Mortgage Notes

Every Saturday at 11am! RSVP at the following link to receive login details: https://www.enggarcia.com/hbscaphill/ The Districts Best first time home buyer webinar Learn about the home buying process How to qualify & what loans are available Qualifying for DC Open Doors and other programs Reduced down payment and closing cost opportunities We're looking forward to seeing you soon!

Expect a fun afternoon of drawing and socializing with like-minded artists! Although each Session is 3 hours, feel free to drop in as your schedule permits. This is a casual gathering, and we know that people might only be able to stay a little while -- drop in, and stay, as long as you are having fun, and as your day allows. **Note: about RSVP's, please respect the RSVP process. If you RSVP YES, you are commited and we are all looking to seeing you. If your plans change however, that's OK, but please be courteous and change your RSVP to NO. We are reaching the headcount limit regularly now and it is rude to take a spot and not relinquish it if your plans change... Respect others; don't be rude. Thank you for your cooperation**. All skill levels are welcome -- this is not a competition. This Group and all its Events are intended to be in equal parts, Drawing/Art AND Socializing. As such, conversation is expected and encouraged. ***However, in all cases, please refrain from discussion of Political topics.*** Our goal is enjoyment, in the form of drawing together while socializing, and political conversation is too polarizing for that to happen. We are looking forward to seeing you there! **Note (in parting): Be aware, and keep in mind that our group, meeting as it does at Starbucks, depends on this business's generosity for the space it allows us. As such, please make a point of purchasing something from the business to express our appreciation as a group using their facility. If you are experiencing hardship and can't afford a modest purchase, get my attention discreetly, and arrangements will be made with no judgment whatsoever. Thank you for your understanding... Michael (your host)**

Join us for pur March meetup as we read Kristina Forest's "The Neighbor Favor!"

It is irresistible, to enjoy a Spanish and Portuguese convo with appetizers, glass of wine and rail drinks. ***GRAB A DRINK AND YOU ARE ALL SET TO FLEX YOUR LANGUAGE CAPACITY. YOU NEED TO GET AT LEAST A DRINK OR FOOD :) To get the event going and show support. We know that you like our events. P.S. : We have non-alcoholic drinks as well.*** We have a tiny venue and we hit capacity often and early arrival is suggested. We have the discretion to decide entry. HOW IT WORKS : We will try to assign tables for each represented languages and will direct attendees to their respective tables accordingly. Rules to abide : 1. Event is free and 21+ (bring ID). 2. Be respectful to your counterparts and give them a chance to exchange with others as well. 3. We all are native speakers of one or two languages and be willing to help others and try to accommodate as much as possible. 4. If you don't speak the other person's required language, LEAVE THEM ALONE. 5. Rude or aggressive members are removed from the group at an organizers discretion. 6. This is a face-to-face language exchange event. DO NOT try to arrange an online meeting, by using the comment box or direct message. 7. Most of our members complained about people writing in the comment box. Since it sends notification to all attendees. If you have any questions, send a message to the organizers. Don't write in the comment box. 8. We have ZERO TOLERANCE for solicitation. We don't allow anyone to run their own agenda at the Event. If you are interested to promote/sponsor/collaborate; contact us via ([info@merevents.com](http://info@merevents.com)). 9. When you get there, we will greet you and take you to your respective group. 10. Don't be shy of your local languages. We have diplomates assigned to different countries, who would love to practice your languages. 11\. Be patient for the first 30 minutes\, up until we form your respective language group\. 12\. We will have a registration station and check you in\. 13\. This is mainly a social for Intermediate/Advanced/Native Speakers\. It is not as such to learn a language\. Beginners\, if you want to learn a language\, reach out to us \([info@merevents.com](http://info@merevents.com/)). We have a school and will arrange you a class. ***AFTER THE EXCHANGE, WE HIT THE DANCE FLOOR! BRING YOUR DANCING SHOES, WE WILL DANCE THE NIGHT AWAY!***

