Renting Vs Buying

**Our next event is coming up!** Come out and join us on **Wednesday, February 18th from 6:30pm - 9:00pm** for our next Monthly meetup. This is a FREE Event. **Register on Eventbrite: [https://www.eventbrite.com/e/1981331028442](https://www.eventbrite.com/e/1981331028442)** \-\-\-\- The Vaughan Investors Club monthly networking event — a casual, engaging evening where real estate investors at all stages come together to learn, connect, share, and grow. We’ll start with an economic and market update to keep you in the loop on what’s happening and what it means for investors. We'll also explore the question on everyone’s mind: is now a good time to invest? We also have an Exclusive Investment Opportunity with VIC Capital Partners on how you can invest alongside us in our next Multi-Family Property. Our Investments are hassle free for you, and generate double digit returns much stronger than traditional investments. Whether you’re just starting out or looking to expand your portfolio, you’ll leave with valuable insights and great connections. Come on out to Learn, Share and Grow together \-\-\-\- ### **For more details on our speakers and to register, check our our Eventbrite page!** \-\-\-\- **Tickets:** Visit our Eventbrite posting to get tickets - **[https://www.eventbrite.com/e/1981331028442](https://www.eventbrite.com/e/1981331028442)** This is a Free Event The location of our meetup is at **28 Roytec Road - Unit 201, Vaughan ON L4L 8E4** Seating is limited, Please get your tickets to ensure we have a seat for everyone. We look forward to seeing you there!

🥊 **Boxing Fundamentals (16+) at the Miles Nadal JCC** Ready to build strength, sharpen your skills, and break a sweat? This no-contact beginner program introduces essential boxing fundamentals including stance, footwork, punches, bagwork, partner drills, and conditioning — all in a supportive and inclusive environment. No sparring involved. Perfect for new boxers or anyone looking to develop a strong foundation while improving fitness and confidence. 👊 **Led by Coach Nick Radionov — former Ukrainian National Olympic Boxing Team member, Level 3 Boxing Ontario–certified coach, and multi-time world kickboxing champion.** 📅 **Program Details** 📍 **Location:** Miles Nadal JCC — 750 Spadina Ave. (enter via Spadina doors) 📅 **Winter 2026 Session** 💻 **Registration required in advance** 👉 **[Register online](https://app.amilia.com/store/en/miles-nadal-jcc/api/Activity/Detail?activityId=y7mKB98)** ☎️ Or call **416-924-6211** 🎟️ **Fees** • Full program session registration available • Prorated pricing if joining after the start date • Drop-in options may be available (space permitting) 💥 **What You’ll Learn & Benefit From** 🔹 **Learn the Basics** — Develop proper form, movement, and striking technique 🔹 **Build Strength & Stamina** — High-energy conditioning in every class 🔹 **Train with Confidence** — Beginner-friendly instruction in a welcoming environment 🔹 **Hands-On Skill Development** — Bagwork & partner drills (no-contact/no sparring) 🧤 **What to Bring:** Handwraps, boxing gloves, indoor athletic shoes, and a water bottle. 🔥 Join us and build skill, strength, and confidence — one round at a time!

Practice and improve your English through conversation at St. Andrew's Church (73 Simcoe St, downtown Toronto), while making new friends! \-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\- How to Get Here: By TTC, exit at St. Andrew Station. Walk west on King St. West. Do not enter through the church building; the large church front doors will be closed. At the corner of Simcoe St. and King St. West, walk south on Simcoe St. Enter through St. Andrew Centre behind the church building.

