Homeownership Tips

TO GET DIAL-IN CREDENTIALS, YOU MUST REGISTER THROUGH TAMMY'S MEETUP PAGE: https://www.meetup.com/CapitalCityREIA/ Join Tammy and Team ccREIA on TUESDAY "LIVE" for the "HOTTEST SEAT" in Town 🔴 Real World ~ Real Life ~ Real Estate ~ Real Time 🔴 60-90 Minutes of No B.S ~ No Games ~ Just Straight Up Real Estate Talk 🔴 A Conversation About What Real Investors Are Working on TODAY 🔴 Get ALL Your Questions Answered 👉 Multi Unit ~ Single Family ~ Assisted Living ~ Fix-N-Flip ~Rehab ~ Buy-N-Hold ~ Short Sale ~ Retail ~ Wholesale.... 🔴 Get ALL Your Real Estate Questions Answered "No Holds Barr!" Ever Wish There Was Just a Laid back, Honest, Straight up, No fluff, No Drama, Real Estate Community Where You Can Get Real Honest Answers With No Expectations? Capital City REIAs Founder is as Real as It Gets! "She Lives the Real Estate Hustle & Grind Daily!" A Tribe of Investors Who CARE About You & Your Success! Committed, Passionate & Dedicated Doesn't Do Her Justice so if you have ever wanted or needed a laid back comfortable place to HANG OUT from the comfort of your home, office or your X mother-in-laws kitchen table then join us here "LIVE" monthly to get ALL your real estate questions answered on TUESDAYS WITH TAMMY in the INVESTOR 🔥 HOT SEAT! *You Will Receive an Email About Link to Attend as This is a LIVE Online Event *** Everyone Can Attend! Until then... Here's to Your Extra~Ordinary Real Estate Investing Success! Tammy

Everyone is welcome to attend our weekly happy hour, at Tony & Joe's Waterfront Bar in Georgetown (3000 K. St, NW). The event goes from 7:15 to around 10:00 PM. Feel free to show up at any time. French speakers of all levels- from beginners to expats- are invited. We hope to see you there!

This Meetup is designed especially for complete beginners—no experience and no partner required. We are a friendly square dance club in Montgomery County focused on fun, community, and easy-to-follow instruction. You’ll be dancing successfully your very first night. What to Expect Step-by-step teaching - we explain everything No partner needed - everyone dances together Relaxed, welcoming atmosphere Modern square dancing to a variety of music Casual dress - wear comfortable clothes and shoes Who Should Join Adults who have never square danced before Couples, singles, and friends Newcomers to the DMV area Anyone looking for a fun, social activity Square dancing is social, engaging, and a great way to meet people while having fun. If you’ve ever thought, “That looks fun, but I could never do that,” we promise - you can. This is a free event but please click the link to get your spot. https://www.eventbrite.com/e/open-house-for-square-dance-lessons-tickets-1980202151942 Location: 8814 Kensington Pkwy, Chevy Chase, M · Bethesda, MD

BY INVITATION ONLY. Email brian@jollesinsurance.com and let me know what profession you are in. If your professional category is filled within our chapter, we can refer you to another Maryland LeTip chapter. Guests, who represent business categories not already filled in our chapter, are welcome to attend up to 2 meetings. Email me and let me know your occupation so we can determine if your category is available: brian@JollesInsurance.com LeTip works. Imagine having a salesforce of 40 members (and growing) who understand your business, recognize opportunities for you and prioritize helping you grow your business! Our motto is "GIVE, GET, GROW, REPEAT". Perspective members go through an inspection process and are voted on after attending two meetings and getting to know our members. Yes, we are exclusive, but your category may be open. If so, and if you are a full-time professional dedicated to providing quality products and services, our LeTip members are interested in meeting you! We meet on Wednesday mornings from 7:01am to 8:31am at Historic Oakland Manor in Ellicott City, Maryland. If attending, bring 50 business cards and be prepared to give your 30 second commercial. We pass over 1200 tips a year (qualified business leads) between our members. Over 23 years----40 members and growing----LeTip works! www.LeTipHC.co (http://www.LeTipHC.com)m (check website for category availability) Brian@jollesinsurance.com

