Homeownership Tips

Every Tuesday at 5pm! RSVP at the following link to receive login details: https://www.enggarcia.com/hbstuesday/ * The Districts Best first time home buyer webinar * Learn about the home buying process * How to qualify & what loans are available * Qualifying for DC Open Doors and other programs * Reduced down payment and closing cost opportunities We're looking forward to seeing you soon!

learn more about the HPAP Down Payment Assistance Program \- Get up to $202\,000 in funds from the House Assistance Purchase Program \- Learn what the funds can go towards and the timeline to get approved \- Understand how to sign up for HPAP orientation \- Learn the benefits and challenges of HPAP in detail \- Discuss the current market conditions for HPAP buyers\.

We run 45 min, goal is 4-5 miles easy at run, everybody welcome

Come learn how money really works. We’ll cover how to grow it, protect it, get out of debt, and use smart retirement and infinite banking strategies to build long-term security.

Everyone is welcome to attend our weekly happy hour, at Tony & Joe's Waterfront Bar in Georgetown (3000 K. St, NW). The event goes from 7:15 to around 10:00 PM. Feel free to show up at any time. French speakers of all levels- from beginners to expats- are invited. We hope to see you there!

Join us for Career Night to learn how our agency works, what we do, and how you can earn part-time or full-time income helping families with financial literacy and protection.

Come hang out at a Bethesda staple and total crowd favorite! 🎉 We’ll meet at the patio at 7:00 pm to say hello, catch up, and get warmed up before trivia kicks off. Tuesday night perks you’ll love: 🍹 Happy Hour from 3–10 pm 🍕 Half-off pizza all day 🧠 Trivia starts at 7:30 pm — bring your brainpower, bring your curiosity, or just your good vibes. 🚗 Easy parking with plenty of street spots and nearby public garages.

Welcome to the Fairfax Home Board Game Group. I have been running this group for 3+ years, every other Saturday. The group has evolved since I first started, so I thought I should update the description to more closely describe how it runs today. This group is hosted at my home in Fairfax and primarily plays hosted games, meaning a player owns the game and will teach others at the table how to play. Below are some tips for a great first visit and what to expect. *** **Tips for the Best Experience for Newcomers** 1. Check the event messages periodically, and more frequently as the event gets closer. If you see someone hosting a game you are interested in, respond to the post to reserve a space. 2. Watch a "how to play" video for the game you want to play. While the host will teach the game at the table, coming prepared will make for a better experience. Most hosts will post a link to a "how to play" video in their initial post. If you want to host a game feel free to post in the event and see if there is interest! 3. Arrive on time. Games tend to start promptly between 8:30pm and 8:45pm — I make it a rule not to wait past 8:45pm. Please also avoid arriving earlier than 8:15pm; if you get to the house before then, please wait in your car as we are usually still getting last-minute things ready. If you do arrive late you are welcome to come in, but depending on when you arrive there may not be a seat available. The last thing I want is for someone to drive all the way out only to miss the game, so please be on time! =) *** **What to Expect & General Tips** **Game Length** — Most games take anywhere between 2 and 3 hours, including the teach, which means you will typically only play one game per evening. Occasionally a shorter game wraps up early and that group may play a second, but that is more the exception than the rule. **Game Difficulty** — This group primarily plays medium to complex games, and while new players are always welcome — the host will teach you at the table! — it's worth knowing what to expect before you come. If you are looking to play games like Scrabble, Monopoly, Uno, or party games, this is probably not the right event for you. In three years I have seen only two party games played and zero classic board games. **Update Your Status** — Please be considerate of others who would like to attend but may be held back by space constraints. If you can no longer make it, update your status as soon as possible so others can attend — even if there is no waitlist. This also helps me plan seating and choose games appropriate for the number of players. *** In between sessions, join the conversation on our Discord, where we chat about games, minis, and other game-related topics! Discord invite: [https://discord.gg/JyprPCvmMj](https://discord.gg/JyprPCvmMj)

Learn more about our Home Buyer Program * get up to $202k in down payment assistance through HPAP * get up to $25K in grants from Maryland Mortgage Program * downpayment assistance options through DC Open Doors * how to qualify and what loans are available * loan application and approval process * repeat home buyer options * purchase price limits * market insight and home buying steps in a competitive market SIGN UP AT THE LINK BELOW: [https://www.enggarcia.com/egpwebinars/](https://www.google.com/url?q=https://www.enggarcia.com/egpwebinars/&sa=D&source=calendar&ust=1705256818169980&usg=AOvVaw0qgqMgQjduPHADDDggU6H6)

We run 45 min, goal is 4-5 miles easy pace, everyone welcome

We run 45 min, goal is 4-5 miles easy run everybody welcome

Every Saturday at 11am! RSVP at the following link to receive login details: https://www.enggarcia.com/hbscaphill/ The Districts Best first time home buyer webinar Learn about the home buying process How to qualify & what loans are available Qualifying for DC Open Doors and other programs Reduced down payment and closing cost opportunities We're looking forward to seeing you soon!