I get a lot of messages from people who want to connect for different reasons—partnerships, potential investment, help building a leveraged business model, or job opportunities. This meet-up is a casual but **structured** way to meet in person, quickly understand what you’re working on, and determine clear next steps. ### **📍 Location** **Second Cup** 4841 Yonge St · North York, ON ### **🕓 Time** **Tuesday, February 18** **5:30 PM – 7:00 PM** *** ## **💵 Attendance Fee (Important)** * **Free for job seekers only** (if your primary purpose is employment). * **$10 for business-related attendance**, including: * business model feedback / guidance * partnership discussions * investment-related conversations * strategic support / “how do I move forward?” planning *If you’re coming for both job + business advice, it’s considered business-related and the $10 applies.* *** ## **✅ RSVP (Required)** Please RSVP so I can plan seating and manage time fairly for everyone. *** ## **What this meet-up is (and isn’t)** **This is an intro + screening session** designed to: * meet you briefly * clarify your direction * identify fit * suggest the next best step **This is not** a full consulting session, a guaranteed job interview, or a promise of investment/partnership. Those decisions happen after follow-up, if there’s a fit. *** ## **Format / Timeboxing** To keep it fair, conversations will be **timeboxed (approximately 5–10 minutes per person)** depending on turnout. *** ## **What to bring (typed + prepared)** ### **If you want help with a business model** Bring a **typed 1-page plan** (rough is fine) including: * what the business does * who the customer is * how it makes money * what you’ve done so far * what you need help with right now ### **If you’re looking for a job** Bring **two printed copies** of your resume. ### **If you want to partner with me** Bring a **typed outline** including: * your concept (clear + simple) * **your responsibilities** (what you will personally do each week) * **your expectation of my responsibilities** * what success looks like (timeline + goals) ### **If you’re seeking investment (or want to discuss it)** Bring a **typed summary** including: * what traction you have (sales/users/LOIs/partnerships—anything real) * how much capital you’re seeking * exactly how the funds would be used * why you’re the person/team to execute *** If this sounds like you, join me at **Second Cup on Feb 18 from 4:00–5:30 PM**. If you are looking for a job, please use the meetup messaging feature to message me and I will add you to the event.

*Every Tuesday \| 8:00 PM \- 9:00 PM* 📍 39 Glen Cameron Road, Unit #1, Thornhill, Ontario Looking to spice up your week? Join us for a fun and energetic Salsa class every Tuesday night! From 8 PM to 9 PM, we’re offering a Level 1-2 Salsa class that’s perfect for beginners or those looking to expand their moves. ✨ What to expect: * **Fun & Exciting Moves**: Learn new techniques and build your confidence with each class. * **No Partner Needed**: You’ll rotate partners, so you’ll always have someone to practice with, even if you come solo. * **Welcoming Atmosphere**: Our friendly instructors and community will make sure you feel comfortable and have a blast. 💲 **Pricing**: * **Drop-in**: $15 * **1st Month Membership**: $100 * **2nd Month Membership**: $125 * **Regular Membership**: $150 * **10 Class Pass**: $140 (\*$120 for new students) * **Private Class**: $85 per hour ✨ **More Than Just Salsa!** We offer over 35 classes per month – so there's plenty of opportunities to keep dancing and learning! For more details, visit us at [galaxydanceclub.ca](http://galaxydanceclub.ca) or call/text: 647-504-9876 Come join the fun and get your Salsa on! 💃🕺

