Homeownership Tips

Every Saturday at 11am! RSVP at the following link to receive login details: https://www.enggarcia.com/hbscaphill/ The Districts Best first time home buyer webinar Learn about the home buying process How to qualify & what loans are available Qualifying for DC Open Doors and other programs Reduced down payment and closing cost opportunities We're looking forward to seeing you soon!

**This is not a lecture. This is a working session.** If you’re tired of real estate events where someone talks at you for an hour and you leave inspired but still unsure what to actually do, this class is different. Investor 101 is a collaborative, hands-on experience designed to help you think through your own numbers, your own goals, and your own strategy in real time. You won’t just listen, you’ll participate, ask questions, work through scenarios, and leave with tools and frameworks you can use long after the event. We start with where to get the money, then walk through how to choose the right investment strategy, cash flow, equity growth, or a blend of both. You’ll learn how different property types perform in specific DMV neighborhoods and how to match the right area to your personal financial goals. Every concept is grounded in local examples, real scenarios, and live discussion, so you can immediately apply what you’re learning. This class is led by a full team of experienced professionals, including a real estate agent, lender, and seasoned property manager, all of whom bring a bird’s-eye view of the DMV market from working across DC, MD, and VA. You’ll gain insight not just from theory, but from professionals who actively see deals, financing challenges, rental trends, and tenant demand across the region. By the end of the class, you will leave with clear, actionable next steps, a personalized investment framework, and the confidence to begin your real investing journey immediately, not “someday,” but now.

• What we'll do We plan on meeting at Grace Presbyterian Church at 9:30 AM on Saturday to assemble care packages and help people who have very little and help them survive. This would be a great time to bring a friend or your children to do something good for humanity. After we assemble the 120 backpack care packages, we plan to have coffee and snacks, socialize and then drive to DC to distribute the backpacks. If you choose to go with us, we'll return about 1:00 pm. Looking forward to seeing you all at the Meetup. • How can you help? \- You can contribute money\. Make checks out to Grace Presbyterian Church\, marked for Help the Homeless and mail to David Retherford\, Grace Presbyterian Church\, 7434 Bath Street\, Springfield\, VA 22150 or bring the money to the Meetup and put it in the basket there or give it to me\. \- Winter items: coats\, jackets\, sweaters\, gloves\, scarves\, thermal socks \- You can also donate clothes and personal care articles at the Meetup or during the week\. Just leave them on the stage\. \- Clothing \(New or gently used\) \- Men and Women socks \- Men and Women underwear \- Men and Women shirts \- Men and Women pants \- Anything to keep warm and dry\!\!\!\! Other Items: -Backpacks (new or gently used) -Roll of duct tape • What to bring A willing attitude and if it’s cold, some warm clothes. • Important to know \- All are welcome\! The Handicap entrance is through the Tower door \(Door 2\) in front\. \- All others can enter at the North parking lot\. \- If you are looking for something eventful to do on Sunday\, check out the services at Grace\. \- We’ll tell you about any other Grace volunteer opportunities at the Meetup [https://www.gracepresby.org/](https://www.gracepresby.org/)

Hey NOVA homeowners, join our upcoming free Seller Seminar on **Saturday, February 28, 5pm-7pm**. A Panera catered lunch will be provided. Hosted at our new office **9735 Main Street #100, Fairfax 22031**. We'll tackle your top concerns, including: * What we expect for the 2026 real estate market * Navigate buying and selling without the stress * Learn whether to sell as is or do updates * Understand top updates to get best Return on Investment * Hear latest Market Update & Info on New Commission rule changes **Please reserve your seat using this link** [https://ddasellerseminar.eventbrite.com/?aff=meetup](https://ddasellerseminar.eventbrite.com/?aff=meetup)

Come learn how money really works. We’ll cover how to grow it, protect it, get out of debt, and use smart retirement and infinite banking strategies to build long-term security.

We run 45 min, goal is 4-5 miles

Learn more about our Home Buyer Program * get up to $202k in down payment assistance through HPAP * get up to $25K in grants from Maryland Mortgage Program * downpayment assistance options through DC Open Doors * how to qualify and what loans are available * loan application and approval process * repeat home buyer options * purchase price limits * market insight and home buying steps in a competitive market SIGN UP AT THE LINK BELOW: [https://www.enggarcia.com/egpwebinars/](https://www.google.com/url?q=https://www.enggarcia.com/egpwebinars/&sa=D&source=calendar&ust=1705256818169980&usg=AOvVaw0qgqMgQjduPHADDDggU6H6)

