IRA's and Real Estate Investing

Join Us for a Cashflow 101 Game Night! Come, meet new people, and learn valuable life skills while having fun! Whether you’re a seasoned player or completely new to the game, Cashflow 101 is a fantastic way to improve your financial literacy in a relaxed, social setting. Beginners are welcome — no prior experience needed. Let’s roll the dice, strategize, and make our way out of the rat race together!

*** **FREE MONDAY MUSICAL MEETUP: IN THE CUBES – An Insider Look at *IN REAL LIFE*** I found us another great sounding, free event to beat the February chills. Join us for a fantastic **free** Monday night of live musical theatre and behind-the-scenes storytelling as part of **Tapestry’s Free Underground Concerts** series! We’ll be attending **IN THE CUBES: A CONCERT**, presented by **The Musical Stage Company**, offering an insider look at the brand-new Canadian musical **IN REAL LIFE**. ✨ **IMPORTANT – PLEASE READ** ✨ **This event is FREE, but you MUST book your own free ticket in advance.** ️ Reserve your ticket here: [https://tapestryopera.my.salesforce-sites.com/ticket/#/instances/a0FOF0000099JEL2A2](https://tapestryopera.my.salesforce-sites.com/ticket/#/instances/a0FOF0000099JEL2A2) Learn more about the event here: [https://tapestryopera.com/performances/the-musical-stage-company/](https://tapestryopera.com/performances/the-musical-stage-company/) *** ### What to Expect This special evening includes: * Live performances from *IN REAL LIFE* by composer **Kevin Wong** * Performances by talented Sheridan cast members: EJ Candelaria, Annelise Forbes, Chris Otchere, Kayla Samson, Mea Tonet, and Lindsey Tower * Musical accompaniment by **Jonathan Corkal-Astorga** * A behind-the-scenes creative conversation with composer/co-lyricist **Kevin Wong** * Hosted by **Michael Rubinoff** (Artistic Director, The Musical Stage Company) and **Jaime Martino** (Executive Director, Tapestry) Perfect for fans of musical theatre, Canadian arts, and anyone curious about how new musicals are made *** ### Event Details **Monday, February 23** **Nancy & Ed Jackman Performance Centre** 877 Yonge St. (Performance Hall) ⏰ **Meetup Time:** 5:15 PM **Doors Open:** 5:30 PM **Concert:** 6:00 – 7:00 PM **Look for Nick** outside the venue with a **Meetup sign** before **and after** the show. We’ll gather for a few minutes afterward to chat and share thoughts on the performance. *** ⚠️ **Final Reminder:** ✔️ You are responsible for booking your own **free ticket** ✔️ Please only RSVP if you’ve secured a ticket or plan to do so Looking forward to a great night of music, creativity, and conversation — see you there! ✨

\*These classes are not a language exchange, but instead are meant to be a step in between so that students feel confident maintaining in depth and grammatically correct oral conversations outside of class\* \***Meetup event numbers only tend to show new students registering and do not include returning students attending class.** **Per class, there is an average of 7 students.** The first 2 classes are free and then only cost between $15 and $35 depending on which type of class you want to continue with\* These French, English (For Spanish and French speakers only), and Spanish classes are primarily meant for adults who are travellers, or who are planning to live in a French, English, or Spanish-speaking country. The classes are primarily oral-based through guided conversations. They will teach you how to handle conversations in situations such as **"Going to the Convenience Store"**, **"Making Plans"**, **"Negotiating Prices"**, and **"Going out for a Drink"**. To ensure that students get used to using the language automatically, students will learn to maintain contextual conversations with timing before moving on to the next lesson. Call (647)787-9953, e-mail us info@monkeylingo.ca, or visit monkeylingo.ca for more information! **Online and private classes are also available!** No other language classes are as conversational as these ones. We guarantee it! Cheap parking can be found using the "Spot Hero" app.

