Investing for Retirement

Many people hear about passive investing (mutual funds, REITs) and active investing (stock picking, trading), but are unsure which approach actually makes sense for them. This in-person, small-group meetup is a relaxed, no-pressure discussion to help working adults understand the real differences, trade-offs, and expectations behind each investing style. There will be no sales pitches, no product promotion, and no obligation — just practical sharing and open discussion. What We’ll Cover * What passive investing really means (and what it doesn’t) * What active investing involves in real life * Time, effort, cost, and risk differences between both approaches * Why most people underperform when choosing the wrong strategy * Common misconceptions about “beating the market” * How people realistically combine both approaches * Open Q&A — bring your real questions This session is beginner-friendly and uses simple examples instead of technical jargon. Who This Is For * Working adults and young professionals * Beginners curious about investing * People who feel confused by online investing advice * Anyone deciding between DIY investing or guided approaches No prior investing knowledge is required. About the Host I work in financial planning, focusing on investments and risk management. This session is educational and discussion-based. There will be no product pitching during the meetup. For those who wish to continue the conversation after the session, that is completely optional. Format * Casual introductions * Short sharing session * Open discussion & Q&A * Free networking after Group size is kept small to encourage meaningful conversation. Notes * This is a physical, in-person meetup * Venue: Punggol Coast Mall * Please RSVP so seating can be arranged * Feel free to invite a friend who may benefit Looking forward to a good discussion and exchanging perspectives 😄

**For ages 17 and above.** This lesson will cover: * Appreciation of Aikido philosophy * Focus on body mechanics * Practical application This class focuses on understanding the core ideas of Aikido and improving body movement. Students work on making techniques more precise and effective, using better leverage rather than just strength. Training also includes practicing weapon disarm, free movement throws, and handling multiple attacks. ### **Address** Alexandra Retail Centre (ARC), 460 Alexandra Road #03-02, PSA Building, 119963 ### **Schedule** Sundays 4PM - 5PM ### **Booking Information** * Please contact **98225900** to find out how to book this class. * The instructor will reach out to you once you've booked the class.

**TRAIL RUN GROUP** ***WHO SHOULD ATTEND ?*** This group is a LEISURE run group. So whether you are a beginner or have years of experience, this group will suit you. Please note that if you intend to walk /hike, this group is not for you. However if you can run (70%) & walk (30%) , then you can give this group a try. ***WHAT TO EXPECT ?*** Our pace is leisure. We have participants of different ages, ranging from 25 to 70 years. Each one of us set our own pace; we do NOT pace one another & we do not run as a group. We do have regular member who is tasked to pace the slowest member so that no one get lost. The run usually last about 30 to 45 minutes. We currently have an average of 9 - 12 regular runners. We usually have a short dinner/drink after the run ***DISTANCE COVERED :*** About 5 km ***VENUE:*** We usually run in a nature park or on trails at the Bukit Timah Nature Reserve. ***TIMING:*** We meet every other Sunday ( bi-monthly) & start our runs PUNCTUALLY at 5pm. The run usually ends around 6pm . We have a drink/dinner after the run & disperse at around 7pm. +++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++ **\*This Sunday Run , 8th Feb, 2026, 4:45PM\*** **VENUE:** **One North Park** **DISTANCE:** Around 5 km **START TIME :** Run starts PUNCTUALLY at 5pm Unable to wait for late comers Please try to be at the meet-up point by 445pm. **MEET-UP & START POINT :** ***MacDonald , Tower 1 , The Metropolis (Buona Vista MRT_ EXIT D)*** **DINNER/DRINK:** MacDonald

**For ages 7 and above. Children aged 5 to 7 require parental assistance.** Want to test your skill at the sport? Be the Willliam Tell or Robin Hood? Absolute Archery (Singapore) was inaugurated in 2020, aiming to provide training venue, competitive coaching, fun shoot events and a place for the community bring people together to advocate and support each other in pursuing the sports. Our head coach, Colin, has been active in the sports since late 90s till date. Being a competitive archer, he was with the National Team and had accumulated experiences which he could share with the archers and students. ### **Address** 9 Ah Hood Rd, East Asia Institute of Management ### **Schedule** Sundays 3PM - 4PM ### **Booking Information** * Please contact **98225900** to find out how to book this class. * The instructor will reach out to you once you've booked the class.

