Retirement Planning

Hi Radiant Ladies, Join us for a refreshing Saturday walk at Ruffey Lake Park. 👭 Walk at your own pace 🐕 Dogs welcome ☕ Coffee after 🌦️ We walk every Saturday (unless it’s pouring) New ladies welcome. See you! 



Leanne & Lyn 💕

**🙋‍♀️**Welcome to FREE FRIDAY Social + language ​exchange meetup. Meet people from many countries and make new friends. 👉We always have MANY people attending our Friday event since this event is listed in 3 different meetup groups. Some people come early some come late, best time is between 6:30pm to 9:30pm. 👉This is a great opportunity to learn to speak English with native and non-native speakers. Many English speakers, Europeans, Chinese, Japanese, Koreans, and other Asians attend our fun and friendly party. 👉It is suitable for international students, working holiday people, professional ex-pats, and local Australians.

​Looking to meet people in Melbourne or practice a new language? Get your Tix: https://luma.com/1zsmr7e2 ​Aloha Melbourne is a fun and welcoming weekly social where backpackers, expats and locals come together to connect, chat and make new friends. ​The venue energy is international, social and lively, which makes it especially strong for newcomers to the city. ​Come solo or with friends, most people come alone and quickly meet others. ​**Highlights** * ​Meet internationals, backpackers and locals 🌍 * ​Practice languages in a natural way 🗣️ * ​Karaoke 🎤 * ​Board games and icebreakers such as Jenga, Uno and more 🎲 * ​Pool, ping pong and darts 🎱 * ​One free drink included 🍸 * ​Fun, high-energy but still social vibe ​**How it works / flow** ​Arrive, use your included drink and join a conversation. ​The event is easy to join for solo attendees and works especially well for backpackers and internationals. ​Games and karaoke help break the ice quickly. ​Join the group chat to connect before the event 💬 [https://chat.whatsapp.com/J7UUKaYxxtY6EQQX3xz6IR?mode=gi_t](https://chat.whatsapp.com/J7UUKaYxxtY6EQQX3xz6IR?mode=gi_t&utm_source=luma)

Join us for a winter lunch in the beautiful riverside town of Warburton, where river mists mingle with the sounds of birdsong, and there are stunning mountain views. We will start at 3 Sugars Cafe 3389 Warburton Highway for a delicious lunch, followed by a 1-hour return walk along the riverside track. The track features suspension bridge crossings and has an uneven surface in places; this is a group walk with no leader and everyone is responsible for their own equipment, capacity and safety. There are a maximum of 10 spots for this activity! \*\* Please note that bookings for this event are now closed\*

OPEN YOUR SPREADSHEETS AND CHECK YOUR OUTLOOK! It’s time for a send off of our two favourite racks here at Tit Incorporated, two tit retiree’s which will be sorely missed, but necessary to move on to better opportunities, the delicate theatrical mounds of Mx Vergara and the powerful pair from Mx Mascaro. Farewell drinks will begin at 6pm and the party (dancefloor) will start pumping at 8! ([TICKET LINK HERE](https://www.trybooking.com/events/landing/1607294)) Seeing as this is a company event, it will be themed so that everyone is in work (in)appropriate attire, and if you choose to come out of office (siren) uniform, there will be an additional fee, so we suggest coming in uniform x. We are raising funds for their formal (medical) goodbye, which will be raised from ticket sales, auctions on the night, merch and vendor sales, dances and a raffle, so bring your cash/be ready to do a very professional cash transfer. There will also be performances with audience incorporated efforts so make sure to come ON DOWN! Their tits have been vital to the company for a combined 23 years, starting their service when they separately commenced puberty, and have been on the clock non stop ever since, so we feel it is important to give them a good send off! Parking the info here so we can circle back later! BUY YOUR TICKETS NOW!!!! Please note Pride of our Footscray is only accessible via two flights of stairs. We apologise for our reduced accessibility.

Do you live in the Southern suburbs? Want to explore what the Southern suburbs has to offer? Or are you just interested to catch-up with like-minded people? Once a month Steph hosts our Southern socials. It is a great opportunity to meet others. Our emphasis is on fun whilst helping and supporting each other. The socials include drinks and chats, casual coffees, dinners and other activities suggested by members from time to time. Our socials are informal and open to all. We pay for own food and drinks individually and there is no charge for the organisation of the events. We hope to see you!

