Student Loan Debt

Come learn how money really works. We’ll cover how to grow it, protect it, get out of debt, and use smart retirement and infinite banking strategies to build long-term security.

Every Tuesday at 5pm! RSVP at the following link to receive login details: https://www.enggarcia.com/hbstuesday/ * The Districts Best first time home buyer webinar * Learn about the home buying process * How to qualify & what loans are available * Qualifying for DC Open Doors and other programs * Reduced down payment and closing cost opportunities We're looking forward to seeing you soon!

Join us for Career Night to learn how our agency works, what we do, and how you can earn part-time or full-time income helping families with financial literacy and protection.

Weekly Bible study currently reading through the Gospel of Luke. We meet at Teaism in Penn Quarter. You can find us in the downstairs seating area!

learn more about the HPAP Down Payment Assistance Program \- Get up to $202\,000 in funds from the House Assistance Purchase Program \- Learn what the funds can go towards and the timeline to get approved \- Understand how to sign up for HPAP orientation \- Learn the benefits and challenges of HPAP in detail \- Discuss the current market conditions for HPAP buyers\.

[Profs and Pints DC](https://www.profsandpints.com/washingtondc) presents: **"Eugenics Then and Now,”** on a dangerous movement in science and its lessons for current research, with Carlo Quintanilla, molecular biologist and health science policy analyst at the Eunice Kennedy Shriver National Institute of Child Health and Human Development. [Advance tickets: $13.50 plus sales tax and processing fees. Available at [https://events.ticketleap.com/tickets/profsandpints/dc-eugenics](https://events.ticketleap.com/tickets/profsandpints/dc-eugenics) .] Global concerns about the return of eugenic thinking were reignited by Chinese scientist He Jiankui’s 2018 announcement of the first gene-edited babies, Lulu and Nana. He was quickly condemned by the scientific community and jailed for illegal medical practice, but he and others around the world continue experiments with goals echoing eugenic ambitions. As genetic technologies advance at extraordinary speed, society faces a new set of ethical questions about shaping the traits of future generations. Are we entering a new era of eugenics? If so, how should we respond? Hear such questions tackled by Carlo Quintanilla, who studied rare genetic mutations in human disease as a graduate research scientist and instructor at the University of Texas Southwestern Medical Center and now works at the intersection of genomic medicine, science, and society. Dr. Quintanilla will begin by discussing the origins and history of eugenics, tracing its development in the 19th and 20th centuries as an idea, a scientific movement, and a set of policies. He’ll examine the rise of Social Darwinism in the U.K., forced sterilization programs in the United States, and the atrocities committed by the Third Reich in the name of “racial hygiene.” From there, he’ll explore how our ability to shape human health and heredity have been transformed by modern reproductive and genetic technologies such as in vitro fertilization, prenatal and embryo screening, and genome editing. You’ll learn how these tools hold enormous promise when it comes to the prevention and cure of rare and debilitating genetic conditions, yet also raise profound questions related to their potential enablement of a new, technologically driven form of eugenics. Dr. Quintanilla will then delve into the ongoing debate among scientists, bioethicists, and policymakers over what should be classified as eugenics today. He’ll highlight recent controversial uses of genetic and reproductive technologies that are pushing ethical boundaries faster than society can define them, from embryo selection for traits like IQ and height to speculative military interest in genetically enhanced soldiers. These examples raise urgent questions: Where should society draw ethical boundaries? Who gets to decide? And is the term “eugenics” still useful for guiding policy and public debate? We’ll close by examining the social, political, and regulatory forces that will determine the future, considering whether they will restrain the push toward further genetic control or accelerate it. (Doors: $17, or $15 with a student ID. Listed time is for doors. Talk starts 30 minutes later.) Image: The frontispiece of the 1883 book *Inquiries into Human Faculty and Its Development,* by pioneering eugenicist Francis Galton (Wikimedia Commons / Metropolitan Museum of Art).

After hosting successful events, I always think that we could have done better and relate it to our day to day life and make it educational. In this connection, I wanted to show off my investment and trade hat and organize series of Happy Hours around Investment & Trade. We will have speakers from different sectors and industries, at each Happy Hour. At this particular event, the speaker will discusses Smart Strategies for Maximizing Social Security . Topics will include: 1. Today’s retirement challenges 2. Keys to help you understand the basics of Social Security, including when you should start taking benefits 3. Qualifications for retirement benefits and survivor benefits 4. Sources of income in retirement 5. Building an income plan. The address will be sent to members, who RSVPed, before the Event. Enjoy!

