Microfinance

We are launching a new Beach Tennis Group Class every **Wednesday from 745–915 PM at Pasir Ris Park**. Whether you’re completely new to the game or an experienced player looking to sharpen your skills, this session is designed for **all levels**: * Beginners will learn the fundamentals — strokes, movement, and coordination on sand. * Intermediate and advanced players can work on strategy, consistency, and competitive drills. You can register your interest here: [https://form.jotform.com/pacificbeachtennis/pbta-sign-up](https://form.jotform.com/pacificbeachtennis/pbta-sign-up), or contact Luke at 9476 5258 to register

Our classes are led by certified instructors who will teach you the proper techniques and strategies to help you dominate on the court. You will have a great time getting some exercise, meeting new people, and improving your pickleball game in a way that is efficient and impactful. ### **Booking Information** * Please contact **98225900** to find out how to book this class. * The instructor will reach out to you once you've booked the class ### **Cancellation Policy** Credits will be considered used if class is cancelled within 24 hours before the start of the lesson

Ready to learn a fun and exciting sport while getting some exercise? Our pickleball group classes offer a welcoming and supportive environment where you can learn and improve your skills while also making new friends. Our certified coaches will guide you through the basics of the game and help you to develop your technique and strategy. So, whether you are a seasoned athlete or just starting out, come join us for a thrilling and energizing game of pickleball! ### **Booking Information** * Please contact **98225900** to find out how to book this class. * The instructor will reach out to you once you've booked the class ### **Cancellation Policy** Credits will be considered used if class is cancelled within 24 hours before the start of the lesson

Every Wed night HIIT or Yoga Transform yourself from simple to better From fat to slim, slim to fit Make it happen in your life Through our workout community Welcomed all to join Location: 250c Compassvale Time: 8pm-9pm Please bring your own yoga mat, water, wearing sport shoes. DM me if you need more details

Join us for a fun and exciting session! RSVP if u are coming. Whatsapp 93366835 for any enquiry or if u are coming. Don't pop up unannounced. Game will only start with 4 px minimum. Located at the Pickleball Ang Mo Kio courts, our group welcomes players aged 25 and above who are passionate about both pickleball and discussing the latest happenings in Singapore, business, investing and anything under the sun. Come prepared to enjoy some friendly and serious competition on the courts, and forge meaningful friendship with fellow Pickle-chus! Reserve your slots now. All u need to bring is yourself, pickle paddle, hydration for yourself, a towel to dry yourself, comfortable shoes and attire and you're good to go. For first time members, a one time only $4 admin fee is payable for provided equipment (net) and expensive silent balls. That's all. Subsequently it will be $1 a month just to cover cost of setup etc.

🎤 The Premium Vocal Class in Singapore Meet the No.1 Korean Vocal Trainer since 2012 “Bring the song you cannot sing now — I’ll make sure you can. If not, I’ll refund.” ⸻ Why Choose LIM MIRI (林美利)? ✨ Singapore’s Top Korean Vocal Coach • 13+ years of teaching (since 2012) • Holder of National Level 1 Vocal Training Certificate • Winner of Busan MBC Hyunin Music Competition 🏆 • Vocal coach of the 2024 Best Song Award Winner • Professional singer & teacher with international stage experience ⸻ N-in-1 Premium Class With one coach, you can master all genres: • 🎼 Classical vocalisation • 🎷 Jazz vocalisation • 🎤 Pop, K-pop, J-pop, C-pop • 🎸 Rock vocalisation 👉 No need for multiple teachers. 👉 A single, streamlined premium program to cover every vocal style. ⸻ The Guarantee: High Notes, Real Voice 🎶 +5 Keys Up in Chest Voice — Guaranteed If you can’t reach the high notes with your real voice (진성), I will refund. That’s how confident I am. Bring the songs you cannot sing now — you’ll sing them flawlessly within my training. ⸻ More Than Singing — A Voice for Life This is not just about singing. I also provide speech correction & vocal health training for: • Professionals who lose their voice easily when speaking • Students struggling with presentation & public speaking • Anyone who wants a clear, powerful daily voice 👉 When your voice changes, your whole life becomes happier. ⸻ The Premium Experience 💎 Every session is 3x more effective than ordinary classes. 💎 In just 4 lessons, you will discover your inner voice. 💎 A deep, high-quality curriculum designed originally for students preparing to debut as professional singers in Korea. This is not a casual hobby class — it’s a transformational premium program that delivers results. ⸻ Courses 💎 Trial Session 40 minutes — only $20 🎤 1:1 Premium Coaching $550 / 1 pax / 4 lessons / 45 min each 🎶 2 Pax Group Session $350 / each pax / 4 lessons / 50 min each ⸻ Start Now 🎵 Don’t miss the chance to learn from the best Korean vocal trainer in Singapore. 📩 Contact me today and experience the class that no one else can offer. ⸻ 🔖 #PremiumVocalClass #LuxuryTraining 🔖 #Kpop #Pop #Jazz #Classical #R&B #Cpop #Jpop 🔖 #HighNoteGuarantee #LifeChangingVoice whatsapp 8955 3824

