Homeownership Tips

Every Saturday at 11am! RSVP at the following link to receive login details: https://www.enggarcia.com/hbscaphill/ The Districts Best first time home buyer webinar Learn about the home buying process How to qualify & what loans are available Qualifying for DC Open Doors and other programs Reduced down payment and closing cost opportunities We're looking forward to seeing you soon!

Join us for a hilarious evening of comedy at **El Rey**! Get ready to laugh your socks off with the **DMV's best comedians**! This **Standup Comedy Night** is sure to be a blast! Best of the night gets a cash prize -- and you get to decide the winner! Time: **8:00 PM** Location: **4201 Wilson Boulevard, Arlington, VA 22203** Come and enjoy a night filled with laughter, good vibes, and unforgettable performances. Our talented lineup of comedians will have you rolling in the aisles. From witty one-liners to hilarious anecdotes, they'll keep you entertained throughout the evening. ***\*RSVP for free, but please tip! Cash/Venmo/Paypal/Cashapp/Plasma accepted!*\*** Eventbrite link for Free RSVP: [https://www.eventbrite.com/e/free-comedy-night-at-el-rey-please-tip-tickets-1981657535032?aff=erelexpmlt](https://www.eventbrite.com/e/free-comedy-night-at-el-rey-please-tip-tickets-1981657535032?aff=erelexpmlt) Don't miss out on this incredible opportunity to experience the **DMV's finest comedic talent**! Comedians have performed on TV, the DC Improv, The Kennedy Center, Arlington Cinema and Drafthouse, and many more clubs and venues! Best of all, admission is **FREE**! So grab your friends, reserve your seats, and get ready for a night of non-stop laughter. We can't wait to see you there! The food and drinks will be great, even if someone bombs on stage! From the creative team that brought you the popular El Rey on U Street in NW DC, comes a new taqueria & margarita bar located at the Ballston Exchange in Arlington. El Rey VA’s fiesta atmosphere features our signature margaritas, delicious tacos, and a few extra treats exclusive to the Ballston location. This event is produced by Callback Comedy.

Please join our Advisors and other invited speakers to hear a presentation on investing basics. Topics to be discussed will include an overview of asset allocation, diversification, market volatility, tax efficient accounts, and general income strategies. Refreshments and Hors D’oeuvres will be served. Seating is limited and available on a first-come, first-serve basis. To reserve your spot, please RSVP today to your financial advisor. We look forward to seeing you!

Come learn how money really works. We’ll cover how to grow it, protect it, get out of debt, and use smart retirement and infinite banking strategies to build long-term security.

\*\*A New Year of Possibilities!\*\*🎉 It’s that time again, the moment and opportunity to own your fresh beginning in a new year of possibilities. To do that well, you'll need an outline of your path ahead. **She Leads She Speaks can** (and would love to) **help!** On **January 31st, 2026** She Leads She Speaks will have a **Paint Your Vision Party** **.** This novel approach to creating a vision board invites you to mingle, munch and paint a canvas of your path forward in 2026. The in-person event is also a great opportunity for our Sheroes to network and for guests to experience the She Leads She speaks sisterhood presence. We can’t wait to party with you on Saturday, January 31st as we paint our roadmap for the upcoming year. **Sign up now!** Reserve your spot using the contact information in the flyer above. **Happy New year! 🎉** She Leads She Speaks wishes you a year of asserting your power and being present in all the spaces you are graced with entering.

Learn more about our Home Buyer Program * get up to $202k in down payment assistance through HPAP * get up to $25K in grants from Maryland Mortgage Program * downpayment assistance options through DC Open Doors * how to qualify and what loans are available * loan application and approval process * repeat home buyer options * purchase price limits * market insight and home buying steps in a competitive market SIGN UP AT THE LINK BELOW: [https://www.enggarcia.com/egpwebinars/](https://www.google.com/url?q=https://www.enggarcia.com/egpwebinars/&sa=D&source=calendar&ust=1705256818169980&usg=AOvVaw0qgqMgQjduPHADDDggU6H6)

Every Saturday at 11am! RSVP at the following link to receive login details: https://www.enggarcia.com/hbscaphill/ The Districts Best first time home buyer webinar Learn about the home buying process How to qualify & what loans are available Qualifying for DC Open Doors and other programs Reduced down payment and closing cost opportunities We're looking forward to seeing you soon!