**🏛️ WHAT'S PRACTICAL PHILOSOPHY ABOUT?** Practical Philosophy is a weekly meet-up that brings critical thinkers together for an opportunity to dive deep on a topic, practice communicating, and building a community. All with no ‘official’ philosophy knowledge required! 😎 Practical Philosophy is based on the idea that philosophy should be accessible to all, and not something reserved only for academics. Each week we choose a topic, and the goal is to use the conversation to develop our critical thinking and communication as we explore that topic. The goal is to help develop our Critical Thinking, Communication, and Community 🙌 **📓 HOW DOES IT WORK?** Each week, we pick one topic and discuss it. The topic for the week is shared, generally in the [Whatsapp group](https://tally.so/r/81LP4A), along with jump-off points to get the conversation going. When groups get bigger than 7-8 people, it’s important that we break into smaller groups. This way we are able to maintain a conversational flow as opposed to having our meetups feel like a discourse or lecture. **General Meeting Agenda** Each Practical Philosophy meet-up follows this general timeline: * 19:00-19:15 - People arrive and chat, get to know each other before the official start. * 19:15-19:25 - Meeting introduction, explanation of Practical Philosophy and the topic for the week, read the guidelines and the overview so attendees know what to expect in terms of timelines. * 19:25-20:45 - Break into small groups - introduce yourselves and general thoughts on the topic, open discussion afterwards. At this point the group can review the ‘jump-off’ questions as needed, but they are just there to help guide the conversation. It’s not obligatory to answer them. * 20:45-21:00 - Bring everyone back together to discuss conclusions of the topic - each group gives a short 1-minute summary. Organizer concludes the meeting and everyone takes a group photo. * 21:00 - The official meeting is over but it’s a great opportunity to get to know people in a non-structured environment, so we often stick around, chat, and get to know each other. **🧧PRICING?** Practical Philosophy Club is FREE to attend! We just ask that if we are meeting in a café, buy a beverage! Some chapters rent a space for us to meet, and they may ask for donations to help contribute to the cost of rent. Donations will always be 100% voluntary though! **💛 WHAT PEOPLE SAY ABOUT PRACTICAL PHILOSOPHY** **🗣** “I feel like Philosophy Club helps someone build their own belief system through a series of perspectives while not promoting what’s right and wrong” - Ekam 🗣 “I got hooked from day 1 (the topic was authority) and felt it was the right place for me. I feel it is a place where people can go to learn and discuss new perspectives and increase critical thinking and community by interacting with people who might challenge your point of views but at the same time encourage you to have openness and mind flexibility.” - Daniel **🤓 FAQ** * **Do I need to study or read anything to attend?** No preparation is necessary. This isn’t a study of other thinkers. We want to know what you think about the topic, not what an old philosopher thought. If you have a perspective from a religion or a school of thought to share, throw it on the table and we’ll discuss it. * **Is there a specific philosophy that Practical Philosophy is focused on?** The goal of our meet-ups is to not have dogmatic discussions, and flex our critical thinking muscles. Because of this, we want to hear from every realm of thought, and don't study a particular school. * **Is it mostly men that attend?** Surprisingly, no! Although often, philosophy is seen as a Candelabra affair in a dark room with a bunch of guys, our Practical Philosophy meetups are generally 50/50 between genders, and we don’t meet in any dark rooms. * **Can I come alone?** Of course you can, we encourage it :) * **Can I be late?** Please don't be! We do have a 15 minute grace period where we allow people to funnel in while we hang out, but after that if you arrive too late, it disrupts the flow of the conversation. * **Where do you meet?** The location is posted in Meetup and our [Whatsapp](https://tally.so/r/81LP4A) group for this location. It is HIGHLY RECOMMENDED that you join the Whatsapp group! If you want to know what other cities have a Practical Philosophy Club, you can see our chapters on our [website](https://www.practicalphilosophy.club/). 🤝**POLICY** To respect our members privacy, we ask that no one privately message a member without first getting explicit consent. (This looks like speaking in person and being asked to message privately.) Contacting or texting other participants without prior consent is not permitted and may result in removal from the group. Practical Philosophy reserves the right to enforce this policy at its discretion to maintain a safe and respectful environment. **PRACTICAL PHILOSOPHY CLUB - Philosophy, everywhere. ✨** We started in Practical Philosophy back in 2021 and there are now 50+ chapters in 25+ countries, including Canada, Spain, Japan, Mexico and many more! 🗺️ **\*\*\*** **Join our [Mississauga Whatsapp](https://tally.so/r/81LP4A) 👈** **Follow us on [Instagram](https://www.instagram.com/practicalphilosophyclub/) 👈** **Our [website](https://www.practicalphilosophy.club/) 👈**

Ready to add more fun, movement, and connection to your week? Come join our group dance classes at [Access Ballroom](https://studioaccessballroom.com/)! We have classes **every day except Tuesday**—that’s Monday, Wednesday, Thursday, and Friday at 7:50pm, and Weekends at 3:40pm. Visit our [Monthly Calendar](https://studioaccessballroom.com/class-schedule/) to view the group class Schedule. To sign up you can also download our APP that is in both the Google Play store and the Apple Store. Just look up Access Ballroom. Whether you’re a total beginner or already have some moves, you’ll fit right in! We always have multiple teachers on hand to guide every level, so everyone gets the attention they need. Our amazing environment and welcoming atmosphere are what make us one of Toronto’s premier Latin and Ballroom studios—and it’s why we have the most Google reviews in the city! Don’t just take our word for it—come experience the energy, laughter, and community for yourself. We can’t wait to see you on the dance floor!

