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Managing money shouldn’t feel complicated — yet many working adults feel unsure whether they’re saving enough, investing correctly, or making the right financial decisions for the future. This beginner-friendly, educational session is designed to give you a clear, practical foundation in personal finance — specifically tailored to the Singapore context. Whether you’re early in your career or simply want to get more clarity around money, this session will help you understand how the key pieces fit together. What We’ll Cover * The 3 pillars of personal finance: Saving, Investing & Protection * How CPF, cash savings, and investments should work together * How much you should roughly save vs invest at different life stages * Common financial mistakes working adults make (and how to avoid them) * How to build a simple, sustainable financial structure without jargon * How to think long-term without needing to “time the market” Who This Session Is For ✔ Working adults in Singapore ✔ Beginners with little or no finance background ✔ Those feeling overwhelmed by too much online financial advice ✔ Anyone who wants clarity before making financial decisions No prior knowledge required. What This Is (and Isn’t) ✅ Educational and discussion-based ✅ Practical and real-life focused ✅ Neutral and beginner-friendly ❌ Not a sales talk ❌ No products being pushed The goal is understanding, not selling. Event Format * Short presentation * Simple visuals & examples * Open Q&A and discussion * Casual, friendly environment Come listen, ask questions, or just learn at your own pace. 📍 Venue: Punggol Coast Mall ⏱ Duration: \~1.5–2 hours 🎟 Cost: Free If you’ve ever thought “I should really get my finances sorted, but I don’t know where to start” — this session is for you.

Ready to learn a fun and exciting sport while getting some exercise? Our pickleball group classes offer a welcoming and supportive environment where you can learn and improve your skills while also making new friends. Our certified coaches will guide you through the basics of the game and help you to develop your technique and strategy. So, whether you are a seasoned athlete or just starting out, come join us for a thrilling and energizing game of pickleball! ### **Booking Information** * Please contact **98225900** to find out how to book this class. * The instructor will reach out to you once you've booked the class ### **Cancellation Policy** Credits will be considered used if class is cancelled within 24 hours before the start of the lesson