Apostolic Word Of God Church Freewill Prophetic Worship Service. Apostle Dr. David and Prophetess Dr. Marguerite Carter are inviting you to join our Sunday Worship Services. Optional Join Zoom Meeting https://us02web.zoom.us/j/83705862326?pwd=OVZHMFB6U0lrOUlIT1gxSDZ3c2w1QT09 Meeting ID: 837 0586 2326 Password: 667084 Optional one tap mobile +13017158592,,83705862326#,,,,,,0#,,667084# US (Germantown) +13126266799,,83705862326#,,,,,,0#,,667084# US (Chicago) The Purpose Of Our Worship Of God The purpose of our worship is to glorify, honor, praise, exalt, and please God. The nature of the worship God demands is the prostration of our souls before Him in humble and contrite submission. Jesus says in John 4:23-24, "But the hour is coming, and now is when true worshippers will worship the Father in spirit and in truth, for the Father is seeking such to worship Him. God is Spirit and they that worship Him must worship Him in spirit and in truth."It doesn’t say we can worship God any way we want, but we "must worship Him in spirit and in truth". The word "must" makes it absolute. There is no other way we can worship God and be acceptable to Him. God seeks true worshippers, and He identifies them as those who "worship Him in spirit and in truth". Worshipping God in spirit means that it must be done from the heart. Worshipping God in truth means that it must be done according to God has specified in the Bible. Come with Expectations: Expect to experience the Presence of the Lord. Follow the leading of the Holy Spirit and flow in the spirit. Expect "Soaking Time" This is your personal time seeking the Lord while listening to prerecorded music, as directed by the Holy Spirit. Come 15 to 30 minutes early for soaking time. Expect an atmosphere of freedom to worship and liberty in Christ Jesus. Expect the Holy Spirit to administer Spiritual Gifts in the Body of Christ: The Word of Wisdom, Word of Knowledge faith, gifts of healings, working of miracles, prophecy, discerning of spirits, divers kinds of tongues (languages), interpretation of tongues (languages), 1 Corinthians 12. Expect singing and praying in the spirit with understanding, 1 Corinthians 14:15 Expect to be filled with the spirit, speaking to yourselves in psalms, and hymns, and spiritual songs, making melody in your heart to the Lord. Giving thanks always for all things unto God and the Father in the name our Lord Jesus Christ. Ephesians 5:18-20 Expect anointed teachings/preaching of the Word Of God. Expect to lay prostrate while seeking the Lord (bring a throw blanket). Note: The above is freely administered by the Holy Spirit, subject to change, and is not all-inclusive. There is much more, but cannot be written here. Remember God sent you here for a purpose. Blessed be God and Father of our Lord Jesus Christ, who has blessed us with all spiritual blessings in heavenly places in Christ. Ephesians 1:3 We love you in Jesus's name. Apostle David and Prophetess Marguerite Carter, Pastors Apostolic Word Of God Church Inc. 13413 Marburg Lane | Upper Marlboro, MD 20772-4318 Phone: 301.780.3707 | Fax: 301.780.3708 AWOGC website address: http://www.awogc.org david.carter@awogc.org marguerite.carter@awogc.org Donate On-Line at http://www.awogc.org

We will have speakers from different sectors and industries, at each event. At this particular event, the speakers will discuss Retirement Planning (Living Longer Living Better). Topics will include: • Longevity and planning for a longer life • Retirement planning strategies • Common investor mistakes • What is an ETF? The address will be send to members who RSVPed before the Event. Enjoy!

