Tax Preparation

Most people work hard for money, but very few are taught how to save, grow, and protect it properly. This group is created to educate everyday people on how to manage money in a smart, simple, and legal way so your money works for you, not against you. \#\#\# What You’ll Learn in This Group We focus on 3 powerful rules of money that decide your financial future: 1. Compounding Effect – how small, consistent savings can grow into big wealth over time 2. Risk Effect – how to protect your money while growing it wisely 3. Tax Effect – how taxes impact your returns and how to reduce them legally **Key Topics We Cover** ✔ How to save at least 10% of your income without stress ✔ How to grow money using TFSA, RRSP, FHSA, and RESP ✔ How to create tax-deferred and tax-free money ✔ Basics of estate planning protecting your family and assets ✔ Corporate planning strategies for business owners ✔ Disability planning protecting income when life is unpredictable ✔ Simple strategies to build long-term financial security and freedom **Who This Group Is For** • Beginners who want to understand money clearly • Families planning for their future • Young professionals and parents • Business owners looking to save tax • Anyone tired of living paycheque to paycheque **Our Mission** To simplify money, remove confusion, and help people make better financial decisions for life not quick wins, but lasting wealth. If you want clarity, confidence, and control over your finances, this group is for you.

Hello everyone, I'd like to invite you out in January as we get the New Year off on the right foot with a fun, interactive and inspiring dinner party\*\*!\*\* -Reserved seating, friendly people, good conversation and great food awaits! So please plan to join us if you can :) \*Joined by my other groups too; so we can anticipate a fantastic evening **Time: 6:30 p.m. -9:30 p.m.** **Location:** La Carnita - Good Fortune Bar (Main Floor) **Address:** 130 Eglinton Ave. Toronto, ON M4P 2X9 Event Details Bellow: Sincerely, Steve Flemming (Organizer/Host) Event Details: **The 2026 New Year's with Friends Dinner Party!** **(Sunday January 11th)** \*Including a New Years Ice-breaker game to put us in a positive state of mind :) -The great thing about this dinner party is you're free to move around to different tables and meet the other members too throughout the evening -A fun way to make new connections, enjoy a nice meal and share some laughs together **Dinner Party Topics** may include but not limited too: Travel, Culture, Spirituality, Relationships, Modern Dating, Work/Life balance, Art, Dreams, Astrology Outer Space, Technology, A.I., Economy, Music, Movies, Sports, Fashion, Hobbies, Books, Current Affairs, The Good Life, Psychology, Philosophy, the Future, History, Pop Culture, Critical Thinking, Theatre, etc.) **Arrival Time:** \*Join us any time between 6:30 pm and 7:15 pm (if you can) for a fun and highly interactive evening as we get to know the members over dinner and great conversations (of your choice) Event goes until roughly 9:30 pm **Event Fee:** 5 dollars (cash only please) (HST included) or in advance by e transfer to **[steveflemming11@gmail.com](http://steveflemming11@gmail.com/)** \-\-\-\-\-\-\-\-\-\-\-\- **Friendly Reminder:** \*One beverage or appetizer minimum to support the venue- this is greatly appreciated :) \-\-\-\-\-\-\-\-\-\-\-\- **Parking Available:** \*Plenty of free street parking on Eglinton and (Residential area south/east of venue for free) **Close to Subway Station:** \*Also right beside the Yonge/Eglinton subway station \-\-\-\-\-\-\-\-

Have a completed manuscript and ready to take the next step? Need to polish up your submission materials? Curious about the submission process for trad publishing? Then you'll want to join our query letter and synopsis workshop. The meeting will run the same way as our usualy Saturday in-person meetups, but we'll be reviewing query letters and synopses instead of actual stories. Feel free to bring in a query letter, a synopsis, or both. Not sure what any of this means? In trad publishing, with few exceptions, publishers don't accept unsolicited manuscripts (which means you can't submit to them without an agent). But before an agent will even read your full manuscript, they usually ask that you send a query letter, possibly along with a synopsis and sample pages. A query letter is basically a one-page pitch for your book, providing all the relevant stats (genre, age category, word count), a brief summary of the premise meant to entice them into reading more, and a bio. See here for a more detailed breakdown: https://janefriedman.com/query-letters/ A synopsis outlines all the major beats/plot points of your novel, including the ending. They can range anywhere from one page to a few pages (usually on the shorter side), depending on the agent. See here for more details: https://janefriedman.com/how-to-write-a-novel-synopsis/ We'll start the session with some time for questions and then launch straight into the critique, so come prepared! Listeners are also welcome. We'll be meeting at the MaRS Building in the usual writing sprint spot (up the stairs near Teabot). Note: This process only applies to traditional publishing, but all are welcome to attend. If there's enough demand, more of these will be scheduled in the future.

