Renting Vs Buying

안녕하세요! 대전 토스트마스터즈 이중언어 모임입니다. ✅️대중연설을 통해 학업과 커리어 발전이 필요하다. ✅️영어가 어느 정도 되는데 그 다음 정체되어 있다. ✅️성장 마인드의 사람들을 만나 함께 성장하고 싶다. ✅️전국을 넘어 전세계의 토스트마스터즈를 만나 커뮤니티를 형성하고 싶다. ✅️나는 성장이 목마르다! 이런 모든 분들께 저희 클럽을 강력히 추천합니다. 저희는 100년 전통의 국제적인 리더십 개발 및 대중연설을 연마하는 토스트마스터즈입니다. 미국에서 시작한 비영리 교육 단체이기에 영어 소통이 기본이지만, 대전 토스트마스터즈는 영어와 한국어를 모두 사용하는 이중언어모임으로 영어를 잘하셔도 못하셔도 모두 환영합니다. 성장 마인드셋을 가진 사람들과 끊임없이 소통하며 동반 성장하고 싶은 마음만 가지고 오세요. 저를 포함 정말 많은 분들이 토스트마스터즈에서 쌓은 대중연설 기술과 리더십 기술을 통해, 대학/대학원에서 장학금을 취득, 이직, 승진, 새로운 사업 시작 등 엄청난 삶의 변화를 경험하고 있습니다. 대전 토스트마스터즈는 대전 분만 아니라 서울, 대구, 세종 등에서 다양한 연령대의 멤버분들이 꾸준히 참여해주시고, 2025년부터 월 1회에서 월 2회로 모임을 확장했습니다! 가벼운 영어 회화가 아니라, 준비를 하고 대중연설을 하고, 듣고, 서로 건설적이고 지지적인 평가를 주고 받는 곳이라 성장이 간절한 분들께 적극 추천드려요. 물론 대중연설, 리더십 등의 기술을 떠나 저희는 매 모임 이후 함께 식사하고, 이벤트도 진행하고, 다른 지역 클럽과 조인트 미팅도 가지면서 정말 친하게 지내고 있어요 :) 놀러 오세요! 특히, 건강한 리더십이 필요하신 분들 여기 오셔서 함께 고민 나눕시다. 😄 *** 💬Contact Number (연락처) 010 7522 0017 (Hazel Lee) 🟡Open Kakao Chat Room (오픈채팅) https://open.kakao.com/o/g6Jram4f 참여코드: newdt 📩Email (이메일) hazel0711@ewha.ac.kr 위에 첨부한 연락처로 연락주세요. 전화번호가 가장 빠릅니다. \-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\- ✅️ Do you want to improve your English and Korean language skills? ✅️ Are you looking for safe and engaging social gatherings in Daejeon? ✅️ Are you too shy to speak in front of people, but understand the value of public speaking and leadership skills? 🌏Come join us at Daejeon Toastmasters Club. *** ✳️What Do We Do? Daejeon Toastmasters Club hosts bilingual meetings (Korean & English), offering the perfect opportunity to hone your speaking skills in both languages. Toastmasters is a proven educational non-profit organization with over 100 years of history. Our meetings are well-structured, with members delivering speeches in English or Korean and receiving highly constructive and supportive feedback. If you feel stuck in your language journey and need a breakthrough, Toastmasters is the best place to start. ✳️Our Value We are committed to self-improvement by supporting and encouraging one another. We grow TOGETHER, not alone. You'll be surprised how supportive we are to each other. In addition to skill development, we provide fun social gatherings and mentoring opportunities!! ✳️I'm Not Good at Public Speaking... No matter your speaking skills or confidence level, it's perfectly okay—everyone starts somewhere. Our club includes a national speech contest finalist and speech contest organizers from Daejeon and across South Korea! We've all experienced moments of nervousness on stage as we worked to reach this level. In fact, we still have many members who are just beginning their journey in public speaking and eager to improve themselves! ✳️Who Can Join? Gender, age, nationality—none of it matters as long as you bring a growth mindset and respect for other members. Guests are always welcome!!! Feel free to make mistakes here and get ready to meet lifelong learner friends.🥰 ✳️Membership Fee? Visit our meeting for free! Even after becoming a member, the membership fee is only $10 per month. *** 🕙 When 시간 Every 1st and 3rd Saturday, 10:50 AM - 1:00 PM 시간: 매월 첫째, 셋째 토요일 오전 10:50 - 1시 Optional lunch together afterward. 이후 시간 되시면 함께 식사도 함께. *** 🏫 Where 장소 Commoz Field (near Jung-gu Office Station) 커먼즈 필드 (중구청역 바로 옆) The location may change, so please contact us in advance. 장소는 변경될 수 있으니 사전에 연락 부탁드립니다. *** 💬Contact Number (연락처) 010 7522 0017 (Hazel Lee) 🟡Open Kakao Chat Room (오픈채팅) https://open.kakao.com/o/g6Jram4f 📩Email (이메일) hazel0711@ewha.ac.kr ***