Please join Phil Corso with Wells Fargo Advisors and other invited speakers to hear a presentation on investing basics. Topics to be discussed will include an overview of asset allocation, diversification, market volatility, tax efficient accounts, and general income strategies. Refreshments and Hors D’oeuvres will be served. Seating is limited and available on a first-come, first-serve basis. To reserve your spot, please RSVP today to your financial advisor. We look forward to seeing you!

After hosting successful events, I always think that we could have done better and relate it to our day to day life and make it educational. In this connection, I wanted to show off my investment and trade hat and organize series of Happy Hours around Investment & Trade. We will have speakers from different sectors and industries, at each Happy Hour. At this particular event, the speaker will discusses Smart Strategies for Maximizing Social Security . Topics will include: 1. Today’s retirement challenges 2. Keys to help you understand the basics of Social Security, including when you should start taking benefits 3. Qualifications for retirement benefits and survivor benefits 4. Sources of income in retirement 5. Building an income plan. The address will be sent to members, who RSVPed, before the Event. Enjoy!

**🥰 Online Speed Dating via Zoom – Connect with Columbus Singles Tonight!** The point of this online speed dating event is not just the content. It is the room, the host, and the feeling that people are joining something they can return to. Meet Columbus singles from home. We sort the matching, you just turn up. Quick, hosted rounds on Zoom with Columbus singles paired to your age group and personality. No awkward pauses — just natural conversation. **Pick your age group and sign up:** - **Ages 18-32** → [REGISTER HERE](https://tempodating.com/product?productId=430.0&productType=onlineSpeedDating&city=Columbus&groupurlname=downtown-local-singles-mixer-and-mingle&ar=18-32&face_v=3.0) - **Ages 30-46** → [REGISTER HERE](https://tempodating.com/product?productId=430.0&productType=onlineSpeedDating&city=Columbus&groupurlname=downtown-local-singles-mixer-and-mingle&ar=30-46&face_v=3.0) - **Ages 40-58** → [REGISTER HERE](https://tempodating.com/product?productId=430.0&productType=onlineSpeedDating&city=Columbus&groupurlname=downtown-local-singles-mixer-and-mingle&ar=40-58&face_v=3.0) **⚠️ Heads up — RSVPing here isn't enough.** Register through your age group link below and complete the quiz. Capacity is limited. --- 🎯 **Great fit for:** - People fed up with swiping who want actual conversation - Singles in Columbus who want to meet people from home - Singles who prefer a hosted, structured experience ⭐ *"Ideal for introverts. Felt at ease the entire time."* – Columbus attendee 🛠 **What the flow looks like** 1. **Sign up** – Tap the link for your age range above. 2. **Fill in the matching quiz** – Helps us find your ideal matches for the evening. 3. **Log in** – Connect to the Zoom session from home. The host runs the show. 4. **Speed date** – One-on-one rounds with personality-matched Columbus locals. 🗂 **Quick details** - **Format:** Zoom video session – short timed rounds - **Location:** Your space – couch, desk, wherever suits you - ✨ **Host:** Friendly host guiding every round 💡 **Tip:** Check your Zoom setup and pick a quiet, well-lit spot ahead of time. --- ✨ One Zoom call, genuine conversations, real matches. See you there. ❤️‍🔥 ✨ Lean version: fewer words, same core offer. Fast to read, easy to act on. 🤝 **Community angle** - The atmosphere is guided, social, and easy to join - Repeat attendees help create familiarity and momentum - The structure is designed to help people settle in quickly It is meant to feel like the start of ongoing relationships, not just a single session on the calendar.

