Homeownership Tips

Every Saturday at 11am! RSVP at the following link to receive login details: https://www.enggarcia.com/hbscaphill/ The Districts Best first time home buyer webinar Learn about the home buying process How to qualify & what loans are available Qualifying for DC Open Doors and other programs Reduced down payment and closing cost opportunities We're looking forward to seeing you soon!

Come learn how money really works. We’ll cover how to grow it, protect it, get out of debt, and use smart retirement and infinite banking strategies to build long-term security.

**Is Love Something You DO? (Free Event)** *** **We all know about love in our personal relationships, that it’s not just something you think or even say but that it’s something you show by putting what you’re feeling into practice. But what happens when we think about love in a wider context? How do we embrace loving those beyond our existing circles? What about all of humanity? Is it enough to simply feel love for all mankind, or do we also have to seek out ways to put that into practice? This can seem like a daunting task, but even coming together with people of different backgrounds and beliefs and exploring these ideas together in an open and respectful setting can help contribute to creating the world we want to see!** **Come join a different kind of conversation – one that welcomes every perspective in a search for the truths that unite us all – as we discuss the spiritual perspectives offered by the Bahá’í Teachings on the power of love in action. Join us for a lively discussion as we explore how developing that practice in ourselves and in others can help create the change we want to see in the world.** **“Do not be content with showing friendship in words alone, let your heart burn with loving kindness for all who may cross your path.” – Bahá’í Teachings** **\*\*\* This event is free and open to all regardless of background or belief. Donations will not be accepted.**

Michelle Arnold https://www.linkedin.com/in/michellearnold-/ and Robert Brandau https://www.linkedin.com/in/robertbrandau/ will tell stories and give examples of how relationships lead to business success and job search success. At the end of this seminar/webinar, there will be a brief Christian story.-------------------IF YOU ARE NEW TO Career-Confidence.org and want to learn about us via our team, here are some videos that we have done. PLEASE SUBSCRIBE to our channel and LIKE our videos.------ Career-Confidence.org, Laura Hamilton and Robert Brandau both long-time recruiters give you an overv iew. https://www.youtube.com/watch?v=R20iMmWWsas Doris McMillon of our Board of Directors https://www.youtube.com/watch?v=JNmOi9TsYGs&t=10s --Bruce, Silvia, and Mary Beth talk about the impact of Career-Confidence.org on their job search. https://www.youtube.com/watch?v=EYtFRWzhKLo --Kim DeWitt Succinctly Talks about our Team https://www.youtube.com/watch?v=SSHCEK11jD0_ Cecilia and Nate – 2 of our Alumni give an overview of Career-Confidence.org. perspective. https://www.youtube.com/watch?v=uNstYHVnfAA --Sara's Experience with Career-Confidence.org - Surprise Ending – Pre-Covid https://www.youtube.com/watch?v=fEuKuvZyEYE&t=51s Kathi Galiano’s Article which Sara references. https://www.career-confidence.org/my-experience-with-career-confidence-org-by-kathi-gagliano/

Learn more about our Home Buyer Program * get up to $202k in down payment assistance through HPAP * get up to $25K in grants from Maryland Mortgage Program * downpayment assistance options through DC Open Doors * how to qualify and what loans are available * loan application and approval process * repeat home buyer options * purchase price limits * market insight and home buying steps in a competitive market SIGN UP AT THE LINK BELOW: [https://www.enggarcia.com/egpwebinars/](https://www.google.com/url?q=https://www.enggarcia.com/egpwebinars/&sa=D&source=calendar&ust=1705256818169980&usg=AOvVaw0qgqMgQjduPHADDDggU6H6)