Ready to add more fun, movement, and connection to your week? Come join our group dance classes at [Access Ballroom](https://studioaccessballroom.com/)! We have classes **every day except Tuesday**—that’s Monday, Wednesday, Thursday, and Friday at 7:50pm, and Weekends at 3:40pm. Visit our [Monthly Calendar](https://studioaccessballroom.com/class-schedule/) to view the group class Schedule. To sign up you can also download our APP that is in both the Google Play store and the Apple Store. Just look up Access Ballroom. Whether you’re a total beginner or already have some moves, you’ll fit right in! We always have multiple teachers on hand to guide every level, so everyone gets the attention they need. Our amazing environment and welcoming atmosphere are what make us one of Toronto’s premier Latin and Ballroom studios—and it’s why we have the most Google reviews in the city! Don’t just take our word for it—come experience the energy, laughter, and community for yourself. We can’t wait to see you on the dance floor!

Join the Toronto Founders Hub every other Saturday at 3:30pm for our regular meetup at 5 Elements Espresso Bar. Sit down with other entrepreneurs to network and discuss business ideas or strategies. \- Broaden your network \- Get critical feedback \- Socialize in low pressure setting I look forward to seeing you!

Join us at our vegan-friendly social climbing session! We welcome all vegans, vegetarians, or anyone who is curious about the lifestyle and/or interested in eating more plant-based. No climbing experience is necessary. Whether you're a seasoned pro or a first-time climber, all are welcome. We will be bouldering, top roping, and using autobelays - feel free to join whichever activity you're interested in! For those who are climbing for the first time, not to worry as it is quick to pick up and we are happy to provide some pointers on technique. You can boulder or use the autobelays after getting a quick orientation from the staff at the gym. For top roping, we're happy to belay any of our attendees. **Fees**: * $28 admission fee, plus rentals Climbing shoes are strongly recommended (disclaimer: rental shoes are not vegan as they contain suede/leather). Harnesses are only necessary for top roping and autobelay, however this gym is primarily a rope climbing gym. * Shoe rental: $7.00 * Harness rental: $7.00 Remember to sign the [waiver](https://waiver.smartwaiver.com/w/5f121ea156df1/web/) before you hit the rocks! You can sign the waiver online or in person once you arrive. Make sure to arrive at the Bloor location, there are multiple Basecamp locations! Happy climbing! 🧗‍♂️🌱 Note: Clean indoor shoes are allowed to be worn, however we highly recommend using climbing shoes otherwise your experience will be negatively impacted.

On **Saturday February 21st,** let's see **How to Make a Killing with a star-studded cast, including Glen Powell.** 📖 **Plot Summary:** Disowned at birth by his obscenely wealthy family, blue-collar Becket Redfellow will stop at nothing to reclaim his inheritance, no matter how many relatives stand in his way. 🎞️ **View [Trailer](https://youtu.be/BxBof_p3_es)** 🗓️ **Event Details** 📍 **Meetup Time:** 7pm 🎬 **Movie Start Time:** 7:10pm regular show confirmed ⏱️ **Runtime:** 1 hour 45 mins 📌 **Meetup Spot:** Outside Auditorium 3 inside Cineplex Yonge Eglinton Station 🎟️ **Cost:** $15.70 or CineClub $9.99 + fees * 👉 You are responsible for buying your own ticket here (link will be provided when available) * 📍🪑 **Where I will be sitting:** K21 **🪑 Reserved Seating:** * Please **buy your ticket first before signing up.** * Let us know your **seat number** so attendees may sit together * You can also **show up at the meetup time and location** to join us 🍿 **After the Movie:** Meet at the initial spot to head out for food/ drinks. 📲 **Join Our WhatsApp Group:** [Click here to join](#) 🎟️ **Join Cineplex’s CineClub for discounts**: [https://www.cineplex.com/cineclub](https://www.cineplex.com/cineclub) 🎁 **Get your SCENE Card** for free movies and points: [https://www.scene.ca](https://www.scene.ca) 🎥 **A Quick Word About Movie Etiquette** We love a great film experience. Please: * Turn off your phone * Don’t talk during the movie * Be respectful of others Repeat offenders will be removed from the group — we take our cinema seriously (but with snacks). 👥 **About the Group** This event is open to everyone — single, not single, shy, social, new in town or a long-time local. We're a group for people who love movies *and* making real connections. We also do walks, hikes, restaurants, arts & culture — come be part of it! 🎬 **Group** **Organized by:** Matthew 📧 Questions? Reach out: **torontomoviesandoutings@hotmail.com**