**To confirm attendance, please also register on Luma: [https://luma.com/fwvre5x3](https://luma.com/fwvre5x3)** Let's discuss this classic movie Groundhog Day on the day before the Groundhog Day of 2026. **Please watch this movie before joining the discussion:** [https://www.imdb.com/title/tt0107048/](https://www.imdb.com/title/tt0107048/) If more than 6 people join the discussion, we will break out into smaller groups. **(max 6 people per group)** \-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\- 1. **Phil's character changed through accumulated daily choices over time. How do our repeated small decisions shape who we ultimately become?** 2. **Phil's pursuit of pleasure without consequence left him feeling empty. Why might selfish gratification fail to provide lasting fulfillment?** 3. **Phil's lowest moments became the catalyst for his genuine transformation. How can a crisis serve as a turning point toward growth?** 4. **Phil found meaning through learning skills like piano and ice sculpting. What makes skill-building fulfilling even when external rewards are absent?** 5. **Phil's calculated attempts to win Rita failed until he became genuinely good. What distinguishes authentic connection from performed affection?** 6. **Phil transformed by memorizing the town's needs and serving others daily. How do small acts of service shape both individuals and communities?** \-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\- To provide an enjoyable experience for fellow participants, here are three ground rules during discussion events: 1. Step up and step back. (If you feel that you’ve been talking too much, step back to listen more. If you feel that you’ve been relatively quiet, step up to share your perspective or ask a question) 2. Listen to understand, not to respond. 3. Be open-minded and value differences.

**Day 1 — Foundation & Deal Control** This two-day, end-of-month Real Estate Investing (REI) Intensive is designed for investors who want real traction, not theory. Day One is about controlling the deal flow. We break down how to find opportunities in today’s market, underwrite them correctly, and avoid the emotional and financial traps that wipe out most new and mid-level investors. You’ll learn how operators are sourcing deals right now, how to analyze markets and properties with discipline, and how to structure acquisitions so the numbers work before you ever swing a hammer. This is about building a repeatable system—not chasing the next shiny strategy. **Day 2 — Capital, Execution & Scale** Day Two shifts from deals to execution and scale. We go deep on renovation management, capital stack planning, and exit strategies—fix and flip, buy-and-hold, and hybrid plays—so you understand how to protect downside risk and maximize upside. You’ll see real case studies, real numbers, and real mistakes made by experienced operators, not influencers. The intensive closes by connecting the dots between education and action, showing you how to plug into ongoing coaching, deal opportunities, and higher-level collaboration for investors who are serious about building long-term wealth, not just doing a one-off deal. REGISTER HERE: [SIGN UP TODAY](https://link.elitereimm.com/widget/form/CqtTT4UVTJj3JvHKns3x?am_id=debbie4982)

: > 🎟 **PAID BUS TOUR — EVENTBRITE TICKET REQUIRED** > **Meetup RSVP does not guarantee a seat on the bus.** > Secure your seat here: > 👉[https://bit.ly/3NlF87W](https://bit.ly/3NlF87W) This is not a seminar — this is real estate education on wheels. Join us for the DC Real Estate Rolling University Bus Tour, an immersive, small-group experience designed for investors and real estate professionals who want to see how deals actually work in Washington, DC. We’ll tour active renovation projects, discuss real deal structures on-site, and break down the RFK Stadium redevelopment opportunity. AGENDA: • 9:00 AM – Registration & check-in • 10:00 AM – Bus departs • Visit 3 active renovation projects • 1:00 PM – RFK Stadium redevelopment discussion • 2:00 PM – Education, networking & strategy session at 1865 Steakhouse WHO SHOULD ATTEND: • Real estate investors • Wholesalers & rehabbers • Agents interested in investing • Entrepreneurs interested in real assets ⚠ Limited seats available. 🎟 Ticketed event – registration required. 🎟 TICKETS REQUIRED This event requires a paid ticket to participate in the bus tour. Secure your seat here: 👉https://bit.ly/3NlF87W Meetup RSVP does not guarantee a seat.