Apostolic Word Of God Church Freewill Prophetic Worship Service. Apostle Dr. David and Prophetess Dr. Marguerite Carter are inviting you to join our Sunday Worship Services. Optional Join Zoom Meeting https://us02web.zoom.us/j/83705862326?pwd=OVZHMFB6U0lrOUlIT1gxSDZ3c2w1QT09 Meeting ID: 837 0586 2326 Password: 667084 Optional one tap mobile +13017158592,,83705862326#,,,,,,0#,,667084# US (Germantown) +13126266799,,83705862326#,,,,,,0#,,667084# US (Chicago) The Purpose Of Our Worship Of God The purpose of our worship is to glorify, honor, praise, exalt, and please God. The nature of the worship God demands is the prostration of our souls before Him in humble and contrite submission. Jesus says in John 4:23-24, "But the hour is coming, and now is when true worshippers will worship the Father in spirit and in truth, for the Father is seeking such to worship Him. God is Spirit and they that worship Him must worship Him in spirit and in truth."It doesn’t say we can worship God any way we want, but we "must worship Him in spirit and in truth". The word "must" makes it absolute. There is no other way we can worship God and be acceptable to Him. God seeks true worshippers, and He identifies them as those who "worship Him in spirit and in truth". Worshipping God in spirit means that it must be done from the heart. Worshipping God in truth means that it must be done according to God has specified in the Bible. Come with Expectations: Expect to experience the Presence of the Lord. Follow the leading of the Holy Spirit and flow in the spirit. Expect "Soaking Time" This is your personal time seeking the Lord while listening to prerecorded music, as directed by the Holy Spirit. Come 15 to 30 minutes early for soaking time. Expect an atmosphere of freedom to worship and liberty in Christ Jesus. Expect the Holy Spirit to administer Spiritual Gifts in the Body of Christ: The Word of Wisdom, Word of Knowledge faith, gifts of healings, working of miracles, prophecy, discerning of spirits, divers kinds of tongues (languages), interpretation of tongues (languages), 1 Corinthians 12. Expect singing and praying in the spirit with understanding, 1 Corinthians 14:15 Expect to be filled with the spirit, speaking to yourselves in psalms, and hymns, and spiritual songs, making melody in your heart to the Lord. Giving thanks always for all things unto God and the Father in the name our Lord Jesus Christ. Ephesians 5:18-20 Expect anointed teachings/preaching of the Word Of God. Expect to lay prostrate while seeking the Lord (bring a throw blanket). Note: The above is freely administered by the Holy Spirit, subject to change, and is not all-inclusive. There is much more, but cannot be written here. Remember God sent you here for a purpose. Blessed be God and Father of our Lord Jesus Christ, who has blessed us with all spiritual blessings in heavenly places in Christ. Ephesians 1:3 We love you in Jesus's name. Apostle David and Prophetess Marguerite Carter, Pastors Apostolic Word Of God Church Inc. 13413 Marburg Lane | Upper Marlboro, MD 20772-4318 Phone: 301.780.3707 | Fax: 301.780.3708 AWOGC website address: http://www.awogc.org david.carter@awogc.org marguerite.carter@awogc.org Donate On-Line at http://www.awogc.org

Approx. 5 or 7 miles mostly on sidewalks. This (almost annual) hike will approximate the route that President Lincoln took from the White House to his summer “cottage” on the grounds of the Old Soldier’s Home, with a few detours to recreate something of the greener routes that Lincoln rode 100+ years ago. We’ll also visit the Adams Memorial in Rock Creek Church cemetery. The Cottage offers an informative guided tour which I encourage participants to take at 1pm. There is also now an option to do a “landscape tour” of Lincoln’s Wild Home, a self -guided app-based tour of 1.5 miles around the grounds. There are fees for both. The Cottage tour is $15. The walking tour is $10 unless you also buy the guided Cottage tour, when it is $7. Advance registration is available through the website: [https://www.lincolncottage.org/visit/](https://www.lincolncottage.org/visit/) I suggest that anyone considering this outing go to the website. There is also a very informative small Museum in the Visitors Center. I will lead us from a new start area on the north side of Lafayette Park across Pennsylvania Avenue from the White House. There will be stops for commentary along the way. Going north we will go past the Cottage and on to Rock Creek Church Cemetery and the Adams Memorial. \*\*\*We then return to the Visitor Center at the Cottage where the official hike will end. \*\*\*This will allow those who want to tour the Cottage to do so and/or to take the “Lincoln’s Wild Home” walk. It should not be difficult for hikers to retrace their steps to return to the White House area primarily using Georgia Avenue. You can also go to the Georgia-Petworth Green line Metro (.75 miles) to return downtown or can go a bit further to connect with the Red line at Ft. Totten. I suggest that hikers bring a brown bag lunch or snacks to eat near the Cottage or consider a local restaurant. *Bring a photo ID*, which may be needed for entry to the Visitor’s Center and also to take the walking tour. Always have water, comfortable clothing and shoes. Given the amount of snow/sleet/water the ground has been enduring, I strongly suggest waterproof shoes and maybe even a hiking stick. A $2/person voluntary donation is requested. Your donation funds SCPRO leader training and administrative costs. Donate in cash (exact change) at the trailhead. The meeting time and place (to accommodate the wider perimeter for the President’s security) is: **9:45 a.m. at the northeast corner of Lafayette Park at H Street NW and Madison/15th St. near the Thaddeus Kosciusko National Memorial.** Lafayette Park is sometimes cordoned off; sometimes not. Though not necessary to participate, if you wish to become a Sierra Club member to help save our world, click “join” on the Virginia Sierra Club website: [[http://www.sierraclub.org/virginia](http://www.sierraclub.org/virginia)