**Welcome to the Women’s Columbus Bogleheads® Sub-Group** This sub-group is for **women who want to learn and discuss finances in a safe, supportive space**. For those interested in moving towards financial independence and retirement by learning investment basics, choosing your 401(k) investments, minimizing taxes, and more. We’re a local chapter of **Bogleheads®**, following a long-term, practical investment philosophy: [Investment Philosophy](https://www.bogleheads.org/wiki/Bogleheads%C2%AE_investment_philosophy): https://www.bogleheads.org/wiki/Bogleheads%C2%AE_investment_philosophy [Bogleheads Forum](https://www.bogleheads.org/index.php): https://www.bogleheads.org/index.php No question is too small, and no experience is too simple. Share, ask, and learn — at your own pace, without judgment, in a group of like-minded women. Let’s build confidence and knowledge **together**!

If you are interested in selecting investment choices for your 401(k) or other workplace savings plan, minimizing your income tax liability, or identifying the most effective investments for your brokerage account, we are the group for you. We are a local chapter of Bogleheads**®**, whose investment strategy can be found here: https://www.bogleheads.org/wiki/Bogleheads%C2%AE_investment_philosophy Or you can peruse the Boglehead forum here: https://www.bogleheads.org/index.php I look forward to seeing you there. Mark Vonder Haar

**� Virtual Speed Dating – Cincinnati Singles, Curated by Personality** This online speed dating event is built around a host who sets the tone, keeps things easy, and helps people feel comfortable from the first minute. Meet Cincinnati singles from home. We sort the matching, you just turn up. Quick, hosted rounds on Zoom with Cincinnati singles paired to your age group and personality. No awkward pauses — just natural conversation. **Register under your age group:** - **Ages 18-32** → [REGISTER HERE](https://tempodating.com/product?productId=430.0&productType=onlineSpeedDating&city=Cincinnati&groupurlname=downtown-local-singles-mixer-and-mingle&ar=18-32&face_v=3.0) - **Ages 30-46** → [REGISTER HERE](https://tempodating.com/product?productId=430.0&productType=onlineSpeedDating&city=Cincinnati&groupurlname=downtown-local-singles-mixer-and-mingle&ar=30-46&face_v=3.0) - 🎉 **Ages 40-58** → [REGISTER HERE](https://tempodating.com/product?productId=430.0&productType=onlineSpeedDating&city=Cincinnati&groupurlname=downtown-local-singles-mixer-and-mingle&ar=40-58&face_v=3.0) **⚠️ Heads up — RSVPing here isn't enough.** Register through your age group link below and complete the quiz. Capacity is limited. --- 👥 **Best for:** - Anyone curious about speed dating in a relaxed setting - Busy professionals who don't want to waste evenings - 🎉 Singles who prefer a hosted, structured experience ⭐ *"Ideal for introverts. Felt at ease the entire time."* – Cincinnati attendee 🧭 **How the session runs** 1. **Register** – Select your age group above and sign up. 2. **Complete the quiz** – Short personality quiz so we can match you well. 3. **Hop on Zoom** – Join the call and your host will walk you through it. 4. **Chat** – Quick timed rounds with Cincinnati singles paired to you. 📍 **Event snapshot** - **Format:** Hosted on Zoom – one-on-one video dates - **Location:** From home – all you need is Wi-Fi and a webcam - **Host:** Live host handling rounds and introductions 💡 **Tip:** Just be yourself. That's always the best approach. --- ✨ Register, take the quiz, and connect with Cincinnati locals tonight. 🥰 ✨ Quick version: this one gets straight to the point. Everything important, without the extra padding. 🤝 **Community angle** - The structure is designed to help people settle in quickly - Repeat attendees help create familiarity and momentum - The community matters as much as the session itself The long-term goal is a room people want to come back to, not a one-off event people forget about.

Join us for a two mile trail hike alongside the Brookside Trail at Blendon Woods Metro Park. This trail is largely gravel and does include some hills and stairs. Hopefully we will see some wildlife while hike this scenic trail! Join us!