**Click the link below to reserve your spot:** **[https://energeticmagic.thrivecart.com/mindset-reset/](https://energeticmagic.thrivecart.com/mindset-reset/)** Why Your Brain Is Chemically Rewarding You For Staying Stuck Below Your True Earning Potential Most coaches hitting the almost-six-figure ceiling aren't struggling with their marketing or offer. They're trapped by something far more powerful - a deep-seated reality addiction around money and success. You've built a solid coaching business. You have testimonials that prove your value. Your clients get real results. Yet somehow, consistent $10K+ months remain frustratingly out of reach. Every time you get close to breaking through, something happens: * You discount your rates when a potential client hesitates * You overdeliver to justify your prices * You feel a nagging discomfort when thinking about charging more * You work harder instead of leveraging what's already working The problem isn't your coaching ability. It's the unconscious stories you believe about wealth that create unnecessary friction in your business growth. What "Reality Addiction" Is Costing You Reality addiction is the unconscious belief that your current financial ceiling is "just how things are" for coaches like you. It's the voice that whispers: *"Making more means working more."* *"If I charge premium rates, I'll price out the people who need me."* *"Successful coaches are just better at selling than I am."* These limiting beliefs aren't just in your head — they're actively sabotaging your business decisions, creating a cycle where: * You undercharge for your services * You overwork to compensate * You feel resentful about the imbalance * You burn out before reaching your goals I know because I was stuck in the same cycle. Making $8K months but unable to break through to consistent five-figure months until I addressed my reality addiction around wealth and success. What You'll Discover in This Free Workshop Once you join you'll feel the tension in your chest release as you finally understand why making money has felt so difficult. During our 60-minute session, you'll experience: \- The exact moment you recognize the invisible reality addiction that's been holding your income back—and feel immediate relief knowing it's not your fault \- A profound shift as you see other successful coaches breaking through the same blocks that have kept you stuck \- The liberating feeling of having a clear path forward instead of pushing that boulder uphill every day \- The quiet confidence that comes from knowing exactly which stories to release so you can finally command premium rates without the guilt When you apply the framework I'll share, you'll wake up feeling excited about your business again instead of exhausted by it.  “For the first time in my life, I felt valued and loved. This work changed everything.” \- Lynn D Security Coach  “He worked on my fear of success, which was blocking me from getting more clients. I felt a huge sense of relief the very next day and started getting inquiries about my services.” \- Nisreen M Reiki Master/Teacher Ready to Break Free From Your Reality Addiction? P.S. I'm including 2 bonuses valued over $1500 after you register... **Bonus #1** \- You’ll be entered in a draw to attend the next Refuel Your Ambitions \($500 value\)\. This class happens the 1st Friday of each month. You'll be informed when the next date is. This is a 3-hour deep dive unearth and obliterate your limiting beliefs and stories of struggle. 5 people will be selected per workshop. Those are good odds! They're even better if people forget to attend or decide to watch the replay. Make sure that’s not you! **Bonus #2** \- You’ll be entered in a draw to enjoy a 1/2\-hour private session with Shiraz \($1000 value\)\. If I can get results in as little as 5-minutes, imagine how much 30 minutes with me can change your life. 1 person will be selected per workshop.

**Ready to get better at speaking in front of a room and leading with confidence?** MidTown Toastmasters is a friendly, diverse club that meets twice a month to practice real public-speaking skills in a supportive environment. We keep it welcoming and fun. **What to expect** * Quick orientation for newcomers * Prepared member speeches * Table Topics impromptu speaking * Encouraging feedback that helps you improve right away **Guests are always welcome.** You are invited to try a few meetings as a guest before deciding to join. There is never pressure to speak on your first visit. **New here?** Message us here on Meetup with any questions, or ask for Josie when you arrive and you will get a proper welcome and introduction. **RSVP notes** Please RSVP to help us plan seating. If your plans change, update your RSVP so we can offer your spot to someone on the waitlist. **When** Monday, February 23rd 2026 6:30 p.m. – 8:30 p.m. **Where** St. Matthew's United Church Oakwood Room 729 St. Clair Avenue West (St. Clair & Christie) **Learn More About Our Club:** Club’s Website: [https://torontomidtowntoastmasters.toastmastersclubs.org/](https://torontomidtowntoastmasters.toastmastersclubs.org/) **\-\-\-** **Here's what our previous guests (from August 25) said about our club:** * "It was engaging from start to end" * "I'm very impressed by how the evaluators notice everything." * "I enjoyed practicing my active listening." * "The report on the filler words is useful. I can see myself improving with this feedback."