Ticket Link: [https://workshops.planthouse.us/events/fairy-garden-terrarium-workshop-1981602737130](https://workshops.planthouse.us/events/fairy-garden-terrarium-workshop-1981602737130) $38 Join us as we create a fairy garden terrarium! Tickets must be purchased at link above to join the class. After the class you get 20% off in the store! Let’s make something happy to get ready for spring. 🌱

Brisk-paced (2.5-3 mph) --approximate 5.6 mile loop starting from Pitango (1841 Columbia Rd NW) in Adams Morgan. We are going to stick to the pavement on this walk to avoid the sloppy and slippery trails. From Pitango we will walk down Calvert and drop into Rock Creek Park. After passing Pierce Mill we will walk to Boulder Bridge. We will return on Rock Creek Trail and up to Walter Pierce Park on our way back to ADMO. There will be several hills going up and down, one being pretty steep. Bring plenty of water and some snacks. Dress in layers, wear a hat and be sure to wear sturdy, comfortable footwear. Well-behaved, leashed dogs are welcome. Brunch in ADMO after the hike is an option. This is a joint hike between the ADMO Hiking Club and the Sierra Club. All hikers will be required to sign the Sierra Club waiver form to participate. Sierra Club Potomac Region Outings (SCPRO) appreciates a voluntary $2 per person donation to support our many volunteer-led activities. Also, you can become a Sierra Club member by clicking "join" on the Virginia Sierra Club website: [http://www.sierraclub.org/virginia](http://www.sierraclub.org/virginia) Dupont Circle is the closest Metro stop (.6 miles). Bus routes C51, C53, D70, and D74 are all within a couple blocks of Pitango. There is metered and free street parking in the surrounding neighborhood. Please arrive early so you have enough time to find parking.

Join us for a pleasant and relatively gentle hike on the Appalachian Trail in Virginia. The highlight of this hike is the David Lesser Shelter, which features a swing, large seating and picnic areas and other minor attractions. The trail has only a moderate amount of elevation. However, we consider this hike moderately challenging due to its length. We’ll move at a steady 2-3 mph pace with a break at the aforementioned Lesser Shelter, which is also our turn-around point. We'll take other quick breaks on the trail as needed. Please carry a minimum of 1 to 1.5L of water with you. After the hike we will go to nearby Harvest Gap Brewery. Meet time & location: We'll meet at 8:15 am at the East Falls Church (EFC) metro station to consolidate into as few cars as possible given the limited parking at the trailhead. The trailhead is about an hour from EFC. Route: https://www.alltrails.com/trail/us/west-virginia/appalachian-trail-keys-gap-to-david-lesser-memorial-shelter Brewery (also has food): https://harvestgap.com/ CARPOOLING: We encourage those with cars to be willing to carpool - you're the ones who make LMH great! If you're a driver that is willing to drive, please post a comment on the event page with the following information: (1) Number of seats (2) Meeting location (3) Meeting time As a rider, please comment on the driver's post to take a seat or post in the comments that you need a ride so a driver can find you. Riders are encouraged to help their driver out with the cost of gas. By signing up for this event, you acknowledge and agree that Late Morning Hikers, its volunteer organizers, and drivers who volunteer to carpool are not responsible or liable for accidents, injuries, damage, or losses that may occur while traveling to or from the hike. Late Morning Hikers does not condone or encourage impaired driving. Drivers are expected to follow applicable laws and make responsible transportation choices. We look forward to hiking with you! BACKGROUND INFO ABOUT LMH: Please remember that this group is an informal group of friends and volunteers initiating trips under the common adventurer model ([http://www.ronwatters.com/CADefine.htm](http://www.ronwatters.com/CADefine.html)). We do expect our members to be familiar with the best practices of hiking. This is not a group for first time hikers and is NOT a group for those seeking hiking instruction. We are also not professionals, nor are we trained hike leaders, nor do we scout out hikes. We plan hikes for fun. You are responsible for your own welfare and safety at all LMH events. Be sure to choose to attend hikes only within your own physical abilities and and hiking knowledge; take maps, suitable clothing, provisions (at least two liters of water plus any food or medical supplies you might require) and equipment, and act responsibly and safely at all times. Act responsibly and safely: if you ever believe you may be lost, follow the advice of the US Forest Service ([https://www.fs.fed.us/visit/know-before-you-go/if-you-get-lost](https://www.fs.fed.us/visit/know-before-you-go/if-you-get-lost)) LMH organizers and members shall not be liable for any injuries, loss or damage to persons or property, direct or consequential, arising out of any aspect of LMH activities. By attending this event, you represent that you have read, understand, and agree to the contents of our waiver of liability in the following link ([https://docs.google.com/document/d/1pQ0dedcqlyjc_Aib3TEbTX4gQRQt4C7FeCmsAPyTxd4/edit?tab=t.0](https://docs.google.com/document/d/1pQ0dedcqlyjc_Aib3TEbTX4gQRQt4C7FeCmsAPyTxd4/edit?tab=t.0))

