Travel Companions

Ready to learn a fun and exciting sport while getting some exercise? Our pickleball group classes offer a welcoming and supportive environment where you can learn and improve your skills while also making new friends. Our certified coaches will guide you through the basics of the game and help you to develop your technique and strategy. So, whether you are a seasoned athlete or just starting out, come join us for a thrilling and energizing game of pickleball! ### **Booking Information** * Please contact **98225900** to find out how to book this class. * The instructor will reach out to you once you've booked the class ### **Cancellation Policy** Credits will be considered used if class is cancelled within 24 hours before the start of the lesson

We will begin our jog/run from Anchorvale CC towards Punggol using Sengkang Riverside Park running route, U-turn back to Anchorvale CC once we hit 2.5KM mark (Total distance 5KM) After that, we will end our run @ Anchorvale Village Hawker Centre to mingle and chit chat (No obligation to join for post run session) Notes: ► As there is no storage space for your belongings, do travel light. ► We will do a warm-up at 7.30PM and the run will start at 7.45PM sharp. ► This is a rain-or-shine event. In case of bad weather, we will do static training nearby.

*Only for Fully Vaccinated* 3 tables booked • $4 payment/pax is required • Preferred payment by PayNow to my mobile 96200515 • Pass it to me during/after the game. Participants: Preferably from lower Intermediate to upper Intermediate level; No age limit. REMARKS: In sport wear and bring your own bat. Balls and net are provided. Please update your RSVP at least one day before so the members who are on the waiting list won't be deprived of the chance to participate. For those who are in the waitlist, please do cancel your waitlist to not joining if you decided not going. Reason for the waitlist may automatically be RSVPed when any RSVPed member cancelled to not joining and you would become depriving those who are in the waitlist too if you did not turn up for the TT meetup. Thanks for your understanding and support!

Join us for a fun and exciting session! RSVP if u are coming. Whatsapp 93366835 for any enquiry or if u are coming. Don't pop up unannounced. Game will only start with 4 px minimum. Located at the Pickleball Ang Mo Kio courts, our group welcomes players aged 25 and above who are passionate about both pickleball and discussing the latest happenings in Singapore, business, investing and anything under the sun. Come prepared to enjoy some friendly and serious competition on the courts, and forge meaningful friendship with fellow Pickle-chus! Reserve your slots now. All u need to bring is yourself, pickle paddle, hydration for yourself, a towel to dry yourself, comfortable shoes and attire and you're good to go. For first time members, a one time only $4 admin fee is payable for provided equipment (net) and expensive silent balls. That's all. Subsequently it will be $1 a month just to cover cost of setup etc.

🎤 The Premium Vocal Class in Singapore Meet the No.1 Korean Vocal Trainer since 2012 “Bring the song you cannot sing now — I’ll make sure you can. If not, I’ll refund.” ⸻ Why Choose LIM MIRI (林美利)? ✨ Singapore’s Top Korean Vocal Coach • 13+ years of teaching (since 2012) • Holder of National Level 1 Vocal Training Certificate • Winner of Busan MBC Hyunin Music Competition 🏆 • Vocal coach of the 2024 Best Song Award Winner • Professional singer & teacher with international stage experience ⸻ N-in-1 Premium Class With one coach, you can master all genres: • 🎼 Classical vocalisation • 🎷 Jazz vocalisation • 🎤 Pop, K-pop, J-pop, C-pop • 🎸 Rock vocalisation 👉 No need for multiple teachers. 👉 A single, streamlined premium program to cover every vocal style. ⸻ The Guarantee: High Notes, Real Voice 🎶 +5 Keys Up in Chest Voice — Guaranteed If you can’t reach the high notes with your real voice (진성), I will refund. That’s how confident I am. Bring the songs you cannot sing now — you’ll sing them flawlessly within my training. ⸻ More Than Singing — A Voice for Life This is not just about singing. I also provide speech correction & vocal health training for: • Professionals who lose their voice easily when speaking • Students struggling with presentation & public speaking • Anyone who wants a clear, powerful daily voice 👉 When your voice changes, your whole life becomes happier. ⸻ The Premium Experience 💎 Every session is 3x more effective than ordinary classes. 💎 In just 4 lessons, you will discover your inner voice. 💎 A deep, high-quality curriculum designed originally for students preparing to debut as professional singers in Korea. This is not a casual hobby class — it’s a transformational premium program that delivers results. ⸻ Courses 💎 Trial Session 40 minutes — only $20 🎤 1:1 Premium Coaching $550 / 1 pax / 4 lessons / 45 min each 🎶 2 Pax Group Session $350 / each pax / 4 lessons / 50 min each ⸻ Start Now 🎵 Don’t miss the chance to learn from the best Korean vocal trainer in Singapore. 📩 Contact me today and experience the class that no one else can offer. ⸻ 🔖 #PremiumVocalClass #LuxuryTraining 🔖 #Kpop #Pop #Jazz #Classical #R&B #Cpop #Jpop 🔖 #HighNoteGuarantee #LifeChangingVoice whatsapp 8955 3824

