Insurance Planning

91st Regular Meeting of Ibaraki Toastmasters Club will be held on from 10.00 to 12.00 (Hybrid). You can join the meeting both online and in person. The meeting will be held based on the way of traditional Toastmasters club meeting. It consists of Table Topic Session, Workshop,Prepared Speech session and Evaluation session in English as follows. 10.00 Call to Order 10.02 Guest Introduction 10.15Table Topic Session 10.30 Intermission 11.00 Prepared Speech Session 11.40 Evaluation Session 11.50 Award Session 12.00 Adjouen The meeting is full of international atmosphere. Members cosist of American, Philippino, and Japanese. The meeting will be held (Hybrid ) . We will give the information of URL to those who register the participation in the event.

If you are interested in selecting investment choices for your 401(k) or other workplace savings plan, minimizing your income tax liability, or identifying the most effective investments for your brokerage account, we are the group for you. We are a local chapter of Bogleheads, whose investment strategy can be found here: https://www.bogleheads.org/wiki/Bogleheads%C2%AE_investment_philosophy Or you can peruse the Boglehead forum here: https://www.bogleheads.org/index.php I look forward to seeing you there. Mark Vonder Haar

**Online Speed Dating for Mature Cleveland Singles** Live on Zoom. Real conversations. Local people who value genuine connection and traditional dating. **Pick your age group to register:** - Ages 18-32: [Click to Register](https://tempodating.com/product?productId=476.0&productType=onlineSpeedDating&city=Cleveland&groupurlname=local-warmth-meetups-for-mature-souls&ar=18-32&face_v=2.0) - Ages 30-46: [Click to Register](https://tempodating.com/product?productId=476.0&productType=onlineSpeedDating&city=Cleveland&groupurlname=local-warmth-meetups-for-mature-souls&ar=30-46&face_v=2.0) - Ages 40-58: [Click to Register](https://tempodating.com/product?productId=476.0&productType=onlineSpeedDating&city=Cleveland&groupurlname=local-warmth-meetups-for-mature-souls&ar=40-58&face_v=2.0) - Ages 55+: [Click to Register](https://tempodating.com/product?productId=476.0&productType=onlineSpeedDating&city=Cleveland&groupurlname=local-warmth-meetups-for-mature-souls&ar=55+&face_v=2.0) RSVP alone does not hold your spot. Register through the link above and complete the quick personality quiz. For mature singles who appreciate meaningful connections and are serious about finding the right person. Host-guided. All ages welcome. Mutual matches shared after the event.

**Welcome to the Women’s Columbus Bogleheads® Sub-Group** This sub-group is for **women who want to learn and discuss finances in a safe, supportive space**. For those interested in moving towards financial independence and retirement by learning investment basics, choosing your 401(k) investments, minimizing taxes, and more. We’re a local chapter of **Bogleheads®**, following a long-term, practical investment philosophy: [Investment Philosophy](https://www.bogleheads.org/wiki/Bogleheads%C2%AE_investment_philosophy): https://www.bogleheads.org/wiki/Bogleheads%C2%AE_investment_philosophy [Bogleheads Forum](https://www.bogleheads.org/index.php): https://www.bogleheads.org/index.php No question is too small, and no experience is too simple. Share, ask, and learn — at your own pace, without judgment, in a group of like-minded women. Let’s build confidence and knowledge **together**!

[The Kind Exchange](https://www.facebook.com/events/3087825058070662/) A gathering to share, swap, and connect with like-minded people who care about plant-based living, sustainability, and mindful choices. This is more than a swap — it’s a space to circulate what we already have and meet others in the community. Bring any of the following to share: * **Vegan-related books** (cookbooks, sustainability, mindful living, etc.) * **Plants or cuttings** (optional) Swap for something new-to-you from others. *The more you bring, the more there is to exchange!* Please RSVP so we can plan accordingly- [https://form.jotform.com/260975490897073](https://form.jotform.com/260975490897073?utm_id=97758_v0_s00_e0_tv4&fbclid=IwZXh0bgNhZW0CMTAAYnJpZBExVGxJeFRub0FQNmhUcmF3VnNydGMGYXBwX2lkEDIyMjAzOTE3ODgyMDA4OTIAAR4u9YhVWcSkITKfEn_NajeEUIyxFrXbcaG0HjFHoQn-MCxKlhGlUpFAnsMIzw_aem_vo9QISntFpTtGskmWaVEkQ) Unclaimed books/plants at the end of the event will be donated.

**Optional movie afterwards**

We meet to learn and practice American Sign Language and to grow our familiarity with Deaf culture. Facilitated by hearing folks (with a connection to a professional interpreter) using Deaf-created content. People of all ASL skill levels are welcome! As we learn, we hope to connect more with the Deaf community in Central Ohio. Join us as you're able! Come regularly or just once - whatever you're looking for! Each meetup will explore different topics related to ASL/Deaf culture, and will feature time to practice conversation with one another. Just bring yourself and a willingness to learn!

When judging morality, should we prioritize **intentions/duty** or **outcomes/results**? It introduces two influential philosophers as representatives of these approaches. * **Immanuel Kant (deontology):** An action is moral when it is done from **duty** and follows rational, universal principles (the **categorical imperative**). Certain acts—like lying—are wrong regardless of the consequences; you can’t do a wrong thing for a right reason. * **John Stuart Mill (utilitarian consequentialism):** The morality of an action is determined by its **effects**, specifically how much **happiness/well-being** it produces. Mill argues that some pleasures are “higher” than others, and that good intentions don’t redeem harmful outcomes. ## Discussion Questions 1. **The lying dilemma:** A murderer comes to your door and asks if your friend is hiding inside. Kant would say you must not lie. 2. **Can good intentions rescue a bad outcome?** 3. **The organ harvest problem:** A surgeon has five patients dying of organ failure and one healthy patient in for a checkup. Killing the one to harvest organs would save five lives, and the math works out for the utilitarian. Why does this feel so deeply wrong? Is that feeling a point in Kant's favor, or just a bias we should overcome? 4. **Do rules need exceptions?** Kant insists moral rules must be universal, with no exceptions. But most of us can imagine extreme scenarios where any rule seems like it should bend. Does the need for exceptions fatally undermine deontology, or is the strength of the system precisely that it refuses to bend? 5. **Who gets to calculate the consequences?** Utilitarianism asks us to maximize good outcomes, but we're notoriously bad at predicting consequences. If we can't reliably know the results of our actions, is it practical to base our entire moral system on outcomes? Does this uncertainty push us back toward rules and principles? 6. **Everyday morality:** Think about a real moral decision you've made recently, even a small one. Did you reason more like a Kantian (what's the right thing to do in principle?) or more like a utilitarian (what will produce the best result?)? Do most people naturally lean one way? 7. **Justice vs. the greater good:** A town can prevent a deadly plague by sacrificing one innocent person. The greater good is clearly served. But is it just? Can an action be morally right and deeply unjust at the same time? 8. **The big synthesis question:** Are these two systems actually opposed, or do they often arrive at the same answers by different paths? Is it possible that we need both: rules to guide us in the moment and consequences to evaluate systems and policies over time?