Welcome to my sailboat. **Please read this notice**. These are crew opportunities, not for passengers, non-swimmers, people afraid of the water or get seasick. Bring a change of clothes, a towel, a hat, non-marking footwear with heelstrap and sunblock. There is a toilet and drinking water on board. Participants like to contribute to expenses in appreciation of this opportunity. **Also**, please confirm your attendance by SMS or Whatsapp on Saturday for sailing on Sunday, to avoid no-shows and missed sailings. No-shows deprive others of a place, so be responsible and remove your reservation if you are not attending, and please do it in good time. Places unconfirmed by Saturday will not be reserved, and I can't wait for you if I'm not sure you're coming. Keep me informed and reply to my messages. Don't be late. Thank you. Derek 9807-5827.

**One Life, One Solo Adventure – Bhutan** Tired of waiting for the perfect travel companions? Escape the hustle of city life and find your peace in Bhutan’s tranquil beauty. It’s time to reconnect with nature, rediscover yourself & refresh your mind, body, & soul. Join our Bhutan tour and embark on a meaningful solo adventure, where you can meet like-minded travelers from all walks of life. This is more than just a trip – it’s an opportunity to share stories, make new friendships and expand your network while experiencing the breathtaking beauty of Bhutan. No matter your background, everyone is welcome to come together and create unforgettable memories in one of the world’s most happiest countries. **Why Bhutan trip?** Bhutan, often referred to as the **"Land of the Thunder Dragon,"** is renowned for its stunning landscapes, rich Buddhist culture, and commitment to Gross National Happiness. Nestled in the Himalayas, it boasts breath taking views, traditional dzongs, and vibrant festivals that celebrate its unique heritage. With a focus on sustainable tourism, Bhutan offers an authentic experience, from trekking through pristine nature to exploring ancient monasteries, all while enjoying the warm hospitality of its people. This trip to Bhutan is perfect for everyone—whether you're traveling solo, with family, friends or as a couple, YOLO. **Tour Highlights** * Visit one of Bhutan's most iconic landmarks **Tiger's Nest Monastery**, perched on a cliff **3,120 meters** above sea level. * Visit to **Punakha Dzong** the "**Palace of Great Happiness**" is a magnificent fortress at the confluence of the **Pho Chhu and Mo Chhu** rivers. * Enjoy authentic dinner/ lunch with a local family at a farm house. * Hoisting of prayer flags at **Dochula pass (3100 m)** which offers panoramic views of the Himalayan range, including the **108 memorial chortens** (stupas) built in honour of Bhutanese soldiers. * Meditation at **Dochula Caves** and **Buddha Dordenma** (the highest Buddha statue in the world). **Trip Details:** **Dates-:** **Every Sunday.** **Only need 5 days leave.** 2 nights Thimpu, 2 nights Punakha & 2 nights Paro. **Group Size:** Limited to 15 dream travelers (min 4 to go). Private tour option also available. **Flight:** Only one direct Drukair flight goes from Singapore to Paro. There are connecting flights to Paro either from Bangkok or New Delhi. We will help you to book your flight. **Early Bird Price:** **SGD 2188** (SGD 500 deposits thereafter the price is **SGD 2388**). **Refund Policy:** The deposit is refundable within 3 days after the trip confirmation mail sent to you. After that, it becomes non-refundable. Full amount refunded if we don’t meet minimum no of pax. **Inclusions:** * 3 Star hotel accommodations on twin/double sharing basis. * All Meals-: Daily breakfast, lunch & dinner. * Sustainable Development Fee (SDF) to the Government of Bhutan * Bhutan Visa Fee * Certified English Speaking Bhutanese Guide for your entire stay. * All ground transportation * All entrance fees * All internal taxes and charges. * Mineral Water while traveling. **Exclusions:** * International flights and personal travel insurance * Personal expenses (shopping, optional activities like spa, massage, archery, horse riding, porter etc). * Items of a personal nature, such as laundry, telephone calls, room service, alcoholic & non-alcoholic beverages, etc. * Single room supplement, Child or adult in triple sharing room. * Other meals during the trip (other than stated above). **Note-: There will be a surcharge fee if travel date falls in any Bhutan major festivals, X-Mas, New Year period (hotels increase their cost during this period).** **REGISTRATION AND PAYMENT:** **1.** RSVP NOW **2.** Transfer a small Deposit of **$500** to grab our **Early Bird Offer** to: **Dream Valley Pte Ltd via:** **A)** PAYNOW to UEN: **202413187D** **B)** Through ATM/Online to: Dream Valley - Current Acct: **11352440801** Bank Name: ANEXT Bank Pte. Ltd. Bank Code: 9742 Bank Industry Code: ANTPSGSGXXX **3.** Once you've transferred, WhatsApp **Vinny (Hp. 85062629)** your proof of payment. **(IMPT: INDICATE THE EVENT & YOUR MEETUP NAME).** Your slot is now confirmed and you'll be invited to the Trip Briefing/ Q & A Session once RSVP closes. **4.** This is a "First to transfer, first to Confirm" basis. The sooner we can confirm this Trip, the more everyone saves. **Disclaimer, Indemnity and Terms of Participation:** **PLEASE READ FOLLOWING LINKS FOR OUR T&C’s BEFORE YOU RSVP:** [https://dreamvalleydestination.com/terms-and-conditions/](https://dreamvalleydestination.com/terms-and-conditions/) [https://dreamvalleydestination.com/privacy-policy/](https://dreamvalleydestination.com/privacy-policy/) By participation on this trip, I agree to & accept **Dream Valley’s** terms and conditions. We reserve the right without prejudice to return payment at any time and not permit participation - without the obligation to explain or give any reason. This Trip is organized by **Dream Valley Pte Ltd** **(TA License: 03794).** **Stay Connected: Follow our latest trips and updates:** Check out this Linktree! - https://linktr.ee/Dreamvalleydestination?utm_source=linktree_profile_share [https://dreamvalleydestination.com](https://dreamvalleydestination.com)