**One Life, One Solo Adventure – Bhutan** Tired of waiting for the perfect travel companions? Escape the hustle of city life and find your peace in Bhutan’s tranquil beauty. It’s time to reconnect with nature, rediscover yourself & refresh your mind, body, & soul. Join our Bhutan tour and embark on a meaningful solo adventure, where you can meet like-minded travelers from all walks of life. This is more than just a trip – it’s an opportunity to share stories, make new friendships and expand your network while experiencing the breathtaking beauty of Bhutan. No matter your background, everyone is welcome to come together and create unforgettable memories in one of the world’s most happiest countries. **Why Bhutan trip?** Bhutan, often referred to as the **"Land of the Thunder Dragon,"** is renowned for its stunning landscapes, rich Buddhist culture, and commitment to Gross National Happiness. Nestled in the Himalayas, it boasts breath taking views, traditional dzongs, and vibrant festivals that celebrate its unique heritage. With a focus on sustainable tourism, Bhutan offers an authentic experience, from trekking through pristine nature to exploring ancient monasteries, all while enjoying the warm hospitality of its people. This trip to Bhutan is perfect for everyone—whether you're traveling solo, with family, friends or as a couple, YOLO. **Tour Highlights** * Visit one of Bhutan's most iconic landmarks **Tiger's Nest Monastery**, perched on a cliff **3,120 meters** above sea level. * Visit to **Punakha Dzong** the "**Palace of Great Happiness**" is a magnificent fortress at the confluence of the **Pho Chhu and Mo Chhu** rivers. * Enjoy authentic dinner/ lunch with a local family at a farm house. * Hoisting of prayer flags at **Dochula pass (3100 m)** which offers panoramic views of the Himalayan range, including the **108 memorial chortens** (stupas) built in honour of Bhutanese soldiers. * Meditation at **Dochula Caves** and **Buddha Dordenma** (the highest Buddha statue in the world). **Trip Details:** **Dates-:** **Every Sunday.** **Only need 5 days leave.** 2 nights Thimpu, 2 nights Punakha & 2 nights Paro. **Group Size:** Limited to 15 dream travelers (min 4 to go). Private tour option also available. **Flight:** Only one direct Drukair flight goes from Singapore to Paro. There are connecting flights to Paro either from Bangkok or New Delhi. We will help you to book your flight. **Early Bird Price:** **SGD 2188** (SGD 500 deposits thereafter the price is **SGD 2388**). **Refund Policy:** The deposit is refundable within 3 days after the trip confirmation mail sent to you. After that, it becomes non-refundable. Full amount refunded if we don’t meet minimum no of pax. **Inclusions:** * 3 Star hotel accommodations on twin/double sharing basis. * All Meals-: Daily breakfast, lunch & dinner. * Sustainable Development Fee (SDF) to the Government of Bhutan * Bhutan Visa Fee * Certified English Speaking Bhutanese Guide for your entire stay. * All ground transportation * All entrance fees * All internal taxes and charges. * Mineral Water while traveling. **Exclusions:** * International flights and personal travel insurance * Personal expenses (shopping, optional activities like spa, massage, archery, horse riding, porter etc). * Items of a personal nature, such as laundry, telephone calls, room service, alcoholic & non-alcoholic beverages, etc. * Single room supplement, Child or adult in triple sharing room. * Other meals during the trip (other than stated above). **Note-: There will be a surcharge fee if travel date falls in any Bhutan major festivals, X-Mas, New Year period (hotels increase their cost during this period).** **REGISTRATION AND PAYMENT:** **1.** RSVP NOW **2.** Transfer a small Deposit of **$500** to grab our **Early Bird Offer** to: **Dream Valley Pte Ltd via:** **A)** PAYNOW to UEN: **202413187D** **B)** Through ATM/Online to: Dream Valley - Current Acct: **11352440801** Bank Name: ANEXT Bank Pte. Ltd. Bank Code: 9742 Bank Industry Code: ANTPSGSGXXX **3.** Once you've transferred, WhatsApp **Vinny (Hp. 85062629)** your proof of payment. **(IMPT: INDICATE THE EVENT & YOUR MEETUP NAME).** Your slot is now confirmed and you'll be invited to the Trip Briefing/ Q & A Session once RSVP closes. **4.** This is a "First to transfer, first to Confirm" basis. The sooner we can confirm this Trip, the more everyone saves. **Disclaimer, Indemnity and Terms of Participation:** **PLEASE READ FOLLOWING LINKS FOR OUR T&C’s BEFORE YOU RSVP:** [https://dreamvalleydestination.com/terms-and-conditions/](https://dreamvalleydestination.com/terms-and-conditions/) [https://dreamvalleydestination.com/privacy-policy/](https://dreamvalleydestination.com/privacy-policy/) By participation on this trip, I agree to & accept **Dream Valley’s** terms and conditions. We reserve the right without prejudice to return payment at any time and not permit participation - without the obligation to explain or give any reason. This Trip is organized by **Dream Valley Pte Ltd** **(TA License: 03794).** **Stay Connected: Follow our latest trips and updates:** Check out this Linktree! - https://linktr.ee/Dreamvalleydestination?utm_source=linktree_profile_share [https://dreamvalleydestination.com](https://dreamvalleydestination.com)