Let's go bowling at a new Venue. Lucky Strike has moved from the mall to another venue and has been updated. Guests must be over 50 to attend. Lanes are first come first serve basis We will meet at the bar area first Food and Drinks available. FREE easy Parking If the weather is bad I will reschedule this event as I plan on having bowling at least once a month until the summer. RSVP today! Whether you are new to the group or a seasoned member, this event is a fantastic opportunity to network, have fun, and connect with other singles over a delightful meal. So come join us for a memorable evening filled with good conversation, laughter, and maybe even the chance to meet someone special. Don't miss out on this fantastic social gathering tailored for those aged 50 and above, who love staying active and doing fun stuff!

We’re launching 2026 in full motion with a two-day dance takeover at El Rey, and this is just the beginning of an epic year of dance events. **Friday, February 13** Friday Night Fever Our very first monthly dance party kicks off—big energy, nonstop music, and a packed dance floor. **Saturday, February 14** Valentine’s Day Ball A night to celebrate love, friendship, and connection with unforgettable vibes and music that keeps you moving. Two nights. Two massive dance parties. One iconic venue. Come for one night, or go all in for both, and help us set the tone for an unforgettable year. Let’s dance it out at El Rey.

Part 1 of our celebration of the Year of the Horse starts with our Tet dinner at Present in Falls Church. Here's the link if you wish to peruse their menu: [https://presentrestaurant.com/menu](https://presentrestaurant.com/menu) We really want to try and fill out our tables with attendees, so we ask that you be diligent with managing your RSVPs. The RSVP mechanism will close 24 hours before the start of the event, so make your decisions by then so that we can give the restaurant an accurate head count! Disclaimer that we have to say even though we don't want to.........Just a heads up that we may have to give out "No Show" labels to those who don't follow our attendance protocol, but we know you don't want that Scarlet Letter, so don't let it be you! Also, please do not show up if you are not in the field of attendees! You will only anger the horse! As always, a bonus activity could follow if the mood is right! \-\-\-\-\-\-\-\-\- If you have Instagram, you can check out our account at asiandiningandadventuregroup for photos and announcements of group outings!

This is not just a money class. This is a restoration space. The I AM Worthy of Ownership™ Path is a 12-step, sister-centered journey for women who are ready to build financial stability without shame, fear, or pressure—and to do it in a way that honors both wisdom and the spirit. Many women don’t struggle with money because they lack discipline or intelligence. They struggle because of unhealed experiences, survival patterns, and the quiet belief that they are “behind” or “disqualified.” This series gently challenges those beliefs while offering practical tools for peace, clarity, and long-term planning. Together, we will talk honestly about: Releasing shame and money anxiety Building stability as a form of self-respect and spiritual discipline Understanding money as a tool, not a source of worth Managing debt with clarity instead of condemnation Preparing for life’s unexpected moments without fear Laying a calm foundation for future ownership and legacy Each session blends practical financial education with reflection, conversation, and encouragement. There is no pressure to share personal numbers or experiences. You are welcome to speak, journal quietly, or simply listen. This is not about hustle. This is not about perfection. This is about alignment, wisdom, and peace. Who this series is for: Women who are starting over or rebuilding Women who want stability without stress Women preparing for future ownership or housing decisions Women who want their financial lives to reflect wholeness, not fear No prior financial knowledge is required. Come as you are. Bring a notebook. Leave a little lighter than you arrived. Light refreshments will be served along with 30 minutes of networking.