\*\*\* Note: Our Feb 10, 2026, meeting will be our semi-annual club speech contest. As a result, guests who attend will not experience a typical Toastmasters meeting. Guests are more than welcome to experience a speech contest. \*\*\* At Toastmasters, we empower individuals to become more effective communicators and leaders. Our meetings provide a supportive and positive learning environment where members grow through prepared speeches, impromptu speaking (Table Topics), and constructive evaluations. Whether you're looking to overcome your fear of public speaking, enhance your work communication, or develop leadership skills, you're welcome here. Guests are always invited to observe first. If you'd like to speak, we’ll ask before inviting you to participate - no pressure at all. See how Toastmasters can help you build confidence, develop new skills, and connect with a community focused on growth.

Come hang out at a Bethesda staple and total crowd favorite! 🎉 We’ll meet at 7:00 pm to say hello, catch up, and get warmed up before trivia kicks off. Tuesday night perks you’ll love: 🍹 Happy Hour from 3–10 pm 🍕 Half-off pizza all day 🧠 Trivia starts at 7:30 pm — bring your brainpower, bring your curiosity, or just your good vibes. 🚗 Easy parking with plenty of street spots and nearby public garages.

Learn more about our Home Buyer Program * get up to $202k in down payment assistance through HPAP * get up to $25K in grants from Maryland Mortgage Program * downpayment assistance options through DC Open Doors * how to qualify and what loans are available * loan application and approval process * repeat home buyer options * purchase price limits * market insight and home buying steps in a competitive market SIGN UP AT THE LINK BELOW: [https://www.enggarcia.com/egpwebinars/](https://www.google.com/url?q=https://www.enggarcia.com/egpwebinars/&sa=D&source=calendar&ust=1705256818169980&usg=AOvVaw0qgqMgQjduPHADDDggU6H6)

Every Saturday at 11am! RSVP at the following link to receive login details: https://www.enggarcia.com/hbscaphill/ The Districts Best first time home buyer webinar Learn about the home buying process How to qualify & what loans are available Qualifying for DC Open Doors and other programs Reduced down payment and closing cost opportunities We're looking forward to seeing you soon!