How to be a Better Communicator Communication is everything in life Sunday, 23 February at 2pm. You are only as successful as your ability to communicate. \- What if you could confidently talk to anyone? \- What if you had the ability to calmly control every conversation? \- What if you could close that sale\, ask for that date\, make new friends\, repair problematic relationships\, get that raise\, or effortlessly express any idea with confidence? You can! The secret to success relies on your ability or inability to effectively communicate. Attend a free seminar and gain a better ability to communicate. Hosted by the Church of Scientology of Central Ohio 1266 Dublin Road, Columbus, OH 43215 For more information, contact Rhiannon, the Event Host at 614-221-5024

If you are interested in selecting investment choices for your 401(k) or other workplace savings plan, minimizing your income tax liability, or identifying the most effective investments for your brokerage account, we are the group for you. We are a local chapter of Bogleheads**®**, whose investment strategy can be found here: https://www.bogleheads.org/wiki/Bogleheads%C2%AE_investment_philosophy Or you can peruse the Boglehead forum here: https://www.bogleheads.org/index.php I look forward to seeing you there. Mark Vonder Haar

This is a free, in-person meeting on the subject of betrayals, losses and how to get over them so you can build lasting relationships. Burdened by a stressful relationship? Unhealthy relationships can trigger feelings of anger, despair or self-doubt. They can create dwindling spirals of fights and seeking to make-up, or trying to “pin the blame” on someone or something. If you don’t find the RIGHT reasons, or select the correct sources of the problem, the problem can just get worse and worse. Whether in love or personal ties, with friends or at work, our life really IS affected by the quality of our relationships. Good ones can promote pleasure and survival while less optimum ones can lead to annoyance, anger, self-doubt, stress, or even affect our health and ability to survive well. Whether you are suffering from a divorce, or a painful break-up, don’t know who to trust (or who to CHOOSE) as a partner, friend, boss or employee - the anxiety of relationship troubles can really make a mess of things. Maybe you’ve suffered a betrayal, or are dealing with hostility or criticalness or invalidation. Dwindling relationships can involve destructive behavior, where we hurt those we love, or start succumbing to self-destructive thoughts, attitudes or behaviors that spiral out of control and affect much more than our immediate relationship. Past losses in love or life can affect how we act or react to new people and situations and hold us back from even starting to create new, possibly great relationships! How can one get back onto a saner course of action? Come to our Meetup, where we can introduce you to some of the knowledge, tools and techniques of the breakthroughs in the field of the mind that we can apply to this ever important area of life: human relationships! Break free from self imposed limitations Here we will discuss: • How to “erase” the trauma of past hurts and betrayals so that one isn’t always repeating past mistakes. • Why and how do the negative emotions of others affect you? • Why is my partner withdrawing and what can I do about it? • Why do we sometimes feel compelled to hurt the ones we love? • Fights & arguments - what's really behind them? • What underlies “corrosive criticism” or the need to invalidate self or others? • How one can stably change one’s outlook on life so they can affect positive change? • Where do compulsive destructive behaviors come from and what can be done about them? • How to form closer bonds & keep growing the relationships with the people you care about? • How to enhance one’s own ability to survive and create positive healthy relationships whether in love, family & friendships or in work, business or one’s career? Relationships can be hard and life itself IS challenging. Why not arm yourself with the knowledge and breakthroughs that have been made about the mind, mental reactions & interpersonal relationships, so that one has better awareness and control over themselves and life in general. Learn where painful experiences are “stored” and how they can unknowingly affect us. You will also find out how one can “erase” those past painful experiences so that one is free to move forward without being tripped up by the past. Learn too, about what can lead some people to become “toxic” personalities and how to identify those traits in others so you won’t be tripped up trusting the wrong person. Our free Meet-ups occur in a safe environment where one can learn, without fear of judgment or criticism, and without the recommendation of harmful mental techniques or therapies, just how YOU can get yourself onto a happier & more successful path: in love & in life. We look forward to having you join us! This class is sponsored by the Dianetics & Scientology Life Improvement Center of Central Ohio.