Join NVBA bird guides Arielle and Gabrielle this Saturday for a rewarding morning of birding followed by an invasive species removal project at Monticello Park! Late winter is one of the best times to tackle invasive plants in our parks and backyards as there’s no poison ivy to worry about, roots are easier to pull, and visibility across the landscape is much improved. Because habitat loss is the leading cause of bird population declines, urbanized (and rapidly urbanizing) areas like Northern Virginia play a significant role. Through the *[Stretch Our Parks](https://www.nvbirdalliance.org/stretch-our-parks)* program, volunteers are working to reverse that trend! **Timing & activities:** The event begins at 9:00 AM with a peaceful bird walk to observe and learn about the park’s species. Around 10:00 AM, we’ll shift to hands-on habitat restoration, focusing on clearing invasive plants. The upper corner and along the fence line is in need of some maintenance to improve habitat health and open the area for wildlife. Attendees should wear hard-soled shoes and long sleeves. Gloves, binoculars, & tools will be available. *We ask that those who RSVP plan to attend both portions of the program to fully experience how habitat restoration benefits birds and birders alike.* **Interest form:** Let us know you’re joining us by filling out the google form **[[linked here](https://docs.google.com/forms/d/e/1FAIpQLScEdjDjYTfNFrLx4EjCVP429JP2jIgta_4BUu9_tgEtVi4edQ/viewform?usp=publish-editor)],** we will use this information to plan accordingly and send reminder messages! **Parking:** Street parking is available on Beverly Dr. There is no parking lot - please do not park on the driveway of the park as that's reserved for service vehicles.

If you are interested in selecting investment choices for your 401(k) or other workplace savings plan, minimizing your income tax liability, or identifying the most effective investments for your brokerage account, we are the group for you. We are a local chapter of Bogleheads**®**, whose investment strategy can be found here: https://www.bogleheads.org/wiki/Bogleheads%C2%AE_investment_philosophy Or you can peruse the Boglehead forum here: https://www.bogleheads.org/index.php I look forward to seeing you there. Mark Vonder Haar

This is a free, in-person meeting on the subject of betrayals, losses and how to get over them so you can build lasting relationships. Burdened by a stressful relationship? Unhealthy relationships can trigger feelings of anger, despair or self-doubt. They can create dwindling spirals of fights and seeking to make-up, or trying to “pin the blame” on someone or something. If you don’t find the RIGHT reasons, or select the correct sources of the problem, the problem can just get worse and worse. Whether in love or personal ties, with friends or at work, our life really IS affected by the quality of our relationships. Good ones can promote pleasure and survival while less optimum ones can lead to annoyance, anger, self-doubt, stress, or even affect our health and ability to survive well. Whether you are suffering from a divorce, or a painful break-up, don’t know who to trust (or who to CHOOSE) as a partner, friend, boss or employee - the anxiety of relationship troubles can really make a mess of things. Maybe you’ve suffered a betrayal, or are dealing with hostility or criticalness or invalidation. Dwindling relationships can involve destructive behavior, where we hurt those we love, or start succumbing to self-destructive thoughts, attitudes or behaviors that spiral out of control and affect much more than our immediate relationship. Past losses in love or life can affect how we act or react to new people and situations and hold us back from even starting to create new, possibly great relationships! How can one get back onto a saner course of action? Come to our Meetup, where we can introduce you to some of the knowledge, tools and techniques of the breakthroughs in the field of the mind that we can apply to this ever important area of life: human relationships! Break free from self imposed limitations Here we will discuss: • How to “erase” the trauma of past hurts and betrayals so that one isn’t always repeating past mistakes. • Why and how do the negative emotions of others affect you? • Why is my partner withdrawing and what can I do about it? • Why do we sometimes feel compelled to hurt the ones we love? • Fights & arguments - what's really behind them? • What underlies “corrosive criticism” or the need to invalidate self or others? • How one can stably change one’s outlook on life so they can affect positive change? • Where do compulsive destructive behaviors come from and what can be done about them? • How to form closer bonds & keep growing the relationships with the people you care about? • How to enhance one’s own ability to survive and create positive healthy relationships whether in love, family & friendships or in work, business or one’s career? Relationships can be hard and life itself IS challenging. Why not arm yourself with the knowledge and breakthroughs that have been made about the mind, mental reactions & interpersonal relationships, so that one has better awareness and control over themselves and life in general. Learn where painful experiences are “stored” and how they can unknowingly affect us. You will also find out how one can “erase” those past painful experiences so that one is free to move forward without being tripped up by the past. Learn too, about what can lead some people to become “toxic” personalities and how to identify those traits in others so you won’t be tripped up trusting the wrong person. Our free Meet-ups occur in a safe environment where one can learn, without fear of judgment or criticism, and without the recommendation of harmful mental techniques or therapies, just how YOU can get yourself onto a happier & more successful path: in love & in life. We look forward to having you join us! This class is sponsored by the Dianetics & Scientology Life Improvement Center of Central Ohio.