Apostolic Word Of God Church Freewill Prophetic Worship Service. Apostle Dr. David and Prophetess Dr. Marguerite Carter are inviting you to join our Sunday Worship Services. Optional Join Zoom Meeting https://us02web.zoom.us/j/83705862326?pwd=OVZHMFB6U0lrOUlIT1gxSDZ3c2w1QT09 Meeting ID: 837 0586 2326 Password: 667084 Optional one tap mobile +13017158592,,83705862326#,,,,,,0#,,667084# US (Germantown) +13126266799,,83705862326#,,,,,,0#,,667084# US (Chicago) The Purpose Of Our Worship Of God The purpose of our worship is to glorify, honor, praise, exalt, and please God. The nature of the worship God demands is the prostration of our souls before Him in humble and contrite submission. Jesus says in John 4:23-24, "But the hour is coming, and now is when true worshippers will worship the Father in spirit and in truth, for the Father is seeking such to worship Him. God is Spirit and they that worship Him must worship Him in spirit and in truth."It doesn’t say we can worship God any way we want, but we "must worship Him in spirit and in truth". The word "must" makes it absolute. There is no other way we can worship God and be acceptable to Him. God seeks true worshippers, and He identifies them as those who "worship Him in spirit and in truth". Worshipping God in spirit means that it must be done from the heart. Worshipping God in truth means that it must be done according to God has specified in the Bible. Come with Expectations: Expect to experience the Presence of the Lord. Follow the leading of the Holy Spirit and flow in the spirit. Expect "Soaking Time" This is your personal time seeking the Lord while listening to prerecorded music, as directed by the Holy Spirit. Come 15 to 30 minutes early for soaking time. Expect an atmosphere of freedom to worship and liberty in Christ Jesus. Expect the Holy Spirit to administer Spiritual Gifts in the Body of Christ: The Word of Wisdom, Word of Knowledge faith, gifts of healings, working of miracles, prophecy, discerning of spirits, divers kinds of tongues (languages), interpretation of tongues (languages), 1 Corinthians 12. Expect singing and praying in the spirit with understanding, 1 Corinthians 14:15 Expect to be filled with the spirit, speaking to yourselves in psalms, and hymns, and spiritual songs, making melody in your heart to the Lord. Giving thanks always for all things unto God and the Father in the name our Lord Jesus Christ. Ephesians 5:18-20 Expect anointed teachings/preaching of the Word Of God. Expect to lay prostrate while seeking the Lord (bring a throw blanket). Note: The above is freely administered by the Holy Spirit, subject to change, and is not all-inclusive. There is much more, but cannot be written here. Remember God sent you here for a purpose. Blessed be God and Father of our Lord Jesus Christ, who has blessed us with all spiritual blessings in heavenly places in Christ. Ephesians 1:3 We love you in Jesus's name. Apostle David and Prophetess Marguerite Carter, Pastors Apostolic Word Of God Church Inc. 13413 Marburg Lane | Upper Marlboro, MD 20772-4318 Phone: 301.780.3707 | Fax: 301.780.3708 AWOGC website address: http://www.awogc.org david.carter@awogc.org marguerite.carter@awogc.org Donate On-Line at http://www.awogc.org

Curious about DSA? Thinking about joining but want to hear more info first? Attended a few of our events already and ready become a member? Already a member and want to get more involved? If so, this event is for you! You'll learn about DSA, what we do, and how you can get involved in the fight for a brighter future. We'll outline our chapter's structure and our campaigns, working groups, and branches. Our chapter covers the DMV area, including the district, Northern Virginia, and Montgomery County and Prince George's County in Maryland. Please RSVP on [Action Network](https://actionnetwork.org/events/why-you-should-join-dsa-new-member-orientation-165/) to receive further updates on this event. \* \* \* This event is open to both DSA Members and supporters. Not a Member? Please consider [becoming a Member](https://dsausa.org/join?source=Metro%20DC). Fees are on a sliding scale according to what you feel you can afford.

Come learn how money really works. We’ll cover how to grow it, protect it, get out of debt, and use smart retirement and infinite banking strategies to build long-term security.

Join us for Career Night to learn how our agency works, what we do, and how you can earn part-time or full-time income helping families with financial literacy and protection.

This is not just a money class. This is a restoration space. The I AM Worthy of Ownership™ Path is a 12-step, sister-centered journey for women who are ready to build financial stability without shame, fear, or pressure—and to do it in a way that honors both wisdom and the spirit. Many women don’t struggle with money because they lack discipline or intelligence. They struggle because of unhealed experiences, survival patterns, and the quiet belief that they are “behind” or “disqualified.” This series gently challenges those beliefs while offering practical tools for peace, clarity, and long-term planning. Together, we will talk honestly about: Releasing shame and money anxiety Building stability as a form of self-respect and spiritual discipline Understanding money as a tool, not a source of worth Managing debt with clarity instead of condemnation Preparing for life’s unexpected moments without fear Laying a calm foundation for future ownership and legacy Each session blends practical financial education with reflection, conversation, and encouragement. There is no pressure to share personal numbers or experiences. You are welcome to speak, journal quietly, or simply listen. This is not about hustle. This is not about perfection. This is about alignment, wisdom, and peace. Who this series is for: Women who are starting over or rebuilding Women who want stability without stress Women preparing for future ownership or housing decisions Women who want their financial lives to reflect wholeness, not fear No prior financial knowledge is required. Come as you are. Bring a notebook. Leave a little lighter than you arrived. Light refreshments will be served along with 30 minutes of networking.