**Let Go Travelling & Hiking(Meetup)** **Join us as we embark THE BEST OF INDONESIA on 2026!!** **Total 6 Indonesia Package Tours >** **Medan, Bali, Surabaya, Bandung, Jogya & Lubuan Bajo!!)** **✈The Best 5D4N Medan 棉兰 / Lake Toba/ Orangutans** **+ Mount Sibayak Sunrise Hike** **✓7-11 Feb 2026 (Sat-Wed)** **◾INTERESTED, WHATAPPS 94884478 Wilfred or RSVP in Meetup:** [https://www.meetup.com/lets-go-travelling-hiking/events/312003620/](https://www.meetup.com/lets-go-travelling-hiking/events/312003620/) **Watch Our Beautiful Video-Clips:** **[https://www.facebook.com/share/v/17eMHCqJcq/](https://www.facebook.com/share/v/17eMHCqJcq/)** **❈Medan / Lake Toba / Mt Sibayak Sunrise Hike / Orangutan!!** ◾Medan is worth a visit with its rich culture, delicious cuisine, historical landmarks, natural beauty and affordable prices. ◾Mount Sibayak (2122m) is a stratovolcano that offers excellent views of the town of Berastagi and the neighbouring countryside, also one of the most climbed volcanoes on the island thanks to an accessible path to reach the summit after an easy 2-3 hour trek, open beginner hikers!! ◾Lake Toba is the largest lake created within a volcanic crater with exotic greenery and pristine blue waters make a mesmerising picture that lures thousands of tourists ◾Samosir is a vast volcanic island lies in the very heart of Lake Toba preserves its natural scenic highlands as well as the traditional rituals of the culturally rich Indonesia. ◾Sipisopiso is one of the largest waterfalls in Indonesia with a height of 120 meters. In addition, the waterfall is already very impressive and photogenic from above. ◾A gateway to the Sumatran Jungle, Bukit Lawang is famous for spotting semi-wild orang-utans. We will do a leisure trek through the rainforest to see Orang Hutan and boat rafting back. **❈Event Details:** **☆Land Cost:** ☆Min. 6 pax is to go is: $900/person ☆10 pax to go is $850/person Package excluded Self-purchase air ticket $175+/Travel Insurance **❈PAYMENT DEPOSITS/ TRIP DETAILS:** 1\. Provide Your Name and Mobile\# after RSVP 2\. Once the ideal group size is reached\, Tour Briefing / Whatsapp Group\-chat will be created on proposed itinerary\, flight booking\, things to bring and queries to the trip 3\. PAYNOW $300 after purchase the air –ticket to UEN 201727764C Wilfred Go Travelling & Hiking Pte or Bank Transfer to DBS Current Account 0029069789 4\. Settle full payment 2 weeks before departure date **❈5D4N Brief Itinerary:** Day 1 AIRPORT- Parapat - Samosir Island (-/L/D) Day 2 Samosir island -Berastagi (B/L/D) Day 3 : Berastagi - Medan (B/L/-) Day 4 : Medan - Bukit Lawang (B/L/D) Day 5 : Medan (B) TA License No 03066 TA NAME: WILFRED GO TRAVELLING & HIKING PTE LTD

