Private Lending

Silent Book Club is a group of book lovers who enjoy reading together in public. All books and all readers are welcome. (Kindly RSVP 'yes' only if you can make it, so we can save a seat for you and our fellow readers on the waitlist!) This page-turning party will unfold in the Café (1st floor) at the Bode Museum. There's no entrance fee, but please order at least one item from the cafe and don't bring any outside drinks :) No quizzes, no pressure, no assigned books - just a group of book-loving souls basking in the beauty of silent reading. **Our thrilling agenda:** 10:30 am - 11:00 am - Arrivals, ordering drinks/food (social time) 11:00 am - 12:00 pm - The Great Quiet Reading Hour (where silence is the star) 12:00 pm - 13:00 pm - Optional socializing, share your reading adventures or just keep exploring the pages Stay for lunch, and who knows? You might just find your next favorite book over a pizza. NB: If you plan to go for lunch, please consider bringing cash, as some restaurants only accept card payments after a certain amount.

Welcome to **I WRITE**, a gentle space for anyone who wants to write—quietly, freely, and without judgment. This will be a Ladies Only gathering: a women-only writing space designed for quiet, connection, and creativity. Whether you’re journaling, writing a novel, drafting an article, or just processing your thoughts, this is a space to simply show up and write. There’s no set topic, no feedback circle, and no pressure. Just a warm community, a calm atmosphere, and time dedicated to your writing practice. 🗓️ **What to expect:** * 14:30 - 15:00 **→** 30 min arriving, optional socialising (arrive early, meet other writers) * 15:00 - 16:00 **→** 1 hour of silent writing (headphones welcome, focus encouraged) * 16:00–16:30 **→** 30 mins break + optional chat or solo time (stay and chat or go celebrate the rest of your Sunday) * 16:30–17:30 → 1 more hour of silent writing (for those staying) * 17:30–18:00 → 30 mins of chat, and leaving 🎒 **Bring:** * Something to write with (laptop, notebook, phone, typewriter… anything goes) * Your current project or a blank page * Yourself, exactly as you are **👉 Responsibility:** * Our location is limited; thus, I am kindly asking you to RSVP only if you are willing to attend. **📍Location:** * We meet at the Iska Cafe at Kalckreuthstraße 7, 10777 Berlin. Google map pin: [here](https://maps.app.goo.gl/765XQTN8KBGv95gx9) * 🚇 **U1\, U2 Wittenbergplatz \|\| U1\, U2\, U3\, U4 Nollendorfplatz** * 🚌 **106\, 187\, M19\, M29 An Der Urania \|\| M46 Motzstraße** If you know how to hold a pen or how to type, you will always be welcomed. Let's write together!

Ditch the old book club, where everyone has to read the same book...this is better! It works like this: Bring your own book. Come chat, have some tea or coffee, get to know your neighbors. Then we quietly read together, side by side, for about one hour, each one reading their own book, and afterwards we talk with each other about what we are reading. The usual agenda: - Arrival and introduction (~20 minutes) - ⁠Silent reading (~1 hour) - ⁠Discussion (~30-40 minutes) - ⁠Join us for a bite at a local restaurant afterwards, if you like! You may read in any language, you may read any book. We are a group of international residents of Berlin from many different countries, of all ages, and we converse in English. We welcome you! No registration needed – the event is donation based. All funds support the Offenes Wohnzimmer.

Hey everyone! I’m organising a co-working + socialising session for all of us who like to work on something (e.g. our own project, freelance or remote work) but don't feel like sitting alone at home. 🙂 To ensure that we have both **socialising** AND **working**, we will be using the so called “Pomodoro” technique: **50min of deep work** (silent), followed by **10min of break** to socialise. Then repeat! If you get into flow, you're also welcome to skip the breaks. It’s an effective way to stay focused - you can read more about it [here](https://en.wikipedia.org/wiki/Pomodoro_Technique). Anyone from any background is welcome, whatever project you are working on or whatever is your personal background. I (the host) speak English and German, so either is fine :-) ——————————————————- AGENDA: * **15min Intro** * Get to know everyone, talk about what you will work on today * **Pomodoro Session** (3x) - *Each Pomodoro session consists* *of...* * ...**50min** of uninterrupted “deep work” (no talking, no interruptions, no phones) * ...**10min** of break: share your progress with others, talk about what you are stuck on etc. * Repeat * Conclude and celebrate your progress Share your progress, socialise and get to know others 😊 ———— We'll be at the Social Hub Berlin (they have a food menu in case you get hungry). The structured part will end at 2:30pm, but you're welcome to stay longer, go for lunch together, or leave earlier. See you there 🩵 **\*\*We'll reserve the long table. Please update your RSVP in advance if you can't attend!\*\***

