Part-time Investing and Trading

Most people work hard for money, but very few are taught how to save, grow, and protect it properly. This group is created to educate everyday people on how to manage money in a smart, simple, and legal way so your money works for you, not against you. \#\#\# What You’ll Learn in This Group We focus on 3 powerful rules of money that decide your financial future: 1. Compounding Effect – how small, consistent savings can grow into big wealth over time 2. Risk Effect – how to protect your money while growing it wisely 3. Tax Effect – how taxes impact your returns and how to reduce them legally **Key Topics We Cover** ✔ How to save at least 10% of your income without stress ✔ How to grow money using TFSA, RRSP, FHSA, and RESP ✔ How to create tax-deferred and tax-free money ✔ Basics of estate planning protecting your family and assets ✔ Corporate planning strategies for business owners ✔ Disability planning protecting income when life is unpredictable ✔ Simple strategies to build long-term financial security and freedom **Who This Group Is For** • Beginners who want to understand money clearly • Families planning for their future • Young professionals and parents • Business owners looking to save tax • Anyone tired of living paycheque to paycheque **Our Mission** To simplify money, remove confusion, and help people make better financial decisions for life not quick wins, but lasting wealth. If you want clarity, confidence, and control over your finances, this group is for you.

Hello everyone, I'd like to invite you out in January as we get the New Year off on the right foot with a fun, interactive and inspiring dinner party\*\*!\*\* -Reserved seating, friendly people, good conversation and great food awaits! So please plan to join us if you can :) \*Joined by my other groups too; so we can anticipate a fantastic evening **Time: 6:30 p.m. -9:30 p.m.** **Location:** La Carnita - Good Fortune Bar (Main Floor) **Address:** 130 Eglinton Ave. Toronto, ON M4P 2X9 Event Details Bellow: Sincerely, Steve Flemming (Organizer/Host) Event Details: **The 2026 New Year's with Friends Dinner Party!** **(Sunday January 11th)** \*Including a New Years Ice-breaker game to put us in a positive state of mind :) -The great thing about this dinner party is you're free to move around to different tables and meet the other members too throughout the evening -A fun way to make new connections, enjoy a nice meal and share some laughs together **Dinner Party Topics** may include but not limited too: Travel, Culture, Spirituality, Relationships, Modern Dating, Work/Life balance, Art, Dreams, Astrology Outer Space, Technology, A.I., Economy, Music, Movies, Sports, Fashion, Hobbies, Books, Current Affairs, The Good Life, Psychology, Philosophy, the Future, History, Pop Culture, Critical Thinking, Theatre, etc.) **Arrival Time:** \*Join us any time between 6:30 pm and 7:15 pm (if you can) for a fun and highly interactive evening as we get to know the members over dinner and great conversations (of your choice) Event goes until roughly 9:30 pm **Event Fee:** 5 dollars (cash only please) (HST included) or in advance by e transfer to **[steveflemming11@gmail.com](http://steveflemming11@gmail.com/)** \-\-\-\-\-\-\-\-\-\-\-\- **Friendly Reminder:** \*One beverage or appetizer minimum to support the venue- this is greatly appreciated :) \-\-\-\-\-\-\-\-\-\-\-\- **Parking Available:** \*Plenty of free street parking on Eglinton and (Residential area south/east of venue for free) **Close to Subway Station:** \*Also right beside the Yonge/Eglinton subway station \-\-\-\-\-\-\-\-

Please join us for a traditional worship service every Sunday, with music from our wonderful choir and organist. Communion (the Lord’s Supper) is a part of every Sunday service. Join us for coffee hour after the service for conversation and a snack

\*These classes are not a language exchange, but instead are meant to be a step in between so that students feel confident maintaining in depth and grammatically correct oral conversations outside of class\* \***Meetup event numbers only tend to show new students registering and do not include returning students attending class.** **Per class, there is an average of 7 students.** The first 2 classes are free and then only cost between $18 and $36 depending on which type of class you want to continue with\* These French, English (For Spanish and French speakers only), and Spanish classes are primarily meant for adults who are travellers, or who are planning to live in a French, English, or Spanish-speaking country. The classes are primarily oral-based through guided conversations. They will teach you how to handle conversations in situations such as **"Going to the Convenience Store"**, **"Making Plans"**, **"Negotiating Prices"**, and **"Going out for a Drink"**. To ensure that students get used to using the language automatically, students will learn to maintain contextual conversations with timing before moving on to the next lesson. Call (647)787-9953, e-mail us info@monkeylingo.ca, or visit monkeylingo.ca for more information! **Online and private classes are also available!** No other language classes are as conversational as these ones. We guarantee it! Cheap parking can be found using the "Spot Hero" app.