Come getaway with us to explore this tranquil, peaceful picturesque island! Yes, an inner calming experience awaits the traveler who is ready to explore, unwind and soak in this rustic island’s surreal charm and beauty. To enable many of our new Cantonese friends to participate and explore this lovely island, we will make this a Leisure Walking event, we may cover.... ie. Chek Jawa wetlands, Jewawi tower, take the coastal boardwalk, chill-out at Punai Hut and slowly explore the other parts of the island at their own pace before heading back to the jetty’s Village area. \*\*Scenic & rustic places we’ll be visiting: a) Chek Jawa Wetlands (Marine life) b) Coastal Boardwalk c) Jejawi Tower d) Punai Hut e) Bukit Puaka (highest point of Pulau Ubin) Walking Trip Details: Day and Date: Saturday, 7 February 2026(Sat) Start Time: 9:00am SHARP! Meeting Venue: Changi Point Ferry Terminal (Street Level Facing the sea) Nearest Bus Stop: Bus 2, 29, 59 and 109 Those coming by MRT, alight at Tanah Merah Station and take Bus 2 to Changi Village Bus Terminal. Bus journey is about 40 min. Estimated End Time: 2:30pm (Changi Point Ferry Terminal) Route: Explore the Eastern part of island with option to Western part (Walker) if time permits. Total Distance Covered: 12km(East) Group size : Maximum of 60 (as every bumboat can carry a maximum of 12 passengers) Personal Expenses: Two-way bumboat ride costs $6 per pax and an additional $4 if you decide to bring your own bike(2019 price for reference) Compulsory Items : Rain gear such as ponchos **Your own packet lunch to be consumed on the island** At least 1.5 litres of water. You'll need it. Recommended Items: Comfortable clothing Hat/cap, arm sleeves Good comfortable Trekking/Sports shoes (No flip-flops, Open-toed footwear) Light snacks Insect repellent Optional Items: Sun block lotion Sunglasses Camera, Handphone Extra set of clothing for change after hike U-Lock for riders bringing their own bikes(for those wish to cycle around on their own) Additional Information: Unless there is a heavy thunderstorm with high lightning risks on NEA's weather forecast report making it too dangerous to walk, this event will be on. Any cancellation will be notified via Cantonese’s Meetup event portal not later than 6:30am on the event day. Please be thoughtful and update your RSVP early if you are unable to attend this hiking event. Do not RSVP if you are unsure you can complete the route distance due to health reasons, or totally new to walking long distance, have no confidence in walking on gravel road/dirt tracks as you may cause inconvenience to all other participants. Lastly, remember to have a hearty breakfast before coming for this walking event. This event is only for Cantonese members. Contact - Bong Lam - 96 196 902