Come learn how money really works. We’ll cover how to grow it, protect it, get out of debt, and use smart retirement and infinite banking strategies to build long-term security.

Learn more about our Home Buyer Program * get up to $202k in down payment assistance through HPAP * get up to $25K in grants from Maryland Mortgage Program * downpayment assistance options through DC Open Doors * how to qualify and what loans are available * loan application and approval process * repeat home buyer options * purchase price limits * market insight and home buying steps in a competitive market SIGN UP AT THE LINK BELOW: [https://www.enggarcia.com/egpwebinars/](https://www.google.com/url?q=https://www.enggarcia.com/egpwebinars/&sa=D&source=calendar&ust=1705256818169980&usg=AOvVaw0qgqMgQjduPHADDDggU6H6)

• What we'll do Economist William Michael Cunningham on Podbeam Thursdays at 6 pm. https://www.podbean.com/

**\*\*\* NOTE change of library space - We're meeting at Dolley Madison Library in McLean VA for this meeting \*\*\*** *theme:* **Analytical Listening \+ Soul's Discourse \| DIY Classical Psychoanalysis** *Making psychoanalysis accessible to the masses!* Psychoanalysis "unlocks the past, informs the present, and expands the future. video clips: **Psychoanalytic theory in 3 minutes** [https://www.youtube.com/watch?v=ucB1b6f750k](https://www.youtube.com/watch?v=ucB1b6f750k) **Psychoanalysis A Curiosity about the mind 6min** [https://www.youtube.com/watch?v=TcmVjQBF4MQ](https://www.youtube.com/watch?v=TcmVjQBF4MQ) Psychoanalysis = a theory and practice treating symptoms and personality as **disguised compromises** around unconscious conflicts, using a structured relationship (transference) to make those patterns visible so you can **repeat less blindly** and **choose a bit more freely**. "Until you ***make the unconscious conscious***, it will direct your life and you will call it fate." Carl Jung \-\-\-\-\-\-\-\-\-\-\-\-\- **Interpersonal Process Group** **Psychodynamic shared exploration, learning and growth** Interpersonal process groups focus on the interactions and dynamics between group members to facilitate personal growth and learning. These groups provide a courageous space for individuals to explore their interpersonal patterns, receive feedback, and develop more effective social skills. **The core principle is that the group itself becomes a microcosm of a member's real-life relationships, allowing for insights and behavioral changes.** Key aspects of interpersonal process groups: * **Exploration of Interpersonal Dynamics:** Members examine their communication styles, relationship patterns, and how they relate to others within the group. * **Feedback and Self-Awareness:** The group provides a platform for members to receive feedback on their behaviors and develop greater self-awareness. * **Development of Social Skills:** Members practice new ways of relating, communicating, and collaborating within the group, leading to improved social skills. * **Microcosm of Relationships:** The group mirrors real-life relationships, allowing members to observe and analyze their patterns in a safe and controlled setting. * **Personal Growth and Well-being:** Through these processes, individuals can experience significant personal growth and enhanced well-being. Benefits of participating in an interpersonal process group: * **Increased self-awareness:** Understanding one's own behavior and its impact on others. * **Improved communication skills:** Learning to communicate more effectively and assertively. * **Stronger relationships:** Developing more fulfilling and meaningful relationships. * **Reduced anxiety and stress:** Finding support and coping mechanisms for social challenges. * **Enhanced empathy and understanding:** Learning to see situations from others' perspectives. \-\-\-\-\-\-\-\-\- Join us for an exciting meeting of personal growth as we delve deep into the realm of self-development. This meetup is designed for personal growth addicts like you who are eager to unlock their hidden potential and take charge of their lives. Don't miss this chance to meet fellow personal growth enthusiasts, share experiences, and learn from one another. Step into a journey of self-discovery, empowerment, and transformation. Come prepared to engage in provocative conversations, share your opinions, wrestle with challenging ideas, and leave with a renewed sense of deeper meaning and learning. **Tentative Agenda:** 1:00pm Social, Setup & Introductions, guidelines, terminology; 1:15pm Interactive open dialogue conversation & sharing; 2:45pm debrief, summary, debrief 3:00pm finish Light snacks, candy & water provided. Dolley Madison Library is in McLean, VA near I-495 beltway exits 44, 45 or 46. **Conference Room** is 1st door on immediate left after entering\.Repressions vs Narrative Integration \| Classical Psychoanalysis DIY

On https://blackecon101.podbean.com/ Thursdays at 6 pm. discussing the economy...and Black people.

