Short Stories

Managing money shouldn’t feel complicated — yet many working adults feel unsure whether they’re saving enough, investing correctly, or making the right financial decisions for the future. This beginner-friendly, educational session is designed to give you a clear, practical foundation in personal finance — specifically tailored to the Singapore context. Whether you’re early in your career or simply want to get more clarity around money, this session will help you understand how the key pieces fit together. What We’ll Cover * The 3 pillars of personal finance: Saving, Investing & Protection * How CPF, cash savings, and investments should work together * How much you should roughly save vs invest at different life stages * Common financial mistakes working adults make (and how to avoid them) * How to build a simple, sustainable financial structure without jargon * How to think long-term without needing to “time the market” Who This Session Is For ✔ Working adults in Singapore ✔ Beginners with little or no finance background ✔ Those feeling overwhelmed by too much online financial advice ✔ Anyone who wants clarity before making financial decisions No prior knowledge required. What This Is (and Isn’t) ✅ Educational and discussion-based ✅ Practical and real-life focused ✅ Neutral and beginner-friendly ❌ Not a sales talk ❌ No products being pushed The goal is understanding, not selling. Event Format * Short presentation * Simple visuals & examples * Open Q&A and discussion * Casual, friendly environment Come listen, ask questions, or just learn at your own pace. 📍 Venue: Punggol Coast Mall ⏱ Duration: \~1.5–2 hours 🎟 Cost: Free If you’ve ever thought “I should really get my finances sorted, but I don’t know where to start” — this session is for you.

