IRA's and Real Estate Investing

Learn more about our Home Buyer Program * get up to $202k in down payment assistance through HPAP * get up to $25K in grants from Maryland Mortgage Program * downpayment assistance options through DC Open Doors * how to qualify and what loans are available * loan application and approval process * repeat home buyer options * purchase price limits * market insight and home buying steps in a competitive market SIGN UP AT THE LINK BELOW: [https://www.enggarcia.com/egpwebinars/](https://www.google.com/url?q=https://www.enggarcia.com/egpwebinars/&sa=D&source=calendar&ust=1705256818169980&usg=AOvVaw0qgqMgQjduPHADDDggU6H6)

📚 Do you love reading, but wish you had a structure and a community to share your insights with? Join our small circle of curious minds (just 4 members per gathering) as we come together for an hour of focused reading—in the calm setting of a library or the cozy atmosphere of a café. Here’s how it works: First part: Quiet reading on your own—bring a book you’re exploring, whether it’s philosophy, history, psychology, literature, or anything meaningful to you. Second part: We regroup and each person shares key takeaways, insights, or questions sparked by their reading. This sparks a structured yet free-flowing conversation around ideas, perspectives, and personal reflections. Why join? Add structure to your reading habit. Discover new books, authors, and ideas through others’ choices. Build real connections by sharing and listening deeply. Socialize around something meaningful instead of small talk.

Every Saturday at 11am! RSVP at the following link to receive login details: https://www.enggarcia.com/hbscaphill/ The Districts Best first time home buyer webinar Learn about the home buying process How to qualify & what loans are available Qualifying for DC Open Doors and other programs Reduced down payment and closing cost opportunities We're looking forward to seeing you soon!

Seekers of timeless truths and spiritual meaning often turn to the records and whisperings of ancient times. But there is a more personal and direct way to learn about ourselves as divine, immortal Soul – and it can be explored here and now. This study can help you understand your true nature as a child of the Divine, identify your strongest spiritual gifts, and tap your limitless creativity of Soul. Using these practices, you can create a happier and more fulfilling life for yourself now as you prepare for an eternity of spiritual unfoldment and service to Creation. Are you ready to take your next spiritual step using the God knowledge that is already within your heart? You’re welcome to join us on February 8th as we discuss: • How the Voice of God speaks to us today. • Understanding your profound experiences. • Experiencing your true beingness of Soul, an infinite spiritual being. All attendees will receive a free copy of “Ancient Wisdom for Today” while supplies last. We really look forward to seeing you there! 3 A flyer for this event is available for you at: https://eck-va.org/wp-content/uploads/2026/01/Poster-for-February-8th-2026 Eckankar-AWFT-Topic-Rev-2.pdf

Ausarian Tantra Yoga is a practice that infuses the spirit and power of enlightenment through synchronizing breath, movement, meditation, and silent affirmation. Ausarian Tantra Yoga incorporates postures that reflect some of the principles of the Kemetic culture. It is a practice wherein gradual and deliberate movement allows moments for the mind, body, and spirit to connect and express oneness. **Please reserve your spot at www.piesfitnessyoga.com**. The session is offered both InStudio and OnLine. The Zoom link for the OnLine session will be emailed 15 minutes before class starts to those who are registered at www.piesfitnessyoga.com. **Sign up for sessions must be made at least 2 hours prior to class.** The address is 1322 Prince St Alexandria, VA 22314. Our entrance is located on the side of the building, parallel to West St. **Street parking is available and additional parking is located at Shiloh Baptist church, spaces 36,37,38,39.** The church is located across the street from the studio, on the corner of Duke St. and West St. Discount is available to seniors, teachers, students, emergency responders, and military. All can save by purchasing class packs.

**Join Jenny to Relax and Fill your own cup of self-care with a Sound Healing Therapy Session. Sunday 2/08 at @532 yoga in Alexandria VA. This is a laying down experience with No Experience necessary. All you need is an open heart to welcome the sound medicine.** **What you may experience during this session:** -Stress Relief and deep relaxation -Ability to connect to your higher self, Ancestors and the divine -Relief physical pain -Release anxiety -Improve emotional balance -Increased feelings of joy, happiness, and inner peace -Ability to create self-love and improve relationships **What to bring:** -Your own water bottle -A Yoga mat -A blanket ( or use one at the studio) -Eye mask (The studio has eye masks for sale) -Comfortable clothes to breathe and lay down **About Jenny Perez Curandera:** Jenny is a Curandera Shaman specializing in Curanderismo and Shamanic healing modalities. It is her mission to be of service to individuals searching for inner healing, growth, and expansion, bringing healing and messages from the spirit world to anyone who is open to receiving them. She offers a variety of, ceremonies, workshops, and group events, offered to assist everyone in bringing back balance into their mind, body, and spirit. Private bookings are available. **Details:** **Date Sunday 02/08** **Cost: $45 Time 4pm-5pm register at [www.532yoga.com](http://www.532yoga.com/) under workshops** **Address:** 500 Montgomery St, Alexandria, VA, 22314 (Arrive early to set up your spot) Info: [532yoga.com](http://532yoga.com/) under workshops \*\*\*\*Cancellation Policy: there are no refunds for missed or canceled reservations\*\*\*\*