⚠️ **IMPORTANT: You must sign up and buy a ticket here to attend:** [https://groupvibe.com/](https://groupvibe.com/) **Join the Toronto City Brunch Club and make new friends!** Each meetup brings together 4–6 people for casual conversations over brunch. We use the Groupvibe platform to facilitate the meetup and ensure everyone’s a good fit. 👉 **To attend, you’ll need to complete registration via this link:** [https://groupvibe.com/](https://groupvibe.com/) We’ll share the exact location of the upcoming meetup the night before only if you have bought a ticket or membership plan. **Why this works:** \* Smaller groups make real conversations easier. \* Discover new restaurants in your city, together. \* Curated lunch venues with good food and vibe. \* If you hit it off with your group, there’s plenty of time to hang out afterwards. **Note:** RSVPs on Meetup don’t reflect total attendance. Many attendees register directly via our website. The event on [Meetup.com](http://meetup.com/) is only a placeholder. This meetup is organized by Groupvibe, a small team passionate about helping people form meaningful friendships offline.

Cost: $16 per person (includes feather birdies). Plastic birdies are available upon request. Payment: Cash is preferred and should be made before playing. E-Transfer (EMT) or debit card payments are accepted (plus applicable taxes). Time: Sundays, 9:00 AM – 12:00 PM Location: 1370 Birchmount Rd, Unit #6 (Closest intersection: Birchmount Rd & Lawrence Ave) Requirements: Racquets: Bring your own racquet. Rentals are available at the club if needed. Shoes: Please bring indoor gym shoes and change into them at the club before entering the courts. Winter Reminder: Ensure you change into court shoes before stepping onto the courts during the winter months. Rules and Guidelines: No outside food is allowed. This meetup is open to players of all skill levels (beginner to advanced). The primary purpose is to play friendly doubles games. This event is not intended for singles matches or formal training sessions. Attendance is capped based on court availability. Waitlisted participants may be moved to the confirmed list as space allows, with priority given to regular attendees and those with reliable RSVP history. No Drop-ins: Only individuals on the confirmed “Going” list are allowed to attend. Unregistered participants will be asked to leave. Cancellation Policy: Please cancel at least 48 hours in advance if you cannot attend. Failure to do so will result in being marked as a no-show. Repeated no-shows may lead to removal from future “Going” lists.

*Games Schedule* Wednesday Event: - 1 / 3 NLH - 3 / 5 NLH - $500 Free Roll Thursday Event: - 1 / 2 NLH - Deep Stack - Min 100 - Max 1000 - $500 Free Roll Friday Event: - 1 / 3 NLH - 1 / 3 PLO - $500 Free Roll Saturday Event: - 1 / 2 NLH - Deep Stack - Min 100 - Max 1000 - $500 Free Roll Sunday Event: - 1 / 3 NLH - 2 / 2 PLO - $500 Free Roll Monday Event: - 1 / 3 NLH - 3 / 5 NLH - $500 Free Roll

This group is to discuss and practice our French . Everu

**♠️ Lodge 401 Inaugural Poker Tournament ♠️** Join us for the **$15,000 Guaranteed Tournament** **🗓 Event Details** **Date:** January 11 **Doors Open:** 3:00 PM **Tournament Starts:** 4:00 PM 📍 **Location:** Lodge 401 1645 Warden Ave, Toronto **🎲 Game** **No-Limit Hold’em** **💰 Buy-In & Structure** * **$200 + $30** * **20,000 starting chips** * **$20 dealer option for an additional 10,000 chips** * **20-minute blind levels** * **Unlimited re-entry** * Late registration closes at the **end of the break after Level 6** **🏆 Prize Pool** * **$15,000 Guaranteed** * **Top 12.5% paid** * No player cap This is our **inaugural tournament**, and we’re setting the standard from day one. Expect a smooth structure, professional dealers, and a great poker atmosphere.

**New Price Details:** -$10 per person (please bring one new feather birdie, similar to RSL 4 pink) -OR $13 per person (Tiger to provide one brand new feather birdie per player, similar to RSL 4 pink) -Plastic shuttles can still be provided after the feather birdies are used up \*Please be courteous to other players — if you can’t make it, kindly cancel at least 24 hours in advance so others have the chance to join. Come start your Sunday with energy, laughter, and great games!