This is a free, in-person meeting on the subject of betrayals, losses and how to get over them so you can build lasting relationships. Burdened by a stressful relationship? Unhealthy relationships can trigger feelings of anger, despair or self-doubt. They can create dwindling spirals of fights and seeking to make-up, or trying to “pin the blame” on someone or something. If you don’t find the RIGHT reasons, or select the correct sources of the problem, the problem can just get worse and worse. Whether in love or personal ties, with friends or at work, our life really IS affected by the quality of our relationships. Good ones can promote pleasure and survival while less optimum ones can lead to annoyance, anger, self-doubt, stress, or even affect our health and ability to survive well. Whether you are suffering from a divorce, or a painful break-up, don’t know who to trust (or who to CHOOSE) as a partner, friend, boss or employee - the anxiety of relationship troubles can really make a mess of things. Maybe you’ve suffered a betrayal, or are dealing with hostility or criticalness or invalidation. Dwindling relationships can involve destructive behavior, where we hurt those we love, or start succumbing to self-destructive thoughts, attitudes or behaviors that spiral out of control and affect much more than our immediate relationship. Past losses in love or life can affect how we act or react to new people and situations and hold us back from even starting to create new, possibly great relationships! How can one get back onto a saner course of action? Come to our Meetup, where we can introduce you to some of the knowledge, tools and techniques of the breakthroughs in the field of the mind that we can apply to this ever important area of life: human relationships! Break free from self imposed limitations Here we will discuss: • How to “erase” the trauma of past hurts and betrayals so that one isn’t always repeating past mistakes. • Why and how do the negative emotions of others affect you? • Why is my partner withdrawing and what can I do about it? • Why do we sometimes feel compelled to hurt the ones we love? • Fights & arguments - what's really behind them? • What underlies “corrosive criticism” or the need to invalidate self or others? • How one can stably change one’s outlook on life so they can affect positive change? • Where do compulsive destructive behaviors come from and what can be done about them? • How to form closer bonds & keep growing the relationships with the people you care about? • How to enhance one’s own ability to survive and create positive healthy relationships whether in love, family & friendships or in work, business or one’s career? Relationships can be hard and life itself IS challenging. Why not arm yourself with the knowledge and breakthroughs that have been made about the mind, mental reactions & interpersonal relationships, so that one has better awareness and control over themselves and life in general. Learn where painful experiences are “stored” and how they can unknowingly affect us. You will also find out how one can “erase” those past painful experiences so that one is free to move forward without being tripped up by the past. Learn too, about what can lead some people to become “toxic” personalities and how to identify those traits in others so you won’t be tripped up trusting the wrong person. Our free Meet-ups occur in a safe environment where one can learn, without fear of judgment or criticism, and without the recommendation of harmful mental techniques or therapies, just how YOU can get yourself onto a happier & more successful path: in love & in life. We look forward to having you join us! This class is sponsored by the Dianetics & Scientology Life Improvement Center of Central Ohio.

Learn how seller finance and notes can create cash flow and new deal opportunities with 40-year investor Eddie Speed **FREE TICKET** 🎟️ https://www.eventbrite.com/e/how-to-structure-real-estate-deals-using-seller-finance-and-notes-tickets-1984826171509?aff=cicmeetupapp Most real estate investors only know one way to make money: Buy the property. Fix the property. Rent it or sell it. But there’s another side of real estate that can create cash flow, flexibility, and opportunity without only focusing on owning more property. At this month’s Columbus Investors Club, Tiffany and Josh High are sitting down with Eddie Speed - a real estate veteran with 40 years of experience who has closed more than 50,000 note deals. He has spent decades helping investors understand how to structure deals through seller finance and notes, and how to think more like the bank instead of just the buyer. This will be a practical conversation around a part of real estate most people have heard about, but very few truly understand. If you’ve ever wanted to know how to create more opportunities in deals, generate cash flow in a different way, or understand how seller finance actually works in the real world, this is a night you want to be in the room for. You’ll walk away thinking about deals differently, seeing new possibilities, and understanding how creative structuring can open doors that traditional investing alone can’t. **What You’ll Learn** * How seller finance works in real estate deals * How notes fit into real estate and create opportunity * How to structure deals more creatively * How investors generate cash flow by focusing on the payment * How to think like the bank instead of only focusing on owning the property * How this strategy can create flexibility in today’s market **Open Q&A - Ask Eddie Anything About** * Seller finance and how to use it in real deals * How notes work in a practical, beginner-friendly way * Creating cash flow without only relying on rentals * Structuring deals that others might miss * How experienced investors think differently about financing * Common mistakes investors make when they only focus on the property **Why You Should Be in the Room** Because the investors who win in the long run know how to do more than just buy houses. They know how to structure.They know how to create terms.They know how to see opportunities other people miss. This is the kind of conversation that can expand the way you think about real estate entirely. Come ready to learn, ask questions, take notes, and connect with people who are serious about growing in this business. **Reserve your free seat now - and be part of the conversation.** Grab your spot here ➡️ https://www.eventbrite.com/e/how-to-structure-real-estate-deals-using-seller-finance-and-notes-tickets-1984826171509?aff=cicmeetupapp