\*\*\*\*\*\* ***For address and more details see the website www.pausify.org*** \*\*\*\*\*\* **Event Info:** Bring along your **current book to read** (or something **creative** to work on ) and join us for this mix of a shared focus time + discussion. \- 11:00\-11:30 \- Meet & greet \- 11:30\-12:30 \- Silent focus time \- 12:30 \- Discussion of books/ projects over coffee \(**Drinks & snacks are included** ☕️) Afterwards, join for lunch if you'd like (optional). * **To reserve your place, a ticket (€9,90/event) or a community pass (only €19,90/MONTH) [from the website ](https://pausify.org/)*www.pausify.org* is required** * **Attendance here doesn’t show sign-ups from other platforms. We usually have about 50 to 100 people at each event.** ***FAQ: Why does it cost money if I bring my own project?*** Because we rent a beautiful, central space for every event. Ever thought your monthly apartment rent was too high? Well, multiply that – that’s what commercial spaces in big cities like Berlin cost *per hour*. Of course, if all you want is just some quiet time, your home or a library is perfect. But if you’d like to focus & connect with others in an inspiring space – with drinks, snacks included – that’s what your ticket helps to cover. See pics from our events below - and on our Instagram: **[@Pausify (Co-Reading Space)](https://www.instagram.com/pausify_org/) ☕️** **[Pausify Co-Reading Space Website](https://pausify.org/) www.pausify.org** For questions, please contact us over [Website ](https://pausify.org/) www.pausify.org as this platform can have issues. Thank you! *Please note that photos and videos may be taken during the event and used for promotional purposes to highlight and share the experiences at our events. If you have concerns, don't hesitate to approach the event organizers before the event.*

💗 **Tired of Swiping? Meet Real Singles in Berlin.** **Founded by a woman** who understands the struggle, Zeya is here to bring back organic connections. **No apps, no awkward small talk, just 6 curated singles at a cozy cafe.** 🇩🇪 **Zeya bietet kuratierte Hangouts für Singles in Berlin. Sicher, persönlich und ohne Dating-Apps.** **[Join next Berlin hangout – RSVP now!](https://zeya.cc/register)** ✅ **Women-Founded & Safe:** We prioritize a safe, respectful, and high-quality environment. ✅ **Expertly Curated:** We handpick 6 people based on vibes and interests = not just a random crowd. ✅ **Proven Success:** Proud **Web Summit Alpha Startup \| 92%** 🙌 Showed\-up \| **43%** 🔥 Hangouts matched \| **60%** 💖 Joined again \| **16** 💬 Hangouts **📋 How it works:** 1. **Register (1 min):** Fill out a curation form at [https://zeya.cc/register](https://zeya.cc/register) 2. **Get Matched:** We find the best match for you among Berlin singles. 3. **Join the Hangout:** Once matched, you’ll get a WhatsApp invitation to a cozy Berlin spot. 4. **No Pressure:** Just 🤍 First time €9 \| 💖 Regular €12 to ensure a balanced mix and no\-shows\. If no hangout offer in 31 days? **100% Full Refund.** **🥰** **Why Berliners Love Zeya?** * 🔒 **Privacy First:** No public profiles. No one sees you until you meet in person. * ⏳ **Zero Effort:** Skip the endless "Hey, how's your weekend?" texts. We do the work. * ☕ **Organic Vibes:** No awkward ice-breakers or loud moderators nor busy rotating with funny bell sound 🐶. Just 6 like-minded people having a great time. * 💌 **Smooth Follow-ups:** Like someone? Let us know privately via our post-event form. We connect you if it's a match! **[Join next Berlin hangout – RSVP now!](https://zeya.cc/register)** **Ready for a Sunday afternoon that doesn't involve a screen?** #BerlinSingles #ZeyaHangouts #SocialMatchingBerlin #BerlinEvents #SafeDatingBerlin #BerlinSinglesHangouts #SinglesEventsBerlin #WomenFounded #CoffeeDate #NeuinBerlin #Leutekennenlernen #Socialize #DatingAlternative #FreundeFinden