This hike is perfect for those who want to experience the joy and wonder of the Cherry Blossom season beyond the Tidal Basin by strolling through DC's hidden treasure, the National Arboretum, where the blossoms are already bursting out and are nearly at their peak. As we embark on this journey, we will first take a leisurely stroll through the National Grove of State Trees, where you'll see a stunning collection of trees representing each state in the United States. As we continue, we will pass through the Fern Valley Native Plant Collection, where we will immerse ourselves in the lush greenery and spot some of the unique fern species found in this area. The highlight of this trip, of course, are the Cherry Blossoms, spread out across 450 acres. Our itinerary will take us through the most breathtaking scenery of the Arboretum. When the cherry trees are in full bloom, they create a sea of pink and white petals. We will be surrounded by the delicate fragrance of the Cherry Blossoms as we hike through this magical if ephemeral wonderland. At the end of our hike, we will reach the iconic National Capitol Columns. These majestic columns, which once supported the East Portico of the U.S. Capitol, provide a picturesque spot for a rest and some stunning photo opportunities. This hike is perfect for nature enthusiasts and anyone who wants to take in the breathtaking beauty of the Cherry Blossom season. Come and explore the US National Arboretum and experience the magic of nature! Total length of this easy stroll is about 6 miles, most of it on paved roads and pathways. Bring plenty of beverages, lunch, bug spray, comfortable walking shoes, and the $5 Adventuring trip fee. Restrooms are available along the way. Since the Arboretum is not Metro-accessible, we'll carpool at 10 a.m. that Saturday morning from the Rhode Island Avenue Metro Station. Those not participating in the carpool must use the Arboretum's New York Avenue entrance immediately east of Bladensburg Road. Park in either the large lot right at that entrance and walk to the Visitor Center, or continue driving to the smaller lot by the 24th & R Street NE gate; please note this gate is available only for cars exiting the grounds. Anyone taking a taxi/Uber/Lyft should ask to be dropped off at this gate, which is completely open to pedestrians. No matter how you get there, we will all rendezvous at 10:30 a.m. in front of the Visitor Center near the R Street gate. **Dogs: Allowed** **Fees: The Adventuring Trip Fee will be $5.** **What to Bring: Sturdy shoes, bagged lunch, and at least 2 liters of water.** **Park Information:** [National Arboretum](https://www.usna.usda.gov/) **NEW!** Please [click here](https://adventuringlgbtq.com/Adventuring_Release_Form.pdf) to review our release form. When you **RSVP** to an event, you affirm that you have read and agree to the terms of the release

We'll meet at Sette Osteria to discuss *The Dream Hotel* by Laila Lalami. I will arrive a little earlier to check in. Read the novel's synopsis [here](https://www.penguinrandomhouse.com/books/717465/the-dream-hotel-a-read-with-jenna-pick-by-laila-lalami/). See Sette Osteria's dinner menu [here](https://media-cdn.getbento.com/accounts/186df30d2e67af5fa5ab98d41b3a788f/media/OVQ4YA5TTa2eqpfQ83v3_Sette_AllDay_Dupont.pdf). As a courtesy, please update your RSVP at least 48 hours before the event if you can't make it. I hope to see you there!

Learn more about our Home Buyer Program * get up to $202k in down payment assistance through HPAP * get up to $25K in grants from Maryland Mortgage Program * downpayment assistance options through DC Open Doors * how to qualify and what loans are available * loan application and approval process * repeat home buyer options * purchase price limits * market insight and home buying steps in a competitive market SIGN UP AT THE LINK BELOW: [https://www.enggarcia.com/egpwebinars/](https://www.google.com/url?q=https://www.enggarcia.com/egpwebinars/&sa=D&source=calendar&ust=1705256818169980&usg=AOvVaw0qgqMgQjduPHADDDggU6H6)

Hello piano players: Our next meeting will be held on Sunday, March 29, 2026 from 1 – 5 pm at my house, 5612 Cromwell Drive, Bethesda, MD 20816. I will open the doors at 12:30 if you would like to warm up on the piano. I would like to start at 1:00 pm so please show up a few minutes early. Also, reach out to a friend and work up a duet – they are fun and always welcome. In the past we have had duets with two pianos, with singers, and with the clarinet, and they bring a nice variety of music to our meetings. We will have snacks, finger food, light drinks, beer and wine, but your donations of food and drink are always welcome. Parking is on the street near my house. I hope to see you on March 29th. All the best, Paul Connor

Every Saturday at 11am! RSVP at the following link to receive login details: https://www.enggarcia.com/hbscaphill/ The Districts Best first time home buyer webinar Learn about the home buying process How to qualify & what loans are available Qualifying for DC Open Doors and other programs Reduced down payment and closing cost opportunities We're looking forward to seeing you soon!

Whether you're new to Insight meditation or an advanced practitioner looking for like-minded people to sit with, you're welcome to join us at our Sunday morning drop-in group, sponsored by the Insight Meditation Community of Washington. Insight meditation cultivates our natural wisdom and compassion. Meditation practice develops concentration, which allows us to calm and steady the mind. This class includes a 30-minute lightly-guided meditation, followed by a short talk and time for questions and discussion. The size of the group usually runs somewhere between 25-40 people in-person and between 12-25 online. Chairs are provided, or you may bring a sitting cushion or bench. You may also use the blankets and bolsters offered by the yoga studio. **We offer both in-person and online attendance.** To learn more about our topics and teachers, view our videos or **get the Zoom link**, visit our [class page](https://imcw.org/event/?eventId=735&utm_source=MeetUp&utm_medium=referral&utm_campaign=vienna-drop-in).