**One Life, One Solo Adventure – Bhutan** Tired of waiting for the perfect travel companions? Escape the hustle of city life and find your peace in Bhutan’s tranquil beauty. It’s time to reconnect with nature, rediscover yourself & refresh your mind, body, & soul. Join our Bhutan tour and embark on a meaningful solo adventure, where you can meet like-minded travelers from all walks of life. This is more than just a trip – it’s an opportunity to share stories, make new friendships and expand your network while experiencing the breathtaking beauty of Bhutan. No matter your background, everyone is welcome to come together and create unforgettable memories in one of the world’s most happiest countries. **Why Bhutan trip?** Bhutan, often referred to as the **"Land of the Thunder Dragon,"** is renowned for its stunning landscapes, rich Buddhist culture, and commitment to Gross National Happiness. Nestled in the Himalayas, it boasts breath taking views, traditional dzongs, and vibrant festivals that celebrate its unique heritage. With a focus on sustainable tourism, Bhutan offers an authentic experience, from trekking through pristine nature to exploring ancient monasteries, all while enjoying the warm hospitality of its people. This trip to Bhutan is perfect for everyone—whether you're traveling solo, with family, friends or as a couple, YOLO. **Tour Highlights** * Visit one of Bhutan's most iconic landmarks **Tiger's Nest Monastery**, perched on a cliff **3,120 meters** above sea level. * Visit to **Punakha Dzong** the "**Palace of Great Happiness**" is a magnificent fortress at the confluence of the **Pho Chhu and Mo Chhu** rivers. * Enjoy authentic dinner/ lunch with a local family at a farm house. * Hoisting of prayer flags at **Dochula pass (3100 m)** which offers panoramic views of the Himalayan range, including the **108 memorial chortens** (stupas) built in honour of Bhutanese soldiers. * Meditation at **Dochula Caves** and **Buddha Dordenma** (the highest Buddha statue in the world). **Trip Details:** **Dates-:** **Every Sunday.** **Only need 5 days leave.** 2 nights Thimpu, 2 nights Punakha & 2 nights Paro. **Group Size:** Limited to 15 dream travelers (min 4 to go). Private tour option also available. **Flight:** Only one direct Drukair flight goes from Singapore to Paro. There are connecting flights to Paro either from Bangkok or New Delhi. We will help you to book your flight. **Early Bird Price:** **SGD 2188** (SGD 500 deposits thereafter the price is **SGD 2388**). **Refund Policy:** The deposit is refundable within 3 days after the trip confirmation mail sent to you. After that, it becomes non-refundable. Full amount refunded if we don’t meet minimum no of pax. **Inclusions:** * 3 Star hotel accommodations on twin/double sharing basis. * All Meals-: Daily breakfast, lunch & dinner. * Sustainable Development Fee (SDF) to the Government of Bhutan * Bhutan Visa Fee * Certified English Speaking Bhutanese Guide for your entire stay. * All ground transportation * All entrance fees * All internal taxes and charges. * Mineral Water while traveling. **Exclusions:** * International flights and personal travel insurance * Personal expenses (shopping, optional activities like spa, massage, archery, horse riding, porter etc). * Items of a personal nature, such as laundry, telephone calls, room service, alcoholic & non-alcoholic beverages, etc. * Single room supplement, Child or adult in triple sharing room. * Other meals during the trip (other than stated above). **Note-: There will be a surcharge fee if travel date falls in any Bhutan major festivals, X-Mas, New Year period (hotels increase their cost during this period).** **REGISTRATION AND PAYMENT:** **1.** RSVP NOW **2.** Transfer a small Deposit of **$500** to grab our **Early Bird Offer** to: **Dream Valley Pte Ltd via:** **A)** PAYNOW to UEN: **202413187D** **B)** Through ATM/Online to: Dream Valley - Current Acct: **11352440801** Bank Name: ANEXT Bank Pte. Ltd. Bank Code: 9742 Bank Industry Code: ANTPSGSGXXX **3.** Once you've transferred, WhatsApp **Vinny (Hp. 85062629)** your proof of payment. **(IMPT: INDICATE THE EVENT & YOUR MEETUP NAME).** Your slot is now confirmed and you'll be invited to the Trip Briefing/ Q & A Session once RSVP closes. **4.** This is a "First to transfer, first to Confirm" basis. The sooner we can confirm this Trip, the more everyone saves. **Disclaimer, Indemnity and Terms of Participation:** **PLEASE READ FOLLOWING LINKS FOR OUR T&C’s BEFORE YOU RSVP:** [https://dreamvalleydestination.com/terms-and-conditions/](https://dreamvalleydestination.com/terms-and-conditions/) [https://dreamvalleydestination.com/privacy-policy/](https://dreamvalleydestination.com/privacy-policy/) By participation on this trip, I agree to & accept **Dream Valley’s** terms and conditions. We reserve the right without prejudice to return payment at any time and not permit participation - without the obligation to explain or give any reason. This Trip is organized by **Dream Valley Pte Ltd** **(TA License: 03794).** **Stay Connected: Follow our latest trips and updates:** Check out this Linktree! - https://linktr.ee/Dreamvalleydestination?utm_source=linktree_profile_share [https://dreamvalleydestination.com](https://dreamvalleydestination.com)

Ready to learn a fun and exciting sport while getting some exercise? Our pickleball group classes offer a welcoming and supportive environment where you can learn and improve your skills while also making new friends. Our certified coaches will guide you through the basics of the game and help you to develop your technique and strategy. So, whether you are a seasoned athlete or just starting out, come join us for a thrilling and energizing game of pickleball! ### **Booking Information** * Please contact **98225900** to find out how to book this class. * The instructor will reach out to you once you've booked the class ### **Cancellation Policy** Credits will be considered used if class is cancelled within 24 hours before the start of the lesson

We are playing at Compassvale (Sengkang). Welcome beginners and intermediate to join us. Feel free to pm if you have any enquiries. thanks 😊 Add my xiaohongshu id: 27421369691 我们在Compassvale 玩匹克球。欢迎新手 / 中等水平球友加入我们！如果有什么问题可以私我， 谢谢～ 欢迎加我小红书ID: 27421369691

Welcome to my sailboat. **Please read this notice**. These are crew opportunities, not for passengers, non-swimmers, people afraid of the water or get seasick. Bring a change of clothes, a towel, a hat, non-marking footwear with heelstrap and sunblock. There is a toilet and drinking water on board. Participants like to contribute to expenses in appreciation of this opportunity. **Also**, please confirm your attendance by SMS or Whatsapp on Saturday for sailing on Sunday, to avoid no-shows and missed sailings. No-shows deprive others of a place, so be responsible and remove your reservation if you are not attending, and please do it in good time. Places unconfirmed by Saturday will not be reserved, and I can't wait for you if I'm not sure you're coming. Keep me informed and reply to my messages. Don't be late. Thank you. Derek 9807-5827.