This group is for everyone who is interested in drawing portraits! For me, drawing has been a wonderful way to gain a new perspective on the world and the people within it. Whether you are just starting out or have been drawing for ages — all levels are welcome :) How it works: 1\. We meet at The Castle pub in Mitte and do short sittings of 15 minutes for each other\. The first sitting is divided into 3 warm\-up sketches\, 5 minutes each\. 2\. Before we start\, everybody writes their name on a blank card \(provided by the organizer\); these cards are then used to randomly pick the model every 15 minutes\. 3\. Usually we do 8 sittings\, with a 15\-minute break in the middle \(so after 4 sittings\, or 1 hour\)\. -> The participation is free, but it is expected that everybody orders something from the bar to support the lovely location. Get out your pencils and let's start! Please bring your own art supplies!

We meet and sketch each other in Berlin. This is just an art gym that we also exercise our social skills. Afterwards usually we go for lunch as a group. **How Does It Work?** This event is simple, we meet and sketch each other doing portraits. Most of the participants use pencils or watercolors. Main aim is to socialize while we draw. There will be plenty of time to talk and get to know each other. We have to mention that this event is suitable for all levels. Many have started to draw in our event actually. **Structure** A. Warmup Phase: We pose to each other for 1 minute. B. Main Phase: We pose to each other for 10 minutes. C. Showcase Phase: We show some of the drawings we did to each other. **Who We Are** Creative Sessions is an art events group located in Berlin. **Is it Free?** The event is free of charge. It is advisable to get a drink though. This is a cafe, we need to have at least half of the people on each table with a drink. They accept only cash and most hot drinks cost from 2.50 to 3.50. **How to help or donate?** The event is provided for free but many people help this be a regular thing. We also need people to volunteer and help for minor tasks like the serving of the drinks or cleaning up. Just send us a message. If you want to donate and keep this event from happening, via Paypal to the host (Miltos) : https://ko-fi.com/miltosthings/ **Art Materials?** Bring your own art materials. **Our Instagram Profile** Follow us on instagram @icreativesessions Use the hashtag #icreativesessions on your post description there to find out drawings from the event!

Celebrate the joy of Easter with a relaxed and delicious Easter Brunch shared with great company. Gather around the table for a festive morning filled with seasonal flavors, fresh dishes, and a warm, welcoming atmosphere. Expect a beautifully prepared brunch spread featuring sweet and savory bites, perfect for slow conversations and new connections. Whether you come for the food, the company, or simply to enjoy the Easter spirit, this gathering is all about celebrating the moment together. 🐣 Good food, great company, and a little Easter magic. **Les Amis** is a women-only community of friendly souls. We provide access to hundreds of experiences that explore your passions and connect you with other event participants. **Check our website to learn more, and apply to join our community and events**: [lesamis.cc/apply](https://www.lesamis.cc/apply)

Hello fellow writers, This is our Sunday meet-up at café Peppe. Come along, grab a coffee, shut up, and write! There will be two sessions of writing, each lasting 45 minutes, and two breaks. \- The first writing session will start at 10:45 am\. \- Second session will start at 11:45 am\. PS: We have limited space of 18 peoples. Please sign up accordingly. See you all on Sunday.