This is a free, in-person meeting on the subject of betrayals, losses and how to get over them so you can build lasting relationships. Burdened by a stressful relationship? Unhealthy relationships can trigger feelings of anger, despair or self-doubt. They can create dwindling spirals of fights and seeking to make-up, or trying to “pin the blame” on someone or something. If you don’t find the RIGHT reasons, or select the correct sources of the problem, the problem can just get worse and worse. Whether in love or personal ties, with friends or at work, our life really IS affected by the quality of our relationships. Good ones can promote pleasure and survival while less optimum ones can lead to annoyance, anger, self-doubt, stress, or even affect our health and ability to survive well. Whether you are suffering from a divorce, or a painful break-up, don’t know who to trust (or who to CHOOSE) as a partner, friend, boss or employee - the anxiety of relationship troubles can really make a mess of things. Maybe you’ve suffered a betrayal, or are dealing with hostility or criticalness or invalidation. Dwindling relationships can involve destructive behavior, where we hurt those we love, or start succumbing to self-destructive thoughts, attitudes or behaviors that spiral out of control and affect much more than our immediate relationship. Past losses in love or life can affect how we act or react to new people and situations and hold us back from even starting to create new, possibly great relationships! How can one get back onto a saner course of action? Come to our Meetup, where we can introduce you to some of the knowledge, tools and techniques of the breakthroughs in the field of the mind that we can apply to this ever important area of life: human relationships! Break free from self imposed limitations Here we will discuss: • How to “erase” the trauma of past hurts and betrayals so that one isn’t always repeating past mistakes. • Why and how do the negative emotions of others affect you? • Why is my partner withdrawing and what can I do about it? • Why do we sometimes feel compelled to hurt the ones we love? • Fights & arguments - what's really behind them? • What underlies “corrosive criticism” or the need to invalidate self or others? • How one can stably change one’s outlook on life so they can affect positive change? • Where do compulsive destructive behaviors come from and what can be done about them? • How to form closer bonds & keep growing the relationships with the people you care about? • How to enhance one’s own ability to survive and create positive healthy relationships whether in love, family & friendships or in work, business or one’s career? Relationships can be hard and life itself IS challenging. Why not arm yourself with the knowledge and breakthroughs that have been made about the mind, mental reactions & interpersonal relationships, so that one has better awareness and control over themselves and life in general. Learn where painful experiences are “stored” and how they can unknowingly affect us. You will also find out how one can “erase” those past painful experiences so that one is free to move forward without being tripped up by the past. Learn too, about what can lead some people to become “toxic” personalities and how to identify those traits in others so you won’t be tripped up trusting the wrong person. Our free Meet-ups occur in a safe environment where one can learn, without fear of judgment or criticism, and without the recommendation of harmful mental techniques or therapies, just how YOU can get yourself onto a happier & more successful path: in love & in life. We look forward to having you join us! This class is sponsored by the Dianetics & Scientology Life Improvement Center of Central Ohio.