Welcome to my sailboat. **Please read this notice**. These are crew opportunities, not for passengers, non-swimmers, people afraid of the water or get seasick. Bring a change of clothes, a towel, a hat, non-marking footwear with heelstrap and sunblock. There is a toilet and drinking water on board. Participants like to contribute to expenses in appreciation of this opportunity. **Also**, please confirm your attendance by SMS or Whatsapp on Saturday for sailing on Sunday, to avoid no-shows and missed sailings. No-shows deprive others of a place, so be responsible and remove your reservation if you are not attending, and please do it in good time. Places unconfirmed by Saturday will not be reserved, and I can't wait for you if I'm not sure you're coming. Keep me informed and reply to my messages. Don't be late. Thank you. Derek 9807-5827.

**✈{CONFIRMED} The Best of 5D4N Medan 棉兰/** **Lake Toba/Orangutans + Mt Sibayak Sunrise Hike** **Date: 7-11 Feb 2026 (Sat-Wed)** **{CONFIRMED TRIP, SLOTS ARE STILL AVAILABLE}** **INTERESTED, WHATAPPS 94884478 Wilfred or SIGN-UP HERE** [https://www.meetup.com/lets-go-travelling-hiking/events/312003620/](https://www.meetup.com/lets-go-travelling-hiking/events/312003620/) **Watch Our Beautiful Video-Clips:** **[https://www.facebook.com/share/v/17eMHCqJcq/](https://www.facebook.com/share/v/17eMHCqJcq/)** **☆CONFIRMED TRIP, Go Ahead to buy Air Ticket: $294++** **\*Book Singapore Airlines.\*** **[https://www.singaporeair.com/](https://www.singaporeair.com/)** **Sat, 7 Feb 2026** **Singapore Airlines.** Singapore Changi, 07:25 Medan Kuala Namu, 08:00 Flight number SQ990. **Wed, 11 Feb 2026** **Medan Kuala Namu, 20:30** Singapore Changi, 23:05 Flight number SQ995 **❈PAYMENT DEPOSITS/ TRIP DETAILS:** 3\. PAYNOW $500 after purchase the air –ticket to UEN 201727764C Wilfred Go Travelling & Hiking Pte or Bank Transfer to DBS Current Account 0029069789 4\. Settle full payment 2 weeks before departure date **❈Medan / Lake Toba / Mt Sibayak Sunrise Hike / Orangutan!!** ◾Medan is worth a visit with its rich culture, delicious cuisine, historical landmarks, natural beauty and affordable prices. ◾Mount Sibayak (2122m) is a stratovolcano that offers excellent views of the town of Berastagi and the neighbouring countryside, also one of the most climbed volcanoes on the island thanks to an accessible path to reach the summit after an easy 2-3 hour trek, open beginner hikers!! ◾Lake Toba is the largest lake created within a volcanic crater with exotic greenery and pristine blue waters make a mesmerising picture that lures thousands of tourists ◾Samosir is a vast volcanic island lies in the very heart of Lake Toba preserves its natural scenic highlands as well as the traditional rituals of the culturally rich Indonesia. ◾Sipisopiso is one of the largest waterfalls in Indonesia with a height of 120 meters. In addition, the waterfall is already very impressive and photogenic from above. ◾A gateway to the Sumatran Jungle, Bukit Lawang is famous for spotting semi-wild orang-utans. We will do a leisure trek through the rainforest to see Orang Hutan and boat rafting back. **❈TOUR HIGHLIGHTS:** Bukit Lawang Orang Hutan Exploration Mt.Sibayak Sunrise hike + Enjoy Hot Spring Sipiso – piso waterfall Lake Toba Tomok village Lake Toba Ambarita Village Lake Toba Bukit Holbung leisure hike Sibea Bea Hill to see statue of Jesus ST FRANSIS OF ASISI CATHOLIC CHURCH Peanut Candy Factory Bebas beach for photoscenic of Lake Toba Taman Alam Lumbini Buddist temple. Velangkhani church Sultan Maimoon Palace Night Market and more,,,, **❈Event Details:** **☆Land Cost:** **☆Min. 6 pax is to go is: $900/person** **☆10 pax to go is $850/person** **Package excluded Self-purchase air ticket & Travel Insurance** **❈ INCLUDES:** ü Hotel accommodation with twins/double/triple sharing rooms ü Meals as mentioned ü Private transfer on tours ü Entrance fees & sight- seeing tickets as in the itinerary ü English/Chinese speaking guide ü Bottled drinking water while on tours **❈EXCLUDES:** International & domestic flight tickets Early check in or late check out Other meals/drinks not mentioned, drinks ordered during meals Travel insurance Tipping to tour guide and driver Other services not mentioned above **❈5D4N Brief Itinerary:** Day 1 AIRPORT- Parapat - Samosir Island (-/L/D) Day 2 Samosir island -Berastagi (B/L/D) Day 3 : Berastagi - Medan (B/L/-) Day 4 : Medan - Bukit Lawang (B/L/D) Day 5 : Medan (B) **To Connect With Us:** **1\. Telegram Channel: [https://t.me/wilfredtravelsg](https://t.me/wilfredtravelsg)** **2\. Whatapps Channel:** **[https://whatsapp.com/channel/0029VaJmIsU9mrGTPqpect3l](https://whatsapp.com/channel/0029VaJmIsU9mrGTPqpect3l)** **3\. Facebook: [https://www.facebook.com/events/calendar](https://www.facebook.com/events/calendar)** ☆DISCLAIMER, INDEMNITY AND TERMS OF PARTICIPATION: \-\-\-ACKNOWLEDGEMENT TO OUR TERMS & CONDITIONS\-\-\- PLEASE READ THIS LINK FOR T&Cs BEFORE YOU RSVP: [https://www.meetup.com/g/lets-go-travelling-hiking/settings/basic/](https://www.meetup.com/g/lets-go-travelling-hiking/settings/basic/) ☆BY PARTICIPANTION, I HAVE READ, AGREED & ACCEPTED TERM & CONDITION:\*