**Note**: **7:10pm regular show confirmed at Yonge Eglinton Station** On **Saturday February 21st,** let's see **How to Make a Killing with a star-studded cast, including Glen Powell.** Disowned at birth by his obscenely wealthy family, blue-collar Becket Redfellow will stop at nothing to reclaim his inheritance, no matter how many relatives stand in his way. **My seat is K21. Purchase your tickets for How to Make a Killing on Saturday February 21st at 7:10pm regular show at Yonge Eglinton Station.** **COST** $15.70 or CineClub $9.99 + fees **SIGNING UP** * **Simply RSVP Yes confirming Yes/No to food/drinks after** * **[Purchase](https://www.cineplex.com/?openTM=true)** **your own ticket by selecting Get Tickets, Saturday February 21st, How to Make a Killing, Yonge Eglinton Station, Regular Show at 7:10pm** * You can also meet the group at the meetup time with your ticket in hand * RSVPs close the day prior **MEETUP TIME** **Meet me at: 7pm in front of Auditorium 3 inside Cineplex Yonge Eglinton Station** **Show starts**: 7:10pm Length: 1 hour 45 minutes After: meet me outside Auditorium 3 to head out for food/drinks nearby Enjoy and please post your comments in the event after.

#### Turning Rentals Into Income: How Investors Pay Off Properties Faster #### **Featuring Guest Speaker: John Blackburn** **👉 Get your FREE TICKET [HERE](https://www.eventbrite.com/e/turning-rentals-into-income-how-investors-pay-off-properties-faster-tickets-1980492192461?aff=cicmeetupapp)** #### A lot of people get into real estate because they want freedom. Then they buy a rental…and realize most of the rent goes straight to the bank. They technically own property, but the mortgage controls the income. And waiting 30 years for properties to be paid off doesn’t feel realistic. This meetup is about understanding a different way to think about rental properties… one that focuses on paying them off sooner so the income is actually usable. **Featured Guest Speaker: John Blackburn** We’re excited to welcome John Blackburn as our guest speaker for this event. John has been actively investing in real estate since 2006 and has: * Been involved in **5,000+ real estate transactions** * Helped investors **acquire over $150 million in rental property** * **Raised more than $100 million** in private capital John didn’t start with family money or shortcuts. He built his portfolio by focusing on clear systems, real numbers, and long-term strategy. For this meetup, John will walk through how investors shift their focus from simply owning rentals to building properties that eventually pay them…without a mortgage attached. **What You’ll Learn** John will break down, in simple terms: * Why most rental properties don’t produce much usable income early on * Why buying more rentals isn’t always the answer * How investors structure their properties to pay off mortgages in a fraction of the time * How properties can work together to eliminate debt faster * What changes once rentals become free and clear This approach is often referred to as an accelerated paydown strategy — using rental income intentionally to reduce debt sooner, rather than waiting decades for mortgages to run their course. John will also share a simple calculator you can use to see how this works with real numbers and realistic scenarios. **The Core Idea** When a rental has a mortgage, the rent has one job: **pay the bank.** When a rental is paid off, the rent has a different job: **pay you.** Most people only see one timeline…30 years. This session shows how investors shorten that timeline and gradually increase their income as properties become free and clear. **Who This Event Is For** This event is for people who want more than just “owning rentals” on paper. * Rental owners who are tired of most of the rent going to the bank and want a clearer path to real, usable income * New investors who want to understand how rental properties actually build wealth over time before jumping in * People with capital who want to invest in real estate with intention and a long-term plan * Anyone serious about freedom and curious how rental properties transition from debt-heavy assets into income-producing ones **Event Details** **Location:** Ohio Brewing Company - 421 E 2nd Ave, Columbus, OH 43201 **Date & Time:** January 25th, 6–8 PM (Doors open at 5:30) **Cost:** Free (Seats are limited - RSVP required) **👉 Get your FREE TICKET [HERE](https://www.eventbrite.com/e/turning-rentals-into-income-how-investors-pay-off-properties-faster-tickets-1980492192461?aff=cicmeetupapp)** If you’ve ever wondered how rental properties actually turn into freedom —this is the room to be in.