**[note: ‘registering’ here doesn’t get you a seat; go to [THIS LINK](https://www.coreerocks.com/Events.aspx?ID=Columbus-In-Person-Chapter-Meeting-Build-Your-Network-Get-Mentored-Night-14-2-3-2026) to download your guest pass or just let us know you’re coming]** At our in-person Columbus Chapter meetings, we love to get you next to local investors who aren’t just experienced but also supportive, collaborative, and ready to answer your questions. At February’s meeting, the whole 3 hours is about getting you face-to-face with our experienced local members for some local advice and mentoring. Here’s the whole agenda: 5:00 Free light dinner and networking tables, meet the vendors 6:00-6:15 Buy-Sell-Trade (Members) Guest Orientation (Non-Members) 6:15-8:00 p.m. **Build Relationships + Get Mentored Night!** We bet you’re figured out that the best way to profitably navigate a rapidly-changing market it to get with real people who already know how to find the deals, get them financed, get them fixed, and most importantly, get them sold or rented fast and profitably. That’s why we’re devoting a whole meeting to giving you the chance to build some real relationships with those experienced, supportive colleagues, ask them your ‘big picture’ questions, or even bring a deal that you’re working on to have them give their opinion. You’ll have the chance to sit with these mentors in small groups and make connections you want…we’ve got members who can answer questions on anything from getting financing to rehab to tenant issues, asset protection, wholesaling, shared housing, and more! If you’ve been intimidated by the success and knowledge of these folks (or just didn’t know who to go to for what questions), this is your chance to pick their brains in an easy, structured atmosphere where THAT’S WHY THEY’RE THERE! (If you’re more experienced yourself, how about showing up to BE a mentor for the night? After all, someone helped you when you got started…pass it on!) Members and first-time guests attend free; repeat guests are $35 (and for real, it’s cheaper to just join [HERE](https://www.coreerocks.com/MembershipInfo.aspx) and get ALL the benefits of membership, including a free website for your business and 20 other educational and networking meetings every month than it is to keep paying that guest fee). Register below to reserve your seat! Members and first-time guests attend free; repeat guests are $35; Register at **[THIS LINK](https://www.coreerocks.com/Events.aspx?ID=Columbus-In-Person-Chapter-Meeting-Build-Your-Network-Get-Mentored-Night-14-2-3-2026)** to reserve your seat!

Attend a free seminar on how to have successful and lasting relationships. At this seminar you will learn: How to spot and handle negative and toxic relationships. How to get through the "rough patches" in a relationship. How to choose the right people to work with. The three things that make or break any relationship. How to make a good relationship great. All are welcome. Be sure to click on the red "Attend" button below to come to this local event. We look forward to seeing you there. Hosted by the Dianetics and Scientology Life Improvement Center of Central Ohio.

Communication is everything in life You are only as successful as your ability to communicate. \- What if you could confidently talk to anyone? \- What if you had the ability to calmly control every conversation? \- What if you could close that sale\, ask for that date\, make new friends\, repair problematic relationships\, get that raise\, or effortlessly express any idea with confidence? You can! The secret to success relies on your ability or inability to effectively communicate. Attend a free seminar and gain a better ability to communicate. Hosted by the Church of Scientology of Central Ohio 1266 Dublin Road, Columbus, OH 43215 For more information, contact Rhiannon, the Event Host at 614-221-5024

Hello everyone! For our first dinner together, we’re keeping things low-key and casual. Take a look at the menu and let us know what you think we want this to be easy, relaxed, and enjoyable for everyone. Quick housekeeping note: many restaurants require most of the party to be present before seating. No-shows impact the entire group, so if someone repeatedly commits and doesn’t show more than once, we’ll have to remove you from future dinners to keep things fair and smooth for everyone. Looking forward to a great night and even better conversations 🍽️✨