DESI HAKKA AFFAIRS OPEN MIC Hosted by Tony Sagar Every Thursday - 8:00 PM Desi Hakka Affairs, 3415 Dixie Rd, This isn't a gentle "trying new material" night. This is jokes, chaos, and unfiltered stand-up. WHAT'S GOING DOWN 12 comics bringing their best A real audience Real laughs Real comedy Everyone leaves with new bits, new friends, and a few fresh emotional scars. THURSDAY NIGHTS - THE NEW GTA HOTSPOT Forget waiting for the weekend. Thursday is where it's at. The energy. The crowd. The best comedy lineup in Mississauga. This is your new weekly tradition. FREE TICKETS FOR THE AUDIENCE Lock in your seat before your cousin does: [https://www.eventbrite.ca/e/1979440857891?aff=oddtdtcreator](https://www.eventbrite.ca/e/1979440857891?aff=oddtdtcreator)​ COMICS – SIGN UP TO PERFORM Bring your tightest 5 minutes and your emotional baggage: [https://forms.gle/FUT5C6KCoeJSNm3dA](https://forms.gle/FUT5C6KCoeJSNm3dA) ​ NOW BOOKING SPOTS FOR Thursday, February 26

**We will discuss day trading, swing trading strategies and tools.** This will not be a presentation format. We will discuss options trading and investing strategies, as well as the skills needed to start. It is a **casual meetup to meet people who are interested in trading or building a career around it, especially algorithmically. No "financial gurus" are welcome.** Join us for a meetup where we share trading ideas, and connect with others who share a common interest in investing. Algorithmic trading is commonly used by large institutional investors and market makers, but it is also accessible to retail traders. It offers several advantages over manual or discretionary approaches—particularly in minimizing psychological errors that often impact human traders. Some of the topics we usually discuss: \- Reasons for investing \- Limitations of being a retail trader \- Practical tools: brokers\, APIs\, data sources\, real\-time implementation \- Brainstorming ideas: strategies that may be working today **Note this even is not sponsored or endorsed by any business where we are meeting. We are just using their space for casual meetup event.** **Please no promotion of MLM, pyramid schemes, self promotion to paid services, affiliate promotion, paid subscriptions or similar stuff.** **Useful Links** * Notion page of [Algo Trading Resources](https://systemetic.notion.site/Algorithmic-Trading-Resources-fe400c5258e440fd8a4d63770d08bc13) **Telegram group for quicker communication:** [https://t.me/+m8BMRABGX74xNmZh](https://t.me/+m8BMRABGX74xNmZh) **Disclaimer:** This meetup is for educational and informational purposes only and should not be construed as professional financial advice. The discussions and materials presented at this meetup are provided as general information and are not intended to be a substitute for professional financial, legal, or tax advice. All participants are encouraged to consult their financial advisor or qualified professionals regarding specific financial issues. None of the organizers, speakers, or participants at this meetup are liable for any financial loss or damage incurred as a result of trading activities or decisions based on the information shared during this event. Trading stocks and other financial instruments involves risk and may not be suitable for all individuals. **CFTC Rule 4.41:** Futures, foreign currency and options trading contains substantial risk and is not for every investor. An investor could potentially lose all or more than the initial investment. Risk capital is money that can be lost without jeopardizing one’s financial security or lifestyle. Only risk capital should be used for trading and only those with sufficient risk capital should consider trading. Past performance is not necessarily indicative of future results. **Non-Endorsement**: References to specific securities, investment strategies, or any financial instruments during the meetup are for illustrative purposes only and do not constitute a recommendation, endorsement, or investment advice by the organizers or speakers. **No Guarantees**: There is no guarantee that the investment strategies discussed will be profitable or protect against loss. All investments involve the risk of loss. **Conflict of Interest**: Presenters or organizers may hold or intend to acquire positions in securities discussed during the meetup, which may create a conflict of interest.