Many people hear about passive investing (mutual funds, REITs) and active investing (stock picking, trading), but are unsure which approach actually makes sense for them. This in-person, small-group meetup is a relaxed, no-pressure discussion to help working adults understand the real differences, trade-offs, and expectations behind each investing style. There will be no sales pitches, no product promotion, and no obligation — just practical sharing and open discussion. What We’ll Cover * What passive investing really means (and what it doesn’t) * What active investing involves in real life * Time, effort, cost, and risk differences between both approaches * Why most people underperform when choosing the wrong strategy * Common misconceptions about “beating the market” * How people realistically combine both approaches * Open Q&A — bring your real questions This session is beginner-friendly and uses simple examples instead of technical jargon. Who This Is For * Working adults and young professionals * Beginners curious about investing * People who feel confused by online investing advice * Anyone deciding between DIY investing or guided approaches No prior investing knowledge is required. About the Host I work in financial planning, focusing on investments and risk management. This session is educational and discussion-based. There will be no product pitching during the meetup. For those who wish to continue the conversation after the session, that is completely optional. Format * Casual introductions * Short sharing session * Open discussion & Q&A * Free networking after Group size is kept small to encourage meaningful conversation. Notes * This is a physical, in-person meetup * Venue: Punggol Coast Mall * Please RSVP so seating can be arranged * Feel free to invite a friend who may benefit Looking forward to a good discussion and exchanging perspectives 😄

**Who Is This Session For:** Beginner tennis players with no experience or play for less than 1 year. **What You'll Learn:** \- Foundational tennis skills\, footwork\, forehand and backhand strokes\, volley and serve \- Learn progressively\, in stages\, to adapt and improve on these basic skills \- Spar with players of similar standard \- Learn tennis from certified coach \- At least 2 years of coaching experience **What To Prepare:** Water bottle, sports attire, tennis racket will be provided to you :) **Number Of Pax:** Max 4 pax per group **Wet Weather Policy:** Reschedule in case of rain, 1h before lesson **Venue:** Parc Centros Condo, Near Punggol MRT **Time:** Sunday 10-11 am **Price:** $45 per class $150 for 4 classes ($37.50/class) Please PM or Whatsapp Gabriel ([8401 4648](https://wa.me/6584014648)) if you are interested! 😊 ➡️ [https://wa.me/6584014648](https://wa.me/6584014648) **We Also Have Classes Other Popular Locations** River Valley, Buona Vista, Tampines, Punggol, Upper Thomson, Stadium, Farrer Park, Kembangan, Choa Chu Kang, Lorong Chuan, Senja Cashew CC, Bukit Batok and many more! **View All Our Tennis Classes Islandwide! 👇** [https://sporthitch.com/tennis/](https://sporthitch.com/tennis/) **Arrange For Adult Private Tennis Classes! 👇** [https://sporthitch.com/adult-private-tennis-classes-singapore/ ](https://sporthitch.com/adult-private-tennis-classes-singapore/ ) **Arrange For Kids Private Tennis Classes! 👇** [https://sporthitch.com/kids-private-tennis-classes-singapore/](https://sporthitch.com/kids-private-tennis-classes-singapore/)

**For ages 11 to 13.** ### **Address** 195B Punggol Rd, Singapore 822195 ### **Schedule** Saturdays 915AM - 1015AM ### **Booking Information** * Please contact **98225900** to find out how to book this class. * The instructor will reach out to you once you've booked the class.

**For ages 13 and above.** ***Teens Basketball (Ages 13-18) – “Elite Development”*** For teens looking to take their game to the next level, we focus on advanced skills, footwork, game strategy, and competitive play. This class includes structured training in shooting techniques, ball-handling, defense, and game IQ, preparing players for school teams, competitive leagues, and beyond. ***Adult Basketball (Ages 18+) – “Game Ready”*** Whether you’re a beginner or an experienced player, our adult sessions provide skill development, fitness training, and competitive play. These sessions focus on shooting accuracy, defensive strategies, and game execution, ensuring players stay sharp and active. ### **Address** 195B Punggol Rd, Singapore 822195 Punggol Rd, Singapore 822195 ### **Schedule** Sundays 11AM - 12PM ### **Booking Information** * Please contact **98225900** to find out how to book this class. * The instructor will reach out to you once you've booked the class.