**One Life, One Solo Adventure – Bhutan** Tired of waiting for the perfect travel companions? Escape the hustle of city life and find your peace in Bhutan’s tranquil beauty. It’s time to reconnect with nature, rediscover yourself & refresh your mind, body, & soul. Join our Bhutan tour and embark on a meaningful solo adventure, where you can meet like-minded travelers from all walks of life. This is more than just a trip – it’s an opportunity to share stories, make new friendships and expand your network while experiencing the breathtaking beauty of Bhutan. No matter your background, everyone is welcome to come together and create unforgettable memories in one of the world’s most happiest countries. **Why Bhutan trip?** Bhutan, often referred to as the **"Land of the Thunder Dragon,"** is renowned for its stunning landscapes, rich Buddhist culture, and commitment to Gross National Happiness. Nestled in the Himalayas, it boasts breath taking views, traditional dzongs, and vibrant festivals that celebrate its unique heritage. With a focus on sustainable tourism, Bhutan offers an authentic experience, from trekking through pristine nature to exploring ancient monasteries, all while enjoying the warm hospitality of its people. This trip to Bhutan is perfect for everyone—whether you're traveling solo, with family, friends or as a couple, YOLO. **Tour Highlights** * Visit one of Bhutan's most iconic landmarks **Tiger's Nest Monastery**, perched on a cliff **3,120 meters** above sea level. * Visit to **Punakha Dzong** the "**Palace of Great Happiness**" is a magnificent fortress at the confluence of the **Pho Chhu and Mo Chhu** rivers. * Enjoy authentic dinner/ lunch with a local family at a farm house. * Hoisting of prayer flags at **Dochula pass (3100 m)** which offers panoramic views of the Himalayan range, including the **108 memorial chortens** (stupas) built in honour of Bhutanese soldiers. * Meditation at **Dochula Caves** and **Buddha Dordenma** (the highest Buddha statue in the world). **Trip Details:** **Dates-:** **Every Sunday.** **Only need 5 days leave.** 2 nights Thimpu, 2 nights Punakha & 2 nights Paro. **Group Size:** Limited to 15 dream travelers (min 4 to go). Private tour option also available. **Flight:** Only one direct Drukair flight goes from Singapore to Paro. There are connecting flights to Paro either from Bangkok or New Delhi. We will help you to book your flight. **Early Bird Price:** **SGD 2188** (SGD 500 deposits thereafter the price is **SGD 2388**). **Refund Policy:** The deposit is refundable within 3 days after the trip confirmation mail sent to you. After that, it becomes non-refundable. Full amount refunded if we don’t meet minimum no of pax. **Inclusions:** * 3 Star hotel accommodations on twin/double sharing basis. * All Meals-: Daily breakfast, lunch & dinner. * Sustainable Development Fee (SDF) to the Government of Bhutan * Bhutan Visa Fee * Certified English Speaking Bhutanese Guide for your entire stay. * All ground transportation * All entrance fees * All internal taxes and charges. * Mineral Water while traveling. **Exclusions:** * International flights and personal travel insurance * Personal expenses (shopping, optional activities like spa, massage, archery, horse riding, porter etc). * Items of a personal nature, such as laundry, telephone calls, room service, alcoholic & non-alcoholic beverages, etc. * Single room supplement, Child or adult in triple sharing room. * Other meals during the trip (other than stated above). **Note-: There will be a surcharge fee if travel date falls in any Bhutan major festivals, X-Mas, New Year period (hotels increase their cost during this period).** **REGISTRATION AND PAYMENT:** **1.** RSVP NOW **2.** Transfer a small Deposit of **$500** to grab our **Early Bird Offer** to: **Dream Valley Pte Ltd via:** **A)** PAYNOW to UEN: **202413187D** **B)** Through ATM/Online to: Dream Valley - Current Acct: **11352440801** Bank Name: ANEXT Bank Pte. Ltd. Bank Code: 9742 Bank Industry Code: ANTPSGSGXXX **3.** Once you've transferred, WhatsApp **Vinny (Hp. 85062629)** your proof of payment. **(IMPT: INDICATE THE EVENT & YOUR MEETUP NAME).** Your slot is now confirmed and you'll be invited to the Trip Briefing/ Q & A Session once RSVP closes. **4.** This is a "First to transfer, first to Confirm" basis. The sooner we can confirm this Trip, the more everyone saves. **Disclaimer, Indemnity and Terms of Participation:** **PLEASE READ FOLLOWING LINKS FOR OUR T&C’s BEFORE YOU RSVP:** [https://dreamvalleydestination.com/terms-and-conditions/](https://dreamvalleydestination.com/terms-and-conditions/) [https://dreamvalleydestination.com/privacy-policy/](https://dreamvalleydestination.com/privacy-policy/) By participation on this trip, I agree to & accept **Dream Valley’s** terms and conditions. We reserve the right without prejudice to return payment at any time and not permit participation - without the obligation to explain or give any reason. This Trip is organized by **Dream Valley Pte Ltd** **(TA License: 03794).** **Stay Connected: Follow our latest trips and updates:** Check out this Linktree! - https://linktr.ee/Dreamvalleydestination?utm_source=linktree_profile_share [https://dreamvalleydestination.com](https://dreamvalleydestination.com)

We are playing at Compassvale (Sengkang). Welcome beginners and intermediate to join us. Feel free to pm if you have any enquiries. thanks 😊 Add my xiaohongshu id: 27421369691 我们在Compassvale 玩匹克球。欢迎新手 / 中等水平球友加入我们！如果有什么问题可以私我， 谢谢～ 欢迎加我小红书ID: 27421369691

Welcome to my sailboat. **Please read this notice**. These are crew opportunities, not for passengers, non-swimmers, people afraid of the water or get seasick. Bring a change of clothes, a towel, a hat, non-marking footwear with heelstrap and sunblock. There is a toilet and drinking water on board. Participants like to contribute to expenses in appreciation of this opportunity. **Also**, please confirm your attendance by SMS or Whatsapp on Saturday for sailing on Sunday, to avoid no-shows and missed sailings. No-shows deprive others of a place, so be responsible and remove your reservation if you are not attending, and please do it in good time. Places unconfirmed by Saturday will not be reserved, and I can't wait for you if I'm not sure you're coming. Keep me informed and reply to my messages. Don't be late. Thank you. Derek 9807-5827.