#### Turning Rentals Into Income: How Investors Pay Off Properties Faster #### **Featuring Guest Speaker: John Blackburn** **👉 Get your FREE TICKET [HERE](https://www.eventbrite.com/e/turning-rentals-into-income-how-investors-pay-off-properties-faster-tickets-1980492192461?aff=cicmeetupapp)** #### A lot of people get into real estate because they want freedom. Then they buy a rental…and realize most of the rent goes straight to the bank. They technically own property, but the mortgage controls the income. And waiting 30 years for properties to be paid off doesn’t feel realistic. This meetup is about understanding a different way to think about rental properties… one that focuses on paying them off sooner so the income is actually usable. **Featured Guest Speaker: John Blackburn** We’re excited to welcome John Blackburn as our guest speaker for this event. John has been actively investing in real estate since 2006 and has: * Been involved in **5,000+ real estate transactions** * Helped investors **acquire over $150 million in rental property** * **Raised more than $100 million** in private capital John didn’t start with family money or shortcuts. He built his portfolio by focusing on clear systems, real numbers, and long-term strategy. For this meetup, John will walk through how investors shift their focus from simply owning rentals to building properties that eventually pay them…without a mortgage attached. **What You’ll Learn** John will break down, in simple terms: * Why most rental properties don’t produce much usable income early on * Why buying more rentals isn’t always the answer * How investors structure their properties to pay off mortgages in a fraction of the time * How properties can work together to eliminate debt faster * What changes once rentals become free and clear This approach is often referred to as an accelerated paydown strategy — using rental income intentionally to reduce debt sooner, rather than waiting decades for mortgages to run their course. John will also share a simple calculator you can use to see how this works with real numbers and realistic scenarios. **The Core Idea** When a rental has a mortgage, the rent has one job: **pay the bank.** When a rental is paid off, the rent has a different job: **pay you.** Most people only see one timeline…30 years. This session shows how investors shorten that timeline and gradually increase their income as properties become free and clear. **Who This Event Is For** This event is for people who want more than just “owning rentals” on paper. * Rental owners who are tired of most of the rent going to the bank and want a clearer path to real, usable income * New investors who want to understand how rental properties actually build wealth over time before jumping in * People with capital who want to invest in real estate with intention and a long-term plan * Anyone serious about freedom and curious how rental properties transition from debt-heavy assets into income-producing ones **Event Details** **Location:** Ohio Brewing Company - 421 E 2nd Ave, Columbus, OH 43201 **Date & Time:** January 25th, 6–8 PM (Doors open at 5:30) **Cost:** Free (Seats are limited - RSVP required) **👉 Get your FREE TICKET [HERE](https://www.eventbrite.com/e/turning-rentals-into-income-how-investors-pay-off-properties-faster-tickets-1980492192461?aff=cicmeetupapp)** If you’ve ever wondered how rental properties actually turn into freedom —this is the room to be in.

Attend a free seminar on how to have successful and lasting relationships. At this seminar you will learn: How to spot and handle negative and toxic relationships. How to get through the "rough patches" in a relationship. How to choose the right people to work with. The three things that make or break any relationship. How to make a good relationship great. All are welcome. Be sure to click on the red "Attend" button below to come to this local event. We look forward to seeing you there. Hosted by the Dianetics and Scientology Life Improvement Center of Central Ohio.

Communication is everything in life You are only as successful as your ability to communicate. \- What if you could confidently talk to anyone? \- What if you had the ability to calmly control every conversation? \- What if you could close that sale\, ask for that date\, make new friends\, repair problematic relationships\, get that raise\, or effortlessly express any idea with confidence? You can! The secret to success relies on your ability or inability to effectively communicate. Attend a free seminar and gain a better ability to communicate. Hosted by the Church of Scientology of Central Ohio 1266 Dublin Road, Columbus, OH 43215 For more information, contact Rhiannon, the Event Host at 614-221-5024

Thursdays just got smarter (and sassier). 🧠🍻 Join us at TownHall Short North for Trivia Night with Marquis—where the questions are fun, the competition is friendly, and the vibes are immaculate. Grab your crew, sip something good, and prove you know random facts you absolutely shouldn’t.

Communication is everything in life You are only as successful as your ability to communicate. \- What if you could confidently talk to anyone? \- What if you had the ability to calmly control every conversation? \- What if you could close that sale\, ask for that date\, make new friends\, repair problematic relationships\, get that raise\, or effortlessly express any idea with confidence? You can! The secret to success relies on your ability or inability to effectively communicate. Attend a free seminar and gain a better ability to communicate. Hosted by the Church of Scientology of Central Ohio 1266 Dublin Road, Columbus, OH 43215 For more information, contact Rhiannon, the Event Host at 614-221-5024