**\*If interested, please whatsapp** [wa.me/+6588842635](http://wa.me/+6588842635) **or +65 8884 2635! Sign-ups *are only confirmed after contacting us and joining the WA group! \**** Gunung Lambak is quite a well-known hike amongst Singapore hikers, as it is nearby and extremely suitable for beginners with many different trails and short trails. However, we are not doing the usual short trail to the summit, instead we are doing a butterfly trail (somewhat of a loop) as training, where it'll be \~9-10km and 5-7h of hiking in total. **Background** Gunung Lambak (510m) is an extremely popular 1-day beginner hike located in Malaysia, about 2 hours from Singapore. Many locals and Singaporeans DIY this hike. It also acts as a good starting hike and introduction to trekking for beginners or first-timers, and often used as a good training hike for those experienced who extend the trails! **The Hike** The hike takes an average of 6-8h in total. We'll head to the summit -> Microwave Station -> Big Tree -> Summit (lunch stop) -> Starting Point. Its the butterfly trail because of how it looks like...when you log it on your GPS (e.g. Strava etc) There are some steep parts which can be challenging and strenuous and requires using your hands. Additionally, there are minor rope sections. This trek can be challenging for beginners so be prepared for a fun adventurous experience. The summit has a slight view of the city but not much of a view. Enjoy the breezy forest trek down before heading for a meal or free and easy activities. . To confirm, do RSVP and send me a whatsapp message! A Whatsapp group will be set up for further details. A minimum of 12 pax is needed for this trip to go ahead. Your place is only confirmed once payment is made. **Estimated Itinerary:** 5.30am – Meet Marsiling MRT, depart for Lambak 8.30am – Start trek 12.00pm – Lambak Summit (Lunch stop) 3.30pm- Reach back down and wash up 5:00pm – R&R 7.00-11 pm – Dinner before heading back to SG ***Itinerary might change depending on traffic conditions/situations. The trek leader will make the decisions accordingly. Dinner/R&R locations are not fixed as it depends on what time the group finishes. Final timing for meetup will be confirmed in the whatsapp group*** Price: **100 SGD per pax** Price includes: 2-ways Transport LMT Trek Leader Local Guides Price excludes: Personal Travel Insurance All Personal expenses/Meals/Activities Visa Application (if any) Everything else This event is organized by LITTLE MONSTERS TRAVEL PTE LTD Travel Agent Licence No: 03117 Contact : +65 88842635 Email: info@littlemonsterstravel.net FAQ Are there shower or toilet facilities at the park? A: There are quite basic but clean toilets at the park. Be prepared to shower using a bucket of cold water and a pail. Please bring a change of clothes and shower when you are down from Lambak. No smelly people in the vehicle! How fit do I have to be? I am afraid of being the slowest/burden to the group. A: You would need basic endurance and be open-minded, embrace the challenge of using your hands and steep terrain. Many people and locals climb Lambak everyday. However do note the distance, and it might not be suitable for you if you struggle with stairs, or walking <5km or to lunch everyday What happens if it rains! A: We would continue if its light and go slowly, or wait it out most likely as tropical showers do not last long. Also, always expect to hike with rain