OTHER CAFE POLICIES 1. There is an entry fee of $6/person + tax during weekdays (MON - THU excluding holidays) and $8/person + tax on weekends and holidays 2. As a cafe we offer coffee and other beverage options. We would greatly appreciate that you not bring outside drinks into the store 3. We offer pastries baked in house, light fate, and some pre-packaged snacks, but permit you to bring food options from the other businesses in the plaza to support our neighbouring small businesses 4. Be considerate of other guests when selecting games from our library and limit the number of games you bring back to each table to two (2) at a time 5. You are welcome to bring your own games to use in the cafe, but LVLUP GAMES is not responsible for lost, stolen, or otherwise damaged games/components Also as a general meet up rule, to be considerate to other guests. Since we have limited seating, it is of the utmost importance that if you plan on attending you sign up for the event. Likewise, if you are unable to make it, kindly mark that you will not be coming so your spot becomes available for another person. We appreciate your understanding and cooperation. Hope to see you soon!

Learn to meditate with a certified Heartfulness trainer. Experience yogic transmission, a subtle energy that helps practitioners to attain deeper states of meditation. Heartfulness Canada hosts group meditation sessions and learn to meditate every Sunday at this downtown location. All backgrounds welcome. There is never any charge for Heartfulness. The venue is a dance studio located on the second floor. **Enter the door at 527 Bloor St West (directly under the Dance Annex sign) and proceed up the stairs**. Come and meditate with a group of friendly meditation practitioners. There is free street parking on Sundays and the location is also close to both Bathurst and Spadina subway stations.

❄️🚶‍♀️ **EXPLORATION WALK: YORKVILLE & U OF T** – **6 KM** 🎓🏙️ **Because winter is temporary… but missing this walk is forever.** “There’s no such thing as bad weather, only unsuitable clothing.” So layer up, zip up, and let’s romanticize January like true Torontonians 😌❄️ This walk explores **two parts of the city that started out the same — and then went in completely different directions.** One got glitzier. One stayed timeless. Both are *very* walkable, dramatic, and worth showing up for. \*\*\* \#\#\# THE WALK 🗺️✨ We’ll start and end at **Rosedale Subway Station**, making a glorious winter loop. • **Rosedale Park** 🌳 – quiet, elegant, and shockingly peaceful. • **Yorkville** 💎 – once wealthy, then a hippie coffee-shop haven, and now one of the *richest* neighbourhoods in the city. Full-circle glow-up. • **University of Toronto** 🏛️ – once reserved for Toronto’s elite, now open to everyone. Unlike Yorkville, it’s beautifully **frozen in time**, with historic buildings that haven’t changed much — except for the degrees inside them. • **Bamboo Forest at U of T** 🎋 – we’ll try to sneak a peek if it’s open (because mystery is part of the fun). ☕ **WARM-UP BREAK:** We’ll make a **30-minute stop at Tim Hortons** to thaw our fingers, grab food and drinks, and question why winter feels personal. \*\*\* ⚠️ **IMPORTANT NOTES** • Do **NOT** sign up if you’re not ready to walk in winter ❄️ • This walk happens in **snow, cold, wind, or vibes** • Event will only be cancelled if it hits **-20°C** (because we are sensible, not soft) \*\*\* \#\#\# MEETUP DETAILS 🧤🧣 📍 **Meetup Location:** Outside **Rosedale Subway Station** 👀 **How you’ll spot me:** I’ll be wearing my **MOOSE HAT** (a winter icon) ⏰ **Meetup Time:** 11:00 AM ⏱️ I wait **5 minutes only** — *Early is on time, on time is late* 💰 **Meetup Fee:** $5 (cash 💵 or e-transfer 📲 to \*\*[mathewmaclean@hotmail.com**](http://mathewmaclean@hotmail.com%2A%2A/)) You can send it before or on the day of the walk.**m** 🏁 **End Point:** **Rosedale Subway Station** \*\*\* 👀 **NOT SURE YOU CAN MAKE IT?** Just show up. Literally. Winter plans are fluid. \*\*\* \#\#\# WHAT TO BRING 🎒 • Water • **Good boots** (non-negotiable) • Gloves & hat • Something warm to drink ☕ • A snack \*\*\* ⏳ **HOW LONG?** About **3 hours**, including our warm-up break. 🚪 **Can you leave early?** Anytime you like — no judgment, only vibes. 📱 **Don’t forget to join our WhatsApp group** – [CLICK HERE!](https://chat.whatsapp.com/H59mSCbsAi018gYANrKAnc?mode=ac_t) Get updates, chat with other walkers, and stay in the loop for future events! \*\*\* Mathew is the organizer for this meetup. If you need to contact him, post on the wall or email: 📧 \*\*[torontomoviesandoutings@hotmail.com**](http://torontomoviesandoutings@hotmail.com%2A%2A/) ✨ Cold weather builds character. ✨ Good walks build community. ✨ Missing this? That’s on you. ❄️🔥