**Who Is This Session For:** Beginner tennis players with no experience or play for less than 1 year. **What You'll Learn:** \- Foundational tennis skills\, footwork\, forehand and backhand strokes\, volley and serve \- Learn progressively\, in stages\, to adapt and improve on these basic skills \- Spar with players of similar standard \- Learn tennis from certified coach \- At least 2 years of coaching experience **What To Prepare:** Water bottle, sports attire, tennis racket will be provided to you :) **Number Of Pax:** Max 4 pax per group **Wet Weather Policy:** Reschedule in case of rain, 1h before lesson **Time:** Friday 8-9 pm **Price:** $45 per class $150 for 4 classes ($37.50/class) Please PM or Whatsapp Gabriel ([8401 4648](https://wa.me/6584014648)) if you are interested! 😊 ➡️ [https://wa.me/6584014648](https://wa.me/6584014648) **We Also Have Classes Other Popular Locations** River Valley, Buona Vista, Tampines, Punggol, Upper Thomson, Stadium, Farrer Park, Kembangan, Choa Chu Kang, Lorong Chuan, Senja Cashew CC, Bukit Batok and many more! **View All Our Tennis Classes Islandwide! 👇** [https://sporthitch.com/tennis/](https://sporthitch.com/tennis/) **Arrange For Adult Private Tennis Classes! 👇** [https://sporthitch.com/adult-private-tennis-classes-singapore/](https://sporthitch.com/adult-private-tennis-classes-singapore/) **Arrange For Kids Private Tennis Classes! 👇** [https://sporthitch.com/kids-private-tennis-classes-singapore/](https://sporthitch.com/kids-private-tennis-classes-singapore/)