Lerne attraktive Singles beim großen Speed Dating in Berlin kennen & flirte bei romantischem Ambiente. Nur 19,00€ pro Person pro Altersklasse. **\* Bitte ausschließlich online über [www.DateYork.de](https://www.DateYork.de) anmelden.** 17:00 - 18:30 Uhr - Altersklasse 35 - 45 Jahre oder 40 - 56 Jahre 18:30 - 20:00 Uhr - Altersklasse 26 - 39 Jahre 20:00 - 21:00 Uhr - Altersklasse 20 - 32 Jahre Du wirst vor Ort von unserem Love Angel empfangen. Der Love Angel moderiert das Speed Dating, steht dir für Fragen zur Verfügung und sorgt für einen reibungslosen Ablauf. Nach dem offiziellen Teil des Speed Dating Events können die Singles für weitere Drinks und Speisen in der Location verweilen, die Gespräche vertiefen und viele neue Leute kennenlernen. Email: [info@dateyork.com](mailto:info@dateyork.com) WhatsApp [+49 162 418 7255](https://wa.me/+491624187255) +++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++ Meet many new singles at the popular speed dating event in Berlin & flirt in a romantic atmosphere. You pay only 19,00€ per person per age group. **\* Registration is only possible via** **[www.DateYork.de](https://www.DateYork.de).** 5:00 p.m. - 6:30 p.m. - age group 35 - 45 or 40 - 56 years 6:30 p.m - 8:00 p.m. - age group 26 - 39 years 8:00 p.m - 9:30 p.m. - age group 20 - 32 years The event will be hosted by our love angel. After the official part of the speed dating event you are welcome to stay for more drinks and food in the location and deepen the conversations. Email: [info@dateyork.com](mailto:info@dateyork.com) WhatsApp [+49 162 418 7255](https://wa.me/+491624187255)

Let's read together on another Sunday morning. Agenda: 10:30-11:00 Arrival, ordering drinks, getting to know each other 11:00-12:00 Reading together 12:00-13:00 Share reading experience There is no books assigned. Just bring whatever you are reading for now. Please sign up only when you can join the event. Hope you will enjoy it there!

New members are always welcome. It's ok to have missed any or all of the sessions involving other plays. Current Reading: **The Merchant of Venice Acts 3, 4, & 5** Completed Plays: Julius Caesar, The Winter's Tale GUIDELINES: ***Participants should complete the reading before each session. It's no problem not to have understood everything, but without some familiarity with the text prior to meeting it will be difficult to have a conversation.*** ***Also, it's not necessary that English be your first language in order to join, but your command and understanding of English should be that you're able to participate confidently in discussions about ideas, feelings, and abstract things.*** **"Reading Shakespeare Socratically?"** \-\- This means we'll put questions to the text and try to make it speak\, as though it is a living person and we are its interlocutor\. We'll ask it questions about what the text has said and then try to find answers\. Mostly\, this just means having a discussion amongst ourselves but there are a few guidelines that\, in my experience\, have proven immensely helpful to having a substantial conversation: **#1** Avoid Outside Sources; interpretations you read on the internet about what the play really means, academic papers/lectures (unless they are your own), personal stories/anecdotes, biographically-driven analysis of the text, interpolations about Shakespeare's personality, facts about Shakespeare's life., etc. **#2** Try to ground what you say in the text -- it's not necessary to quote something every time you speak, but referencing passages, etc. will create great conversation. **#3** Be conscious of your own speaking time. If there are 10 people and 120 minutes of event time, then people have roughly 12 minutes each to speak. Nobody will keep track, but it' a good reference point to keep in mind. We also strive to practice [the principle of charity when considering another's point of view.](https://en.wikipedia.org/wiki/Principle_of_charity) **My Role/About Me:** I will moderate the discussion and begin each session by asking an opening question that should serve as a point-of-entry into the text. I don't posit myself as an expert or authority. Nor do I claim to have the "right" answers, but I do have a lot of experience participating in such discussions and a solid background in reading Shakespeare. This is a free event.

Hey! 😊 We share this in many places! This is a **Speed Dating event** ❤️ **😊 ❤️ Find your new girlfriend / boyfriend! ❤️😊** **🎫 GET YOUR TICKET HERE: (Update: last few tickets left) 🎫** 1 drink is FREE 🍸🍹 **www.datemap.net/berlin1 ← Age group: 20s & 30s** **www.datemap.net/berlin2 ← Age group: 30s & 40s** 🧑‍🤝‍👩We share this in many places - expect **50+ people**. 😀 😇 No match? Get **50% OFF** your next event! ❤️ 🕊️ **REFUND POLICY:** Just DM us 24h before the event for a full refund! 😊 ❗We usually sell out about **1 week** early! ❤️ **Why People Love Our Events:** ⚖️ **50/50 gender ratio guaranteed** — we make sure numbers stay even 😌 **Professional host included** — we guide you the whole time ☺️ **Relaxed, welcoming atmosphere** — no stress, no weird moments ⭐ **Friendly people** — you will see how kind and nice everyone is! 🧭 **HOW IT WORKS:** 🧭 You have a **6 min conversation** with each person ⏱️ You get question cards on every table! Men move every 6 minutes, women stay seated. At the end, you get your matches. ❤️ 📍**LOCATION:** We send the place to **ticket holders** after you buy. It is always a cafe lounge in the city center. 💌 **QUESTIONS?** Email us! We reply to everyone! **🎫 GET YOUR TICKET HERE: (Update: last few tickets left) 🎫** 1 drink is FREE 🍸🍹 **www.datemap.net/berlin1 ← Age group: 20s & 30s** **www.datemap.net/berlin2 ← Age group: 30s & 40s** 🧑‍🤝‍👩We share this in many places - expect **50+ people**. 😀 😇 No match? Get **50% OFF** your next event! 🕊️ **REFUND POLICY:** Just DM us 24h before the event for a full refund! ❗We usually sell out about **1 week** early! **😊 ❤️ Find your new girlfriend / boyfriend! ❤️😊** See you on Saturday! **😊**