Ready to learn a fun and exciting sport while getting some exercise? Our pickleball group classes offer a welcoming and supportive environment where you can learn and improve your skills while also making new friends. Our certified coaches will guide you through the basics of the game and help you to develop your technique and strategy. So, whether you are a seasoned athlete or just starting out, come join us for a thrilling and energizing game of pickleball! ### **Booking Information** * Please contact **98225900** to find out how to book this class. * The instructor will reach out to you once you've booked the class ### **Cancellation Policy** Credits will be considered used if class is cancelled within 24 hours before the start of the lesson

**For ages 10 to 12.** * Basic range of techniques * Focus on smooth coordination * Leading warmups and moves These classes will familiarise your child with a basic range of Aikido techniques, helping him or her build their skill set. Emphasis is placed on achieving smooth coordination between movements, which enhances both technique execution and overall flow. Additionally, your child will take on leadership roles by leading warm-ups and demonstrating moves, fostering their confidence and responsibility. ### **Booking Information** * Please contact **98225900** to find out how to book this class. * The instructor will reach out to you once you've booked the class ### **Cancellation Policy** Credits will be considered used if class is cancelled within 24 hours before the start of the lesson ###

The topic for February is "Transitions" Speak Easy: true stories, told live. The idea is simple: an audience, an open microphone, and great stories. Hilarious, gripping, poignant- it's up to you. Audiences are invited to come to listen or come to tell as folks from all corners of Columbus offer their stories live on stage! Held at Wild Goose Creative's warm, intimate space, this night of tales occurs on the 3rd Thursday of every month. Doors open at 6:30 pm, show starts at 7:00 pm. Please arrive early if you want to tell, as we generally only have room for a limited number of tellers, and the sign-up sheet has a tendency to fill up fast. Formed around the idea that people need stories--they're what hold and draw us together--SpeakEasy celebrates the strangeness and commonness of being human. And in a world of smartphones, Facebook, Twitter, and more . . . it gives people a real, breathing, in-person way to connect. The night is geared for true stories of all kinds, taking the best tales told around kitchen tables, in darkened pubs, on the street corner, and at late-night parties and giving them an audience. Speak Easy is also a great outlet for performers, writers, and artists looking to share their favorite stories and perfect their skills. We strongly encourage tellers to please tell the story rather than read it so we keep within the spirit of good storytelling and stay engaged with the audience. All are welcome. Hang around after the show for a drink and build community!

We'll meet at The Capital One Café, 167 Easton Town Center, Space A-103. This is in the main mall where the Microsoft store used to be, on your left if you're standing at the bottom of the AMC Theater escalator. Join us on Sunday for an hour of uninterrupted wordmaking! • What we'll do Join us for an hour of writing! We’ve discovered that it’s strikingly helpful to write with other writers. See if it’s true for you at noon on Sundays. Be it a book, blog, script, essay, dissertation, resume, melody, poem or just plain work stuff, you are invited to write it with us. No one will see what you've written or give you unsolicited advice. Instead of just thinking about writing, come and get some real writing done. SCHEDULE: 12:00 - quick intros. 12:10 - timer starts: write for 1 hour. 1:10 - chat / take off / keep writing. OPTIONAL SOCIALIZING happens at 1-1:30ish. Writing is very solitary. Connecting (and sometimes even commiserating) with other writers is a cool thing. BEING LATE IS OKAY: just show up and get settled, then check-in with me after the session. If you were on time, please be willing to make room for the friendly latecomer. Happy writing and I look forward to seeing you! • What to bring Whatever you need to be able to write! Bring earbuds/earplugs if you want to block noise or the occasional conversation by other patrons. Electrical outlets are limited, so charge your devices before whenever possible. See you at The Café on Sunday!