Our next event will be at Tatte Bakery at City Center. There is space to draw inside or out and there are beautiful cherry blossom decorations in the area for inspiration. Gabriel, who will be hosting this week, will have a meetup sign. Photo by [Evan Wise](https://unsplash.com/@evanthewise?utm_content=creditCopyText&utm_medium=referral&utm_source=unsplash) on [Unsplash](https://unsplash.com/photos/a-cup-of-coffee-sitting-on-top-of-a-saucer-NFWaoPmPOpk?utm_content=creditCopyText&utm_medium=referral&utm_source=unsplash)

Join us for a spring urban hike - a brisk-paced (2.5-3 mph) 5.3-mile loop, beginning and ending at Pitango (1841 Columbia Rd NW) in Adams Morgan. We'll walk through Adams Morgan, Woodley Park, the National Cathedral grounds and Tregaron Conservancy. We'll be on a mixture of trails (1/3) and sidewalks (2/3). We'll have a restroom break halfway through the hike. Bring plenty of water and some snacks, and be sure to wear sturdy, comfortable footwear. Brunch in ADMO after the hike is an option. **DISTANCE:** 5.3 miles **ELEVATION GAIN:** 800 feet - there will be hills! **PACE:** Our average moving pace will be between 2.5 and 3 miles per hour. **DOGS:** Dogs on a leash are welcome. Pitango is halfway between Dupont Circle (North/Q street exit) and Woodley Park (.7 miles). Bus routes C51 C53, D70, D72, D74 are all within a few blocks. There free street parking in the surrounding neighborhood (meters are free on Sundays). But please arrive early so you have enough time to find parking or allow for metro delays.

Learn how seller finance and notes can create cash flow and new deal opportunities with 40-year investor Eddie Speed **FREE TICKET** 🎟️ https://www.eventbrite.com/e/how-to-structure-real-estate-deals-using-seller-finance-and-notes-tickets-1984826171509?aff=cicmeetupapp Most real estate investors only know one way to make money: Buy the property. Fix the property. Rent it or sell it. But there’s another side of real estate that can create cash flow, flexibility, and opportunity without only focusing on owning more property. At this month’s Columbus Investors Club, Tiffany and Josh High are sitting down with Eddie Speed - a real estate veteran with 40 years of experience who has closed more than 50,000 note deals. He has spent decades helping investors understand how to structure deals through seller finance and notes, and how to think more like the bank instead of just the buyer. This will be a practical conversation around a part of real estate most people have heard about, but very few truly understand. If you’ve ever wanted to know how to create more opportunities in deals, generate cash flow in a different way, or understand how seller finance actually works in the real world, this is a night you want to be in the room for. You’ll walk away thinking about deals differently, seeing new possibilities, and understanding how creative structuring can open doors that traditional investing alone can’t. **What You’ll Learn** * How seller finance works in real estate deals * How notes fit into real estate and create opportunity * How to structure deals more creatively * How investors generate cash flow by focusing on the payment * How to think like the bank instead of only focusing on owning the property * How this strategy can create flexibility in today’s market **Open Q&A - Ask Eddie Anything About** * Seller finance and how to use it in real deals * How notes work in a practical, beginner-friendly way * Creating cash flow without only relying on rentals * Structuring deals that others might miss * How experienced investors think differently about financing * Common mistakes investors make when they only focus on the property **Why You Should Be in the Room** Because the investors who win in the long run know how to do more than just buy houses. They know how to structure.They know how to create terms.They know how to see opportunities other people miss. This is the kind of conversation that can expand the way you think about real estate entirely. Come ready to learn, ask questions, take notes, and connect with people who are serious about growing in this business. **Reserve your free seat now - and be part of the conversation.** Grab your spot here ➡️ https://www.eventbrite.com/e/how-to-structure-real-estate-deals-using-seller-finance-and-notes-tickets-1984826171509?aff=cicmeetupapp

**FREE LIVE WEBINAR: PRICING WITH POWER** *Charge what you’re worth, not what you fear* Ever felt like you’re working hard but still undercharging? Like you know you can offer more, but when it’s time to say your price, you hesitate? Yeah, this isn’t really about pricing. It’s about certainty. And once that shifts, everything else follows. I’m hosting a free live session where we’ll talk about how to actually fix this. No fluff, no complicated theories. Just real shifts you can apply right away. What we’ll go through: • How to stop second guessing your pricing • A simple way to price based on value, not just time • Why confidence affects your income more than you think • How to open up opportunities beyond one time income [REGISTER HERE](https://triumphtracknow.com/weekly-momentum-series) This is for you if: • You feel like you should be earning more but aren’t • You get uncomfortable when talking about money or rates • You’re tired of overworking just to make enough • You’re ready to take yourself more seriously There’s also a bonus part where I’ll share how you can move into something more sustainable, not just client to client work. No pressure, no hype Just a solid session that might change how you look at your value. 👉 Reserve your spot here: [https://triumphtracknow.com/weekly-momentum-series](https://triumphtracknow.com/weekly-momentum-series)

Let’s get together at the Crowne Plaza and talk deals, creative finance, problem solving, whatever you want! Hubert Bruce Hosts, COREE members share ideas and resources. Open to the public!

You can also join the meeting by Conference Call at (518) 263-8851.

If you are interested in selecting investment choices for your 401(k) or other workplace savings plan, minimizing your income tax liability, or identifying the most effective investments for your brokerage account, we are the group for you. We are a local chapter of Bogleheads**®**, whose investment strategy can be found here: https://www.bogleheads.org/wiki/Bogleheads%C2%AE_investment_philosophy Or you can peruse the Boglehead forum here: https://www.bogleheads.org/index.php I look forward to seeing you there. Mark Vonder Haar