Welcome to The New Art of Living Philosophy Event, where we empower people with a life-changing philosophy that helps them live in a more blissful, balanced, and financially free way. In this event, we will discuss the real reasons why people struggle financially, why the 9-to-5 rat race keeps many stuck, and how you can break the paycheque-to-paycheque cycle. You will learn practical ideas and powerful concepts that can help you change your mindset, create new opportunities, and build a better future. People who have understood this philosophy are already sharing how it has transformed their life, their confidence, and their financial direction —and now it’s your turn to experience it. If you want to grow, if you are open-minded, and if you are always ready to learn something new that can elevate your life, this event is for you. Feel free to join us, connect with like-minded people, and register for this event to learn more about The New Art of Living Philosophy.

**Drop-In Pickleball at the Miles Nadal JCC** Come play one of the fastest-growing sports in North America — right in the heart of the Annex! Join us for friendly, active Pickleball at the Miles Nadal JCC, just steps from Spadina Station. It’s a great way to stay active, meet new people, and have some fun! \*\*\* **🏓 Event Details:** **Location:** 750 Spadina Ave. (enter through the Spadina doors) **Check-In:** Stop by security and check in at the front desk when you arrive. \*\*\* **🏓 Registration & Payment (Required in Advance):** **RSVP on Meetup does *not* reserve your spot.** To participate in Drop-In Play, you must register and pay in advance via our registration system. 👉 **[Register online](https://app.amilia.com/store/en/miles-nadal-jcc/api/Activity/Detail?activityId=xYXzRdJ)** 📞 Or register by phone: 416-924-6211 Space is limited to **18 players** on a first-come, first-served basis. Once full, no additional participants can be accommodated. \*\*\* **🏓 Other Info:** * Paddles and balls are available for loan at the front desk with a **$20 cash deposit and valid ID** * This session is intended for **intermediate players and above** — participants should have a solid understanding of Pickleball rules, scoring, and gameplay, and be comfortable with consistent rallies and court positioning * Courts are rotated regularly so everyone gets a chance to play * Welcoming, inclusive environment \*\*\* Come ready to rally, socialize, and have a great time on the court. We can’t wait to see you there!

If you are interested in selecting investment choices for your 401(k) or other workplace savings plan, minimizing your income tax liability, or identifying the most effective investments for your brokerage account, we are the group for you. We are a local chapter of Bogleheads, whose investment strategy can be found here: https://www.bogleheads.org/wiki/Bogleheads%C2%AE_investment_philosophy Or you can peruse the Boglehead forum here: https://www.bogleheads.org/index.php I look forward to seeing you there. Mark Vonder Haar

Our hybrid event takes place both as a face-to-face and as an online meeting using the GoToMeeting software application: [ ](http://app.goto.com/meeting/449766181)[CinMIC LINK](https://meet.goto.com/449766181). This club is an operating stock investment club, open to the public as an educational opportunity. Each month this club covers an investment educational topic or presents a teaching segment. Stocks are discussed and studied. This month's educational topic will be a presentation on portfolio guidelines by Rich Alden. Our stock study will be U.S. Lime and Minerals (USLM) presented by member Allan Chestnut. We end the meeting with a "Talkin' Stocks" segment with quick overviews of Addus Home Care Corporation (ADUS) and Ferrari (RACE). Investors at all levels are welcome at the face-to-face meeting or online by using this[ ](http://app.goto.com/meeting/449766181)[CinMIC LINK](https://meet.goto.com/449766181). Get to know fellow investors!

Ready to dive into the world of **Real Estate Investing**? Join our online session, **REI 101: How To Find Deals**, where we'll break down the best tips and tricks to sniff out awesome investment opportunities. Whether you're a newbie or just looking to sharpen your skills, this event is packed with practical advice to get you started. Don’t miss out on learning how to spot those hidden gems in the market—all from the comfort of your home! * Learn where real estate deals *actually* come from and why most investors never see the good ones * Understand the difference between on-market, off-market, and relationship-driven deal flow * Discover how experienced investors quickly filter bad deals and focus on real opportunities * Build a simple, repeatable framework for finding deals in any market * Get practical guidance you can apply immediately—no hype, no guesswork, no pressure Register Here: [SIGN UP TODAY](https://links.eliteeventbuilder.com/widget/form/QdRSXWfgn6Uh0zkSDYXa?am_id=debbie5641)