**For ages 12 and above.** Aikido provides the Practitioners with knowledge and skills that will enable them to defend themselves against an opponent of superior size and strength through the use of smooth, fluid and circular movements. It emphasises blending with an opponent’s force rather than meeting it head on. Through the practice of Aikido, individuals can develop character qualities and values such as self-confidence, discipline, respect, and a sense of care and concern for one another. The class also aims to help Practitioners to better manage stress, violence or even work-related issues with a calm, peaceful and a more harmonious approach/mind-set. Thus, the benefits of Aikido go beyond merely physical fitness and can contribute towards the overall development of an individual. ### **Address** 9 Sin Ming Rd, B1-02 Thomson V One, Singapore 575630 ### **Schedule** Sundays 215PM - 315PM ### **Booking Information** * Please contact **98225900** to find out how to book this class. * The instructor will reach out to you once you've booked the class.

**For ages 6 and above.** Learn Judo techniques through step-by-step instructions and various application methods. Each class consists of at least one technical sharing of technique by a coach, and multiple rounds sparring (randori). Suitable for newcomers, beginners, intermediate and advanced players. ### **Address** Grantral Mall @ Tai Seng #02-04 601, Macpherson Road, #02-04 ### **Schedule** Sundays 3PM - 5PM ### **Booking Information** * Please contact **98225900** to find out how to book this class. * The instructor will reach out to you once you've booked the class.

To confirm your participation, please email **completeme@outlook.sg** or WhatsApp **81252321** us at least 3 days before the event. Please note that marking yourself as “Interested” on Meetup does not confirm your slot. Kindly contact us early to secure your place. **Walk-ins are not allowed.** Looking to meet someone who shares your faith and values? This special speed dating event is designed for Christians and Catholics who are open to building meaningful relationships with like-minded individuals. You’ll enjoy meaningful 1-to-1 rotations with the opposite gender, specially curated to help you create genuine connections. At the end of the session, our mutual matching process helps your newfound connections continue beyond the event. Your experience doesn’t end there. You will be invited to a private Telegram group for one week, providing the opportunity to continue conversations either in the main group or privately with your matches. Your ticket includes: ✨ 1 complimentary drink ✨ Guided 1-to-1 rotations ✨ Mutual matching ✨ A week-long facilitated Telegram chat group If you’re looking to meet new people, expand your circle, and potentially discover someone special — this is an event designed for you. **Cost:** Lady's Ticket $38 Gentlemen's Tickets $38 This event is organised by **CompleteMe Dating Agency**. Founded in 2012, CompleteMe is a Singapore-based dating agency known for its curated dating events and speed dating sessions designed for working professionals. Having organised over 1,000 dating activities, the agency has helped countless singles meet, connect, and build meaningful relationships over the years. As a legit dating agency, CompleteMe conducts verification checks to ensure that all participants are legally single.

**For ages 13 and above.** These classes are for climbers who just started their bouldering journey and want an introduction to the basics of bouldering. Experience a thoughtfully crafted introductory class for beginners. * Highly recommended for first-timers * One hour guided session, one hour free and easy gym access * Guided mobility warm-up * Safety briefing: learn how to fall safely and identify falling zones * Introduction to bouldering and basic terms * Basic climbing techniques ### **Address** 61 Robinson Rd, #05-03/04, Singapore 068893 ### **Schedule** Sundays 6PM - 8PM ### **Booking Information** * Please contact **98225900** to find out how to book this class. * The instructor will reach out to you once you've booked the class.