Please join Phil Corso with Wells Fargo Advisors and other invited speakers to hear a presentation on investing basics. Topics to be discussed will include an overview of asset allocation, diversification, market volatility, tax efficient accounts, and general income strategies. Refreshments and Hors D’oeuvres will be served. Seating is limited and available on a first-come, first-serve basis. To reserve your spot, please RSVP today to your financial advisor. We look forward to seeing you!

**Welcome to the Women’s Columbus Bogleheads® Sub-Group** This sub-group is for **women who want to learn and discuss finances in a safe, supportive space**. For those interested in moving towards financial independence and retirement by learning investment basics, choosing your 401(k) investments, minimizing taxes, and more. We’re a local chapter of **Bogleheads®**, following a long-term, practical investment philosophy: [Investment Philosophy](https://www.bogleheads.org/wiki/Bogleheads%C2%AE_investment_philosophy): https://www.bogleheads.org/wiki/Bogleheads%C2%AE_investment_philosophy [Bogleheads Forum](https://www.bogleheads.org/index.php): https://www.bogleheads.org/index.php No question is too small, and no experience is too simple. Share, ask, and learn — at your own pace, without judgment, in a group of like-minded women. Let’s build confidence and knowledge **together**!

Mental Health, how do you understand it? How can you improve it? How do you get rid of stress, anxiety and uncertainty? These emotions are buried deep in your reactive mind. Find out what the reactive mind is, and in the process find yourself. Have you ever suffered from a traumatic experience, a deep loss or been through a painful breakup? Has your ability to communicate suffered as a result? And after that, even though you "moved on" did you find that things were never quite the same? Have you ever looked at childhood photos, or reminisced your early life and wondered where that happiness and spark went? Are your emotions out of your own control? Have you ever felt, even if you aren’t aware of it, that possibly you are getting in your own way of your happiness and success? How does this affect your self-confidence? Find out what is at the root of all stress, anxiety, depression and self-doubt. Find out how and why you hold yourself back from achieving your goals and having the life you have dreamed of. As soon as you learn what is at the root of these unwanted conditions, you’ll see it is something you can DO something about. You will not be labeled or categorized at this MeetUp. This group is hosted by the Dianetics and Scientology Life Improvement Center of Central Ohio.

If you are interested in selecting investment choices for your 401(k) or other workplace savings plan, minimizing your income tax liability, or identifying the most effective investments for your brokerage account, we are the group for you. We are a local chapter of Bogleheads**®**, whose investment strategy can be found here: https://www.bogleheads.org/wiki/Bogleheads%C2%AE_investment_philosophy Or you can peruse the Boglehead forum here: https://www.bogleheads.org/index.php I look forward to seeing you there. Mark Vonder Haar

* Who Can Attend \* The Central Ohio .Net Developers Group meetings are free and open to the public! All developers; professional, student, and hobbyist are welcome and encouraged to attend. * When we meet \* The Central Ohio .Net Developers Group meets on the 4th Thursday of every month. * Where we meet \* Please check our Meetup group link below for the latest location details! * Join our Meetup Group \* https://www.meetup.com/Central-Ohio-NET-Developers-Group-CONDG/

(Note: RSVPing here on Meetup does NOT reserve your seat. To do that, you'll need to register at our website, **[HERE](https://www.coreerocks.com/Events.aspx?ID=IN-PERSON-in-Columbus-Creative-Deal-Autopsies-Wholesaling-101-14-4-7-2026)**.) The market changed—and most investors are still operating like it didn't. Deals that used to work don't. Buyers want different things. And a lot of what's being taught right now is outdated or just wrong. And, since 2011, it's been our job to make sure that our members are armed with the most up-to-date, real-world strategies for building wealth in Central Ohio real estate… …so our mission with this meeting (and every meeting) is to give you the no-hype, warts-and-all info you need to succeed. First, Wholesaling 101—a clear, real-world look at how wholesaling actually works today, what to pay, and how to stay out of trouble. Then, Creative Deal Autopsies—real investors breaking down real deals with real numbers, real conversations, and real outcomes. You'll also get the chance to put the presenters in the hot seat and ask any and every question you have about how they did their deals. You'll learn: 1. What wholesaling actually is 2. How to calculate real offers 3. Where deals are coming from now 4. What buyers want 5. How creative deals are structured 6. What contracts and terms are used 7. What can go wrong—and how to avoid it **Agenda:** 5:00–6:00: Free Light Dinner and Networking 6:00: Earlybird Meeting – Wholesaling 101 7:00: Buy-Sell-Trade (members only) 7:30: Creative Deal Autopsies Members: Free First-time guests: Free Non-members: $35 (or join for $30 instead) Remember, to actually reserve your seat, you have to go **[HERE](https://www.coreerocks.com/Events.aspx?ID=IN-PERSON-in-Columbus-Creative-Deal-Autopsies-Wholesaling-101-14-4-7-2026)** and register on our website!