**BACKGROUND** Whether you are an author, game master, or artist, sometimes, we can get stuck on ideas and rough concepts before fully forming our creations. This is the opportunity to brainstorm these with others. **DETAILS** You can bring in your ideas - including world-building, character details, plot arcs, magic systems, technology, etc. - and brainstorm places where you are stuck. Each participant will be given time to workshop their ideas in a free-form manner, as they see fit. It is not mandatory to bring something to discuss; you can also help others brainstorm and meet like-minded people. Please make sure your RSVPs are honored on the day. **LOCATION** Balzac's Image Arts 122 Bond St, Toronto, ON M5B 1X8 (Walking distance from Yonge-Dundas)

Ready to add more fun, movement, and connection to your week? Come join our group dance classes at [Access Ballroom](https://studioaccessballroom.com/)! We have classes **every day except Tuesday**—that’s Monday, Wednesday, Thursday, and Friday at 7:50pm, and Weekends at 3:40pm. Visit our [Monthly Calendar](https://studioaccessballroom.com/class-schedule/) to view the group class Schedule. To sign up you can also download our APP that is in both the Google Play store and the Apple Store. Just look up Access Ballroom. Whether you’re a total beginner or already have some moves, you’ll fit right in! We always have multiple teachers on hand to guide every level, so everyone gets the attention they need. Our amazing environment and welcoming atmosphere are what make us one of Toronto’s premier Latin and Ballroom studios—and it’s why we have the most Google reviews in the city! Don’t just take our word for it—come experience the energy, laughter, and community for yourself. We can’t wait to see you on the dance floor!

Hello everyone, I'd like to invite you out in January as we get the New Year off on the right foot with a fun, interactive and inspiring dinner party\*\*!\*\* -Reserved seating, friendly people, good conversation and great food awaits! So please plan to join us if you can :) \*Joined by my other groups too; so we can anticipate a fantastic evening **Time: 6:30 p.m. -9:30 p.m.** **Location:** La Carnita - Good Fortune Bar (Main Floor) **Address:** 130 Eglinton Ave. Toronto, ON M4P 2X9 Event Details Bellow: Sincerely, Steve Flemming (Organizer/Host) Event Details: **The 2026 New Year's with Friends Dinner Party!** **(Sunday January 11th)** \*Including a New Years Ice-breaker game to put us in a positive state of mind :) -The great thing about this dinner party is you're free to move around to different tables and meet the other members too throughout the evening -A fun way to make new connections, enjoy a nice meal and share some laughs together **Dinner Party Topics** may include but not limited too: Travel, Culture, Spirituality, Relationships, Modern Dating, Work/Life balance, Art, Dreams, Astrology Outer Space, Technology, A.I., Economy, Music, Movies, Sports, Fashion, Hobbies, Books, Current Affairs, The Good Life, Psychology, Philosophy, the Future, History, Pop Culture, Critical Thinking, Theatre, etc.) **Arrival Time:** \*Join us any time between 6:30 pm and 7:15 pm (if you can) for a fun and highly interactive evening as we get to know the members over dinner and great conversations (of your choice) Event goes until roughly 9:30 pm **Event Fee:** 5 dollars (cash only please) (HST included) or in advance by e transfer to **[steveflemming11@gmail.com](http://steveflemming11@gmail.com/)** \-\-\-\-\-\-\-\-\-\-\-\- **Friendly Reminder:** \*One beverage or appetizer minimum to support the venue- this is greatly appreciated :) \-\-\-\-\-\-\-\-\-\-\-\- **Parking Available:** \*Plenty of free street parking on Eglinton and (Residential area south/east of venue for free) **Close to Subway Station:** \*Also right beside the Yonge/Eglinton subway station \-\-\-\-\-\-\-\-

This group is to discuss and practice our French . Everu

If you are interested in selecting investment choices for your 401(k) or other workplace savings plan, minimizing your income tax liability, or identifying the most effective investments for your brokerage account, we are the group for you. We are a local chapter of Bogleheads, whose investment strategy can be found here: https://www.bogleheads.org/wiki/Bogleheads%C2%AE_investment_philosophy Or you can peruse the Boglehead forum here: https://www.bogleheads.org/index.php I look forward to seeing you there. Mark Vonder Haar