**For ages 13 and above.** #### **Who is this for?** Whether you are a novice with no prior experience in Taekwondo or any other forms of martial arts or a seasoned player with years of training, the school will be able to impart knowledge and skills according to your level of proficiency. #### **What will you learn?** Our school is committed to teaching the complete system of Taekwondo. This includes: * Traditional Forms * Taegeuk (Modern) Forms * Kicks, punches, strikes and sweeps * Take-down skills * Ho Shin Sool (self-defence techniques) * Grappling techniques * Full range and integrated sparring * Competition (Olympic style) sparring #### **What are the benefits?** Taekwondo, when practised regularly and properly, helps individuals to maintain fitness and general physical well-being. Physically, this means exercising all of the muscles and strengthening the body systematically, both internally and externally. Mentally, this means developing self-control and self-discipline on a path to achieving inner harmony. ### **Address** 8 Jalan Selaseh, Selatar Hills Estate Singapore 808436 ### **Schedule** Sundays 230PM - 330PM ### **Booking Information** * Please contact **98225900** to find out how to book this class. * The instructor will reach out to you once you've booked the class.

**For ages 18 and above.** If you are an intermediate player, who wants to bring your games to the next level, here are a few things you can look forward to in our intermediate classes. 1. Improving efficiency of your strokes so that you can generate more power and spin effortlessly. 2. Improve your consistency to have longer rallies. 3. Learn the most up-to-date match tactics. 4. Mental strategies to help you deal with difficult situations in matches. 5. Execute game plan for match play. 6. Meet more players at the same level striving for the same goal. ### **Address** 3 St Wilfred Rd, Singapore 327920 ### **Schedule** Sundays 3PM - 4PM ### **Booking Information** * Please contact **98225900** to find out how to book this class. * The instructor will reach out to you once you've booked the class.

**For ages 18 and above.** If you are an intermediate player, who wants to bring your games to the next level, here are a few things you can look forward to in our intermediate classes. 1. Improving efficiency of your strokes so that you can generate more power and spin effortlessly. 2. Improve your consistency to have longer rallies. 3. Learn the most up-to-date match tactics. 4. Mental strategies to help you deal with difficult situations in matches. 5. Execute game plan for match play. 6. Meet more players at the same level striving for the same goal. ### **Address** 3 St Wilfred Rd, Singapore 327920 ### **Schedule** Sundays 4PM - 5PM ### **Booking Information** * Please contact **98225900** to find out how to book this class. * The instructor will reach out to you once you've booked the class.

If you are interested in selecting investment choices for your 401(k) or other workplace savings plan, minimizing your income tax liability, or identifying the most effective investments for your brokerage account, we are the group for you. We are a local chapter of Bogleheads**®**, whose investment strategy can be found here: https://www.bogleheads.org/wiki/Bogleheads%C2%AE_investment_philosophy Or you can peruse the Boglehead forum here: https://www.bogleheads.org/index.php Rob will lead this month's meeting in my absence. Mark Vonder Haar

See Brad's email for details. It'll be a fun night of non-Olympic-worthy curling interspersed with drinks and pizza. Who needs anything more?

#### Turning Rentals Into Income: How Investors Pay Off Properties Faster #### **Featuring Guest Speaker: John Blackburn** **👉 Get your FREE TICKET [HERE](https://www.eventbrite.com/e/turning-rentals-into-income-how-investors-pay-off-properties-faster-tickets-1980492192461?aff=cicmeetupapp)** #### A lot of people get into real estate because they want freedom. Then they buy a rental…and realize most of the rent goes straight to the bank. They technically own property, but the mortgage controls the income. And waiting 30 years for properties to be paid off doesn’t feel realistic. This meetup is about understanding a different way to think about rental properties… one that focuses on paying them off sooner so the income is actually usable. **Featured Guest Speaker: John Blackburn** We’re excited to welcome John Blackburn as our guest speaker for this event. John has been actively investing in real estate since 2006 and has: * Been involved in **5,000+ real estate transactions** * Helped investors **acquire over $150 million in rental property** * **Raised more than $100 million** in private capital John didn’t start with family money or shortcuts. He built his portfolio by focusing on clear systems, real numbers, and long-term strategy. For this meetup, John will walk through how investors shift their focus from simply owning rentals to building properties that eventually pay them…without a mortgage attached. **What You’ll Learn** John will break down, in simple terms: * Why most rental properties don’t produce much usable income early on * Why buying more rentals isn’t always the answer * How investors structure their properties to pay off mortgages in a fraction of the time * How properties can work together to eliminate debt faster * What changes once rentals become free and clear This approach is often referred to as an accelerated paydown strategy — using rental income intentionally to reduce debt sooner, rather than waiting decades for mortgages to run their course. John will also share a simple calculator you can use to see how this works with real numbers and realistic scenarios. **The Core Idea** When a rental has a mortgage, the rent has one job: **pay the bank.** When a rental is paid off, the rent has a different job: **pay you.** Most people only see one timeline…30 years. This session shows how investors shorten that timeline and gradually increase their income as properties become free and clear. **Who This Event Is For** This event is for people who want more than just “owning rentals” on paper. * Rental owners who are tired of most of the rent going to the bank and want a clearer path to real, usable income * New investors who want to understand how rental properties actually build wealth over time before jumping in * People with capital who want to invest in real estate with intention and a long-term plan * Anyone serious about freedom and curious how rental properties transition from debt-heavy assets into income-producing ones **Event Details** **Location:** Ohio Brewing Company - 421 E 2nd Ave, Columbus, OH 43201 **Date & Time:** January 25th, 6–8 PM (Doors open at 5:30) **Cost:** Free (Seats are limited - RSVP required) **👉 Get your FREE TICKET [HERE](https://www.eventbrite.com/e/turning-rentals-into-income-how-investors-pay-off-properties-faster-tickets-1980492192461?aff=cicmeetupapp)** If you’ve ever wondered how rental properties actually turn into freedom —this is the room to be in.