Join us for an hour of writing! We’ve discovered that it’s strikingly helpful to write with other writers. See if it’s true for you at 7:00pm on Wednesday, February 11 at Streetlight Guild. Be it a book, blog, script, essay, dissertation, resume, melody, poem or just plain work stuff, you are invited to write it with us. No one will see what you've written or give you unsolicited advice. Instead of just thinking about writing, come and get some real writing done. **SCHEDULE:** 6:45ish - Quick introductions 7:00 - Timer starts: write for 1 hour 8:00 - The End **OPTIONAL SOCIALIZING** happens before and after the writing hour. Writing is very solitary. Connecting (and sometimes even commiserating) with other writers is a cool thing. **BEING LATE IS OKAY:** just show up and get settled! If you were on time, please be willing to make room for the friendly latecomer. Happy writing & I look forward to seeing you at Streetlight Guild! **WHAT SHOULD I BRING?** Whatever you need to be able to write! You're welcome to bring earplugs/headphones if noise will bother you! **OTHER IMPORTANT DETAILS:** * **RSVP:** Please RSVP by 6:00pm the evening of the meeting. This helps me know how many to expect, and if we'll need additional space! * **COVID:** While masks are not required, please be mindful of the other writers around you and their comfort levels. * **WIFI/OUTLETS:** Outlets are limited, so please ensure your devices are charged when you come! But Streetlight Guild does have free WiFi! Yay! * **PARKING:** There is free public parking at Streetlight Guild.

We'll meet at The Capital One Café, 167 Easton Town Center, Space A-103. This is in the main mall where the Microsoft store used to be, on your left if you're standing at the bottom of the AMC Theater escalator. Join us on Saturday for an hour of uninterrupted wordmaking! • What we'll do Join us for an hour of writing! We’ve discovered that it’s strikingly helpful to write with other writers. See if it’s true for you at 10AM on Saturday mornings. Be it a book, blog, script, essay, dissertation, resume, melody, poem or just plain work stuff, you are invited to write it with us. No one will see what you've written or give you unsolicited advice. Instead of just thinking about writing, come and get some real writing done. SCHEDULE: 10:00 - SESSION 1: quick intros. 10:10 - timer starts: write for 1 hour. 11:10 - chat / take off / keep writing. OPTIONAL SOCIALIZING happens at 11A-11:30ish. Writing is very solitary. Connecting (and sometimes even commiserating) with other writers is a cool thing. BEING LATE IS OKAY: just show up and get settled, then check-in with me after the session. (I’ll be the person with the Shut Up & Write! sign.) If you were on time, please be willing to make room for the friendly latecomer. Happy writing and I look forward to seeing you! • What to bring Whatever you need to be able to write! Bring earbuds/earplugs if you want to block noise or the occasional conversation by other patrons. Electrical outlets are limited, so charge your devices before whenever possible. See you at The Café on Saturday!

Greetings writers! Come down and join your fellow wordsmiths for one hour of uninterrupted writing time in the upper level of the Market District Supermarket in Upper Arlington. The main entrance of the shopping center opens onto stairs/elevator leading up to the 2nd floor cafe section where we will have a table displaying a sign with the Shut Up & Write logo. Writing is largely a solitary craft. Practicing with others in a community setting may be the thing you need to fire your own routine. We’ll meet on Wednesday evenings, starting the clock at 6:30, following a brief period of introductions. This is solid writing time and all inclusive. Any project is acceptable, be it fiction, non -fiction, work or homework assignment. All is welcome and will remain private to you. The market boasts a Starbucks, a full service bar and various affordable food options. Parking is plentiful, free Wifi is provided as well as outlets for charging your devices, though they are somewhat limited, so plan accordingly. Show up as early as you like, or stay late. This group tends to socialize some, both before and after the alloted time, but this is not mandatory to you. Feel free to come and go as you please and late arrivals are welcome. The cafe may be noisy on occasion so headphones/ earbuds are reccommended as you see fit. Please try to RSVP if possible so that we may grab enough seats for all—the venue can be busy at times. Feel free to message me privately wth any questions and/ or concerns you may have. Happy writing!