We are launching a new Beach Tennis Group Class every **Friday from 745–915 PM at Pasir Ris Park**. Whether you’re completely new to the game or an experienced player looking to sharpen your skills, this session is designed for **all levels**: * Beginners will learn the fundamentals — strokes, movement, and coordination on sand. * Intermediate and advanced players can work on strategy, consistency, and competitive drills. You can register your interest here: [https://form.jotform.com/pacificbeachtennis/pbta-sign-up](https://form.jotform.com/pacificbeachtennis/pbta-sign-up), or contact Luke at 9476 5258 to register

**5D4N El-Nido Epic Island Hopping and Snorkeling Tours to visit Majestic Lagoons, Caves and Beautiful Beaches** **Date: 21-25 Feb 2026 (Sat-Wed)** **◾INTERESTED, WHATAPPS 94884478 Wilfred or RSVP:** **[https://www.meetup.com/lets-go-travelling-hiking/events/311733793/](https://www.meetup.com/lets-go-travelling-hiking/events/311733793/)** **◾EVENT HIGHLIGHTS:** **El Nido** is known for its stunning lagoons, white sand beaches, rocky islets, towering limestone cliffs, sandbanks, white beaches with blue water and glass-like waters teeming with marine life. Located on the island of Palawan, a visit to El Nido is definitely one of the most popular things to do in The Philippines, thanks to its gorgeous beaches, water and epic islands hopping tours. For the 5D4N epic tour, we will be doing 3 days Tour Package namely A, B & C Destinations for Day#2, 3 and 4 respectively. You will discover beautiful and preserved islands, clear water lagoons, white sand beaches, snorkeling sites and their hundred of fishes and coral species. To put in a nutshell, the 3 island hopping tours A,B & C will introduce you to everything that makes El Nido such a tropical paradise. It definitely is a must-do while you spend your vacations here! **PACKAGE INCLUDE:** • 4 nights Hotel Accommodation • Hotel Daily Breakfast •Round trip Land Transfers (El Nido) •Island Hopping Tour A •Island Hopping Tour B •Island Hopping Tour C •Lunch during tours only •Life Vest •Tour Guide •Permits **PACKAGE EXCLUDE:** •Return Air-Tickets •Lunch (without tour) • All Dinners •Travel Insurance • Items not mentioned in Itinerary • Big Lagoon Entrance Fee • Environmental Fee • Tipping of USD3/person per day **EVENT DETAILS:** **Cost: $895/person** **Promotion:** **4 person or more sign up single payment is $850/person** **(Exclude Travel Insurance and Self Booking Air-ticket ++)** **\*\*Note: We will fly to El Nido transit either from Cebu / Manila Airport.** **REGISTRATION, ITINERARY, TICKET BOOKING, DEPOSIT & PAYMENT:** ✓Those interested to join us, please kindly RSVP with your name and mobile# for us to inform you. ✓Once we have gathered enough people, we will confirm the tour and start to go ahead with self booking air-ticket Best Advice: Once you have decided to go, please RSVP in Meetup. (we confirm the tour faster and get the air-ticket at cheaper price!!) ✓All those items in Event Highlights we will 100% cover in the itinerary ✓After air-ticket has booked, deposit of $300 to confirm your slot/s and final payment need to be settled 2 weeks before departure date. THIS TOUR IS ORGANIZED BY: TA NAME: WILFRED GO TRAVELLING & HIKING PTE LTD TA License No: 03066

**Please click [https://www.facebook.com/share/p/19kaCjhGoW/](https://www.facebook.com/share/p/19kaCjhGoW/) .** **For full trip details, please WhatsApp:** Kelvin - [https://wa.me/6593838649](https://wa.me/6593838649?fbclid=IwZXh0bgNhZW0CMTAAYnJpZBExaHcwTlRpV3hPRkdMSWVmeQEe7rDBe3jJagiX3wMW5bVf_x2ymKTbru7uXsJ2ICvhm71fJTaiwDI2-3lC3wI_aem_6jhjnkpKqt3OApCopwe_Ug) Magdalene - [https://wa.me/6597914105](https://wa.me/6597914105?fbclid=IwZXh0bgNhZW0CMTAAYnJpZBExaHcwTlRpV3hPRkdMSWVmeQEeWAe4SmAkTfQGGwjWfDEU63IFXhM70ff1tMbvMkNddoarDB2GrNy-fRK20Xo_aem_Iey5ICr6l7CfayeDC8XUtQ) **For more adventure trips, please click** [https://linktr.ee/thetravellingbackpack](https://linktr.ee/thetravellingbackpack)