Managing money shouldn’t feel complicated — yet many working adults feel unsure whether they’re saving enough, investing correctly, or making the right financial decisions for the future. This beginner-friendly, educational session is designed to give you a clear, practical foundation in personal finance — specifically tailored to the Singapore context. Whether you’re early in your career or simply want to get more clarity around money, this session will help you understand how the key pieces fit together. What We’ll Cover * The 3 pillars of personal finance: Saving, Investing & Protection * How CPF, cash savings, and investments should work together * How much you should roughly save vs invest at different life stages * Common financial mistakes working adults make (and how to avoid them) * How to build a simple, sustainable financial structure without jargon * How to think long-term without needing to “time the market” Who This Session Is For ✔ Working adults in Singapore ✔ Beginners with little or no finance background ✔ Those feeling overwhelmed by too much online financial advice ✔ Anyone who wants clarity before making financial decisions No prior knowledge required. What This Is (and Isn’t) ✅ Educational and discussion-based ✅ Practical and real-life focused ✅ Neutral and beginner-friendly ❌ Not a sales talk ❌ No products being pushed The goal is understanding, not selling. Event Format * Short presentation * Simple visuals & examples * Open Q&A and discussion * Casual, friendly environment Come listen, ask questions, or just learn at your own pace. 📍 Venue: Punggol Coast Mall ⏱ Duration: \~1.5–2 hours 🎟 Cost: Free If you’ve ever thought “I should really get my finances sorted, but I don’t know where to start” — this session is for you.

Dale Gnidovec, Curator of the Orton Hall Museum of Geology at The Ohio State University, will be presenting a program he has wanted to share with us for a long time: Plate Tectonics. His description of his program: Continents on the move - Nothing in Earth history makes sense without moving continents - it tells us why mountains, volcanoes, minerals, and fossils are where they are. This talk examines the evidence for continental drift, why it was disbelieved, and explains how the more-encompassing theory of plate tectonics was developed and eventually proven. Dale is an energetic, incredibly knowledgeable, and very entertaining speaker and this will be another wonderful program by Dale. Hope to see you there! Food and drinks will be provided at the event. Feel free to show up a little bit early to hang out and talk. Going forward our meetings will be hybrid. You can meet us in-person or attend online Join Zoom Meeting [https://us02web.zoom.us/j/87836564953?pwd=4Mi57ElZkDIFlb1fnlNwOJ0NiOK4tP.1](https://us02web.zoom.us/j/87836564953?pwd=4Mi57ElZkDIFlb1fnlNwOJ0NiOK4tP.1) Meeting ID: 878 3656 4953 Passcode: 760812 One tap mobile +19292056099,,87836564953#,,,,\*760812# US (New York) +13017158592,,87836564953#,,,,\*760812# US (Washington DC) The formal presentation will start at noon

Early-bird coffee and conversation at [Paris Baguette](https://parisbaguette.com/locations/oh/columbus/3969-merchants-row/)!