## Join Our Online Event: **How To Fund Real Estate Investing** Thinking about diving into real estate but not sure how to finance your dreams? This online session breaks down all the cool ways to **get funding** for your projects. Whether you're a newbie or just looking to boost your funding game, we've got tips and tricks to get you started. Grab your laptop, settle in, and let's talk cash flow and creative financing! * **Understand the real funding options** — conventional loans, private money, hard money, and joint ventures, and when each actually makes sense. * **Learn how money flows through a deal** — capital stacks, risk positions, and why deals die when funding isn’t planned first. * **Avoid the most common funding mistakes** — overleveraging, bad assumptions, and chasing deals you can’t realistically finance. * **Get financially positioned before you make offers** — so you’re credible, confident, and ready when the right deal shows up. Register Here: [SIGN UP HERE](https://links.eliteeventbuilder.com/widget/form/bu1G1KgNvYWHQqAhCtbg?am_id=debbie335)

Bring your business cards and network in person with other business professionals! Gold Star Referral Clubs is one of the most established professional networking organizations in the country, with multiple groups in central Ohio. Join us!

Join us online for REI 101: Managing the Renovations! Whether you're a newbie or looking to sharpen your skills, this event dives into the essentials of handling renovation projects like a pro. Get tips, tricks, and real-world advice to keep your fixes smooth and stress-free. Perfect for anyone wanting to boost their renovation game without the hassle! * Learn how to properly scope renovation projects before work begins to avoid surprises * Understand realistic budgets and timelines so renovations don’t spiral out of control * Get proven tips for managing contractors and holding them accountable * Identify the most common renovation mistakes that kill profits—and how to avoid them * Walk away with a simple framework to manage renovations efficiently, even as a beginner Register Here: [SIGN UP TODAY](https://links.eliteeventbuilder.com/widget/form/wSbrsstjtpMx77vSSif7?am_id=debbie5574)

Hear how 3 investors went from broke to 8 figures and learn what’s working now in real estate, private money, and scaling your business. 🎟️Register **[HERE](https://www.eventbrite.com/e/broke-to-8-figures-live-panel-open-qa-tickets-1969996398258?aff=cicmeetupapp)** ## **Broke to 8 Figures: Live Panel + Open Q&A with 3 Young Investors Who Built Real Wealth Through Real Estate** A decade ago, none of them were “set.” 10 years ago, these three weren’t millionaires. They weren’t influencers. They were broke, doubting themselves and fighting to make their first deal work…just like a lot of people trying to get into real estate today. Now, two of the Columbus Investors Club’s founders, **Tiffany and** **Josh High**, sit down with **Austin Rutherford**… a fellow Columbus native who went from parking cars as a valet to owning a **$30M+ real estate portfolio.** Together, they’ve flipped and wholesaled **thousands of homes**, raised **millions in private money**, and built businesses that run without them in the day to day… creating both wealth and freedom before 35. This isn’t a highlight reel. It’s a real conversation about what it actually takes to build something that lasts… the fears they had to face, the habits that changed everything, and the systems that got them there. You’ll laugh, you’ll take notes, and you’ll walk away seeing what’s truly possible no matter where you’re starting from. **What You’ll Learn** * How three broke twenty-somethings built 7–8 figure real estate businesses * The mindset shifts that separate wishful thinking from real wealth * How to raise private money even if you’ve never done a deal * What’s working right now in flipping, wholesaling, and building a portfolio * How to create financial and time freedom through systems and people **Open Q&A - Ask Them Anything About** * Raising private money with confidence * Finding and structuring profitable deals * Getting past fear, self-doubt, or “I’m not ready yet” * Scaling your business without burning out * Building a team that actually performs **Who You’ll Hear From** **Austin Rutherford** – From valet to a $30M+ rental portfolio. He has flipped and wholesaled hundreds of houses alongside his rental portfolio and recently got into commercial deals. **Tiffany & Josh High** – Founders of **Heels Homes** and **Results Driven REI**. They’ve built multiple 7- and 8-figure companies, including a fully virtual real estate operation closing 250+ deals a year. Through Results Driven REI, they help experienced investors install the people, processes, and infrastructure needed to build a truly self-managing company. **Event Details** **Location:** *To Follow* **Date & Time:** January 29th, 6–8 PM (Doors open at 5:30) **Cost:** Free (Seats are limited - RSVP required) 🎟️Register **[HERE](https://www.eventbrite.com/e/broke-to-8-figures-live-panel-open-qa-tickets-1969996398258?aff=cicmeetupapp)**