**Who Is This Session For:** Beginner tennis players with no experience or play for less than 1 year. **What You'll Learn:** \- Foundational tennis skills\, footwork\, forehand and backhand strokes\, volley and serve \- Learn progressively\, in stages\, to adapt and improve on these basic skills \- Spar with players of similar standard \- Learn tennis from certified coach \- At least 2 years of coaching experience **What To Prepare:** Water bottle, sports attire, tennis racket will be provided to you :) **Number Of Pax:** Max 4 pax per group **Wet Weather Policy:** Reschedule in case of rain, 1h before lesson **Venue:** Parc Centros Condo, Near Punggol MRT **Time:** Sunday 10-11 am **Price:** $45 per class $150 for 4 classes ($37.50/class) Please PM or Whatsapp Gabriel ([8401 4648](https://wa.me/6584014648)) if you are interested! 😊 ➡️ [https://wa.me/6584014648](https://wa.me/6584014648) **We Also Have Classes Other Popular Locations** River Valley, Buona Vista, Tampines, Punggol, Upper Thomson, Stadium, Farrer Park, Kembangan, Choa Chu Kang, Lorong Chuan, Senja Cashew CC, Bukit Batok and many more! **View All Our Tennis Classes Islandwide! 👇** [https://sporthitch.com/tennis/](https://sporthitch.com/tennis/) **Arrange For Adult Private Tennis Classes! 👇** [https://sporthitch.com/adult-private-tennis-classes-singapore/ ](https://sporthitch.com/adult-private-tennis-classes-singapore/ ) **Arrange For Kids Private Tennis Classes! 👇** [https://sporthitch.com/kids-private-tennis-classes-singapore/](https://sporthitch.com/kids-private-tennis-classes-singapore/)

Many people hear about passive investing (mutual funds, REITs) and active investing (stock picking, trading), but are unsure which approach actually makes sense for them. This in-person, small-group meetup is a relaxed, no-pressure discussion to help working adults understand the real differences, trade-offs, and expectations behind each investing style. There will be no sales pitches, no product promotion, and no obligation — just practical sharing and open discussion. What We’ll Cover * What passive investing really means (and what it doesn’t) * What active investing involves in real life * Time, effort, cost, and risk differences between both approaches * Why most people underperform when choosing the wrong strategy * Common misconceptions about “beating the market” * How people realistically combine both approaches * Open Q&A — bring your real questions This session is beginner-friendly and uses simple examples instead of technical jargon. Who This Is For * Working adults and young professionals * Beginners curious about investing * People who feel confused by online investing advice * Anyone deciding between DIY investing or guided approaches No prior investing knowledge is required. About the Host I work in financial planning, focusing on investments and risk management. This session is educational and discussion-based. There will be no product pitching during the meetup. For those who wish to continue the conversation after the session, that is completely optional. Format * Casual introductions * Short sharing session * Open discussion & Q&A * Free networking after Group size is kept small to encourage meaningful conversation. Notes * This is a physical, in-person meetup * Venue: Punggol Coast Mall * Please RSVP so seating can be arranged * Feel free to invite a friend who may benefit Looking forward to a good discussion and exchanging perspectives 😄

**For ages 11 to 13.** ### **Address** 195B Punggol Rd, Singapore 822195 ### **Schedule** Saturdays 915AM - 1015AM ### **Booking Information** * Please contact **98225900** to find out how to book this class. * The instructor will reach out to you once you've booked the class.

**For ages 13 and above.** ***Teens Basketball (Ages 13-18) – “Elite Development”*** For teens looking to take their game to the next level, we focus on advanced skills, footwork, game strategy, and competitive play. This class includes structured training in shooting techniques, ball-handling, defense, and game IQ, preparing players for school teams, competitive leagues, and beyond. ***Adult Basketball (Ages 18+) – “Game Ready”*** Whether you’re a beginner or an experienced player, our adult sessions provide skill development, fitness training, and competitive play. These sessions focus on shooting accuracy, defensive strategies, and game execution, ensuring players stay sharp and active. ### **Address** 195B Punggol Rd, Singapore 822195 Punggol Rd, Singapore 822195 ### **Schedule** Sundays 11AM - 12PM ### **Booking Information** * Please contact **98225900** to find out how to book this class. * The instructor will reach out to you once you've booked the class.