Jimmy V's Grill & Pub in Grandview Heights. You are responsible for your own meal/drinks. We usually don't have any agenda other than eat, drink and talk. :) If the weather is nice we will be on the back patio, otherwise we are in the cigar room. This group has been meeting every Tuesday evening for over a decade. Many attendees do not RSVP on meetup. Please don't let the small number here discourage you. Anyone/everyone is welcome to come. We'd love to have you join us. COTA bus #5 comes to W. 5th and Wyandotte Rd. And it's a minute walk to the restaurant. *** Did you know that there are atheists everywhere?!?! You may not know it, but we are! We're in your schools, diners, police force, military, government, and some are even still in your churches! So come and join us and meet other local atheists, along with agnostics, heathens, humanists, skeptics, and anyone else who's 'hell bound'! Vision: a Central Ohio that accepts atheism as a viable alternative in all areas of public and private life. Mission: grow, support, and provide community for atheists in Central Ohio. Social meetings held most Tuesdays at a local pub/restaurant at 7:00 PM (and often into the wee hours). Attendees call themselves agnostics, skeptics, humanists, non-theists, deists or even theists. All attendees are welcome but should support our vision. Atheists of Columbus (AoC) is part of Omnipresent Atheists (OA). AoC members are invited to join this OA meetup and/or OA Facebook group ( https://www.facebook.com/groups/omnipresentatheists/ ) but are free to continue conversations on the AoC Facebook group ( https://www.facebook.com/groups/columbusatheists/ ). AoC was founded in 2012 as a networking, social group for Central Ohio area humanists, skeptics, atheists, agnostics, nonbelievers, freethinkers, and the curious. It was a member of Columbus CoR and held weekly meetings, mostly on Fridays, for several years but then operated as an online only group for some time. In November 2018, Omnipresent Atheists (OA), a group that routinely meets on Tuesdays, invited AoC to merge. Omnipresent Atheists is a member of the Columbus Coalition of Reason (ColumbusCoR.org). Omnipresent Atheists is a member of the Columbus Coalition of Reason ( http://www.ColumbusCoR.org ). Omnipresent Atheists endorses the mission of the Secular Coalition for America ( http://secular.org ).

Jimmy V's Grill & Pub in Grandview Heights. You are responsible for your own meal/drinks. We usually don't have any agenda other than eat, drink and talk. :) If the weather is nice we will be on the back patio, otherwise we are in the cigar room. This group has been meeting every Tuesday evening for over a decade. Many attendees do not RSVP on meetup. Please don't let the small number here discourage you. Anyone/everyone is welcome to come. We'd love to have you join us. COTA bus #5 comes to W. 5th and Wyandotte Rd. And it's a minute walk to the restaurant.

Let's have lunch at Uptown Westerville's newest restaurant. Ampersand is owned by the same couple who owns Asterisk. They are known for ramen, rice bowls, teriyaki and small plates.

Jimmy V's Grill & Pub in Grandview Heights. We meet in the bar in the room on the right (the cigar shop). You are responsible for your own meal/drinks. We usually don't have any agenda other than eat, drink and talk. :) If the weather is nice we will be on the back patio, otherwise we are in the cigar room. This group has been meeting every Tuesday evening for over a decade. Many attendees do not RSVP on meetup. Please don't let the small number here discourage you. Anyone/everyone is welcome to come. We'd love to have you join us. COTA bus #5 comes to W. 5th and Wyandotte Rd. And it's a minute walk to the restaurant. *** Did you know that there are atheists everywhere?!?! You may not know it, but we are! We're in your schools, diners, police force, military, government, and some are even still in your churches! So come and join us and meet other local atheists, along with agnostics, heathens, humanists, skeptics, and anyone else who's 'hell bound'! Vision: a Central Ohio that accepts atheism as a viable alternative in all areas of public and private life. Mission: grow, support, and provide community for atheists in Central Ohio. Social meetings held most Tuesdays at a local pub/restaurant at 7:00 PM (and often into the wee hours). Attendees call themselves agnostics, skeptics, humanists, non-theists, deists or even theists. All attendees are welcome but should support our vision. Atheists of Columbus (AoC) is part of Omnipresent Atheists (OA). AoC members are invited to join this OA meetup and/or OA Facebook group ( https://www.facebook.com/groups/omnipresentatheists/ ) but are free to continue conversations on the AoC Facebook group ( https://www.facebook.com/groups/columbusatheists/ ). AoC was founded in 2012 as a networking, social group for Central Ohio area humanists, skeptics, atheists, agnostics, nonbelievers, freethinkers, and the curious. It was a member of Columbus CoR and held weekly meetings, mostly on Fridays, for several years but then operated as an online only group for some time. In November 2018, Omnipresent Atheists (OA), a group that routinely meets on Tuesdays, invited AoC to merge. Omnipresent Atheists is a member of the Columbus Coalition of Reason (ColumbusCoR.org). Omnipresent Atheists is a member of the Columbus Coalition of Reason ( http://www.ColumbusCoR.org ). Omnipresent Atheists endorses the mission of the Secular Coalition for America ( http://secular.org ).