This is not just a money class. This is a restoration space. The I AM Worthy of Ownership™ Path is a 12-step, sister-centered journey for women who are ready to build financial stability without shame, fear, or pressure—and to do it in a way that honors both wisdom and the spirit. Many women don’t struggle with money because they lack discipline or intelligence. They struggle because of unhealed experiences, survival patterns, and the quiet belief that they are “behind” or “disqualified.” This series gently challenges those beliefs while offering practical tools for peace, clarity, and long-term planning. Together, we will talk honestly about: Releasing shame and money anxiety Building stability as a form of self-respect and spiritual discipline Understanding money as a tool, not a source of worth Managing debt with clarity instead of condemnation Preparing for life’s unexpected moments without fear Laying a calm foundation for future ownership and legacy Each session blends practical financial education with reflection, conversation, and encouragement. There is no pressure to share personal numbers or experiences. You are welcome to speak, journal quietly, or simply listen. This is not about hustle. This is not about perfection. This is about alignment, wisdom, and peace. Who this series is for: Women who are starting over or rebuilding Women who want stability without stress Women preparing for future ownership or housing decisions Women who want their financial lives to reflect wholeness, not fear No prior financial knowledge is required. Come as you are. Bring a notebook. Leave a little lighter than you arrived. Light refreshments will be served along with 30 minutes of networking.

We are a real world Martial arts group. \ Called DO JUNG ISHU (the art of fighting) \ Based off of Jeet kune do we just continued where Bruce Lee left off. \ We have been around a while. \ We are donation based. Every week we get together and work technical skills and live pressure testing. \ Almost all of the instructors have been in everything from altercations in the real world to the ring and some still compete in the cage. \ If you want to take your skills up, improve your confidence, gain self defense skills, get in better shape, test yourself or just want to kill some time and possibly get hit a bit come on down. \ We will be located at 3923 N High St, Columbus, OH 43214 inside the whetstone rec center in the auditorium, upstairs in classroom B or outside in the grass between the playground and horseshoe area. our instructors are normally in a black and red art of fighting shirt \ if you can not find us call or text me at 6143570295 Saturday 1pm Wednesday 5:30pm From Age 16 and up. attendees under the age of 18 must have a guardian with them. \ \ You must have a free leisure card for the rec center and must be registered for our class specifically .\ Wear workout clothing \ Bring a MOUTHPIECE! \ WE HAVE GLOVES. \ Hope to see you soon :-).\ We are run off of donations. \ let me know if you have any questions :)

If you would like to participate in a fun gift exchange please bring a wrapped $5 sweet treat 😋

Meet at Wolfe Park parking lot by tennis courts. We willl walk along Alum Creek trail, through Jeffrey Mansion Park then along Bexley neighborhood and back. Optional lunch at Trolley District.