This is not just a money class. This is a restoration space. The I AM Worthy of Ownership™ Path is a 12-step, sister-centered journey for women who are ready to build financial stability without shame, fear, or pressure—and to do it in a way that honors both wisdom and the spirit. Many women don’t struggle with money because they lack discipline or intelligence. They struggle because of unhealed experiences, survival patterns, and the quiet belief that they are “behind” or “disqualified.” This series gently challenges those beliefs while offering practical tools for peace, clarity, and long-term planning. Together, we will talk honestly about: Releasing shame and money anxiety Building stability as a form of self-respect and spiritual discipline Understanding money as a tool, not a source of worth Managing debt with clarity instead of condemnation Preparing for life’s unexpected moments without fear Laying a calm foundation for future ownership and legacy Each session blends practical financial education with reflection, conversation, and encouragement. There is no pressure to share personal numbers or experiences. You are welcome to speak, journal quietly, or simply listen. This is not about hustle. This is not about perfection. This is about alignment, wisdom, and peace. Who this series is for: Women who are starting over or rebuilding Women who want stability without stress Women preparing for future ownership or housing decisions Women who want their financial lives to reflect wholeness, not fear No prior financial knowledge is required. Come as you are. Bring a notebook. Leave a little lighter than you arrived. Light refreshments will be served along with 30 minutes of networking.

If you are interested in selecting investment choices for your 401(k) or other workplace savings plan, minimizing your income tax liability, or identifying the most effective investments for your brokerage account, we are the group for you. We are a local chapter of Bogleheads**®**, whose investment strategy can be found here: https://www.bogleheads.org/wiki/Bogleheads%C2%AE_investment_philosophy Or you can peruse the Boglehead forum here: https://www.bogleheads.org/index.php I look forward to seeing you there. Mark Vonder Haar

Join us as we get together to get together to help those in need at this CMG Gives Back event! For this event, we’ll help prepare food, serve meals, assist residents, wash dishes and clean surfaces at Fath Mission – Grant Kitchen. We have a great little community of Movie Group friends so rather than see a movie this time, we’ll help “Create a better world” by helping serve those in need. Here are complete details and our plan for this event: FAITH MISSION – GRANT KITCHEN: The Faith Mission kitchen and dining room serves residents 3 meals a day, every day of the year. Our group will help prepare food, serve meals, assist residents in the dining room, wash dishes, and clean surfaces. PLAN: We will be preparing / serving / cleaning for BRUNCH from 10:30am to 12:30pm and have space for a total of 7 volunteers. Please arrive at 10:15am and wear closed-toe shoes and long pants. LOCATION: Faith Mission – Grant Kitchen is located at 245 N. Grant Ave. Enter the kitchen at Dock 1, indicated in the attached map. On-site and street parking are available in the surrounding area. Below are some links / attachments with additional info/details: \* LSS Volunteer Guidelines: Uploaded to photos. \* Parking Map Info: Uploaded to photos. \* LSS Faith Mission Orientation Video: https://www.youtube.com/watch?v=Bp46_6ay6iA \* Link with Additional Details / Info: https://lss.vomo.org/opportunity/faith-mission-grant-kitchen-2025 IMPORTANT REMINDER: Our group will be providing the all of the volunteers on this day so a firm RSVP count is essential. Please only sign up if you are certain you’ll be able to attend. If something unavoidable comes up, please update your RSVP no later than one week prior to the event. With very few exceptions, no shows or cancelations within 1 week of the event will not be eligible for future CMG Gives Back events. I appreciate your understanding as we try to ensure the agencies have the volunteers needed to provide the essential services they provide to the vulnerable population they serve. THANK YOU: This CMG Gives Back event provides an opportunity for YOU to get involved in helping others! Benefits go well beyond the help we give to others. Volunteering provides a wide range of personal benefits, including positive effects on mental and physical health, reduced stress/depression/anxiety, increased happiness and improved purpose, life-satisfaction and personal well-being! Plus, the opportunity to get involved, connect with others and help those in need. PARTNER AGENCY: This event is hosted by Lutheran Social Services (LSS), which serves thousands of people in need each day in 27 Ohio counties by addressing the four core societal issues of food, shelter, safety and healing. LSS offers food through the LSS Food Pantries, housing and supportive services through LSS Faith Mission and LSS Faith Mission of Fairfield County homeless shelters, domestic violence services through LSS CHOICES for Victims of Domestic Violence, senior living and health care, affordable housing communities, and other services that uplift families and strengthen communities. Look forward to seeing you there, Dan

