Complimentary Light Dinner & Networking 6:00–7:00 p.m\*\*. New Investor Meeting: Basics of Making Money in Rentals with Vena Jones-Cox\*\*. If you’re planning to buy rentals today, you have to know how to evaluate the REAL income and expenses before you make an offer. If you’re new, you’ll finally understand how rentals really produce profit. If you’ve been around a while, you’ll see how today’s numbers change the math. 7:00 –7:30 **Buy-Sell-Trade (Members Only)** Bring your deals, money, buyer lists, referrals, and requests. Fast-moving. Bring flyers or business cards. Guests get a quick orientation with Executive Director Vena Jones-Cox. 7:30–9:00 p.m. **Main Meeting: Your 2026 Buy Box: What Experienced Investors are Buying in 2026 (and what they won’t touch).** Our panel of active, experienced investors will lay out their 2026 buy boxes. Not hypotheticals. Not “in theory.” What they are actually buying—and what they won’t touch. They’ll share: * What property types investors are actively pursuing * What strategies they’ve stopped using * The exact numbers they require before they say yes * How insurance, taxes, and rates have tightened the buy box * What instantly disqualifies a deal in today’s market * How to define your own 2026 buy box based on capital and risk tolerance Members and non-members at any level of knowledge and experience are welcome—as long as you’re serious about real estate, value experience-based, no B.S. education, and want to give as much as you get. Remember, to actually reserve your seat, you have to go **[HERE](https://www.coreerocks.com/Events.aspx?ID=Columbus-in-person-chapter-meeting-Your-2026-Buy-Box-Successful-Rentals-101-14-3-3-2026)** and register on our website!

Communication is everything in life You are only as successful as your ability to communicate. \- What if you could confidently talk to anyone? \- What if you had the ability to calmly control every conversation? \- What if you could close that sale\, ask for that date\, make new friends\, repair problematic relationships\, get that raise\, or effortlessly express any idea with confidence? You can! The secret to success relies on your ability or inability to effectively communicate. Attend a free seminar and gain a better ability to communicate. Hosted by the Church of Scientology of Central Ohio 1266 Dublin Road, Columbus, OH 43215 For more information, contact Rhiannon, the Event Host at 614-221-5024