Some trained COUNT volunteers work together once a month at RMH (http://www.rmhc-centralohio.org/volunteer.php) as Housewarmers (usually on the 1st Sunday from 1 – 5 PM). Some schedule other shifts at their convenience. You may try this out with less fuss by following a "Fast track" or go through the normal process. Fast track • Arrange a time to shadow a COUNT volunteer. Call Dave Nohle at 614-268-9558 (cell). • Show up and try it out. • Complete application, etc. later. Normal process • Complete an online application (http://rmhc-centralohio.org/volunteer/). • Attend orientation in advance. • At orientation you will complete forms agreeing to keep family/patient info private and allowing a background check and tour the facility. • Complete one training shift. Daily shifts are: morning 9 AM - 1 PM, afternoon 1 - 5 PM and evening 5 - 9 PM. • Schedule shifts online using the on the RMH scheduling system (http://www.volgistics.com/ex/portal.dll/?FROM=32895). The Ronald McDonald House (RMH) provides housing and meals for families with sick children. The Columbus RMH is the largest in the world with 137 rooms. COUNT has been volunteering there since May 2014. Housewarmers work with RMH guests to provide a home-like environment - greet, assist with family needs, answer phones, give tours, assist with checkin/checkout, prepare guest rooms after checkout, clean facility, laundry, restock supplies and staff the front desk. RMH Housewarmers volunteer at least one four-hour shift a month. All Housewarmers must complete an application and agree to a background check before they can be full fledged volunteers.

We will show a variety of methods for building agents that run in Microsoft Foundry. This covers the different types of agents: Prompt, Multi, and Hosted, as well as the development lifecycle using evals and traces.

This is not just a money class. This is a restoration space. The I AM Worthy of Ownership™ Path is a 12-step, sister-centered journey for women who are ready to build financial stability without shame, fear, or pressure—and to do it in a way that honors both wisdom and the spirit. Many women don’t struggle with money because they lack discipline or intelligence. They struggle because of unhealed experiences, survival patterns, and the quiet belief that they are “behind” or “disqualified.” This series gently challenges those beliefs while offering practical tools for peace, clarity, and long-term planning. Together, we will talk honestly about: Releasing shame and money anxiety Building stability as a form of self-respect and spiritual discipline Understanding money as a tool, not a source of worth Managing debt with clarity instead of condemnation Preparing for life’s unexpected moments without fear Laying a calm foundation for future ownership and legacy Each session blends practical financial education with reflection, conversation, and encouragement. There is no pressure to share personal numbers or experiences. You are welcome to speak, journal quietly, or simply listen. This is not about hustle. This is not about perfection. This is about alignment, wisdom, and peace. Who this series is for: Women who are starting over or rebuilding Women who want stability without stress Women preparing for future ownership or housing decisions Women who want their financial lives to reflect wholeness, not fear No prior financial knowledge is required. Come as you are. Bring a notebook. Leave a little lighter than you arrived. Light refreshments will be served along with 30 minutes of networking.

We may pick a specific topic and post in advance or may discuss current events and various ad hoc topics . We would love to spend time hanging out and getting to know one another. Atheist, agnostics, other non-theists, and atheist-friendly people are welcome to join us. Note: COUNT operates a Facebook page at www.facebook.com/groups/COUNT.discussions (http://www.facebook.com/groups/COUNT.discussions/) to promote discussions among members and visitors.

Meet at Wolfe Park parking lot by tennis courts. We willl walk along Alum Creek trail, through Jeffrey Mansion Park then along Bexley neighborhood and back. Optional lunch at Trolley District.

Thursdays just got smarter (and sassier). 🧠🍻 Join us at TownHall Short North for Trivia Night with Marquis—where the questions are fun, the competition is friendly, and the vibes are immaculate. Grab your crew, sip something good, and prove you know random facts you absolutely shouldn’t.