💰Financial House: A Free Hands-On Workshop for Desis Parivar

**This is for all the people who need more clarity about how moneyflow works in Canada.**

Please join the WHATSAPP group for all the conversations:
https://chat.whatsapp.com/HUZQIcLV6HXAnmcXZ7vtap

Date, Time, and Location:

• June 14th, 2026
• 2:30 PM - 4 PM
• 10350 University Dr, Surrey, BC V3T 4B8, Surrey City Center Library, Room 418.

You came to Canada to build something.
But nobody handed you the manual for how money actually works here.
This workshop is that manual.
In an hour and a half, you will go from confusion to clarity — with a personalized financial worksheet you fill in live and take home.
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WHAT YOU WILL LEARN
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First Half — The Foundations

• The three financial threats quietly costing immigrant families thousands every year
• How to protect your family, your income, and your future — in the right order
• Budgeting, debt, and the accounts most newcomers never fully use: TFSA, RRSP, FHSA, RESP
• Four ways to deal with the Canadian tax system — and the ones you are probably missing

— 15-Minute Break —

Second Half — Going Deeper

• How markets actually work and why most people lose money for the wrong reason
• How to know which investments match your life stage before putting a dollar in
• A live comparison of every major investment vehicle — including one your bank cannot offer you
• Your personal retirement number, calculated in the room, using your actual goals
• Estate planning basics: what happens to everything you built if you are gone tonight

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WHAT YOU TAKE HOME
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A printed Personal Financial Worksheet — filled in by you, for you, during the session. Yours to keep. It will contain your foundation audit, your savings snapshot, your tax strategy gaps, your registered accounts status, your retirement number, and your three personal next steps.
Most people pay hundreds of dollars for this level of clarity. You walk out with it tonight.
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WHAT TO BRING
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Just yourself — and if you have a few minutes before the event, a rough sense of your monthly income, monthly expenses, current savings or investments, and your TFSA and RRSP contribution room from CRA My Account (canada.ca/my-cra-account). These numbers make the worksheet personal. But even if you come empty-handed, you will leave with clarity.
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ABOUT THE PRESENTER
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Ramneek Singh Kumar, MSc, PMP, LLQP | DBA Candidate, Golden Gate University
Ramneek is a Licensed Financial Advisor, a former Assistant Professor at University Canada West where he taught Operations Management and Personal Financial Planning at the MBA level, and a doctoral candidate at Golden Gate University in San Francisco.
In the community, he is President of the Society of Punjabi Engineers and Technologists of BC, Founder of SAGA (Strategic Alliance for Growth and Advancement) — a peer network for first-generation business owners — and a facilitator of Chai in the City, a men's mental health support group in collaboration with Movember, Tarakki, and Prem State of Mind. He also serves as a Youth Ambassador at the South Asian Mental Health Alliance.
He is one of us. That is why this workshop exists.
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🎟️ Free. Limited seating. Register now.

DISCLAIMER: By attending this event, you agree that we (the organizers, admins, and fellow attendees) aren't responsible for any loss, damage, or injury during the event. We'll also be snapping some photos to share on social media, so if you'd rather not be included, just let us know ahead of time!