Capoeira (capo-way-ra) is an Afro-Brazilian martial art that is unlike any other martial art. Capoeira incorporates flowing movements with kicks, dodges, and some acrobatics. It is often mistaken for a dance for those reasons. Since it’s origins in the 17th century, it has evolved from a secret fighting practice into an art emphasizing self-expression and community celebration. It is great for the body and mind! In addition to gaining strength and flexibility in class, students learn about Brazilian culture, history, and language (Portuguese). On November 26, 2014 capoeira was granted a special protected status as "intangible cultural heritage” by UNESCO. No need to have a Capoeira background to join this class, just an open mind to try out a new way to move! Beginners welcome. **Please reserve your spot at www.piesfitnessyoga.com**. The session is offered InStudio only. **Sign up for sessions must be made at least 2 hours prior to class.** The address is 1322 Prince St. Alexandria, VA 22314. Our entrance is located on the side of the building, parallel to West St. **Street parking is available and additional parking is located at Shiloh Baptist church, spaces 3,5,7,9.** The church is located across the street from the studio, on the corner of Duke St. and West St.

This class is a perfect stepping stone from our flagship My Body Don't Bend That Way classes to traditional Vinyasa and Flow classes. The pace is slow allowing for plenty of time to get a feel for the postures and the proper alignment and modifications for your body. But don't let the slow word fool you! By slowing things down, even advanced practitioners can be challenged to build greater strength. **Please reserve your spot at www.piesfitnessyoga.com.** The session is offered InStudio and OnLine. The Zoom link for the OnLine session will be emailed 15 minutes before class starts to those who are registered at www.piesfitnessyoga.com. **Sign up for sessions must be made at least 2 hours prior to class.** The address is 1322 Prince St. Alexandria, VA 22314. Our entrance is located on the side of the building, parallel to West St. **Street parking is available and additional parking is located at Shiloh Baptist church, spaces 36,37,38,39.** The church is located across the street from the studio, on the corner of Duke St. and West St.

**\*\*DATE CHANGE FROM FEB 1 TO NEW DATE OF FEB 8\*\*** Celebrate Tu Bi'Shvat inside the (free) [U.S. Botanic Gardens!](https://www.usbg.gov/) This 4th annual visit tours through rooms such as the tropic, desert, & orchid-- oh my! The 'big room' even offers a catwalk for views above the canopy! You can follow the group as we gingerly gander, or blaze your own trail. After a guffaw in the gardens, its then a 5min walk to LUNCH @[Nat'l Muz. of the Amer. Indian (cafeteria chow-line/ multi- cuisine eatery)](https://maps.app.goo.gl/WRZ4R2GQE7TDbGuB7). Meeting spot is COMPASS ON FLOOR of the main hall. Commuting via Metro advised, alight from Federal Center SW or Capitol South stations (or/bl/sv). Car parking should be available on-site. NOTES: 1\. It may be cold outside but warm\, quite warm inside\-\- Dress accordingly\. 2\. Self\-made [Youtube Video](https://youtu.be/EtCa495D694). 3\. Please consider paying dues/ donations \($16\) for this Meetup\. This can be done in person with cash\, or electronically through the waiver below\. 4\. This annual event is typically hosted around the 1st weekend in February\. A 'yes/ attending' RSVP is your digital signature that you've read, understood, & agreed to the Mosaic's [Liability Wavier hyperlinked here](https://drive.google.com/file/d/11SKNnO8e53UeSwvOZ58LPsMhRo1rTWat/view).

Open gaming at Panera! New players welcome. We have many games on hand or you can bring your own. We are happy to teach or learn one of yours.