Let's grab some coffee/food and share a morning chat! The East Market has an ample parking lot and outdoor and indoor seating. Grab a cup of coffee from Winston's Coffee & Waffles or on your way to East Market and meet us on the second floor - table behind or east of the elevator. If the weather cooperates we will be meeting in the patio. Per what this group is about: "Everyone is welcome! International transplants to Columbus who want to improve language skills, Columbus residents who want to discuss international travel and culture, and anyone who enjoys getting together for good conversations."

**Caller: Dan Kappus** **Band: Trillium** **Big Scioty Contra Dance** **temporarily returning to our long ago location for Jan-March - First Congregational Church, 444 E. Broad St., Columbus 43215** WHAT IS CONTRA DANCING? Picture the Grand Ball scenes like you’ve seen in period films such as “Pride and Prejudice”, where the dancers are lined up in long lines, across from each other. That’s English Country Dancing, the predecessor of contra dancing. Now, add moves like “swing your partner” and “do-si-do,” like you’ve seen in square dancing. Set it to fabulous, high energy, live music with fiddles, guitars, percussion and more, alá “Riverdance.” Finally, set the whole scene down in the middle of Woodstock, with a hip, groovy atmosphere, a bit of tie-dye, and hints of counter-culture attitude. THAT’s Contra Dancing! Wear cool and comfortable clothes (you will get warm) and clean shoes that won't mark up our nice wood floor. Be sure to come for the beginner's lesson from 7:30 - 8:00, followed by dancing 8:00 - 10:30. All dances are taught; we will help you learn! Beginners always welcome, no need to bring a partner. Cost is $10.00 adults, $5.00 ages 12-26. Under 12 free. Free parking in church lot. For more information contact me or check out our website: [www.bigscioty.com](http://www.bigscioty.com/) Please bring your own refillable water bottle. Snacks to share are always welcome!

Inspired by the successful events like "Pot Luck in the Park" and "Saturday Mornings @ East Market," this meetup promises a fun and engaging atmosphere where like-minded individuals can connect over a shared love for languages and cultures. Whether you're a language learner, ESL student, or simply passionate about exploring new cultures, this event is perfect for anyone looking to immerse themselves in a diverse and welcoming community. Come join us for an enlightening afternoon of language, culture, food, of course, and connections! (Everyone will individually choose from the buffet and pay for their own meal, by weight.)

Joanie Shell and Lindsay Thomas of Opportunities for Ohioans with Disabilities, will be representing the Independent Living Older Blind (ILOB) program, and will explain what this program can offer to persons ages 55 and older. As taken from their website, the ILOB program can help Ohio’s aging population face the many challenges of vision loss and maintain their independence. Target audience for this group is persons who are visually impaired, especially those who have experienced recent loss, however, all are welcome, including family members and supports. Light refreshments will be served. You can also join the meeting by Conference Call at (518) 263-8851.

Your Friday night just got better! Join us at select [#MarketDistrict](https://www.facebook.com/hashtag/marketdistrict?__eep__=6&__cft__%5B0%5D=AZXglupYTNnuPXhU3gU2DI9GInOg8OWWSvEJTry0VDGnMwh3tC6LxAkyc13s7j-hzoCa7zpemBLJbwdOAIfL-4l-h-eX3x7UFBl6CgHm1ijsL9C9hR_jWvIa_CNOjxBCQzMpVcaRfKr1LrRukr4nY0KHoqN2w3gXLadSqHBf6hPcBx13ltDk2suI8GhnjfjDOUs&__tn__=*NK-R) (we are meeting at Grandview Yard) locations for Flights & Bites on the third Friday of the month from 5-8pm. We'll meet about 5:30pm til 7:00pm. Feel free to join us anytime before 6:45pm. **Cost: $15.00 per person *(covers 4 wine or beer samples paired with gourmet appetizers)*** **Meet**: The staff will set aside tables for our group, just behind the bar. Feel free to brings cards if you want to play after your tasting. Sometimes, we head to a venue to hear live music afterwards.