### THIS IS OUR RESCHEDULED FEB EVENT! ### \*\*\*\* What is The Hip Haus? \*\*\*\*The Hip Haus is an organization that exists to empower young and experienced professionals alike in the GTA and help the growth of local business. As professionals (especially post pandemic world) it is sometimes difficult to network with other like minded individuals, get good career advice or simply make connections with others you may be able to help or get help from. The Hip Haus is committed to providing social gatherings in an atmosphere where such networking can take place. \*\*\*\* Who Should Attend? \*\*\*\*The Hip Haus events are ***19+***. The focus however is the growth and development of professionals in the GTA. It doesn’t matter if you are a business owner, have a job, are looking for a job, recently graduated university/college, still in university/college, looking for others to launch a new idea or just want to meet other professionals, our events are for you. Remember that Industry is Industry. One is not better than the other to The Hip Haus. We are expecting a diverse range of industry professionals. Our events in clude professionals from Tech & AI to Entrepreneurs, Musicians, Artists, Bankers, I.T Professionals, Accountants, Investors, Advertising/Marketing Professionals, Bloggers, Authors, Lawyers, Doctors, Dentists (This List Can Clearly Go On). ALL ARE WELCOME! \*\*\*\* What to Expect at Our Events? \*\*\*\*Bring Business cards or have your LinkedIn QR code at the ready. Networking! That is the key to these events. Sure it can be a great place to hang out and have a beer with a few friends but it is important to come with an open mind to meet new people and make new connections. Build your network of friends/colleagues/advisors to help yourself as well as them. The Hip Haus wants the professionals of the GTA to come together to help foster personal and professional development. \*\*\*\* Dress Code! \*\*\*\*This is a tricky one. There is NO strict dress code but remember this; you are meeting professionals in an informal manner and we all know first impressions last forever. Come dressed in a way that would allow you to be comfortable and professional according to your industry. Consider This…would a professional musician/artist necessarily dress the same as an investment banker at work? Be who you are or who you want to be. #YoungProfessionalsNetworking #ProfessionalsNetworking #EntrepreneurNetworking #FounderEvents #FounderNetworking #AINetworkingToronto #TechNetworkingEvents #YoungProfessionalsAI #EntrepreneursAI #AIandTechToronto #NetworkingEventsGTA #IssabellsToronto **\*\* Let's Get Social!\*\*** WEB: [www.thehiphaus.com](http://www.thehiphaus.com/ "http://www.thehiphaus.com/") [INSTAGRAM](m/thehiphaus/ "m/thehiphaus/") \| [FACEBOOK](https://www.facebook.com/thehiphaus "https://www.facebook.com/thehiphaus") \| [TWITTER](https://twitter.com/thehiphaus "https://twitter.com/thehiphaus")

### TORONTO **\- AI TECH PITCH & INVESTOR NIGHT** Join us for an exciting evening where founders, investors, and innovators in **AI, SaaS, Tech and Tech fields** come together to connect, collaborate, and create opportunities. **What to expect:** * **Startup Pitches** – Founders present their projects to investors & peers. * **Networking Sessions** – Meet like-minded entrepreneurs, potential partners, and investors. * **Keynote Insights** – Hear from speakers on the future of AI, Web3, and venture opportunities. * **Open Discussions** – Exchange ideas, challenges, and solutions in an informal setting. **Who should attend:** * Startup founders looking for funding & exposure * Investors exploring high-potential opportunities * Tech enthusiasts & builders in Tech industry * Professionals curious about the startup ecosystem or expanding networking **Details:** * **Time:** 7:00 PM – 10:00 PM * **Dress Code:** Smart casual * **Bring:** Business cards / LinkedIn ready to connect ✨ Whether you’re raising capital, looking for a co-founder, or simply want to expand your network, this is the room you need to be in. Tickets & Registration: If PayPal is not convenient for you, you can also register or purchase tickets via our official platforms • Luma:[https://luma.com/dmwz23ko](https://luma.com/dmwz23ko) • Eventbrite:[https://www.eventbrite.com/e/1980548459758?aff=oddtdtcreator](https://www.eventbrite.com/e/1980548459758?aff=oddtdtcreator) Choose the option that works best for you. See you there!

We are a group of men that meet weekly. Regular attendees do not always RSVP but we usually have 12 men present. Expect a frank and confidential space where you can speak personally, engage in interesting conversations or get support for your personal goals. **We start our meeting at 7:15 sharp. You can rsvp via meetup or email Saul (sauljoy@gmail.com) for this week’s address.** Guests are welcome but it's pretty casual so make sure you are expected in case we move outdoors to the park. Our group is part of Mentor Discover Inspire (MDI) The MDI Mission: To cause greatness by mentoring men to live with excellence and, as mature masculine leaders, create successful families, careers and communities. From MDI website: https://goo.gl/3DQ6aY From Toronto Star: [https://goo.gl/oDH3uX](https://goo.gl/oDH3uX)