Sunday Tea Club was founded in Daejeon in 2023. Created as a quiet alternative to Korea’s typical drinking and nightlife culture, the club offers a calm, meaningful way to spend your Sunday afternoons. If you’ve ever wished for a slower, more mindful space to enjoy afternoon tea and gentle conversation — you’re more than welcome to join us! Participant fee 15,000won+order 1drink(The participation fee is only paid once — at your first visit. All fees are collected and reinvested into the club to purchase new teaware, high-quality teas, or ingredients for future gatherings.)

**What to Expect at Our Events** * Weekly in-person language exchange meetups * Casual, café-style atmosphere There’s always someone new to meet and talk to. **Who Comes to These Meetups?** * Both locals and internationals **How It Works** * Choose an event time * Book a spot * Show up and join the conversation That’s it. You can come alone or with friends. Running late? No problem. Join when you can, leave when you want. *Please note:* To keep conversations balanced, **walk-in registration may be denied depending on group balance**. We strongly recommend booking in advance. **Why People Like This Group** **1\. Smart Group Matching** Participants are grouped to create balanced conversations based on language level and background with optimised algorithm. **2\. Personalized AI Feedback** Gain insights into your progress! Receive **AI-driven feedback** after the session to help you refine your language skills and track your growth. **3\. Meet New People Each Round** Groups rotate every session, so you don’t get stuck talking to the same people all night. **4\. Beginner\-Friendly** Beginners are always welcome. You’ll never be forced into conversations beyond your comfort level. **FAQs** **1\. My target language isn’t very good\. Can I still join?** Yes. Beginners are welcome and grouped with others at a similar level. **2\. Can I arrive late or leave early?** Yes. The meetup is casual and flexible. **3\. Do I need to come every week?** No. Join whenever it fits your schedule. **Community Standards** We strive to maintain a high-quality environment for all participants. 1. Positive Vibes Only: We welcome people who contribute to a better experience for everyone. 2. Accountability: To ensure a safe and friendly space, if a member receives three separate complaints, they will be asked to withdraw from all future events. 3. Your Voice Matters: If you have a negative experience, you will be given the opportunity to provide feedback after every event. **How to Join** * Book your spot: [https://nurio.kr/events](https://nurio.kr/events) * Questions or help: [http://pf.kakao.com/_xmzbQn/chat](http://pf.kakao.com/_xmzbQn/chat) \-\-\- **모임에서는 무엇을 하나요?** * **주 1회 오프라인 언어 교환:** 카페처럼 편안한 분위기에서 정기적으로 만납니다. * **새로운 만남:** 매번 새로운 사람들을 만나고 다양한 주제로 대화할 수 있습니다. **누가 참여하나요?** 한국인과 외국인 멤버들이 함께 모여 언어와 문화를 공유합니다. **참여 방법** 1. **일정 선택:** 원하는 시간과 장소를 확인하세요. 2. **참가 신청:** 온라인으로 간편하게 예약합니다. 3. **대화 참여:** 현장에 오셔서 자유롭게 대화를 시작하세요! > **Tip:** 혼자 오셔도 좋고 친구와 함께 오셔도 됩니다. 늦게 오거나 일찍 나가는 것도 전혀 문제없는 자유로운 모임입니다. **안내 사항:** 원활한 그룹 구성과 대화 밸런스를 위해, **현장 참여(워크인)는 인원 및 그룹 구성 상황에 따라 제한될 수 있습니다.** 참여를 원하시는 경우 **사전 예약을 권장드립니다** **이 모임이 특별한 이유** 1. **스마트 그룹 매칭:** 최적화된 알고리즘을 통해 언어 수준과 배경을 고려하여 대화가 가장 잘 통하는 그룹을 구성해 드립니다. 2. **AI 실력 향상 피드백:** 모임 참여 후, 여러분의 언어 실력을 분석하고 성장을 돕는 **개인별 AI 피드백**이 제공됩니다. 3. **매 라운드 로테이션:** 세션마다 그룹이 바뀌기 때문에 한 번의 모임에서 최대한 다양한 사람들과 교류할 수 있습니다. 4. **초보자 맞춤형:** 초보자도 안심하고 참여하세요. 본인의 수준에 맞는 그룹에서 부담 없이 대화를 시작할 수 있습니다. **자주 묻는 질문 (FAQs)** * **목표 언어를 잘 못하는데 괜찮을까요?** 네, 당연합니다. 비슷한 수준의 멤버들과 그룹이 배정되므로 걱정하지 않으셔도 됩니다. * **늦게 가거나 일찍 나가도 되나요?** 네, 모임은 캐주얼하고 유연하게 운영되므로 본인의 일정에 맞춰 편하게 이용하세요. * **매주 꼭 참여해야 하나요?** 아니요. 원하시는 일정이 있을 때만 선택해서 참여하시면 됩니다. **운영 원칙** 우리는 모두에게 즐거운 언어 교환 경험을 선사하기 위해 긍정적인 에너지를 가진 분들과 함께합니다. * **매너 있는 커뮤니티:** 타인에게 불쾌감을 주는 행동을 지양하며, 서로 존중하는 분들만 참여를 허용합니다. * **피드백 시스템:** 이벤트 종료 후 불편했던 점을 자유롭게 전달하실 수 있습니다. * **참여 제한:** 쾌적한 환경 유지를 위해 3회 이상의 불만이 접수된 멤버는 모든 이벤트 참여가 제한될 수 있습니다. **신청 및 문의** * **참가 신청하기:** [https://nurio.kr/events](https://nurio.kr/events) * **문의 사항:** [카카오톡 채널 상담](http://pf.kakao.com/_xmzbQn/chat)