Welcome to Themed Super Scrabble meetup in Singapore! *Word play is similar to what you might already know. *Just try to form words from a word list provided to get higher score bonuses. *Expand your world knowledge through active participation on a giant game board. After RSVP kindly notify me immediately via WhatsApp I will provide you a theme word list for you to refer during the game😀 See you soon!! Joseph 88023147

**For ages 10 to 12.** * Basic range of techniques * Focus on smooth coordination * Leading warmups and moves These classes will familiarise your child with a basic range of Aikido techniques, helping him or her build their skill set. Emphasis is placed on achieving smooth coordination between movements, which enhances both technique execution and overall flow. Additionally, your child will take on leadership roles by leading warm-ups and demonstrating moves, fostering their confidence and responsibility. ### **Booking Information** * Please contact **98225900** to find out how to book this class. * The instructor will reach out to you once you've booked the class ### **Cancellation Policy** Credits will be considered used if class is cancelled within 24 hours before the start of the lesson ###

Okay, so here's another one by request... **"An Evening with Topaz Labs"** The Topaz Labs tools are regarded as some of the finest photo editing plug-ins that you can add to your photo editing workflow. From noise reduction to resizing to sharpening, the results of these plugins are highly regarded and well reviewed in industry editing blogs. Join us for the evening and I will give you a preview of the most popular Topaz Lab tools and show you how I have used them in my digitial editing workflow. Meeting Schedule: 1. 6:00 - Introduction, Meet New Members 2. 6:10 - Old Business 3. 6:20 - New Business 4. 6:30 - Pre-Shoot Briefing/Education 5. 7:15 - Break 6. 7:30 - Image Critique 7. 8:00 - Adjourn Pre-Shoot Brief/Education: Topaz Labs Image Critique: Previous Photoshoot Images (TBD). If anyone has images they would like critiqued, please provide them at the beginning of the meeting. Providing Images for Critique: For now, I will collect images at the beginning of the meeting on a USB memory stick. My computer has USB-C ports, so a USB-C memory stick or one with dual (USB-C / USB-A) ports will be needed. Images should follow these format rules: JPG - 80% quality or higher 132 dpi resolution 2048 pixels across the long edge Embedded colorspace - sRGB

Rev. Steven Clevenger is an ordained spiritualist minister with over 40 years experience as a Spiritual Healer, Clairvoyant and Spiritual Teacher, educated and trained at the White Lily Chapel. Rev. Siobhan Wolf Shaffer is an ordained spiritualist minister and certified medium and healer with over 20 years experience. She began her development in 1988 in Pennsylvania and continued when she moved to Ohio in 1998 where she studied at Rays of Lights Church with Rev. Steven Clevenger. Our full worship services consist of an inspirational lecture, healing meditation, and messages from the spirit world that serve to demonstrate evidence of eternal life. Please visit our Official Church Website (http://raysoflightchurch.com) for more information.

**To Be Announced!**

We are a real world Martial arts group. \ Called DO JUNG ISHU (the art of fighting) \ Based off of Jeet kune do we just continued where Bruce Lee left off. \ We have been around a while. \ We are donation based. Every week we get together and work technical skills and live pressure testing. \ Almost all of the instructors have been in everything from altercations in the real world to the ring and some still compete in the cage. \ If you want to take your skills up, improve your confidence, gain self defense skills, get in better shape, test yourself or just want to kill some time and possibly get hit a bit come on down. \ We will be located at 3923 N High St, Columbus, OH 43214 inside the whetstone rec in the auditorium, center upstairs in classroom B or outside in the grass between the playground and horseshoe area. our instructors are normally in a black and red art of fighting shirt \ if you can not find us call or text me at 6143570295 Saturday 1pm Wednesday 5:30pm From Age 16 and up. attendees under the age of 18 must have a guardian with them. \ \ You must have a free leisure card for the rec center and must be registered for our class specifically .\ Wear workout clothing \ Bring a MOUTHPIECE! \ WE HAVE GLOVES. \ Hope to see you soon :-).\ We are run off of donations. \ let me know if you have any questions :)