Come assist Van Buren Shelter (https://ymcacolumbus.org/locations/vanburen) staff in serving dinners and cleaning up on the 3rd Tuesday of each month. Dinner for the women is 5-6 pm and for the families is 6:15-7:15 pm. There is ample free parking available in the shelter's lot. The recommended area to park is in green in the image above. There will be a new entrance for the time being. We are asking all volunteers to enter through the Donation Dock door, the orange mark on the image above. This door is located between the Single Adults and Family Shelter. You will see 2 large garage doors with a large green trash compactor in the center. Please head to the closest garage door to the building wall, with a ramp leading up. There, you will see a door with a sign stating instructions on how to enter the building. Please ring the doorbell, and a staff member will come and escort you into the building. If a staff member takes longer than 5 minutes, please call the front desk at 614-689-2020. This is a new process for us, and we do not want to keep you waiting! We appreciate your patience as we navigate this temporary change. The shelter needs a volunteer count the day before the event so sign-up ends Monday at 4:50 PM. Afterwards some of us go to the Omnipresent Atheists Weekly Meetup in progress to have a bit to eat or drink (http://www.meetup.com/omnipresentatheists/). Volunteers must be 14 or older. Since we will be working around families, the YMCA does not permit volunteering by individuals with convictions for violent or sexual crimes. The YMCA reserves the right to run background checks on volunteers. For questions, comment on this page or contact: Andrew, awhit12@yahoo.com, (614)937-5802 (cell). Please let Andrew know if you volunteer anytime other than our COUNT events so that he can count your hours toward our service record.

Learn how seller finance and notes can create cash flow and new deal opportunities with 40-year investor Eddie Speed **FREE TICKET** 🎟️ https://www.eventbrite.com/e/how-to-structure-real-estate-deals-using-seller-finance-and-notes-tickets-1984826171509?aff=cicmeetupapp Most real estate investors only know one way to make money: Buy the property. Fix the property. Rent it or sell it. But there’s another side of real estate that can create cash flow, flexibility, and opportunity without only focusing on owning more property. At this month’s Columbus Investors Club, Tiffany and Josh High are sitting down with Eddie Speed - a real estate veteran with 40 years of experience who has closed more than 50,000 note deals. He has spent decades helping investors understand how to structure deals through seller finance and notes, and how to think more like the bank instead of just the buyer. This will be a practical conversation around a part of real estate most people have heard about, but very few truly understand. If you’ve ever wanted to know how to create more opportunities in deals, generate cash flow in a different way, or understand how seller finance actually works in the real world, this is a night you want to be in the room for. You’ll walk away thinking about deals differently, seeing new possibilities, and understanding how creative structuring can open doors that traditional investing alone can’t. **What You’ll Learn** * How seller finance works in real estate deals * How notes fit into real estate and create opportunity * How to structure deals more creatively * How investors generate cash flow by focusing on the payment * How to think like the bank instead of only focusing on owning the property * How this strategy can create flexibility in today’s market **Open Q&A - Ask Eddie Anything About** * Seller finance and how to use it in real deals * How notes work in a practical, beginner-friendly way * Creating cash flow without only relying on rentals * Structuring deals that others might miss * How experienced investors think differently about financing * Common mistakes investors make when they only focus on the property **Why You Should Be in the Room** Because the investors who win in the long run know how to do more than just buy houses. They know how to structure.They know how to create terms.They know how to see opportunities other people miss. This is the kind of conversation that can expand the way you think about real estate entirely. Come ready to learn, ask questions, take notes, and connect with people who are serious about growing in this business. **Reserve your free seat now - and be part of the conversation.** Grab your spot here ➡️ https://www.eventbrite.com/e/how-to-structure-real-estate-deals-using-seller-finance-and-notes-tickets-1984826171509?aff=cicmeetupapp