If you are interested in selecting investment choices for your 401(k) or other workplace savings plan, minimizing your income tax liability, or identifying the most effective investments for your brokerage account, we are the group for you. We are a local chapter of Bogleheads**®**, whose investment strategy can be found here: https://www.bogleheads.org/wiki/Bogleheads%C2%AE_investment_philosophy Or you can peruse the Boglehead forum here: https://www.bogleheads.org/index.php I look forward to seeing you there. Mark Vonder Haar

☀️ **Shake Off the Winter Chill** **\- Bowl With Us\! 20% off for NEW bowlers\!** Our 6-week spring social bowling league starts in **April** \- trade social hibernation for strikes\, beers\, and new friends\! Whether you're looking to unwind after work\, meet new people\, or just have a fun night out with pals\, this league is perfect for everyone\! Chill times\, cold drinks\, and plenty of chances to connect with others\. No matter your skill level\, this league is all about having fun and meeting new friends\. **;)** **🗓 Thursday evenings \|📍 AMF Sawmill Lanes \| 💵 $79 *(while Early Bird is active)*** **🚨NEW to the league??** Use discount code (**MU2P26**) for 20% off - $63.20 *during Early Bird* **💻 League Info & Registration**: https://bit.ly/ColumbusBowling **Why Join?** 🎉 It’s only 6 weeks - perfect for a low-commitment social plan 🍻 Great mix of people in their 20s-40s, plus post-game hangs at the bar 🎳 Zero pressure - gutter balls totally welcome! 👕 Free league shirt if you sign up early 🧠 Weekly trivia w/ prizes 💬 Super social - join solo or w/ friends! **Want in?** Join our Meetup team Gutter Domination 👉 **Click here to join** https://tinyurl.com/24llxdx8 Or start a team of your own with a few friends - we’ll all be hanging out either way! 📅 League Dates (Thursday evenings): April 16, April 23, April 30, May 7, May 14, May 21 ***(The MeetUp event date is deadline to register for the league.)*** **Cost & What’s Included:** ✔ $79 Early Bird registration - **NEW bowler?? Get 20% off with code: MU2P26** ✔ 6 weeks of bowling (1–3 games/week) ✔ Shoe rentals & full league setup ✔ Trivia, prizes, and great people 👉 **SIGN UP NOW** 💻League Info & Registration: https://bit.ly/ColumbusBowling 🤑Use promo code MU2P26 to save 20% 📸 Follow the fun on Instagram: https://bit.ly/BowlingLeague-IG 📩 Questions? Contact the league: http://bit.ly/2nKHno7 Spots are filling fast – don’t miss out on the fun times!