#### Turning Rentals Into Income: How Investors Pay Off Properties Faster #### **Featuring Guest Speaker: John Blackburn** **👉 Get your FREE TICKET [HERE](https://www.eventbrite.com/e/turning-rentals-into-income-how-investors-pay-off-properties-faster-tickets-1980492192461?aff=cicmeetupapp)** #### A lot of people get into real estate because they want freedom. Then they buy a rental…and realize most of the rent goes straight to the bank. They technically own property, but the mortgage controls the income. And waiting 30 years for properties to be paid off doesn’t feel realistic. This meetup is about understanding a different way to think about rental properties… one that focuses on paying them off sooner so the income is actually usable. **Featured Guest Speaker: John Blackburn** We’re excited to welcome John Blackburn as our guest speaker for this event. John has been actively investing in real estate since 2006 and has: * Been involved in **5,000+ real estate transactions** * Helped investors **acquire over $150 million in rental property** * **Raised more than $100 million** in private capital John didn’t start with family money or shortcuts. He built his portfolio by focusing on clear systems, real numbers, and long-term strategy. For this meetup, John will walk through how investors shift their focus from simply owning rentals to building properties that eventually pay them…without a mortgage attached. **What You’ll Learn** John will break down, in simple terms: * Why most rental properties don’t produce much usable income early on * Why buying more rentals isn’t always the answer * How investors structure their properties to pay off mortgages in a fraction of the time * How properties can work together to eliminate debt faster * What changes once rentals become free and clear This approach is often referred to as an accelerated paydown strategy — using rental income intentionally to reduce debt sooner, rather than waiting decades for mortgages to run their course. John will also share a simple calculator you can use to see how this works with real numbers and realistic scenarios. **The Core Idea** When a rental has a mortgage, the rent has one job: **pay the bank.** When a rental is paid off, the rent has a different job: **pay you.** Most people only see one timeline…30 years. This session shows how investors shorten that timeline and gradually increase their income as properties become free and clear. **Who This Event Is For** This event is for people who want more than just “owning rentals” on paper. * Rental owners who are tired of most of the rent going to the bank and want a clearer path to real, usable income * New investors who want to understand how rental properties actually build wealth over time before jumping in * People with capital who want to invest in real estate with intention and a long-term plan * Anyone serious about freedom and curious how rental properties transition from debt-heavy assets into income-producing ones **Event Details** **Location:** Ohio Brewing Company - 421 E 2nd Ave, Columbus, OH 43201 **Date & Time:** January 25th, 6–8 PM (Doors open at 5:30) **Cost:** Free (Seats are limited - RSVP required) **👉 Get your FREE TICKET [HERE](https://www.eventbrite.com/e/turning-rentals-into-income-how-investors-pay-off-properties-faster-tickets-1980492192461?aff=cicmeetupapp)** If you’ve ever wondered how rental properties actually turn into freedom —this is the room to be in.