### Tools in your AI's Toolbox : An introduction to MCP Servers The generative AI revolution has unlocked unprecedented capabilities, but the next frontier is agency: empowering models to interact with, query, and act upon the world. The current challenge is the “N x M integration problem,” where every AI model requires a custom, brittle integration for each external tool or data source. This approach simply doesn’t scale. How can we give an AI access to our sales leads, code repositories, or IoT devices in a standardized, secure, and reusable way? This session introduces Anthropic’s Model Context Protocol (MCP), the open-source framework designed to solve this challenge and become the universal connector—the USB-C port—for AI. MCP standardizes how AI models discover and use external tools, moving beyond simple function-calling to a robust, client-server architecture. We will dive into how this open protocol is creating a new ecosystem for building powerful, context-aware AI agents. Join this session for a developer-focused introduction where you will learn how to: Understand the core concepts of the open-source Model Context Protocol and its architecture. Utilize pre-built, open-source MCP servers to instantly connect AI to tools like Git, Slack, and databases. Build a custom MCP server to securely expose your own proprietary data and APIs as tools for any compliant AI. Move beyond bespoke integrations and contribute to a standardized, collaborative, and open ecosystem. Stop building one-off connectors and start building intelligent agents. This session will give you the practical knowledge to leverage MCP and create the next generation of AI that doesn’t just talk, but does. Want to be a speaker? submit your talk to our Call for Presenters!!! [https://sessionize.com/azure-cbus-2026/](https://sessionize.com/azure-cbus-2026/)

We are a real world Martial arts group. \ Called DO JUNG ISHU (the art of fighting) \ Based off of Jeet kune do we just continued where Bruce Lee left off. \ We have been around a while. \ We are donation based. Every week we get together and work technical skills and live pressure testing. \ Almost all of the instructors have been in everything from altercations in the real world to the ring and some still compete in the cage. \ If you want to take your skills up, improve your confidence, gain self defense skills, get in better shape, test yourself or just want to kill some time and possibly get hit a bit come on down. \ We will be located at 3923 N High St, Columbus, OH 43214 inside the whetstone rec center in the auditorium, upstairs in classroom B or outside in the grass between the playground and horseshoe area. our instructors are normally in a black and red art of fighting shirt \ if you can not find us call or text me at 6143570295 Saturday 1pm Wednesday 5:30pm From Age 16 and up. attendees under the age of 18 must have a guardian with them. \ \ You must have a free leisure card for the rec center and must be registered for our class specifically .\ Wear workout clothing \ Bring a MOUTHPIECE! \ WE HAVE GLOVES. \ Hope to see you soon :-).\ We are run off of donations. \ let me know if you have any questions :)

Come out to Improving for our monthly iOS and Mac meetings. This Month's Presentation: Bring a lightning talk with you and let's learn some quick things. What is Cocoaheads (http://cocoaheads.org/)? CocoaHeads is a group devoted to discussion of Apple Computer's Cocoa Framework for programming on MacOS X and iOS (including the iPhone, iPad and Apple Watch). During monthly meetings, members present on their projects and offer tutorials on various programming topics. What is BuckeyeCocoa (http://buckeyecocoa.org/)? BuckeyeCocoa is a group of Objective-C/Swift developers/enthusiasts. We host monthly Cocoaheads and near-weekly NSCoder meetings in Columbus, Ohio. The meetings are free to attend. Presentations! Presenters welcome! We are always in need of people willing to present material. Any Swift and/or Objective-C related topic is welcome. Times can be 5 minutes (i.e. lightning talks) to a maximum of 2 hours. Interested? Contact info is on the BuckeyeCocoa website. To volunteer for a presentation contact us at @BuckeyeCocoa on Twitter. Follow us on Twitter! @BuckeyeCocoa (https://twitter.com/#!/Buckeyecocoa/) For more information: http://buckeyecocoa.org/