**\*\*\*RSVP PROCESS - CRITICAL INFO\*\*\*** Please be aware, we don't use the Meetup website to take RSVPs, so you will need to register on this link to lock in your place (bookings essential) - [https://propdev.info/uMKh](https://propdev.info/uMKh) We run events most weekends around Australia so you can attend either physically in your local area, or live-stream to any event around the country. **In-Person:** 1:30pm (Melbourne time) to 'Mingle With The Expert' **Virtual:** 2pm (Melbourne time) **INTRODUCING THE INDUSTRY EXPERT:** *Finance Secrets Smart Developers Use! AUSUN Finance (Thomas Tang)* You’ve found a great site. The numbers work. Then the finance falls apart. The loan gets declined. Conditions change midway through the deal. Settlement gets delayed. Or worse… the project never happens at all. For many small-to-medium developers, the biggest risk isn’t finding the deal… it’s getting the finance right. And most people make the same mistakes: Using inexperienced brokers, approaching the wrong lenders, presenting deals poorly, or not understanding how lenders actually assess development projects. That’s why we’re excited to have Thomas Tang from AUSUN Finance joining us as our next Industry Expert at Property Developer Network. Thomas specialises in Construction & Development Finance and has been involved in funding countless development projects across the country. As a second-generation developer with one of the highest lending volumes nationally, Thomas understands exactly how lenders think, how brokers and bankers operate behind the scenes, and what developers need to do to position themselves correctly in today’s market. In this presentation, Thomas will break down: • What lenders are REALLY looking for right now • Why deals get delayed, declined, or repriced • The biggest mistakes developers make when applying for finance • How to build long-term relationships with the right lenders and brokers • What you can do immediately to improve your chances of funding success Because in today’s market… the developers who understand finance are the ones still getting deals done. **INTRODUCING THE REAL DEAL:** *1 into 4 Townhouses (Helen Shao)* *1042m2, NRZ, Boroondara, Victoria* You’ve finally secured a development site. Council approvals are underway. The builder is ready to go. Then the market shifts. Town planning drags on for months. Uncertainty kicks in. And suddenly you’re left wondering… “Do I push ahead… or wait?” For many small-to-medium developers, knowing when to move — and when to hold back — can make or break a project. That’s why we’re excited to have Helen Shao joining us to share her latest Real Deal project at Property Developer Network. Using a delayed settlement strategy to secure the site, Helen navigated the uncertainty of the Covid-19 period while managing lengthy town planning delays and carefully timing the start of construction as the market stabilised. In this Real Deal presentation, Helen will walk you through the realities of managing a development during uncertain market conditions, including: • How delayed settlement helped secure the opportunity • The impact Covid had on planning and timing • Lessons learned through lengthy approval delays • How the project stayed on track during construction • What she would do differently next time If you’ve ever wondered how experienced developers adapt when the market throws curveballs at them… this is a presentation you won’t want to miss. **This is your chance to talk property with other enthusiasts!** See you all soon!

## 🇯🇵 Progressi部: Japanese-English Language & Culture Exchange 🇦🇺 **"Serious Study, Authentic Community" — 本気で学び、本気で交流する。** Join us for our weekly exchange designed for those dedicated to practicing Japanese and English. This is a space to improve your language skills, share cultural insights, and make new, like-minded friends in a respectful environment. ### 🎯 Who This Group Is For We welcome individuals who are here to **actively practice their Japanese or English**. Whether you are looking for a study partner or want to learn more about culture, this is a community for focused and meaningful interaction. **✅ 受付方法 / Event Check-in (Strictly Required)** 到着の際、必ず主催者に以下の提示をお願いします / Upon arrival, please present the following to the organizer: * **Meetupの参加申し込み（RSVP）画面をご提示ください。** / Show your Meetup RSVP confirmation screen. * **予約なし（No RSVP）での参加はお断りしております。** / No walk-ins permitted without a confirmed RSVP. * **Participation Fee: $3 CASH** Non-Japanese citizens. ### 🚫 Conduct & Safety Policy To ensure a high-quality experience for all members, we maintain a strict standard of behavior: * **Immediate Ban:** Any individual found guilty of misconduct or creating "trouble" will be banned from the group immediately.**.** * **Organizer Authority:** The Organizer reserves the right to remove any member at their sole discretion to maintain the safety and integrity of the community. * **Respectful Interaction:** All members are expected to be polite and mindful of others. Do not make fellow participants feel uncomfortable or pressured. * **Privacy:** Please respect the personal boundaries of others. Do not pressure members for private contact information. **If any member makes you feel uncomfortable, please report it immediately to the organizers: Shin, David, or Ray.** *** ### 📝 Event Details * **Time:** Saturday, 4:00 PM – 6:00 PM * **Arrival:** Please arrive **10–15 minutes early** due to limited seating. * **Entry Fee:** **$3 CASH** (Non-Japanese citizens). This contribution covers monthly meetup hosting fees. * **Photography:** Photos will be taken during the event for our community archives. ### 🇯🇵 日本語でのご案内 メルボルン市内のカフェで、本気で学べる日英言語文化交流会を主催しています。 * **目的:** 日本語・英語の練習、そして同じ目標を持つ友人作りを目的としています。 * **参加費:** 日本国籍以外の方は $3ドル（現金のみ）。 * **ルール:** 迷惑行為やトラブルを起こす方の参加は一切禁止です。主催者の判断により、即座に退会・出入り禁止の措置を取らせていただきます。 * 困ったことがあれば、すぐにオーガナイザー（Shin, David, Ray）までお知らせください。 ### 🔗 Connect With Us * **Facebook:** [facebook.com/groups/progressibu](https://www.google.com/search?q=http://www.facebook.com/groups/progressibu) * **X (Twitter):** [twitter.com/progressibu](https://www.google.com/search?q=http://twitter.com/progressibu)