This is where you meet the area's 40 and 50 years young; 40 somethings, 50 [somethings.......as](http://somethings.......as/) they are known as GENERATION Xers....., who are active, self accomplished, sophisticated, young at heart, empty nesters; who would like to do things and enjoy life; who has got time and could afford it as well! ***GRAB A DRINK AND YOU WILL BE ALL SET TO ENJOY THE EVENT. YOU NEED TO GRAB AT LEAST A DRINK OR A FOOD ITEM :) To get the event going and show support. We know that you like our events. P.S. : We have non-alcoholic drinks as well.*** We have a tiny venue and we hit capacity often and early arrival is suggested. Direct RSVP required. We have the discretion to decide entry. Many of you were not born while we were partying:) The profile picture of this invite was taken while we were having a blast. One of our members was buying us rounds of shots. He almost spent $ 1K just on shots. LET US DO IT AGAIN! They also make us feel loved and honored, by serving, one of our signature cocktails, which is named after us - MerTini:) It will be one of the featured cocktails. Ask your bartenders:) DETAILS : * We will have a registration station and check you in. * Most of our members complained about people writing in the comment box. Since it sends notification to all attendees. If you have any questions, send a message to the organizers. Don't write in the comment box. DRESS CODE : Unacceptable Attire: 1. Athletic Clothing: This Includes gym attire, sweatpants, yoga pants, and tracksuits 2. Baggy Clothing: Clothing that is excessively loose-fitting or oversized, such as baggy jeans, sagging sweatpants or oversized t-shirts. 3. Sportswear: Jerseys, team logos, and other sport-specific attire 4. Beachwear: shorts, tank tops, swimwear, and revealing clothing 5. Flip Flops: Open-toe sandals, thong sandals, and flip flops are not allowed 6. Timberlands and Steel Toed Shoes. PARKING INFO Parking might be a challenge and the event involves drinking. We highly encourage you to take a public transportation, taxi service or a ride share. DRINK RESPONSIBLY. ***N.B. : We have ZERO TOLERANCE for solicitation. We don't allow anyone to run their own agenda at the Event. If you are interested to promote/sponsor/collaborate; contact us via ([info@merevents.com](http://info@merevents.com/)).*** [) [) [) [) [) [) [) [) [) [) http://photos3.meetupstatic.com/photos/event/9/3/d/600_440642365.jpeg http://photos1.meetupstatic.com/photos/event/9/3/6/600_440642358.jpeg http://photos3.meetupstatic.com/photos/event/8/e/e/600_440642286.jpeg http://photos4.meetupstatic.com/photos/event/8/5/9/600_440642137.jpeg http://photos2.meetupstatic.com/photos/event/7/8/f/600_440641935.jpeg

This is an absolute beginner Bachata group class. It is specifically designed for those with no prior experience in Bachata and participations does not require having a partner. $25 per person for 90 minute class. [Click Here to Sign Up](https://form.jotform.com/250681156839162) Every Other Sunday: 2:00 pm to 3:30 pm Beginner Bachata.

***Arcs*** is a sharp, tactical space opera game, for 2–4 players, set in a dark yet silly universe. Players represent officials from a distant, decaying and neglectful Empire who are now free to vie for dominance whether through battle, gathering scarce resources or diplomatic intrigue. Ready yourself for dramatic twists and turns as you launch into this galactic struggle. A deck of cards in 4 suits with ranks from 1-7 (2-6 for fewer than 4 players) defines the action selection system. These cards are played in a trick-taking adjacent system to select actions, take the initiative and declare Ambitions. The 3 declared Ambitions are what will score in that deal. Timing is everything. Bad hands must be mitigated by careful card play and benefitting from other players' card play. Battles are resolved quickly with the attacker choosing their level of risk. The defenders must be prepared with adequate defensive ships and cards in their tableau.

This is not just a money class. This is a restoration space. The I AM Worthy of Ownership™ Path is a 12-step, sister-centered journey for women who are ready to build financial stability without shame, fear, or pressure—and to do it in a way that honors both wisdom and the spirit. Many women don’t struggle with money because they lack discipline or intelligence. They struggle because of unhealed experiences, survival patterns, and the quiet belief that they are “behind” or “disqualified.” This series gently challenges those beliefs while offering practical tools for peace, clarity, and long-term planning. Together, we will talk honestly about: Releasing shame and money anxiety Building stability as a form of self-respect and spiritual discipline Understanding money as a tool, not a source of worth Managing debt with clarity instead of condemnation Preparing for life’s unexpected moments without fear Laying a calm foundation for future ownership and legacy Each session blends practical financial education with reflection, conversation, and encouragement. There is no pressure to share personal numbers or experiences. You are welcome to speak, journal quietly, or simply listen. This is not about hustle. This is not about perfection. This is about alignment, wisdom, and peace. Who this series is for: Women who are starting over or rebuilding Women who want stability without stress Women preparing for future ownership or housing decisions Women who want their financial lives to reflect wholeness, not fear No prior financial knowledge is required. Come as you are. Bring a notebook. Leave a little lighter than you arrived. Light refreshments will be served along with 30 minutes of networking.