If you are interested in selecting investment choices for your 401(k) or other workplace savings plan, minimizing your income tax liability, or identifying the most effective investments for your brokerage account, we are the group for you. We are a local chapter of Bogleheads**®**, whose investment strategy can be found here: https://www.bogleheads.org/wiki/Bogleheads%C2%AE_investment_philosophy Or you can peruse the Boglehead forum here: https://www.bogleheads.org/index.php Rob will lead this month's meeting in my absence. Mark Vonder Haar

### Tools in your AI's Toolbox : An introduction to MCP Servers The generative AI revolution has unlocked unprecedented capabilities, but the next frontier is agency: empowering models to interact with, query, and act upon the world. The current challenge is the “N x M integration problem,” where every AI model requires a custom, brittle integration for each external tool or data source. This approach simply doesn’t scale. How can we give an AI access to our sales leads, code repositories, or IoT devices in a standardized, secure, and reusable way? This session introduces Anthropic’s Model Context Protocol (MCP), the open-source framework designed to solve this challenge and become the universal connector—the USB-C port—for AI. MCP standardizes how AI models discover and use external tools, moving beyond simple function-calling to a robust, client-server architecture. We will dive into how this open protocol is creating a new ecosystem for building powerful, context-aware AI agents. Join this session for a developer-focused introduction where you will learn how to: Understand the core concepts of the open-source Model Context Protocol and its architecture. Utilize pre-built, open-source MCP servers to instantly connect AI to tools like Git, Slack, and databases. Build a custom MCP server to securely expose your own proprietary data and APIs as tools for any compliant AI. Move beyond bespoke integrations and contribute to a standardized, collaborative, and open ecosystem. Stop building one-off connectors and start building intelligent agents. This session will give you the practical knowledge to leverage MCP and create the next generation of AI that doesn’t just talk, but does. Want to be a speaker? submit your talk to our Call for Presenters!!! [https://sessionize.com/azure-cbus-2026/](https://sessionize.com/azure-cbus-2026/)

Hello everyone! For our first dinner together, we’re keeping things low-key and casual. Take a look at the menu and let us know what you think we want this to be easy, relaxed, and enjoyable for everyone. Quick housekeeping note: many restaurants require most of the party to be present before seating. No-shows impact the entire group, so if someone repeatedly commits and doesn’t show more than once, we’ll have to remove you from future dinners to keep things fair and smooth for everyone. Looking forward to a great night and even better conversations 🍽️✨

**Understanding the Columbus Housing Market: Let’s Talk Downsizing for Seniors** Understanding the Market to Make Your Best Move Yet Thinking about downsizing or helping a parent prepare for a move? Join us for a friendly, educational seminar designed specifically for seniors in Central Ohio. We’ll break down what’s happening in today’s Columbus housing market, explore timing and planning for downsizing, and discuss easy ways to prepare a longtime home for sale—without overwhelm. You’ll also learn about low‑maintenance housing options, financial considerations, and simple steps to make your next move smooth and stress‑free. This is a relaxed, no‑pressure event where you can ask questions and get practical advice tailored to seniors and their families. Hosted by: Katie McCartney, Broker & Senior Real Estate Specialist® (SRES)

This is not just a money class. This is a restoration space. The I AM Worthy of Ownership™ Path is a 12-step, sister-centered journey for women who are ready to build financial stability without shame, fear, or pressure—and to do it in a way that honors both wisdom and the spirit. Many women don’t struggle with money because they lack discipline or intelligence. They struggle because of unhealed experiences, survival patterns, and the quiet belief that they are “behind” or “disqualified.” This series gently challenges those beliefs while offering practical tools for peace, clarity, and long-term planning. Together, we will talk honestly about: Releasing shame and money anxiety Building stability as a form of self-respect and spiritual discipline Understanding money as a tool, not a source of worth Managing debt with clarity instead of condemnation Preparing for life’s unexpected moments without fear Laying a calm foundation for future ownership and legacy Each session blends practical financial education with reflection, conversation, and encouragement. There is no pressure to share personal numbers or experiences. You are welcome to speak, journal quietly, or simply listen. This is not about hustle. This is not about perfection. This is about alignment, wisdom, and peace. Who this series is for: Women who are starting over or rebuilding Women who want stability without stress Women preparing for future ownership or housing decisions Women who want their financial lives to reflect wholeness, not fear No prior financial knowledge is required. Come as you are. Bring a notebook. Leave a little lighter than you arrived. Light refreshments will be served along with 30 minutes of networking.

COLUMBUS RECREATION CENTERS require membership fee to play. Register & Pay at the desk when you arrive. $5 day pass is available. I have some extra pickle ball paddles and balls if you don’t have one. Definitely bring your own paddle if you have one and bring some balls if you have them. Legal Stuff: The event hosts/Organizers are just fellow member volunteers. By participating in any event, you assume all risks of liability and injury inherent in these activities. You are responsible for your own safety and for determining if you are in condition fit to participate. You are also responsible for knowing and abiding by all laws and rules during your participation in any event.
 Photos & or Video: by attending these events you acknowledge photos and or video may be taken and used on this and other platforms.