This is a free, in-person meeting on the subject of betrayals, losses and how to get over them so you can build lasting relationships. Burdened by a stressful relationship? Unhealthy relationships can trigger feelings of anger, despair or self-doubt. They can create dwindling spirals of fights and seeking to make-up, or trying to “pin the blame” on someone or something. If you don’t find the RIGHT reasons, or select the correct sources of the problem, the problem can just get worse and worse. Whether in love or personal ties, with friends or at work, our life really IS affected by the quality of our relationships. Good ones can promote pleasure and survival while less optimum ones can lead to annoyance, anger, self-doubt, stress, or even affect our health and ability to survive well. Whether you are suffering from a divorce, or a painful break-up, don’t know who to trust (or who to CHOOSE) as a partner, friend, boss or employee - the anxiety of relationship troubles can really make a mess of things. Maybe you’ve suffered a betrayal, or are dealing with hostility or criticalness or invalidation. Dwindling relationships can involve destructive behavior, where we hurt those we love, or start succumbing to self-destructive thoughts, attitudes or behaviors that spiral out of control and affect much more than our immediate relationship. Past losses in love or life can affect how we act or react to new people and situations and hold us back from even starting to create new, possibly great relationships! How can one get back onto a saner course of action? Come to our Meetup, where we can introduce you to some of the knowledge, tools and techniques of the breakthroughs in the field of the mind that we can apply to this ever important area of life: human relationships! Break free from self imposed limitations Here we will discuss: • How to “erase” the trauma of past hurts and betrayals so that one isn’t always repeating past mistakes. • Why and how do the negative emotions of others affect you? • Why is my partner withdrawing and what can I do about it? • Why do we sometimes feel compelled to hurt the ones we love? • Fights & arguments - what's really behind them? • What underlies “corrosive criticism” or the need to invalidate self or others? • How one can stably change one’s outlook on life so they can affect positive change? • Where do compulsive destructive behaviors come from and what can be done about them? • How to form closer bonds & keep growing the relationships with the people you care about? • How to enhance one’s own ability to survive and create positive healthy relationships whether in love, family & friendships or in work, business or one’s career? Relationships can be hard and life itself IS challenging. Why not arm yourself with the knowledge and breakthroughs that have been made about the mind, mental reactions & interpersonal relationships, so that one has better awareness and control over themselves and life in general. Learn where painful experiences are “stored” and how they can unknowingly affect us. You will also find out how one can “erase” those past painful experiences so that one is free to move forward without being tripped up by the past. Learn too, about what can lead some people to become “toxic” personalities and how to identify those traits in others so you won’t be tripped up trusting the wrong person. Our free Meet-ups occur in a safe environment where one can learn, without fear of judgment or criticism, and without the recommendation of harmful mental techniques or therapies, just how YOU can get yourself onto a happier & more successful path: in love & in life. We look forward to having you join us! This class is sponsored by the Dianetics & Scientology Life Improvement Center of Central Ohio.