Learn how seller finance and notes can create cash flow and new deal opportunities with 40-year investor Eddie Speed **FREE TICKET** 🎟️ https://www.eventbrite.com/e/how-to-structure-real-estate-deals-using-seller-finance-and-notes-tickets-1984826171509?aff=cicmeetupapp Most real estate investors only know one way to make money: Buy the property. Fix the property. Rent it or sell it. But there’s another side of real estate that can create cash flow, flexibility, and opportunity without only focusing on owning more property. At this month’s Columbus Investors Club, Tiffany and Josh High are sitting down with Eddie Speed - a real estate veteran with 40 years of experience who has closed more than 50,000 note deals. He has spent decades helping investors understand how to structure deals through seller finance and notes, and how to think more like the bank instead of just the buyer. This will be a practical conversation around a part of real estate most people have heard about, but very few truly understand. If you’ve ever wanted to know how to create more opportunities in deals, generate cash flow in a different way, or understand how seller finance actually works in the real world, this is a night you want to be in the room for. You’ll walk away thinking about deals differently, seeing new possibilities, and understanding how creative structuring can open doors that traditional investing alone can’t. **What You’ll Learn** * How seller finance works in real estate deals * How notes fit into real estate and create opportunity * How to structure deals more creatively * How investors generate cash flow by focusing on the payment * How to think like the bank instead of only focusing on owning the property * How this strategy can create flexibility in today’s market **Open Q&A - Ask Eddie Anything About** * Seller finance and how to use it in real deals * How notes work in a practical, beginner-friendly way * Creating cash flow without only relying on rentals * Structuring deals that others might miss * How experienced investors think differently about financing * Common mistakes investors make when they only focus on the property **Why You Should Be in the Room** Because the investors who win in the long run know how to do more than just buy houses. They know how to structure.They know how to create terms.They know how to see opportunities other people miss. This is the kind of conversation that can expand the way you think about real estate entirely. Come ready to learn, ask questions, take notes, and connect with people who are serious about growing in this business. **Reserve your free seat now - and be part of the conversation.** Grab your spot here ➡️ https://www.eventbrite.com/e/how-to-structure-real-estate-deals-using-seller-finance-and-notes-tickets-1984826171509?aff=cicmeetupapp

This Month's Book: *On A Sunbeam* by Tillie Walden Join us for discussion at the Granville Public Library from 6 to 7pm. Follow us on Instagram: @granvillepridebookclub

**Welcome to the Women’s Columbus Bogleheads® Sub-Group** This sub-group is for **women who want to learn and discuss finances in a safe, supportive space**. For those interested in moving towards financial independence and retirement by learning investment basics, choosing your 401(k) investments, minimizing taxes, and more. We’re a local chapter of **Bogleheads®**, following a long-term, practical investment philosophy: [Investment Philosophy](https://www.bogleheads.org/wiki/Bogleheads%C2%AE_investment_philosophy): https://www.bogleheads.org/wiki/Bogleheads%C2%AE_investment_philosophy [Bogleheads Forum](https://www.bogleheads.org/index.php): https://www.bogleheads.org/index.php No question is too small, and no experience is too simple. Share, ask, and learn — at your own pace, without judgment, in a group of like-minded women. Let’s build confidence and knowledge **together**!

(Note: RSVPing here on Meetup does NOT reserve your seat. To do that, you'll need to register at our website, **[HERE](https://www.coreerocks.com/Events.aspx?ID=IN-PERSON-in-Columbus-Creative-Deal-Autopsies-Wholesaling-101-14-4-7-2026)**.) The market changed—and most investors are still operating like it didn't. Deals that used to work don't. Buyers want different things. And a lot of what's being taught right now is outdated or just wrong. And, since 2011, it's been our job to make sure that our members are armed with the most up-to-date, real-world strategies for building wealth in Central Ohio real estate… …so our mission with this meeting (and every meeting) is to give you the no-hype, warts-and-all info you need to succeed. First, Wholesaling 101—a clear, real-world look at how wholesaling actually works today, what to pay, and how to stay out of trouble. Then, Creative Deal Autopsies—real investors breaking down real deals with real numbers, real conversations, and real outcomes. You'll also get the chance to put the presenters in the hot seat and ask any and every question you have about how they did their deals. You'll learn: 1. What wholesaling actually is 2. How to calculate real offers 3. Where deals are coming from now 4. What buyers want 5. How creative deals are structured 6. What contracts and terms are used 7. What can go wrong—and how to avoid it **Agenda:** 5:00–6:00: Free Light Dinner and Networking 6:00: Earlybird Meeting – Wholesaling 101 7:00: Buy-Sell-Trade (members only) 7:30: Creative Deal Autopsies Members: Free First-time guests: Free Non-members: $35 (or join for $30 instead) Remember, to actually reserve your seat, you have to go **[HERE](https://www.coreerocks.com/Events.aspx?ID=IN-PERSON-in-Columbus-Creative-Deal-Autopsies-Wholesaling-101-14-4-7-2026)** and register on our website!