(Note: RSVPing here on meetup does NOT reserve your seat. To do that, you’ll need to register at our website, **[HERE](https://www.coreerocks.com/Events.aspx?ID=Columbus-in-person-chapter-meeting-Your-2026-Buy-Box-Successful-Rentals-101-14-3-3-2026)**.) Let’s be honest. In 2026, you can’t use 2023 strategies and “hope” a deal works out. Demand for rentals, wholesale deals, retail deals, and even loans has changed, and that means that the most active, experienced investors have changed the way they do deals (and maybe even the kinds of deals they’ll do). Here at COREE, our job is to shortcut your learning curve by introducing you to the people and concepts you need to take the shortest path from here to financial freedom, and we think you’ll agree that this meeting is a no-brainer, if you’re serious about making wealth-building deals this year. Here’s the detailed agenda: From 6:00–7:00 p.m., From 7:30–9:00 p.m., Agenda: 5:00–6:00 p.m. Complimentary Light Dinner & Networking 6:00–7:00 p.m\*\*. New Investor Meeting: Basics of Making Money in Rentals with Vena Jones-Cox\*\*. If you’re planning to buy rentals today, you have to know how to evaluate the REAL income and expenses before you make an offer. If you’re new, you’ll finally understand how rentals really produce profit. If you’ve been around a while, you’ll see how today’s numbers change the math. 7:00 –7:30 **Buy-Sell-Trade (Members Only)** Bring your deals, money, buyer lists, referrals, and requests. Fast-moving. Bring flyers or business cards. Guests get a quick orientation with Executive Director Vena Jones-Cox. 7:30–9:00 p.m. **Main Meeting: Your 2026 Buy Box: What Experienced Investors are Buying in 2026 (and what they won’t touch).** Our panel of active, experienced investors will lay out their 2026 buy boxes. Not hypotheticals. Not “in theory.” What they are actually buying—and what they won’t touch. They’ll share: * What property types investors are actively pursuing * What strategies they’ve stopped using * The exact numbers they require before they say yes * How insurance, taxes, and rates have tightened the buy box * What instantly disqualifies a deal in today’s market * How to define your own 2026 buy box based on capital and risk tolerance Members and non-members at any level of knowledge and experience are welcome—as long as you’re serious about real estate, value experience-based, no B.S. education, and want to give as much as you get. Remember, to actually reserve your seat, you have to go **[HERE](https://www.coreerocks.com/Events.aspx?ID=Columbus-in-person-chapter-meeting-Your-2026-Buy-Box-Successful-Rentals-101-14-3-3-2026)** and register on our website!

Attend a free seminar on how to have successful and lasting relationships. At this seminar you will learn: How to spot and handle negative and toxic relationships. How to get through the "rough patches" in a relationship. How to choose the right people to work with. The three things that make or break any relationship. How to make a good relationship great. All are welcome. Be sure to click on the red "Attend" button below to come to this local event. We look forward to seeing you there. Hosted by the Dianetics and Scientology Life Improvement Center of Central Ohio.

Communication is everything in life You are only as successful as your ability to communicate. \- What if you could confidently talk to anyone? \- What if you had the ability to calmly control every conversation? \- What if you could close that sale\, ask for that date\, make new friends\, repair problematic relationships\, get that raise\, or effortlessly express any idea with confidence? You can! The secret to success relies on your ability or inability to effectively communicate. Attend a free seminar and gain a better ability to communicate. Hosted by the Church of Scientology of Central Ohio 1266 Dublin Road, Columbus, OH 43215 For more information, contact Rhiannon, the Event Host at 614-221-5024

Communication is everything in life You are only as successful as your ability to communicate. \- What if you could confidently talk to anyone? \- What if you had the ability to calmly control every conversation? \- What if you could close that sale\, ask for that date\, make new friends\, repair problematic relationships\, get that raise\, or effortlessly express any idea with confidence? You can! The secret to success relies on your ability or inability to effectively communicate. Attend a free seminar and gain a better ability to communicate. Hosted by the Church of Scientology of Central Ohio 1266 Dublin Road, Columbus, OH 43215 For more information, contact Rhiannon, the Event Host at 614-221-5024