#### Turning Rentals Into Income: How Investors Pay Off Properties Faster #### **Featuring Guest Speaker: John Blackburn** ** Get your FREE TICKET [HERE](https://www.eventbrite.com/e/turning-rentals-into-income-how-investors-pay-off-properties-faster-tickets-1980492192461?aff=cicmeetupapp)** #### A lot of people get into real estate because they want freedom. Then they buy a rental…and realize most of the rent goes straight to the bank. They technically own property, but the mortgage controls the income. And waiting 30 years for properties to be paid off doesn’t feel realistic. This meetup is about understanding a different way to think about rental properties… one that focuses on paying them off sooner so the income is actually usable. **Featured Guest Speaker: John Blackburn** We’re excited to welcome John Blackburn as our guest speaker for this event. John has been actively investing in real estate since 2006 and has: * Been involved in **5,000+ real estate transactions** * Helped investors **acquire over $150 million in rental property** * **Raised more than $100 million** in private capital John didn’t start with family money or shortcuts. He built his portfolio by focusing on clear systems, real numbers, and long-term strategy. For this meetup, John will walk through how investors shift their focus from simply owning rentals to building properties that eventually pay them…without a mortgage attached. **What You’ll Learn** John will break down, in simple terms: * Why most rental properties don’t produce much usable income early on * Why buying more rentals isn’t always the answer * How investors structure their properties to pay off mortgages in a fraction of the time * How properties can work together to eliminate debt faster * What changes once rentals become free and clear This approach is often referred to as an accelerated paydown strategy — using rental income intentionally to reduce debt sooner, rather than waiting decades for mortgages to run their course. John will also share a simple calculator you can use to see how this works with real numbers and realistic scenarios. **The Core Idea** When a rental has a mortgage, the rent has one job: **pay the bank.** When a rental is paid off, the rent has a different job: **pay you.** Most people only see one timeline…30 years. This session shows how investors shorten that timeline and gradually increase their income as properties become free and clear. **Who This Event Is For** This event is for people who want more than just “owning rentals” on paper. * Rental owners who are tired of most of the rent going to the bank and want a clearer path to real, usable income * New investors who want to understand how rental properties actually build wealth over time before jumping in * People with capital who want to invest in real estate with intention and a long-term plan * Anyone serious about freedom and curious how rental properties transition from debt-heavy assets into income-producing ones **Event Details** **Location:** Ohio Brewing Company - 421 E 2nd Ave, Columbus, OH 43201 **Date & Time:** January 25th, 6–8 PM (Doors open at 5:30) **Cost:** Free (Seats are limited - RSVP required) ** Get your FREE TICKET [HERE](https://www.eventbrite.com/e/turning-rentals-into-income-how-investors-pay-off-properties-faster-tickets-1980492192461?aff=cicmeetupapp)** If you’ve ever wondered how rental properties actually turn into freedom —this is the room to be in.

If you are interested in selecting investment choices for your 401(k) or other workplace savings plan, minimizing your income tax liability, or identifying the most effective investments for your brokerage account, we are the group for you. We are a local chapter of Bogleheads**®**, whose investment strategy can be found here: https://www.bogleheads.org/wiki/Bogleheads%C2%AE_investment_philosophy Or you can peruse the Boglehead forum here: https://www.bogleheads.org/index.php I look forward to seeing you there. Mark Vonder Haar

**Understanding the Columbus Housing Market: Let’s Talk Downsizing for Seniors** Understanding the Market to Make Your Best Move Yet Thinking about downsizing or helping a parent prepare for a move? Join us for a friendly, educational seminar designed specifically for seniors in Central Ohio. We’ll break down what’s happening in today’s Columbus housing market, explore timing and planning for downsizing, and discuss easy ways to prepare a longtime home for sale—without overwhelm. You’ll also learn about low‑maintenance housing options, financial considerations, and simple steps to make your next move smooth and stress‑free. This is a relaxed, no‑pressure event where you can ask questions and get practical advice tailored to seniors and their families. Hosted by: Katie McCartney, Broker & Senior Real Estate Specialist® (SRES)

We will show a variety of methods for building agents that run in Microsoft Foundry. This covers the different types of agents: Prompt, Multi, and Hosted, as well as the development lifecycle using evals and traces.