Interested? Contact Preston Moore k.preston.moore@gmail.com 614-300-5989 ———————————— Engaging in men’s work is the new way to forge friendships while being open-minded to personal growth. Many men experience healthier relationships, personally and professionally, by engaging in this work. Open Men’s Group is a container for men to share vulnerably without receiving judgment or feedback. We believe that emotionally mature, powerful, compassionate, and purpose-driven men will help heal some of society’s deepest wounds. We support the powerful brilliance of men and we are willing to look at, and take full responsibility for, the pain we are also capable of creating – and suffering. We care deeply about men, our families, communities, and the planet. Visit ManKind Project USA to discover more. https://mkpusa.org/

Let's Crop!

#### Turning Rentals Into Income: How Investors Pay Off Properties Faster #### **Featuring Guest Speaker: John Blackburn** **👉 Get your FREE TICKET [HERE](https://www.eventbrite.com/e/turning-rentals-into-income-how-investors-pay-off-properties-faster-tickets-1980492192461?aff=cicmeetupapp)** #### A lot of people get into real estate because they want freedom. Then they buy a rental…and realize most of the rent goes straight to the bank. They technically own property, but the mortgage controls the income. And waiting 30 years for properties to be paid off doesn’t feel realistic. This meetup is about understanding a different way to think about rental properties… one that focuses on paying them off sooner so the income is actually usable. **Featured Guest Speaker: John Blackburn** We’re excited to welcome John Blackburn as our guest speaker for this event. John has been actively investing in real estate since 2006 and has: * Been involved in **5,000+ real estate transactions** * Helped investors **acquire over $150 million in rental property** * **Raised more than $100 million** in private capital John didn’t start with family money or shortcuts. He built his portfolio by focusing on clear systems, real numbers, and long-term strategy. For this meetup, John will walk through how investors shift their focus from simply owning rentals to building properties that eventually pay them…without a mortgage attached. **What You’ll Learn** John will break down, in simple terms: * Why most rental properties don’t produce much usable income early on * Why buying more rentals isn’t always the answer * How investors structure their properties to pay off mortgages in a fraction of the time * How properties can work together to eliminate debt faster * What changes once rentals become free and clear This approach is often referred to as an accelerated paydown strategy — using rental income intentionally to reduce debt sooner, rather than waiting decades for mortgages to run their course. John will also share a simple calculator you can use to see how this works with real numbers and realistic scenarios. **The Core Idea** When a rental has a mortgage, the rent has one job: **pay the bank.** When a rental is paid off, the rent has a different job: **pay you.** Most people only see one timeline…30 years. This session shows how investors shorten that timeline and gradually increase their income as properties become free and clear. **Who This Event Is For** This event is for people who want more than just “owning rentals” on paper. * Rental owners who are tired of most of the rent going to the bank and want a clearer path to real, usable income * New investors who want to understand how rental properties actually build wealth over time before jumping in * People with capital who want to invest in real estate with intention and a long-term plan * Anyone serious about freedom and curious how rental properties transition from debt-heavy assets into income-producing ones **Event Details** **Location:** Ohio Brewing Company - 421 E 2nd Ave, Columbus, OH 43201 **Date & Time:** January 25th, 6–8 PM (Doors open at 5:30) **Cost:** Free (Seats are limited - RSVP required) **👉 Get your FREE TICKET [HERE](https://www.eventbrite.com/e/turning-rentals-into-income-how-investors-pay-off-properties-faster-tickets-1980492192461?aff=cicmeetupapp)** If you’ve ever wondered how rental properties actually turn into freedom —this is the room to be in.

Tickets now on sale Cinemark Stoneridge Plaza ,Gahanna