#### Turning Rentals Into Income: How Investors Pay Off Properties Faster #### **Featuring Guest Speaker: John Blackburn** **👉 Get your FREE TICKET [HERE](https://www.eventbrite.com/e/turning-rentals-into-income-how-investors-pay-off-properties-faster-tickets-1980492192461?aff=cicmeetupapp)** #### A lot of people get into real estate because they want freedom. Then they buy a rental…and realize most of the rent goes straight to the bank. They technically own property, but the mortgage controls the income. And waiting 30 years for properties to be paid off doesn’t feel realistic. This meetup is about understanding a different way to think about rental properties… one that focuses on paying them off sooner so the income is actually usable. **Featured Guest Speaker: John Blackburn** We’re excited to welcome John Blackburn as our guest speaker for this event. John has been actively investing in real estate since 2006 and has: * Been involved in **5,000+ real estate transactions** * Helped investors **acquire over $150 million in rental property** * **Raised more than $100 million** in private capital John didn’t start with family money or shortcuts. He built his portfolio by focusing on clear systems, real numbers, and long-term strategy. For this meetup, John will walk through how investors shift their focus from simply owning rentals to building properties that eventually pay them…without a mortgage attached. **What You’ll Learn** John will break down, in simple terms: * Why most rental properties don’t produce much usable income early on * Why buying more rentals isn’t always the answer * How investors structure their properties to pay off mortgages in a fraction of the time * How properties can work together to eliminate debt faster * What changes once rentals become free and clear This approach is often referred to as an accelerated paydown strategy — using rental income intentionally to reduce debt sooner, rather than waiting decades for mortgages to run their course. John will also share a simple calculator you can use to see how this works with real numbers and realistic scenarios. **The Core Idea** When a rental has a mortgage, the rent has one job: **pay the bank.** When a rental is paid off, the rent has a different job: **pay you.** Most people only see one timeline…30 years. This session shows how investors shorten that timeline and gradually increase their income as properties become free and clear. **Who This Event Is For** This event is for people who want more than just “owning rentals” on paper. * Rental owners who are tired of most of the rent going to the bank and want a clearer path to real, usable income * New investors who want to understand how rental properties actually build wealth over time before jumping in * People with capital who want to invest in real estate with intention and a long-term plan * Anyone serious about freedom and curious how rental properties transition from debt-heavy assets into income-producing ones **Event Details** **Location:** Ohio Brewing Company - 421 E 2nd Ave, Columbus, OH 43201 **Date & Time:** January 25th, 6–8 PM (Doors open at 5:30) **Cost:** Free (Seats are limited - RSVP required) **👉 Get your FREE TICKET [HERE](https://www.eventbrite.com/e/turning-rentals-into-income-how-investors-pay-off-properties-faster-tickets-1980492192461?aff=cicmeetupapp)** If you’ve ever wondered how rental properties actually turn into freedom —this is the room to be in.

If you are interested in selecting investment choices for your 401(k) or other workplace savings plan, minimizing your income tax liability, or identifying the most effective investments for your brokerage account, we are the group for you. We are a local chapter of Bogleheads**®**, whose investment strategy can be found here: https://www.bogleheads.org/wiki/Bogleheads%C2%AE_investment_philosophy Or you can peruse the Boglehead forum here: https://www.bogleheads.org/index.php Rob will lead this month's meeting in my absence. Mark Vonder Haar

**Understanding the Columbus Housing Market: Let’s Talk Downsizing for Seniors** Understanding the Market to Make Your Best Move Yet Thinking about downsizing or helping a parent prepare for a move? Join us for a friendly, educational seminar designed specifically for seniors in Central Ohio. We’ll break down what’s happening in today’s Columbus housing market, explore timing and planning for downsizing, and discuss easy ways to prepare a longtime home for sale—without overwhelm. You’ll also learn about low‑maintenance housing options, financial considerations, and simple steps to make your next move smooth and stress‑free. This is a relaxed, no‑pressure event where you can ask questions and get practical advice tailored to seniors and their families. Hosted by: Katie McCartney, Broker & Senior Real Estate Specialist® (SRES)

See Brad's email for details. It'll be a fun night of non-Olympic-worthy curling interspersed with drinks and pizza. Who needs anything more?