**Welcome to the Women’s Columbus Bogleheads® Sub-Group** This sub-group is for **women who want to learn and discuss finances in a safe, supportive space**. For those interested in moving towards financial independence and retirement by learning investment basics, choosing your 401(k) investments, minimizing taxes, and more. We’re a local chapter of **Bogleheads®**, following a long-term, practical investment philosophy: [Investment Philosophy](https://www.bogleheads.org/wiki/Bogleheads%C2%AE_investment_philosophy): https://www.bogleheads.org/wiki/Bogleheads%C2%AE_investment_philosophy [Bogleheads Forum](https://www.bogleheads.org/index.php): https://www.bogleheads.org/index.php No question is too small, and no experience is too simple. Share, ask, and learn — at your own pace, without judgment, in a group of like-minded women. Let’s build confidence and knowledge **together**!

Come join us for lunch together at Bendi Wok, one of my favorites!

This is an in-person meeting. At this meeting you will get answers to depression and anxiety. Find out the source of them and how to get rid of them. Did you know that unwanted emotions like anxiety, depression, unhappiness, loneliness, hopelessness, anger, fear, or feelings of irritation don’t just fall on you for no reason. They are not random occurrences that simply happen to people's minds. They are definitely not due to a chemical imbalance in your brain from some nebulous chemical reaction "by chance". Your negative emotions are the symptoms of the painful experiences that you have which are not healed, and which are still affecting you. The effects of these painful experiences are exacerbated by the pressures or difficulties of the other problems in your life. Come to our Meetup, where we can introduce you to some of the knowledge, tools and techniques of the breakthroughs in the field of the mind that we can apply to this ever important area of life. Be sure to click on the red "Attend" button below to come to this local event. We look forward to seeing you there. This group is created by the Hubbard Dianetics Foundation of Central Ohio and Church of Scientology of Central Ohio.

(Note: RSVPing here on meetup does NOT reserve your seat. To do that, you’ll need to register at our website, [HERE](https://www.coreerocks.com/Events.aspx?ID=Picnic-with-a-Purpose-Real-Estate-Networking-That-Actually-Pays-Off-14-7-7-2026).) Real estate is a proven wealth-builder—it has been for generations. But it’s not a solo sport. You need PEOPLE—who can advise you, partner with you, bring you deals, and buy deals from you. We’re all about bringing you the best, most active, most got-your-back people in Central Ohio, which is why our July meeting is all about real conversations with real investors at our annual Picnic with a Purpose. This is where: * Deals get discussed * Partnerships get formed * Funding relationships start * Problems get solved faster Bring your family. Build your network. Strengthen the relationships that actually move your business forward. Members and first-time guests are free. Returning guests are $35. Location is a local park and will be shared after registration. Space is limited, so you’ll want to secure your spot now. Remember, to actually reserve your seat, you have to go [HERE](https://www.coreerocks.com/Events.aspx?ID=Picnic-with-a-Purpose-Real-Estate-Networking-That-Actually-Pays-Off-14-7-7-2026) and register on our website!

We meet to learn and practice American Sign Language and to grow our familiarity with Deaf culture. Facilitated by hearing folks (with a connection to a professional interpreter) using Deaf-created content. People of all ASL skill levels are welcome! As we learn, we hope to connect more with the Deaf community in Central Ohio. Join us as you're able! Come regularly or just once - whatever you're looking for! Each meetup will explore different topics related to ASL/Deaf culture, and will feature time to practice conversation with one another. Just bring yourself and a willingness to learn!

If you are interested in selecting investment choices for your 401(k) or other workplace savings plan, minimizing your income tax liability, or identifying the most effective investments for your brokerage account, we are the group for you. We are a local chapter of Bogleheads, whose investment strategy can be found here: https://www.bogleheads.org/wiki/Bogleheads%C2%AE_investment_philosophy Or you can peruse the Boglehead forum here: https://www.bogleheads.org/index.php I look forward to seeing you there. Mark Vonder Haar