#### Turning Rentals Into Income: How Investors Pay Off Properties Faster #### **Featuring Guest Speaker: John Blackburn** **👉 Get your FREE TICKET [HERE](https://www.eventbrite.com/e/turning-rentals-into-income-how-investors-pay-off-properties-faster-tickets-1980492192461?aff=cicmeetupapp)** #### A lot of people get into real estate because they want freedom. Then they buy a rental…and realize most of the rent goes straight to the bank. They technically own property, but the mortgage controls the income. And waiting 30 years for properties to be paid off doesn’t feel realistic. This meetup is about understanding a different way to think about rental properties… one that focuses on paying them off sooner so the income is actually usable. **Featured Guest Speaker: John Blackburn** We’re excited to welcome John Blackburn as our guest speaker for this event. John has been actively investing in real estate since 2006 and has: * Been involved in **5,000+ real estate transactions** * Helped investors **acquire over $150 million in rental property** * **Raised more than $100 million** in private capital John didn’t start with family money or shortcuts. He built his portfolio by focusing on clear systems, real numbers, and long-term strategy. For this meetup, John will walk through how investors shift their focus from simply owning rentals to building properties that eventually pay them…without a mortgage attached. **What You’ll Learn** John will break down, in simple terms: * Why most rental properties don’t produce much usable income early on * Why buying more rentals isn’t always the answer * How investors structure their properties to pay off mortgages in a fraction of the time * How properties can work together to eliminate debt faster * What changes once rentals become free and clear This approach is often referred to as an accelerated paydown strategy — using rental income intentionally to reduce debt sooner, rather than waiting decades for mortgages to run their course. John will also share a simple calculator you can use to see how this works with real numbers and realistic scenarios. **The Core Idea** When a rental has a mortgage, the rent has one job: **pay the bank.** When a rental is paid off, the rent has a different job: **pay you.** Most people only see one timeline…30 years. This session shows how investors shorten that timeline and gradually increase their income as properties become free and clear. **Who This Event Is For** This event is for people who want more than just “owning rentals” on paper. * Rental owners who are tired of most of the rent going to the bank and want a clearer path to real, usable income * New investors who want to understand how rental properties actually build wealth over time before jumping in * People with capital who want to invest in real estate with intention and a long-term plan * Anyone serious about freedom and curious how rental properties transition from debt-heavy assets into income-producing ones **Event Details** **Location:** Ohio Brewing Company - 421 E 2nd Ave, Columbus, OH 43201 **Date & Time:** January 25th, 6–8 PM (Doors open at 5:30) **Cost:** Free (Seats are limited - RSVP required) **👉 Get your FREE TICKET [HERE](https://www.eventbrite.com/e/turning-rentals-into-income-how-investors-pay-off-properties-faster-tickets-1980492192461?aff=cicmeetupapp)** If you’ve ever wondered how rental properties actually turn into freedom —this is the room to be in.

Attend a free seminar on how to have successful and lasting relationships. At this seminar you will learn: How to spot and handle negative and toxic relationships. How to get through the "rough patches" in a relationship. How to choose the right people to work with. The three things that make or break any relationship. How to make a good relationship great. All are welcome. Be sure to click on the red "Attend" button below to come to this local event. We look forward to seeing you there. Hosted by the Dianetics and Scientology Life Improvement Center of Central Ohio.

Communication is everything in life You are only as successful as your ability to communicate. \- What if you could confidently talk to anyone? \- What if you had the ability to calmly control every conversation? \- What if you could close that sale\, ask for that date\, make new friends\, repair problematic relationships\, get that raise\, or effortlessly express any idea with confidence? You can! The secret to success relies on your ability or inability to effectively communicate. Attend a free seminar and gain a better ability to communicate. Hosted by the Church of Scientology of Central Ohio 1266 Dublin Road, Columbus, OH 43215 For more information, contact Rhiannon, the Event Host at 614-221-5024

Thursdays just got smarter (and sassier). 🧠🍻 Join us at TownHall Short North for Trivia Night with Marquis—where the questions are fun, the competition is friendly, and the vibes are immaculate. Grab your crew, sip something good, and prove you know random facts you absolutely shouldn’t.

Communication is everything in life You are only as successful as your ability to communicate. \- What if you could confidently talk to anyone? \- What if you had the ability to calmly control every conversation? \- What if you could close that sale\, ask for that date\, make new friends\, repair problematic relationships\, get that raise\, or effortlessly express any idea with confidence? You can! The secret to success relies on your ability or inability to effectively communicate. Attend a free seminar and gain a better ability to communicate. Hosted by the Church of Scientology of Central Ohio 1266 Dublin Road, Columbus, OH 43215 For more information, contact Rhiannon, the Event Host at 614-221-5024